<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>housing market - Appraisers Blogs</title>
	<atom:link href="https://appraisersblogs.com/tag/housing-market/feed/" rel="self" type="application/rss+xml" />
	<link>https://appraisersblogs.com/tag/housing-market/</link>
	<description>Appraisal News and Tips for Real Estate Appraisers</description>
	<lastBuildDate>Mon, 17 Aug 2026 18:40:08 +0000</lastBuildDate>
	<language>en-US</language>
	<sy:updatePeriod>
	hourly	</sy:updatePeriod>
	<sy:updateFrequency>
	1	</sy:updateFrequency>
	<generator>https://wordpress.org/?v=7.1.2</generator>

<image>
	<url>https://i0.wp.com/appraisersblogs.com/wp-content/uploads/2015/04/ABfavicon.png?fit=32%2C32&#038;ssl=1</url>
	<title>housing market - Appraisers Blogs</title>
	<link>https://appraisersblogs.com/tag/housing-market/</link>
	<width>32</width>
	<height>32</height>
</image> 
<site xmlns="com-wordpress:feed-additions:1">52046035</site>	<item>
		<title>When Protecting Tenants Starts With Targeting Property Rights</title>
		<link>https://appraisersblogs.com/when-protecting-tenants-starts-with-targeting-property-rights/</link>
					<comments>https://appraisersblogs.com/when-protecting-tenants-starts-with-targeting-property-rights/#comments</comments>
		
		<dc:creator><![CDATA[Desiree Mehbod]]></dc:creator>
		<pubDate>Tue, 06 Jan 2026 13:30:24 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Trending]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[discrimination]]></category>
		<category><![CDATA[equity]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[market value]]></category>
		<category><![CDATA[property tax]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=33181</guid>

					<description><![CDATA[<p>When officials start treating property rights like a rounding error, every appraiser in the room knows the market’s about to need a stress test. New York City has never been short on bold ideas, but Mayor Zohran Mamdani’s latest appointment to the city’s Office to Protect Tenants has managed to ignite a firestorm before even warming the chair. His pick, Cea Weaver, arrives with a resurfaced video and a digital paper trail that would make any seasoned housing professional pause. Between her past social‑media proclamations like “seize private property” and her declaration that homeownership is “a weapon of white supremacy,”&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/fannie-mae-census-block-grid-adjustment-raises-redlining-concerns/"     class="crp_link post-30763"><span class="crp_title">Fannie Mae 'Census Block Grid' Adjustment Raises&hellip;</span></a><span class="crp_excerpt"> "FNMA’s collateral underwriter tool has a line item adjustment it makes on every comparable called Census Block Grid."&nbsp; In a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/only-blacks-need-apply-in-the-spirit-of-equity-gses-housing-pilot-programs"     class="crp_link post-27236"><span class="crp_title">Only Blacks Need Apply... In the Spirit of Equity</span></a><span class="crp_excerpt"> Fannie makes its subsidies for blacks explicit, but they don’t appear to extend to other racial groups such as Hispanics&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-one-mile-rule-prudent-policy-or-modern-day-redlining/"     class="crp_link post-30730"><span class="crp_title">The One-Mile Rule: Prudent Policy or Modern Day Redlining?</span></a><span class="crp_excerpt"> ...whether through redlined maps or implicit "one-mile rule," the result can be undervalued properties in historically marginalized neighborhoods.&nbsp; Throughout the&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/when-protecting-tenants-starts-with-targeting-property-rights/">When Protecting Tenants Starts With Targeting Property Rights</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/when-protecting-tenants-starts-with-targeting-property-rights/feed/</wfw:commentRss>
			<slash:comments>29</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">33181</post-id>	</item>
		<item>
		<title>The New Con: Hybrids, Waivers &#038; AMCs Threaten Public Trust</title>
		<link>https://appraisersblogs.com/the-new-con-hybrids-waivers-amcs-threaten-public-trust/</link>
					<comments>https://appraisersblogs.com/the-new-con-hybrids-waivers-amcs-threaten-public-trust/#comments</comments>
		
		<dc:creator><![CDATA[VaCAP Board]]></dc:creator>
		<pubDate>Mon, 16 Dec 2024 13:30:39 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisal Organizations]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[1073]]></category>
		<category><![CDATA[AGA]]></category>
		<category><![CDATA[AI]]></category>
		<category><![CDATA[AMCs]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[Appraisal Management Company]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[chase]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[Dodd Frank]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[EAD]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[FTC]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[hybrid appraisal]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[lawsuit]]></category>
		<category><![CDATA[podcast]]></category>
		<category><![CDATA[profession]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[short sale]]></category>
		<category><![CDATA[waiver]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=31628</guid>

					<description><![CDATA[<p>Hybrid Appraisals, Appraisal Waivers and Appraisal Management Companies are the new Con.&#160; Last month marked the 7-year anniversary of Appraiser Fest. The conference was truly like nothing that had been done before. It was organized by appraisers for appraisers. The agenda was more about bringing the profession together and protecting the public trust. Appraiser Fest was not about promoting the profit of others at the expense of appraisers; nor was it about hiding the unchecked facts of fraud and ill doings against consumers. It was about public awareness and trust. It all started with a renewed sense of energy with&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/appraisal-waivers-expansion-fhfa-risky-move/"     class="crp_link post-31474"><span class="crp_title">FHFA's Appraisal Waivers Expansion</span></a><span class="crp_excerpt"> The Federal Housing Finance Agency's (FHFA) recent push to expand the use of appraisal waivers represents a concerning and potentially&hellip;</span></li>
<li><a href="https://appraisersblogs.com/amc-hires-a-convicted-felon-as-property-data-collector"     class="crp_link post-29357"><span class="crp_title">AMC Hires a Convicted Felon as Property Data Collector</span></a><span class="crp_excerpt"> The recent case of Paschal Uchendu, a convicted felon awaiting sentencing for orchestrating a $1.2 million armed robbery of a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-regulation-compliance-council-exposes-disturbing-amc-violations/"     class="crp_link post-31311"><span class="crp_title">Appraisal Regulation Compliance Council Exposes&hellip;</span></a><span class="crp_excerpt"> The Appraisal Regulation Compliance Council published a detailed breakdown to the CFPB, which showed the median average AMC fee being&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/the-new-con-hybrids-waivers-amcs-threaten-public-trust/">The New Con: Hybrids, Waivers &#038; AMCs Threaten Public Trust</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/the-new-con-hybrids-waivers-amcs-threaten-public-trust/feed/</wfw:commentRss>
			<slash:comments>66</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31628</post-id>	</item>
		<item>
		<title>ARCC Discussion Exposes GSEs Agenda to Reduce Appraisal &#8220;Friction&#8221;</title>
		<link>https://appraisersblogs.com/arcc-discussion-exposes-gses-agenda-2-reduce-appraisal-friction/</link>
					<comments>https://appraisersblogs.com/arcc-discussion-exposes-gses-agenda-2-reduce-appraisal-friction/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Fri, 22 Nov 2024 13:30:11 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Fannie Mae - Freddie Mac]]></category>
		<category><![CDATA[Federal Housing Finance Agency]]></category>
		<category><![CDATA[FHFA]]></category>
		<category><![CDATA[AI]]></category>
		<category><![CDATA[AIR]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[Appraisal Industry]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraiser independence]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[FNMA]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[GSE]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[profession]]></category>
		<category><![CDATA[property values]]></category>
		<category><![CDATA[real estate appraisal]]></category>
		<category><![CDATA[real estate appraiser]]></category>
		<category><![CDATA[real estate appraisers]]></category>
		<category><![CDATA[ROV]]></category>
		<category><![CDATA[RPR]]></category>
		<category><![CDATA[TOTAL]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[value]]></category>
		<category><![CDATA[waiver]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=31528</guid>

