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<site xmlns="com-wordpress:feed-additions:1">52046035</site>	<item>
		<title>New UAD Overhaul: What Appraisers Can Expect in 2025 &#038; Beyond</title>
		<link>https://appraisersblogs.com/new-uad-overhaul-what-appraisers-can-expect-in-2025-n-beyond/</link>
					<comments>https://appraisersblogs.com/new-uad-overhaul-what-appraisers-can-expect-in-2025-n-beyond/#comments</comments>
		
		<dc:creator><![CDATA[Dave Towne]]></dc:creator>
		<pubDate>Thu, 19 Sep 2024 12:30:42 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31387</guid>

					<description><![CDATA[<p>Folks, I recently attended a Train the Trainer 1.5 day class about the new UAD/URAR, jointly facilitated by Fannie Mae, Freddie Mac and Aloft. About 20 other instructors from across the US were also present. This class is required before this new UAD material can be taught to other appraisers, under contract with the GSEs. My info below is a limited high-level summary for the new UAD and URAR of what was presented, and what the appraiser community can expect to see, from now into 2026. It is not meant to be comprehensive; I may send out other info as&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/fannie-mae-releases-the-new-urar-redesign-spec"     class="crp_link post-29139"><span class="crp_title">New URAR Redesign Spec Released</span></a><span class="crp_excerpt"> The Appraisal Forms &amp; UAD Redesign Spec has been released and the current forms are being retired. This means that&hellip;</span></li>
<li><a href="https://appraisersblogs.com/dear-representative-fannie-mae-has-gone-rogue"     class="crp_link post-29081"><span class="crp_title">Dear Representative, FNMA Has Gone Rogue!</span></a><span class="crp_excerpt"> Dear representative, waiving/eliminating property appraisal for lending purposes is wanton recklessness. Fannie Mae’s decision to waive/eliminate property appraisal for lending&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/"     class="crp_link post-31044"><span class="crp_title">Uncovering Flaws in FHA Appraisal & Loan Review Process</span></a><span class="crp_excerpt"> The story of this single mother's harrowing experience with a defective home purchase and HUD's negligent oversight exposes deep flaws&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/new-uad-overhaul-what-appraisers-can-expect-in-2025-n-beyond/">New UAD Overhaul: What Appraisers Can Expect in 2025 &#038; Beyond</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>77</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31387</post-id>	</item>
		<item>
		<title>United Appraisers Network Challenges Appraisal Institute</title>
		<link>https://appraisersblogs.com/united-appraisers-network-challenges-appraisal-institute/</link>
					<comments>https://appraisersblogs.com/united-appraisers-network-challenges-appraisal-institute/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Wed, 18 Sep 2024 12:30:45 +0000</pubDate>
				<category><![CDATA[AI]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31378</guid>

					<description><![CDATA[<p>Ultimately, the United Appraisers Network would represent a bold and progressive alternative to the Appraisal Institute&#8230;&#160; The recent firing of Cindy Chance, the CEO of the Appraisal Institute (AI), has ignited widespread outrage and a profound sense of distrust among appraisers nationwide. In the wake of this controversial decision, discussions have emerged on industry forums about the potential creation of a new appraisal organization that would better serve the needs and interests of all appraisers, regardless of their specialization or credentials. Leading this charge is David Samnick, a Georgia-based appraiser, who has proposed the establishment of the &#8220;United Appraisers Network&#8221;&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/appraisal-fees-n-value-lessons-from-picasso-n-steinmetz/"     class="crp_link post-30906"><span class="crp_title">Appraisal Fees & Value: Lessons from Picasso & Steinmetz</span></a><span class="crp_excerpt"> Picasso answered “$5,000 madam.” “But it only took you five minutes.” “No, madam, it took me my whole life.”&nbsp; The&hellip;</span></li>
<li><a href="https://appraisersblogs.com/cindy-chance-terminated-cpa-john-udelhofen-interim-ceo-of-the-appraisal-institute/"     class="crp_link post-31369"><span class="crp_title">Cindy Chance Terminated</span></a><span class="crp_excerpt"> On September 13, 2024, the Appraisal Institute President, Sandra Adomatis, SRA, announced that Cindy Chance is no longer the CEO&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/"     class="crp_link post-31465"><span class="crp_title">The Great Debate on Appraisal Fees</span></a><span class="crp_excerpt"> She included several different fee split examples indicating AMCs retained as much as 70 percent of the total appraisal fee&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/united-appraisers-network-challenges-appraisal-institute/">United Appraisers Network Challenges Appraisal Institute</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>46</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31378</post-id>	</item>
		<item>
		<title>Appraisal Regulation Compliance Council Exposes Disturbing AMC Violations</title>
		<link>https://appraisersblogs.com/appraisal-regulation-compliance-council-exposes-disturbing-amc-violations/</link>
					<comments>https://appraisersblogs.com/appraisal-regulation-compliance-council-exposes-disturbing-amc-violations/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Fri, 30 Aug 2024 12:30:34 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31311</guid>

