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<site xmlns="com-wordpress:feed-additions:1">52046035</site>	<item>
		<title>When ‘Protected’ Becomes Pressure: You Have Until July 27 to Object</title>
		<link>https://appraisersblogs.com/when-protected-becomes-pressure-object-by-july-27/</link>
					<comments>https://appraisersblogs.com/when-protected-becomes-pressure-object-by-july-27/#comments</comments>
		
		<dc:creator><![CDATA[Guest Author]]></dc:creator>
		<pubDate>Sat, 25 Jul 2026 12:30:25 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=33551</guid>

					<description><![CDATA[<p>The new fair‑housing course weaponizes protected characteristics to pressure appraisers into outcome‑driven valuation, directly contradicting USPAP’s prohibition on advocacy. The Fair Housing Course Is Training You to Break USPAP. You Have Until July 27 to Say So. The Appraiser Qualifications Board&#8217;s Second Exposure Draft keeps a required course that pressures new appraisers to advocate an outcome based on protected characteristics. That is not fair housing. It is not lawful. And you can still stop it — but the comment window closes July 27. Let me say it plainly. We are being pushed — through licensing law and federal fair-housing regulation&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/appraisers-freed-from-dei-propaganda/"     class="crp_link post-32449"><span class="crp_title">Appraisers Freed from DEI Propaganda</span></a><span class="crp_excerpt"> This bold move immediately resulted in the removal of all appraisal bias propaganda from the official whitehouse.gov website.&nbsp; With a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/bias-accusation-collapses-as-hud-clears-the-appraiser/"     class="crp_link post-33379"><span class="crp_title">Bias Accusation Collapses as HUD Clears the Appraiser</span></a><span class="crp_excerpt"> HUD just confirmed what the appraisal showed from day one: the accusation never had a pulse.&nbsp; If you read the&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uspap-typical-buyer-standard-in-the-fair-housing-era/"     class="crp_link post-33420"><span class="crp_title">USPAP’s Typical Buyer Standard in the Fair Housing Era</span></a><span class="crp_excerpt"> The Irreconcilable Conflict Between USPAP's Typical Buyer Standard and the Current Fair Housing Compliance Regime. Retain this document as a&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/when-protected-becomes-pressure-object-by-july-27/">When ‘Protected’ Becomes Pressure: You Have Until July 27 to Object</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>7</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">33551</post-id>	</item>
		<item>
		<title>Realtor Fined $10,000 for Impersonating an Appraiser</title>
		<link>https://appraisersblogs.com/realtor-fined-10000-for-impersonating-an-appraiser/</link>
					<comments>https://appraisersblogs.com/realtor-fined-10000-for-impersonating-an-appraiser/#comments</comments>
		
		<dc:creator><![CDATA[Guest Author]]></dc:creator>
		<pubDate>Thu, 27 Mar 2025 12:30:58 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=32637</guid>

					<description><![CDATA[<p>Impersonating an Appraiser &#8211; The Costly Consequences of Playing Dress-Up in Real Estate.&#160; Being an appraiser isn&#8217;t for the faint of heart. The job requires thick skin, a strong moral compass, and an unwavering commitment to impartiality. There are times when you have to stand your ground, even when clients plead with you to sway the value. Sometimes, the market tells a story that’s not what people want to hear. Whether it&#8217;s a low appraisal for a refinance or a high one for a divorce, appraisers have to stay true to the facts. No matter how much pressure is applied.&#46;&#46;&#46;</p>
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<li><a href="https://appraisersblogs.com/the-sales-agents-derailed-this-deal/"     class="crp_link post-30387"><span class="crp_title">The Sales Agents Derailed This Deal!</span></a><span class="crp_excerpt"> The lender and the AMC could have applied that veto to the sales agents, using the appraisal as proof positive&hellip;</span></li>
<li><a href="https://appraisersblogs.com/slandering-appraisers-cincinnati-real-estate-broker-may-be-both-a-fool-n-a-tool"     class="crp_link post-24445"><span class="crp_title">Slandering Appraisers... Fooling the Appraiser</span></a><span class="crp_excerpt"> ...the purpose of the game is to fool the appraiser into thinking that the property is worth the agreed upon&hellip;</span></li>
<li><a href="https://appraisersblogs.com/house-measurement-by-property-data-collector-gone-wrong"     class="crp_link post-28317"><span class="crp_title">House Measurement by Property Data Collector Gone Wrong</span></a><span class="crp_excerpt"> The lender allowed an unlicensed property data collector give bad data to the appraiser... I work for this lender and&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/realtor-fined-10000-for-impersonating-an-appraiser/">Realtor Fined $10,000 for Impersonating an Appraiser</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>46</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">32637</post-id>	</item>
		<item>
		<title>Is a Horde of Deadbeat Borrowers Again Walking Among Us?</title>
		<link>https://appraisersblogs.com/is-a-horde-of-deadbeat-borrowers-again-walking-among-us/</link>
					<comments>https://appraisersblogs.com/is-a-horde-of-deadbeat-borrowers-again-walking-among-us/#comments</comments>
		
		<dc:creator><![CDATA[Jeremy Bagott]]></dc:creator>
		<pubDate>Mon, 04 Nov 2024 13:30:44 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31500</guid>

