<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>FEMA - Appraisers Blogs</title>
	<atom:link href="https://appraisersblogs.com/tag/fema/feed/" rel="self" type="application/rss+xml" />
	<link>https://appraisersblogs.com/tag/fema/</link>
	<description>Appraisal News and Tips for Real Estate Appraisers</description>
	<lastBuildDate>Mon, 17 Aug 2026 03:12:53 +0000</lastBuildDate>
	<language>en-US</language>
	<sy:updatePeriod>
	hourly	</sy:updatePeriod>
	<sy:updateFrequency>
	1	</sy:updateFrequency>
	<generator>https://wordpress.org/?v=7.1.4</generator>

<image>
	<url>https://i0.wp.com/appraisersblogs.com/wp-content/uploads/2015/04/ABfavicon.png?fit=32%2C32&#038;ssl=1</url>
	<title>FEMA - Appraisers Blogs</title>
	<link>https://appraisersblogs.com/tag/fema/</link>
	<width>32</width>
	<height>32</height>
</image> 
<site xmlns="com-wordpress:feed-additions:1">52046035</site>	<item>
		<title>Report Observation &#038; Trigger Points</title>
		<link>https://appraisersblogs.com/appraisal-report-trigger-points</link>
					<comments>https://appraisersblogs.com/appraisal-report-trigger-points#comments</comments>
		
		<dc:creator><![CDATA[Dave Towne]]></dc:creator>
		<pubDate>Mon, 17 Dec 2018 13:30:50 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Fannie Mae - Freddie Mac]]></category>
		<category><![CDATA[1004]]></category>
		<category><![CDATA[adjustment]]></category>
		<category><![CDATA[Adjustments]]></category>
		<category><![CDATA[AMCs]]></category>
		<category><![CDATA[Appraisal Management Company]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[comparable properties]]></category>
		<category><![CDATA[comparables]]></category>
		<category><![CDATA[concessions]]></category>
		<category><![CDATA[condition]]></category>
		<category><![CDATA[contract price]]></category>
		<category><![CDATA[cost approach]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[FEMA]]></category>
		<category><![CDATA[FNMA]]></category>
		<category><![CDATA[GLA]]></category>
		<category><![CDATA[Gross Living Area]]></category>
		<category><![CDATA[Marshall & Swift]]></category>
		<category><![CDATA[neighborhood]]></category>
		<category><![CDATA[plat map]]></category>
		<category><![CDATA[property values]]></category>
		<category><![CDATA[seller concession]]></category>
		<category><![CDATA[site]]></category>
		<category><![CDATA[suburban]]></category>
		<category><![CDATA[UAD]]></category>
		<category><![CDATA[Uniform Appraisal Dataset]]></category>
		<category><![CDATA[Uniform Standards of Professional Appraisal Practice]]></category>
		<category><![CDATA[USPAP]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=20429</guid>

					<description><![CDATA[<p>Appraisers, this is another essay written about a report I have &#8216;observed.&#8217; I’ve mentioned before that I &#8220;come in contact with&#8221; appraisal reports from a variety of sources. Those that I determine have significant issues I write about. Conclusions about the &#8216;real value&#8217; will be disclosed below. Trigger points for having reports formally reviewed are discussed. I do this because a majority of appraisers do not participate and interact with their peers on a consistent basis, and therefore may not get exposed to items that clients and lenders see in reports, which they question. I believe it’s important to expose items in reports that&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/promoting-false-racist-appraiser-narrative-2-optimize-profits-via-avms"     class="crp_link post-26499"><span class="crp_title">Promoting False "Racist Appraiser" Narrative</span></a><span class="crp_excerpt"> Some Lenders promoting false "racist appraiser" narrative to optimize profits via AVMs Like most businesses lenders want to optimize their&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/"     class="crp_link post-31044"><span class="crp_title">Uncovering Flaws in FHA Appraisal & Loan Review Process</span></a><span class="crp_excerpt"> The story of this single mother's harrowing experience with a defective home purchase and HUD's negligent oversight exposes deep flaws&hellip;</span></li>
<li><a href="https://appraisersblogs.com/how-rural-america-lost-its-mortgage-lifeline/"     class="crp_link post-33012"><span class="crp_title">The Town With No Bank: How Rural America Lost Its&hellip;</span></a><span class="crp_excerpt"> For decades, we’ve been told that the problem is demand. That people don’t want to live in rural America anymore.&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/appraisal-report-trigger-points">Report Observation &#038; Trigger Points</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/appraisal-report-trigger-points/feed/</wfw:commentRss>
			<slash:comments>10</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">20429</post-id>	</item>
		<item>
		<title>Appraiser&#8217;s Response to LRES Order Blast</title>
		<link>https://appraisersblogs.com/appraiser-response-lres-order-blast</link>
					<comments>https://appraisersblogs.com/appraiser-response-lres-order-blast#comments</comments>
		
