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<site xmlns="com-wordpress:feed-additions:1">52046035</site>	<item>
		<title>Systemic Failures in FHA Appraisal and Loan Review</title>
		<link>https://appraisersblogs.com/systemic-failures-in-fha-appraisal-n-loan-review/</link>
					<comments>https://appraisersblogs.com/systemic-failures-in-fha-appraisal-n-loan-review/#comments</comments>
		
		<dc:creator><![CDATA[Desiree Mehbod]]></dc:creator>
		<pubDate>Mon, 18 May 2026 12:30:44 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<category><![CDATA[Dodd Frank]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=33401</guid>

					<description><![CDATA[<p>This case exposed the cracks in an FHA system where failures by the lender, the AMC, and the review process aligned in ways that no borrower could have anticipated. It shows how easily an appraisal error can escalate when every safeguard designed to prevent harm breaks down at the same time. When the first article about this case ran on July 15, 2024, it already raised serious concerns about how an FHA appraisal could miss something as basic as the type of water and sewer service. What has emerged since then paints a much larger picture, one that shows how&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/"     class="crp_link post-31182"><span class="crp_title">Lack of Fee Transparency: Exposing the AMC Exploitation</span></a><span class="crp_excerpt"> By keeping the borrower in the dark about the true cost of the appraisal, the AMCs are able to charge&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/"     class="crp_link post-31044"><span class="crp_title">Uncovering Flaws in FHA Appraisal & Loan Review Process</span></a><span class="crp_excerpt"> The story of this single mother's harrowing experience with a defective home purchase and HUD's negligent oversight exposes deep flaws&hellip;</span></li>
<li><a href="https://appraisersblogs.com/hud-investigation-leads-to-illegal-break-in-n-evidence-tampering/"     class="crp_link post-32597"><span class="crp_title">HUD Investigation Leads to Illegal Break-In &&hellip;</span></a><span class="crp_excerpt"> Over the past four years, I have been subjected to a relentless, unjust investigation by the U.S. Department of Housing&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/systemic-failures-in-fha-appraisal-n-loan-review/">Systemic Failures in FHA Appraisal and Loan Review</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>41</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">33401</post-id>	</item>
		<item>
		<title>The Great Debate on Appraisal Fees</title>
		<link>https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/</link>
					<comments>https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/#comments</comments>
		
		<dc:creator><![CDATA[Isaac Peck]]></dc:creator>
		<pubDate>Mon, 28 Oct 2024 12:30:09 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31465</guid>

					<description><![CDATA[<p>She included several different fee split examples indicating AMCs retained as much as 70 percent of the total appraisal fee paid by the borrower, which prompted her to stop working with AMCs because of the lack of transparency.&#160; The appraisal industry is abuzz with a discussion about appraisal fees. The Consumer Financial Protection Bureau (CFPB) recently issued a Request for Information Regarding Fees Imposed in Residential Mortgage Transactions [Docket No. CFPB-2024-0021] in which it solicited feedback from the public and industry stakeholders on the fees charged to consumers by mortgage providers and related settlement services. The CFPB framed it as&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/"     class="crp_link post-30318"><span class="crp_title">AMCs Billing Scheme, Hidden Profits & Deceptive Practices</span></a><span class="crp_excerpt"> Appraisers who do not agree to their hidden billing methods are excluded from the majority of the GSE lending marketplace&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-regulation-compliance-council-exposes-disturbing-amc-violations/"     class="crp_link post-31311"><span class="crp_title">Appraisal Regulation Compliance Council Exposes&hellip;</span></a><span class="crp_excerpt"> The Appraisal Regulation Compliance Council published a detailed breakdown to the CFPB, which showed the median average AMC fee being&hellip;</span></li>
<li><a href="https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/"     class="crp_link post-31182"><span class="crp_title">Lack of Fee Transparency: Exposing the AMC Exploitation</span></a><span class="crp_excerpt"> By keeping the borrower in the dark about the true cost of the appraisal, the AMCs are able to charge&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/">The Great Debate on Appraisal Fees</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>32</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31465</post-id>	</item>
		<item>
		<title>Lack of Evidence, Appraiser Challenges Discrimination Claims</title>
		<link>https://appraisersblogs.com/lack-of-evidence-appraiser-challenges-discrimination-claims/</link>
					<comments>https://appraisersblogs.com/lack-of-evidence-appraiser-challenges-discrimination-claims/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Thu, 24 Oct 2024 12:30:29 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31437</guid>