					<description><![CDATA[<p>Mark Calabria&#8217;s discussion with ARCC revealed the GSEs&#8217; agenda to reduce &#8220;appraisal friction&#8221; by eliminating the role of professional appraisers and the appraisal process altogether.&#160; The recent discussion hosted by the Appraisal Regulation Compliance Council (ARCC) with Mark Calabria, the former Director of the Federal Housing Finance Agency (FHFA), offered a rare and illuminating glimpse into the inner workings and mindset of the nation&#8217;s housing finance regulators. During the engaging conversation led by ARCC Chair Josh Tucker, Dr. Calabria shared his expert perspective on FHFA&#8217;s controversial decision to significantly increase the use of appraisal waivers, which allow mortgage lenders to&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/"     class="crp_link post-31465"><span class="crp_title">The Great Debate on Appraisal Fees</span></a><span class="crp_excerpt"> She included several different fee split examples indicating AMCs retained as much as 70 percent of the total appraisal fee&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uspap-typical-buyer-standard-in-the-fair-housing-era/"     class="crp_link post-33420"><span class="crp_title">USPAP’s Typical Buyer Standard in the Fair Housing Era</span></a><span class="crp_excerpt"> The Irreconcilable Conflict Between USPAP's Typical Buyer Standard and the Current Fair Housing Compliance Regime. Retain this document as a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/time-2-take-out-the-junk-amc-practices-exposed/"     class="crp_link post-34945"><span class="crp_title">It’s Time to Take Out the Junk: AMC Practices Exposed</span></a><span class="crp_excerpt"> Appraisers have spent years carrying the weight of broken AMC practices, and this article pulls every one of those practices&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/arcc-discussion-exposes-gses-agenda-2-reduce-appraisal-friction/">ARCC Discussion Exposes GSEs Agenda to Reduce Appraisal &#8220;Friction&#8221;</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/arcc-discussion-exposes-gses-agenda-2-reduce-appraisal-friction/feed/</wfw:commentRss>
			<slash:comments>27</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31528</post-id>	</item>
		<item>
		<title>FHFA&#8217;s Appraisal Waivers Expansion</title>
		<link>https://appraisersblogs.com/appraisal-waivers-expansion-fhfa-risky-move/</link>
					<comments>https://appraisersblogs.com/appraisal-waivers-expansion-fhfa-risky-move/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Tue, 29 Oct 2024 12:30:03 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Automated Valuation Models]]></category>
		<category><![CDATA[AVM]]></category>
		<category><![CDATA[Federal Housing Finance Agency]]></category>
		<category><![CDATA[AI]]></category>
		<category><![CDATA[Alternative Valuation Product]]></category>
		<category><![CDATA[ANSI]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[automated valuation models]]></category>
		<category><![CDATA[AVMs]]></category>
		<category><![CDATA[chase]]></category>
		<category><![CDATA[collapse]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[FHFA]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[green]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[license]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[NAA]]></category>
		<category><![CDATA[profession]]></category>
		<category><![CDATA[property data collector]]></category>
		<category><![CDATA[Property Inspection Waiver]]></category>
		<category><![CDATA[ROV]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[valuation]]></category>
		<category><![CDATA[value]]></category>
		<category><![CDATA[waiver]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=31474</guid>

					<description><![CDATA[<p>The Federal Housing Finance Agency&#8217;s (FHFA) recent push to expand the use of appraisal waivers represents a concerning and potentially disastrous gambit that threatens to undermine the integrity of the housing market and the broader economy as a whole.&#160; The recent announcement from the FHFA Deputy Director Naa Awaa Tagoe regarding the expansion of appraisal waiver eligibility for purchase loans is a significant development that has sparked debate and controversy within the mortgage industry. By increasing the maximum allowable loan-to-value (LTV) ratio for full appraisal waivers from 80% to 90%, and for inspection-based appraisal waivers from 80% to 97%, the&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/fhfa-2-screw-up-appraisals-creating-more-loopholes-2-b-exploited"     class="crp_link post-24848"><span class="crp_title">FHFA to Screw Up Appraisals</span></a><span class="crp_excerpt"> The FHFA is looking for comments on how they can better screw up the appraisal process. So if you’ve got&hellip;</span></li>
<li><a href="https://appraisersblogs.com/wells-fargo-workers-went-on-appraisal-fraud-bender"     class="crp_link post-27856"><span class="crp_title">Wells Fargo Workers Went on Appraisal-Fraud Bender</span></a><span class="crp_excerpt"> Loan officers at Wells Fargo altered values in the bank’s database, so loans would qualify for so-called appraisal waivers... It&hellip;</span></li>
<li><a href="https://appraisersblogs.com/amc-hires-a-convicted-felon-as-property-data-collector"     class="crp_link post-29357"><span class="crp_title">AMC Hires a Convicted Felon as Property Data Collector</span></a><span class="crp_excerpt"> The recent case of Paschal Uchendu, a convicted felon awaiting sentencing for orchestrating a $1.2 million armed robbery of a&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/appraisal-waivers-expansion-fhfa-risky-move/">FHFA&#8217;s Appraisal Waivers Expansion</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/appraisal-waivers-expansion-fhfa-risky-move/feed/</wfw:commentRss>
			<slash:comments>30</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31474</post-id>	</item>
		<item>
		<title>Accurate Appraisal Underreporting</title>
		<link>https://appraisersblogs.com/accurate-appraisal-underreporting-debunking-misleading-narrative/</link>
					<comments>https://appraisersblogs.com/accurate-appraisal-underreporting-debunking-misleading-narrative/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Wed, 24 Jul 2024 12:30:01 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Trending]]></category>
		<category><![CDATA[1073]]></category>
		<category><![CDATA[AI]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[appraisal data]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[definition]]></category>
		<category><![CDATA[difference in appraised value]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[EAD]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[liability]]></category>
		<category><![CDATA[market value]]></category>
		<category><![CDATA[NAR]]></category>
		<category><![CDATA[opinion of value]]></category>
		<category><![CDATA[property values]]></category>
		<category><![CDATA[ROV]]></category>
		<category><![CDATA[TSI]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[valuation]]></category>
		<category><![CDATA[value]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=31095</guid>

					<description><![CDATA[<p>The HousingWire article highlighting that only 40% of homes sold include an &#8220;accurate&#8221; appraisal, as defined by the Corporate Settlement Solutions (CSS) report, is deeply problematic and indicative of a concerning lack of understanding around the appraisal process. The report cited from CSS, analyzed appraisal data across 10 states in the East Coast and Midwest, finding that only around 40% of home sales included an appraisal that was within $2,500 of the final sale price. This is being presented as evidence that the vast majority of home appraisals are inaccurate. Appraising a home&#8217;s value is an inherently complex endeavor, with&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/low-appraisal-vs-bad-appraisal-manipulating-data"     class="crp_link post-24268"><span class="crp_title">A Low Appraisal is Now a Bad Appraisal</span></a><span class="crp_excerpt"> A low appraisal is now a bad appraisal. Well, that's according to the headline. The article does not stress ‘bad.’&hellip;</span></li>
<li><a href="https://appraisersblogs.com/sale-price-vs-appraised-value-disconnect"     class="crp_link post-29235"><span class="crp_title">Sale Price vs Appraised Value Disconnect</span></a><span class="crp_excerpt"> How can it be said that valuing a property lower than its eventual sale price based on current market evidence&hellip;</span></li>
<li><a href="https://appraisersblogs.com/low-value-n-material-deficiencies-trigger-new-fha-reconsideration-of-value/"     class="crp_link post-30827"><span class="crp_title">Low Value = Material Deficiencies? New FHA ROV Policy</span></a><span class="crp_excerpt"> The implication that if the VALUE is too low, then there must be “material deficiencies” present, is deeply troubling!&nbsp; Up&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/accurate-appraisal-underreporting-debunking-misleading-narrative/">Accurate Appraisal Underreporting</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/accurate-appraisal-underreporting-debunking-misleading-narrative/feed/</wfw:commentRss>
			<slash:comments>72</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31095</post-id>	</item>
		<item>
		<title>Exposing Predatory AMCs</title>
		<link>https://appraisersblogs.com/exposing-predatory-amcs-appraisal-management-companies-corrosive-influence-on-the-housing-market/</link>
					<comments>https://appraisersblogs.com/exposing-predatory-amcs-appraisal-management-companies-corrosive-influence-on-the-housing-market/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Fri, 14 Jun 2024 12:30:39 +0000</pubDate>
				<category><![CDATA[AI]]></category>
		<category><![CDATA[AMC]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Institute]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[AIR]]></category>
		<category><![CDATA[AMCs]]></category>
		<category><![CDATA[Andrew Cuomo]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[C&R Fees]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[compensation]]></category>
		<category><![CDATA[Consumer Financial Protection Bureau]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[DOM]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[EAD]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[Home Valuation Code of Conduct]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[HVCC]]></category>
		<category><![CDATA[land]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[profession]]></category>
		<category><![CDATA[property data]]></category>
		<category><![CDATA[property data collector]]></category>
		<category><![CDATA[residential appraisers]]></category>
		<category><![CDATA[site]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[valuation]]></category>
		<category><![CDATA[value]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=30984</guid>

