How Bureaucratic Overreach Turned Real Estate Appraisers into Scapegoats
If you’re a real estate appraiser in 2025, odds are you’ve already met Kafka. Not in a literature class, but in your inbox, via a letter from HUD, a complaint from a borrower, or a summons from a regulatory agency that’s decided your opinion of value is now a civil rights issue.
The federal government isn’t just investigating appraisers, it’s industrialized the process. Hundreds of licensed professionals are now entangled in HUD probes triggered by little more than a borrower’s disappointment or an activist’s press release. The complaints don’t need merit, just momentum. The goal isn’t justice, it’s leverage. The strategy? Exhaust, intimidate, and isolate.
Take Ken Mullinix, a seasoned appraiser with 35 years of experience. He’s been under investigation for years by HUD over a value opinion someone didn’t like. The agency has deployed contractors, who look, act, and email like federal employees but aren’t bound by federal conflict of interest rules, to dig into his work. The result? A scorched earth campaign where the process itself is the punishment.
Then there’s Shane Lanham, a Maryland appraiser who successfully defended himself against a baseless bias lawsuit brought by Johns Hopkins professor Nathan Connolly and his wife, Shani Mott. The case was built on vague disparate impact theory, a hunch, and a healthy dose of agitprop. The judge tossed it out, citing the plaintiffs’ failure to present an appraisal expert and excluding their sociologist from testifying on valuation. Lanham, meanwhile, presented two qualified experts and won on summary judgment.
But instead of closure, Lanham was hit with another lawsuit, this time by Connolly, who is now suing him for over $13,000 in legal fees incurred while defending the original, meritless bias claim. That’s right, after losing in court, the plaintiff circled back with a bill, demanding the appraiser cover his legal costs for the very lawsuit that got tossed out. It’s like setting your neighbor’s house on fire, then invoicing him for the matches. LoanDepot, the lender involved, quietly settled with the plaintiffs, reportedly for around $400,000, then exited the scene, leaving Lanham to fight alone. His business? Gutted. His legal bills? Growing. His resolve? Unshaken.
And now, meet Julie Friess, SRA, a seasoned expert in the appraisal world who’s worn nearly every hat the profession offers. USPAP instructor, litigation expert, course developer, editorial board member, diversity advocate, speaker, writer, mentor. Her resume reads like a blueprint for what it means to know this profession inside & out. But none of it mattered when the Arizona Department of Insurance and Financial Institutions, AZDIFI, came for her.
According to Friess’s own account, while hospitalized with pneumonia and pleurisy, she was hit with false charges of racism and bias. She requested a delay in the hearing, she was literally in a hospital bed. AZDIFI refused, citing vacation plans. They held the hearing without her. Months later, when she was finally well enough to review what had happened, she made a decision, she was done. Done with a profession that wouldn’t protect its own, that would target its most experienced voices, that would let politics override principle.
Friess says she never had a single violation in over 25 years. She’s been targeted, sidelined, and vilified, all while being consulted by chief appraisers, bank executives, and regulators for her expertise. Her story, as she tells it, is a sobering reminder of how quickly a career built on integrity can be dismantled by bureaucracy and bias.
So how did we get here?
It started with the Biden administration’s PAVE task force, which leaned on studies like Brookings to claim systemic undervaluation of homes in Black neighborhoods. But those studies failed to control for critical socioeconomic factors, income, education, credit scores, marriage rates, wealth. When AEI accounted for those variables, the so-called racial valuation gap nearly disappeared. Turns out, market value is driven by markets, not melanin.
Courts are finally catching up. Judges are demanding proof of intent, not just headlines. But HUD hasn’t gotten the memo. It continues to pursue appraisers like Mullinix and hundreds of others with the full weight of a $214 billion bureaucracy. The complaints often come from nonprofits acting as surrogates, backed by contract investigators who operate outside the usual rules.