					<description><![CDATA[<p>The Appraisal Regulation Compliance Council published a detailed breakdown to the CFPB, which showed the median average AMC fee being charged to borrowers amounted to a staggering 65% of the total appraisal fee, with one AMC extracting as much as 84% in pure profit. The Appraisal Regulation Compliance Council (ARCC) is a crucial non-profit organization that specializes in providing fact-based research and expertise on the complex web of appraisal regulations and compliance issues. Driven by a non-partisan mission, ARCC has spent the last two years diligently collecting, vetting, and organizing comprehensive data on lender appraisals conducted by Appraisal Management Companies&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/"     class="crp_link post-30318"><span class="crp_title">AMCs Billing Scheme, Hidden Profits & Deceptive Practices</span></a><span class="crp_excerpt"> Appraisers who do not agree to their hidden billing methods are excluded from the majority of the GSE lending marketplace&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-amcs-violating-tila-and-customary-and-reasonable-fee-clauses/"     class="crp_link post-30287"><span class="crp_title">AMCs Violating TILA and C&R Fee Clauses</span></a><span class="crp_excerpt"> Fellow Appraisers, the appraisal industry has been facing a major issue with AMCs violating the Truth in Lending Act (TILA)&hellip;</span></li>
<li><a href="https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/"     class="crp_link post-31182"><span class="crp_title">Lack of Fee Transparency: Exposing the AMC Exploitation</span></a><span class="crp_excerpt"> By keeping the borrower in the dark about the true cost of the appraisal, the AMCs are able to charge&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/appraisal-regulation-compliance-council-exposes-disturbing-amc-violations/">Appraisal Regulation Compliance Council Exposes Disturbing AMC Violations</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>102</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31311</post-id>	</item>
		<item>
		<title>County Assessors&#8217; Standards &#124; AVM Final Rule Guidance</title>
		<link>https://appraisersblogs.com/county-assessors-standards-avm-final-rule-guidance/</link>
					<comments>https://appraisersblogs.com/county-assessors-standards-avm-final-rule-guidance/#comments</comments>
		
		<dc:creator><![CDATA[Dallas T. Kiedrowski, MNAA]]></dc:creator>
		<pubDate>Fri, 23 Aug 2024 12:30:47 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31284</guid>

					<description><![CDATA[<p>County Assessors have the advantage of being able to calibrate their models specifically for one market, allowing for a more tailored and precise approach.&#160; The OCC, FDIC, NCUA, CFPB, and FHFA (collectively, the Agencies) are adopting a final rule to implement AVM quality control standards mandated by the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act). The quality control standards apply to mortgage originators and secondary market investors in determining the value of a dwelling that is the collateral for mortgage financing. Under the final rule, institutions involved in specific credit decisions or securitization activities are required to&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/is-the-gses-appraisal-modernization-really-just-mass-appraisal/"     class="crp_link post-30451"><span class="crp_title">Is the GSE's "Appraisal Modernization" Really Just&hellip;</span></a><span class="crp_excerpt"> Mass Appraisal tend to exhibit a regressive nature...&nbsp; In the intricate landscape of real estate mortgage financing, the notion of&hellip;</span></li>
<li><a href="https://appraisersblogs.com/avms-garbage-data-in-means-garbage-results-out-every-time"     class="crp_link post-28989"><span class="crp_title">AVMs... Garbage In, Garbage Out</span></a><span class="crp_excerpt"> Garbage data in means garbage results out every time!&nbsp; It's no secret that AVMs have been a thorn in the&hellip;</span></li>
<li><a href="https://appraisersblogs.com/house-measurement-by-property-data-collector-gone-wrong"     class="crp_link post-28317"><span class="crp_title">House Measurement by Property Data Collector Gone Wrong</span></a><span class="crp_excerpt"> The lender allowed an unlicensed property data collector give bad data to the appraiser... I work for this lender and&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/county-assessors-standards-avm-final-rule-guidance/">County Assessors&#8217; Standards | AVM Final Rule Guidance</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>17</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31284</post-id>	</item>
		<item>
		<title>Lack of Fee Transparency: Exposing the AMC Exploitation</title>
		<link>https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/</link>
					<comments>https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/#comments</comments>
		
		<dc:creator><![CDATA[Desiree Mehbod]]></dc:creator>
		<pubDate>Wed, 31 Jul 2024 12:30:07 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31182</guid>

					<description><![CDATA[<p>By keeping the borrower in the dark about the true cost of the appraisal, the AMCs are able to charge exorbitant prices and pocket the difference (as shown in Figures 1 through 10), exploiting the consumer’s lack of knowledge.&#160; Thank you for the opportunity to comment on the Consumer Financial Protection Bureau’s Request for Information on Fees Imposed in Residential Mortgage Transactions. The growth of Appraisal Management Companies (AMCs) in the wake of the 2008 financial crisis was driven by a well-intentioned but ultimately misguided belief that they could help &#8220;ensure the integrity and independence&#8221; of property valuations. The reasoning&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/"     class="crp_link post-30318"><span class="crp_title">AMCs Billing Scheme, Hidden Profits & Deceptive Practices</span></a><span class="crp_excerpt"> Appraisers who do not agree to their hidden billing methods are excluded from the majority of the GSE lending marketplace&hellip;</span></li>
<li><a href="https://appraisersblogs.com/exposing-predatory-amcs-appraisal-management-companies-corrosive-influence-on-the-housing-market/"     class="crp_link post-30984"><span class="crp_title">Exposing Predatory AMCs</span></a><span class="crp_excerpt"> Exposing the inner workings of these predatory AMCs and their corrosive influence on the housing market.&nbsp; Cindy Chance's recent comments&hellip;</span></li>
<li><a href="https://appraisersblogs.com/amc-fee-impact-on-appraisal-fee"     class="crp_link post-29525"><span class="crp_title">AMC Fee Impact on Appraisal Fee</span></a><span class="crp_excerpt"> While the borrower was charged $695 for the appraisal, the appraiser was only paid $301. The AMC fee was $394.&nbsp;&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/">Lack of Fee Transparency: Exposing the AMC Exploitation</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>71</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31182</post-id>	</item>
		<item>
		<title>The One-Mile Rule: Prudent Policy or Modern Day Redlining?</title>
		<link>https://appraisersblogs.com/the-one-mile-rule-prudent-policy-or-modern-day-redlining/</link>
					<comments>https://appraisersblogs.com/the-one-mile-rule-prudent-policy-or-modern-day-redlining/#comments</comments>
		
