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George Dell Analogue Blog
Technology and Evidence? NewTechnology you buy?  Or technology you sell? EBV, Evidence Based Valuation© is applied technology.  The modern – today – version comprises AI, Data Science, and micro-economic theory. There are two main types of artificial intelligence: Generative AI – Used for new content creation, creative pursuits, and personalized experiences. Analytic AI – Used for data-driven decision-making, […] The post Technology and Evidence? appeared first on George Dell, SRA, MAI, ASA, CRE.George Dell, SRA, MAI, ASA, CREJul 06 2026
Tech Tools: Now or Later? NewWe have a conflict – apply new tools and tech – now or later? Public policy on home ownership appraisal is controlled by the non-profit Appraisal Foundation’s (AF) standards (USPAP), and licensing curricula.  The uniform standards, unfortunately, are not uniformly nor fairly enforced (a topic for later in this series). The most current advice from […] The post Tech Tools: Now or Later? appeared first on George Dell, SRA, MAI, ASA, CRE.George Dell, SRA, MAI, ASA, CREJun 29 2026
Technology and Standards: Enemies? NewThe Appraisal Foundation Advisory Opinion 41 is about “when technology is used” in an appraisal. Is this a solution seeking a problem?  (I use “technology” in every appraisal.) A snippy response might note that the modern electronic typewriter, with built-in whiteout ribbon, is technology – as is the modern ten-key calculator.  We have always used […] The post Technology and Standards: Enemies? appeared first on George Dell, SRA, MAI, ASA, CRE.George Dell, SRA, MAI, ASA, CREJun 22 2026
What are Technology Tools? NewLately, the word “technology” has been making the rounds.  Partly this was triggered by the GSEs (Fannie/Freddie) “modernized” report requirements. The Appraisal Foundation also recently released its new 14 page Advisory Opinion 41 (AO41):  Use of Technology in an Appraisal or Appraisal Review Assignment.  The object is to “address the appraiser’s responsibilities” – under USPAP […] The post What are Technology Tools? appeared first on George Dell, SRA, MAI, ASA, CRE.George Dell, SRA, MAI, ASA, CREJun 15 2026
Appraisal Today
GSEs New Info on Completing UAD 3.6 NewNewz: GSEs New Info on Completing UAD 3.6, 2026 Appraiser Survey: State of the Profession July 3, 2026 What’s in This Newsletter (In Order, Scroll Down) LIA AD: Buyer Wants Lower Price to Negotiate 2026 Appraiser Survey: State of the Profession By Isaac Peck, Publisher, WorkingRe Abandoned The post GSEs New Info on Completing UAD 3.6 appeared first on Appraisal Today.Appraisal TodayJul 03 2026
AQB Exposure Draft Removes College Degree Requirement NewNewz: Appraisal Stress Test, AQB Exposure Draft Removes College Degree Requirement June 26, 2026 What’s in This Newsletter (In Order, Scroll Down) LIA AD: State Board Complaint Frustrations The Appraisal Profession Is Being Stress-Tested. That’s Not the Same as Being Replaced By Jessica Sturm All About the The post AQB Exposure Draft Removes College Degree Requirement appeared first on Appraisal Today.Appraisal TodayJun 25 2026
UAD 3.6: The Appendices NewNewz: UAD 3.6: The Appendices, Will Florida Governor Eliminate Property Taxes? June 19, 2026 What’s in This Newsletter (In Order, Scroll Down) LIA AD: Expanding Intended Users? Not So Fast UAD 3.6 Answer Headquarters: The Appendices Private Island for Sale: 25-Acre Historic Maine Estate Lists for $3.85 The post UAD 3.6: The Appendices appeared first on Appraisal Today.Appraisal TodayJun 19 2026
Recent Executive Orders Affecting Appraisers NewNewz: Recent Executive Orders Affecting    Appraisers, When Appraisers Take the Stand June 12, 2026 What’s in This Newsletter (In Order, Scroll Down) LIA AD: A case of forgery Recent Executive Orders: Threat, Opportunity, or Both for Appraisers? By Kim Perotti, AXIS AMC $22.8 Million Aspen Home The post Recent Executive Orders Affecting Appraisers appeared first on Appraisal Today.Appraisal TodayJun 12 2026
Jamie Owen Blog
How Downsizing Can Unlock Financial Freedom and…This week's article by guest blogger Jessica Brody focuses on the benefits of downsizing for homeowners in Cleveland. She discusses emotional and financial aspects, offering a seven-step game plan for successful property listing and sale. By viewing downsizing positively, homeowners can direct savings toward personal growth and opportunities for a fresh start.Cleveland Appraisal BlogJun 07 2026
Ryan Lundquist Blog
You can’t do a short sale if…We’re seeing more distress in the housing market. It hasn’t been a tidal wave of carnage like the online doom narrative often suggests, but there are changes happening, so let’s talk about underwater mortgages, short sales, and delinquencies. Today, I have some really interesting data that I’ve not shared before, and I hope you get […] The post You can’t do a short sale if you’re tall first appeared on Sacramento Appraisal Blog.Sacramento Appraisal BlogJul 02 2026