					<description><![CDATA[<p>There are signs of a new horde of deadbeat borrowers, but the foreclosure filings are being delayed and masked by the government itself. Some of the current deadbeat borrowers will learn to expertly work the system&#8230;&#160; In 2022, a San Ramon, California, couple who hadn’t made a mortgage payment since 2009 was finally evicted. Anita and Mahesh Khurana had put on a masterclass in the use of the courts to keep foreclosure at bay. The holdouts had lived in their home payment-free for 13 years. A state court finally ruled they had exhausted all appeals, and they were ejected. In&#46;&#46;&#46;</p>
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<li><a href="https://appraisersblogs.com/appraisal-waivers-expansion-fhfa-risky-move/"     class="crp_link post-31474"><span class="crp_title">FHFA's Appraisal Waivers Expansion</span></a><span class="crp_excerpt"> The Federal Housing Finance Agency's (FHFA) recent push to expand the use of appraisal waivers represents a concerning and potentially&hellip;</span></li>
<li><a href="https://appraisersblogs.com/fannie-mae-2-state-of-maryland-drop-dead/"     class="crp_link post-30755"><span class="crp_title">Fannie Mae to Maryland: DROP DEAD</span></a><span class="crp_excerpt"> Mortgage giant Fannie Mae and her twin, Freddie Mac, have a message for the State of Maryland: Kindly disintegrate. A&hellip;</span></li>
<li><a href="https://appraisersblogs.com/home-prices-soar-amid-the-censorship-campaign-of-appraisers/"     class="crp_link post-31274"><span class="crp_title">Objectionable Valuations Become Hate Speech,&hellip;</span></a><span class="crp_excerpt"> The censorship, scapegoating and sidelining of appraisers has done real damage to borrowers and the purchasers of bonds...&nbsp; Attacks on&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/is-a-horde-of-deadbeat-borrowers-again-walking-among-us/">Is a Horde of Deadbeat Borrowers Again Walking Among Us?</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>9</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31500</post-id>	</item>
		<item>
		<title>FHFA&#8217;s Appraisal Waivers Expansion</title>
		<link>https://appraisersblogs.com/appraisal-waivers-expansion-fhfa-risky-move/</link>
					<comments>https://appraisersblogs.com/appraisal-waivers-expansion-fhfa-risky-move/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Tue, 29 Oct 2024 12:30:03 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31474</guid>

					<description><![CDATA[<p>The Federal Housing Finance Agency&#8217;s (FHFA) recent push to expand the use of appraisal waivers represents a concerning and potentially disastrous gambit that threatens to undermine the integrity of the housing market and the broader economy as a whole.&#160; The recent announcement from the FHFA Deputy Director Naa Awaa Tagoe regarding the expansion of appraisal waiver eligibility for purchase loans is a significant development that has sparked debate and controversy within the mortgage industry. By increasing the maximum allowable loan-to-value (LTV) ratio for full appraisal waivers from 80% to 90%, and for inspection-based appraisal waivers from 80% to 97%, the&#46;&#46;&#46;</p>
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<li><a href="https://appraisersblogs.com/wells-fargo-workers-went-on-appraisal-fraud-bender"     class="crp_link post-27856"><span class="crp_title">Wells Fargo Workers Went on Appraisal-Fraud Bender</span></a><span class="crp_excerpt"> Loan officers at Wells Fargo altered values in the bank’s database, so loans would qualify for so-called appraisal waivers... It&hellip;</span></li>
<li><a href="https://appraisersblogs.com/amc-hires-a-convicted-felon-as-property-data-collector"     class="crp_link post-29357"><span class="crp_title">AMC Hires a Convicted Felon as Property Data Collector</span></a><span class="crp_excerpt"> The recent case of Paschal Uchendu, a convicted felon awaiting sentencing for orchestrating a $1.2 million armed robbery of a&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/appraisal-waivers-expansion-fhfa-risky-move/">FHFA&#8217;s Appraisal Waivers Expansion</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>30</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31474</post-id>	</item>
		<item>
		<title>The Great Debate on Appraisal Fees</title>
		<link>https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/</link>
					<comments>https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/#comments</comments>
		
		<dc:creator><![CDATA[Isaac Peck]]></dc:creator>
		<pubDate>Mon, 28 Oct 2024 12:30:09 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31465</guid>

					<description><![CDATA[<p>She included several different fee split examples indicating AMCs retained as much as 70 percent of the total appraisal fee paid by the borrower, which prompted her to stop working with AMCs because of the lack of transparency.&#160; The appraisal industry is abuzz with a discussion about appraisal fees. The Consumer Financial Protection Bureau (CFPB) recently issued a Request for Information Regarding Fees Imposed in Residential Mortgage Transactions [Docket No. CFPB-2024-0021] in which it solicited feedback from the public and industry stakeholders on the fees charged to consumers by mortgage providers and related settlement services. The CFPB framed it as&#46;&#46;&#46;</p>
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<li><a href="https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/"     class="crp_link post-31182"><span class="crp_title">Lack of Fee Transparency: Exposing the AMC Exploitation</span></a><span class="crp_excerpt"> By keeping the borrower in the dark about the true cost of the appraisal, the AMCs are able to charge&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/"     class="crp_link post-30318"><span class="crp_title">AMCs Billing Scheme, Hidden Profits & Deceptive Practices</span></a><span class="crp_excerpt"> Appraisers who do not agree to their hidden billing methods are excluded from the majority of the GSE lending marketplace&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-regulation-compliance-council-exposes-disturbing-amc-violations/"     class="crp_link post-31311"><span class="crp_title">Appraisal Regulation Compliance Council Exposes&hellip;</span></a><span class="crp_excerpt"> The Appraisal Regulation Compliance Council published a detailed breakdown to the CFPB, which showed the median average AMC fee being&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/">The Great Debate on Appraisal Fees</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>32</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31465</post-id>	</item>
		<item>
		<title>NFHA&#8217;s False Narrative Undermines the Appraisal Industry</title>
		<link>https://appraisersblogs.com/nfha-false-narrative-undermines-the-appraisal-industry/</link>
					<comments>https://appraisersblogs.com/nfha-false-narrative-undermines-the-appraisal-industry/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Fri, 18 Oct 2024 12:30:59 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31424</guid>

