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  • Appraisal Today
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  • Ryan Lundquist Blog
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  • Tom Horn Blog
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  • Bryan Lynch Blog
  • Working RE Magazine
  • HousingWire Real Estate
  • Mortgage News Daily
  • NAR
  • Rob Chrisman
  • Dustin Harris Blog
  • NAR - The Voice for Real Estate
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  • Calypso Blog
George Dell Analogue Blog
Modernize Ethics?Ethics:  Rules are Rules!  Or are they? The appraisal profession professes to be ethical.  What does this mean?  Does it mean I follow certain rules – or does it mean I lead an ethical life – a behavior? Let’s look. We get our ethical rules from two basic sources: USPAP (Uniform Standards of Professional Appraisal […] The post Modernize Ethics? appeared first on George Dell, SRA, MAI, ASA, CRE.George Dell, SRA, MAI, ASA, CREOct 26 2026
A Just Adjustment?What adjustment is the “right” one? The world of appraisal adjustments is problematic.  We get a wide range of promises and incantations. Proprietary sellers of appraisal software tend to make claims like:  “Use our software to prove your adjustments!”  Education providers tend to use vague promises verbally describing “techniques” which are inherently mathematical in nature.  […] The post A Just Adjustment? appeared first on George Dell, SRA, MAI, ASA, CRE.George Dell, SRA, MAI, ASA, CREOct 19 2026
Missing Fix in Three Point Six?Is there something missing — in the appraiser software designed to fill in the UAD 3.6 FannieMae/FreddieMac residential database form? An appraiser is charged with analytically predicting the “most probable” selling price.  The science is straightforward:  1) Identify the problem (scope);  2) Select the data;  3) Apply a model/algorithm; and  4) Pick a certain single-point […] The post Missing Fix in Three Point Six? appeared first on George Dell, SRA, MAI, ASA, CRE.George Dell, SRA, MAI, ASA, CREOct 12 2026
Modernize Appraiser Judgment? NewThe new URAR (UAD 3.6 “DATA RECEPTOR”) claimed to modernize appraisal.  It seems it does not! In fact, it is not a form.  It is a “dynamic, data-driven report, not a static form.”  This per the FannieMae, Freddie Mac documentation.  It requires “UAD 3.6 software, job aids, and XML, mapping tools.” What does all this […] The post Modernize Appraiser Judgment? appeared first on George Dell, SRA, MAI, ASA, CRE.George Dell, SRA, MAI, ASA, CREOct 05 2026
Appraisal Today
ROAD to Housing Act and Appraisers NewNewz: ROAD to Housing Act and Appraisers, UAD 3.6 Adjustments October 23, 2026 ARTICLE LIST – In order, Scroll down the page to read. LIA AD: Judicial Appraiser Panels: Balancing Opportunity and Liability 21st Century ROAD to Housing Act By Jo Traut 5 Moody Gothic Victorian Homes You The post ROAD to Housing Act and Appraisers appeared first on Appraisal Today.Appraisal TodayOct 23 2026
UAD 3.6 Fees for Appraisers NewNewz: UAD 3.6 Fees, Fun Appraiser Game, Who Can Get Your Appraisal Data? October 16, 2026 ARTICLE LIST – In order, Scroll down the page to read LIA AD: Problem with An Affidavit UAD 3.6 and the Appraisal Fee Chain: Who Actually Sets the Fee?, By Doug The post UAD 3.6 Fees for Appraisers appeared first on Appraisal Today.Appraisal TodayOct 16 2026
For Appraisers: FHA Adopting UAD 3.6 NewNewz: FHA Adopting UAD 3.6, AO-41: Tech Guidance, Analysis of 2026 Appraisal Licenses, Certification 25 (in UAD 3.6) October 9, 2026 ARTICLE LIST – Scroll down to see the articles, in order LIA AD: “Off the cuff” opinions FHA Announces Optional Broad Production Period for Uniform Appraisal Dataset The post For Appraisers: FHA Adopting UAD 3.6 appeared first on Appraisal Today.Appraisal TodayOct 09 2026
GSEs Create Exception for UAD 3.6 Deadline… NewNewz: GSEs Create Exception for UAD 3.6 Deadline for Approved Lenders Through May 19, 2027, Weather Impact on Appraisals October 2, 2026 ARTICLE LIST – Scroll down the page to read LIA AD: Weather Impact GSEs Create Exception for UAD 3.6 Deadline for Approved Lenders Through May The post GSEs Create Exception for UAD 3.6 Deadline for Approved Lenders appeared first on Appraisal Today.Appraisal TodayOct 02 2026
Jamie Owen Blog
How to Market Your Rental to Attract…The post discusses the author's busy schedule with appraisal work and introduces guest writer Jessica Brody's tips for marketing rental properties effectively. Key strategies include enhancing rental listings with clear details, high-quality photos, and honest descriptions to attract long-term tenants. Consistent marketing and prompt responses are emphasized to minimize vacancies.Cleveland Appraisal BlogOct 01 2026