Are appraisers giving bigger condition adjustments in…Condition is such a big deal in today’s housing market. It’s not like buyers ignored it in the past, but buyers today are really scrutinizing homes, and they’re going to wait for the right house rather than act out of desperation. Let’s talk about it.  UPCOMING SPEAKING GIGS: 6/24/26 Windermere Sierra Oaks Q&A 7/1/26 Wisdom […] The post Are appraisers giving bigger condition adjustments in 2026? first appeared on Sacramento Appraisal Blog.Sacramento Appraisal BlogJun 23 2026
Buying a private island & prices are…A private island listed for sale last week in the local market, and it’s getting viral attention, so let’s talk about it. Also, price metrics are now HIGHER than one year ago. What does that mean? Has the housing market started to rebound? Are we so back? Let’s get into it.   UPCOMING SPEAKING GIGS: 6/24/26 […] The post Buying a private island & prices are now higher than last year first appeared on Sacramento Appraisal Blog.Sacramento Appraisal BlogJun 09 2026
ARCC
Tom Horn Blog
Is It Time to Remove PMI? What…You May Be Able to Remove PMI Sooner Than You Think If you paid less than 20% down when you purchased your last home, you’re probably paying a PMI premium. With the strong increase in home values since 2019, there’s a good chance that you can remove PMI since it may not be necessary any […] The post Is It Time to Remove PMI? What Homeowners Need to Know appeared first on Birmingham Appraisal Blog. Related posts: Is it time to get an appraisal for PMI removal? 15 Reasons Your Home May Not Appraise for the Expected Value: Tips for…Birmingham Appraisal BlogJun 16 2026
HousingWire Valuation
San Diego to get more transit housing… NewSan Diego has spent recent years earning a reputation as one of California’s most aggressive housing builders, streamlining permits citywide. But city leaders hesitated when state law required them to draw boundaries for new housing near neighborhood bus stops. San Diego officials proposed a far tighter map than regional and state regulators wanted. They limited […]HousingWireJul 06 2026
$95M funding, USLBM deal back Higharc AI… Artificial intelligence has reached homebuilding’s proving ground. Not the proving ground for a demo or a pitch deck, nor the conference-stage jumbo-screen promise that technology will transform an industry whose complexity has humbled generations of would-be transformers. It’s the real sniff test. AI’s proving ground has become the homebuilding business itself. It is land acquired […]HousingWireJul 06 2026
ONE Sotheby’s International Realty adds sales director According to the brokerage, Figueroa has been involved in more than $3 billion in closed transactions during her career.HousingWireJul 06 2026
TitleEase integrates with Contract2Close platform The integration is designed to incorporate title ordering into existing workflows used by real estate professionals.HousingWireJul 06 2026
Shannon Slater Blog
Bryan Lynch Blog
Working RE Magazine
2026 Appraiser Survey: State of the Profession New> The Appraiser Coach> AMC Guide> OREP E&O★★★★★ “They are knowledgeable, professional, and understand urgency.”– Joe Thweatt 2026 Appraiser Survey: State of the Profession  by Isaac Peck, Publisher Nearly one-third of all practicing appraisers plan to leave the profession within three years. Add the next cohort and roughly half intend to exit within the next five years. Those are […] The post 2026 Appraiser Survey: State of the Profession appeared first on Working RE Magazine.Real Estate Appraisers – Working RE MagazineJun 23 2026
Include E&O in Appraisal Reports? Just Say… New> The Appraiser Coach> Appraisal Institute> OREP E&O★★★★★ “They are knowledgeable, professional, and understand urgency.”– Joe Thweatt Include E&O in Appraisal Reports? Just Say No  by Isaac Peck, Publisher Plenty of appraisal management companies still require appraisers to attach an E&O declarations page (dec page) to every report. The practice persists because it’s convenient for the AMC, not because […] The post Include E&O in Appraisal Reports? Just Say No appeared first on Working RE Magazine.Real Estate Appraisers – Working RE MagazineJun 16 2026
When Appraisers Take the Stand New> The Appraiser Coach > Appraisal Institute> OREP E&O★★★★★”They are knowledgeable, professional, and understand urgency.” – Joe Thweatt When Appraisers Take the Stand  by David C. Wilkes, Esq., CRE, FRICS and Kevin M. Clyne, Esq., CRE Real estate appraisers have long played an essential role in litigation involving property valuation. Courts frequently rely on experienced valuation professionals to provide […] The post When Appraisers Take the Stand appeared first on Working RE Magazine.Real Estate Appraisers – Working RE MagazineJun 02 2026