		<dc:creator><![CDATA[Dallas T. Kiedrowski, MNAA]]></dc:creator>
		<pubDate>Thu, 18 Apr 2024 12:30:24 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30730</guid>

					<description><![CDATA[<p>&#8230;whether through redlined maps or implicit &#8220;one-mile rule,&#8221; the result can be undervalued properties in historically marginalized neighborhoods.&#160; Throughout the history of mortgage banking and lending in the United States, underwriting policies have significantly influenced the appraisal process for home purchases and refinances. Appraisers must follow underwriter appraisal review guidelines meticulously to ensure their appraisal reports are accepted by the lender. Unfortunately, in the past, these policies became the basis for redlining, wherein certain communities were systematically denied access to mortgage credit. In this article, we delve into the historical context of underwriting policies and their influence on the appraisal&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/is-the-gses-appraisal-modernization-really-just-mass-appraisal/"     class="crp_link post-30451"><span class="crp_title">Is the GSE's "Appraisal Modernization" Really Just&hellip;</span></a><span class="crp_excerpt"> Mass Appraisal tend to exhibit a regressive nature...&nbsp; In the intricate landscape of real estate mortgage financing, the notion of&hellip;</span></li>
<li><a href="https://appraisersblogs.com/fannie-mae-filed-a-complaint-against-me/"     class="crp_link post-30011"><span class="crp_title">Fannie Mae Filed a Complaint Against Me</span></a><span class="crp_excerpt"> An appraiser shared the following with us which was posted on one of the appraisers’ groups. Fannie Mae filed a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/reforming-the-appraisal-review-process-the-illogical-reality-of-mortgage-appraisal-reviews/"     class="crp_link post-30943"><span class="crp_title">The Illogical Reality of Mortgage Appraisal Reviews </span></a><span class="crp_excerpt"> Reforming the appraisal review process is essential to maintaining the integrity of the real estate market and protecting consumers and&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/the-one-mile-rule-prudent-policy-or-modern-day-redlining/">The One-Mile Rule: Prudent Policy or Modern Day Redlining?</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>8</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30730</post-id>	</item>
		<item>
		<title>The Censorship of Appraisers</title>
		<link>https://appraisersblogs.com/the-censorship-of-appraisers-federal-officials-team-up-with-freddie-fannie-2-deceive-investors/</link>
					<comments>https://appraisersblogs.com/the-censorship-of-appraisers-federal-officials-team-up-with-freddie-fannie-2-deceive-investors/#comments</comments>
		
		<dc:creator><![CDATA[Jeremy Bagott]]></dc:creator>
		<pubDate>Thu, 11 Apr 2024 12:30:46 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30658</guid>

					<description><![CDATA[<p>Thirty-seven hours after President Biden took the oath of office, White House officials met with executives at social media companies. The officials threatened restraint-of-trade lawsuits and regulatory action if the companies failed to censor what the White House deemed “misinformation.” In a parallel development, we can now connect the dots that similar talks occurred among White House officials, employees of government-sponsored mortgage giants Fannie Mae and Freddie Mac and private vendors to throttle the protected speech of individuals and firms in the mortgage industry engaged specifically for their independence. The latter serve as bulwarks in federally backed mortgage transactions. In&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/list-of-banned-words-the-nightmarish-end-of-home-appraisals/"     class="crp_link post-29767"><span class="crp_title">The Nightmarish End of Home Appraisals</span></a><span class="crp_excerpt"> In his 1946 essay “Politics and the English Language,” the late British novelist, essayist and critic George Orwell examined the&hellip;</span></li>
<li><a href="https://appraisersblogs.com/dear-representative-fannie-mae-has-gone-rogue"     class="crp_link post-29081"><span class="crp_title">Dear Representative, FNMA Has Gone Rogue!</span></a><span class="crp_excerpt"> Dear representative, waiving/eliminating property appraisal for lending purposes is wanton recklessness. Fannie Mae’s decision to waive/eliminate property appraisal for lending&hellip;</span></li>
<li><a href="https://appraisersblogs.com/government-sponsored-mortgage-giant-fannie-mae-believes-it-is-above-the-law/"     class="crp_link post-30782"><span class="crp_title">Fannie Wants to Script Conclusions of Outside&hellip;</span></a><span class="crp_excerpt"> Government-sponsored mortgage giant Fannie Mae is essentially forcing banks to repurchase any loan it wants if [the appraiser] refuses to&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/the-censorship-of-appraisers-federal-officials-team-up-with-freddie-fannie-2-deceive-investors/">The Censorship of Appraisers</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>34</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30658</post-id>	</item>
		<item>
		<title>UAD Redesign Timeline</title>
		<link>https://appraisersblogs.com/updated-uad-redesign-timeline/</link>
					<comments>https://appraisersblogs.com/updated-uad-redesign-timeline/#comments</comments>
		
		<dc:creator><![CDATA[Dave Towne]]></dc:creator>
		<pubDate>Wed, 31 Jan 2024 13:30:09 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30279</guid>

