We Need More Appraiser Drivers!
Latest posts by Michael Ford (see all)
- Baby or Bath Water? And Is it Time to Take Back USPAP? - February 24, 2017
- AI’s Effort to Eliminate the ASC! - February 22, 2017
- Congress, Please…No More Cash for FNMA Clunkers! - February 17, 2017
Powerful ‘uncles’ gave us the vehicles, but we need more drivers!
Stand up for yourself and oppose those things that are wrong in our own profession and the related lending industry.
Come on people! As grateful as we are for general members, we also need a few more “spark plugs.” People that not only see the problems, but that are also willing to do something about them. OPEIU and AFl-CIO can help in the regulatory arena tremendously. But so much of what we do is ‘down in the trenches’. It requires OTHER appraisers that understand USPAP and appraisal principles and who are willing to TELL state officials when they are wrong! Some state coalitions do this well (LA, VA, NC), but many do not, for a variety of reasons. Equally important we need coordinated national pressure to get anything meaningful done.
California: Yeah, I know, but I’m kinda busy with national issues. We need someone to push CA into adopting C&R ENFORCEMENT rules rather than referring us all back to CFPB who in turn doesn’t even have a link on THEIR site for appraisal (fee) complaints. Or, at least help me to do so. We stopped AB 624 but there is MORE skullduggery in the offing we are already hearing rumors about.
Oregon: Teach THEIR Board USPAP! Seriously. They were trying to fine people for not meeting turn times, as a USPAP violation! TWENTY FOUR PER CENT of the AARO (Government Regulatory Officials) members they contacted for advice ALSO thought the same way! AARO itself needs some attention now! When THEY give states advice it looks like there is a 1 in 4 chance it will be WRONG!
New York: They drafted a pretty decent AMC law and they NEVER PASSED IT! What’s up with that? Also we need to fight to make sure they don’t dump the appraisers must be paid within 16 days provision!
New Jersey, Minnesota, Illinois and how many others: Ongoing reports, and evidence, of punitive mindsets rather than protective of the public views. They are using fines to balance budgets rather than as educational and or enforcement tools! Minnesota enforcement officials also need appraisal principles refresher classes when they start using phrases like “everyone knows you always adjust…” for things like wooded areas in proximity — regardless of market data to the contrary apparently.
Massachusetts, Florida, DC, Maryland & California: as well as any other states that “pile on” charges AND fines for appraisers fined in their home states for home state work! I can see other states being aware of and perhaps restricting licenses of those fined for work they did in their home states. But to also fine them in the secondary license states that were not at all involved is abuse of power! Sincerest apologies to V.T. in Virginia for not having the time to help you on this one! One of the worst abuses I’ve seen yet!
Give me just 25 people across the United States that are such ‘spark plugs’ and we can eliminate MOST of our problems in just one or two short years! Look how much (a very few) State Coalitions, and AGA have accomplished already in the past one to two years! We won’t rewrite all laws in that time, but we can sure as hell make a dent!
This is not hyperbole or braggadocio. It’s offered as proof that a few people CAN make a change! I, with others I recruited, have DONE this in the past. 1986-1990 Redondo Beach, CA – we created the groups that replaced 4 out of 5 crooked council members. Even before that we ‘maneuvered’ them into positions where they had to create new board member positions for CITIZENS interests and ultimately made them rewrite their entire Community General Plan! Oh yeah, we hastened the retirement of the Harbor Director, City Manager and embarrassed the hell of out the U.S. Army Corps of Engineers so badly THEY had to return to Tennessee and redo their hydrographic studies completely. Redondo Boat Owners Association, Harbor Users Rights Committee, National Water Users Rights Committee, Citizens General Plan Advisory Committee (GPAC) opposing local power players, etc. Not to mention the peripheral issues we were dragged into because we were EFFECTIVE!
My friends & peers, I LIKE writing, but I’m not here for that purpose. I’m trying to DO something.