HB 355 and What Every Appraiser Should… New> The Appraiser Coach > Appraisal Institute > OREP E&O ★★★★★ “They are knowledgeable, professional, and understand urgency.” – Joe Thweatt HB 355 and What Every Appraiser Should Learn from Kentucky’s Legislative Win  by Bryan S. Reynolds, MNAA Kentucky’s recent passage of House Bill 355 is more than a state legislative victory—it is a case study in what can […] The post HB 355 and What Every Appraiser Should Learn from Kentucky’s Legislative Win appeared first on Working RE Magazine.Real Estate Appraisers – Working RE MagazineMay 12 2026
HousingWire Real Estate
ONE Sotheby’s International Realty adds sales director According to the brokerage, Figueroa has been involved in more than $3 billion in closed transactions during her career.Real Estate News Daily and Industry Analysis from HousingWireJul 06 2026
NAR tells members to report Realtor brand… NAR is updating its Trademark Protection Program and says AI tools help identify Realtor trademark misuse earlier for enforcement.Real Estate News Daily and Industry Analysis from HousingWireJul 06 2026
The Agency’s Zane Burnett: AI success starts… The Agency's Zane Burnett sat down with HousingWire to explain why operational efficiency from AI comes before return on investment and more.Real Estate News Daily and Industry Analysis from HousingWireJul 06 2026
The IDX debate: Is it time to… If IDX ends, buyers may rely on portals for full inventory, large brokerages gain, and seller exposure may drop.Real Estate News Daily and Industry Analysis from HousingWireJul 06 2026
Mortgage News Daily
HELOC, AI POS, LOS Tools; Pay Attention… NewOne of the key selling points for an LO talking to a potential client about becoming a homeowner is the landlord/client relationship, which can go awry. (Pearl is the daughter of the short film’s director, by the way.) There are many reasons why renters aren’t owners, like, “can they not afford a residence,” or “are none available?” We recently learned that May new home sales slid to 580,000 (seasonally adjusted) and are down around 7 percent m-o-m and y-o-y. Sales of completed homes have declined for three straight months and are down over 30 percent since November. The supply of…Pipeline PressJul 06 2026
Younger Borrower, Medical Professional; Full Loan Cycle… NewThe Office of the Comptroller of the Currency (OCC) reported on the performance of first-lien mortgages in the federal banking system during the first quarter of 2026. The OCC Mortgage Metrics Report, First Quarter 2026 showed that 97.7 percent of mortgages included in the report were current and performing at the end of the quarter, a slight increase from 97.6 percent in 2025. (Today’s podcast can be found here and this week’s ‘casts are sponsored by Experian. From lenders and landlords to employers and consumers, Experian helps connect the housing ecosystem with the data and insights needed to make faster,…Pipeline PressJul 02 2026
Accounting, AllReg's AI Tools; Isaac Boltansky Interview;… NewWe find ourselves in the 3rd quarter of 2026. The stock market has made the headlines, but between a) the reduction in the number of publicly held companies, and b) the weight given to AI-related stocks, it is worth reminding everyone that the stock market is not the economy. Economies are complex, as are countries. Did you know that more Europeans die each year from summer heat than Americans die from gun violence? Over 1,000 recently in France; 1,500 deaths in Western Europe are being attributed to the climate. Returning to this country, there are six state capitals West of…Pipeline PressJul 01 2026
Medical Profession, Refi Products; Fee Standardization Thoughts;… NewToday’s podcast can be found here and this week’s ‘casts are sponsored by Experian. From lenders and landlords to employers and consumers, Experian helps connect the housing ecosystem with the data and insights needed to make faster, confident decisions. Lead a smarter housing journey with Experian. Today’s has an interview with Experian’s Likhitha Mahendar Singh how the modern first-time homebuyer has evolved, why rental payment data is reshaping how lenders identify mortgage-ready borrowers, and how a data-driven approach can help better target, underwrite, and serve the next generation of homeowners. Broker and Lender Software, Products, and Services Everyone in lending…Pipeline PressJun 30 2026
NAR
Rob Chrisman
