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<site xmlns="com-wordpress:feed-additions:1">52046035</site>	<item>
		<title>Flags Over Facts: The Road to Obsolescence</title>
		<link>https://appraisersblogs.com/flags-over-facts-the-road-2-obsolescence/</link>
					<comments>https://appraisersblogs.com/flags-over-facts-the-road-2-obsolescence/#comments</comments>
		
		<dc:creator><![CDATA[Desiree Mehbod]]></dc:creator>
		<pubDate>Thu, 02 Apr 2026 12:30:03 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<category><![CDATA[hybrid appraisal]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=33309</guid>

					<description><![CDATA[<p>The latest round of modernization comes wrapped in friendly language, but the flags are hard to miss if you’ve been paying attention.&#160; For years, appraisers have been warning that the mortgage industry was slowly engineering us out of the process. We were told we were paranoid. Resistant to change. Stuck in the past. Then the newest Mortgage Credit Executive Order arrived, and the appraisal section opened with a single line that confirmed everything we’ve been saying: expand AVMs, desktops, hybrids, and AI. That’s the priority. Everything else in that section is just polite filler wrapped around a strategy to shrink&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/uad-3.6-the-appraisal-industry-shiny-new-straightjacket/"     class="crp_link post-32879"><span class="crp_title">UAD 3.6: The Appraisal Industry’s Shiny New Straightjacket</span></a><span class="crp_excerpt"> UAD 3.6, the appraisal industry’s shiny new straitjacket, promises efficiency but threatens to bury appraisers under a mountain of data&hellip;</span></li>
<li><a href="https://appraisersblogs.com/fannie-mae-fraud-and-abuse-exposed/"     class="crp_link post-32701"><span class="crp_title">Fannie Mae Fraud and Abuse Exposed</span></a><span class="crp_excerpt"> History of waste, fraud & abuse at this rogue organization...&nbsp; Fannie Mae reported this week it had fired more than&hellip;</span></li>
<li><a href="https://appraisersblogs.com/imagine-running-the-lawn-mower-industry-like-the-appraisal-industry"     class="crp_link post-27420"><span class="crp_title">Imagine Running the Lawn Mower Industry Like the&hellip;</span></a><span class="crp_excerpt"> I’m on about lawn mowing lately. It’s my new full time passion. The appraisal industry should be as straight forward&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/flags-over-facts-the-road-2-obsolescence/">Flags Over Facts: The Road to Obsolescence</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>62</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">33309</post-id>	</item>
		<item>
		<title>The Trainee Inside the Fast and Cheap Model</title>
		<link>https://appraisersblogs.com/the-trainee-inside-the-fast-and-cheap-model/</link>
					<comments>https://appraisersblogs.com/the-trainee-inside-the-fast-and-cheap-model/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Fri, 06 Feb 2026 13:30:29 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<category><![CDATA[Appraisal Management Companies]]></category>
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		<category><![CDATA[AMCs]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[hybrid appraisal]]></category>
		<category><![CDATA[trainee]]></category>
		<category><![CDATA[trainees]]></category>
		<category><![CDATA[Uniform Standards of Professional Appraisal Practice]]></category>
		<category><![CDATA[URAR]]></category>
		<category><![CDATA[USPAP]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=33251</guid>

					<description><![CDATA[<p>The trainee walked into a job expecting mentorship and instead found a crash course in misconduct.&#160; There is a widening gap in this industry between the people who actually protect the public trust and the people who only talk about it. A recent Reddit post from a Georgia trainee captured that gap with uncomfortable clarity. Not because his experience was unusual, but because it showed exactly what happens when the demand for fast and cheap collides with a profession built on accuracy, accountability, and real judgment. The trainee described a year of being sent out alone to inspect properties, told&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/fannie-mae-filed-a-complaint-against-me/"     class="crp_link post-30011"><span class="crp_title">Fannie Mae Filed a Complaint Against Me</span></a><span class="crp_excerpt"> An appraiser shared the following with us which was posted on one of the appraisers’ groups. Fannie Mae filed a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/how-rural-america-lost-its-mortgage-lifeline/"     class="crp_link post-33012"><span class="crp_title">The Town With No Bank: How Rural America Lost Its&hellip;</span></a><span class="crp_excerpt"> For decades, we’ve been told that the problem is demand. That people don’t want to live in rural America anymore.&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-real-cause-of-the-home-value-gap-is-the-income-gap"     class="crp_link post-28636"><span class="crp_title">The Real Cause of the Home Value Gap Is the Income Gap</span></a><span class="crp_excerpt"> Blaming appraisers for the income gap will never solve the real underlying problem... Blaming appraisers for the income gap is&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/the-trainee-inside-the-fast-and-cheap-model/">The Trainee Inside the Fast and Cheap Model</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>32</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">33251</post-id>	</item>
		<item>
		<title>“No Name” Licenses, No Accountability: From Highways to Housing</title>
		<link>https://appraisersblogs.com/no-name-licenses-no-accountability-from-highways-2-housing/</link>
					<comments>https://appraisersblogs.com/no-name-licenses-no-accountability-from-highways-2-housing/#comments</comments>
		
		<dc:creator><![CDATA[Desiree Mehbod]]></dc:creator>
		<pubDate>Fri, 24 Oct 2025 12:30:34 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<category><![CDATA[appraiser trainees]]></category>
		<category><![CDATA[GSE]]></category>
		<category><![CDATA[hybrid appraisal]]></category>
		<category><![CDATA[liability]]></category>
		<category><![CDATA[property data collector]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=33124</guid>