					<description><![CDATA[<p>Appraisers, to see more about the upcoming new UAD currently in design, read the Updated Timeline link in the message below. My concern at this point is &#8216;training&#8217; materials will be available in Q4 2024, but actual implementation of the &#8216;new reporting process&#8217; won’t begin until Q3 2025 with limited production, into 2026. Note that in the future &#8220;form numbers&#8221; won’t be used. Instead, the assignment instructions will be based on a scope of work for the loan process on the particular Subject property. As someone who’s potentially interested in ‘training’ appraisers on the new process, it seems to me&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
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<ul>
<li><a href="https://appraisersblogs.com/how-rural-america-lost-its-mortgage-lifeline/"     class="crp_link post-33012"><span class="crp_title">The Town With No Bank: How Rural America Lost Its&hellip;</span></a><span class="crp_excerpt"> For decades, we’ve been told that the problem is demand. That people don’t want to live in rural America anymore.&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uspap-typical-buyer-standard-in-the-fair-housing-era/"     class="crp_link post-33420"><span class="crp_title">USPAP’s Typical Buyer Standard in the Fair Housing Era</span></a><span class="crp_excerpt"> The Irreconcilable Conflict Between USPAP's Typical Buyer Standard and the Current Fair Housing Compliance Regime. Retain this document as a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/fannie-mae-filed-a-complaint-against-me/"     class="crp_link post-30011"><span class="crp_title">Fannie Mae Filed a Complaint Against Me</span></a><span class="crp_excerpt"> An appraiser shared the following with us which was posted on one of the appraisers’ groups. Fannie Mae filed a&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/updated-uad-redesign-timeline/">UAD Redesign Timeline</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>5</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30279</post-id>	</item>
		<item>
		<title>Appraisal Reviews for $3 &#8211; The Devaluation of Appraisers</title>
		<link>https://appraisersblogs.com/appraisal-reviews-4-three-dollars-the-devaluation-of-appraisers/</link>
					<comments>https://appraisersblogs.com/appraisal-reviews-4-three-dollars-the-devaluation-of-appraisers/#comments</comments>
		
		<dc:creator><![CDATA[Jonathan Miller]]></dc:creator>
		<pubDate>Tue, 16 Jan 2024 13:30:42 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30226</guid>

					<description><![CDATA[<p>Appraisal reviews for $3 each and 1-2 hour turn times. It’s hard to imagine any appraiser accepting these terms, and it’s hard to imagine any lending institution accepting these as valid reviews. It’s incredibly disrespectful to the profession as they tout efficiency. This is Sean from Reckon Data Solutions, LLC, and I&#8217;m reaching out to discuss a potential partnership opportunity that could complement your company&#8217;s objectives. At Reckon, we specialize in Appraisal Report Reviews, Quality Checks, Order Management and vendor Management. Our commitment to delivering quality is unwavering, and we pride ourselves on our competitive pricing and prompt turnaround times.&#46;&#46;&#46;</p>
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<li><a href="https://appraisersblogs.com/look-in-the-mirror"     class="crp_link post-28795"><span class="crp_title">Look in the Mirror</span></a><span class="crp_excerpt"> The phrase “take a look in the mirror” is a common idiom used to encourage self-reflection and introspection. It is&hellip;</span></li>
<li><a href="https://appraisersblogs.com/is-the-gses-appraisal-modernization-really-just-mass-appraisal/"     class="crp_link post-30451"><span class="crp_title">Is the GSE's "Appraisal Modernization" Really Just&hellip;</span></a><span class="crp_excerpt"> Mass Appraisal tend to exhibit a regressive nature...&nbsp; In the intricate landscape of real estate mortgage financing, the notion of&hellip;</span></li>
<li><a href="https://appraisersblogs.com/fannie-mae-filed-a-complaint-against-me/"     class="crp_link post-30011"><span class="crp_title">Fannie Mae Filed a Complaint Against Me</span></a><span class="crp_excerpt"> An appraiser shared the following with us which was posted on one of the appraisers’ groups. Fannie Mae filed a&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/appraisal-reviews-4-three-dollars-the-devaluation-of-appraisers/">Appraisal Reviews for $3 &#8211; The Devaluation of Appraisers</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>38</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30226</post-id>	</item>
		<item>
		<title>The Unbiased Reality of Census Tract Data Dump&#8230; Open Letter to FHFA</title>
		<link>https://appraisersblogs.com/the-unbiased-reality-of-census-tract-data-dump-open-letter-2-fhfa/</link>
					<comments>https://appraisersblogs.com/the-unbiased-reality-of-census-tract-data-dump-open-letter-2-fhfa/#comments</comments>
		
		<dc:creator><![CDATA[Dave Towne]]></dc:creator>
		<pubDate>Tue, 15 Aug 2023 12:30:09 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=29887</guid>

					<description><![CDATA[<p>Folks, the following letter was sent to FHFA by an appraiser I know. It was sent in response to the ‘first’ data dump FHFA made which uses CENSUS TRACT data to try to convince others that appraisers are biased by using ‘people demographics’ contained in Census Bureau info. You can find that ‘dump’ here. The writer of that first FHFA dump was identified by name, and included an email address. So the appraiser wrote a respectful email to Mr. Russell. It turns out, shortly after this FHFA document was released, Mr. Russell left FHFA. So this nice letter sent several&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/spear-throwers-using-census-data-as-evidence-4-bias"     class="crp_link post-28525"><span class="crp_title">Census Data Used as Evidence for Bias</span></a><span class="crp_excerpt"> I’ve previously written about how the various spear throwers at appraisers have used ‘census tract data’ in their assertions that&hellip;</span></li>
<li><a href="https://appraisersblogs.com/promoting-false-racist-appraiser-narrative-2-optimize-profits-via-avms"     class="crp_link post-26499"><span class="crp_title">Promoting False "Racist Appraiser" Narrative</span></a><span class="crp_excerpt"> Some Lenders promoting false "racist appraiser" narrative to optimize profits via AVMs Like most businesses lenders want to optimize their&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/"     class="crp_link post-31044"><span class="crp_title">Uncovering Flaws in FHA Appraisal & Loan Review Process</span></a><span class="crp_excerpt"> The story of this single mother's harrowing experience with a defective home purchase and HUD's negligent oversight exposes deep flaws&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/the-unbiased-reality-of-census-tract-data-dump-open-letter-2-fhfa/">The Unbiased Reality of Census Tract Data Dump&#8230; Open Letter to FHFA</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>11</slash:comments>
		