July 6: Non-QM, appraisal jobs; HELOC, AI… NewOne of the key selling points for an LO talking to a potential client about becoming a homeowner is the landlord/client relationship, which can go awry. (Pearl is the daughter of the short film’s director, by the way.) There are many reasons why renters aren’t owners, like, “can they not afford a residence,” or “are...Read More “July 6: Non-QM, appraisal jobs; HELOC, AI POS, LOS tools; pay attention to Agency changes; housing surplus?” »Daily Mortgage News & CommentaryJul 06 2026
July 2: LO jobs; Younger borrower, medical… New“What do they call the 4th of July in nursing homes? In Depends Day.” Plenty of people are hitting the roads, hopefully some of them are visiting elderly relatives, and what better conversation topic than… the hidden picture of how a gas station works? Of course, people will be dining on a wide variety of...Read More “July 2: LO jobs; Younger borrower, medical professional; full loan cycle AI tools; CEO Kim Nelson interview; Non-Agency news” »Daily Mortgage News & CommentaryJul 02 2026
July 1: Broker equity, appraisal jobs; Accounting,… NewWe find ourselves in the 3rd quarter of 2026. The stock market has made the headlines, but between a) the reduction in the number of publicly held companies, and b) the weight given to AI-related stocks, it is worth reminding everyone that the stock market is not the economy. Economies are complex, as are countries....Read More “July 1: Broker equity, appraisal jobs; Accounting, AllReg’s AI tools; Isaac Boltansky interview; CRA stats; STRATMOR on LO trust” »Daily Mortgage News & CommentaryJul 01 2026
June 30: LO jobs; Medical profession, refi… New“I decided to play golf with my friend. On the third hole he said, ‘Let’s make this interesting.’ So we stopped playing golf.” Every week I receive a half a dozen invitations to mortgage golf events, usually centered around a conference. How about coming up with something where you can see and talk to more...Read More “June 30: LO jobs; Medical profession, refi prospecting products; Fee standardization thoughts; Investors & ROAD Act” »Daily Mortgage News & CommentaryJun 30 2026
Dustin Harris Blog
The Perfect Rating: 4.9 Stars?I used to think that a perfect reputation meant having perfect reviews. Five stars across the board, no complaints, no criticism—just a clean, flawless image. But over time, I’ve realized that perfection can actually work against you. In fact, a slightly imperfect rating might be one of the most powerful trust signals you can have. It hit me when I started thinking about how I personally evaluate businesses online. When I see nothing but glowing five-star reviews, part of me becomes skeptical. It almost feels too polished, like something might be filtered or missing. But when I see a 4.8…The Appraiser Coach BlogJul 01 2026
Define What You WantI’ve noticed a pattern lately when it comes to business growth, and honestly, I’ve caught myself falling into it too. It’s easy to say I want more clients, more income, or more freedom, but when I really dig deeper, the vision often gets a little fuzzy. I might know the general direction, but not the specifics. And that lack of clarity can quietly hold everything back. A recent conversation drove this home for me in a big way. Someone was frustrated that their efforts weren’t turning into paying clients, even though they were putting in time and offering value upfront.…The Appraiser Coach BlogJun 24 2026
The Importance of VulnerabilityFor a long time, I believed that success was mostly about figuring things out on my own. I took pride in being self-reliant and pushing through challenges without much outside help. And while that independence did get me somewhere, it also slowed me down more than I realized. What I’ve come to understand is that growth really accelerates when you stop trying to do everything alone. One of the biggest shifts for me has been learning the value of vulnerability. It’s easy to talk about goals and surface-level problems, but it’s much harder to admit where I’m actually stuck. The…The Appraiser Coach BlogJun 14 2026
The Importance of Follow-ThroughI’ve spent a lot of time thinking about how to grow a business, especially when it comes to building meaningful, long-term relationships. Everyone wants more opportunities—but not everyone is ready to handle them when they actually show up. Recently, I was reminded of that in a pretty frustrating way. I helped connect two professionals who could genuinely benefit from working together. It was a perfect setup—real opportunity, real value on both sides. And then… nothing. One side followed up multiple times, and the other never responded. It made me realize something simple but important: you can’t force people to do…The Appraiser Coach BlogJun 07 2026
NAR - The Voice for Real Estate
Mary Cummins Blog