					<description><![CDATA[<p>The next morning I went to my trusted AI program and asked if there was any evidence of bias. &#8220;Where is the evidence?&#8221;&#160; The issue of perceived bias and discrimination in the appraisal industry has become a highly contentious and polarizing topic in recent years, sparking intense debate and controversy. At the heart of this complex issue lies a fundamental tension between the appraisal profession&#8217;s commitment to objectivity and impartiality, and the persistent allegations of systemic racism and unfair practices that have plagued the industry. As exemplified in the response from Maryland Certified General Appraiser William Turner to an article&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/nfha-false-narrative-undermines-the-appraisal-industry/"     class="crp_link post-31424"><span class="crp_title">NFHA's False Narrative Undermines the Appraisal Industry</span></a><span class="crp_excerpt"> A barrage of billboards, magazine ads, and TV/radio public service announcements is being used to amplify and spread this false&hellip;</span></li>
<li><a href="https://appraisersblogs.com/nfha-misleading-ads-sow-mistrust-in-the-appraisal-profession/"     class="crp_link post-31296"><span class="crp_title">Misleading Ads Sow Mistrust</span></a><span class="crp_excerpt"> These misleading ads are sowing seeds of mistrust in a time-tested profession. The National Fair Housing Alliance (NFHA) has recently&hellip;</span></li>
<li><a href="https://appraisersblogs.com/false-claims-of-racism-against-appraiser/"     class="crp_link post-30244"><span class="crp_title">False Claims of Racism Against Appraiser</span></a><span class="crp_excerpt"> ...my career, business, and health at risk due to false claims made by a homeowner.&nbsp; As a professional real estate&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/lack-of-evidence-appraiser-challenges-discrimination-claims/">Lack of Evidence, Appraiser Challenges Discrimination Claims</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>10</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31437</post-id>	</item>
		<item>
		<title>New UAD Overhaul: What Appraisers Can Expect in 2025 &#038; Beyond</title>
		<link>https://appraisersblogs.com/new-uad-overhaul-what-appraisers-can-expect-in-2025-n-beyond/</link>
					<comments>https://appraisersblogs.com/new-uad-overhaul-what-appraisers-can-expect-in-2025-n-beyond/#comments</comments>
		
		<dc:creator><![CDATA[Dave Towne]]></dc:creator>
		<pubDate>Thu, 19 Sep 2024 12:30:42 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31387</guid>

					<description><![CDATA[<p>Folks, I recently attended a Train the Trainer 1.5 day class about the new UAD/URAR, jointly facilitated by Fannie Mae, Freddie Mac and Aloft. About 20 other instructors from across the US were also present. This class is required before this new UAD material can be taught to other appraisers, under contract with the GSEs. My info below is a limited high-level summary for the new UAD and URAR of what was presented, and what the appraiser community can expect to see, from now into 2026. It is not meant to be comprehensive; I may send out other info as&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/fannie-mae-releases-the-new-urar-redesign-spec"     class="crp_link post-29139"><span class="crp_title">New URAR Redesign Spec Released</span></a><span class="crp_excerpt"> The Appraisal Forms &amp; UAD Redesign Spec has been released and the current forms are being retired. This means that&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-new-improved-fannie-mae-fraudulator-2-is-an-outright-fraud"     class="crp_link post-29449"><span class="crp_title">The New & Improved Fannie Mae “FRAUDULATOR 2.0”</span></a><span class="crp_excerpt"> Originally known as Fannie Mae’s Collateral Underwriter (CU), and subsequently Collateral Underwriter 2.0 (CU-2)i this always dubious product of Fannie&hellip;</span></li>
<li><a href="https://appraisersblogs.com/fannie-mae-filed-a-complaint-against-me/"     class="crp_link post-30011"><span class="crp_title">Fannie Mae Filed a Complaint Against Me</span></a><span class="crp_excerpt"> An appraiser shared the following with us which was posted on one of the appraisers’ groups. Fannie Mae filed a&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/new-uad-overhaul-what-appraisers-can-expect-in-2025-n-beyond/">New UAD Overhaul: What Appraisers Can Expect in 2025 &#038; Beyond</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>77</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31387</post-id>	</item>
		<item>
		<title>County Assessors&#8217; Standards &#124; AVM Final Rule Guidance</title>
		<link>https://appraisersblogs.com/county-assessors-standards-avm-final-rule-guidance/</link>
					<comments>https://appraisersblogs.com/county-assessors-standards-avm-final-rule-guidance/#comments</comments>
		
		<dc:creator><![CDATA[Dallas T. Kiedrowski, MNAA]]></dc:creator>
		<pubDate>Fri, 23 Aug 2024 12:30:47 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31284</guid>

					<description><![CDATA[<p>County Assessors have the advantage of being able to calibrate their models specifically for one market, allowing for a more tailored and precise approach.&#160; The OCC, FDIC, NCUA, CFPB, and FHFA (collectively, the Agencies) are adopting a final rule to implement AVM quality control standards mandated by the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act). The quality control standards apply to mortgage originators and secondary market investors in determining the value of a dwelling that is the collateral for mortgage financing. Under the final rule, institutions involved in specific credit decisions or securitization activities are required to&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/house-measurement-by-property-data-collector-gone-wrong"     class="crp_link post-28317"><span class="crp_title">House Measurement by Property Data Collector Gone Wrong</span></a><span class="crp_excerpt"> The lender allowed an unlicensed property data collector give bad data to the appraiser... I work for this lender and&hellip;</span></li>
<li><a href="https://appraisersblogs.com/avms-garbage-data-in-means-garbage-results-out-every-time"     class="crp_link post-28989"><span class="crp_title">AVMs... Garbage In, Garbage Out</span></a><span class="crp_excerpt"> Garbage data in means garbage results out every time!&nbsp; It's no secret that AVMs have been a thorn in the&hellip;</span></li>
<li><a href="https://appraisersblogs.com/is-the-gses-appraisal-modernization-really-just-mass-appraisal/"     class="crp_link post-30451"><span class="crp_title">Is the GSE's "Appraisal Modernization" Really Just&hellip;</span></a><span class="crp_excerpt"> Mass Appraisal tend to exhibit a regressive nature...&nbsp; In the intricate landscape of real estate mortgage financing, the notion of&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/county-assessors-standards-avm-final-rule-guidance/">County Assessors&#8217; Standards | AVM Final Rule Guidance</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>17</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31284</post-id>	</item>
		<item>
		<title>Insights from CFPB&#8217;s Public Comment Period</title>
		<link>https://appraisersblogs.com/insights-from-cfpb-public-comment-period/</link>
					<comments>https://appraisersblogs.com/insights-from-cfpb-public-comment-period/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Tue, 13 Aug 2024 12:30:20 +0000</pubDate>
				<category><![CDATA[ACOW]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31229</guid>

