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	<title>Dodd-Frank Act / C&amp;R Fees - Appraisers Blogs</title>
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<site xmlns="com-wordpress:feed-additions:1">52046035</site>	<item>
		<title>Independent Appraiser Voices: More in Common Than We Think</title>
		<link>https://appraisersblogs.com/independent-appraiser-voices-more-in-common-than-we-think/</link>
					<comments>https://appraisersblogs.com/independent-appraiser-voices-more-in-common-than-we-think/#comments</comments>
		
		<dc:creator><![CDATA[Guest Author]]></dc:creator>
		<pubDate>Mon, 02 Nov 2026 13:30:36 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Customary & Reasonable Fees]]></category>
		<category><![CDATA[AMCs]]></category>
		<category><![CDATA[Appraisal Management Company]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[compensation]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[independent appraisers]]></category>
		<category><![CDATA[technology]]></category>
		<category><![CDATA[UAD]]></category>
		<category><![CDATA[UAD 3.6]]></category>
		<category><![CDATA[Uniform Appraisal Dataset]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=35349</guid>

					<description><![CDATA[<p>Independent Appraiser Voices is breaking the silence on unfair AMC fees and UAD 3.6 struggles to prove that while we may work independently, we don&#8217;t have to face these industry battles alone.&#160; If you&#8217;ve been an independent appraiser for any length of time, you&#8217;ve probably asked yourself, more than once, &#8220;How much more am I expected to take on without being compensated for it?&#8221; Between rising business expenses, increasingly complex assignments, unrealistic deadlines, and AMC fees that often seem disconnected from the work involved, there&#8217;s plenty to be frustrated about. And now we have UAD 3.6. We can probably all&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/whats-the-rush-a-race-to-the-bottom/"     class="crp_link post-35323"><span class="crp_title">What's the Rush?</span></a><span class="crp_excerpt"> What’s the Rush? Last week, a showdown was broadcast among three software providers to see who could complete a UAD&hellip;</span></li>
<li><a href="https://appraisersblogs.com/locked-out-of-amc-panels-over-uad-3-6-going-inactive/"     class="crp_link post-35290"><span class="crp_title">Locked Out of AMC Panels over UAD 3.6: Going Inactive</span></a><span class="crp_excerpt"> A veteran appraiser blows the whistle on how AMCs are using fee surveys to filter their appraisal panels and enforce&hellip;</span></li>
<li><a href="https://appraisersblogs.com/flags-over-facts-the-road-2-obsolescence/"     class="crp_link post-33309"><span class="crp_title">Flags Over Facts: The Road to Obsolescence</span></a><span class="crp_excerpt"> The latest round of modernization comes wrapped in friendly language, but the flags are hard to miss if you’ve been&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/independent-appraiser-voices-more-in-common-than-we-think/">Independent Appraiser Voices: More in Common Than We Think</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>12</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">35349</post-id>	</item>
		<item>
		<title>Locked Out of AMC Panels over UAD 3.6: Going Inactive</title>
		<link>https://appraisersblogs.com/locked-out-of-amc-panels-over-uad-3-6-going-inactive/</link>
					<comments>https://appraisersblogs.com/locked-out-of-amc-panels-over-uad-3-6-going-inactive/#comments</comments>
		
		<dc:creator><![CDATA[Guest Author]]></dc:creator>
		<pubDate>Tue, 27 Oct 2026 12:30:14 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Customary & Reasonable Fees]]></category>
		<category><![CDATA[AMCs]]></category>
		<category><![CDATA[appraisal fee]]></category>
		<category><![CDATA[appraisal fees]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[assignments]]></category>
		<category><![CDATA[compensation]]></category>
		<category><![CDATA[UAD]]></category>
		<category><![CDATA[UAD 3.6]]></category>
		<category><![CDATA[Uniform Appraisal Dataset]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=35290</guid>

					<description><![CDATA[<p>A veteran appraiser blows the whistle on how AMCs are using fee surveys to filter their appraisal panels and enforce lowball caps on independent appraisers.&#160; Let me be completely transparent: I am officially turning down UAD 3.6 assignments. I am done. For months, appraisal management companies (AMCs) flooded our inboxes with fee surveys, asking what we needed to handle the massive transition. Appraisers responded by submitting their proposed fees to cover the sheer volume of extra labor required to complete these new 3.6 reports. It turns out those questionnaires were a complete farce. Instead of treating us like independent business&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/surviving-uad-3-6-secondary-market-risk-protocols/"     class="crp_link post-35244"><span class="crp_title">Surviving UAD 3.6: Secondary Market Risk Protocols</span></a><span class="crp_excerpt"> If economic necessity forces you to accept UAD 3.6 assignments, you cannot afford to sign blindly while exposed to massive&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/"     class="crp_link post-30318"><span class="crp_title">AMCs Billing Scheme, Hidden Profits & Deceptive Practices</span></a><span class="crp_excerpt"> Appraisers who do not agree to their hidden billing methods are excluded from the majority of the GSE lending marketplace&hellip;</span></li>
<li><a href="https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/"     class="crp_link post-31182"><span class="crp_title">Lack of Fee Transparency: Exposing the AMC Exploitation</span></a><span class="crp_excerpt"> By keeping the borrower in the dark about the true cost of the appraisal, the AMCs are able to charge&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/locked-out-of-amc-panels-over-uad-3-6-going-inactive/">Locked Out of AMC Panels over UAD 3.6: Going Inactive</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>33</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">35290</post-id>	</item>
		<item>
		<title>The Appraisal Fee Lawsuit AMCs Can&#8217;t Outrun</title>
		<link>https://appraisersblogs.com/the-appraisal-fee-lawsuit-amcs-cannot-outrun/</link>
					<comments>https://appraisersblogs.com/the-appraisal-fee-lawsuit-amcs-cannot-outrun/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Fri, 24 Jul 2026 12:30:36 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Customary & Reasonable Fees]]></category>
		<category><![CDATA[AMCs]]></category>
		<category><![CDATA[appraisal fee]]></category>
		<category><![CDATA[appraisal fees]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[ARCC]]></category>
		<category><![CDATA[Class Valuation]]></category>
		<category><![CDATA[Consumer protection]]></category>
		<category><![CDATA[lawsuit]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=33534</guid>