Ryan Lundquist Blog
Price discovery & demand destructionA listing agent friend texted me this week asking for some thoughts on the market, and I said the following. I think right now it’s about price discovery, and sellers are having to lower the price to find out what the market is willing to pay. So, let’s talk about price discovery, demand destruction, and […] The post Price discovery & demand destruction first appeared on Sacramento Appraisal Blog.Sacramento Appraisal BlogOct 15 2026
He’s a 10, but his monthly HOA…He’s a 10, but he has a $900 monthly HOA fee. Let’s talk about some of things that are turning buyers off in today’s market. The truth is HOA fees are on that list, but so are condos, busy streets, and homes that smell like Grandma’s cigs. Also, I have some cool stats for condos […] The post He’s a 10, but his monthly HOA fee is huge first appeared on Sacramento Appraisal Blog.Sacramento Appraisal BlogSep 29 2026
ARCC
When Conservatorship Becomes Regulation Without OversightARCC Policy Brief | Oct. 5, 2026ARCCOct 05 2026
Tom Horn Blog
Want a Smoother Appraisal? Here’s How Agents… NewData is Key With the New 3.6 Appraisal Report If you’re a real estate agent, you know how important it is to keep a transaction moving along. The last thing you want is an unnecessary delay, especially when you’re getting close to closing. One thing that can help is making sure the appraiser has good […] The post Want a Smoother Appraisal? Here’s How Agents Can Help With the New UAD 3.6 Appraisal Report appeared first on Birmingham Appraisal Blog. Related posts: 9 Things Appraisers Wish Agents Knew Should The Agent Include These Areas In Square Footage? What Is The…Birmingham Appraisal BlogOct 07 2026
HousingWire Valuation
These cities are labeled the best for… NewHousingWire Data shows that seven of the top 10 markets are at least 10% more affordable than the national averageHousingWireOct 27 2026
Equity Union launches agent healthcare program with… NAR data shows 81% of firms do not offer health insurance to independent contractors or agentsHousingWireOct 27 2026
NAMB’s Michael Farrell on 2027 priorities of… NewFarrell highlights the new MORE education platform, plus policy priorities tied to LLPAs and VA loan funding feesHousingWireOct 27 2026
Case-Shiller home prices continue to lag inflation… Home prices gained 2.1% YoY while CPI inflation was 3.4%, and only 2 metros posted monthly gainsHousingWireOct 27 2026
Shannon Slater Blog
Bryan Lynch Blog
Working RE Magazine
UAD 3.6: Inside the Struggle Over Fees,… NewNov. 2 is usually just another day on the calendar — but not this year. That date is when UAD 3.6, the latest reporting "innovation" mandated by Fannie Mae and Freddie Mac (the GSEs), becomes the only way to file an appraisal report with those organizations — and its rocky implementation has been enough to give appraisers a bad case of heartburn. The post UAD 3.6: Inside the Struggle Over Fees, Turn-Time and Software appeared first on Working RE Magazine.Real Estate Appraisers – Working RE MagazineOct 20 2026
Certification 25: The 20-Year Fight Over Who… NewThere's a growing controversy about the new Certification 25 on Fannie Mae and Freddie Mac's UAD 3.6 appraisal report. Starting in late September 2026, the debate has moved from a podcast episode to the blogs to just about every appraiser forum. The post Certification 25: The 20-Year Fight Over Who Gets to Use Your Data appeared first on Working RE Magazine.Real Estate Appraisers – Working RE MagazineOct 06 2026
GSEs Create Exception for UAD 3.6 Deadline:… NewApproved sellers who are unable to fully implement UAD 3.6 before the formal Nov. 2, 2026, deadline will be allowed to continue submitting legacy UAD 2.6 appraisal reports through May 19, 2027, according to Fannie Mae and Freddie Mac. The post GSEs Create Exception for UAD 3.6 Deadline: Runs through May 19, 2027 appeared first on Working RE Magazine.Real Estate Appraisers – Working RE MagazineSep 30 2026
AO-41: TAF’s New Tech Guidance and What… NewEvery appraiser reading this is using technology tools in their assignments. MLS platforms, adjustment software, sketch tools like CubiCasa, data aggregation services, and increasingly, AI-powered platforms like Spark that do more of the analytical lifting. The post AO-41: TAF’s New Tech Guidance and What It Means appeared first on Working RE Magazine.Real Estate Appraisers – Working RE MagazineSep 29 2026