					<description><![CDATA[<p>Exposing the inner workings of these predatory AMCs and their corrosive influence on the housing market.&#160; Cindy Chance&#8217;s recent comments about the concerning practices of some appraisal management companies (AMCs) have struck a chord with many in the real estate valuation industry. Chance is shedding light on the troubling ways in which certain AMCs have come to wield significant power and influence over the appraisal process, often to the detriment of both appraisers and the public. The growth of AMCs in the wake of the 2008 financial crisis was driven by the misguided belief that they could help &#8220;ensure the&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/cfpb-bureau-crackdown-unfair-practices-hurting-consumers/"     class="crp_link post-30912"><span class="crp_title">CFPB Crackdown: Unfair Practices Hurting Consumers</span></a><span class="crp_excerpt"> Bureau is currently investigating various fees associated with obtaining a loan, with the goal of identifying any that may be&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/"     class="crp_link post-30318"><span class="crp_title">AMCs Billing Scheme, Hidden Profits & Deceptive Practices</span></a><span class="crp_excerpt"> Appraisers who do not agree to their hidden billing methods are excluded from the majority of the GSE lending marketplace&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/"     class="crp_link post-31465"><span class="crp_title">The Great Debate on Appraisal Fees</span></a><span class="crp_excerpt"> She included several different fee split examples indicating AMCs retained as much as 70 percent of the total appraisal fee&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/exposing-predatory-amcs-appraisal-management-companies-corrosive-influence-on-the-housing-market/">Exposing Predatory AMCs</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/exposing-predatory-amcs-appraisal-management-companies-corrosive-influence-on-the-housing-market/feed/</wfw:commentRss>
			<slash:comments>49</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30984</post-id>	</item>
		<item>
		<title>The One-Mile Rule: Prudent Policy or Modern Day Redlining?</title>
		<link>https://appraisersblogs.com/the-one-mile-rule-prudent-policy-or-modern-day-redlining/</link>
					<comments>https://appraisersblogs.com/the-one-mile-rule-prudent-policy-or-modern-day-redlining/#comments</comments>
		
		<dc:creator><![CDATA[Dallas T. Kiedrowski, MNAA]]></dc:creator>
		<pubDate>Thu, 18 Apr 2024 12:30:24 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Automated Valuation Models]]></category>
		<category><![CDATA[AVM]]></category>
		<category><![CDATA[Collateral Underwriter]]></category>
		<category><![CDATA[1073]]></category>
		<category><![CDATA[ACI]]></category>
		<category><![CDATA[ACOW]]></category>
		<category><![CDATA[AGA]]></category>
		<category><![CDATA[AI]]></category>
		<category><![CDATA[AIR]]></category>
		<category><![CDATA[AMS]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[Appraisal Industry]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[Appraisal Report]]></category>
		<category><![CDATA[appraisal reports]]></category>
		<category><![CDATA[appraisal review]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[ASC]]></category>
		<category><![CDATA[assignments]]></category>
		<category><![CDATA[automated valuation model]]></category>
		<category><![CDATA[automated valuation models]]></category>
		<category><![CDATA[AVMs]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[chase]]></category>
		<category><![CDATA[comparable properties]]></category>
		<category><![CDATA[comparables]]></category>
		<category><![CDATA[conservatorship]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[discrimination]]></category>
		<category><![CDATA[DOM]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[EAD]]></category>
		<category><![CDATA[equity]]></category>
		<category><![CDATA[fair housing act]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Federal Housing Administration]]></category>
		<category><![CDATA[Federal Housing Finance Agency]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHFA]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[FIRREA]]></category>
		<category><![CDATA[FNMA]]></category>
		<category><![CDATA[forms]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[GSE]]></category>
		<category><![CDATA[guidance]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[land]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage lending]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[NAA]]></category>
		<category><![CDATA[National Association of Appraisers]]></category>
		<category><![CDATA[neighborhood]]></category>
		<category><![CDATA[payment]]></category>
		<category><![CDATA[property values]]></category>
		<category><![CDATA[regression]]></category>
		<category><![CDATA[REO]]></category>
		<category><![CDATA[review]]></category>
		<category><![CDATA[ROV]]></category>
		<category><![CDATA[RPR]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[technology]]></category>
		<category><![CDATA[The Foundation]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[valuation]]></category>
		<category><![CDATA[value]]></category>
		<category><![CDATA[waiver]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=30730</guid>

					<description><![CDATA[<p>&#8230;whether through redlined maps or implicit &#8220;one-mile rule,&#8221; the result can be undervalued properties in historically marginalized neighborhoods.&#160; Throughout the history of mortgage banking and lending in the United States, underwriting policies have significantly influenced the appraisal process for home purchases and refinances. Appraisers must follow underwriter appraisal review guidelines meticulously to ensure their appraisal reports are accepted by the lender. Unfortunately, in the past, these policies became the basis for redlining, wherein certain communities were systematically denied access to mortgage credit. In this article, we delve into the historical context of underwriting policies and their influence on the appraisal&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/is-the-gses-appraisal-modernization-really-just-mass-appraisal/"     class="crp_link post-30451"><span class="crp_title">Is the GSE's "Appraisal Modernization" Really Just&hellip;</span></a><span class="crp_excerpt"> Mass Appraisal tend to exhibit a regressive nature...&nbsp; In the intricate landscape of real estate mortgage financing, the notion of&hellip;</span></li>
<li><a href="https://appraisersblogs.com/fannie-mae-filed-a-complaint-against-me/"     class="crp_link post-30011"><span class="crp_title">Fannie Mae Filed a Complaint Against Me</span></a><span class="crp_excerpt"> An appraiser shared the following with us which was posted on one of the appraisers’ groups. Fannie Mae filed a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/reforming-the-appraisal-review-process-the-illogical-reality-of-mortgage-appraisal-reviews/"     class="crp_link post-30943"><span class="crp_title">The Illogical Reality of Mortgage Appraisal Reviews </span></a><span class="crp_excerpt"> Reforming the appraisal review process is essential to maintaining the integrity of the real estate market and protecting consumers and&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/the-one-mile-rule-prudent-policy-or-modern-day-redlining/">The One-Mile Rule: Prudent Policy or Modern Day Redlining?</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/the-one-mile-rule-prudent-policy-or-modern-day-redlining/feed/</wfw:commentRss>
			<slash:comments>8</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30730</post-id>	</item>
		<item>
		<title>Valuation Connect Demands Licenses, Denies Fair Pay</title>
		<link>https://appraisersblogs.com/valuation-connect-demands-licenses-denies-fair-pay/</link>
					<comments>https://appraisersblogs.com/valuation-connect-demands-licenses-denies-fair-pay/#comments</comments>
		
		<dc:creator><![CDATA[Jonathan Miller]]></dc:creator>
		<pubDate>Tue, 09 Apr 2024 12:30:04 +0000</pubDate>
				<category><![CDATA[Snippets]]></category>
		<category><![CDATA[Trending]]></category>
		<category><![CDATA[1073]]></category>
		<category><![CDATA[AI]]></category>
		<category><![CDATA[AIR]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[appraisal fee]]></category>
		<category><![CDATA[Appraisal Report]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[hybrid appraisal]]></category>
		<category><![CDATA[license]]></category>
		<category><![CDATA[ROV]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[valuation]]></category>
		<category><![CDATA[value]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=30651</guid>