					<description><![CDATA[<p>Two fatal crashes, one in Florida and one in California, have reignited national concern over so-called “no name” commercial driver’s licenses issued to foreign nationals without lawful immigration status. According to reports, truckers and government officials are sounding the alarm. Some states are allegedly issuing CDLs without verifying full legal names, allowing individuals with unverifiable identities or even criminal records to operate 80,000-pound trucks on public roads. This is not just a transportation issue. It is a systemic warning. The same structural failures that enable “no name” CDLs are now surfacing in the real estate and mortgage industries. Property data&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/should-property-data-collectors-be-licensed/"     class="crp_link post-30422"><span class="crp_title">Should Property Data Collectors Be Licensed?</span></a><span class="crp_excerpt"> Should "property data collectors" who inspect properties and provide information to real estate appraisers be licensed by state appraiser boards?&hellip;</span></li>
<li><a href="https://appraisersblogs.com/valuation-connect-demands-licenses-denies-fair-pay/"     class="crp_link post-30651"><span class="crp_title">Valuation Connect Demands Licenses, Denies Fair Pay</span></a><span class="crp_excerpt"> Based on the local market appraisal fee, Valuation Connect values the “appraisal expertise” component of a hybrid appraisal at 18%&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-24-hour-appraisal-funded-by-appraisers/"     class="crp_link post-33111"><span class="crp_title">The 24-Hour Appraisal Funded by Appraisers</span></a><span class="crp_excerpt"> The 24-hour appraisal model runs on borrowed time and borrowed credibility. Guess who’s underwriting both.&nbsp; Reggora’s “24-hour appraisal” pitch was&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/no-name-licenses-no-accountability-from-highways-2-housing/">“No Name” Licenses, No Accountability: From Highways to Housing</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>31</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">33124</post-id>	</item>
		<item>
		<title>The 24-Hour Appraisal Funded by Appraisers</title>
		<link>https://appraisersblogs.com/the-24-hour-appraisal-funded-by-appraisers/</link>
					<comments>https://appraisersblogs.com/the-24-hour-appraisal-funded-by-appraisers/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Thu, 23 Oct 2025 12:30:19 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<category><![CDATA[fees]]></category>
		<category><![CDATA[hybrid appraisal]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=33111</guid>

					<description><![CDATA[<p>The 24-hour appraisal model runs on borrowed time and borrowed credibility. Guess who’s underwriting both.&#160; Reggora’s “24-hour appraisal” pitch was flimsy from the start, and now that we’ve seen the fine print, it’s not innovation, it’s a liability handoff wrapped in buzzwords. Their shiny new “Streamlined Appraisal” is just another hybrid, bifurcated product dressed up to look like progress. And like most hybrids, it assumes appraisers are either desperate, asleep, or willing to sign off on someone else’s work for peanuts. Brian Zitin proudly explains that Reggora sends a property data collector to the home before the borrower even commits&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/house-measurement-by-property-data-collector-gone-wrong"     class="crp_link post-28317"><span class="crp_title">House Measurement by Property Data Collector Gone Wrong</span></a><span class="crp_excerpt"> The lender allowed an unlicensed property data collector give bad data to the appraiser... I work for this lender and&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-24-hour-appraisal-diet-slim-on-time-light-on-credibility/"     class="crp_link post-33039"><span class="crp_title">The 24-Hour Appraisal Diet: Slim on Time, Light on&hellip;</span></a><span class="crp_excerpt"> Brian Zitin’s declaration that the appraisal “bottleneck” has been obliterated by Reggora’s 24-hour turnaround reads less like a breakthrough and&hellip;</span></li>
<li><a href="https://appraisersblogs.com/hybrid-appraisals-flawed-data-or-flawed-agenda/"     class="crp_link post-32681"><span class="crp_title">Hybrid Appraisals - Flawed Data or Flawed Agenda?</span></a><span class="crp_excerpt"> Brian Zitin's self-serving interpretation of Reggora's survey results on hybrid appraisals is a textbook example of twisting flawed data to&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/the-24-hour-appraisal-funded-by-appraisers/">The 24-Hour Appraisal Funded by Appraisers</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>45</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">33111</post-id>	</item>
		<item>
		<title>When Appraisers Rally: Korea Sends the U.S. a Wake-Up Call</title>
		<link>https://appraisersblogs.com/when-appraisers-rally-korea-sends-the-us-a-wake-up-call/</link>
					<comments>https://appraisersblogs.com/when-appraisers-rally-korea-sends-the-us-a-wake-up-call/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Fri, 03 Oct 2025 12:30:30 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<category><![CDATA[Fannie Mae - Freddie Mac]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=33092</guid>

					<description><![CDATA[<p>In Seoul, appraisers didn’t write op-eds. They didn’t file quiet complaints. They rallied. And Korea took notice. On September 29, the Korea Association of Property Appraisers (KAPA) staged a public protest outside KB Kookmin Bank’s headquarters, condemning the bank’s in-house collateral valuations as illegal under Korea’s Appraisal Act. The Ministry of Land had already ruled the practice unlawful, yet banks continued hiring internal appraisers to fast-track high-value loans. KAPA’s response? Signs, speeches, and a full-throated demand for accountability. Meanwhile, in the United States, appraisers face a quieter, but no less existential, threat. Not just from the GSEs, but from banks&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/how-u-s-home-valuations-are-being-subverted"     class="crp_link post-29041"><span class="crp_title">How U.S. Home Valuations Are Being Subverted</span></a><span class="crp_excerpt"> At the crossroads of it all is a campaign to weaken or eliminate valuations... The nonprofit is now exploring ways&hellip;</span></li>
<li><a href="https://appraisersblogs.com/list-of-banned-words-the-nightmarish-end-of-home-appraisals/"     class="crp_link post-29767"><span class="crp_title">The Nightmarish End of Home Appraisals</span></a><span class="crp_excerpt"> In his 1946 essay “Politics and the English Language,” the late British novelist, essayist and critic George Orwell examined the&hellip;</span></li>
<li><a href="https://appraisersblogs.com/top-dei-bosses-at-financial-institutions-have-a-problem-diversity"     class="crp_link post-28072"><span class="crp_title">Top DEI Bosses Have a Problem - Diversity</span></a><span class="crp_excerpt"> The ranks of the new DEI bosses at the financial institutions are no more diverse than the appraisers their institutions&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/when-appraisers-rally-korea-sends-the-us-a-wake-up-call/">When Appraisers Rally: Korea Sends the U.S. a Wake-Up Call</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>24</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">33092</post-id>	</item>
		<item>
		<title>The Town With No Bank: How Rural America Lost Its Mortgage Lifeline</title>
		<link>https://appraisersblogs.com/how-rural-america-lost-its-mortgage-lifeline/</link>
					<comments>https://appraisersblogs.com/how-rural-america-lost-its-mortgage-lifeline/#comments</comments>
		