					<description><![CDATA[<p>The class action lawsuit filed against CrossCountry Mortgage and Class Valuation arrives at a moment when many in the appraisal profession have grown tired of watching Appraisal Management Companies (AMCs) drain the industry from the inside. Appraisers have described AMCs as unnecessary middlemen who inflate fees, hide their cuts, interfere with the work, and contribute nothing of substance. This case finally puts those practices into the record with a level of clarity that appraisers have been waiting for. The complaint describes how borrowers are charged appraisal fees that often exceed one thousand dollars, yet the appraiser receives only a fraction&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-deceptive-fee-skimming-exposed-in-lawsuit/"     class="crp_link post-32588"><span class="crp_title">AMCs Deceptive Fee Skimming Exposed in Lawsuit</span></a><span class="crp_excerpt"> Rocket Mortgage and the AMCs actively conceal this fee skimming from borrowers, never disclosing the proportion of the "appraisal fee"&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-amcs-coming-soon-2-a-lawsuit-near-you/"     class="crp_link post-33209"><span class="crp_title">The AMCs: Coming Soon to a Lawsuit Near You</span></a><span class="crp_excerpt"> The AMCs built an entire system on silence, and now the quiet parts are being said out loud. For years,&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-shadowy-appraisal-management-companies-fees-draining-billions-from-homebuyers/"     class="crp_link post-32371"><span class="crp_title">The Shadowy AMC Fees Draining Billions from Homebuyers</span></a><span class="crp_excerpt"> The hidden costs of appraisal management companies (AMCs) in the real estate industry have faced growing scrutiny, as highlighted by&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/the-appraisal-fee-lawsuit-amcs-cannot-outrun/">The Appraisal Fee Lawsuit AMCs Can&#8217;t Outrun</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>60</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">33534</post-id>	</item>
		<item>
		<title>The Board Has Spoken, and AMCs Should Pay Attention</title>
		<link>https://appraisersblogs.com/the-board-has-spoken-n-amcs-should-pay-attention/</link>
					<comments>https://appraisersblogs.com/the-board-has-spoken-n-amcs-should-pay-attention/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Mon, 06 Jul 2026 12:30:02 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisal Organizations]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[AMCs]]></category>
		<category><![CDATA[Appraisal Management Company]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[appraiser independence]]></category>
		<category><![CDATA[Dodd Frank]]></category>
		<category><![CDATA[payment]]></category>
		<category><![CDATA[Real Estate Appraiser Board]]></category>
		<category><![CDATA[VaCAP]]></category>
		<category><![CDATA[Virginia Coalition of Appraiser Professionals]]></category>
		<category><![CDATA[Virginia Real Estate Appraiser Board]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=33488</guid>

					<description><![CDATA[<p>The Board handled this case with the same patience appraisers have when an AMC sends “preferred comps” from another planet.&#160; Virginia’s Real Estate Appraiser Board delivered a message at its June meeting that was impossible to miss. An attorney appeared on behalf of Financial Asset Services and Brandon Sison, asking the Board to reconsider the discipline handed down in March. The request arrived without the AMC or Sison themselves, which already set an interesting tone. When you ask a regulatory board to undo a suspension, showing up in person is usually a good start. The March decision was clear. The&#46;&#46;&#46;</p>
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<li><a href="https://appraisersblogs.com/when-protected-becomes-pressure-object-by-july-27/"     class="crp_link post-33551"><span class="crp_title">When ‘Protected’ Becomes Pressure: You Have Until&hellip;</span></a><span class="crp_excerpt"> The new fair‑housing course weaponizes protected characteristics to pressure appraisers into outcome‑driven valuation, directly contradicting USPAP’s prohibition on advocacy. The&hellip;</span></li>
<li><a href="https://appraisersblogs.com/corrupt-west-virginia-real-estate-licensing-board-scheme-ends"     class="crp_link post-27301"><span class="crp_title">West Virginia Appraisal Board Scheme</span></a><span class="crp_excerpt"> The Doomed Quest to Reform a corrupt West Virginia Licensing Board “Board members earn money working for a law firm&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/"     class="crp_link post-31044"><span class="crp_title">Uncovering Flaws in FHA Appraisal & Loan Review Process</span></a><span class="crp_excerpt"> The story of this single mother's harrowing experience with a defective home purchase and HUD's negligent oversight exposes deep flaws&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/the-board-has-spoken-n-amcs-should-pay-attention/">The Board Has Spoken, and AMCs Should Pay Attention</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>16</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">33488</post-id>	</item>
		<item>
		<title>The AMCs: Coming Soon to a Lawsuit Near You</title>
		<link>https://appraisersblogs.com/the-amcs-coming-soon-2-a-lawsuit-near-you/</link>
					<comments>https://appraisersblogs.com/the-amcs-coming-soon-2-a-lawsuit-near-you/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Tue, 20 Jan 2026 13:30:22 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[AMCs]]></category>
		<category><![CDATA[appraisal fees]]></category>
		<category><![CDATA[Appraisal Nation]]></category>
		<category><![CDATA[Appraisal Regulation Compliance Council]]></category>
		<category><![CDATA[ARCC]]></category>
		<category><![CDATA[Clear Capital]]></category>
		<category><![CDATA[compensation]]></category>
		<category><![CDATA[Consumer Financial Protection Bureau]]></category>
		<category><![CDATA[lawsuit]]></category>
		<category><![CDATA[TRID]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=33209</guid>