California Bill AB 628 Makes Stoves, Refrigerators… NewCalifornia AB 628 makes it mandatory for some housing units to have a stove and refrigerator in order to be habitable on all new, amended, renewed leases starting January 1, 2026. This is an amendment of Section 1941.1 of the California Civil Code."This bill would add a stove and refrigerator that are maintained in good working order and are capable of safely generating heat for cooking purposes and capable of safely storing food, respectively, to the list of characteristics required for the dwelling unit to be tenantable for leases entered into, amended, or extended on or after January 1, 2026. The…Mary Cummins, Real Estate Appraiser, Real Estate Appraisal, Los Angeles, California, Mary Cummins.Oct 08 2025
RAC Blog
What is the value of being a…What is the value of being a RAC Member? Hear what our current members have to say!Blog - Relocation Appraisers and ConsultantsMay 07 2026
RE Appraisal Subreddit
Divorce appraisal The wife called me, her (soon to be ex) husband is causing her problems and making everything as difficult as possible. Her attorney suggested that she get an appraisal from Certified so that she has some more leverage, and information. I am set to inspect the subject tomorrow, getting payment at the door. The husband just called, looking for an appraisal. I've been doing appraisals for 25 years, this is a first for me. Do I call him and tell him I've already been hired by the wife? Or, due to confidentiality, do I call him and just say that…real estate appraisalJul 06 2026
Gut Check: Missing Engagement LettersSo I've started working for this small shop specializing in litigation and expert witness testimony. When assigning an appraisal job he doesn't include the engagement letter so I have to ask him things like intended use/user due date, etc. The pay is on an hourly basis so there's no fee split but - this looks, as they say, screwy. I've never in my life seen anyone try to do an appraisal report - especially for litigation - without something as basic as an engagement letter. Does this sound screwy to others as well? Why would he want to hide the…real estate appraisalJul 06 2026
Multi-unit with different condition ratingsIf you have a two-unit residential property, and one unit is a c4 and one unit is a c5, what rating do you give the property as a whole? Does the presence of a c5 unit make the whole property a c5 or does the fact that *most* of the property is a c4 mean it’s a c4? I told the lender that it was c4/c5 and they want me to make an “overall” condition rating. Any guidance or advice is welcome, thank you! submitted by /u/Sloppy_Quasar [link] [comments]real estate appraisalJul 03 2026
FHA hoarded houseAny thoughts on a fairly dirty hoarded house for a FHA loan? Not sure if the hoard and lack of cleaning should be considered C5. Any suggestions or thoughts greatly appreciated! Thanks submitted by /u/KitaH248 [link] [comments]real estate appraisalJul 03 2026
AppraisersForum
How many actually believe 3.6 will be… I just watched a zoom presentation hawking one of those AI "assistants". Other than expecting Mike the Pillow Guy to pop his head out it was generally informative but I just don't see it happening this year at all.AppraisersForum.comJul 06 2026
SFREP and 3.6 To SFREP users, anyone completed or started a practice 3.6 ? I mainly use Classic, I’ve used Pro for a few reports, but as a creature of habit after a few in Pro a couple years ago I stuck with classic except for those few BOA reports that required Pro. I use photograph-It Plus and comp manager for comps and use the old version of sketch it. What problems and hurdles are you seeing and experiencing with 3.6? I’m still in watch and wait mode and open up my practice 3.6 when I get bored. I... Read moreAppraisersForum.comJul 06 2026
Got Peers This might or might-not be the correct thread but I'm seeking a response from peer Appraisers: I am submitting an application for an appraisal "position" on a public fee panel that requires min of reference letters from two appraisers. I am hoping that the gentleman who mentored me 25 years ago will provide one letter of recommendation.....but I DON'T KNOW EVEN THE BASIC CONTACT INFO FOR ANOTHER APPRAISER ANYWHERE WITHIN 1000 MILES. Of course I don't belong to an appraisal organization of... Read moreAppraisersForum.comJul 06 2026
FHA ceiling repairs -WWYD? FHA condo/PUD assignment. Looking for peer input on whether you would call for a roofing contractor, general contractor, both, or neither. Facts: Approximately 48-year-old dwelling with flat roof. Roof age unknown. No attic access observed. Upper-level bedroom directly beneath roof exhibits multiple prior ceiling patches, apparent unevenness, and a visible hairline crack. Garage below bedroom exhibits multiple prior ceiling repairs/patches and some associated... Read moreAppraisersForum.comJul 06 2026
Calypso Blog
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