An Extraordinary Year for Appraisers
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Some thoughts about what we learned from 2018 to apply to 2019:
- We have always been our own worst enemy as evidenced by the behavior of AI National who kept thinking up initiatives for its members without asking for membership feedback – remember this when their “taking” initiative is attempted in 2019.
- Through Appraiserfest and a vibrant appraisal coalition network, we are learning to fend for ourselves and find we all actually like each other.
- State level political action was the battleground as AI National’s Scott DeBiasio continued to work hard for AI National to further devalue our profession with evaluations.
- Regulators and the GSEs pushed hard to normalize appraisal waivers or push wildly inaccurate and inefficient appraisal replacements like AVMs and hybrid reports, viewing us as about the same as obsolete television repairmen. Their irrational logic that ignores quality damage completely, making me wonder if this is being done at the behest of the Corelogic and other data monopolies who have a big lobbying presence.
Remember that appraisers are here as the last line of defense to the consumer and to the taxpayer, yet we have a limited voice. Our progress for more transparency in 2017 & 2018 showed us we could have more of a voice. In 2019, we will continue to more effectively press the quality concerns that are being driven into the ground by most existing institutions after moral hazard was established in all the 2008 bailouts.