					<description><![CDATA[<p>The AMCs built an entire system on silence, and now the quiet parts are being said out loud. For years, the mortgage industry has insisted that appraisal management companies are the guardians of independence, the compliance buffer that keeps lenders and appraisers at a safe distance. Yet 2025 has delivered a storyline that feels more like satire than industry narrative. Borrowers are suing, judges are listening, and the AMC business model is beginning to look less like a safeguard and more like a very expensive middleman with a very opaque invoice. The first shock came from California, where the Timmins&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/the-appraisal-fee-lawsuit-amcs-cannot-outrun/"     class="crp_link post-33534"><span class="crp_title">The Appraisal Fee Lawsuit AMCs Can't Outrun</span></a><span class="crp_excerpt"> The class action lawsuit filed against CrossCountry Mortgage and Class Valuation arrives at a moment when many in the appraisal&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-deceptive-fee-skimming-exposed-in-lawsuit/"     class="crp_link post-32588"><span class="crp_title">AMCs Deceptive Fee Skimming Exposed in Lawsuit</span></a><span class="crp_excerpt"> Rocket Mortgage and the AMCs actively conceal this fee skimming from borrowers, never disclosing the proportion of the "appraisal fee"&hellip;</span></li>
<li><a href="https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/"     class="crp_link post-31182"><span class="crp_title">Lack of Fee Transparency: Exposing the AMC Exploitation</span></a><span class="crp_excerpt"> By keeping the borrower in the dark about the true cost of the appraisal, the AMCs are able to charge&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/the-amcs-coming-soon-2-a-lawsuit-near-you/">The AMCs: Coming Soon to a Lawsuit Near You</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>55</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">33209</post-id>	</item>
		<item>
		<title>NAR Calls Out Unregulated Middlemen: A Wake-Up Call for FHFA</title>
		<link>https://appraisersblogs.com/nar-calls-out-unregulated-middlemen-a-wake-up-call-4-fhfa/</link>
					<comments>https://appraisersblogs.com/nar-calls-out-unregulated-middlemen-a-wake-up-call-4-fhfa/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Thu, 02 Oct 2025 12:30:27 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Customary & Reasonable Fees]]></category>
		<category><![CDATA[AMCs]]></category>
		<category><![CDATA[appraisal fees]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[compensation]]></category>
		<category><![CDATA[Federal Housing Finance Agency]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[FHFA]]></category>
		<category><![CDATA[NAR]]></category>
		<category><![CDATA[National Association of Realtors]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=33083</guid>

					<description><![CDATA[<p>When unregulated middlemen run the show, appraisers get ghosted, consumers get duped, and regulators get a velvet-gloved slap from NAR.&#160; In a housing market that demands clarity, Appraisal Management Companies, or AMCs, continue to operate like the magician’s assistant, always present, rarely transparent, and somehow still part of the act. But the National Association of REALTORS® (NAR) just handed the Federal Housing Finance Agency (FHFA) a letter that reads less like a polite memo and more like a velvet-gloved slap. It’s a bold call to rein in AMC antics and restore dignity to the appraisers who keep the system honest.&#46;&#46;&#46;</p>
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<li><a href="https://appraisersblogs.com/fannie-mae-filed-a-complaint-against-me/"     class="crp_link post-30011"><span class="crp_title">Fannie Mae Filed a Complaint Against Me</span></a><span class="crp_excerpt"> An appraiser shared the following with us which was posted on one of the appraisers’ groups. Fannie Mae filed a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/how-u-s-home-valuations-are-being-subverted"     class="crp_link post-29041"><span class="crp_title">How U.S. Home Valuations Are Being Subverted</span></a><span class="crp_excerpt"> At the crossroads of it all is a campaign to weaken or eliminate valuations... The nonprofit is now exploring ways&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/nar-calls-out-unregulated-middlemen-a-wake-up-call-4-fhfa/">NAR Calls Out Unregulated Middlemen: A Wake-Up Call for FHFA</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>38</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">33083</post-id>	</item>
		<item>
		<title>A Cry from the Appraisal Trenches: The Fall of GSE Oversight</title>
		<link>https://appraisersblogs.com/a-cry-from-the-appraisal-trenches-the-fall-of-gse-oversight/</link>
					<comments>https://appraisersblogs.com/a-cry-from-the-appraisal-trenches-the-fall-of-gse-oversight/#comments</comments>
		
		<dc:creator><![CDATA[Guest Author]]></dc:creator>
		<pubDate>Fri, 25 Apr 2025 12:30:13 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Automated Valuation Models]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=32713</guid>

					<description><![CDATA[<p>That could bring our best and brightest back to GSE lending, leveling the playing field with fairer work distribution.&#160; Picture this: a system built to protect homeowners, backed by taxpayer dollars, now teetering on the edge of betrayal. The regulatory framework governing Government-Sponsored Enterprises (GSEs) was once a fortress of consumer protection, transparency, and fairness. As an appraiser, I’ve watched this fortress crumble. The rules imposed on GSEs and their partners—our trade-off for their congressional charter—have been chipped away through years of cunning maneuvers by trade groups and stakeholder interests. What’s left is a hollow shell, far removed from the&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/data-cancer-infecting-the-real-estate-market/"     class="crp_link post-32511"><span class="crp_title">Data Cancer Infecting the Real Estate Market</span></a><span class="crp_excerpt"> They have created the phenomenon known as “data cancer” which reduces an appraisal to a rubber stamp that contaminates the&hellip;</span></li>
<li><a href="https://appraisersblogs.com/how-rural-america-lost-its-mortgage-lifeline/"     class="crp_link post-33012"><span class="crp_title">The Town With No Bank: How Rural America Lost Its&hellip;</span></a><span class="crp_excerpt"> For decades, we’ve been told that the problem is demand. That people don’t want to live in rural America anymore.&hellip;</span></li>
<li><a href="https://appraisersblogs.com/time-2-take-out-the-junk-amc-practices-exposed/"     class="crp_link post-34945"><span class="crp_title">It’s Time to Take Out the Junk: AMC Practices Exposed</span></a><span class="crp_excerpt"> Appraisers have spent years carrying the weight of broken AMC practices, and this article pulls every one of those practices&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/a-cry-from-the-appraisal-trenches-the-fall-of-gse-oversight/">A Cry from the Appraisal Trenches: The Fall of GSE Oversight</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>84</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">32713</post-id>	</item>
		<item>
		<title>The Shadowy AMC Fees Draining Billions from Homebuyers</title>
		<link>https://appraisersblogs.com/the-shadowy-appraisal-management-companies-fees-draining-billions-from-homebuyers/</link>
					<comments>https://appraisersblogs.com/the-shadowy-appraisal-management-companies-fees-draining-billions-from-homebuyers/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Thu, 09 Jan 2025 13:30:46 +0000</pubDate>
				<category><![CDATA[AI]]></category>
		<category><![CDATA[AMC]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=32371</guid>