HousingWire Real Estate
Climate risk scores could be hurting home… The complaint targets Risk Factor grades for flood, wildfire, wind, heat and air quality that appear on major listing portalsReal Estate News Daily and Industry Analysis from HousingWireOct 27 2026
HouseCanary adds Keyes listings to Google mobile… More than 4,000 agents listings will surface in a Google carousel through My State MLS feedsReal Estate News Daily and Industry Analysis from HousingWireOct 27 2026
Open Real Estate promises broader listing access… The project plans a database with UI and APIs, and is soliciting vendor proposals to build the platformReal Estate News Daily and Industry Analysis from HousingWireOct 27 2026
Everything we know so far about Open…Leaders say local MLS governance remains in place as Open Real Estate prepares for a Q1 2027 rolloutReal Estate News Daily and Industry Analysis from HousingWireOct 26 2026
Mortgage News Daily
Appraisal Review, Equity, QC Tools; Jumbo Competition,… NewThe ancient Chinese philosopher Sun Tzu said, “Sometimes the best victory is the battle that was not fought.” In a shrinking residential market there are a lot of potential battles, for example: “Rob, are you hearing that some IMBs are not charging an origination fee or putting caps on LO comp for jumbo loans?” Of course, especially if the independent mortgage bank, or broker, is in an area where’s you’re battling it out with credit unions and banks. If you have a $2 million loan, and an IMB’s LO is charging a point, that’s $20k, but if an originator at…Pipeline PressOct 27 2026
Equity, Reverse, Non-Agency, UAD 3.6 Products; What's… NewLender and Broker Products, Services, and Software Manual document reviews, repeated data entry and time-consuming “stare and compare” tasks slow down back-office processes. ICE Aurora is an enterprise mortgage AI solution that helps lenders and servicers move from manual, fragmented steps to more connected, AI-supported workflows. This allows more time for the work that matters. AI-assisted capabilities span the loan lifecycle. They include compliance and investor guideline lookups, document classification, loan data validation, and AI voice and chat agents for borrowers. ICE Aurora embeds governance, auditability and human oversight into AI-supported workflows to support regulated business requirements and flag exceptions…Pipeline PressOct 26 2026
Company Valuation, Equity, Friction Audit, Vendor Mgt.,… NewLender and Broker Products, Services, and Software The ability to move swiftly and confidently through the origination and underwriting process matters more than ever. That’s why Plaid is empowering mortgage bankers to close faster, with more certainty. With Plaid, you can instantly verify an applicant’s assets, income, and employment, all straight from the source. Applicants get a quicker way to share their financial data, and your teams get a simpler way to act on it. That means fewer rejections, fewer delays, and more confident approvals. Discover why top mortgage lenders partner with Plaid to help close more with less friction.…Pipeline PressOct 23 2026
LO Performance, AI Governance, ARM, Non-QM Execution,… NewLender and Broker Products, Services, and Software “Ready to get ahead of what’s next in mortgage technology? Join us for the client-exclusive Optimal Blue Summit 2027, taking place Feb. 1 – 3, 2027, at the JW Marriott Desert Ridge Resort & Spa in Scottsdale, Arizona, for hands-on training, insightful breakout sessions, product demonstrations, and conversations with mortgage and business leaders. Hear from special guest Troy Aikman, Mortgage Bankers Association President and CEO Bob Broeksmit, MBA Chief Economist Michael Fratantoni, Optimal Blue leaders, and more as they explore the market trends, technologies, and strategies shaping the year ahead. Kick off 2027…Pipeline PressOct 22 2026
NAR
Rob Chrisman
Oct. 27: LO jobs; Appraisal review, equity,… NewThe ancient Chinese philosopher Sun Tzu said, “Sometimes the best victory is the battle that was not fought.” In a shrinking residential market there are […] The post Oct. 27: LO jobs; Appraisal review, equity, QC review tools; jumbo competition, Microsoft news implications? STRATMOR tech survey; MBA Homebase appeared first on Chrisman Commentary.Chrisman CommentaryOct 27 2026