					<description><![CDATA[<p>The comment period on the Consumer Financial Protection Bureau&#8217;s (CFPB) &#8220;Request for Information Regarding Fees Imposed in Residential Mortgage Transactions&#8221; concluded on August 2, 2024, with a total of 959 comments received. Upon reviewing some of these submissions, several noteworthy perspectives emerged regarding appraisal fees and the role of Appraisal Management Companies (AMCs). The National Association of REALTORS® (NAR) highlighted the lack of transparency surrounding AMC fees, which are often bundled together with the actual appraisal fee on the Closing Disclosure (CD). This opaque structure prevents consumers from understanding the true cost of the appraisal service and hinders their ability&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/"     class="crp_link post-31182"><span class="crp_title">Lack of Fee Transparency: Exposing the AMC Exploitation</span></a><span class="crp_excerpt"> By keeping the borrower in the dark about the true cost of the appraisal, the AMCs are able to charge&hellip;</span></li>
<li><a href="https://appraisersblogs.com/reforming-the-appraisal-review-process-the-illogical-reality-of-mortgage-appraisal-reviews/"     class="crp_link post-30943"><span class="crp_title">The Illogical Reality of Mortgage Appraisal Reviews </span></a><span class="crp_excerpt"> Reforming the appraisal review process is essential to maintaining the integrity of the real estate market and protecting consumers and&hellip;</span></li>
<li><a href="https://appraisersblogs.com/first-the-borrower-fee-now-the-appraiser-compensation-in-court/"     class="crp_link post-34918"><span class="crp_title">First the Borrower Fee. Now the Appraiser&hellip;</span></a><span class="crp_excerpt"> Two lawsuits place Class Valuation’s fee transparency and staff-appraiser compensation practices under federal scrutiny. Most appraisal disputes examine only one&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/insights-from-cfpb-public-comment-period/">Insights from CFPB&#8217;s Public Comment Period</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>53</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31229</post-id>	</item>
		<item>
		<title>Lack of Fee Transparency: Exposing the AMC Exploitation</title>
		<link>https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/</link>
					<comments>https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/#comments</comments>
		
		<dc:creator><![CDATA[Desiree Mehbod]]></dc:creator>
		<pubDate>Wed, 31 Jul 2024 12:30:07 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31182</guid>

					<description><![CDATA[<p>By keeping the borrower in the dark about the true cost of the appraisal, the AMCs are able to charge exorbitant prices and pocket the difference (as shown in Figures 1 through 10), exploiting the consumer’s lack of knowledge.&#160; Thank you for the opportunity to comment on the Consumer Financial Protection Bureau’s Request for Information on Fees Imposed in Residential Mortgage Transactions. The growth of Appraisal Management Companies (AMCs) in the wake of the 2008 financial crisis was driven by a well-intentioned but ultimately misguided belief that they could help &#8220;ensure the integrity and independence&#8221; of property valuations. The reasoning&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/exposing-predatory-amcs-appraisal-management-companies-corrosive-influence-on-the-housing-market/"     class="crp_link post-30984"><span class="crp_title">Exposing Predatory AMCs</span></a><span class="crp_excerpt"> Exposing the inner workings of these predatory AMCs and their corrosive influence on the housing market.&nbsp; Cindy Chance's recent comments&hellip;</span></li>
<li><a href="https://appraisersblogs.com/amc-fee-impact-on-appraisal-fee"     class="crp_link post-29525"><span class="crp_title">AMC Fee Impact on Appraisal Fee</span></a><span class="crp_excerpt"> While the borrower was charged $695 for the appraisal, the appraiser was only paid $301. The AMC fee was $394.&nbsp;&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/"     class="crp_link post-30318"><span class="crp_title">AMCs Billing Scheme, Hidden Profits & Deceptive Practices</span></a><span class="crp_excerpt"> Appraisers who do not agree to their hidden billing methods are excluded from the majority of the GSE lending marketplace&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/">Lack of Fee Transparency: Exposing the AMC Exploitation</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>71</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31182</post-id>	</item>
		<item>
		<title>Key Part of USPAP Not Available from TAF</title>
		<link>https://appraisersblogs.com/key-part-of-uspap-not-available-from-taf/</link>
					<comments>https://appraisersblogs.com/key-part-of-uspap-not-available-from-taf/#comments</comments>
		
		<dc:creator><![CDATA[Dave Towne]]></dc:creator>
		<pubDate>Fri, 19 Jul 2024 12:30:37 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31080</guid>