					<description><![CDATA[<p>The hidden costs of appraisal management companies (AMCs) in the real estate industry have faced growing scrutiny, as highlighted by a recent Business Insider article titled &#8220;The Hidden Middleman who cost homebuyers $12 billion dollars and counting.&#8221; The article examines the opaque practices of AMCs, which frequently charge exorbitant fees that can exceed the amount paid to the appraiser. As highlighted by former Appraisal Institute CEO Cindy Chance, this issue has faced significant resistance from entrenched interests, mirroring the challenges faced in other industries such as the pharmacy benefit manager (PBM) sector, which ultimately led to an FTC investigation. The&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/appraisal-regulation-compliance-council-exposes-disturbing-amc-violations/"     class="crp_link post-31311"><span class="crp_title">Appraisal Regulation Compliance Council Exposes&hellip;</span></a><span class="crp_excerpt"> The Appraisal Regulation Compliance Council published a detailed breakdown to the CFPB, which showed the median average AMC fee being&hellip;</span></li>
<li><a href="https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/"     class="crp_link post-31182"><span class="crp_title">Lack of Fee Transparency: Exposing the AMC Exploitation</span></a><span class="crp_excerpt"> By keeping the borrower in the dark about the true cost of the appraisal, the AMCs are able to charge&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/"     class="crp_link post-30318"><span class="crp_title">AMCs Billing Scheme, Hidden Profits & Deceptive Practices</span></a><span class="crp_excerpt"> Appraisers who do not agree to their hidden billing methods are excluded from the majority of the GSE lending marketplace&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/the-shadowy-appraisal-management-companies-fees-draining-billions-from-homebuyers/">The Shadowy AMC Fees Draining Billions from Homebuyers</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>158</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">32371</post-id>	</item>
		<item>
		<title>The New Con: Hybrids, Waivers &#038; AMCs Threaten Public Trust</title>
		<link>https://appraisersblogs.com/the-new-con-hybrids-waivers-amcs-threaten-public-trust/</link>
					<comments>https://appraisersblogs.com/the-new-con-hybrids-waivers-amcs-threaten-public-trust/#comments</comments>
		
		<dc:creator><![CDATA[VaCAP Board]]></dc:creator>
		<pubDate>Mon, 16 Dec 2024 13:30:39 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
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		<category><![CDATA[waiver]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=31628</guid>

					<description><![CDATA[<p>Hybrid Appraisals, Appraisal Waivers and Appraisal Management Companies are the new Con.&#160; Last month marked the 7-year anniversary of Appraiser Fest. The conference was truly like nothing that had been done before. It was organized by appraisers for appraisers. The agenda was more about bringing the profession together and protecting the public trust. Appraiser Fest was not about promoting the profit of others at the expense of appraisers; nor was it about hiding the unchecked facts of fraud and ill doings against consumers. It was about public awareness and trust. It all started with a renewed sense of energy with&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/amc-hires-a-convicted-felon-as-property-data-collector"     class="crp_link post-29357"><span class="crp_title">AMC Hires a Convicted Felon as Property Data Collector</span></a><span class="crp_excerpt"> The recent case of Paschal Uchendu, a convicted felon awaiting sentencing for orchestrating a $1.2 million armed robbery of a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-waivers-expansion-fhfa-risky-move/"     class="crp_link post-31474"><span class="crp_title">FHFA's Appraisal Waivers Expansion</span></a><span class="crp_excerpt"> The Federal Housing Finance Agency's (FHFA) recent push to expand the use of appraisal waivers represents a concerning and potentially&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-regulation-compliance-council-exposes-disturbing-amc-violations/"     class="crp_link post-31311"><span class="crp_title">Appraisal Regulation Compliance Council Exposes&hellip;</span></a><span class="crp_excerpt"> The Appraisal Regulation Compliance Council published a detailed breakdown to the CFPB, which showed the median average AMC fee being&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/the-new-con-hybrids-waivers-amcs-threaten-public-trust/">The New Con: Hybrids, Waivers &#038; AMCs Threaten Public Trust</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>66</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31628</post-id>	</item>
		<item>
		<title>Appraisal Regulation Compliance Council Exposes Disturbing AMC Violations</title>
		<link>https://appraisersblogs.com/appraisal-regulation-compliance-council-exposes-disturbing-amc-violations/</link>
					<comments>https://appraisersblogs.com/appraisal-regulation-compliance-council-exposes-disturbing-amc-violations/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Fri, 30 Aug 2024 12:30:34 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31311</guid>