This isn’t reform, it’s theater. A campaign to delegitimize appraisers, marginalize independent judgment, and turn every valuation into a political litmus test. It’s not about protecting consumers, it’s about controlling outcomes.
This is what bureaucratic overreach looks like: a maze of rules with no exit, a hearing held while you’re hospitalized, a lawsuit dismissed but still billed. It’s not about protecting the public, it’s about flexing power. Bureaucratic overreach isn’t a policy flaw, it’s a strategy. And if it can dismantle a profession as regulated and scrutinized as appraisal, no industry is safe.
Appraisers aren’t asking for immunity. They’re asking for due process, intellectual honesty, and the right to do their jobs without being turned into scapegoats for systemic issues they didn’t create.
Because when the truth is bent to fit a narrative, and expertise is treated like bias, the damage doesn’t stop at appraisers. It ripples through every profession that dares to speak honestly.
- The 24-Hour Appraisal Funded by Appraisers - October 23, 2025
- When Appraisers Rally: Korea Sends the U.S. a Wake-Up Call - October 3, 2025
- NAR Calls Out Unregulated Middlemen: A Wake-Up Call for FHFA - October 2, 2025
Thankfully the case against Mr. Lanham for the $13,000+ legal fees as dropped. Thankfully. Should never have been filed in the first place.
See, right there, a lawyer, and officer of the court knew damn well this was not a case yet still brought the suite. No consequences, for an obvious abuse of power. Life goes on as though nothing happened. But let one disgruntled person make an unsupported accusations of racism and all hell breaks loose. The world is screwed up and out of control my friends
The civil case was dropped? Can you sent a source?
They didn’t just make us scapegoats, they have/are purposely and with extreme evil prejudice destroyed/destroying the appraisal profession. Even though appraisers are having some success at pushing back – this is temporary and just a mild setback for the power brokers. Appraisers are just a testbed for their pure evil agenda.
Just received Working RE. An article labeled “5 Reasons AI Cannot Replace RE Appraisers”. Do you want to bet?
At the very least – drastically fewer appraisers will be needed and likely none will be needed in the very near future because:
> Until we are totally discarded – loopholes will continue to be created to exempt the need for appraisers
> We are rapidly headed in the direction where Real Estate is moving away from traditional value definitions (such as market value), to a system where real estate decisions are based on other criteria such as the agenda based whims of those in power.
>If your appraisal services include any type of litigation, tax appeals, etc – You will also soon have to fight more and more against a growing presence of AI in the court room. Your opposing side will be able to cast doubt on anything you present by exploiting their reams of data generated by AI (even though it may be significantly flawed). Courts may end up relying solely on AI.
>Currently, I’ll bet most appraisers are rubber-stamping a desired value just to avoid being sued and having to face nasty stuff from appraisal so-called authorities. If that is the case – why are appraisers needed anyway. [Side note: Some of the people on our state appraisal board are scary; and it is difficult to think they are investigating and judging us. Check out those on your state boards.]
>If you think non-residential real state will slip through the cracks – think again.
Shame on the secondary market players, various governmental entities, lenders in general, builders/developers, and real estate groups that either join in the conspiracy, or at least condone the destruction of appraisers. And to be fair, shame on the – way to many appraisers – that produce garbage/incompetent appraisals. You are assisting our demise.
Considering my county of practice (San Diego) is on pace to lose 12% of active appraisers this year (currently 629) I wonder if their is a connection to the facts in this piece? Of course there is. Of note, there are 13 San Diego County trainees with only 6 having a start date of 2023 or later. The remaining 7 trainees have starting dates as far back as 2014 (most likely never to be fully licensed). So, 1% valid trainee percentage and a net loss of 12% of active appraisers in the county. Nothing to see here, move along.
Seek the truth.
3 local appraisers in my AO retired in the last 90 days. I talked to 1 of them and they took a job at the county assessor office for a huge pay cut. He didn’t want the liability anymore.