		<dc:creator><![CDATA[Michael Ford]]></dc:creator>
		<pubDate>Mon, 25 Jul 2016 12:30:17 +0000</pubDate>
				<category><![CDATA[AGA]]></category>
		<category><![CDATA[AMC]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisal Organizations]]></category>
		<category><![CDATA[1004C]]></category>
		<category><![CDATA[1004D]]></category>
		<category><![CDATA[1004MC]]></category>
		<category><![CDATA[1073]]></category>
		<category><![CDATA[additions]]></category>
		<category><![CDATA[adjust]]></category>
		<category><![CDATA[adjustment]]></category>
		<category><![CDATA[Adjustments]]></category>
		<category><![CDATA[AI]]></category>
		<category><![CDATA[AIR]]></category>
		<category><![CDATA[American Guild of Appraisers]]></category>
		<category><![CDATA[AMS]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[appraisal fee]]></category>
		<category><![CDATA[appraisal fees]]></category>
		<category><![CDATA[Appraisal Institute]]></category>
		<category><![CDATA[Appraisal Management Company]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[appraisal orders]]></category>
		<category><![CDATA[Appraisal Report]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraiser independence]]></category>
		<category><![CDATA[Appraiser Independence Requirements]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[ASA]]></category>
		<category><![CDATA[assignments]]></category>
		<category><![CDATA[bidding game]]></category>
		<category><![CDATA[BPO]]></category>
		<category><![CDATA[BREA]]></category>
		<category><![CDATA[C&R Fees]]></category>
		<category><![CDATA[Certification]]></category>
		<category><![CDATA[chase]]></category>
		<category><![CDATA[comparable property]]></category>
		<category><![CDATA[comparable sales]]></category>
		<category><![CDATA[comparables]]></category>
		<category><![CDATA[compensation]]></category>
		<category><![CDATA[condition]]></category>
		<category><![CDATA[condition rating]]></category>
		<category><![CDATA[cost approach]]></category>
		<category><![CDATA[costs]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[customary]]></category>
		<category><![CDATA[Customary & Reasonable Fees]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[definition]]></category>
		<category><![CDATA[distressed sales]]></category>
		<category><![CDATA[DOM]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[EAD]]></category>
		<category><![CDATA[effective date]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[FEMA]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[FNMA]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[forms]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[GLA]]></category>
		<category><![CDATA[Hypothetical Condition]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[land]]></category>
		<category><![CDATA[land value]]></category>
		<category><![CDATA[liability]]></category>
		<category><![CDATA[license]]></category>
		<category><![CDATA[LRES]]></category>
		<category><![CDATA[LRES Corporation]]></category>
		<category><![CDATA[manufactured home]]></category>
		<category><![CDATA[market acceptance]]></category>
		<category><![CDATA[market value]]></category>
		<category><![CDATA[Marketing Time]]></category>
		<category><![CDATA[MLS]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[NAR]]></category>
		<category><![CDATA[neighborhood]]></category>
		<category><![CDATA[opinion of value]]></category>
		<category><![CDATA[payment]]></category>
		<category><![CDATA[photos]]></category>
		<category><![CDATA[PUD]]></category>
		<category><![CDATA[R&C Fees]]></category>
		<category><![CDATA[real estate appraisal]]></category>
		<category><![CDATA[Reasonable & Customary Fees]]></category>
		<category><![CDATA[REO]]></category>
		<category><![CDATA[requirements]]></category>
		<category><![CDATA[review]]></category>
		<category><![CDATA[room count]]></category>
		<category><![CDATA[ROV]]></category>
		<category><![CDATA[rural]]></category>
		<category><![CDATA[Sales Contract]]></category>
		<category><![CDATA[scope of work]]></category>
		<category><![CDATA[site]]></category>
		<category><![CDATA[square footage]]></category>
		<category><![CDATA[suburban]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[Tax records]]></category>
		<category><![CDATA[time adjustment]]></category>
		<category><![CDATA[TOTAL]]></category>
		<category><![CDATA[UAD]]></category>
		<category><![CDATA[urban]]></category>
		<category><![CDATA[USPAP]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[value]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=12213</guid>