					<description><![CDATA[<p>The Appraisal Regulation Compliance Council published a detailed breakdown to the CFPB, which showed the median average AMC fee being charged to borrowers amounted to a staggering 65% of the total appraisal fee, with one AMC extracting as much as 84% in pure profit. The Appraisal Regulation Compliance Council (ARCC) is a crucial non-profit organization that specializes in providing fact-based research and expertise on the complex web of appraisal regulations and compliance issues. Driven by a non-partisan mission, ARCC has spent the last two years diligently collecting, vetting, and organizing comprehensive data on lender appraisals conducted by Appraisal Management Companies&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/"     class="crp_link post-31182"><span class="crp_title">Lack of Fee Transparency: Exposing the AMC Exploitation</span></a><span class="crp_excerpt"> By keeping the borrower in the dark about the true cost of the appraisal, the AMCs are able to charge&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/"     class="crp_link post-30318"><span class="crp_title">AMCs Billing Scheme, Hidden Profits & Deceptive Practices</span></a><span class="crp_excerpt"> Appraisers who do not agree to their hidden billing methods are excluded from the majority of the GSE lending marketplace&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-amcs-violating-tila-and-customary-and-reasonable-fee-clauses/"     class="crp_link post-30287"><span class="crp_title">AMCs Violating TILA and C&R Fee Clauses</span></a><span class="crp_excerpt"> Fellow Appraisers, the appraisal industry has been facing a major issue with AMCs violating the Truth in Lending Act (TILA)&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/appraisal-regulation-compliance-council-exposes-disturbing-amc-violations/">Appraisal Regulation Compliance Council Exposes Disturbing AMC Violations</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>102</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31311</post-id>	</item>
		<item>
		<title>Insights from CFPB&#8217;s Public Comment Period</title>
		<link>https://appraisersblogs.com/insights-from-cfpb-public-comment-period/</link>
					<comments>https://appraisersblogs.com/insights-from-cfpb-public-comment-period/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Tue, 13 Aug 2024 12:30:20 +0000</pubDate>
				<category><![CDATA[ACOW]]></category>
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		<category><![CDATA[American Society of Appraisers]]></category>
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		<category><![CDATA[Virginia Coalition of Appraiser Professionals]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=31229</guid>

					<description><![CDATA[<p>The comment period on the Consumer Financial Protection Bureau&#8217;s (CFPB) &#8220;Request for Information Regarding Fees Imposed in Residential Mortgage Transactions&#8221; concluded on August 2, 2024, with a total of 959 comments received. Upon reviewing some of these submissions, several noteworthy perspectives emerged regarding appraisal fees and the role of Appraisal Management Companies (AMCs). The National Association of REALTORS® (NAR) highlighted the lack of transparency surrounding AMC fees, which are often bundled together with the actual appraisal fee on the Closing Disclosure (CD). This opaque structure prevents consumers from understanding the true cost of the appraisal service and hinders their ability&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/"     class="crp_link post-31182"><span class="crp_title">Lack of Fee Transparency: Exposing the AMC Exploitation</span></a><span class="crp_excerpt"> By keeping the borrower in the dark about the true cost of the appraisal, the AMCs are able to charge&hellip;</span></li>
<li><a href="https://appraisersblogs.com/reforming-the-appraisal-review-process-the-illogical-reality-of-mortgage-appraisal-reviews/"     class="crp_link post-30943"><span class="crp_title">The Illogical Reality of Mortgage Appraisal Reviews </span></a><span class="crp_excerpt"> Reforming the appraisal review process is essential to maintaining the integrity of the real estate market and protecting consumers and&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-exploit-borrowers-government-indulged-middlemen-are-wrong-rx-for-battered-borrowers/"     class="crp_link post-31003"><span class="crp_title">Gov't-Indulged Middlemen Are Wrong RX for Battered&hellip;</span></a><span class="crp_excerpt"> The U.S. government impoverishes homebuyers as it does the chronically ill – by promoting the use of middlemen who prey&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/insights-from-cfpb-public-comment-period/">Insights from CFPB&#8217;s Public Comment Period</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>53</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31229</post-id>	</item>
		<item>
		<title>Lack of Fee Transparency: Exposing the AMC Exploitation</title>
		<link>https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/</link>
					<comments>https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/#comments</comments>
		
		<dc:creator><![CDATA[Desiree Mehbod]]></dc:creator>
		<pubDate>Wed, 31 Jul 2024 12:30:07 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[Appraisal News]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31182</guid>

					<description><![CDATA[<p>By keeping the borrower in the dark about the true cost of the appraisal, the AMCs are able to charge exorbitant prices and pocket the difference (as shown in Figures 1 through 10), exploiting the consumer’s lack of knowledge.&#160; Thank you for the opportunity to comment on the Consumer Financial Protection Bureau’s Request for Information on Fees Imposed in Residential Mortgage Transactions. The growth of Appraisal Management Companies (AMCs) in the wake of the 2008 financial crisis was driven by a well-intentioned but ultimately misguided belief that they could help &#8220;ensure the integrity and independence&#8221; of property valuations. The reasoning&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/amc-fee-impact-on-appraisal-fee"     class="crp_link post-29525"><span class="crp_title">AMC Fee Impact on Appraisal Fee</span></a><span class="crp_excerpt"> While the borrower was charged $695 for the appraisal, the appraiser was only paid $301. The AMC fee was $394.&nbsp;&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/"     class="crp_link post-30318"><span class="crp_title">AMCs Billing Scheme, Hidden Profits & Deceptive Practices</span></a><span class="crp_excerpt"> Appraisers who do not agree to their hidden billing methods are excluded from the majority of the GSE lending marketplace&hellip;</span></li>
<li><a href="https://appraisersblogs.com/exposing-predatory-amcs-appraisal-management-companies-corrosive-influence-on-the-housing-market/"     class="crp_link post-30984"><span class="crp_title">Exposing Predatory AMCs</span></a><span class="crp_excerpt"> Exposing the inner workings of these predatory AMCs and their corrosive influence on the housing market.&nbsp; Cindy Chance's recent comments&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/">Lack of Fee Transparency: Exposing the AMC Exploitation</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>71</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31182</post-id>	</item>
		<item>
		<title>Exposing Predatory AMCs</title>
		<link>https://appraisersblogs.com/exposing-predatory-amcs-appraisal-management-companies-corrosive-influence-on-the-housing-market/</link>
					<comments>https://appraisersblogs.com/exposing-predatory-amcs-appraisal-management-companies-corrosive-influence-on-the-housing-market/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Fri, 14 Jun 2024 12:30:39 +0000</pubDate>
				<category><![CDATA[AI]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30984</guid>

