Appraisal Inspection Procedures & Protocols
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The industry needs to discuss the coronavirus issue and how to conduct inspections. I set up an inspection a few days ago using the Procedures & Protocols form below and this is how I handled it.
I called the listing agent and tactfully told him that we had to discuss this Coronavirus issue … that I had a family member with a compromised health situation and that we had to presume the virus was already within our community.
Then I explained to him that I inspect a lot of homes every week and that normally involves touching a lot of things inside a house. I further explained that the last thing I want to do is to contaminate myself or, if I am a carrier, contaminate someone else’s home. I apologized for having to employ these procedures but I felt it was either this or quit appraising homes until a vaccine is developed.
Thankfully, he was quite understanding and accepting of it. He would pass it along to his sellers and notify me of when I could inspect the home. I could almost hear the “gears turning” in his head as he contemplated the same risks to himself as he conducted his business.
Later in the day, I turned down an FHA order because of the increased inspection requirements with a FHA loan.
We need to discuss this. If somebody has a better idea, I’d like to hear it.
Appraisal Inspection – Procedures & Protocols Form:
|Realtor:||Date of Inspection:||Time:|
(The appraisal company) will be inspecting the property noted above at the time and date stated. In light of the risks posed by the Coronavirus to myself and to all parties involved, I must insist upon your compliance with a set of procedures and protocols outlined below. These procedures are for your protection and mine.
- If the Realtor or homeowners have contracted a cold, the flu or the Coronavirus, or if they have been exposed to someone with a cold, the flu or Coronavirus, it is imperative that the appraiser be notified immediately. All parties will be presumed to be carriers of the Coronavirus.
- An appraisal requires a floor plan sketch. If one is available, please email it to the appraiser prior to the inspection at: appraiser’s email address
- The appraiser will wear gloves, and disposable booties while inside the home.
- A “Social Distancing” of 6’ from the appraiser is requested. No physical contact will be made between the appraiser and the Realtor or Occupants. No handshakes! No fist bumps. The inspection will be completed as quickly as possible to minimize exposure.
- The appraiser will not make physical contact with any interior surfaces in the home. This includes doorknobs and light switches. All lights must be turned on.
- The appraiser will not open any doors. All doors to all interior rooms must be opened prior to the appraiser’s inspection. All garage doors and fence gates must be opened prior to an inspection.
- Every room must be inspected and photographed. This is a lender requirement.
- No information in written form will be handed to the appraiser.
- All information on the home’s condition, upgrades, remodel, etc. must be emailed to the appraiser at.
- All pets must be secured or removed from the home. There must be no contact with pets!
- The appraiser will not use a lockbox or keys to gain entry into a home.
If any of these procedures or protocols are violated, the appraiser will immediately stop the inspection and leave the premises. The appraisal will be cancelled. The appraiser’s client will be billed a Trip Fee of $200.
These protocols and procedures have been agreed to by the undersigned parties.
Thank you for your cooperation.