					<description><![CDATA[<p>Based on the local market appraisal fee, Valuation Connect values the “appraisal expertise” component of a hybrid appraisal at 18% of what the consumer pays for an appraisal.&#160; This firm hasn’t awarded us work in about two years, and they only hire us when they are in a jam, and we require the local market rate. Immediately after asking for our driver’s licenses, which we didn’t provide, we got a request for a hybrid appraisal in Manhattan, the most expensive housing market in the U.S., for a whopping $220 (sarcastically). They plan to have an unlicensed inspector walk into a&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/clear-capital-hybrid-inspectors-offering-appraisal-opinions"     class="crp_link post-22150"><span class="crp_title">Hybrid Inspectors Offering Appraisal Opinions</span></a><span class="crp_excerpt"> Clear Capital admission: This is an admission that inspector were previously offering appraisal opinions re Q&C. There remain many other&hellip;</span></li>
<li><a href="https://appraisersblogs.com/exactly-how-are-property-data-collectors-professionally-trained"     class="crp_link post-28852"><span class="crp_title">Exactly How Are Property Data Collectors&hellip;</span></a><span class="crp_excerpt"> Somebody explain to me exactly how Property Data Collectors are “professionally trained” per Fannie Mae directives. The fact is, Fannie&hellip;</span></li>
<li><a href="https://appraisersblogs.com/clean-slate-laws-bad-policy-could-dispatch-more-felons-2-borrowers-homes"     class="crp_link post-29470"><span class="crp_title">'Clean-Slate' Laws, Bad Policy Could Dispatch More&hellip;</span></a><span class="crp_excerpt"> The idea of unlicensed individuals being hired off the streets and paid a pittance to video and photograph the interiors&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/valuation-connect-demands-licenses-denies-fair-pay/">Valuation Connect Demands Licenses, Denies Fair Pay</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/valuation-connect-demands-licenses-denies-fair-pay/feed/</wfw:commentRss>
			<slash:comments>28</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30651</post-id>	</item>
		<item>
		<title>Has FNMA Gotten Too Big to Control?</title>
		<link>https://appraisersblogs.com/has-fannie-mae-gotten-too-big-2-control</link>
					<comments>https://appraisersblogs.com/has-fannie-mae-gotten-too-big-2-control#comments</comments>
		
		<dc:creator><![CDATA[Guest Author]]></dc:creator>
		<pubDate>Wed, 28 Jun 2023 12:30:05 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Fannie Mae - Freddie Mac]]></category>
		<category><![CDATA[Federal Housing Finance Agency]]></category>
		<category><![CDATA[FHFA]]></category>
		<category><![CDATA[1073]]></category>
		<category><![CDATA[AI]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[collapse]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[FNMA]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[license]]></category>
		<category><![CDATA[profession]]></category>
		<category><![CDATA[real estate appraiser]]></category>
		<category><![CDATA[real estate appraisers]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[VA]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=29673</guid>

					<description><![CDATA[<p>Has Fannie Mae gotten too big to control? That was one of the many questions asked to Senators &#38; Congressman while in Washington DC. The agreement on whether Fannie Mae has gotten too big to control was unanimous. Most believe that the company is too large and complex to be effectively managed by the government. They argue that Fannie Mae is too big to fail, and that if it were to collapse, it would have a devastating impact on the housing market. Others believe that Fannie Mae is sorta manageable, and that the government has taken steps to reduce the&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/pushback-2-fannie-mae-certified-appraisers-vs-unlicensed-data-collectors"     class="crp_link post-29304"><span class="crp_title">Certified Appraisers vs. Unlicensed Data Collectors</span></a><span class="crp_excerpt"> Here’s a great take on the difference between Certified Appraisers vs. Unlicensed Data Collectors by Leigh Brown, President of the&hellip;</span></li>
<li><a href="https://appraisersblogs.com/dear-representative-fannie-mae-has-gone-rogue"     class="crp_link post-29081"><span class="crp_title">Dear Representative, FNMA Has Gone Rogue!</span></a><span class="crp_excerpt"> Dear representative, waiving/eliminating property appraisal for lending purposes is wanton recklessness. Fannie Mae’s decision to waive/eliminate property appraisal for lending&hellip;</span></li>
<li><a href="https://appraisersblogs.com/amc-hires-a-convicted-felon-as-property-data-collector"     class="crp_link post-29357"><span class="crp_title">AMC Hires a Convicted Felon as Property Data Collector</span></a><span class="crp_excerpt"> The recent case of Paschal Uchendu, a convicted felon awaiting sentencing for orchestrating a $1.2 million armed robbery of a&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/has-fannie-mae-gotten-too-big-2-control">Has FNMA Gotten Too Big to Control?</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/has-fannie-mae-gotten-too-big-2-control/feed/</wfw:commentRss>
			<slash:comments>28</slash:comments>
		
		<enclosure url="https://appraisersblogs.com/wp-content/uploads/2023/06/Has-Fannie-Mae-Gotten-Too-Big-to-Control.mp3" length="0" type="audio/mpeg" />

		<post-id xmlns="com-wordpress:feed-additions:1">29673</post-id>	</item>
		<item>
		<title>Appraisers Are Historians</title>
		<link>https://appraisersblogs.com/appraisers-are-historians-tracking-the-motivations-of-the-moment</link>
					<comments>https://appraisersblogs.com/appraisers-are-historians-tracking-the-motivations-of-the-moment#comments</comments>
		
		<dc:creator><![CDATA[Guest Author]]></dc:creator>
		<pubDate>Fri, 11 Nov 2022 13:30:43 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Automated Valuation Models]]></category>
		<category><![CDATA[AVM]]></category>
		<category><![CDATA[Fannie Mae - Freddie Mac]]></category>
		<category><![CDATA[1004]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[automated valuation model]]></category>
		<category><![CDATA[automated valuation models]]></category>
		<category><![CDATA[AVMs]]></category>
		<category><![CDATA[coronavirus]]></category>
		<category><![CDATA[COVID-19]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[FNMA]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[market value]]></category>
		<category><![CDATA[tax appeal]]></category>
		<category><![CDATA[Zillow]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=28059</guid>

					<description><![CDATA[<p>It is gratifying when appraisers are correct, and the AVMs burn; unless you invested in their stocks.&#160; I mean no disrespect to the modelers of the Automated Valuation Models (AVMs) or to Zillow for relying on their AVMs. As an appraiser since the 80s, I have yet to find a computer that can tell me if I want vanilla or chocolate ice cream. Does the buyer want more acres, or less grass to cut? I will admit that a raised ranch, a two story farm house, a colonial, a split level, and a Dutch colonial can all sell for the&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/"     class="crp_link post-31044"><span class="crp_title">Uncovering Flaws in FHA Appraisal & Loan Review Process</span></a><span class="crp_excerpt"> The story of this single mother's harrowing experience with a defective home purchase and HUD's negligent oversight exposes deep flaws&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uspap-typical-buyer-standard-in-the-fair-housing-era/"     class="crp_link post-33420"><span class="crp_title">USPAP’s Typical Buyer Standard in the Fair Housing Era</span></a><span class="crp_excerpt"> The Irreconcilable Conflict Between USPAP's Typical Buyer Standard and the Current Fair Housing Compliance Regime. Retain this document as a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/dazzled-by-wizardry-federal-mortgage-regulators-ignore-zillow-debacle"     class="crp_link post-29586"><span class="crp_title">Dazzled by Wizardry, Federal Mortgage Regulators&hellip;</span></a><span class="crp_excerpt"> This rulemaking is one more sign that federal bureaucrats are all in on a whacky plan to use technical wizardry&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/appraisers-are-historians-tracking-the-motivations-of-the-moment">Appraisers Are Historians</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/appraisers-are-historians-tracking-the-motivations-of-the-moment/feed/</wfw:commentRss>
			<slash:comments>19</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">28059</post-id>	</item>
		<item>
		<title>Fannie&#8217;s &#8216;Equity&#8217; Plan: The Drinking Game</title>
		<link>https://appraisersblogs.com/fannie-mae-equity-plan-the-drinking-game</link>
					<comments>https://appraisersblogs.com/fannie-mae-equity-plan-the-drinking-game#comments</comments>
		