		<dc:creator><![CDATA[Dallas T. Kiedrowski, MNAA]]></dc:creator>
		<pubDate>Fri, 29 Aug 2025 12:30:24 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=33012</guid>

					<description><![CDATA[<p>For decades, we’ve been told that the problem is demand. That people don’t want to live in rural America anymore. That lending dried up because the buyers disappeared. That it’s just the market working as it should. But what if we’ve been telling the wrong story? Because when you look closely, when you actually follow the data, the decisions, and the people left behind, it turns out rural America didn’t walk away from mortgage credit. Mortgage credit walked away from rural America. The Collapse of Local Lending Up until the 1980s, a family in a small farming town could walk&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/is-the-gses-appraisal-modernization-really-just-mass-appraisal/"     class="crp_link post-30451"><span class="crp_title">Is the GSE's "Appraisal Modernization" Really Just&hellip;</span></a><span class="crp_excerpt"> Mass Appraisal tend to exhibit a regressive nature...&nbsp; In the intricate landscape of real estate mortgage financing, the notion of&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uad-3.6-the-appraisal-industry-shiny-new-straightjacket/"     class="crp_link post-32879"><span class="crp_title">UAD 3.6: The Appraisal Industry’s Shiny New Straightjacket</span></a><span class="crp_excerpt"> UAD 3.6, the appraisal industry’s shiny new straitjacket, promises efficiency but threatens to bury appraisers under a mountain of data&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-one-mile-rule-prudent-policy-or-modern-day-redlining/"     class="crp_link post-30730"><span class="crp_title">The One-Mile Rule: Prudent Policy or Modern Day Redlining?</span></a><span class="crp_excerpt"> ...whether through redlined maps or implicit "one-mile rule," the result can be undervalued properties in historically marginalized neighborhoods.&nbsp; Throughout the&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/how-rural-america-lost-its-mortgage-lifeline/">The Town With No Bank: How Rural America Lost Its Mortgage Lifeline</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>10</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">33012</post-id>	</item>
		<item>
		<title>UAD 3.6: The Appraisal Industry’s Shiny New Straightjacket</title>
		<link>https://appraisersblogs.com/uad-3.6-the-appraisal-industry-shiny-new-straightjacket/</link>
					<comments>https://appraisersblogs.com/uad-3.6-the-appraisal-industry-shiny-new-straightjacket/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Fri, 30 May 2025 12:30:22 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=32879</guid>

					<description><![CDATA[<p>UAD 3.6, the appraisal industry’s shiny new straitjacket, promises efficiency but threatens to bury appraisers under a mountain of data demands and tech troubles, risking the integrity of valuations in a quest for modernization.&#160; The appraisal industry is bracing for the rollout of the Uniform Appraisal Dataset (UAD) 3.6, a supposed game-changer slated for an optional beta in September 2025 and a mandatory debut by November 2026. Promising to drag appraisal reporting into the modern age with a sleeker, property-specific framework, UAD 3.6 has appraisers across the country muttering a mix of cautious hope and outright skepticism. But let’s be&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/new-uad-overhaul-what-appraisers-can-expect-in-2025-n-beyond/"     class="crp_link post-31387"><span class="crp_title">New UAD Overhaul: What Appraisers Can Expect in 2025&hellip;</span></a><span class="crp_excerpt"> Folks, I recently attended a Train the Trainer 1.5 day class about the new UAD/URAR, jointly facilitated by Fannie Mae,&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uspap-typical-buyer-standard-in-the-fair-housing-era/"     class="crp_link post-33420"><span class="crp_title">USPAP’s Typical Buyer Standard in the Fair Housing Era</span></a><span class="crp_excerpt"> The Irreconcilable Conflict Between USPAP's Typical Buyer Standard and the Current Fair Housing Compliance Regime. Retain this document as a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-harbor-model-where-appraisers-take-the-helm/"     class="crp_link post-32975"><span class="crp_title">The Harbor Model: Where Appraisers Take the Helm</span></a><span class="crp_excerpt"> The Harbor Model offers a bold blueprint for restoring transparency, authorship, and oversight in a valuation industry long dominated by&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/uad-3.6-the-appraisal-industry-shiny-new-straightjacket/">UAD 3.6: The Appraisal Industry’s Shiny New Straightjacket</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>33</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">32879</post-id>	</item>
		<item>
		<title>The Appraisal Profession’s Perfect Storm: A Veteran’s Take on a Dying Craft</title>
		<link>https://appraisersblogs.com/the-appraisal-professions-perfect-storm-a-veterans-take-on-a-dying-craft/</link>
					<comments>https://appraisersblogs.com/the-appraisal-professions-perfect-storm-a-veterans-take-on-a-dying-craft/#comments</comments>
		
		<dc:creator><![CDATA[Desiree Mehbod]]></dc:creator>
		<pubDate>Fri, 02 May 2025 12:30:49 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=32754</guid>