					<description><![CDATA[<p>A barrage of billboards, magazine ads, and TV/radio public service announcements is being used to amplify and spread this false narrative.&#160; The latest attack on the appraisal industry is being spearheaded by the National Fair Housing Alliance (NFHA) and the Department of Housing and Urban Development (HUD), who are aggressively pushing a false narrative of widespread appraisal bias against Black and Latino homeowners. Through a relentless media campaign employing emotive messaging, vivid anecdotes, and dubious statistics, these entities are painting a picture of widespread, systemic bias among appraisers against Black and Latino homeowners. However, the reality is that not a&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/national-fair-housing-alliance-nfha-funding-dries-up/"     class="crp_link post-32619"><span class="crp_title">NFHA Funding Dries Up</span></a><span class="crp_excerpt"> The NFHA is feeling the heat as their funding evaporates, putting a major kink in their anti-appraiser crusade.&nbsp; The National&hellip;</span></li>
<li><a href="https://appraisersblogs.com/nfha-misleading-ads-sow-mistrust-in-the-appraisal-profession/"     class="crp_link post-31296"><span class="crp_title">Misleading Ads Sow Mistrust</span></a><span class="crp_excerpt"> These misleading ads are sowing seeds of mistrust in a time-tested profession. The National Fair Housing Alliance (NFHA) has recently&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-real-cause-of-the-home-value-gap-is-the-income-gap"     class="crp_link post-28636"><span class="crp_title">The Real Cause of the Home Value Gap Is the Income Gap</span></a><span class="crp_excerpt"> Blaming appraisers for the income gap will never solve the real underlying problem... Blaming appraisers for the income gap is&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/nfha-false-narrative-undermines-the-appraisal-industry/">NFHA&#8217;s False Narrative Undermines the Appraisal Industry</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>16</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31424</post-id>	</item>
		<item>
		<title>How Deep Fakes Have Burrowed Into Home Finance</title>
		<link>https://appraisersblogs.com/how-synthetic-appraisals-fuel-a-fraud-filled-housing-bubble/</link>
					<comments>https://appraisersblogs.com/how-synthetic-appraisals-fuel-a-fraud-filled-housing-bubble/#comments</comments>
		
		<dc:creator><![CDATA[Jeremy Bagott]]></dc:creator>
		<pubDate>Mon, 14 Oct 2024 12:30:11 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31415</guid>

					<description><![CDATA[<p>Fannie and Freddie have been toiling at the coalface of “synthetic appraisals” – “black box valuations.”&#160; In the 1960s, technocrats at the Pentagon used the latest IBM mainframe computers to analyze complex data related to the Vietnam War. Planners fed punch cards into the machines and ran endless simulations, hoping to determine strategies for winning the war. In 1967, analysts finally asked the computer, “When will we win in Vietnam?” The machine’s answer: “You won in 1965.” It exposed the hubris and naiveté of those who believed computer-generated models could capture and quantify millions of complex human interactions on the&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/home-prices-soar-amid-the-censorship-campaign-of-appraisers/"     class="crp_link post-31274"><span class="crp_title">Objectionable Valuations Become Hate Speech,&hellip;</span></a><span class="crp_excerpt"> The censorship, scapegoating and sidelining of appraisers has done real damage to borrowers and the purchasers of bonds...&nbsp; Attacks on&hellip;</span></li>
<li><a href="https://appraisersblogs.com/fannie-mae-2-state-of-maryland-drop-dead/"     class="crp_link post-30755"><span class="crp_title">Fannie Mae to Maryland: DROP DEAD</span></a><span class="crp_excerpt"> Mortgage giant Fannie Mae and her twin, Freddie Mac, have a message for the State of Maryland: Kindly disintegrate. A&hellip;</span></li>
<li><a href="https://appraisersblogs.com/fannie-mae-filed-a-complaint-against-me/"     class="crp_link post-30011"><span class="crp_title">Fannie Mae Filed a Complaint Against Me</span></a><span class="crp_excerpt"> An appraiser shared the following with us which was posted on one of the appraisers’ groups. Fannie Mae filed a&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/how-synthetic-appraisals-fuel-a-fraud-filled-housing-bubble/">How Deep Fakes Have Burrowed Into Home Finance</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>25</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31415</post-id>	</item>
		<item>
		<title>Misleading Ads Sow Mistrust</title>
		<link>https://appraisersblogs.com/nfha-misleading-ads-sow-mistrust-in-the-appraisal-profession/</link>
					<comments>https://appraisersblogs.com/nfha-misleading-ads-sow-mistrust-in-the-appraisal-profession/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Thu, 29 Aug 2024 12:30:42 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31296</guid>