					<description><![CDATA[<p>Exposing the inner workings of these predatory AMCs and their corrosive influence on the housing market.&#160; Cindy Chance&#8217;s recent comments about the concerning practices of some appraisal management companies (AMCs) have struck a chord with many in the real estate valuation industry. Chance is shedding light on the troubling ways in which certain AMCs have come to wield significant power and influence over the appraisal process, often to the detriment of both appraisers and the public. The growth of AMCs in the wake of the 2008 financial crisis was driven by the misguided belief that they could help &#8220;ensure the&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/cfpb-bureau-crackdown-unfair-practices-hurting-consumers/"     class="crp_link post-30912"><span class="crp_title">CFPB Crackdown: Unfair Practices Hurting Consumers</span></a><span class="crp_excerpt"> Bureau is currently investigating various fees associated with obtaining a loan, with the goal of identifying any that may be&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/"     class="crp_link post-30318"><span class="crp_title">AMCs Billing Scheme, Hidden Profits & Deceptive Practices</span></a><span class="crp_excerpt"> Appraisers who do not agree to their hidden billing methods are excluded from the majority of the GSE lending marketplace&hellip;</span></li>
<li><a href="https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/"     class="crp_link post-31182"><span class="crp_title">Lack of Fee Transparency: Exposing the AMC Exploitation</span></a><span class="crp_excerpt"> By keeping the borrower in the dark about the true cost of the appraisal, the AMCs are able to charge&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/exposing-predatory-amcs-appraisal-management-companies-corrosive-influence-on-the-housing-market/">Exposing Predatory AMCs</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>49</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30984</post-id>	</item>
		<item>
		<title>CFPB Crackdown: Unfair Practices Hurting Consumers</title>
		<link>https://appraisersblogs.com/cfpb-bureau-crackdown-unfair-practices-hurting-consumers/</link>
					<comments>https://appraisersblogs.com/cfpb-bureau-crackdown-unfair-practices-hurting-consumers/#comments</comments>
		
		<dc:creator><![CDATA[Guest Author]]></dc:creator>
		<pubDate>Wed, 05 Jun 2024 12:30:07 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30912</guid>

					<description><![CDATA[<p>Bureau is currently investigating various fees associated with obtaining a loan, with the goal of identifying any that may be particularly burdensome or concerning for borrowers. As we all know many AMCs are not paying Customary &#38; Reasonable fee as required by TILA. They have consistently pushed down the pay of Appraisers while making undisclosed profit off consumers and prioritizing cheapest and fastest over quality and competency. The CFPB has been in communication with individuals behind the scenes and are concerned with what has been shown enough to include AMCs in their data collection process. Now is the time to&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/"     class="crp_link post-30318"><span class="crp_title">AMCs Billing Scheme, Hidden Profits & Deceptive Practices</span></a><span class="crp_excerpt"> Appraisers who do not agree to their hidden billing methods are excluded from the majority of the GSE lending marketplace&hellip;</span></li>
<li><a href="https://appraisersblogs.com/amc-fee-impact-on-appraisal-fee"     class="crp_link post-29525"><span class="crp_title">AMC Fee Impact on Appraisal Fee</span></a><span class="crp_excerpt"> While the borrower was charged $695 for the appraisal, the appraiser was only paid $301. The AMC fee was $394.&nbsp;&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uspap-typical-buyer-standard-in-the-fair-housing-era/"     class="crp_link post-33420"><span class="crp_title">USPAP’s Typical Buyer Standard in the Fair Housing Era</span></a><span class="crp_excerpt"> The Irreconcilable Conflict Between USPAP's Typical Buyer Standard and the Current Fair Housing Compliance Regime. Retain this document as a&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/cfpb-bureau-crackdown-unfair-practices-hurting-consumers/">CFPB Crackdown: Unfair Practices Hurting Consumers</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>25</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30912</post-id>	</item>
		<item>
		<title>Recap of the 4th ASC Appraisal Bias Hearing</title>
		<link>https://appraisersblogs.com/recap-of-the-4th-asc-appraisal-bias-hearing/</link>
					<comments>https://appraisersblogs.com/recap-of-the-4th-asc-appraisal-bias-hearing/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Wed, 28 Feb 2024 13:30:47 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30405</guid>