					<description><![CDATA[<p>The new UAD form, the AMC fee gouging, the waivers, the false bias claims. It’s a perfect storm of assaults.&#160; I’ve been an appraiser since 1993, back when fax machines were cutting-edge and the internet was a clunky novelty. Over three decades, I’ve seen this profession weather storms, economic crashes, regulatory overhauls, you name it. But what’s happening now? It’s not a storm; it’s a tsunami. Our industry is hemorrhaging talent, drowning under false accusations, and getting squeezed by corporate greed and bureaucratic overreach. As someone who’s stubbornly refused to bend the knee to Appraisal Management Companies (AMCs), I’m here&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/a-cry-from-the-appraisal-trenches-the-fall-of-gse-oversight/"     class="crp_link post-32713"><span class="crp_title">A Cry from the Appraisal Trenches: The Fall of GSE Oversight</span></a><span class="crp_excerpt"> That could bring our best and brightest back to GSE lending, leveling the playing field with fairer work distribution.&nbsp; Picture&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-shadowy-appraisal-management-companies-fees-draining-billions-from-homebuyers/"     class="crp_link post-32371"><span class="crp_title">The Shadowy AMC Fees Draining Billions from Homebuyers</span></a><span class="crp_excerpt"> The hidden costs of appraisal management companies (AMCs) in the real estate industry have faced growing scrutiny, as highlighted by&hellip;</span></li>
<li><a href="https://appraisersblogs.com/gse-executive-boasts-scheme-2-slash-appraiser-numbers/"     class="crp_link post-30788"><span class="crp_title">GSE Exec Boasts Scheme to Slash Appraiser Numbers</span></a><span class="crp_excerpt"> At a recent appraisal event, a GSE executive, after a few drinks, privately told his nearby colleagues that we suck&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/the-appraisal-professions-perfect-storm-a-veterans-take-on-a-dying-craft/">The Appraisal Profession’s Perfect Storm: A Veteran’s Take on a Dying Craft</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>100</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">32754</post-id>	</item>
		<item>
		<title>A Cry from the Appraisal Trenches: The Fall of GSE Oversight</title>
		<link>https://appraisersblogs.com/a-cry-from-the-appraisal-trenches-the-fall-of-gse-oversight/</link>
					<comments>https://appraisersblogs.com/a-cry-from-the-appraisal-trenches-the-fall-of-gse-oversight/#comments</comments>
		
		<dc:creator><![CDATA[Guest Author]]></dc:creator>
		<pubDate>Fri, 25 Apr 2025 12:30:13 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=32713</guid>

					<description><![CDATA[<p>That could bring our best and brightest back to GSE lending, leveling the playing field with fairer work distribution.&#160; Picture this: a system built to protect homeowners, backed by taxpayer dollars, now teetering on the edge of betrayal. The regulatory framework governing Government-Sponsored Enterprises (GSEs) was once a fortress of consumer protection, transparency, and fairness. As an appraiser, I’ve watched this fortress crumble. The rules imposed on GSEs and their partners—our trade-off for their congressional charter—have been chipped away through years of cunning maneuvers by trade groups and stakeholder interests. What’s left is a hollow shell, far removed from the&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
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<ul>
<li><a href="https://appraisersblogs.com/data-cancer-infecting-the-real-estate-market/"     class="crp_link post-32511"><span class="crp_title">Data Cancer Infecting the Real Estate Market</span></a><span class="crp_excerpt"> They have created the phenomenon known as “data cancer” which reduces an appraisal to a rubber stamp that contaminates the&hellip;</span></li>
<li><a href="https://appraisersblogs.com/how-rural-america-lost-its-mortgage-lifeline/"     class="crp_link post-33012"><span class="crp_title">The Town With No Bank: How Rural America Lost Its&hellip;</span></a><span class="crp_excerpt"> For decades, we’ve been told that the problem is demand. That people don’t want to live in rural America anymore.&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uspap-typical-buyer-standard-in-the-fair-housing-era/"     class="crp_link post-33420"><span class="crp_title">USPAP’s Typical Buyer Standard in the Fair Housing Era</span></a><span class="crp_excerpt"> The Irreconcilable Conflict Between USPAP's Typical Buyer Standard and the Current Fair Housing Compliance Regime. Retain this document as a&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/a-cry-from-the-appraisal-trenches-the-fall-of-gse-oversight/">A Cry from the Appraisal Trenches: The Fall of GSE Oversight</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>84</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">32713</post-id>	</item>
		<item>
		<title>Hybrid Appraisals &#8211; Flawed Data or Flawed Agenda?</title>
		<link>https://appraisersblogs.com/hybrid-appraisals-flawed-data-or-flawed-agenda/</link>
					<comments>https://appraisersblogs.com/hybrid-appraisals-flawed-data-or-flawed-agenda/#comments</comments>
		
		<dc:creator><![CDATA[Guest Author]]></dc:creator>
		<pubDate>Thu, 10 Apr 2025 12:30:45 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=32681</guid>

					<description><![CDATA[<p>Brian Zitin&#8217;s self-serving interpretation of Reggora&#8217;s survey results on hybrid appraisals is a textbook example of twisting flawed data to fit a preconceived flawed narrative. He triumphantly proclaims that 60% of appraisers plan to perform hybrid appraisals, painting it as some groundbreaking shift in the industry. But the reality is far more nuanced and less flattering to his agenda. &#8220;Our main question to appraisers: Do you plan to perform hybrid appraisals? The result was a 60/40 split with 60% saying yes they will! That is quite the controversial result and indicates a lot more education and effort will need to&#46;&#46;&#46;</p>
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<li><a href="https://appraisersblogs.com/reasons-why-so-many-appraisers-say-no-2-bifurcated-hybrid-appraisals"     class="crp_link post-25821"><span class="crp_title">Why Appraisers Say NO to Hybrids</span></a><span class="crp_excerpt"> Could this be another reason why so many real estate appraisers refuse to do bifurcated hybrid appraisals? Recently, a Mueller&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisers-are-ultimately-liable-4-data-collected-by-third-parties"     class="crp_link post-26735"><span class="crp_title">Appraisers Liable for Third Parties Data</span></a><span class="crp_excerpt"> Ultimately the appraiser is responsible and liable for data collected by third parties. There has been a lot of discussion&hellip;</span></li>
<li><a href="https://appraisersblogs.com/house-measurement-by-property-data-collector-gone-wrong"     class="crp_link post-28317"><span class="crp_title">House Measurement by Property Data Collector Gone Wrong</span></a><span class="crp_excerpt"> The lender allowed an unlicensed property data collector give bad data to the appraiser... I work for this lender and&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/hybrid-appraisals-flawed-data-or-flawed-agenda/">Hybrid Appraisals &#8211; Flawed Data or Flawed Agenda?</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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		<post-id xmlns="com-wordpress:feed-additions:1">32681</post-id>	</item>
		<item>
		<title>The New Con: Hybrids, Waivers &#038; AMCs Threaten Public Trust</title>
		<link>https://appraisersblogs.com/the-new-con-hybrids-waivers-amcs-threaten-public-trust/</link>
					<comments>https://appraisersblogs.com/the-new-con-hybrids-waivers-amcs-threaten-public-trust/#comments</comments>
		