					<description><![CDATA[<p>this is a colossal failure on their part – to have a key document on BACKORDER until a month from now, or longer!&#160; Appraisers, I have a print copy of the current USPAP, but need/want a PRINT copy of the AO/FAQ Reference Manual, which TAF decided to make into a separate document for this version at a cost of $75. I prefer the printed versions, rather than the PDF so I can read it and use a highlighter for key items. I went onto the TAF web site on July 17, 2024 to order the document, and found this: In&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
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<ul>
<li><a href="https://appraisersblogs.com/parea-program-n-its-negative-impact-on-diversity/"     class="crp_link post-29773"><span class="crp_title">PAREA Program & Its Negative Impact on Diversity</span></a><span class="crp_excerpt"> The study also found that the PAREA program is not as effective in providing a more accessible pathway to licensure&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-appraisal-foundation-turns-down-free-grant-money-counting-on-appraisers-2-foot-the-bill"     class="crp_link post-24686"><span class="crp_title">TAF Counting on Appraisers to Foot the Bill</span></a><span class="crp_excerpt"> From October 30, 2020 TAFAC meeting, TAF president Dave Bunton said: “Earlier this week the Foundation notified the ASC that&hellip;</span></li>
<li><a href="https://appraisersblogs.com/is-the-gses-appraisal-modernization-really-just-mass-appraisal/"     class="crp_link post-30451"><span class="crp_title">Is the GSE's "Appraisal Modernization" Really Just&hellip;</span></a><span class="crp_excerpt"> Mass Appraisal tend to exhibit a regressive nature...&nbsp; In the intricate landscape of real estate mortgage financing, the notion of&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/key-part-of-uspap-not-available-from-taf/">Key Part of USPAP Not Available from TAF</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>14</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31080</post-id>	</item>
		<item>
		<title>Uncovering Flaws in FHA Appraisal &#038; Loan Review Process</title>
		<link>https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/</link>
					<comments>https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Mon, 15 Jul 2024 12:30:32 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31044</guid>

					<description><![CDATA[<p>The story of this single mother&#8217;s harrowing experience with a defective home purchase and HUD&#8217;s negligent oversight exposes deep flaws in the FHA appraisal and loan review process. After sacrificing for years to rebuild her credit and earn the right to become a homeowner, this borrower found her dream home in the country &#8211; or so she thought. During the home inspection, several issues were flagged. The seller, an investor who had purchased the home in an estate sale, was unaware of the septic system&#8217;s location. The seller agreed to have the tanks pumped so the location could be determined.&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/scope-creep-n-the-imploding-of-rules-have-little-2-do-with-appraising"     class="crp_link post-26655"><span class="crp_title">Scope Creep & the Imploding of Rules</span></a><span class="crp_excerpt"> ...the imploding rules then implemented, and the scope creep that evolved because the cart was leading the horse, has severely&hellip;</span></li>
<li><a href="https://appraisersblogs.com/amc-reviewers-should-not-request-changes-n-withhold-appraisers-payment"     class="crp_link post-23181"><span class="crp_title">AMC Reviews of Appraisals</span></a><span class="crp_excerpt"> Only the lender's Underwriter should be able to request changes to the report and the lender should be the one&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-appraisal-problem-n-undue-diligence"     class="crp_link post-27926"><span class="crp_title">The Appraisal Problem</span></a><span class="crp_excerpt"> Gone are the days of hiring a professional appraiser to solve the appraisal problem. For decades lenders have taken on&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/">Uncovering Flaws in FHA Appraisal &#038; Loan Review Process</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>44</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31044</post-id>	</item>
		<item>
		<title>Automatic Review of Photos in Appraisal Reports</title>
		<link>https://appraisersblogs.com/automatic-review-of-photos-in-appraisal-reports/</link>
					<comments>https://appraisersblogs.com/automatic-review-of-photos-in-appraisal-reports/#comments</comments>
		
		<dc:creator><![CDATA[Dave Towne]]></dc:creator>
		<pubDate>Thu, 20 Jun 2024 12:30:05 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31024</guid>

					<description><![CDATA[<p>It means the statements in your appraisal reports about the actual component material, and its quality and current condition, can be challenged by computer software.&#160; Folks, this news release (below) was in several publications on Wed, June 19, 2024. These kinds of releases are mostly factual, but are often embellished to present a particular ‘owner’ point of view to influence opinion about products. I remember listening to Jeff Bradford many years ago who discussed the early stage process to electronically review photos. He said it was pretty difficult then. But that was before we began hearing about “A.I.” – artificial&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/new-uad-overhaul-what-appraisers-can-expect-in-2025-n-beyond/"     class="crp_link post-31387"><span class="crp_title">New UAD Overhaul: What Appraisers Can Expect in 2025&hellip;</span></a><span class="crp_excerpt"> Folks, I recently attended a Train the Trainer 1.5 day class about the new UAD/URAR, jointly facilitated by Fannie Mae,&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/"     class="crp_link post-31465"><span class="crp_title">The Great Debate on Appraisal Fees</span></a><span class="crp_excerpt"> She included several different fee split examples indicating AMCs retained as much as 70 percent of the total appraisal fee&hellip;</span></li>
<li><a href="https://appraisersblogs.com/how-rural-america-lost-its-mortgage-lifeline/"     class="crp_link post-33012"><span class="crp_title">The Town With No Bank: How Rural America Lost Its&hellip;</span></a><span class="crp_excerpt"> For decades, we’ve been told that the problem is demand. That people don’t want to live in rural America anymore.&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/automatic-review-of-photos-in-appraisal-reports/">Automatic Review of Photos in Appraisal Reports</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>22</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31024</post-id>	</item>
		<item>
		<title>The Illogical Reality of Mortgage Appraisal Reviews </title>
		<link>https://appraisersblogs.com/reforming-the-appraisal-review-process-the-illogical-reality-of-mortgage-appraisal-reviews/</link>
					<comments>https://appraisersblogs.com/reforming-the-appraisal-review-process-the-illogical-reality-of-mortgage-appraisal-reviews/#comments</comments>
		