					<description><![CDATA[<p>These misleading ads are sowing seeds of mistrust in a time-tested profession. The National Fair Housing Alliance (NFHA) has recently launched a concerning campaign of poster ads, billboard ads, and magazine ads that falsely accuse home appraisers of basing their valuations on the personal characteristics of the homeowners or prospective buyers, rather than solely on the objective merits and features of the property itself. This is a deeply misleading and unjust narrative that undermines the integrity of the appraisal profession, which is founded on the core principle of providing an independent, impartial assessment of a home&#8217;s value. Appraisers are highly&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
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<ul>
<li><a href="https://appraisersblogs.com/hud-hands-54-million-dollars-2-nonprofits-in-quest-2-cow-appraisers"     class="crp_link post-29191"><span class="crp_title">HUD's Private Inquisitors Will Chill Protected&hellip;</span></a><span class="crp_excerpt"> HUD awarded $54 million to 182 nonprofits to serve as posses in a a Spanish Inquisition-style drive. The deep pockets&hellip;</span></li>
<li><a href="https://appraisersblogs.com/false-claims-of-racism-against-appraiser/"     class="crp_link post-30244"><span class="crp_title">False Claims of Racism Against Appraiser</span></a><span class="crp_excerpt"> ...my career, business, and health at risk due to false claims made by a homeowner.&nbsp; As a professional real estate&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-real-cause-of-the-home-value-gap-is-the-income-gap"     class="crp_link post-28636"><span class="crp_title">The Real Cause of the Home Value Gap Is the Income Gap</span></a><span class="crp_excerpt"> Blaming appraisers for the income gap will never solve the real underlying problem... Blaming appraisers for the income gap is&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/nfha-misleading-ads-sow-mistrust-in-the-appraisal-profession/">Misleading Ads Sow Mistrust</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>26</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31296</post-id>	</item>
		<item>
		<title>County Assessors&#8217; Standards &#124; AVM Final Rule Guidance</title>
		<link>https://appraisersblogs.com/county-assessors-standards-avm-final-rule-guidance/</link>
					<comments>https://appraisersblogs.com/county-assessors-standards-avm-final-rule-guidance/#comments</comments>
		
		<dc:creator><![CDATA[Dallas T. Kiedrowski, MNAA]]></dc:creator>
		<pubDate>Fri, 23 Aug 2024 12:30:47 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31284</guid>

					<description><![CDATA[<p>County Assessors have the advantage of being able to calibrate their models specifically for one market, allowing for a more tailored and precise approach.&#160; The OCC, FDIC, NCUA, CFPB, and FHFA (collectively, the Agencies) are adopting a final rule to implement AVM quality control standards mandated by the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act). The quality control standards apply to mortgage originators and secondary market investors in determining the value of a dwelling that is the collateral for mortgage financing. Under the final rule, institutions involved in specific credit decisions or securitization activities are required to&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
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<li><a href="https://appraisersblogs.com/house-measurement-by-property-data-collector-gone-wrong"     class="crp_link post-28317"><span class="crp_title">House Measurement by Property Data Collector Gone Wrong</span></a><span class="crp_excerpt"> The lender allowed an unlicensed property data collector give bad data to the appraiser... I work for this lender and&hellip;</span></li>
<li><a href="https://appraisersblogs.com/avms-garbage-data-in-means-garbage-results-out-every-time"     class="crp_link post-28989"><span class="crp_title">AVMs... Garbage In, Garbage Out</span></a><span class="crp_excerpt"> Garbage data in means garbage results out every time!&nbsp; It's no secret that AVMs have been a thorn in the&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/county-assessors-standards-avm-final-rule-guidance/">County Assessors&#8217; Standards | AVM Final Rule Guidance</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>17</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31284</post-id>	</item>
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		<title>Objectionable Valuations Become Hate Speech, Inflating Home Prices</title>
		<link>https://appraisersblogs.com/home-prices-soar-amid-the-censorship-campaign-of-appraisers/</link>
					<comments>https://appraisersblogs.com/home-prices-soar-amid-the-censorship-campaign-of-appraisers/#comments</comments>
		
		<dc:creator><![CDATA[Jeremy Bagott]]></dc:creator>
		<pubDate>Wed, 21 Aug 2024 12:30:33 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31274</guid>

					<description><![CDATA[<p>The censorship, scapegoating and sidelining of appraisers has done real damage to borrowers and the purchasers of bonds&#8230;&#160; Attacks on free speech are on the rise in the English-speaking world. A bill introduced in Canada to thwart online “anarchy and lawlessness” would create a Canadian Ministry of Truth empowered to punish authors Ottawa politicians find problematic. In response to the worst rioting in Britain in years, about 4,000 people have reportedly been jailed for online thought crimes. U.K. Prime Minister Keir Starmer has vowed to prosecute anyone his government believes is whipping up people’s emotions on the Internet. There’s even&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/hud-hands-54-million-dollars-2-nonprofits-in-quest-2-cow-appraisers"     class="crp_link post-29191"><span class="crp_title">HUD's Private Inquisitors Will Chill Protected&hellip;</span></a><span class="crp_excerpt"> HUD awarded $54 million to 182 nonprofits to serve as posses in a a Spanish Inquisition-style drive. The deep pockets&hellip;</span></li>
<li><a href="https://appraisersblogs.com/bidens-remark-on-home-values-sparks-backlash/"     class="crp_link post-30191"><span class="crp_title">Biden's Remark on Home Values Sparks Backlash</span></a><span class="crp_excerpt"> President Biden's recent comment about the discrepancy in home values between Black and white families has sparked backlash on social&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-censorship-of-appraisers-federal-officials-team-up-with-freddie-fannie-2-deceive-investors/"     class="crp_link post-30658"><span class="crp_title">The Censorship of Appraisers</span></a><span class="crp_excerpt"> Thirty-seven hours after President Biden took the oath of office, White House officials met with executives at social media companies.&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/home-prices-soar-amid-the-censorship-campaign-of-appraisers/">Objectionable Valuations Become Hate Speech, Inflating Home Prices</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>29</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31274</post-id>	</item>
		<item>
		<title>Fight Unfair AMC Practices &#8211; Leverage State Authorities</title>
		<link>https://appraisersblogs.com/fight-unfair-amc-practices-leverage-state-authorities/</link>
					<comments>https://appraisersblogs.com/fight-unfair-amc-practices-leverage-state-authorities/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Wed, 14 Aug 2024 12:30:38 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[Appraisal News]]></category>
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		<category><![CDATA[Customary & Reasonable Fees]]></category>
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		<category><![CDATA[real estate appraiser]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31246</guid>

