‘Clean-Slate’ Laws, Bad Policy Could Dispatch More Felons to Borrowers’ Homes

Baggins says:

One of the nice things about getting away from amc’s was tax time became simpler. Their end of year earnings statements rarely matched up with my internal numbers, even if tediously back dating or forward dating based on either assignment time, invoice submittal, or actual payment date. The numbers were not adding up. This seemed to be a possible benefit, as earnings appeared less, therefore a slightly reduced tax burden. Often my yearly according to the amc was thousands less than actual. Than I thought of auditing risk and what it would mean if these companies continued to consistently under report the actual compensation paid to appraisers. After all, I had actually deposited more than the taxable statements indicated. The lender direct companies I’ve been dealing with tend to have dead on accurate records of compensation paid. Problem solved. This gets really difficult to manage with auto deposit when one is working with a dozen different companies at once. To this day, still preferring and finding increased positive value in dealing with companies whom still mail paper checks.

Suggesting amc audits. That’s worthy of a topic bump. Thank you.

Baggins says:

Well, the inspectors are sourced from these sort of networks. If you’ve got a pulse, you’re hired. Daily pay, no waiting. It may not appear at first this is on topic and relevant, but I assure you it is. One degree away, within the networks which distribute the work order requests, which these companies fulfill, are also other requests such as the photo takers and simple home inspector services, which the same companies also often fulfill. As those photo and simple inspection services, although they pay far less, are easier lines of work, they don’t need to advertise and solicit to get vendor fulfillment. They have years long waiting lists of desperate poorly qualified people whom spend their entire days picking up $8 per photo request orders and $25-$50 simple home inspection requests which are completed for everything from asset management to insurance for auto home and commercial, and now to include mortgage lending GSE work. Basically the amc’s are subbing qualified appraisers out for the asset manager type and basic insurance type fulfillment instead. Now your appraisal related home inspector (bifurcated PIR) also has additional skills, such as cleaning and winterizing toilets, trash outs, lock changes, serving eviction notices, bi lingual services necessary to work with foreign nationals, being skilled at taking photos of automotive accidents for insurance claims, etc, etc. True story. The things I learned in pursuit of commercial lawn mowing.
https://propertyvendors.com/?utm_campaign=PV&utm_medium=email&_hsmi=81487182&utm_content=81487182&utm_source=hs_automation

Keyword search terms; Insurance photo taker jobs / field inspection photo gig, etc, etc.
https://bpophotoflow.com/register2.php
https://gigworker.com/onsource/
(read their vendor requirements ‘requirements of the job’ section. Does not appear to require special insurance.)
There are literally thousands of these, I just picked a few randoms for example purposes. The first link to the property preservation network is the one which is more interesting because that reflects the array of fourth party companies whom pass these various approvals and get the contracts to provide the vendor fulfillment, and then sub out the work to fifty party vendors. (or is that sixth party if the amc then sends to the distributor, whom sends to the boss, whom sends to the workers. I have a headache just thinking about it.) Basically if you are just literate enough to read the add and respond, you’re likely to be hired. I was talking to one guy out of Texas whom was telling me all about how easy it was, to get more lawn mowing and other property related requests than one could handle, how to build a crew and easily bypass most of the oversight requirements. He offered to give me a free ride along just to get started. Imagine that. He loves it when the mower kicks a rock and breaks a window, because then he writes up a work order request for window boarding, easy money. Photos and property inspections on the side if the weather is bad or mowing requests are slow. Runs multiple crews, service for multiple companies. That’s how these things shake out in open networks which do not require licensing. $7 back ground check, instant gig worker status. This is the underside of ‘appraisal modernization’. And that’s why they dress it up and package the sale alongside fictitious racist appraisers slander. Otherwise this is an impossible sale. As if a refinance of ones home is equivalent in responsibility requirements to filing an insurance claim or hiring a guy to mow your lawn. PAREA is going to open the flood gates for the entire body of gig workers to become instant appraisers with equivalent vetting. Couple that with automatic records sealing. Clown world is here.

In case anyone is interested, this is how record sealing looks.
https://www.coloradopolitics.com/legislature/colorado-to-automatically-seal-non-violent-criminal-records/article_3bc0671a-e130-11ec-b799-b3c9c7aee2b4.html
Think about this line; “The bill will also prohibit employment and housing discrimination based on the contents of a sealed criminal record.” That means that if Paschal Uchendu wants to be a property inspector again, after sealing, he can be, and everyone here would be guilty of discrimination for even mentioning his past. “As soon as Class became aware of this matter, the scanner was removed from our panel prior to completing any services.” Oh my dear Mr Dingeman, that’s borderline discrimination under these new programs. Be careful what you wish for. I’m not signing my name to anything with a third party inspector, ever. Appraisal management companies, ‘managing’ qualified professional appraisers right out of the picture since 2006.