		<enclosure url="https://appraisersblogs.com/wp-content/uploads/2023/08/The-Unbiased-Reality-of-Census-Tract-Data-Dump…-Open-Letter-to-FHFA.mp3" length="0" type="audio/mpeg" />

		<post-id xmlns="com-wordpress:feed-additions:1">29887</post-id>	</item>
		<item>
		<title>&#8216;Pesky&#8217; Words. Keeping Appraisers out of Language Purgatory</title>
		<link>https://appraisersblogs.com/those-pesky-words-keeping-appraisers-out-of-language-purgatory/</link>
					<comments>https://appraisersblogs.com/those-pesky-words-keeping-appraisers-out-of-language-purgatory/#comments</comments>
		
		<dc:creator><![CDATA[Dave Towne]]></dc:creator>
		<pubDate>Wed, 26 Jul 2023 12:30:29 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=29736</guid>

					<description><![CDATA[<p>Appraisers, on July 17, 2023, a document from Freddie Mac was circulated to numerous appraisers around the US which identified certain words and other info that can be considered to be ‘BIASED’ in appraisal reports. Here is the Link to the Bulletin. We need to step back for a moment and carefully analyze and consider why that was done, and what it means to appraisers. In many ways, appraisers forget the purpose of the appraisal assignment – which is to value real estate. In other words, the physical structures tied to the land. But too often, elements of personal or&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/objective-terminology-avoiding-problematic-phrases"     class="crp_link post-25729"><span class="crp_title">Objective Terminology</span></a><span class="crp_excerpt"> &nbsp; Appraisers should avoid using words that lend themselves to bias judgments. Instead, the appraisal report should document objective facts.&hellip;</span></li>
<li><a href="https://appraisersblogs.com/desirable-undesirable-banned-fannie-mae-words"     class="crp_link post-11235"><span class="crp_title">Desirable, Rite or Rong?</span></a><span class="crp_excerpt"> Desirable, banned or permitted? I was caught up in a minor ‘dispute’ last week when a review appraiser wacked my&hellip;</span></li>
<li><a href="https://appraisersblogs.com/unacceptable-sentence-word-appraisal"     class="crp_link post-11197"><span class="crp_title">What's Wrong With this Sentence?</span></a><span class="crp_excerpt"> AMC says sentence was unacceptable based on one word in that sentence Beware appraisers, big brother is watching what you&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/those-pesky-words-keeping-appraisers-out-of-language-purgatory/">&#8216;Pesky&#8217; Words. Keeping Appraisers out of Language Purgatory</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>24</slash:comments>
		
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		<post-id xmlns="com-wordpress:feed-additions:1">29736</post-id>	</item>
		<item>
		<title>VA Appraisal Request Form at Heart of AIR Violation Class Action</title>
		<link>https://appraisersblogs.com/va-appraisal-request-form-at-heart-of-appraisal-independence-air-violation-class-action</link>
					<comments>https://appraisersblogs.com/va-appraisal-request-form-at-heart-of-appraisal-independence-air-violation-class-action#comments</comments>
		
		<dc:creator><![CDATA[Peter Christensen]]></dc:creator>
		<pubDate>Tue, 23 May 2023 12:30:52 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=29490</guid>

					<description><![CDATA[<p>While the statute doesn’t explicitly mention that providing a loan amount is an AIR violation&#8230; When a mortgage lender seeks to make a Veterans Administration-backed home loan, the lender requests an appraisal from the VA’s appraiser panel by using a form entitled Request for Determination of Reasonable Value. For many years, until it was revised in July 2022, this form had a box labelled “Refinancing-Amount of Proposed Loan.” This box asked the lender to fill in the proposed loan amount for refinances. Once submitted, the form begins the appraisal process and is provided to the appraiser assigned by the VA&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/proposal-2-eliminate-the-va-fee-panel-n-push-4-desktops-n-waivers"     class="crp_link post-26871"><span class="crp_title">Proposal to Eliminate the VA Fee Panel</span></a><span class="crp_excerpt"> VA Fee Panel - The Appraisal Institute does not believe that a move to a lender select program, such as&hellip;</span></li>
<li><a href="https://appraisersblogs.com/slow-va-appraisal-turnaround-times-is-overblown"     class="crp_link post-27773"><span class="crp_title">Slow VA Appraisal Turnaround Times Is Overblown</span></a><span class="crp_excerpt"> Concerns about slow VA appraisal turnaround times is overblown... On September 14, 2022, US House passed HR 7735, "the Improving&hellip;</span></li>
<li><a href="https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence"     class="crp_link post-21921"><span class="crp_title">Appraisal Independence</span></a><span class="crp_excerpt"> Most appraisers could care less about an amc score card... Professionals don’t treat other professionals like they are in grade&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/va-appraisal-request-form-at-heart-of-appraisal-independence-air-violation-class-action">VA Appraisal Request Form at Heart of AIR Violation Class Action</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>61</slash:comments>
		
		<enclosure url="https://appraisersblogs.com/wp-content/uploads/2023/05/VA-Appraisal-Request-Form-at-Heart-of-AIR-Violation-Class-Action.mp3" length="0" type="audio/mpeg" />

		<post-id xmlns="com-wordpress:feed-additions:1">29490</post-id>	</item>
		<item>
		<title>The New &#038; Improved Fannie Mae “FRAUDULATOR 2.0”</title>
		<link>https://appraisersblogs.com/the-new-improved-fannie-mae-fraudulator-2-is-an-outright-fraud</link>
					<comments>https://appraisersblogs.com/the-new-improved-fannie-mae-fraudulator-2-is-an-outright-fraud#comments</comments>
		