					<description><![CDATA[<p>Alarmed by predatory practices among AMCs, a peer has drafted letters urging appraisers to call on state authorities to address unfair AMC conduct and potential regulatory violations.&#160; As appraisers, we have faced an ongoing challenge with Appraisal Management Companies (AMCs) offering fees that are well below the customary and reasonable rates for standard appraisal assignments. This practice has created a troubling trend of &#8220;bid wars&#8221; where AMCs pit appraisers against one another, driving down fees to unacceptably low levels. In response to this issue, a peer has provided two draft letters that can be easily modified and used by other&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/violating-appraisal-independence-through-intimidation-coercion-n-harassment"     class="crp_link post-27193"><span class="crp_title">Violating Appraisal Independence Through Harassment,&hellip;</span></a><span class="crp_excerpt"> It shall be unlawful... to engage in any act or practice that violates appraisal independence... Appraisers, I have written the&hellip;</span></li>
<li><a href="https://appraisersblogs.com/alleged-violations-of-appraiser-independence-at-fastapp-amc"     class="crp_link post-28354"><span class="crp_title">Fastapp AMC Alleged Violations of AIR</span></a><span class="crp_excerpt"> The following court documents in the case Naftali Horowitz v. [xxx], Fastapp AMC founder v. Fastapp AMC president, confirm what&hellip;</span></li>
<li><a href="https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/"     class="crp_link post-31182"><span class="crp_title">Lack of Fee Transparency: Exposing the AMC Exploitation</span></a><span class="crp_excerpt"> By keeping the borrower in the dark about the true cost of the appraisal, the AMCs are able to charge&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/fight-unfair-amc-practices-leverage-state-authorities/">Fight Unfair AMC Practices &#8211; Leverage State Authorities</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>34</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31246</post-id>	</item>
		<item>
		<title>Insights from CFPB&#8217;s Public Comment Period</title>
		<link>https://appraisersblogs.com/insights-from-cfpb-public-comment-period/</link>
					<comments>https://appraisersblogs.com/insights-from-cfpb-public-comment-period/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Tue, 13 Aug 2024 12:30:20 +0000</pubDate>
				<category><![CDATA[ACOW]]></category>
		<category><![CDATA[AMC]]></category>
		<category><![CDATA[American Society of Appraisers]]></category>
		<category><![CDATA[American Society of Farm Managers and Rural Appraisers]]></category>
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		<category><![CDATA[appraisal fee]]></category>
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		<category><![CDATA[Virginia Coalition of Appraiser Professionals]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=31229</guid>

					<description><![CDATA[<p>The comment period on the Consumer Financial Protection Bureau&#8217;s (CFPB) &#8220;Request for Information Regarding Fees Imposed in Residential Mortgage Transactions&#8221; concluded on August 2, 2024, with a total of 959 comments received. Upon reviewing some of these submissions, several noteworthy perspectives emerged regarding appraisal fees and the role of Appraisal Management Companies (AMCs). The National Association of REALTORS® (NAR) highlighted the lack of transparency surrounding AMC fees, which are often bundled together with the actual appraisal fee on the Closing Disclosure (CD). This opaque structure prevents consumers from understanding the true cost of the appraisal service and hinders their ability&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/"     class="crp_link post-31182"><span class="crp_title">Lack of Fee Transparency: Exposing the AMC Exploitation</span></a><span class="crp_excerpt"> By keeping the borrower in the dark about the true cost of the appraisal, the AMCs are able to charge&hellip;</span></li>
<li><a href="https://appraisersblogs.com/reforming-the-appraisal-review-process-the-illogical-reality-of-mortgage-appraisal-reviews/"     class="crp_link post-30943"><span class="crp_title">The Illogical Reality of Mortgage Appraisal Reviews </span></a><span class="crp_excerpt"> Reforming the appraisal review process is essential to maintaining the integrity of the real estate market and protecting consumers and&hellip;</span></li>
<li><a href="https://appraisersblogs.com/time-2-take-out-the-junk-amc-practices-exposed/"     class="crp_link post-34945"><span class="crp_title">It’s Time to Take Out the Junk: AMC Practices Exposed</span></a><span class="crp_excerpt"> Appraisers have spent years carrying the weight of broken AMC practices, and this article pulls every one of those practices&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/insights-from-cfpb-public-comment-period/">Insights from CFPB&#8217;s Public Comment Period</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>53</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31229</post-id>	</item>
		<item>
		<title>Lack of Fee Transparency: Exposing the AMC Exploitation</title>
		<link>https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/</link>
					<comments>https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/#comments</comments>
		
		<dc:creator><![CDATA[Desiree Mehbod]]></dc:creator>
		<pubDate>Wed, 31 Jul 2024 12:30:07 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
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		<category><![CDATA[AI]]></category>
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		<category><![CDATA[alternative]]></category>
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		<category><![CDATA[appraisal fees]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31182</guid>