The last CAREA meeting was a riot of angry appraisers who said they were leaving appraising when the new 3.6 Form rolls out, and the fallout from DEI and the potential lawsuits. Not too many appraisers are sitting on a pile of cash to defend themselves.
With a county population of 3.4 million and only 6 true appraiser trainees you would think the powers that be would act to protect the publics trust. Considering we have been determined to be the problem, they keep adding gas to destroy us faster.
Seek the truth.
Outstanding post.
Once the chimera of ‘Disparate Impact’ is removed, TRUTH has a chance again.
Add another victim
https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/
Is there a case for Julie to sue AZDIFI? Because from where I’m sitting, this wasn’t just overreach. It was character assassination dressed up as enforcement.
I’m genuinely disgusted by how disgracefully she was treated. Charged while hospitalized, denied a delay, and left to defend herself in absentia? That’s not due process, that’s a demolition job.
She was an accomplished appraiser long before this circus. Her writing was sharp, her insights generous, and her expertise undeniable. She contributed to this profession with clarity and conviction, only to be steamrolled by rhetoric that’s allergic to facts.
We talk about protecting the integrity of the profession. Maybe we should start by not torching the people who actually upheld it.
Eric mentioned appraisers quitting in Colorado. /
https://law.justia.com/codes/colorado/2018/title-12/general-continued/article-61/part-7/section-12-61-714/
(b) Requiring an appraiser to indemnify the appraisal management company against liability, damages, losses, or claims other than those arising out of the services performed by the appraiser, including performance or nonperformance of the appraiser’s duties and obligations, whether as a result of negligence or willful misconduct;
Yet, despite this being a continual widespread practice for seven years since this was enacted, not a single action has ever been taken against an amc or their controlling appraisers. Restriction of trade continues.
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More to your point why appraisers are quitting and not training replacements in CO;
https://rmaa.org/limitations-of-actions-against-appraisers-bill-approved-by-the-senate/
https://leg.colorado.gov/bills/sb25-035
Under current law, the statute of limitations to bring certain claims against a real estate appraiser does not start until the party filing the claim has discovered, or should have discovered, an alleged defect in the appraisal. The act requires a claimant to bring an action against a real estate appraiser (appraiser) within 5 years after the date the appraisal report is completed and transmitted to a client. The 5-year limitation does not apply to an action against an appraiser for a defective appraisal report or service if the action is brought by: / A consumer who is an original party to a residential mortgage loan or residential real estate transaction; or / A mortgage originator who must repurchase a loan. /
The 5-year limitation also does not apply to an action for fraud, for misrepresentation, or for a discriminatory housing practice brought against an appraiser.
That means liability for life, but only for mortgage lending appraisers or appraisers accused of ‘bias’.
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Then we also have this; A recurrent four hour valuation bias class every other cycle, until an appraiser dies or retires. Like other factors in appraisal, the education to maintain an appraisers license has become Kafkaesque, a punishment in to itself.
https://rmaa.org/appraisal-licensee-advisory-valuation-bias/
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Now with the new forms demanding appraisers abandon traditional trustworthy process. The systematic dismantling of the GSE related appraisal industry is nearly complete. The gse’s and FHFA could not be happier.
Please also read this post, if you have a moment. Sums everything up quite nicely.
Related / https://www.reddit.com/r/appraisal/comments/1npwrny/comment/ng560k3/
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Don’t miss this speech; Javier Milei from Argentina, UN General Debate 79th session. Speaking of bureaucratic mismanagement… Americans used to talk this way. Listen to the end. (AI dubbed for english translation so it’s not exactly perfect but close.)
Then, there’s this….
Idiots.
Damned if you do, damned if you don’t
https://www.theblaze.com/columns/opinion/did-rent-go-up-blame-ai-price-fixing
Curious… AI driven avm algorithms push valuations higher, for rent and sales pricing.
Can you guess what happens next?