Investing in the People Who Bring Homeownership… NewWe ask a lot of mortgage loan officers. Know the guidelines. Understand the products. Build relationships. Explain the process. Help a family make a financial […] The post Investing in the People Who Bring Homeownership Home appeared first on Chrisman Commentary.Chrisman CommentaryOct 26 2026
Oct. 26: LO jobs, and recruiting service;… NewWe have a little over a week until the election, but things have been heating up for a while. In the intersection of politics, government […] The post Oct. 26: LO jobs, and recruiting service; Equity, reverse, non-Agency, UAD 3.6 products; What capital markets are watching appeared first on Chrisman Commentary.Chrisman CommentaryOct 26 2026
Oct. 24: Transcript of AI shopping a… New“Rob, you’ve mentioned it a few times in your daily write up… What’s the scoop with these calls that tell me that the ‘underwriting team’ […] The post Oct. 24: Transcript of AI shopping a broker’s quote; Renter snapshot; Saturday Spotlight: Finance of America appeared first on Chrisman Commentary.Chrisman CommentaryOct 24 2026
Dustin Harris Blog
The Non-Lender Leap: Why "AMC Report Checkers"…As Appraisal Management Company (AMC) volume tightens, fees compress, and scope creep worsens, more appraisers are turning to non-lender work. Unfortunately, this has sparked a frustrating counter-reaction on forums, where some veteran non-lender appraisers mock "greenies" transitioning into the field, claiming they will ruin the industry's reputation. We need to ditch this scarcity mindset. Every expert started somewhere. Instead of gatekeeping, we must focus on education. Shifting away from lender work is a highly viable path, but it requires four foundational operational shifts. 1. Ditch the 1004 Form (and the Lender Mindset) The biggest mistake traditional appraisers make when taking…The Appraiser Coach BlogAug 19 2026
The Dangerous Myth of the Mandatory Comp… NewIt happened again this week, and I am absolutely sick and tired of it. I know you are too. I received a note from a member of my All-Star team who was out grabbing comp photos in a standard neighborhood. He was parked briefly on the street, pointing his phone out the window, when a man came out of his garage shouting about privacy. When my appraiser calmly explained what he was doing, the guy pulled a gun from his waistband and told him to get the hell out. Thankfully, he got out safely and filed a police report. But…The Appraiser Coach BlogAug 12 2026
The Independence Factor: Why An Appraiser Union…It comes up three or four times a year on Facebook groups and the online forums. Appraisers look at all the modernization changes, the legislative battles, and the daily frustrations with AMCs, and they ask: “Why don't we have a union? If we just had a union, we could stop this.” Look, I am boots on the ground, appraising every single day. I am in the trenches, and I am completely frustrated. We deal with AMC abuses, lender pressure, and a massive wave of industry changes. I also understand the appeal of a union. There is absolute strength in numbers,…The Appraiser Coach BlogAug 05 2026
The Autopilot Appraisal Blueprint NewSome crashes occur because pilots trust the autopilot too much. I want to share an analogy that brings to light what I mean when I say that in the near future, appraisals will take about 30 minutes. When I first made this prediction, I got a lot of criticism. People thought I was predicting the demise of our industry. I am not. In fact, it is quite the opposite. I had a demonstration of some new technology being developed for appraisers that is nothing shy of mind-blowing. It is amazing what AI can do, and it is fascinating and scary…The Appraiser Coach BlogJul 29 2026
NAR - The Voice for Real Estate
Mary Cummins Blog
California Bill AB 628 Makes Stoves, Refrigerators… NewCalifornia AB 628 makes it mandatory for some housing units to have a stove and refrigerator in order to be habitable on all new, amended, renewed leases starting January 1, 2026. This is an amendment of Section 1941.1 of the California Civil Code."This bill would add a stove and refrigerator that are maintained in good working order and are capable of safely generating heat for cooking purposes and capable of safely storing food, respectively, to the list of characteristics required for the dwelling unit to be tenantable for leases entered into, amended, or extended on or after January 1, 2026. The…Mary Cummins, Real Estate Appraiser, Real Estate Appraisal, Los Angeles, California, Mary Cummins.Oct 08 2025
RAC Blog
Why Your Appraisal FailedCheck out the podcast with RAC Member, Andrew Turley!Blog - Relocation Appraisers and ConsultantsJul 15 2026
