What Are You Waiting For?

What Are You Waiting For? Only 179 Comments...Please Comment Now!

Please comment now!

VaCAP sent out a “Call to Action” a month ago to comment on the proposed increase in the appraisal threshold to $400,000. As of this writing, only 179 comments have been received. This is our future, please comment now! Comments must be received by February 5, 2019.

The proposed rule would increase the threshold level at or below which appraisals would not be required for residential real estate-related transactions from $250,000 to $400,000.Consistent with the requirement for other transactions that fall below applicable thresholds, regulated institutions would be required to obtain an evaluation of the real property collateral that is consistent with safe and sound banking practices. The proposed rule would make conforming changes to add transactions secured by residential property in rural areas that have been exempted from the agencies’ appraisal requirement pursuant to the Economic Growth, Regulatory Relief and Consumer Protection Act to the list of exempt transactions. The proposed rule would require evaluations for these exempt transactions… Read more »

2019 will be a year of excitement and change!

  • The Fifth Circuit Court will hear oral arguments in the Louisiana Real Estate Appraisal Board vs FTC case in early February.
  • VaCAP’s First Conference with Continuing Education takes place February 7 & 8th.
  • The Network of State Appraiser Organizations continue to grow, currently with 30 state organizations participating.
  • The Network of State Appraiser Organizations continue to gain a voice with regulators and users of appraisal services.
  • Appraisers continue to unite and control the direction of the appraisal profession.
  • Consumer Education of the Appraisal Profession continues to gain momentum.
  • Appraisers are gearing up to take our message public via social media, radio, newspapers, etc.

2019 Legislative Update

Senate Bill No. 1168 has been introduced into the Virginia Senate by Senator Bill DeSteph and impacts Real Estate Appraisers and Appraisal Management Companies. The bill allows for a regulatory Board within the Department of Professional Occupation Regulations to “expunge” a disciplinary record of a licensee. See the bill in the Virginia’s Legislative Information System.

Windows to the Law: Working with Appraisers

The National Association of Realtors has published a video on working with appraisers. The advice being given is excellent. VaCAP recommends listening and sharing this video.

https://youtu.be/GYdCC9XLPgE

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VaCAP Board

Coalition of individual appraisers working together to unite, promote and protect the collective interests of all appraisal professionals in Virginia; to promote needed changes in laws, rules, regulations, policies and standards affecting all appraisers in Virginia; to observe and report the actions of regulatory, legislative, oversight, and standards-setting entities of the Commonwealth.

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13 Responses

  1. Vincent R Simon on Facebook Vincent R Simon on Facebook says:

    Good for them

    1
  2. Michelle Murphy on Facebook Michelle Murphy on Facebook says:

    The page will not open to leave a comment. It is a rediculous idea, housing market crash anyone?

    2
  3. Baggins Baggins says:

    The video was interesting. If one talks about Dodd Frank in 2019, it’s important to consider that the financial CHOICE act of 2017 may be just around the corner. Section V covers some items related but not many.

    https://www.congress.gov/bill/115th-congress/house-bill/10

    Louisiana vs FTC, holding our breath on that one.  Would it be possible to develop a pre written deminis objection letter we could simply copy sign and send, the comments count would be higher. At some point the volume of commentators on one side or the other begins to supersede the influence of uniquely written comments. Thank you.

    2
    • VaCAP Board VaCAP Board says:

      In the past, when letters have been identical other than a signature, they are counted as one. Can’t imagine it would be any different this time around.  All it takes is a few sentences, to express concern on the topic.

      3
  4. Avatar Diana N. says:

    Absolutely stupid. obviously they never learn from past mistakes.

    3
  5. Troy Tervalon on Facebook Troy Tervalon on Facebook says:

    Makes no logical sense !!!

    2
  6. Avatar Wade Purdy says:

    I have tried several times to leave a comment but keep getting an error message.

    2
    • Baggins Baggins says:

      Try another browser for starters. I use firefox primarily because of the vast individual options and ease of using ad blocker and other private mode options. Then I bounce to IE when I need more open access and to use all java and various tools more effectively. My Firefox is highly customized my IE is out of the box and I have not tinkered with most settings. You may temporarily turn off various firewall and such, probably something is blocking. Also in the instructions there is an option to email or write letters and a specific title line header one must enter.  You’d have to mail to the 3 different agencies noted there. Just bounce to an email and copy all 3 addresses in but first try a different browser on an actual PC. Cheers.

      5
  7. Michelle Murphy on Facebook Michelle Murphy on Facebook says:

    I just got an email from the Appraisal Board in my state notifying appraisers of this with links to voice our opinions, check your emails y’all!

    4
  8. For those having issues, please try a different browser like Chrome.

    Alternate Ways to Comment

    You may submit comments by any of the following methods:

    1/ Office of the Comptroller of the Currency: Instructions: You must include “OCC” as the agency name and “Docket ID OCC-2018-0038” in your comment.

    Email: regs.comments@occ.treas.gov.
    Mail: Legislative and Regulatory Activities Division, Office of the Comptroller of the Currency, 400 7th Street SW, Suite 3E-218, Washington, DC 20219.
    Hand Delivery/Courier: 400 7th Street SW, Suite 3E-218, Washington, DC 20219.
    Fax: (571) 465-4326.

    2/ Board of Governors of the Federal Reserve System: You may submit comments, identified by Docket No. R-1639 and RIN 7100-AF30, by any of the following methods:

    Agency Website: http://www.federalreserve.gov. Follow the instructions for submitting comments at http://www.federalreserve.gov/generalinfo/foia/ProposedRegs.cfm.
    Email: regs.comments@federalreserve.gov. Include the docket number and RIN number in the subject line of the message.
    Fax: (202) 452-3819 or (202) 452-3102.
    Mail: Address to Ann E. Misback, Secretary, Board of Governors of the Federal Reserve System, 20th Street and Constitution Avenue NW, Washington, DC 20551.

    3/ Federal Deposit Insurance Corporation: You may submit comments, identified by RIN 3064-AE87, by any of the following methods:

    Agency Website:https://web.archive.org/web/20210418091215/https://www.fdic.gov/regulations/laws/federal/.
    Mail: Robert E. Feldman, Executive Secretary, Attention: Comments/Legal ESS, Federal Deposit Insurance Corporation, 550 17th Street NW, Washington, DC 20429.
    Hand Delivery/Courier: The guard station at the rear of the 550 17th Street NW, building (located on F Street) on business days between 7:00 a.m. and 5:00 p.m.
    Email: Comments@FDIC.gov. Comments submitted must include “FDIC” and “RIN 3064-AE87—Real Estate Appraisals.” Comments received will be posted without change to https://www.FDIC.gov/regulations/laws/federal, including any personal information provided.

    6
  9. Michelle Murphy on Facebook Michelle Murphy on Facebook says:

    Just sent in my comment! I urge everyone to do the same, it is a bit of a hassle to find where to put your comments, but it is so important. We need to get this done!

    1

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What Are You Waiting For?

by VaCAP Board time to read: 1 min
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