		<dc:creator><![CDATA[Dallas T. Kiedrowski, MNAA]]></dc:creator>
		<pubDate>Thu, 13 Jun 2024 12:30:28 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30943</guid>

					<description><![CDATA[<p>Reforming the appraisal review process is essential to maintaining the integrity of the real estate market and protecting consumers and homeowners.&#160; In mortgage financing, the appraisal process is often seen as the foundation of accurate property valuation and market stability. However, beneath this façade of reliability lies a troubling rift: while real estate appraisers must navigate stringent licensing protocols and scrutiny, the individuals reviewing the appraisals often operate with minimal oversight, instead leaning heavily on automated systems and algorithms. This stark disparity not only undermines the credibility of the review process but also revives the threat of past missteps, once&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/"     class="crp_link post-31044"><span class="crp_title">Uncovering Flaws in FHA Appraisal & Loan Review Process</span></a><span class="crp_excerpt"> The story of this single mother's harrowing experience with a defective home purchase and HUD's negligent oversight exposes deep flaws&hellip;</span></li>
<li><a href="https://appraisersblogs.com/fannie-mae-filed-a-complaint-against-me/"     class="crp_link post-30011"><span class="crp_title">Fannie Mae Filed a Complaint Against Me</span></a><span class="crp_excerpt"> An appraiser shared the following with us which was posted on one of the appraisers’ groups. Fannie Mae filed a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-one-mile-rule-prudent-policy-or-modern-day-redlining/"     class="crp_link post-30730"><span class="crp_title">The One-Mile Rule: Prudent Policy or Modern Day Redlining?</span></a><span class="crp_excerpt"> ...whether through redlined maps or implicit "one-mile rule," the result can be undervalued properties in historically marginalized neighborhoods.&nbsp; Throughout the&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/reforming-the-appraisal-review-process-the-illogical-reality-of-mortgage-appraisal-reviews/">The Illogical Reality of Mortgage Appraisal Reviews </a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>27</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30943</post-id>	</item>
		<item>
		<title>Unresolved Complaints Filed with HUD</title>
		<link>https://appraisersblogs.com/unresolved-complaints-filed-with-hud/</link>
					<comments>https://appraisersblogs.com/unresolved-complaints-filed-with-hud/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Tue, 28 May 2024 12:30:09 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30890</guid>

					<description><![CDATA[<p>The &#8220;unresolved complaints&#8221; may not be as clear-cut cases of discrimination as they are being portrayed. The lack of resolution in the fair housing complaints filed with HUD regarding alleged appraisal discrimination has become a pressing concern for all parties involved. As highlighted by Peter Christensen, HUD has received over 200 such complaints since 2020, yet has failed to make a determination on the merits of any of them, either way. This suggests that the complaints are not as straightforward as they may initially appear, and that there are significant challenges in distinguishing legitimate grievances from those driven by other&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/low-appraised-value-n-allegations-of-racial-discrimination"     class="crp_link post-25472"><span class="crp_title">Low Appraised Value = Racial Bias?</span></a><span class="crp_excerpt"> When the appraised value didn’t meet the sale price, the first assumption was that the appraiser conspired to lower the&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-scam-of-racial-discrimination-by-appraisers"     class="crp_link post-29416"><span class="crp_title">The Scam of Racial Discrimination by Appraisers</span></a><span class="crp_excerpt"> More and more appraisers are retiring every day. Aside from that more and more are changing to lower liability careers.&hellip;</span></li>
<li><a href="https://appraisersblogs.com/loandepot-appraisal-discrimination-settlement/"     class="crp_link post-30606"><span class="crp_title">LoanDepot Appraisal Discrimination Settlement</span></a><span class="crp_excerpt"> Connolly and Mott v. Lanham, 20/20 Valuations, and loanDepot.com, U.S. District Court, Maryland. This is one of the appraisal discrimination&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/unresolved-complaints-filed-with-hud/">Unresolved Complaints Filed with HUD</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>47</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30890</post-id>	</item>
		<item>
		<title>Low Value = Material Deficiencies? New FHA ROV Policy</title>
		<link>https://appraisersblogs.com/low-value-n-material-deficiencies-trigger-new-fha-reconsideration-of-value/</link>
					<comments>https://appraisersblogs.com/low-value-n-material-deficiencies-trigger-new-fha-reconsideration-of-value/#comments</comments>
		
		<dc:creator><![CDATA[Dave Towne]]></dc:creator>
		<pubDate>Fri, 03 May 2024 12:30:42 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30827</guid>