RE Appraisal Subreddit
Continuing Education is Worthless The AQB has shown its hand and proven itself to be a worthless entity. If appraisal experience and supervisors are no longer considered vital to become competent then guess what….continuing education should no longer be necessary to maintain licensure. These classes are a complete waste of time and $$$. We have all passed the test and proven our competence, now stay out of our pockets!!! submitted by /u/crunklesmoovskin [link] [comments]real estate appraisalOct 27 2026
First report in 3.6 on appraise it The first three six I did was on ACI and it was a nightmare. I was terrified that every platform was going to be similar to that But I found the appraise it pro to be very easy to follow and understand I think once I become more familiar with the forms, I'll change how I do my inspections so that I can more easily enter in information. But I'm a very relieved to find out it's not as challenging as I thought it was going to be. I'll try out some other platforms too I think submitted by…real estate appraisalOct 27 2026
Really hating this profession right now. NewEvery damn order, for the last 3 weeks has been a nightmare. Showing up for scheduled appointments to nobody there to let me in, properties with major condition issues, new construction selling for astronomical amounts with zero comparable sales, private divorce appraisals with both warring parties present and shouting at each other, sleeping babies, so no entry to bedrooms, finished basements that were apparently done with no permits or inspections, inground pools, devoid of water and no fencing, and the cherry today. Divorce appraisal, straight forward, current market value. In a niche market, where the 4 sales in the past…real estate appraisalOct 27 2026
What would you tell Realtors about 3.6? Hey guys, I am scheduled to lead a 1 hour CE class for several realtor groups over the next few weeks. My goal is to update them on what is changing, what to expect and hope bridge the gap between our struggles and how they perceive them. From your perspective: what would you like realtors to know about this transition in order to help make this transition less painful? submitted by /u/Annual_Possibility24 [link] [comments]real estate appraisalOct 27 2026
AppraisersForum
Please go to the AQB website and…ShareFile appraisalfoundation.sharefile.com This is a link to all the changes they want to make, so please go comment because if there is some barrier to being an appraiser, none of us would be one! Do you want an appraiser to be like a McDonald's hamburger flipper? They want to remove the college requirement, working with someone, classes, etc. You can ready it at the above link but please email them and say you are against this!AppraisersForum.comAug 19 2026
I can't believe I had a lender…I have a lender that has told me that I need to replace my third comp due to a net adjustment of 16.2% and a gross adjustment of 34.6%, and they have requested this twice stating "It's not within FNMA guidelines". I sent it back the first time, explaining that it is 1 of 4 sales that has closed in the last 3 months, which they usually want 2 sales in the last 3 months. I provided 2 sales, this just happened to be one. One of the other sales was located on 2.738 acres, with outbuildings... Read moreAppraisersForum.comAug 19 2026
3.6 Crunch TimeIts now August - getting many calls - "are you ready for 3.6?" I use ACI - for 35 years - don't want to change BUT - 1) ACI is ready on a technical basis, I guess. Couldn't get the report to the finish line - they acknowledged it, so perhaps its really not ready. Has anyone fully completed an ACI 3.6 to the point where it can be transmitted to a client ? 1A) No templates, no cloning, no kidding 1B) If a trainee works a file, the completed report cannot be sent to the supervisor... Read moreAppraisersForum.comAug 19 2026
Another ADU but different scenarioLong story short, the owner converted the garage into an ADU. It meets all of the criteria of an ADU, so that is not the issue. Based on information obtained from the local tax assessor, construction office, and zoning office, the conversion was not approved or permitted. The zoning officer confirmed that the apartment is not a legal dwelling unit and would not be eligible for approval under the current zoning regulations. I know that it is an illegal ADU, so there is no issue... Read moreAppraisersForum.comAug 19 2026
Calypso Blog