		<dc:creator><![CDATA[Jeremy Bagott]]></dc:creator>
		<pubDate>Thu, 07 Jul 2022 12:30:07 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Fannie Mae - Freddie Mac]]></category>
		<category><![CDATA[Federal Housing Finance Agency]]></category>
		<category><![CDATA[FHFA]]></category>
		<category><![CDATA[1073]]></category>
		<category><![CDATA[ACI]]></category>
		<category><![CDATA[AI]]></category>
		<category><![CDATA[AIR]]></category>
		<category><![CDATA[AMS]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[black]]></category>
		<category><![CDATA[chase]]></category>
		<category><![CDATA[collapse]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[discrimination]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[EAD]]></category>
		<category><![CDATA[equity]]></category>
		<category><![CDATA[fair housing act]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[FNMA]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[GLA]]></category>
		<category><![CDATA[GSE]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[land]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage lending]]></category>
		<category><![CDATA[neighborhood]]></category>
		<category><![CDATA[payment]]></category>
		<category><![CDATA[requirements]]></category>
		<category><![CDATA[ROV]]></category>
		<category><![CDATA[RPR]]></category>
		<category><![CDATA[Sales Comparison Approach]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[valuation]]></category>
		<category><![CDATA[value]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=27346</guid>

					<description><![CDATA[<p>What makes equity so invidious as a governing tenet is that it involves not just helping people of one racial or cultural group but it has the effect of knocking struggling members of disfavored groups out of the game. One type of parlor game relies on players’ ability to maintain their memory, logic and articulation – all while getting blotto. These alcohol-fueled “think and drink” games are highly challenging. Even Britain’s royal family engages in such diversions if Netflix’s “The Crown” is to be believed. The games have names like “Bizz Buzz,” “Ibble Dibble,” “Never Have I Ever” and “Roman&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/only-blacks-need-apply-in-the-spirit-of-equity-gses-housing-pilot-programs"     class="crp_link post-27236"><span class="crp_title">Only Blacks Need Apply... In the Spirit of Equity</span></a><span class="crp_excerpt"> Fannie makes its subsidies for blacks explicit, but they don’t appear to extend to other racial groups such as Hispanics&hellip;</span></li>
<li><a href="https://appraisersblogs.com/pave-may-pave-over-appraisers-the-blame-game-against-appraisers"     class="crp_link post-26572"><span class="crp_title">PAVE May Pave Over Appraisers</span></a><span class="crp_excerpt"> The blame game against appraisers is continuing the fast and furious start, evidenced by the PAVE report. A synopsis is&hellip;</span></li>
<li><a href="https://appraisersblogs.com/when-protected-becomes-pressure-object-by-july-27/"     class="crp_link post-33551"><span class="crp_title">When ‘Protected’ Becomes Pressure: You Have Until&hellip;</span></a><span class="crp_excerpt"> The new fair‑housing course weaponizes protected characteristics to pressure appraisers into outcome‑driven valuation, directly contradicting USPAP’s prohibition on advocacy. The&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/fannie-mae-equity-plan-the-drinking-game">Fannie&#8217;s &#8216;Equity&#8217; Plan: The Drinking Game</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/fannie-mae-equity-plan-the-drinking-game/feed/</wfw:commentRss>
			<slash:comments>32</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">27346</post-id>	</item>
		<item>
		<title>Sales Comparison Approach is Racist</title>
		<link>https://appraisersblogs.com/sales-comparison-approach-is-racist-as-per-academics</link>
					<comments>https://appraisersblogs.com/sales-comparison-approach-is-racist-as-per-academics#comments</comments>
		
		<dc:creator><![CDATA[Dave Towne]]></dc:creator>
		<pubDate>Thu, 28 Apr 2022 12:30:37 +0000</pubDate>
				<category><![CDATA[AI]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Institute]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisal Organizations]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[1073]]></category>
		<category><![CDATA[ACI]]></category>
		<category><![CDATA[AIR]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[Appraisal Guidelines]]></category>
		<category><![CDATA[Appraisal Industry]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[automated valuation model]]></category>
		<category><![CDATA[automated valuation models]]></category>
		<category><![CDATA[AVM]]></category>
		<category><![CDATA[AVMs]]></category>
		<category><![CDATA[broker]]></category>
		<category><![CDATA[census tract]]></category>
		<category><![CDATA[comparables]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[definition]]></category>
		<category><![CDATA[discrimination]]></category>
		<category><![CDATA[DOM]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[Federal Housing Administration]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[GSE]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[independent appraisers]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[land]]></category>
		<category><![CDATA[neighborhood]]></category>
		<category><![CDATA[profession]]></category>
		<category><![CDATA[property values]]></category>
		<category><![CDATA[ROV]]></category>
		<category><![CDATA[Sales Comparison Approach]]></category>
		<category><![CDATA[selling guide]]></category>
		<category><![CDATA[The US Department of Veterans Affairs]]></category>
		<category><![CDATA[TOTAL]]></category>
		<category><![CDATA[urban]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[valuation]]></category>
		<category><![CDATA[value]]></category>
		<category><![CDATA[video]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=26762</guid>

					<description><![CDATA[<p>&#8220;&#8230;the modern appraisal industry perpetuates racial inequality through its continued use of the “sales comparison approach”&#8230; the sales comparison approach persists as the dominant method of assessing home value&#8230; the sales comparison approach — the most used method for contemporary residential appraisals — perpetuates inequities through maintaining historical hierarchies and current racialized definitions of comparability&#8230;&#8221; Appraisers, here’s a YouTube video that you MUST view. This person’s, Dr. Elizabeth Korver-Glenn, PhD, work is one of the key reasons why there is so much chatter about racist appraisers in the US. Her discussion of her book &#8216;Race Brokers&#8216; begins at the 8:30&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/race-not-used-during-appraisal-valuation"     class="crp_link post-22201"><span class="crp_title">Appraisers Don't Use Race</span></a><span class="crp_excerpt"> Appraisers don’t use race... Race is NEVER considered during a valuation Last week in a congressional hearing on the future&hellip;</span></li>
<li><a href="https://appraisersblogs.com/race-baked-into-unregulated-big-data"     class="crp_link post-22268"><span class="crp_title">Is Race Baked into Big Data?</span></a><span class="crp_excerpt"> Chicago appraiser and friend (even though she calls me “fancy pants”) writes a stellar explanation of what an appraiser actual&hellip;</span></li>
<li><a href="https://appraisersblogs.com/racial-bias-modern-era-redlining"     class="crp_link post-21000"><span class="crp_title">Racial Bias: Redlining in the Modern Era</span></a><span class="crp_excerpt"> ...are they behind this modern day redlining?... The broad definition of an algorithm according to Merriam Webster’s Dictionary is “a&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/sales-comparison-approach-is-racist-as-per-academics">Sales Comparison Approach is Racist</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/sales-comparison-approach-is-racist-as-per-academics/feed/</wfw:commentRss>
			<slash:comments>26</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">26762</post-id>	</item>
		<item>
		<title>NAR Report Paints a Different Picture</title>
		<link>https://appraisersblogs.com/nar-paints-a-different-picture-appraisers-among-the-least-discriminatory-practices</link>
					<comments>https://appraisersblogs.com/nar-paints-a-different-picture-appraisers-among-the-least-discriminatory-practices#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Mon, 07 Mar 2022 13:30:47 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[NAR]]></category>
		<category><![CDATA[National Association of Realtors]]></category>
		<category><![CDATA[Trending]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[appraisal profession]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[discrimination]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[neighborhood]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=26395</guid>