					<description><![CDATA[<p>The implication that if the VALUE is too low, then there must be “material deficiencies” present, is deeply troubling!&#160; Up until recently, there has never been a standardized policy for mortgage loan related Reconsideration of Value (ROV) requests after an appraisal has been submitted. Now there is, per the attached PDF HUD/FHA mortgage letter. The GSE’s have similar policies. I’m not opposed to having a standardized ROV policy. However, these policies are in keeping with the new initiatives surrounding alleged and often unproved appraisal bias and discrimination claims. But when one reads deeper into the reason for implementing these procedures,&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/low-appraisal-vs-bad-appraisal-manipulating-data"     class="crp_link post-24268"><span class="crp_title">A Low Appraisal is Now a Bad Appraisal</span></a><span class="crp_excerpt"> A low appraisal is now a bad appraisal. Well, that's according to the headline. The article does not stress ‘bad.’&hellip;</span></li>
<li><a href="https://appraisersblogs.com/low-appraised-value-n-allegations-of-racial-discrimination"     class="crp_link post-25472"><span class="crp_title">Low Appraised Value = Racial Bias?</span></a><span class="crp_excerpt"> When the appraised value didn’t meet the sale price, the first assumption was that the appraiser conspired to lower the&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-real-cause-of-the-home-value-gap-is-the-income-gap"     class="crp_link post-28636"><span class="crp_title">The Real Cause of the Home Value Gap Is the Income Gap</span></a><span class="crp_excerpt"> Blaming appraisers for the income gap will never solve the real underlying problem... Blaming appraisers for the income gap is&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/low-value-n-material-deficiencies-trigger-new-fha-reconsideration-of-value/">Low Value = Material Deficiencies? New FHA ROV Policy</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>40</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30827</post-id>	</item>
		<item>
		<title>Fannie Wants to Script Conclusions of Outside Analyst &#8211; Believes It Is Above the Law</title>
		<link>https://appraisersblogs.com/government-sponsored-mortgage-giant-fannie-mae-believes-it-is-above-the-law/</link>
					<comments>https://appraisersblogs.com/government-sponsored-mortgage-giant-fannie-mae-believes-it-is-above-the-law/#comments</comments>
		
		<dc:creator><![CDATA[Jeremy Bagott]]></dc:creator>
		<pubDate>Mon, 29 Apr 2024 12:30:51 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30782</guid>

					<description><![CDATA[<p>Government-sponsored mortgage giant Fannie Mae is essentially forcing banks to repurchase any loan it wants if [the appraiser] refuses to use the comparables Fannie has selected.&#160; [The corporation] was created by the government, is controlled by the government, and operates for the government’s benefit,” wrote Justice Anthony Kennedy in a unanimous Supreme Court ruling in 2015. He was describing passenger rail hegemon Amtrak, but he could easily have been describing government-sponsored mortgage giant Fannie Mae. The Roberts Court held the National Railroad Passenger Corporation – known more commonly as Amtrak – was a government entity for the purposes of the&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/is-the-gses-appraisal-modernization-really-just-mass-appraisal/"     class="crp_link post-30451"><span class="crp_title">Is the GSE's "Appraisal Modernization" Really Just&hellip;</span></a><span class="crp_excerpt"> Mass Appraisal tend to exhibit a regressive nature...&nbsp; In the intricate landscape of real estate mortgage financing, the notion of&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-new-improved-fannie-mae-fraudulator-2-is-an-outright-fraud"     class="crp_link post-29449"><span class="crp_title">The New & Improved Fannie Mae “FRAUDULATOR 2.0”</span></a><span class="crp_excerpt"> Originally known as Fannie Mae’s Collateral Underwriter (CU), and subsequently Collateral Underwriter 2.0 (CU-2)i this always dubious product of Fannie&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uspap-typical-buyer-standard-in-the-fair-housing-era/"     class="crp_link post-33420"><span class="crp_title">USPAP’s Typical Buyer Standard in the Fair Housing Era</span></a><span class="crp_excerpt"> The Irreconcilable Conflict Between USPAP's Typical Buyer Standard and the Current Fair Housing Compliance Regime. Retain this document as a&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/government-sponsored-mortgage-giant-fannie-mae-believes-it-is-above-the-law/">Fannie Wants to Script Conclusions of Outside Analyst &#8211; Believes It Is Above the Law</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>17</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30782</post-id>	</item>
		<item>
		<title>The One-Mile Rule: Prudent Policy or Modern Day Redlining?</title>
		<link>https://appraisersblogs.com/the-one-mile-rule-prudent-policy-or-modern-day-redlining/</link>
					<comments>https://appraisersblogs.com/the-one-mile-rule-prudent-policy-or-modern-day-redlining/#comments</comments>
		
		<dc:creator><![CDATA[Dallas T. Kiedrowski, MNAA]]></dc:creator>
		<pubDate>Thu, 18 Apr 2024 12:30:24 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30730</guid>