		<dc:creator><![CDATA[Michael Ford]]></dc:creator>
		<pubDate>Mon, 15 May 2023 12:30:53 +0000</pubDate>
				<category><![CDATA[AGA]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=29449</guid>

					<description><![CDATA[<p>Originally known as Fannie Mae’s Collateral Underwriter (CU), and subsequently Collateral Underwriter 2.0 (CU-2)i this always dubious product of Fannie Mae is increasingly being referred to by some, if not many American Appraisers as The Fraudulator / Underwriter 2.0 (FU-2). To be clear it is not limited to the Collateral Underwriter (CU &#38; CU-2) software. The new Fraudulator (FU-2) combines the CU products with their numerous improper uses. The end result of which includes OUTRIGHT FRAUD being perpetrated against banks via the repurchase letters Fannie Mae now issues on a quota based system rather than because of legitimate appraisal defects.&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/avms-garbage-data-in-means-garbage-results-out-every-time"     class="crp_link post-28989"><span class="crp_title">AVMs... Garbage In, Garbage Out</span></a><span class="crp_excerpt"> Garbage data in means garbage results out every time!&nbsp; It's no secret that AVMs have been a thorn in the&hellip;</span></li>
<li><a href="https://appraisersblogs.com/dear-representative-fannie-mae-has-gone-rogue"     class="crp_link post-29081"><span class="crp_title">Dear Representative, FNMA Has Gone Rogue!</span></a><span class="crp_excerpt"> Dear representative, waiving/eliminating property appraisal for lending purposes is wanton recklessness. Fannie Mae’s decision to waive/eliminate property appraisal for lending&hellip;</span></li>
<li><a href="https://appraisersblogs.com/how-u-s-home-valuations-are-being-subverted"     class="crp_link post-29041"><span class="crp_title">How U.S. Home Valuations Are Being Subverted</span></a><span class="crp_excerpt"> At the crossroads of it all is a campaign to weaken or eliminate valuations... The nonprofit is now exploring ways&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/the-new-improved-fannie-mae-fraudulator-2-is-an-outright-fraud">The New &#038; Improved Fannie Mae “FRAUDULATOR 2.0”</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>42</slash:comments>
		
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		<post-id xmlns="com-wordpress:feed-additions:1">29449</post-id>	</item>
		<item>
		<title>New URAR Redesign Spec Released</title>
		<link>https://appraisersblogs.com/fannie-mae-releases-the-new-urar-redesign-spec</link>
					<comments>https://appraisersblogs.com/fannie-mae-releases-the-new-urar-redesign-spec#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Fri, 31 Mar 2023 12:30:42 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=29139</guid>

					<description><![CDATA[<p>The Appraisal Forms &#38; UAD Redesign Spec has been released and the current forms are being retired. This means that appraisers will no longer be using individual forms for each property type, but instead will have to use a single dataset with output varying based on property characteristics. If you want to get an idea of what this looks like, take a look at Appendix D-1 of the spec document. The new URAR form is going to be used for all types of properties as well as hybrid &#38; traditional appraisals. It is important to note that this redesign requires&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/fannie-mae-filed-a-complaint-against-me/"     class="crp_link post-30011"><span class="crp_title">Fannie Mae Filed a Complaint Against Me</span></a><span class="crp_excerpt"> An appraiser shared the following with us which was posted on one of the appraisers’ groups. Fannie Mae filed a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-new-improved-fannie-mae-fraudulator-2-is-an-outright-fraud"     class="crp_link post-29449"><span class="crp_title">The New & Improved Fannie Mae “FRAUDULATOR 2.0”</span></a><span class="crp_excerpt"> Originally known as Fannie Mae’s Collateral Underwriter (CU), and subsequently Collateral Underwriter 2.0 (CU-2)i this always dubious product of Fannie&hellip;</span></li>
<li><a href="https://appraisersblogs.com/how-rural-america-lost-its-mortgage-lifeline/"     class="crp_link post-33012"><span class="crp_title">The Town With No Bank: How Rural America Lost Its&hellip;</span></a><span class="crp_excerpt"> For decades, we’ve been told that the problem is demand. That people don’t want to live in rural America anymore.&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/fannie-mae-releases-the-new-urar-redesign-spec">New URAR Redesign Spec Released</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>77</slash:comments>
		
		<enclosure url="https://appraisersblogs.com/wp-content/uploads/2023/03/New-URAR-Redesign-Spec-Released.mp3" length="0" type="audio/mpeg" />

		<post-id xmlns="com-wordpress:feed-additions:1">29139</post-id>	</item>
		<item>
		<title>Average AMC Appraisal Fee to the Appraiser</title>
		<link>https://appraisersblogs.com/average-amc-appraisal-fee-2-the-appraiser-2021-vs-2022</link>
					<comments>https://appraisersblogs.com/average-amc-appraisal-fee-2-the-appraiser-2021-vs-2022#comments</comments>
		
		<dc:creator><![CDATA[Dave Towne]]></dc:creator>
		<pubDate>Thu, 29 Dec 2022 13:30:26 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=28167</guid>

