Tagged: FEMA

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URAR 1004s Are for Sissies

1004s are for sissies I remember the first time I ever saw a real appraisal report.  No, I am not talking about a 1004, 2055, or even a 1025.  I am not referring to a Fannie or Freddie form at all. I mean a real, living, breathing, monster of a report; the narrative!!! (insert collective gasp here) Early in my career, one of my insightful instructors brought one of his narrative reports to class.  As I perused that 76 page beast full of words (not boxes), descriptions (not canned comments), graphs (not pre-filled MC Addendums), and pictures (oh, how there were...

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FloodInsights Provides National Flood and Florida Sinkhole Reports

Sinkholes have become a very hazardous and costly risk in Florida. There are certain counties: Pasco, Hernando, and Hillsborough where the land is inundated with sinkholes. However over the last few years the risk of sinkhole and subsidence events has been spreading geographically. According the state of Florida, 211 property insurers noted that claims increased from 2,360 in 2006 to 6,694 in 2010.  The total dollar amount of those claims was near $1.4 billion dollars. There has not been a simple answer to why sinkhole incidents have been on the rise in Florida.  It is believed that

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