I 100% agree with the article. Appraisers have been destroyed over these false allegations. The lenders, AMCs settle these cases just to protect their reputation. They should have gone to trial and been cleared of wrong doing. It’s just too expensive to go to trial. Meanwhile the plaintiffs have private nonprofits funded by HUD grants representing them for free.
This is tiresome. Same story every week with the same players. We are missing the bigger pictures- regulations which make new colleagues difficult; us allowing people to treat our profession as service only with little push back, the lack of push back on fees, curtailing AMCs, etc.
The Future of the Appraisal Industry: Standing Together, Fighting Back
Over the past few years, our profession has been under pressure like never before. Bias accusations, phantom investigations, FOIA denials, and political optics have left many appraisers feeling isolated, vulnerable, and unsure where to turn.
But here’s what I’ve learned: when we stand together, we’re stronger than any agency or headline.
In the past several months alone, I’ve had 15–20 appraisers reach out to me directly for help. Each one had a different case, but the themes were the same: a lack of due process, overreach by agencies, and accusations built on speculation rather than evidence.
I’ve offered my help freely — reviewing charge letters, pointing out USPAP and jurisdictional flaws, and showing appraisers how to fight back the right way. And the feedback I’ve received has been humbling. Appraisers are telling me that my input gave them hope, cleared confusion, and in some cases helped them take decisive steps that made the difference in their cases.
To those who have contacted me: thank you. Your trust means a lot, and your stories confirm that this fight matters. Together, we are building a foundation that will protect appraisers across the country.
Where Do We Go From Here?
The future of our industry depends on a few critical steps:
Accountability: Agencies must be held to the laws and rules that govern them. Jurisdictional overreach can’t become the norm.
Transparency: Appraisers deserve access to evidence, FOIA records, and clear investigative timelines — not endless stonewalling.
Community Support: No appraiser should ever feel they are fighting a government agency alone. We need more networks of support, education, and shared resources.
Reform: Programs built on political optics rather than real data have harmed both appraisers and homeowners. That must be exposed and reformed.
My Commitment
For those who don’t know me, I’ve been a Certified Residential Appraiser for over 25 years, working as a panel appraiser for many banks and lenders across Southern California and the nation. I never asked to be put in this position, but I’ve now been under federal investigation for nearly four years — an ordeal that has taught me exactly how agencies bend rules, conceal evidence, and pressure appraisers.
Instead of breaking me, it has given me the knowledge and drive to help others. The word is spreading that I am here to help, and I’m committed to continuing this work. My goal is to build something lasting — a defense system for appraisers — so that no one else has to face what so many of us already have.
We’re making a difference. And the more we share, support, and stand up, the stronger our profession will be.
Call to Action
If you are an appraiser facing bias allegations, HUD inquiries, or state board pressure — reach out. You don’t have to go through this alone. I’ve already helped colleagues navigate more than a few dozen cases, and I will continue to offer my support, free of charge.
Together, we can protect our licenses, our livelihoods, and the future of the appraisal industry.
Reach me at: Kenneth Mullinix- email to: kjmull@aol.com
Why hasn’t the Trump-appointed head of HUD done anything about this?
I’ve gotten about 10-15 jobs to bid on the past couple of weeks. I decided to bid on none of them. I look at the tax/deed records and see that many of them have been transferred back and forth between family members while the loan amounts each time go up and up and up. Some are simply in comp deserts which I can handle, but the AMC won’t pay the fee to burn up 200-400 miles taking comp photos in numerous counties. Some want three jobs done for the price of one (partial releases). Some are land takings in eminent domain cases, but the AMC doesn’t know that or pretends they don’t know that and won’t listen to me when I tell them to hire an expert in eminent domain appraisals. Some are fraudulent owner-occupied appraisals when I know that the owner doesn’t live there. Hey, Letitia, how ya been doin’? Then we have those where they just say “can you do this, how much, how fast?” and the only info given is an address. And, I’m just tired of trying to get a grasp the property and ascertain if there are any comparables to see if I can do it all in one trip, then spend half a day just trying to come up with a bid that will be rejected anyway. I mean, what’s the point?