					<description><![CDATA[<p>Average AMC appraisal fee to the appraiser: AMCs are taking far more of the borrower-paid fee this year than they did last year.&#160; Appraisers, I recently sent out a message asking appraisers to send me three data points comparing borrower-paid appraisal cost, and average AMC paid assignment fees in October, November 2021 and the same months in 2022 – for SFR assignments. My intent was to provide actual useful AMC-paid fee data compared to what the borrower pays for ‘the appraisal’, without revealing specific fees in any particular location. Replies to that message were much less than I expected, and only&#46;&#46;&#46;</p>
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<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/AMCs-appraisers-interaction-perfect-depiction"     class="crp_link post-21091"><span class="crp_title">Smedley Dingledorf Takes the Job for $275</span></a><span class="crp_excerpt"> One of my lifetime best friends is Bart Simpson, who is an actual person. We grew up together from elementary&hellip;</span></li>
<li><a href="https://appraisersblogs.com/amc-fees-exceeding-appraisers-fee"     class="crp_link post-15501"><span class="crp_title">AMC Fees Exceeding Appraiser’s Fee</span></a><span class="crp_excerpt"> AMC management fees exceeding the appraiser’s fee more frequently Over the past year, the AMC industry growth model – taken&hellip;</span></li>
<li><a href="https://appraisersblogs.com/fannie-mae-filed-a-complaint-against-me/"     class="crp_link post-30011"><span class="crp_title">Fannie Mae Filed a Complaint Against Me</span></a><span class="crp_excerpt"> An appraiser shared the following with us which was posted on one of the appraisers’ groups. Fannie Mae filed a&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/average-amc-appraisal-fee-2-the-appraiser-2021-vs-2022">Average AMC Appraisal Fee to the Appraiser</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>134</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">28167</post-id>	</item>
		<item>
		<title>Smartphone Measuring Technology</title>
		<link>https://appraisersblogs.com/smartphone-measuring-technology-ansi</link>
					<comments>https://appraisersblogs.com/smartphone-measuring-technology-ansi#comments</comments>
		
		<dc:creator><![CDATA[Dave Towne]]></dc:creator>
		<pubDate>Wed, 14 Dec 2022 13:30:34 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=28138</guid>

					<description><![CDATA[<p>This new measuring technology claims the software to be ANSI compliant.&#160; Appraisers, over the past couple of years, there have been lively discussions on forums, Facebook groups, at conferences, etc., about a ‘new’ technology which allows a ‘phone holder’ to measure a structure, with that technology providing a “Sketch” or “Floor Plan” of that structure. Some of you may have heard about one of the originating companies, Matterport, which some real estate agents/brokers use to generate virtual 3D interior diagrams and videos used in property marketing. Smartphone measuring technology evolved from that. Until recently, I and others did not understand&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
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<li><a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/"     class="crp_link post-31044"><span class="crp_title">Uncovering Flaws in FHA Appraisal & Loan Review Process</span></a><span class="crp_excerpt"> The story of this single mother's harrowing experience with a defective home purchase and HUD's negligent oversight exposes deep flaws&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uspap-typical-buyer-standard-in-the-fair-housing-era/"     class="crp_link post-33420"><span class="crp_title">USPAP’s Typical Buyer Standard in the Fair Housing Era</span></a><span class="crp_excerpt"> The Irreconcilable Conflict Between USPAP's Typical Buyer Standard and the Current Fair Housing Compliance Regime. Retain this document as a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/ansi-n-floor-plans-goofiness"     class="crp_link post-26419"><span class="crp_title">ANSI & Floor Plans Goofiness</span></a><span class="crp_excerpt"> "...if you the appraiser are not required to inspect the property yourself, don’t you want to have a more detailed&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/smartphone-measuring-technology-ansi">Smartphone Measuring Technology</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>15</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">28138</post-id>	</item>
		<item>
		<title>Desktops Are Being Done WRONG!</title>
		<link>https://appraisersblogs.com/desktops-r-being-done-wrong</link>
					<comments>https://appraisersblogs.com/desktops-r-being-done-wrong#comments</comments>
		
		<dc:creator><![CDATA[Dave Towne]]></dc:creator>
		<pubDate>Tue, 12 Jul 2022 12:30:41 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=27366</guid>

					<description><![CDATA[<p>Appraisers, back in April, I was notified by someone “close to the action” of appraisal report submittals to the GSE’s, that many Desktops are being submitted back to lenders TOTALLY WRONG by the assigned appraisers! These reports are being captured and evaluated in the current Desktop observation and testing phase of the UCDP evaluations. Lenders use the UCDP as an initial report Quality Control check so that any problems can be identified, and sent back to the appraiser for correction, before the last submittal is used for the loan. The UCDP ‘sees’ every report for a particular property address, and keeps track&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/floor-plans-could-b-an-issue-in-appraising"     class="crp_link post-27326"><span class="crp_title">Floor Plans Could Be an Issue in Appraising</span></a><span class="crp_excerpt"> ...concerns that appraisers could be sued for making floor plans of a home... I’m an AI “member” (because I pay&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisers-can-do-these-property-data-reports-pdr-4-appraisal-waivers"     class="crp_link post-27103"><span class="crp_title">Property Data Reports for Appraisal Waivers</span></a><span class="crp_excerpt"> These Property Data Reports have a higher level or different reporting requirements than ordinary traditional appraisals. Appraisers, on Tuesday 5/24/22,&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisers-are-ultimately-liable-4-data-collected-by-third-parties"     class="crp_link post-26735"><span class="crp_title">Appraisers Liable for Third Parties Data</span></a><span class="crp_excerpt"> Ultimately the appraiser is responsible and liable for data collected by third parties. There has been a lot of discussion&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/desktops-r-being-done-wrong">Desktops Are Being Done WRONG!</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>70</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">27366</post-id>	</item>
		<item>
		<title>PAVE May Pave Over Appraisers</title>
		<link>https://appraisersblogs.com/pave-may-pave-over-appraisers-the-blame-game-against-appraisers</link>
					<comments>https://appraisersblogs.com/pave-may-pave-over-appraisers-the-blame-game-against-appraisers#comments</comments>
		