					<description><![CDATA[<p>By keeping the borrower in the dark about the true cost of the appraisal, the AMCs are able to charge exorbitant prices and pocket the difference (as shown in Figures 1 through 10), exploiting the consumer’s lack of knowledge.&#160; Thank you for the opportunity to comment on the Consumer Financial Protection Bureau’s Request for Information on Fees Imposed in Residential Mortgage Transactions. The growth of Appraisal Management Companies (AMCs) in the wake of the 2008 financial crisis was driven by a well-intentioned but ultimately misguided belief that they could help &#8220;ensure the integrity and independence&#8221; of property valuations. The reasoning&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/"     class="crp_link post-30318"><span class="crp_title">AMCs Billing Scheme, Hidden Profits & Deceptive Practices</span></a><span class="crp_excerpt"> Appraisers who do not agree to their hidden billing methods are excluded from the majority of the GSE lending marketplace&hellip;</span></li>
<li><a href="https://appraisersblogs.com/amc-fee-impact-on-appraisal-fee"     class="crp_link post-29525"><span class="crp_title">AMC Fee Impact on Appraisal Fee</span></a><span class="crp_excerpt"> While the borrower was charged $695 for the appraisal, the appraiser was only paid $301. The AMC fee was $394.&nbsp;&hellip;</span></li>
<li><a href="https://appraisersblogs.com/exposing-predatory-amcs-appraisal-management-companies-corrosive-influence-on-the-housing-market/"     class="crp_link post-30984"><span class="crp_title">Exposing Predatory AMCs</span></a><span class="crp_excerpt"> Exposing the inner workings of these predatory AMCs and their corrosive influence on the housing market.&nbsp; Cindy Chance's recent comments&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/">Lack of Fee Transparency: Exposing the AMC Exploitation</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>71</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31182</post-id>	</item>
		<item>
		<title>Accurate Appraisal Underreporting</title>
		<link>https://appraisersblogs.com/accurate-appraisal-underreporting-debunking-misleading-narrative/</link>
					<comments>https://appraisersblogs.com/accurate-appraisal-underreporting-debunking-misleading-narrative/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Wed, 24 Jul 2024 12:30:01 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Trending]]></category>
		<category><![CDATA[1073]]></category>
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		<category><![CDATA[difference in appraised value]]></category>
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		<category><![CDATA[opinion of value]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31095</guid>

					<description><![CDATA[<p>The HousingWire article highlighting that only 40% of homes sold include an &#8220;accurate&#8221; appraisal, as defined by the Corporate Settlement Solutions (CSS) report, is deeply problematic and indicative of a concerning lack of understanding around the appraisal process. The report cited from CSS, analyzed appraisal data across 10 states in the East Coast and Midwest, finding that only around 40% of home sales included an appraisal that was within $2,500 of the final sale price. This is being presented as evidence that the vast majority of home appraisals are inaccurate. Appraising a home&#8217;s value is an inherently complex endeavor, with&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/sale-price-vs-appraised-value-disconnect"     class="crp_link post-29235"><span class="crp_title">Sale Price vs Appraised Value Disconnect</span></a><span class="crp_excerpt"> How can it be said that valuing a property lower than its eventual sale price based on current market evidence&hellip;</span></li>
<li><a href="https://appraisersblogs.com/low-value-n-material-deficiencies-trigger-new-fha-reconsideration-of-value/"     class="crp_link post-30827"><span class="crp_title">Low Value = Material Deficiencies? New FHA ROV Policy</span></a><span class="crp_excerpt"> The implication that if the VALUE is too low, then there must be “material deficiencies” present, is deeply troubling!&nbsp; Up&hellip;</span></li>
<li><a href="https://appraisersblogs.com/low-appraisal-vs-bad-appraisal-manipulating-data"     class="crp_link post-24268"><span class="crp_title">A Low Appraisal is Now a Bad Appraisal</span></a><span class="crp_excerpt"> A low appraisal is now a bad appraisal. Well, that's according to the headline. The article does not stress ‘bad.’&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/accurate-appraisal-underreporting-debunking-misleading-narrative/">Accurate Appraisal Underreporting</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>72</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31095</post-id>	</item>
		<item>
		<title>Uncovering Flaws in FHA Appraisal &#038; Loan Review Process</title>
		<link>https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/</link>
					<comments>https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Mon, 15 Jul 2024 12:30:32 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31044</guid>

					<description><![CDATA[<p>The story of this single mother&#8217;s harrowing experience with a defective home purchase and HUD&#8217;s negligent oversight exposes deep flaws in the FHA appraisal and loan review process. After sacrificing for years to rebuild her credit and earn the right to become a homeowner, this borrower found her dream home in the country &#8211; or so she thought. During the home inspection, several issues were flagged. The seller, an investor who had purchased the home in an estate sale, was unaware of the septic system&#8217;s location. The seller agreed to have the tanks pumped so the location could be determined.&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/scope-creep-n-the-imploding-of-rules-have-little-2-do-with-appraising"     class="crp_link post-26655"><span class="crp_title">Scope Creep & the Imploding of Rules</span></a><span class="crp_excerpt"> ...the imploding rules then implemented, and the scope creep that evolved because the cart was leading the horse, has severely&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-appraisal-problem-n-undue-diligence"     class="crp_link post-27926"><span class="crp_title">The Appraisal Problem</span></a><span class="crp_excerpt"> Gone are the days of hiring a professional appraiser to solve the appraisal problem. For decades lenders have taken on&hellip;</span></li>
<li><a href="https://appraisersblogs.com/amc-reviewers-should-not-request-changes-n-withhold-appraisers-payment"     class="crp_link post-23181"><span class="crp_title">AMC Reviews of Appraisals</span></a><span class="crp_excerpt"> Only the lender's Underwriter should be able to request changes to the report and the lender should be the one&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/">Uncovering Flaws in FHA Appraisal &#038; Loan Review Process</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>44</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31044</post-id>	</item>
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		<title>Automatic Review of Photos in Appraisal Reports</title>
		<link>https://appraisersblogs.com/automatic-review-of-photos-in-appraisal-reports/</link>
					<comments>https://appraisersblogs.com/automatic-review-of-photos-in-appraisal-reports/#comments</comments>
		
		<dc:creator><![CDATA[Dave Towne]]></dc:creator>
		<pubDate>Thu, 20 Jun 2024 12:30:05 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31024</guid>