Democrats are NOT our friend. Oh, does that offend someone? Boo hoo.
https://www.valuationreview.com/vr/articlesvr/senator-urges-investigation-into-hud-whistleblower-95575.aspx?utm_source=enews&utm_orlocation=sty6
The MOU That Wasn’t: How HUD and FHFA Quietly Built a Phantom Appraisal Bias Machine (Updates on PAVE)
By Kenneth J. Mullinix
When the PAVE Task Force was rolled out in 2021, appraisers were told this was a “whole-of-government” initiative to root out bias in valuation. What few in our profession knew at the time was that HUD and the Federal Housing Finance Agency (FHFA) signed a Memorandum of Understanding (MOU) on August 12, 2021.
On its face, the MOU looked harmless: a cooperation agreement signed by HUD Secretary Marcia Fudge and FHFA Director Sandra L. Thompson. But once you read it closely, a startling fact jumps out:
The MOU gave no new powers to any agency.
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What the MOU Actually Said
The MOU:
• Allowed HUD and FHFA to share information within existing laws (FOIA, Privacy Act, etc.).
• Allowed FHFA (and by extension, VA or others) to refer complaints to HUD if they appeared to involve housing discrimination.
• Allowed the agencies to collaborate on studies, policy reports, and training.
• Did not create new investigative or enforcement powers.
In other words: coordination only, within existing statutory authority.
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What HUD Actually Did
Instead of following the MOU’s limits, HUD began treating referrals from VA, FHFA, and others as automatic bias cases — even when they involved:
• Conventional loans, not FHA.
• Financial grievances reframed as “bias” (like my case, where the homeowner admitted it wasn’t race at all, but money).
• Complaints that never met Fair Housing Act standards.
This is how we got to HUD claiming where by my estimate had an estimated 1,500–2,000 bias cases nationwide — not because they were legitimate civil rights matters, but because HUD inflated referrals into full-blown investigations.
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Why This Matters to Every Appraiser
1. Jurisdiction Defect: HUD and other agencies had no authority to investigate civil rights complaints unless they rose to Fair Housing Standards. Referrals from VA should have been screened and closed. HUD had no legal right to accept them as cases.
2. Rocket Mortgage Case: Even Rocket’s case involves a conventional loan, where HUD has no jurisdiction. Yet DOJ is litigating it today as if it were a Fair Housing Act matter.
3. Fraud Risk: HUD used these inflated numbers to justify hundreds of millions in PAVE funding. If proven, this isn’t just regulatory overreach it could be illegal.
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The Signatures That Seal the Deal
Remember: this wasn’t buried in a staff memo. Marcia Fudge and Sandra Thompson signed this MOU. Their signatures confirm the deal was coordination-only. No expansion of law. No new enforcement authority. Which means HUD’s decision to run with these referrals as “bias cases” was outside the very framework its own leadership created.
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The Bigger Picture
If HUD can create phantom cases out of thin air, then every appraiser, lender, and AMC caught in this dragnet is fighting charges that may have never been legal to bring. And to press these cases while ignoring the MOU’s limits, it puts the entire PAVE program — and its $357 million price tag — in jeopardy.
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Final Thought
The appraisal profession isn’t afraid of fair housing laws. What we are afraid of is the abuse of process — being hauled into investigations that have no lawful basis, simply to feed a political program.
The MOU shows us one thing clearly: the PAVE program was built on coordination optics, not on new law. And HUD’s decision to treat those optics as authority is why appraisers are now at the center of one of the largest federal fraud exposures in housing history.
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About the Author
Kenneth J. Mullinix is a Certified Residential Real Estate Appraiser (California OREA License #AR027585) with over 25 years of experience serving Southern California. He is VA- and FHA-approved, a certified home inspector, and a licensed (inactive) real estate broker and contractor.