		<dc:creator><![CDATA[Dave Towne]]></dc:creator>
		<pubDate>Fri, 01 Apr 2022 12:30:36 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=26572</guid>

					<description><![CDATA[<p>The blame game against appraisers is continuing the fast and furious start, evidenced by the PAVE report. A synopsis is in the link: PAVE task force delivers plan on appraisal bias &#8211; Lexology Key info from the PAVE report. “Relevant agencies have also committed to addressing potential bias in the use of technology-based valuation tools through a rulemaking related to automated valuation models (AVMs), including the addition of a nondiscrimination quality control standard in the proposed rule.”  And, “In the coming months, the Task Force will assess: (i) the “expanded use of alternatives to traditional appraisals as a means of reducing&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
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<li><a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/"     class="crp_link post-31044"><span class="crp_title">Uncovering Flaws in FHA Appraisal & Loan Review Process</span></a><span class="crp_excerpt"> The story of this single mother's harrowing experience with a defective home purchase and HUD's negligent oversight exposes deep flaws&hellip;</span></li>
<li><a href="https://appraisersblogs.com/promoting-false-racist-appraiser-narrative-2-optimize-profits-via-avms"     class="crp_link post-26499"><span class="crp_title">Promoting False "Racist Appraiser" Narrative</span></a><span class="crp_excerpt"> Some Lenders promoting false "racist appraiser" narrative to optimize profits via AVMs Like most businesses lenders want to optimize their&hellip;</span></li>
<li><a href="https://appraisersblogs.com/is-the-gses-appraisal-modernization-really-just-mass-appraisal/"     class="crp_link post-30451"><span class="crp_title">Is the GSE's "Appraisal Modernization" Really Just&hellip;</span></a><span class="crp_excerpt"> Mass Appraisal tend to exhibit a regressive nature...&nbsp; In the intricate landscape of real estate mortgage financing, the notion of&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/pave-may-pave-over-appraisers-the-blame-game-against-appraisers">PAVE May Pave Over Appraisers</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>19</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">26572</post-id>	</item>
		<item>
		<title>VA Unofficially Says NOPE to ANSI</title>
		<link>https://appraisersblogs.com/va-unofficially-says-nope-2-ansi-measuring-protocol</link>
					<comments>https://appraisersblogs.com/va-unofficially-says-nope-2-ansi-measuring-protocol#comments</comments>
		
		<dc:creator><![CDATA[Dave Towne]]></dc:creator>
		<pubDate>Mon, 21 Mar 2022 12:30:20 +0000</pubDate>
				<category><![CDATA[American National Standards Institute]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=26506</guid>

					<description><![CDATA[<p>The other agencies, Freddie Mac, HUD/FHA, USDA, ONAP, VA have NOT (yet) adopted this ANSI measuring protocol. Appraisers, an appraiser I know sent an email to the VA asking if VA was going to require appraisers to adhere to the ANSI Z765-2021 Measuring Standard as of April 1, 2022. The appraiser received an ‘unofficial’ response back from a person within the VA connected to processing appraisals, which said: “The short answer is, no.” I say this is ‘unofficial’ because to-date, I have seen nothing “official” from VA about this topic. Only officials from within VA know whether or not they&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/uspap-typical-buyer-standard-in-the-fair-housing-era/"     class="crp_link post-33420"><span class="crp_title">USPAP’s Typical Buyer Standard in the Fair Housing Era</span></a><span class="crp_excerpt"> The Irreconcilable Conflict Between USPAP's Typical Buyer Standard and the Current Fair Housing Compliance Regime. Retain this document as a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/how-rural-america-lost-its-mortgage-lifeline/"     class="crp_link post-33012"><span class="crp_title">The Town With No Bank: How Rural America Lost Its&hellip;</span></a><span class="crp_excerpt"> For decades, we’ve been told that the problem is demand. That people don’t want to live in rural America anymore.&hellip;</span></li>
<li><a href="https://appraisersblogs.com/smartphone-measuring-technology-ansi"     class="crp_link post-28138"><span class="crp_title">Smartphone Measuring Technology</span></a><span class="crp_excerpt"> This new measuring technology claims the software to be ANSI compliant.&nbsp; Appraisers, over the past couple of years, there have&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/va-unofficially-says-nope-2-ansi-measuring-protocol">VA Unofficially Says NOPE to ANSI</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>16</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">26506</post-id>	</item>
		<item>
		<title>&#8220;Flavors&#8221; of Appraisal Reports</title>
		<link>https://appraisersblogs.com/flavors-of-appraisal-reports</link>
					<comments>https://appraisersblogs.com/flavors-of-appraisal-reports#comments</comments>
		
		<dc:creator><![CDATA[Dave Towne]]></dc:creator>
		<pubDate>Tue, 22 Feb 2022 13:30:31 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<category><![CDATA[1004]]></category>
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		<category><![CDATA[desktop appraisal]]></category>
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					<description><![CDATA[<p>SEE the differences between the THREE versions of the 1004 reports, what I euphemistically call &#8220;flavors.&#8221; Appraisers, recent watercooler discussions by appraisers focus on the new ‘desktop’ appraisals many will be requested to do. Now that the GSE’s have &#8220;formally&#8221; approved non-appraiser-inspected reports for first mortgage lending (or will very soon &#8211; not sure of the exact effective date), you may want to actually SEE the differences between the THREE versions of the 1004 reports, what I euphemistically call &#8220;flavors.&#8221; I spent a number of hours at the end of January reviewing our current &#8216;full&#8217; 1004 form, and the new&#46;&#46;&#46;</p>
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<h4>Related Posts:</h4>
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<p>The post <a href="https://appraisersblogs.com/flavors-of-appraisal-reports">&#8220;Flavors&#8221; of Appraisal Reports</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
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