Category: Trending

What’s trending now and what was trending in the past on AppraisersBlogs – Discover and discuss developing and trending stories on the latest news, ideas and perspectives happening now and in the past in our industry

A Review of MEIN COMP: The Last Appraiser 19

A Review of MEIN COMP: The Last Appraiser

If Orwell moonlighted as an appraiser, and Kafka had a side hustle in compliance, “MEIN COMP: The Last Appraiser” by David Samnick would be their love child. But this isn’t dystopian fantasy, it’s a forensic autopsy of a profession that was methodically dismantled while regulators smiled, and algorithms sharpened their knives. Samnick’s book is fiction the way a courtroom sketch is fiction. The names are changed, but the faces are familiar, and the tactics are real. Through a cast of fictional appraisers, each representing a phase in the slow-motion collapse of independent valuation, we witness the insertion of middlemen, the...

The 24-Hour Appraisal Diet: Slim on Time, Light on Credibility 31

The 24-Hour Appraisal Diet: Slim on Time, Light on Credibility

Brian Zitin’s declaration that the appraisal “bottleneck” has been obliterated by Reggora’s 24-hour turnaround reads less like a breakthrough and more like a tech startup’s victory lap around a profession it barely understands. According to the post, decades of valuation nuance, regulatory compliance, and boots on the ground expertise have now been solved, at no extra cost to the borrower, in every location, and without compromising standards. All it took, apparently, was a few million dollars and a launch video. It’s a bold claim, not because speed isn’t desirable, but because speed without substance is just marketing. The idea that...

The Harbor Model: Where Appraisers Take the Helm 22

The Harbor Model: Where Appraisers Take the Helm

The Harbor Model offers a bold blueprint for restoring transparency, authorship, and oversight in a valuation industry long dominated by silent data extraction. The author of this article has chosen to remain anonymous, not out of fear, but out of necessity. Since 2012, they’ve been developing a disruptive valuation model that challenges entrenched interests in the appraisal and AMC industries. Their work has drawn direct confrontations from AMC owners and industry insiders, many of whom are threatened by the implications of these proposals. Anonymity, in this case, is a shield, not from scrutiny, but from retaliation. If you want to...

No, Appraisers Didn’t Cause America’s Racial Wealth Gap 19

No, Appraisers Didn’t Cause America’s Racial Wealth Gap

Appraisers are being dragged into the racial wealth gap debate, but the real gap is between racial accusation and actual evidence, and courts aren’t buying it.  After years of feckless payouts by insurance companies and corporations, the era of using the courts to harass appraisers for their value opinions has ended. Last week, a U.S. District Court judge in Maryland threw out a discrimination lawsuit on summary judgment. It was brought against an appraiser by a militant professor at Johns Hopkins University and his wife, who passed away since the filing of the suit. She, too, was a professor at...

The AMC Industry Won’t Be Toppled by Code 17

The AMC Industry Won’t Be Toppled by Code

Call me when AI stops summarizing and starts suing, because until it drags the AMC industry into court, raids their coffers, and rewires the entire system they broke, it’s just another overhyped spectator in the plunder parade.  We’ve entered an era where more people are giving AI broader directives, asking bigger questions, and expecting deeper responses, only to receive yet another AI-generated summary. But what, exactly, is AI doing in response? That’s the real limitation of the tech. Right now, millions are spinning their wheels in digital circles, posing complex problems to a machine built to mimic intelligence. And when...

Baghdad Bob of Freddie Mac Merits Mention As Mideast Erupts 22

Baghdad Bob of Freddie Mac Merits Mention As Mideast Erupts

In true Baghdad Bob fashion, Scott Reuter leads Freddie Mac’s effort to ensure that no inconvenient fact is left uncensored.  For a brief time in April 2003, Saddam Hussein’s charismatic Information Minister, Mohammed Saeed al-Sahhaf, became a worldwide pop-culture icon. During the invasion of Iraq, al-Sahhaf faced reporters on the roof of a Baghdad hotel. All around him, columns of smoke billowed and sirens blared. Glide bombs shook the earth. American and British coalition forces poured into the city. Denying reality, al-Sahhaf insisted: “There are no American troops in Baghdad!” The next day, Baghdad fell. But al-Sahhaf’s gift for bombastic...

FOIA, AI, & the Appraiser’s Defense: A Blueprint for Fighting Back 25

FOIA, AI, & the Appraiser’s Defense: A Blueprint for Fighting Back

Targeted under the guise of equity, I faced baseless accusations with no due process — until I used FOIA, uncovered the truth, and turned the tables. But I had a secret weapon: I used artificial intelligence. For decades, appraisers have worked in silence, held hostage by regulations, scrutiny, and — recently — false narratives of systemic racism. When the Biden administration launched the PAVE Initiative, it claimed to champion equity in housing. But behind the curtain, it became a political tool. The result? Appraisers like me were targeted based on ZIP codes, stripped of due process, and labeled racist —...

Washington Appraisers Stung by Fee Hikes and Veto 19

WA Appraisers Stung by Fee Hikes and Veto

Washington state appraisers are facing skyrocketing fees to cover a debt caused by mismanaged funds — while a veto blocked relief, leaving them to pay for a problem they didn’t create.  In Washington, where evergreen forests meet bustling real estate markets, appraisers are caught in a bureaucratic drama that’s anything but charming. Robert Mossuto Jr., owner of B.N. Appraisals, Inc., with over two decades of experience appraising residential real estate, recently took to LinkedIn to expose a saga of skyrocketing fees, mismanaged funds, and a gubernatorial veto that’s left the state’s nearly 3,000 credentialed appraisers reeling. This tale is as...

UAD 3.6: The Appraisal Industry’s Shiny New Straightjacket 31

UAD 3.6: The Appraisal Industry’s Shiny New Straightjacket

UAD 3.6, the appraisal industry’s shiny new straitjacket, promises efficiency but threatens to bury appraisers under a mountain of data demands and tech troubles, risking the integrity of valuations in a quest for modernization.  The appraisal industry is bracing for the rollout of the Uniform Appraisal Dataset (UAD) 3.6, a supposed game-changer slated for an optional beta in September 2025 and a mandatory debut by November 2026. Promising to drag appraisal reporting into the modern age with a sleeker, property-specific framework, UAD 3.6 has appraisers across the country muttering a mix of cautious hope and outright skepticism. But let’s be...

TEAPOTS Exposed: The PAVE Initiative’s Illusion of Justice 29

TEAPOTS Exposed: The PAVE Initiative’s Illusion of Justice

The PAVE Initiative’s lack of TEAPOTS case entries reveals a fraudulent scheme that betrayed homeowners, vilified appraisers, and hid the truth from Congress.  The Biden administration’s PAVE Task Force initiative was never a legally engineered program to uncover racial bias in the appraisal industry. It was, as I have now uncovered, a systemic administrative illusion: a complex, bureaucratic apparatus designed to justify federal grant funding, inflate internal performance metrics, and maintain political optics — not to administer justice. This wasn’t enforcement. This was theft of government funds dressed in legal theater. Homeowners were deceived. Appraisers were targeted. The law was...

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