					<description><![CDATA[<p>&#8230;whether through redlined maps or implicit &#8220;one-mile rule,&#8221; the result can be undervalued properties in historically marginalized neighborhoods.&#160; Throughout the history of mortgage banking and lending in the United States, underwriting policies have significantly influenced the appraisal process for home purchases and refinances. Appraisers must follow underwriter appraisal review guidelines meticulously to ensure their appraisal reports are accepted by the lender. Unfortunately, in the past, these policies became the basis for redlining, wherein certain communities were systematically denied access to mortgage credit. In this article, we delve into the historical context of underwriting policies and their influence on the appraisal&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/is-the-gses-appraisal-modernization-really-just-mass-appraisal/"     class="crp_link post-30451"><span class="crp_title">Is the GSE's "Appraisal Modernization" Really Just&hellip;</span></a><span class="crp_excerpt"> Mass Appraisal tend to exhibit a regressive nature...&nbsp; In the intricate landscape of real estate mortgage financing, the notion of&hellip;</span></li>
<li><a href="https://appraisersblogs.com/security-bars-removal-law-debunks-alleged-racial-discrimination/"     class="crp_link post-31010"><span class="crp_title">Security Bars Removal Law Debunks Alleged Racial&hellip;</span></a><span class="crp_excerpt"> Complainant stated appraiser told them they should remove security bars from windows. Complainant stated this is evidence of "racist discrimination"...&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/"     class="crp_link post-31044"><span class="crp_title">Uncovering Flaws in FHA Appraisal & Loan Review Process</span></a><span class="crp_excerpt"> The story of this single mother's harrowing experience with a defective home purchase and HUD's negligent oversight exposes deep flaws&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/the-one-mile-rule-prudent-policy-or-modern-day-redlining/">The One-Mile Rule: Prudent Policy or Modern Day Redlining?</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>8</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30730</post-id>	</item>
		<item>
		<title>UWM Underwriters Subsidized by Appraisers</title>
		<link>https://appraisersblogs.com/united-wholesale-mortgage-underwriters-subsidized-by-appraisers/</link>
					<comments>https://appraisersblogs.com/united-wholesale-mortgage-underwriters-subsidized-by-appraisers/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Tue, 16 Apr 2024 12:30:47 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30709</guid>

					<description><![CDATA[<p>The $29 fee also happens to nearly match the average hourly base salary of $29 for UWM underwriters.&#160; United Wholesale Mortgage (UWM) began an aggressive campaign in September 2021 to recruit appraisers for their new Appraisal Direct system, which aimed to cut out appraisal management companies as middlemen. Through repeated emails, they urged appraisers &#8211; both current and former, alive or deceased &#8211; to partner directly with UWM through ANOW. Despite claims that this system would benefit appraisers by providing higher fees and faster payments, the reality did not match the hype. Fees offered by UWM through ANOW were well&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-amcs-violating-tila-and-customary-and-reasonable-fee-clauses/"     class="crp_link post-30287"><span class="crp_title">AMCs Violating TILA and C&R Fee Clauses</span></a><span class="crp_excerpt"> Fellow Appraisers, the appraisal industry has been facing a major issue with AMCs violating the Truth in Lending Act (TILA)&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-take-a-sizable-cut-of-the-appraisal-fee"     class="crp_link post-27821"><span class="crp_title">AMCs Take a Sizable Cut of the Appraisal Fee</span></a><span class="crp_excerpt"> It still proves my point: Appraisal Management Companies take a sizable Cut of the appraisal fee... It was March 28th,&hellip;</span></li>
<li><a href="https://appraisersblogs.com/time-2-take-out-the-junk-amc-practices-exposed/"     class="crp_link post-34945"><span class="crp_title">It’s Time to Take Out the Junk: AMC Practices Exposed</span></a><span class="crp_excerpt"> Appraisers have spent years carrying the weight of broken AMC practices, and this article pulls every one of those practices&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/united-wholesale-mortgage-underwriters-subsidized-by-appraisers/">UWM Underwriters Subsidized by Appraisers</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>48</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30709</post-id>	</item>
		<item>
		<title>ChatGPT Appraisal Error Sparks Ethics Debate</title>
		<link>https://appraisersblogs.com/chatgpt-appraisal-error-sparks-ethics-debate/</link>
					<comments>https://appraisersblogs.com/chatgpt-appraisal-error-sparks-ethics-debate/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Mon, 01 Apr 2024 12:30:33 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30621</guid>

					<description><![CDATA[<p>A recent post by an appraiser trainee on an online forum described a troubling situation involving the use of ChatGPT to generate content for an appraisal report. The trainee admitted to using ChatGPT to write a market summary section without properly reviewing it first. This resulted in factual inaccuracies making it into the final report delivered to the client. Upon discovering this, the client, a local bank, threatened to file a complaint against the trainee. The trainee is now considering falsely claiming to have personally written the problematic section in an attempt to avoid consequences. &#8220;Hey everyone, I recently used&#46;&#46;&#46;</p>
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<li><a href="https://appraisersblogs.com/are-computer-programs-biased-or-unbiased"     class="crp_link post-27912"><span class="crp_title">Are Computer Programs Biased or Unbiased?</span></a><span class="crp_excerpt"> Whether or not computer programs are despised or supported depends on the narrative being spewed. Which is it? Are computer&hellip;</span></li>
<li><a href="https://appraisersblogs.com/seller-filed-a-racial-bias-complaint-against-me/"     class="crp_link post-30075"><span class="crp_title">Seller Filed a Racial Bias Complaint Against Me</span></a><span class="crp_excerpt"> So what’s caused the sudden loss of income? Could it be because of the racial bias complaint filed against me&hellip;</span></li>
<li><a href="https://appraisersblogs.com/data-n-verification-sources-are-critical"     class="crp_link post-23123"><span class="crp_title">Data and Verification Sources Are Critical</span></a><span class="crp_excerpt"> The genesis for this essay began when I heard from another appraiser that a VA report reviewer rejected the comparables&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/chatgpt-appraisal-error-sparks-ethics-debate/">ChatGPT Appraisal Error Sparks Ethics Debate</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>40</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30621</post-id>	</item>
		<item>
		<title>Recap of the 4th ASC Appraisal Bias Hearing</title>
		<link>https://appraisersblogs.com/recap-of-the-4th-asc-appraisal-bias-hearing/</link>
					<comments>https://appraisersblogs.com/recap-of-the-4th-asc-appraisal-bias-hearing/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Wed, 28 Feb 2024 13:30:47 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30405</guid>