		<dc:creator><![CDATA[VaCAP Board]]></dc:creator>
		<pubDate>Mon, 16 Dec 2024 13:30:39 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31628</guid>

					<description><![CDATA[<p>Hybrid Appraisals, Appraisal Waivers and Appraisal Management Companies are the new Con.&#160; Last month marked the 7-year anniversary of Appraiser Fest. The conference was truly like nothing that had been done before. It was organized by appraisers for appraisers. The agenda was more about bringing the profession together and protecting the public trust. Appraiser Fest was not about promoting the profit of others at the expense of appraisers; nor was it about hiding the unchecked facts of fraud and ill doings against consumers. It was about public awareness and trust. It all started with a renewed sense of energy with&#46;&#46;&#46;</p>
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<li><a href="https://appraisersblogs.com/appraisal-waivers-expansion-fhfa-risky-move/"     class="crp_link post-31474"><span class="crp_title">FHFA's Appraisal Waivers Expansion</span></a><span class="crp_excerpt"> The Federal Housing Finance Agency's (FHFA) recent push to expand the use of appraisal waivers represents a concerning and potentially&hellip;</span></li>
<li><a href="https://appraisersblogs.com/amc-hires-a-convicted-felon-as-property-data-collector"     class="crp_link post-29357"><span class="crp_title">AMC Hires a Convicted Felon as Property Data Collector</span></a><span class="crp_excerpt"> The recent case of Paschal Uchendu, a convicted felon awaiting sentencing for orchestrating a $1.2 million armed robbery of a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-regulation-compliance-council-exposes-disturbing-amc-violations/"     class="crp_link post-31311"><span class="crp_title">Appraisal Regulation Compliance Council Exposes&hellip;</span></a><span class="crp_excerpt"> The Appraisal Regulation Compliance Council published a detailed breakdown to the CFPB, which showed the median average AMC fee being&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/the-new-con-hybrids-waivers-amcs-threaten-public-trust/">The New Con: Hybrids, Waivers &#038; AMCs Threaten Public Trust</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>66</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31628</post-id>	</item>
		<item>
		<title>Valuation Connect Demands Licenses, Denies Fair Pay</title>
		<link>https://appraisersblogs.com/valuation-connect-demands-licenses-denies-fair-pay/</link>
					<comments>https://appraisersblogs.com/valuation-connect-demands-licenses-denies-fair-pay/#comments</comments>
		
		<dc:creator><![CDATA[Jonathan Miller]]></dc:creator>
		<pubDate>Tue, 09 Apr 2024 12:30:04 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30651</guid>

					<description><![CDATA[<p>Based on the local market appraisal fee, Valuation Connect values the “appraisal expertise” component of a hybrid appraisal at 18% of what the consumer pays for an appraisal.&#160; This firm hasn’t awarded us work in about two years, and they only hire us when they are in a jam, and we require the local market rate. Immediately after asking for our driver’s licenses, which we didn’t provide, we got a request for a hybrid appraisal in Manhattan, the most expensive housing market in the U.S., for a whopping $220 (sarcastically). They plan to have an unlicensed inspector walk into a&#46;&#46;&#46;</p>
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<li><a href="https://appraisersblogs.com/property-valuation-and-the-future-of-data-collection/"     class="crp_link post-33578"><span class="crp_title">Property Valuation and the Future of Data Collection</span></a><span class="crp_excerpt"> Property valuation is shifting fast, and the push to regulate who collects the data inside people’s homes will determine whether&hellip;</span></li>
<li><a href="https://appraisersblogs.com/nar-concerns-n-survey-on-property-data-collectors"     class="crp_link post-29554"><span class="crp_title">NAR Concerns & Survey on Property Data Collectors</span></a><span class="crp_excerpt"> NAR is conducting a survey and wants to know if you have any concerns regarding property data collectors, if the&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/valuation-connect-demands-licenses-denies-fair-pay/">Valuation Connect Demands Licenses, Denies Fair Pay</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>28</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30651</post-id>	</item>
		<item>
		<title>Let&#8217;s All Build the Gallows Together</title>
		<link>https://appraisersblogs.com/lets-all-build-the-gallows-together/</link>
					<comments>https://appraisersblogs.com/lets-all-build-the-gallows-together/#comments</comments>
		
		<dc:creator><![CDATA[Guest Author]]></dc:creator>
		<pubDate>Thu, 15 Feb 2024 13:30:10 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30380</guid>