					<description><![CDATA[<p>It means the statements in your appraisal reports about the actual component material, and its quality and current condition, can be challenged by computer software.&#160; Folks, this news release (below) was in several publications on Wed, June 19, 2024. These kinds of releases are mostly factual, but are often embellished to present a particular ‘owner’ point of view to influence opinion about products. I remember listening to Jeff Bradford many years ago who discussed the early stage process to electronically review photos. He said it was pretty difficult then. But that was before we began hearing about “A.I.” – artificial&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/the-new-improved-fannie-mae-fraudulator-2-is-an-outright-fraud"     class="crp_link post-29449"><span class="crp_title">The New & Improved Fannie Mae “FRAUDULATOR 2.0”</span></a><span class="crp_excerpt"> Originally known as Fannie Mae’s Collateral Underwriter (CU), and subsequently Collateral Underwriter 2.0 (CU-2)i this always dubious product of Fannie&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uspap-typical-buyer-standard-in-the-fair-housing-era/"     class="crp_link post-33420"><span class="crp_title">USPAP’s Typical Buyer Standard in the Fair Housing Era</span></a><span class="crp_excerpt"> The Irreconcilable Conflict Between USPAP's Typical Buyer Standard and the Current Fair Housing Compliance Regime. Retain this document as a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/new-uad-overhaul-what-appraisers-can-expect-in-2025-n-beyond/"     class="crp_link post-31387"><span class="crp_title">New UAD Overhaul: What Appraisers Can Expect in 2025&hellip;</span></a><span class="crp_excerpt"> Folks, I recently attended a Train the Trainer 1.5 day class about the new UAD/URAR, jointly facilitated by Fannie Mae,&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/automatic-review-of-photos-in-appraisal-reports/">Automatic Review of Photos in Appraisal Reports</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>22</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31024</post-id>	</item>
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		<title>Security Bars Removal Law Debunks Alleged Racial Discrimination</title>
		<link>https://appraisersblogs.com/security-bars-removal-law-debunks-alleged-racial-discrimination/</link>
					<comments>https://appraisersblogs.com/security-bars-removal-law-debunks-alleged-racial-discrimination/#comments</comments>
		
		<dc:creator><![CDATA[Mary Cummins]]></dc:creator>
		<pubDate>Tue, 18 Jun 2024 12:30:55 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31010</guid>

					<description><![CDATA[<p>Complainant stated appraiser told them they should remove security bars from windows. Complainant stated this is evidence of &#8220;racist discrimination&#8221;&#8230; Security bars on bedroom windows is against code&#8230;&#160; This morning I received the results of a California State Information Act Request I made regarding an alleged case of racial bias in Allendale, Oakland, California which was settled May 2024. I requested any and all documents in the case involving the appraiser because I didn&#8217;t have the complainant&#8217;s name or property address. I only had the appraiser&#8217;s name which I won&#8217;t post in text. Complainant stated appraiser told them they should&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/seller-filed-a-racial-bias-complaint-against-me/"     class="crp_link post-30075"><span class="crp_title">Seller Filed a Racial Bias Complaint Against Me</span></a><span class="crp_excerpt"> So what’s caused the sudden loss of income? Could it be because of the racial bias complaint filed against me&hellip;</span></li>
<li><a href="https://appraisersblogs.com/loandepot-appraisal-discrimination-settlement/"     class="crp_link post-30606"><span class="crp_title">LoanDepot Appraisal Discrimination Settlement</span></a><span class="crp_excerpt"> Connolly and Mott v. Lanham, 20/20 Valuations, and loanDepot.com, U.S. District Court, Maryland. This is one of the appraisal discrimination&hellip;</span></li>
<li><a href="https://appraisersblogs.com/spear-throwers-using-census-data-as-evidence-4-bias"     class="crp_link post-28525"><span class="crp_title">Census Data Used as Evidence for Bias</span></a><span class="crp_excerpt"> I’ve previously written about how the various spear throwers at appraisers have used ‘census tract data’ in their assertions that&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/security-bars-removal-law-debunks-alleged-racial-discrimination/">Security Bars Removal Law Debunks Alleged Racial Discrimination</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>15</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31010</post-id>	</item>
		<item>
		<title>Gov&#8217;t-Indulged Middlemen Are Wrong RX for Battered Borrowers, The Infirm</title>
		<link>https://appraisersblogs.com/appraisal-management-companies-exploit-borrowers-government-indulged-middlemen-are-wrong-rx-for-battered-borrowers/</link>
					<comments>https://appraisersblogs.com/appraisal-management-companies-exploit-borrowers-government-indulged-middlemen-are-wrong-rx-for-battered-borrowers/#comments</comments>
		
		<dc:creator><![CDATA[Jeremy Bagott]]></dc:creator>
		<pubDate>Mon, 17 Jun 2024 12:30:21 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31003</guid>