					<description><![CDATA[<p>The study also shows the appraisal was the LOWEST scored item on the list of discriminatory practices&#8230; On February 23, 2022, NAR published the &#8220;2022 Snapshot of Race and Home Buying in America&#8221; report. The study examines homeownership trends and challenges by race and location to explain current racial disparities in the housing market. Using data from the 2021 Profile of Home Buyers and Sellers, the report looks at the characteristics of who purchases homes, why they purchase, what they purchase and the financial background for buyers based on race. The study noted that for those who said they witnessed&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/hit-pieces-n-diatribes-against-appraisers-based-on-census-tracts"     class="crp_link post-28022"><span class="crp_title">Diatribes Against Appraisers</span></a><span class="crp_excerpt"> What’s even more frustrating to me is none of the well-known appraiser organizations have offered any public rebuttal to any&hellip;</span></li>
<li><a href="https://appraisersblogs.com/promoting-false-racist-appraiser-narrative-2-optimize-profits-via-avms"     class="crp_link post-26499"><span class="crp_title">Promoting False "Racist Appraiser" Narrative</span></a><span class="crp_excerpt"> Some Lenders promoting false "racist appraiser" narrative to optimize profits via AVMs Like most businesses lenders want to optimize their&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uspap-typical-buyer-standard-in-the-fair-housing-era/"     class="crp_link post-33420"><span class="crp_title">USPAP’s Typical Buyer Standard in the Fair Housing Era</span></a><span class="crp_excerpt"> The Irreconcilable Conflict Between USPAP's Typical Buyer Standard and the Current Fair Housing Compliance Regime. Retain this document as a&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/nar-paints-a-different-picture-appraisers-among-the-least-discriminatory-practices">NAR Report Paints a Different Picture</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/nar-paints-a-different-picture-appraisers-among-the-least-discriminatory-practices/feed/</wfw:commentRss>
			<slash:comments>16</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">26395</post-id>	</item>
		<item>
		<title>ASC Blaming Appraisers</title>
		<link>https://appraisersblogs.com/asc-blaming-appraisers-4-low-home-values-in-communities-of-color</link>
					<comments>https://appraisersblogs.com/asc-blaming-appraisers-4-low-home-values-in-communities-of-color#comments</comments>
		
		<dc:creator><![CDATA[Dave Towne]]></dc:creator>
		<pubDate>Tue, 25 Jan 2022 13:30:52 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisal Organizations]]></category>
		<category><![CDATA[Appraisal Subcommittee]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[ASC]]></category>
		<category><![CDATA[1073]]></category>
		<category><![CDATA[ACI]]></category>
		<category><![CDATA[AGA]]></category>
		<category><![CDATA[AI]]></category>
		<category><![CDATA[AIR]]></category>
		<category><![CDATA[AMS]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[Appraisal Foundation]]></category>
		<category><![CDATA[Appraisal Industry]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[appraisal profession]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[ASA]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[discrimination]]></category>
		<category><![CDATA[DOM]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[EAD]]></category>
		<category><![CDATA[Federal Housing Administration]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[forms]]></category>
		<category><![CDATA[GSE]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[independent appraisers]]></category>
		<category><![CDATA[market value]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage lending]]></category>
		<category><![CDATA[NAR]]></category>
		<category><![CDATA[neighborhood]]></category>
		<category><![CDATA[profession]]></category>
		<category><![CDATA[REO]]></category>
		<category><![CDATA[requirements]]></category>
		<category><![CDATA[Sales Comparison Approach]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[The Appraisal Foundation]]></category>
		<category><![CDATA[The US Department of Veterans Affairs]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[valuation]]></category>
		<category><![CDATA[value]]></category>
		<category><![CDATA[Veterans Affairs]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=26216</guid>

					<description><![CDATA[<p>The Appraisal Subcommittee, because they were directed to do so, has produced a report, which frankly and explicitly lays the blame for low market values of homes in ‘communities of color’ directly at the feet of independent appraisers involved with mortgage lending. You will start seeing accusatory slanted media reports about this report. ABC news already has distributed it. A TV station in San Francisco has aired a story already. Yes, the report casually mentions actual facts that GOVERNMENT policies and procedures promulgated segregated and extraordinarily unfair housing issues in the US, from the 1930’s into the early 1960’s. The&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/"     class="crp_link post-31044"><span class="crp_title">Uncovering Flaws in FHA Appraisal & Loan Review Process</span></a><span class="crp_excerpt"> The story of this single mother's harrowing experience with a defective home purchase and HUD's negligent oversight exposes deep flaws&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uspap-typical-buyer-standard-in-the-fair-housing-era/"     class="crp_link post-33420"><span class="crp_title">USPAP’s Typical Buyer Standard in the Fair Housing Era</span></a><span class="crp_excerpt"> The Irreconcilable Conflict Between USPAP's Typical Buyer Standard and the Current Fair Housing Compliance Regime. Retain this document as a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-one-mile-rule-prudent-policy-or-modern-day-redlining/"     class="crp_link post-30730"><span class="crp_title">The One-Mile Rule: Prudent Policy or Modern Day Redlining?</span></a><span class="crp_excerpt"> ...whether through redlined maps or implicit "one-mile rule," the result can be undervalued properties in historically marginalized neighborhoods.&nbsp; Throughout the&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/asc-blaming-appraisers-4-low-home-values-in-communities-of-color">ASC Blaming Appraisers</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/asc-blaming-appraisers-4-low-home-values-in-communities-of-color/feed/</wfw:commentRss>
			<slash:comments>64</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">26216</post-id>	</item>
		<item>
		<title>Racial Bias in Real Estate: Is it the Appraisers’ Fault?</title>
		<link>https://appraisersblogs.com/racial-bias-in-real-estate-is-it-the-property-appraisers-fault</link>
					<comments>https://appraisersblogs.com/racial-bias-in-real-estate-is-it-the-property-appraisers-fault#comments</comments>
		
		<dc:creator><![CDATA[Maureen Sweeney]]></dc:creator>
		<pubDate>Tue, 22 Jun 2021 12:30:14 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisal Subcommittee]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[ASC]]></category>
		<category><![CDATA[Automated Valuation Models]]></category>
		<category><![CDATA[appraisal fee]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[automated valuation model]]></category>
		<category><![CDATA[AVM]]></category>
		<category><![CDATA[census tract]]></category>
		<category><![CDATA[CMA]]></category>
		<category><![CDATA[Comparative Market Analysis]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[discrimination]]></category>
		<category><![CDATA[FIRREA]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[hybrid appraisal]]></category>
		<category><![CDATA[mortgage lending]]></category>
		<category><![CDATA[neighborhood]]></category>
		<category><![CDATA[opinion of value]]></category>
		<category><![CDATA[personal property]]></category>
		<category><![CDATA[property tax]]></category>
		<category><![CDATA[regression analysis]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[Uniform Standards of Professional Appraisal Practice]]></category>
		<category><![CDATA[urban]]></category>
		<category><![CDATA[USPAP]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=25438</guid>