He has become one of the nation’s leading voices exposing HUD’s misuse of the PAVE Task Force, FOIA abuse, and phantom bias cases.
Kenneth offers consultation services to appraisers, attorneys, and lenders navigating HUD/VA/FHFA appraisal complaints. He is available to answer questions and provide guidance to professionals who find themselves caught in this new wave of investigations.
Disclaimer: This article reflects the author’s professional opinion and analysis of publicly available documents and regulations. It does not constitute legal advice.
Contact: kjmull@aol.com
Another repeat piece regurgitating the same doom and gloom. When appraisers stand up and demand to be treated as PROFESSIONALS vs just a service, you will see the undue influence coached as contract requirements stop. Those deadlines, setting your fees, those guideline limits…none of those should exist. But nobody pushes back. I’m thankful to be in a position where I put out what I want and if it doesn’t work for the client, okay. Next!
The PAVE Illusion: The Letter That Could Change Everything
“Washington Admits It: PAVE Was a Farce — The Program That Never Had Legal Ground to Stand On”
After four years of chaos and millions in wasted funding, HUD quietly concedes what appraisers knew all along — PAVE was political theater dressed as policy.
For nearly four years, the appraisal industry has lived under the shadow of the PAVE Task Force — a government initiative that promised fairness but delivered confusion, retaliation, and overreach. The following letter, recently sent to Washington, lays out in plain language what many appraisers have quietly suspected: that HUD, the VA, and other agencies pursued bias investigations without lawful jurisdiction, using the PAVE initiative as a funding and political tool. This document is not speculation — it’s backed by internal emails, FOIA records, and direct admissions from federal officials. It exposes how the program blurred legal boundaries, inflated “civil rights” metrics, and harmed honest professionals under the guise of equity.
Working RE is publishing this letter in full because it represents more than one man’s case — it represents a turning point for the profession. The issues raised here affect every licensed appraiser in America, every lender subject to HUD review, and every taxpayer funding these “phantom” investigations. It is time for transparency, accountability, and reform!
Below is the full letter sent to Washington, just published:
WASHINGTON – U.S. Department of Housing and Urban Development (HUD) Secretary Scott Turner and Acting Administrator of the Office of Information and Regulatory Affairs (OIRA) at the Office of Management and Budget (OMB) Jeffrey Clark announced the termination of burdensome policies introduced under the Biden-era’s Property Appraisal and Valuation Equity (PAVE) task force. As part of the PAVE task force, members were directed to issue guidance on anti-discrimination obligations, review policies and practices, and issue new policies focused on “eliminating bias and advancing equity in home appraisals.”
Eliminating the core policies of the PAVE Task Force upholds President Trump’s Executive Orders, including Ending Radical and Wasteful Government DEI Programs and Preferencing and Delivering Emergency Price Relief for American Families and Defeating the Cost-of-Living Crisis.
The termination of specific policies eliminates unnecessary regulatory hurdles imposed on lenders, appraisers, and other program participants, which will allow HUD’s Federal Housing Administration (FHA) to better serve American home buyers and homeowners.
“By tearing down these onerous hurdles, we’re freeing professionals from a tangle of red tape that drove up costs, inhibited access to home ownership, and discouraged market participation,” said HUD Secretary Scott Turner. “Under President Trump’s leadership, the Biden-era’s obsession with DEI and over-regulation is over. At HUD, we’re restoring common sense and putting the American Dream of home ownership back within reach.”
The myth is that wokeism is just a social policy. And it surely is corrosive social policy. But, in reality, wokeism at HUD was brass-tacks economic policy that snatched away the American Dream of homeownership from an entire generation. That ends today,” said Acting OMB OIRA Administrator Jeffrey B. Clark.
