National Appraisers Forum

National Appraisers Forum - Join Highly Qualified Peers - AppraisersBlogs

National Appraisers Forum is one of the best appraiser groups with a wealth of info participants share freely on a wide number of topics…

Appraisers, if you would like to learn from highly qualified peers (other than me! :), post questions, or offer your own comments, consider joining the FREE group, National Appraisers Forum (NAF). Use this link.

This group used to be one of the Yahoo groups, but Yahoo is shutting down groups, so National Appraisers Forum has moved to ‘’ as its home base.

If you are not already a ‘participant’ of NAF, the sign-up is easy. If you are already a ‘participant’, you can use your login info to get on their database list of participants. Current participants should not post to the Yahoo group anymore.

This is one of the best appraiser groups as all commentary is respectful. While not everyone always agrees with certain points, the discussions are not demeaning. There is a wealth of info participants share freely on a wide number of topics. The group has several moderators who monitor the posting activity. has options available on the sign-up page for how you receive notice of posts to the NAF group. I use their digest function, which sends an email synopsis of recent posting activity.

One key point, NAF participants are not anonymous. You must use your name (at a bare minimum) when participating, which is required when signing up. Most participants also include the region or state where they are based, and designations, etc., with their name. Moderators are asking that anyone who wants to join should give their name as licensed, the state they are in, and their license number.

Dave Towne
Image credit flickr - schnierk
Dave Towne

Dave Towne

AGA, MNAA, Accredited Green Appraiser - Licensed in WA State since 2003. Dave Towne on

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16 Responses

  1. Avatar IMJSAYN says:

    Thanks for the info. Joined!

  2. Avatar Douglas Miller says:

    Converting from Conventional to FHA. If, I go back out to take a picture of the attic and water heater, do I have to change the effective date. All else was checked initially. Lender wants me to change the date?

  3. Avatar Joel R Pace says:

    If I turned my garage into a bonus room, is this going to prevent me from getting an FHA loan?

  4. Avatar Kim Giles says:

    I have a client that ordered an assignment for FHA. They ordered a final inspection for USDA. Same client different intended user, can I do this?

  5. Avatar Benjamin C Todd says:

    Small low-end condo, 40 yo, poor condition. Most are selling for $30K and in need of repair. The HOA obviously needs to make major repairs to the exteriors, a $140 HOA fee has resulted in minimal repairs over the years.. This particular unit needs the entire ‘basement’ foundation repaired, re-built. Basement Doctor Estimate, $60K.

    In this situation… I’m considering using the ‘hypothetical condition’ that the value is based on the HOA making the needed repairs. Otherwise I have a negative value with no land/site value as its a condo. By-laws state that the HOA is responsible for the structure and exterior maintenance. THOUGHTS

  6. Avatar Michael Henderson says:

    I’ve been appraising real property for 30 years and never had this situation. I have a single family dwelling that is zoned commercial, and my assignment is to perform a 1004 and determine my opinion of market value. Per local zoning codes, if the subject structure is destroyed by any means, the owner is not able to rebuild the structure back to a SFR, but must conform to local building codes. So, it appears that the subject’s Highest and Best Use is commercial. My question is, since the subject’s highest and best use is not SFR, should I contact the lender and not complete the assignment?

    • As of the effective date, the subject is a SFR.

      For this reason, I would appraise it as a SFR note the highest and best Use and notify the client of the situation. Don’t forget to communicate with the client throughout the process.

  7. Avatar Rob says:

    Hi questions, does anyone know how countryside appraisal management company is to work with? there up state NY. Haven’t heard from them, they opened 3 years ago.

  8. Avatar Kay Smith says:

    Does anyone have a good reply for reviewers who demand a breakdown of comps weighting? Is there maybe a “canned” response that works? The reviewer won’t accept my explanation and wants a mathematical breakdown, which I never do.

    • Take your closed sales and give each of them a weight as a percentage. (The combined percentages must equal 100 percent.) Multiply the adjusted value by the assigned percentage then add them together. The final number should be close to your opinion of value. Explain why you gave the weight to the highest comp.

      Comp#1 was weighed highest due to the recent sale date, similar condition, same size, same room count, close proximity to the subject. For this reason it is considered to be the most similar to the subject and a good substitution for the subject. Comp#2 was weighed second due to the inferior condition but offers a resent sale date, etc…

  9. Hello,

    Can anyone give me answer this to small survey?

    If you are to become an independent consultant for a nationwide appraisal company for commercial properties, how much is the fair rate per job that you can accomplish?

    The job would require you to do the inspection as well as valuation and revisions. There will be some help on the data entry part of the report. The client will come from the nationwide appraisal company however; the movement including contact to the property manager for documents and inspection must be done on your side?

    Please advice of any perks that you think will be a good idea.

    Thank You,
    Jane Moredo

  10. Avatar allan weilbacker says:

    Using percentage adjustments for all adjustments is that uspap complient

  11. Avatar allan weilbacker says:

    Can you use percentage adjustments for all adjustments in appraisal

  12. Avatar allan weilbacker says:

    using percentage adjustments for all adjustments

  13. Avatar Twila Gardner says:

    I work with AMCs. One gives me a large volume. Servicelink. As of Wednesday their website is gone. I still get reminders for reports in my email, but I didn’t get my deposit notice, nor can I update or submit reports. Does anyone on here know what happened?


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National Appraisers Forum

by Dave Towne time to read: 1 min