					<description><![CDATA[<p>On February 13th, 2024, the fourth ASC appraisal bias hearing took place. For those who were unable to attend, the video of the hearing has been included below. The hearing was a crucial event for the appraisal industry, and it is important for all appraisers to be aware of the discussions and topics addressed. The panel of witnesses included: David Bunton, President, The Appraisal Foundation E.C. Neelly IV, Executive Director, Mississippi Real Estate Appraisal Board Maureen Sweeney, Principal, Maureen Sweeney, Real Estate Appraiser Ltd. Melissa Tran, Director, Texas Appraiser Licensing and Certification Board Jillian White, Chief Executive Officer, Appraisal Insights&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
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<ul>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/"     class="crp_link post-30318"><span class="crp_title">AMCs Billing Scheme, Hidden Profits & Deceptive Practices</span></a><span class="crp_excerpt"> Appraisers who do not agree to their hidden billing methods are excluded from the majority of the GSE lending marketplace&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-amcs-violating-tila-and-customary-and-reasonable-fee-clauses/"     class="crp_link post-30287"><span class="crp_title">AMCs Violating TILA and C&R Fee Clauses</span></a><span class="crp_excerpt"> Fellow Appraisers, the appraisal industry has been facing a major issue with AMCs violating the Truth in Lending Act (TILA)&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/"     class="crp_link post-31044"><span class="crp_title">Uncovering Flaws in FHA Appraisal & Loan Review Process</span></a><span class="crp_excerpt"> The story of this single mother's harrowing experience with a defective home purchase and HUD's negligent oversight exposes deep flaws&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/recap-of-the-4th-asc-appraisal-bias-hearing/">Recap of the 4th ASC Appraisal Bias Hearing</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>11</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30405</post-id>	</item>
		<item>
		<title>Appraisal Reviews for $3 &#8211; The Devaluation of Appraisers</title>
		<link>https://appraisersblogs.com/appraisal-reviews-4-three-dollars-the-devaluation-of-appraisers/</link>
					<comments>https://appraisersblogs.com/appraisal-reviews-4-three-dollars-the-devaluation-of-appraisers/#comments</comments>
		
		<dc:creator><![CDATA[Jonathan Miller]]></dc:creator>
		<pubDate>Tue, 16 Jan 2024 13:30:42 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30226</guid>

					<description><![CDATA[<p>Appraisal reviews for $3 each and 1-2 hour turn times. It’s hard to imagine any appraiser accepting these terms, and it’s hard to imagine any lending institution accepting these as valid reviews. It’s incredibly disrespectful to the profession as they tout efficiency. This is Sean from Reckon Data Solutions, LLC, and I&#8217;m reaching out to discuss a potential partnership opportunity that could complement your company&#8217;s objectives. At Reckon, we specialize in Appraisal Report Reviews, Quality Checks, Order Management and vendor Management. Our commitment to delivering quality is unwavering, and we pride ourselves on our competitive pricing and prompt turnaround times.&#46;&#46;&#46;</p>
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<p>The post <a href="https://appraisersblogs.com/appraisal-reviews-4-three-dollars-the-devaluation-of-appraisers/">Appraisal Reviews for $3 &#8211; The Devaluation of Appraisers</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
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		<post-id xmlns="com-wordpress:feed-additions:1">30226</post-id>	</item>
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		<title>Foreclosures in Black Communities Due to Overvaluation</title>
		<link>https://appraisersblogs.com/foreclosures-in-black-communities-due-to-overvaluation/</link>
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		<dc:creator><![CDATA[Guest Author]]></dc:creator>
		<pubDate>Thu, 11 Jan 2024 13:30:49 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30205</guid>

					<description><![CDATA[<p>What were the results? Most had foreclosures. They bought a house worth much less than they paid for it and never planned or budgeted to make a mortgage payment in the first place.&#160; About 2 years before the crash of ‘08, I ran across a company out of DC called “Metro Grapevine” and “Metro Dream Homes.” It was a Ponzi scheme marketed by a black to blacks only. It was by invitation only. They promised if you bought your home through their program, they’d pay it off in seven years and you never had to make a payment. The requirement&#46;&#46;&#46;</p>
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<li><a href="https://appraisersblogs.com/only-blacks-need-apply-in-the-spirit-of-equity-gses-housing-pilot-programs"     class="crp_link post-27236"><span class="crp_title">Only Blacks Need Apply... In the Spirit of Equity</span></a><span class="crp_excerpt"> Fannie makes its subsidies for blacks explicit, but they don’t appear to extend to other racial groups such as Hispanics&hellip;</span></li>
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</ul>
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<p>The post <a href="https://appraisersblogs.com/foreclosures-in-black-communities-due-to-overvaluation/">Foreclosures in Black Communities Due to Overvaluation</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
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