Established in 2021, the PAVE task force exemplified government overreach by increasing bureaucracy using various tools aimed at addressing so-called systemic biases in the home appraisal process. It asserted that, in part, appraisals often result in systematic undervaluation of properties in black and Hispanic neighborhoods. However, data from the American Enterprise Institute (AEI) concludes that other characteristics unrelated to race – including educational attainment, average credit score, and family formation – are more likely significant drivers in differences between home values and appraisal outcomes.
“We’re encouraged that HUD and other agencies are beginning to roll back certain PAVE- inspired policies adopted by the Biden administration. These actions were driven by claims of race-based disparities in home values, mortgage denial rates, and appraisal under-valuations. These claims ignored AEI Housing Center research that found similar disparities in white communities with similar socioeconomic status, thereby invalidating the argument that the disparities were race based,” said Tobias Peter and Ed Pinto, Co-Directors at the AEI Housing Center.
As a result of pro-growth economic policies under President Trump’s first term, real household
income and wages grew at a record pace, including for individuals at all levels of educational
attainment and socioeconomic status. President Trump’s legislation continues many of these successful policies that create a stronger economy and greater home ownership opportunities for all Americans.
The terminated policies related to Reconsideration of Value and Appraisal Fair Housing Compliance include:
• ML 2024-16, Extension to the Effective Date of Appraisal Review and Reconsideration of Value (ROV) Updates
• ML 2024-07, Appraisal Review and Reconsideration of Value
• ML 2021-27, Appraisal Fair Housing Compliance and Updated General Appraiser Requirements
Current laws, including The Fair Housing Act and Equal Credit Opportunity Act, prohibit discrimination in all housing-related transactions including in the home buying and lending processes. The Fair Housing Act and Equal Credit Opportunity Act will continue to be enforced.
Kenneth J. Mullinix is a Certified Residential Real Estate Appraiser based in Newport Beach, California, with more than 25 years of professional experience serving the VA, FHA, and private sectors. After being wrongfully targeted under HUD’s PAVE Task Force, he uncovered extensive government misconduct and retaliation — ultimately exposing systemic overreach that affected appraisers nationwide.
Mullinix now dedicates his time to helping other appraisers, homeowners, and industry professionals navigate investigations, defend their rights, and understand the laws that protect them. His work has been featured in Working RE Magazine and in ongoing federal filings, where his case continues to shape the national conversation about fairness, due process, and accountability in housing policy.
You can reach him at kjmull@aol.com
https://archives.hud.gov/pave.hud.gov/actionplan.cfm
ACTION 1.4.5
If there are research questions that are not fully answerable with the data currently available and some gaps can be filled through changes to the data collected on each appraisal, Task Force Agencies will provide a list of data elements for FHFA to consider incorporating into its URAR and UAD redesign efforts to address discrimination.
3.3
Require appraisal anti-bias, fair housing, and fair lending training for all appraisers who conduct appraisals for federal programs and work with the appraisal industry to require such trainings for all appraisers.
SPECIFIC agency actions
ACTION 3.3.1
HUD, USDA, and VA will propose rules to develop and require appraisal bias, fair housing, and fair lending training for the current appraiser workforce supporting their agencies’ programs and appraisers applying to support their agency’s programs.
ACTION 3.3.2
The Task Force recommends that TAF update AQB criteria to include appraisal bias and fair housing training in the Real Property Appraiser Qualification Criteria as a requirement for all aspiring and licensed/certified appraisers, as well as during the recertification process.
https://rmaa.org/aqb-qa-valuation-bias-fair-housing/
The damage is done.
Glad to see a slight amount of better news, but the DEI crowd is never going to stop the “bias” narrative. When there’s not actual bias, they’ll invent it. When they can’t invent it, they’ll scream it in the streets.
https://www.valuationreview.com/vr/articlesvr/aei-housing-center-codirector-outlines-appraisal-b-95642.aspx?utm_source=enews&utm_orlocation=sty1