					<description><![CDATA[<p>On February 13th, 2024, the fourth ASC appraisal bias hearing took place. For those who were unable to attend, the video of the hearing has been included below. The hearing was a crucial event for the appraisal industry, and it is important for all appraisers to be aware of the discussions and topics addressed. The panel of witnesses included: David Bunton, President, The Appraisal Foundation E.C. Neelly IV, Executive Director, Mississippi Real Estate Appraisal Board Maureen Sweeney, Principal, Maureen Sweeney, Real Estate Appraiser Ltd. Melissa Tran, Director, Texas Appraiser Licensing and Certification Board Jillian White, Chief Executive Officer, Appraisal Insights&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/"     class="crp_link post-30318"><span class="crp_title">AMCs Billing Scheme, Hidden Profits & Deceptive Practices</span></a><span class="crp_excerpt"> Appraisers who do not agree to their hidden billing methods are excluded from the majority of the GSE lending marketplace&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-amcs-violating-tila-and-customary-and-reasonable-fee-clauses/"     class="crp_link post-30287"><span class="crp_title">AMCs Violating TILA and C&R Fee Clauses</span></a><span class="crp_excerpt"> Fellow Appraisers, the appraisal industry has been facing a major issue with AMCs violating the Truth in Lending Act (TILA)&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-real-cause-of-the-home-value-gap-is-the-income-gap"     class="crp_link post-28636"><span class="crp_title">The Real Cause of the Home Value Gap Is the Income Gap</span></a><span class="crp_excerpt"> Blaming appraisers for the income gap will never solve the real underlying problem... Blaming appraisers for the income gap is&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/recap-of-the-4th-asc-appraisal-bias-hearing/">Recap of the 4th ASC Appraisal Bias Hearing</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>11</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30405</post-id>	</item>
		<item>
		<title>AMCs Billing Scheme, Hidden Profits &#038; Deceptive Practices</title>
		<link>https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/</link>
					<comments>https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/#comments</comments>
		
		<dc:creator><![CDATA[Guest Author]]></dc:creator>
		<pubDate>Wed, 07 Feb 2024 13:30:29 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Customary & Reasonable Fees]]></category>
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		<category><![CDATA[appraisal fee]]></category>
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		<category><![CDATA[Dodd-Frank Act]]></category>
		<category><![CDATA[engagement]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30318</guid>

					<description><![CDATA[<p>Appraisers who do not agree to their hidden billing methods are excluded from the majority of the GSE lending marketplace for appraisal orders.&#160; Appraisal Management Companies (AMC&#8217;s) do not pass on cost savings for reduced appraisal services to consumers. Instead, they keep the savings for themselves without disclosing the amount to the consumer or the appraiser. What should have been cost savings for the consumer are pocketed by the AMC in secret. This is considered a junk fee or unearned fee billing scheme under current law. Appraisers who participate in this system are in violation of The Management Rule of&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/"     class="crp_link post-31465"><span class="crp_title">The Great Debate on Appraisal Fees</span></a><span class="crp_excerpt"> She included several different fee split examples indicating AMCs retained as much as 70 percent of the total appraisal fee&hellip;</span></li>
<li><a href="https://appraisersblogs.com/time-2-take-out-the-junk-amc-practices-exposed/"     class="crp_link post-34945"><span class="crp_title">It’s Time to Take Out the Junk: AMC Practices Exposed</span></a><span class="crp_excerpt"> Appraisers have spent years carrying the weight of broken AMC practices, and this article pulls every one of those practices&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-appraisal-fee-lawsuit-amcs-cannot-outrun/"     class="crp_link post-33534"><span class="crp_title">The Appraisal Fee Lawsuit AMCs Can't Outrun</span></a><span class="crp_excerpt"> The class action lawsuit filed against CrossCountry Mortgage and Class Valuation arrives at a moment when many in the appraisal&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/">AMCs Billing Scheme, Hidden Profits &#038; Deceptive Practices</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>82</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30318</post-id>	</item>
		<item>
		<title>AMCs Violating TILA and C&#038;R Fee Clauses</title>
		<link>https://appraisersblogs.com/appraisal-management-companies-amcs-violating-tila-and-customary-and-reasonable-fee-clauses/</link>
					<comments>https://appraisersblogs.com/appraisal-management-companies-amcs-violating-tila-and-customary-and-reasonable-fee-clauses/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Thu, 01 Feb 2024 13:30:44 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<category><![CDATA[Appraisal Management Companies]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30287</guid>

					<description><![CDATA[<p>Fellow Appraisers, the appraisal industry has been facing a major issue with AMCs violating the Truth in Lending Act (TILA) and the Customary and Reasonable fee clauses. This has not only caused harm to consumers but also to appraisers who are struggling to make a living. Despite efforts to bring this issue to light, it has been largely hidden from the public and regulators. However, it is time to change that and reveal the truth about what is really happening. To do so, we need to gather more data and evidence to establish a pattern of violations for these bids&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/AMCs-appraisers-interaction-perfect-depiction"     class="crp_link post-21091"><span class="crp_title">Smedley Dingledorf Takes the Job for $275</span></a><span class="crp_excerpt"> One of my lifetime best friends is Bart Simpson, who is an actual person. We grew up together from elementary&hellip;</span></li>
<li><a href="https://appraisersblogs.com/consumer-must-know-actual-appraisal-cost"     class="crp_link post-17547"><span class="crp_title">What’s Not in Your Wallet?</span></a><span class="crp_excerpt"> Shouldn’t consumers know where their money is going to? Before the housing collapse, when applying for a loan, you would&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-take-a-sizable-cut-of-the-appraisal-fee"     class="crp_link post-27821"><span class="crp_title">AMCs Take a Sizable Cut of the Appraisal Fee</span></a><span class="crp_excerpt"> It still proves my point: Appraisal Management Companies take a sizable Cut of the appraisal fee... It was March 28th,&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/appraisal-management-companies-amcs-violating-tila-and-customary-and-reasonable-fee-clauses/">AMCs Violating TILA and C&#038;R Fee Clauses</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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		<post-id xmlns="com-wordpress:feed-additions:1">30287</post-id>	</item>
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		<title>Seller Filed a Racial Bias Complaint Against Me</title>
		<link>https://appraisersblogs.com/seller-filed-a-racial-bias-complaint-against-me/</link>
					<comments>https://appraisersblogs.com/seller-filed-a-racial-bias-complaint-against-me/#comments</comments>
		
		<dc:creator><![CDATA[Guest Author]]></dc:creator>
		<pubDate>Tue, 07 Nov 2023 13:30:08 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30075</guid>

