Indirect Appraiser Pressure
An appraiser shared this email from a mortgage underwriter:
I saw you called a few days ago and I apologize as I have been very busy. If you can just email back notes as to why your not changing value or you can input notes into the appraisal. This can give the borrower a better understanding why the appraisal is low. If your updating value; that is find too.”
My response to the appraiser:
“Good grief. The Appraisal already explains why the value is the value in the report to your client – the bank. The lender is the one to explain to the borrower if they choose to. It’s not on you. Consider charging a consulting fee to make that explanation.
This is what I call the-clueless-19-year-old-chewing-gum-on-the-phone-syndrome.”
The appraiser who sent this to me saw the deeper meaning referring to all the typos and lack of response:
“We are a society and culture in adult age with no more education and teaching than a text messaging two year old.
Now dear Appraiserville readers… imagine being delivered this crap multiple times a day. How can appraisers not be jaded and serve up a lot of righteous indignation when having these conversations? Who stands up for appraisers who go through this?