					<description><![CDATA[<p>Fannie Mae and Freddie Mac have issued a clarion call to all appraisers to pitch in and help build the gallows from which they will hang us all in 2025. The mission is to “modernize” the appraisal profession into a skeleton crew of compliant zombies who will be rubber stamping appraisal reports for $25 each (Source: Voice of Appraisal) from the dark confines of their private offices. &#8220;Grab some nails, get your hammer, pick up that saw and let’s build a new gallows&#8230; I mean model, that gives lenders everything they want and need to inflate the housing market into&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/its-a-great-time-2-leave-the-appraisal-profession/"     class="crp_link post-29944"><span class="crp_title">Leaving the Appraisal Profession</span></a><span class="crp_excerpt"> It’s a Great Time to Leave the Appraisal Profession. I can hear the chorus of my fellow appraisers rising up&hellip;</span></li>
<li><a href="https://appraisersblogs.com/fannie-mae-filed-a-complaint-against-me/"     class="crp_link post-30011"><span class="crp_title">Fannie Mae Filed a Complaint Against Me</span></a><span class="crp_excerpt"> An appraiser shared the following with us which was posted on one of the appraisers’ groups. Fannie Mae filed a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/data-cancer-infecting-the-real-estate-market/"     class="crp_link post-32511"><span class="crp_title">Data Cancer Infecting the Real Estate Market</span></a><span class="crp_excerpt"> They have created the phenomenon known as “data cancer” which reduces an appraisal to a rubber stamp that contaminates the&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/lets-all-build-the-gallows-together/">Let&#8217;s All Build the Gallows Together</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>61</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30380</post-id>	</item>
		<item>
		<title>Appraisers Destroying Goliath&#8217;s Messaging</title>
		<link>https://appraisersblogs.com/appraisers-destroying-goliaths-messaging/</link>
					<comments>https://appraisersblogs.com/appraisers-destroying-goliaths-messaging/#comments</comments>
		
		<dc:creator><![CDATA[Guest Author]]></dc:creator>
		<pubDate>Mon, 08 Jan 2024 13:30:05 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30176</guid>

					<description><![CDATA[<p>Goliath’s strength is in his messaging. It is appraisers who are destroying the message.&#160; The seeming destruction of the appraisal profession by the federal government, GSEs and lending stakeholders is a collective action problem. Appraisers are responding to new GSE and lending dictates with reactions based on our own personal well-being. Not enough people speak up or stand up to change the trajectory of the narrative. Or so it seems. Appraisal waivers, hybrid appraisals, automated valuation models, all based on the last 13 years of data collection by an entity I will call Goliath has created a paradoxical inversion of&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/under-valuations-unrelated-2-racial-bias"     class="crp_link post-28743"><span class="crp_title">Under-Valuations Unrelated to Racial Bias</span></a><span class="crp_excerpt"> Under-valuations that more accurately reflect the homes' “true” value as opposed to the contract price will also alert the buyer,&hellip;</span></li>
<li><a href="https://appraisersblogs.com/another-bad-word-2-avoid-highly-restrictive-language-use-in-appraisal-reports/"     class="crp_link post-30093"><span class="crp_title">Another 'Bad' Word to Avoid!</span></a><span class="crp_excerpt"> To lighten the load somewhat from discussions about current highly restrictive language use in appraisal reports that tends to circumvent&hellip;</span></li>
<li><a href="https://appraisersblogs.com/seller-filed-a-racial-bias-complaint-against-me/"     class="crp_link post-30075"><span class="crp_title">Seller Filed a Racial Bias Complaint Against Me</span></a><span class="crp_excerpt"> So what’s caused the sudden loss of income? Could it be because of the racial bias complaint filed against me&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/appraisers-destroying-goliaths-messaging/">Appraisers Destroying Goliath&#8217;s Messaging</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>35</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30176</post-id>	</item>
		<item>
		<title>Certified Appraisers vs. Unlicensed Data Collectors</title>
		<link>https://appraisersblogs.com/pushback-2-fannie-mae-certified-appraisers-vs-unlicensed-data-collectors</link>
					<comments>https://appraisersblogs.com/pushback-2-fannie-mae-certified-appraisers-vs-unlicensed-data-collectors#comments</comments>
		
		<dc:creator><![CDATA[Jonathan Miller]]></dc:creator>
		<pubDate>Tue, 25 Apr 2023 12:30:09 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=29304</guid>

					<description><![CDATA[<p>Here’s a great take on the difference between Certified Appraisers vs. Unlicensed Data Collectors by Leigh Brown, President of the NC Association of REALTORS. Fannie Mae has been working hard to get rid of appraisers for years. Their latest twist is to re-categorize many appraisers as “Unlicensed Data Collectors.” Fannie Mae will end up creating more instability for the trillions in the bond market – investors will have to process millions of valuations with the physical attributes of the home collected by unlicensed, uninsured, and unprepared individuals getting paid $10-$25 per inspection. &#160; AI meets with Fannie Mae regulators to&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/uspap-typical-buyer-standard-in-the-fair-housing-era/"     class="crp_link post-33420"><span class="crp_title">USPAP’s Typical Buyer Standard in the Fair Housing Era</span></a><span class="crp_excerpt"> The Irreconcilable Conflict Between USPAP's Typical Buyer Standard and the Current Fair Housing Compliance Regime. Retain this document as a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/"     class="crp_link post-31465"><span class="crp_title">The Great Debate on Appraisal Fees</span></a><span class="crp_excerpt"> She included several different fee split examples indicating AMCs retained as much as 70 percent of the total appraisal fee&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/"     class="crp_link post-31044"><span class="crp_title">Uncovering Flaws in FHA Appraisal & Loan Review Process</span></a><span class="crp_excerpt"> The story of this single mother's harrowing experience with a defective home purchase and HUD's negligent oversight exposes deep flaws&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/pushback-2-fannie-mae-certified-appraisers-vs-unlicensed-data-collectors">Certified Appraisers vs. Unlicensed Data Collectors</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>7</slash:comments>
		
		<enclosure url="https://appraisersblogs.com/wp-content/uploads/2023/04/Pushback-to-Fannie-Mae-Certified-Appraisers-vs.-Unlicensed-Data-Collectors.mp3" length="0" type="audio/mpeg" />

		<post-id xmlns="com-wordpress:feed-additions:1">29304</post-id>	</item>
		<item>
		<title>New URAR Redesign Spec Released</title>
		<link>https://appraisersblogs.com/fannie-mae-releases-the-new-urar-redesign-spec</link>
					<comments>https://appraisersblogs.com/fannie-mae-releases-the-new-urar-redesign-spec#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Fri, 31 Mar 2023 12:30:42 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=29139</guid>