					<description><![CDATA[<p>So what’s caused the sudden loss of income? Could it be because of the racial bias complaint filed against me by an unhappy Seller&#8230;&#160; Fannie Mae accomplished what they set out to do in July 2011, when they initiated their Uniform Appraisal Dataset (UAD) and the Uniform Collateral Data Portal. The goal was to collect enough property data to effectively remove appraisers from the home buying and refinancing process. It all started with Dodd-Frank Act, a several hundred pages Act signed into law by then President Obama, sold to unsuspecting Americans as a protection from the corrupt business practices of&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/low-appraised-value-n-allegations-of-racial-discrimination"     class="crp_link post-25472"><span class="crp_title">Low Appraised Value = Racial Bias?</span></a><span class="crp_excerpt"> When the appraised value didn’t meet the sale price, the first assumption was that the appraiser conspired to lower the&hellip;</span></li>
<li><a href="https://appraisersblogs.com/fannie-mae-filed-a-complaint-against-me/"     class="crp_link post-30011"><span class="crp_title">Fannie Mae Filed a Complaint Against Me</span></a><span class="crp_excerpt"> An appraiser shared the following with us which was posted on one of the appraisers’ groups. Fannie Mae filed a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/"     class="crp_link post-31044"><span class="crp_title">Uncovering Flaws in FHA Appraisal & Loan Review Process</span></a><span class="crp_excerpt"> The story of this single mother's harrowing experience with a defective home purchase and HUD's negligent oversight exposes deep flaws&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/seller-filed-a-racial-bias-complaint-against-me/">Seller Filed a Racial Bias Complaint Against Me</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>47</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30075</post-id>	</item>
		<item>
		<title>Leaving the Appraisal Profession</title>
		<link>https://appraisersblogs.com/its-a-great-time-2-leave-the-appraisal-profession/</link>
					<comments>https://appraisersblogs.com/its-a-great-time-2-leave-the-appraisal-profession/#comments</comments>
		
		<dc:creator><![CDATA[Guest Author]]></dc:creator>
		<pubDate>Wed, 20 Sep 2023 12:30:02 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=29944</guid>

					<description><![CDATA[<p>It’s a Great Time to Leave the Appraisal Profession. I can hear the chorus of my fellow appraisers rising up in disagreement with me. I envision many of them screaming, “But I love being an appraiser”! Yeah, I hear you. I loved being an appraiser too. Let’s not consider what we were but what they want us to become. First, ask yourself if you are still making a livable wage. I’m not and instead of blaming myself, I started running the numbers. In, my high value market, 18% of the solds were cash sales. No appraisal required on those! Values&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/list-of-banned-words-the-nightmarish-end-of-home-appraisals/"     class="crp_link post-29767"><span class="crp_title">The Nightmarish End of Home Appraisals</span></a><span class="crp_excerpt"> In his 1946 essay “Politics and the English Language,” the late British novelist, essayist and critic George Orwell examined the&hellip;</span></li>
<li><a href="https://appraisersblogs.com/politicians-have-made-appraising-into-a-nightmare-so-i-have-retired"     class="crp_link post-25786"><span class="crp_title">I've Retired & I'm So Glad I Did</span></a><span class="crp_excerpt"> &nbsp;What we got, was 30+ years of complaints from the lenders and politicians who blamed appraisers for all of the&hellip;</span></li>
<li><a href="https://appraisersblogs.com/fannie-mae-releases-the-new-urar-redesign-spec"     class="crp_link post-29139"><span class="crp_title">New URAR Redesign Spec Released</span></a><span class="crp_excerpt"> The Appraisal Forms &amp; UAD Redesign Spec has been released and the current forms are being retired. This means that&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/its-a-great-time-2-leave-the-appraisal-profession/">Leaving the Appraisal Profession</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>190</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">29944</post-id>	</item>
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		<title>AMC Engagement Letter: Appraisers Do Not Include Your Invoice</title>
		<link>https://appraisersblogs.com/amc-engagement-letter-appraisers-do-not-include-your-invoice/</link>
					<comments>https://appraisersblogs.com/amc-engagement-letter-appraisers-do-not-include-your-invoice/#comments</comments>
		
		<dc:creator><![CDATA[VaCAP Board]]></dc:creator>
		<pubDate>Fri, 28 Jul 2023 12:30:23 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=29762</guid>

					<description><![CDATA[<p>File the complaint against the AMC yourself OR Forward the engagement letter to VaCAP to file on your behalf.&#160; At the recent Virginia Appraisal Board Meeting on Wednesday June 28th, a discussion occurred about Appraisal Management Companies prohibiting appraisers from including their invoices with the appraisal report. The overall consensus of the Board Members was this practice could be a violation of Virginia Appraisal Management Company Statute § 54.1-2022 B. “B. The appraisal management company shall not prohibit an appraiser from disclosing in the appraisal report the actual fees charged by an appraiser for appraisal services, and shall otherwise comply&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers"     class="crp_link post-23136"><span class="crp_title">Appraisers Not Signing Up with These AMCs</span></a><span class="crp_excerpt"> Over the past few weeks VaCAP has been hearing from our members on some of the concerns they have with&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-amcs-coming-soon-2-a-lawsuit-near-you/"     class="crp_link post-33209"><span class="crp_title">The AMCs: Coming Soon to a Lawsuit Near You</span></a><span class="crp_excerpt"> The AMCs built an entire system on silence, and now the quiet parts are being said out loud. For years,&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/"     class="crp_link post-31465"><span class="crp_title">The Great Debate on Appraisal Fees</span></a><span class="crp_excerpt"> She included several different fee split examples indicating AMCs retained as much as 70 percent of the total appraisal fee&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/amc-engagement-letter-appraisers-do-not-include-your-invoice/">AMC Engagement Letter: Appraisers Do Not Include Your Invoice</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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		<post-id xmlns="com-wordpress:feed-additions:1">29762</post-id>	</item>
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