					<description><![CDATA[<p>In the past year, the appraisal industry has been under attack from various academics who claim “racial bias” on the part of real property appraisers providing appraisal services to lenders who provide home mortgages. These academics do not fully understand various types of valuation specialties, the appraisers who practice in these specialties, and the myriad of laws that must be followed. Help is needed to explain the appraisal industry, including the specialties and the types of reports. An understanding of the different components of the appraisal industry is necessary to assist various academics, journalists, the media, the public, and the public&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/independent-fee-appraisers-under-attack-negative-press-attacks"     class="crp_link post-25411"><span class="crp_title">Independent Fee Appraisers Under Attack</span></a><span class="crp_excerpt"> Appraisers, I have reached my boiling point about the negative press ‘we’ Independent Fee Appraisers have been receiving for many&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-new-improved-fannie-mae-fraudulator-2-is-an-outright-fraud"     class="crp_link post-29449"><span class="crp_title">The New & Improved Fannie Mae “FRAUDULATOR 2.0”</span></a><span class="crp_excerpt"> Originally known as Fannie Mae’s Collateral Underwriter (CU), and subsequently Collateral Underwriter 2.0 (CU-2)i this always dubious product of Fannie&hellip;</span></li>
<li><a href="https://appraisersblogs.com/how-rural-america-lost-its-mortgage-lifeline/"     class="crp_link post-33012"><span class="crp_title">The Town With No Bank: How Rural America Lost Its&hellip;</span></a><span class="crp_excerpt"> For decades, we’ve been told that the problem is demand. That people don’t want to live in rural America anymore.&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/racial-bias-in-real-estate-is-it-the-property-appraisers-fault">Racial Bias in Real Estate: Is it the Appraisers’ Fault?</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/racial-bias-in-real-estate-is-it-the-property-appraisers-fault/feed/</wfw:commentRss>
			<slash:comments>17</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">25438</post-id>	</item>
		<item>
		<title>Will Big Data Put Appraisers Out of Business?</title>
		<link>https://appraisersblogs.com/zestimate-vs-appraiser-will-big-data-zestimates-put-appraisers-out-of-business</link>
					<comments>https://appraisersblogs.com/zestimate-vs-appraiser-will-big-data-zestimates-put-appraisers-out-of-business#comments</comments>
		
		<dc:creator><![CDATA[Dustin Harris]]></dc:creator>
		<pubDate>Mon, 13 Jul 2020 12:30:46 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Automated Valuation Models]]></category>
		<category><![CDATA[AVM]]></category>
		<category><![CDATA[Online Estimates]]></category>
		<category><![CDATA[1073]]></category>
		<category><![CDATA[AI]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[automated valuation model]]></category>
		<category><![CDATA[automated valuation models]]></category>
		<category><![CDATA[AVMs]]></category>
		<category><![CDATA[big data]]></category>
		<category><![CDATA[BREA]]></category>
		<category><![CDATA[condition]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[DOM]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[online estimates]]></category>
		<category><![CDATA[podcast]]></category>
		<category><![CDATA[profession]]></category>
		<category><![CDATA[real estate appraiser]]></category>
		<category><![CDATA[ROV]]></category>
		<category><![CDATA[site]]></category>
		<category><![CDATA[square footage]]></category>
		<category><![CDATA[Trulia]]></category>
		<category><![CDATA[USPAP]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[valuation]]></category>
		<category><![CDATA[valuation technology]]></category>
		<category><![CDATA[value]]></category>
		<category><![CDATA[Zillow]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=24158</guid>

					<description><![CDATA[<p>Part of the boom in the availability of data has led to companies such as Trulia and Zillow who claim they can “Zestimate” a home’s value instantaneously. But can your potential customers trust such value? In the old days, if a homeowner really wanted to find out how much their property was worth in the current market, they called an appraiser. Our customers understood that a licenced and qualified appraiser is trained, experienced, knowledgeable, and unbiased in his or her own marketplace. In the past few years, the Information Age has flooded us with data; lots of data. Big data&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/security-bars-removal-law-debunks-alleged-racial-discrimination/"     class="crp_link post-31010"><span class="crp_title">Security Bars Removal Law Debunks Alleged Racial&hellip;</span></a><span class="crp_excerpt"> Complainant stated appraiser told them they should remove security bars from windows. Complainant stated this is evidence of "racist discrimination"...&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uspap-typical-buyer-standard-in-the-fair-housing-era/"     class="crp_link post-33420"><span class="crp_title">USPAP’s Typical Buyer Standard in the Fair Housing Era</span></a><span class="crp_excerpt"> The Irreconcilable Conflict Between USPAP's Typical Buyer Standard and the Current Fair Housing Compliance Regime. Retain this document as a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-real-cause-of-the-home-value-gap-is-the-income-gap"     class="crp_link post-28636"><span class="crp_title">The Real Cause of the Home Value Gap Is the Income Gap</span></a><span class="crp_excerpt"> Blaming appraisers for the income gap will never solve the real underlying problem... Blaming appraisers for the income gap is&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/zestimate-vs-appraiser-will-big-data-zestimates-put-appraisers-out-of-business">Will Big Data Put Appraisers Out of Business?</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/zestimate-vs-appraiser-will-big-data-zestimates-put-appraisers-out-of-business/feed/</wfw:commentRss>
			<slash:comments>21</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">24158</post-id>	</item>
		<item>
		<title>Potential Changes to GSEs Gaining Steam</title>
		<link>https://appraisersblogs.com/ending-conservatorship-potential-changes-2-gses-gaining-steam</link>
					<comments>https://appraisersblogs.com/ending-conservatorship-potential-changes-2-gses-gaining-steam#comments</comments>
		
		<dc:creator><![CDATA[Dave Towne]]></dc:creator>
		<pubDate>Fri, 19 Jun 2020 12:30:34 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Fannie Mae - Freddie Mac]]></category>
		<category><![CDATA[1073]]></category>
		<category><![CDATA[AGA]]></category>
		<category><![CDATA[AI]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[chase]]></category>
		<category><![CDATA[conservatorship]]></category>
		<category><![CDATA[COVID-19]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Federal Housing Finance Agency]]></category>
		<category><![CDATA[FHFA]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[FNMA]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[GSE]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Petition]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[VA]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=24084</guid>

					<description><![CDATA[<p>Folks, if you have not been hiding under a rock since 2009, you know that both FNMA and FrMAC have been under ‘conservatorship’, regulated by FHFA for over the past 10+ years. If you’ve been paying attention, you also know that over the past few years there has been increasing talk to end the conservatorship, and now, to add competitors to the GSE’s in the mortgage loan purchase arena. That prospect is outlined in the latest Report to Congress by Mark Calabria, Director of FHFA, summarized in this article posted Tues, June 16, 2020, in Mortgage News Daily: The Federal&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/is-the-gses-appraisal-modernization-really-just-mass-appraisal/"     class="crp_link post-30451"><span class="crp_title">Is the GSE's "Appraisal Modernization" Really Just&hellip;</span></a><span class="crp_excerpt"> Mass Appraisal tend to exhibit a regressive nature...&nbsp; In the intricate landscape of real estate mortgage financing, the notion of&hellip;</span></li>
<li><a href="https://appraisersblogs.com/fannie-mae-filed-a-complaint-against-me/"     class="crp_link post-30011"><span class="crp_title">Fannie Mae Filed a Complaint Against Me</span></a><span class="crp_excerpt"> An appraiser shared the following with us which was posted on one of the appraisers’ groups. Fannie Mae filed a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/how-rural-america-lost-its-mortgage-lifeline/"     class="crp_link post-33012"><span class="crp_title">The Town With No Bank: How Rural America Lost Its&hellip;</span></a><span class="crp_excerpt"> For decades, we’ve been told that the problem is demand. That people don’t want to live in rural America anymore.&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/ending-conservatorship-potential-changes-2-gses-gaining-steam">Potential Changes to GSEs Gaining Steam</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/ending-conservatorship-potential-changes-2-gses-gaining-steam/feed/</wfw:commentRss>
			<slash:comments>2</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">24084</post-id>	</item>
		<item>
		<title>Ocwen Financial Is in Trouble</title>
		<link>https://appraisersblogs.com/ocwen-financial-deteriorating-condition-should-concern-appraisers</link>
					<comments>https://appraisersblogs.com/ocwen-financial-deteriorating-condition-should-concern-appraisers#comments</comments>
		
		<dc:creator><![CDATA[VaCAP Board]]></dc:creator>
		<pubDate>Mon, 20 Apr 2020 12:30:43 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisal Organizations]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[VaCAP]]></category>
		<category><![CDATA[Virginia Coalition of Appraiser Professionals]]></category>
		<category><![CDATA[accounts receivables]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[Clarocity]]></category>
		<category><![CDATA[coronavirus]]></category>
		<category><![CDATA[COVID-19]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Ocwen]]></category>
		<category><![CDATA[payment]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=23853</guid>