					<description><![CDATA[<p>The Appraisal Forms &#38; UAD Redesign Spec has been released and the current forms are being retired. This means that appraisers will no longer be using individual forms for each property type, but instead will have to use a single dataset with output varying based on property characteristics. If you want to get an idea of what this looks like, take a look at Appendix D-1 of the spec document. The new URAR form is going to be used for all types of properties as well as hybrid &#38; traditional appraisals. It is important to note that this redesign requires&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/the-new-improved-fannie-mae-fraudulator-2-is-an-outright-fraud"     class="crp_link post-29449"><span class="crp_title">The New & Improved Fannie Mae “FRAUDULATOR 2.0”</span></a><span class="crp_excerpt"> Originally known as Fannie Mae’s Collateral Underwriter (CU), and subsequently Collateral Underwriter 2.0 (CU-2)i this always dubious product of Fannie&hellip;</span></li>
<li><a href="https://appraisersblogs.com/new-uad-overhaul-what-appraisers-can-expect-in-2025-n-beyond/"     class="crp_link post-31387"><span class="crp_title">New UAD Overhaul: What Appraisers Can Expect in 2025&hellip;</span></a><span class="crp_excerpt"> Folks, I recently attended a Train the Trainer 1.5 day class about the new UAD/URAR, jointly facilitated by Fannie Mae,&hellip;</span></li>
<li><a href="https://appraisersblogs.com/should-appraisers-include-discussion-of-bias-and-discrimination-in-appraisal-reports"     class="crp_link post-28183"><span class="crp_title">Bias and Discrimination in Reports, Yes or No?</span></a><span class="crp_excerpt"> Appraisers, should we include discussion of B&amp;D in our reports? Wait, What?? Bondage and Discipline? No, not that. Bias and Discrimination.&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/fannie-mae-releases-the-new-urar-redesign-spec">New URAR Redesign Spec Released</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>79</slash:comments>
		
		<enclosure url="https://appraisersblogs.com/wp-content/uploads/2023/03/New-URAR-Redesign-Spec-Released.mp3" length="0" type="audio/mpeg" />

		<post-id xmlns="com-wordpress:feed-additions:1">29139</post-id>	</item>
		<item>
		<title>Eroding Consumer Protection</title>
		<link>https://appraisersblogs.com/fannie-mae-appraisal-waiver-option-is-eroding-consumer-protection</link>
					<comments>https://appraisersblogs.com/fannie-mae-appraisal-waiver-option-is-eroding-consumer-protection#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Wed, 29 Mar 2023 12:30:06 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=29104</guid>

					<description><![CDATA[<p>Waiving appraisal requirements on residential homes could erode consumer protection, stall attempts to create diversity in the profession&#8230; The recent announcement from Fannie Mae that they will waive the requirement for residential home appraisals has caused quite a stir in the industry. Fannie Mae’s decision to waive appraisals during this time of soon to come recession and bank liquidity issues is both surprising and concerning, and could have serious implications for both consumers and financial institutions alike. With falling values across many markets combined with rising mortgage rates putting even more pressure on borrowers’ wallets, this decision could potentially put&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/house-measurement-by-property-data-collector-gone-wrong"     class="crp_link post-28317"><span class="crp_title">House Measurement by Property Data Collector Gone Wrong</span></a><span class="crp_excerpt"> The lender allowed an unlicensed property data collector give bad data to the appraiser... I work for this lender and&hellip;</span></li>
<li><a href="https://appraisersblogs.com/dear-representative-fannie-mae-has-gone-rogue"     class="crp_link post-29081"><span class="crp_title">Dear Representative, FNMA Has Gone Rogue!</span></a><span class="crp_excerpt"> Dear representative, waiving/eliminating property appraisal for lending purposes is wanton recklessness. Fannie Mae’s decision to waive/eliminate property appraisal for lending&hellip;</span></li>
<li><a href="https://appraisersblogs.com/exactly-how-are-property-data-collectors-professionally-trained"     class="crp_link post-28852"><span class="crp_title">Exactly How Are Property Data Collectors&hellip;</span></a><span class="crp_excerpt"> Somebody explain to me exactly how Property Data Collectors are “professionally trained” per Fannie Mae directives. The fact is, Fannie&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/fannie-mae-appraisal-waiver-option-is-eroding-consumer-protection">Eroding Consumer Protection</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>18</slash:comments>
		
		<enclosure url="https://appraisersblogs.com/wp-content/uploads/2023/03/Fannie-Maes-Appraisal-Waiver-Option-Is-Eroding-Consumer-Protection.mp3" length="0" type="audio/mpeg" />

		<post-id xmlns="com-wordpress:feed-additions:1">29104</post-id>	</item>
		<item>
		<title>No Appraisals Required. The End of Appraisers?</title>
		<link>https://appraisersblogs.com/no-appraisals-may-b-required-n-the-end-of-appraisers</link>
					<comments>https://appraisersblogs.com/no-appraisals-may-b-required-n-the-end-of-appraisers#comments</comments>
		
		<dc:creator><![CDATA[Hamp Thomas]]></dc:creator>
		<pubDate>Thu, 09 Mar 2023 13:30:37 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=28933</guid>

					<description><![CDATA[<p>No appraisal may be required in the future! Fannie Mae took a direct shot at appraisers with the announcement of changes in their Selling Guide. Two options for the future, both of which do great harm to the appraisal industry. First, &#8220;third party&#8221; inspections. Appraisal trainees aren&#8217;t good enough, so now we will have unlicensed inspectors going through the homes of unsuspecting homeowners. And, with this inspection a traditional appraisal is no longer a requirement for the mortgage loan. Secondly, the 3rd party inspection is sent to a licensed appraiser. Fannie Mae wants an appraiser&#8217;s signature so the appraiser can&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/exactly-how-are-property-data-collectors-professionally-trained"     class="crp_link post-28852"><span class="crp_title">Exactly How Are Property Data Collectors&hellip;</span></a><span class="crp_excerpt"> Somebody explain to me exactly how Property Data Collectors are “professionally trained” per Fannie Mae directives. The fact is, Fannie&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uspap-typical-buyer-standard-in-the-fair-housing-era/"     class="crp_link post-33420"><span class="crp_title">USPAP’s Typical Buyer Standard in the Fair Housing Era</span></a><span class="crp_excerpt"> The Irreconcilable Conflict Between USPAP's Typical Buyer Standard and the Current Fair Housing Compliance Regime. Retain this document as a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/dear-representative-fannie-mae-has-gone-rogue"     class="crp_link post-29081"><span class="crp_title">Dear Representative, FNMA Has Gone Rogue!</span></a><span class="crp_excerpt"> Dear representative, waiving/eliminating property appraisal for lending purposes is wanton recklessness. Fannie Mae’s decision to waive/eliminate property appraisal for lending&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/no-appraisals-may-b-required-n-the-end-of-appraisers">No Appraisals Required. The End of Appraisers?</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>44</slash:comments>
		