					<description><![CDATA[<p>The U.S. government impoverishes homebuyers as it does the chronically ill – by promoting the use of middlemen who prey upon them. A cadre of such middlemen was created decades ago as a firewall between Big Pharma, the insurance companies and the pharmacy chains. Called “pharmacy benefit managers,” they were to negotiate drug prices, streamline distribution and manage lists of prescription drugs covered by insurance plans. But since the government has gone whole-hog into health care under the Affordable Care Act and into drug-price controls under the Inflation Reduction Act, things have gotten crazy at the slop trough. Today, according&#46;&#46;&#46;</p>
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<li><a href="https://appraisersblogs.com/cfpb-bureau-crackdown-unfair-practices-hurting-consumers/"     class="crp_link post-30912"><span class="crp_title">CFPB Crackdown: Unfair Practices Hurting Consumers</span></a><span class="crp_excerpt"> Bureau is currently investigating various fees associated with obtaining a loan, with the goal of identifying any that may be&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/"     class="crp_link post-30318"><span class="crp_title">AMCs Billing Scheme, Hidden Profits & Deceptive Practices</span></a><span class="crp_excerpt"> Appraisers who do not agree to their hidden billing methods are excluded from the majority of the GSE lending marketplace&hellip;</span></li>
<li><a href="https://appraisersblogs.com/exposing-predatory-amcs-appraisal-management-companies-corrosive-influence-on-the-housing-market/"     class="crp_link post-30984"><span class="crp_title">Exposing Predatory AMCs</span></a><span class="crp_excerpt"> Exposing the inner workings of these predatory AMCs and their corrosive influence on the housing market.&nbsp; Cindy Chance's recent comments&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/appraisal-management-companies-exploit-borrowers-government-indulged-middlemen-are-wrong-rx-for-battered-borrowers/">Gov&#8217;t-Indulged Middlemen Are Wrong RX for Battered Borrowers, The Infirm</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>14</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31003</post-id>	</item>
		<item>
		<title>Exposing Predatory AMCs</title>
		<link>https://appraisersblogs.com/exposing-predatory-amcs-appraisal-management-companies-corrosive-influence-on-the-housing-market/</link>
					<comments>https://appraisersblogs.com/exposing-predatory-amcs-appraisal-management-companies-corrosive-influence-on-the-housing-market/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Fri, 14 Jun 2024 12:30:39 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30984</guid>

					<description><![CDATA[<p>Exposing the inner workings of these predatory AMCs and their corrosive influence on the housing market.&#160; Cindy Chance&#8217;s recent comments about the concerning practices of some appraisal management companies (AMCs) have struck a chord with many in the real estate valuation industry. Chance is shedding light on the troubling ways in which certain AMCs have come to wield significant power and influence over the appraisal process, often to the detriment of both appraisers and the public. The growth of AMCs in the wake of the 2008 financial crisis was driven by the misguided belief that they could help &#8220;ensure the&#46;&#46;&#46;</p>
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<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/cfpb-bureau-crackdown-unfair-practices-hurting-consumers/"     class="crp_link post-30912"><span class="crp_title">CFPB Crackdown: Unfair Practices Hurting Consumers</span></a><span class="crp_excerpt"> Bureau is currently investigating various fees associated with obtaining a loan, with the goal of identifying any that may be&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/"     class="crp_link post-30318"><span class="crp_title">AMCs Billing Scheme, Hidden Profits & Deceptive Practices</span></a><span class="crp_excerpt"> Appraisers who do not agree to their hidden billing methods are excluded from the majority of the GSE lending marketplace&hellip;</span></li>
<li><a href="https://appraisersblogs.com/cindy-chance-terminated-cpa-john-udelhofen-interim-ceo-of-the-appraisal-institute/"     class="crp_link post-31369"><span class="crp_title">Cindy Chance Terminated</span></a><span class="crp_excerpt"> On September 13, 2024, the Appraisal Institute President, Sandra Adomatis, SRA, announced that Cindy Chance is no longer the CEO&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/exposing-predatory-amcs-appraisal-management-companies-corrosive-influence-on-the-housing-market/">Exposing Predatory AMCs</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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		<post-id xmlns="com-wordpress:feed-additions:1">30984</post-id>	</item>
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		<title>The Illogical Reality of Mortgage Appraisal Reviews </title>
		<link>https://appraisersblogs.com/reforming-the-appraisal-review-process-the-illogical-reality-of-mortgage-appraisal-reviews/</link>
					<comments>https://appraisersblogs.com/reforming-the-appraisal-review-process-the-illogical-reality-of-mortgage-appraisal-reviews/#comments</comments>
		
		<dc:creator><![CDATA[Dallas T. Kiedrowski, MNAA]]></dc:creator>
		<pubDate>Thu, 13 Jun 2024 12:30:28 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30943</guid>

					<description><![CDATA[<p>Reforming the appraisal review process is essential to maintaining the integrity of the real estate market and protecting consumers and homeowners.&#160; In mortgage financing, the appraisal process is often seen as the foundation of accurate property valuation and market stability. However, beneath this façade of reliability lies a troubling rift: while real estate appraisers must navigate stringent licensing protocols and scrutiny, the individuals reviewing the appraisals often operate with minimal oversight, instead leaning heavily on automated systems and algorithms. This stark disparity not only undermines the credibility of the review process but also revives the threat of past missteps, once&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/the-one-mile-rule-prudent-policy-or-modern-day-redlining/"     class="crp_link post-30730"><span class="crp_title">The One-Mile Rule: Prudent Policy or Modern Day Redlining?</span></a><span class="crp_excerpt"> ...whether through redlined maps or implicit "one-mile rule," the result can be undervalued properties in historically marginalized neighborhoods.&nbsp; Throughout the&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/"     class="crp_link post-31465"><span class="crp_title">The Great Debate on Appraisal Fees</span></a><span class="crp_excerpt"> She included several different fee split examples indicating AMCs retained as much as 70 percent of the total appraisal fee&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/"     class="crp_link post-31044"><span class="crp_title">Uncovering Flaws in FHA Appraisal & Loan Review Process</span></a><span class="crp_excerpt"> The story of this single mother's harrowing experience with a defective home purchase and HUD's negligent oversight exposes deep flaws&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/reforming-the-appraisal-review-process-the-illogical-reality-of-mortgage-appraisal-reviews/">The Illogical Reality of Mortgage Appraisal Reviews </a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
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