					<description><![CDATA[<p>VaCAP concerned about Ocwen financial deteriorating condition&#8230; We have all been there; you are busy and you lose track of your accounts receivables. Suddenly, you have 45, 60 and 90 day past due invoices. VaCAP wants to remind you to pay attention not only to your receivables, but industry news to make informed decisions going forward. Two days ago HousingWire reported Ocwen Financial is in trouble with the New York Stock Exchange. According to the article, Ocwen stock has been trading below $1.00 for more than 30 days in violation of the NYSE rules. Ocwen runs afoul of NYSE after stock stays below&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/how-rural-america-lost-its-mortgage-lifeline/"     class="crp_link post-33012"><span class="crp_title">The Town With No Bank: How Rural America Lost Its&hellip;</span></a><span class="crp_excerpt"> For decades, we’ve been told that the problem is demand. That people don’t want to live in rural America anymore.&hellip;</span></li>
<li><a href="https://appraisersblogs.com/how-2-destroy-the-appraisal-profession-government-101"     class="crp_link post-26831"><span class="crp_title">How to Destroy the Appraisal Profession</span></a><span class="crp_excerpt"> Anytime the government gets involved in an issue, it tends to have more adverse effects than positive ones. It makes&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uspap-typical-buyer-standard-in-the-fair-housing-era/"     class="crp_link post-33420"><span class="crp_title">USPAP’s Typical Buyer Standard in the Fair Housing Era</span></a><span class="crp_excerpt"> The Irreconcilable Conflict Between USPAP's Typical Buyer Standard and the Current Fair Housing Compliance Regime. Retain this document as a&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/ocwen-financial-deteriorating-condition-should-concern-appraisers">Ocwen Financial Is in Trouble</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/ocwen-financial-deteriorating-condition-should-concern-appraisers/feed/</wfw:commentRss>
			<slash:comments>13</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">23853</post-id>	</item>
		<item>
		<title>VaCAP Expresses Concerns to Legislators</title>
		<link>https://appraisersblogs.com/appraisers-concerned-4-safety-n-soundness-housing-market-economy-consumer-protection-minority-discrimination-n-avms</link>
					<comments>https://appraisersblogs.com/appraisers-concerned-4-safety-n-soundness-housing-market-economy-consumer-protection-minority-discrimination-n-avms#comments</comments>
		
		<dc:creator><![CDATA[VaCAP Board]]></dc:creator>
		<pubDate>Thu, 10 Oct 2019 12:30:29 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisal Organizations]]></category>
		<category><![CDATA[Appraisal Subcommittee]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[ASC]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[automated valuation model]]></category>
		<category><![CDATA[automated valuation models]]></category>
		<category><![CDATA[compensation]]></category>
		<category><![CDATA[Consumer protection]]></category>
		<category><![CDATA[discrimination]]></category>
		<category><![CDATA[Fannie Mae - Freddie Mac]]></category>
		<category><![CDATA[Federal Housing Finance Agency]]></category>
		<category><![CDATA[FHFA]]></category>
		<category><![CDATA[FIRREA]]></category>
		<category><![CDATA[GSE]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[hybrid appraisal]]></category>
		<category><![CDATA[Political Action]]></category>
		<category><![CDATA[VaCAP]]></category>
		<category><![CDATA[valuation]]></category>
		<category><![CDATA[Virginia Coalition of Appraiser Professionals]]></category>
		<category><![CDATA[waiver]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=22920</guid>

					<description><![CDATA[<p>The safety and soundness of the housing market is the back bone of local economies, the national economy and yes, the international economy. We have barely recovered from the major financial crash of 2007/2008. Let&#8217;s not do it again! Last week we shared with you Maxine Waters and Sherrod Brown&#8217;s inquiry to the Appraisal Subcommittee inquiring on the parameters used to determine the North Dakota Appraiser Waiver approval. We encouraged each of you to take advantage of the attention on our profession and contact your representatives. VaCAP has sent letters to both the US House of Representatives Committee on Financial&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/how-rural-america-lost-its-mortgage-lifeline/"     class="crp_link post-33012"><span class="crp_title">The Town With No Bank: How Rural America Lost Its&hellip;</span></a><span class="crp_excerpt"> For decades, we’ve been told that the problem is demand. That people don’t want to live in rural America anymore.&hellip;</span></li>
<li><a href="https://appraisersblogs.com/is-the-gses-appraisal-modernization-really-just-mass-appraisal/"     class="crp_link post-30451"><span class="crp_title">Is the GSE's "Appraisal Modernization" Really Just&hellip;</span></a><span class="crp_excerpt"> Mass Appraisal tend to exhibit a regressive nature...&nbsp; In the intricate landscape of real estate mortgage financing, the notion of&hellip;</span></li>
<li><a href="https://appraisersblogs.com/how-2-destroy-the-appraisal-profession-government-101"     class="crp_link post-26831"><span class="crp_title">How to Destroy the Appraisal Profession</span></a><span class="crp_excerpt"> Anytime the government gets involved in an issue, it tends to have more adverse effects than positive ones. It makes&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/appraisers-concerned-4-safety-n-soundness-housing-market-economy-consumer-protection-minority-discrimination-n-avms">VaCAP Expresses Concerns to Legislators</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/appraisers-concerned-4-safety-n-soundness-housing-market-economy-consumer-protection-minority-discrimination-n-avms/feed/</wfw:commentRss>
			<slash:comments>1</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">22920</post-id>	</item>
		<item>
		<title>Low Credit Score? Don&#8217;t Fret Over It</title>
		<link>https://appraisersblogs.com/banks-considering-peculiar-metrics-2-determine-credit-worthiness</link>
					<comments>https://appraisersblogs.com/banks-considering-peculiar-metrics-2-determine-credit-worthiness#comments</comments>
		
		<dc:creator><![CDATA[VaCAP Board]]></dc:creator>
		<pubDate>Mon, 16 Sep 2019 12:30:10 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisal Organizations]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Fannie Mae - Freddie Mac]]></category>
		<category><![CDATA[Federal Housing Finance Agency]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[FHFA]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[VaCAP]]></category>
		<category><![CDATA[Virginia Coalition of Appraiser Professionals]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=22719</guid>

					<description><![CDATA[<p>Got a low credit score and can’t get a loan? Don’t fret over it, just subscribe to a magazine. Sounds absurd doesn’t it? According to an article on MSN, banks are using other means to determine your credit worthiness. We all understand alternative credit, such as phone and power bills, but companies are now considering consumer data such as magazine subscriptions, the stores your shop at, what you purchase, what restaurants you eat at and how much you spend at them. Based on your consumer data a risk score on your ability to repay a loan is determined. For decades,&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/big-banks-price-fixing-investigation-coestervms-wrap-up"     class="crp_link post-21294"><span class="crp_title">Price-Fixing, Who's Shocked?</span></a><span class="crp_excerpt"> ...criminal investigation into price-fixing... The State of Pennsylvania has filed a class action law suit against some of the biggest&hellip;</span></li>
<li><a href="https://appraisersblogs.com/fnma-fhlmc-bond-price-fixing-n-discriminating-waiver-program"     class="crp_link post-22666"><span class="crp_title">FNMA & FHLMC Bond Price Fixing Claims</span></a><span class="crp_excerpt"> Are the profits being reported by Fannie and Freddie being skewed because of price fixing? In an article released on CNBC&hellip;</span></li>
<li><a href="https://appraisersblogs.com/lenders-want-2-eliminate-DTI-cap"     class="crp_link post-22698"><span class="crp_title">Lenders Want to Eliminate DTI Cap!</span></a><span class="crp_excerpt"> No DTI CAPS - What could go wrong? Well, the insanity continues. HousingWire is reporting that a coalition of lenders and trade&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/banks-considering-peculiar-metrics-2-determine-credit-worthiness">Low Credit Score? Don&#8217;t Fret Over It</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/banks-considering-peculiar-metrics-2-determine-credit-worthiness/feed/</wfw:commentRss>
			<slash:comments>3</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">22719</post-id>	</item>
	</channel>
</rss>