		<enclosure url="https://appraisersblogs.com/wp-content/uploads/2023/03/No-Appraisals-Required-in-the-Future-The-End-of-Appraisers-original.mp3" length="0" type="audio/mpeg" />

		<post-id xmlns="com-wordpress:feed-additions:1">28933</post-id>	</item>
		<item>
		<title>Exactly How Are Property Data Collectors Professionally Trained?</title>
		<link>https://appraisersblogs.com/exactly-how-are-property-data-collectors-professionally-trained</link>
					<comments>https://appraisersblogs.com/exactly-how-are-property-data-collectors-professionally-trained#comments</comments>
		
		<dc:creator><![CDATA[Dave Towne]]></dc:creator>
		<pubDate>Fri, 03 Mar 2023 13:30:51 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=28852</guid>

					<description><![CDATA[<p>Somebody explain to me exactly how Property Data Collectors are “professionally trained” per Fannie Mae directives. The fact is, Fannie Mae is explicitly working toward the elimination of appraisers for real property valuations. This is in their latest Selling Guide Announcement SEL-2023-02 to the Fannie Mae Selling Guide: Value acceptance + property data is a new option that utilizes property data collection by a third party who conducts interior and exterior data collection on the subject property. To ensure consumer protections, the lender must verify and be able to demonstrate that data collectors are vetted through an annual background check,&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/clean-slate-laws-bad-policy-could-dispatch-more-felons-2-borrowers-homes"     class="crp_link post-29470"><span class="crp_title">'Clean-Slate' Laws, Bad Policy Could Dispatch More&hellip;</span></a><span class="crp_excerpt"> The idea of unlicensed individuals being hired off the streets and paid a pittance to video and photograph the interiors&hellip;</span></li>
<li><a href="https://appraisersblogs.com/is-the-gses-appraisal-modernization-really-just-mass-appraisal/"     class="crp_link post-30451"><span class="crp_title">Is the GSE's "Appraisal Modernization" Really Just&hellip;</span></a><span class="crp_excerpt"> Mass Appraisal tend to exhibit a regressive nature...&nbsp; In the intricate landscape of real estate mortgage financing, the notion of&hellip;</span></li>
<li><a href="https://appraisersblogs.com/house-measurement-by-property-data-collector-gone-wrong"     class="crp_link post-28317"><span class="crp_title">House Measurement by Property Data Collector Gone Wrong</span></a><span class="crp_excerpt"> The lender allowed an unlicensed property data collector give bad data to the appraiser... I work for this lender and&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/exactly-how-are-property-data-collectors-professionally-trained">Exactly How Are Property Data Collectors Professionally Trained?</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>17</slash:comments>
		
		<enclosure url="https://appraisersblogs.com/wp-content/uploads/2023/03/Exactly-How-Are-Property-Data-Collectors-Professionally-Trained.mp3" length="0" type="audio/mpeg" />

		<post-id xmlns="com-wordpress:feed-additions:1">28852</post-id>	</item>
		<item>
		<title>&#8216;Opportunity&#8217; to Work for Free is Not a Plan</title>
		<link>https://appraisersblogs.com/opportunity-2-work-4-free-is-not-a-plan</link>
					<comments>https://appraisersblogs.com/opportunity-2-work-4-free-is-not-a-plan#comments</comments>
		
		<dc:creator><![CDATA[Dave Towne]]></dc:creator>
		<pubDate>Thu, 23 Feb 2023 13:30:50 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=28767</guid>

					<description><![CDATA[<p>I gave this ‘opportunity’ further critical analysis in terms of time spent versus the fee income potential.&#160; Appraisers, I’d like to disclose a personal ‘opportunity’ that was presented to me last fall, early winter. A company with AMC roots was, or is, recruiting people to become “property inspectors” with the resulting reports potentially fed to other appraisers who do HYBRID, or maybe even DESKTOP reports. The GSEs never intended the DESKTOP report to incorporate separate ‘property inspections’ from a hired third party, but that’s been the evolution because they just look the other way. Last fall, due to the slowdown&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/smartphone-measuring-technology-ansi"     class="crp_link post-28138"><span class="crp_title">Smartphone Measuring Technology</span></a><span class="crp_excerpt"> This new measuring technology claims the software to be ANSI compliant.&nbsp; Appraisers, over the past couple of years, there have&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uspap-typical-buyer-standard-in-the-fair-housing-era/"     class="crp_link post-33420"><span class="crp_title">USPAP’s Typical Buyer Standard in the Fair Housing Era</span></a><span class="crp_excerpt"> The Irreconcilable Conflict Between USPAP's Typical Buyer Standard and the Current Fair Housing Compliance Regime. Retain this document as a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/"     class="crp_link post-31465"><span class="crp_title">The Great Debate on Appraisal Fees</span></a><span class="crp_excerpt"> She included several different fee split examples indicating AMCs retained as much as 70 percent of the total appraisal fee&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/opportunity-2-work-4-free-is-not-a-plan">&#8216;Opportunity&#8217; to Work for Free is Not a Plan</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>73</slash:comments>
		
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		<post-id xmlns="com-wordpress:feed-additions:1">28767</post-id>	</item>
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