					<description><![CDATA[<p>LRES Standard Interior Appraisal Request? Your special requirements and micromanagement of the appraisal process dictate that I charge a fee commensurate with the additional, but typically unnecessary work needed to produce credible results. You are the potential client (agent), so that that is your prerogative and it would be my pleasure to accommodate you as long as appropriate compensation is provided. Respectfully, there is little about your appraisal request that is “standard”. Please explain briefly what you consider to be a ‘standard interior appraisal’. That definition does not appear in The Appraisal Institute’s Dictionary of Real Estate Appraisal. To be&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/lenders-requesting-statements-appraisals"     class="crp_link post-11893"><span class="crp_title">Requests from Lenders with Specific Statements</span></a><span class="crp_excerpt"> Lenders' Requests, C&R Fees, Email Blasts, SOW, Unlicensed AMCs and more... What is the best way to ensure you receive&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal/appraisal-fees-are-being-manipulated/"     class="crp_link post-8569"><span class="crp_title">Appraisal Fees ARE Being Manipulated</span></a><span class="crp_excerpt"> Gas prices in California were $4.25 to $4.50 when oil was last at $100 a barrel. A week ago they were&hellip;</span></li>
<li><a href="https://appraisersblogs.com/amc-appraisal-bidding-game"     class="crp_link post-11551"><span class="crp_title">AMCs Bidding Game</span></a><span class="crp_excerpt"> An appraiser's response to AMCs bidding system. Recently, we came across an interesting story and thought it's something fruitful that&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/appraiser-response-lres-order-blast">Appraiser&#8217;s Response to LRES Order Blast</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/appraiser-response-lres-order-blast/feed/</wfw:commentRss>
			<slash:comments>80</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">12213</post-id>	</item>
		<item>
		<title>URAR 1004s Are for Sissies</title>
		<link>https://appraisersblogs.com/appraisal/urar-1004s-are-for-sissies/</link>
					<comments>https://appraisersblogs.com/appraisal/urar-1004s-are-for-sissies/#comments</comments>
		
		<dc:creator><![CDATA[Dustin Harris]]></dc:creator>
		<pubDate>Tue, 18 Feb 2014 12:30:20 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Fannie Mae - Freddie Mac]]></category>
		<category><![CDATA[1004]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[FEMA]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Uniform Standards of Professional Appraisal Practice]]></category>
		<category><![CDATA[URAR]]></category>
		<category><![CDATA[USPAP]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=5736</guid>

					<description><![CDATA[<p>1004s are for sissies I remember the first time I ever saw a real appraisal report.  No, I am not talking about a 1004, 2055, or even a 1025.  I am not referring to a Fannie or Freddie form at all. I mean a real, living, breathing, monster of a report; the narrative!!! (insert collective gasp here) Early in my career, one of my insightful instructors brought one of his narrative reports to class.  As I perused that 76 page beast full of words (not boxes), descriptions (not canned comments), graphs (not pre-filled MC Addendums), and pictures (oh, how there were&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/fannie-mae-filed-a-complaint-against-me/"     class="crp_link post-30011"><span class="crp_title">Fannie Mae Filed a Complaint Against Me</span></a><span class="crp_excerpt"> An appraiser shared the following with us which was posted on one of the appraisers’ groups. Fannie Mae filed a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/new-uad-overhaul-what-appraisers-can-expect-in-2025-n-beyond/"     class="crp_link post-31387"><span class="crp_title">New UAD Overhaul: What Appraisers Can Expect in 2025&hellip;</span></a><span class="crp_excerpt"> Folks, I recently attended a Train the Trainer 1.5 day class about the new UAD/URAR, jointly facilitated by Fannie Mae,&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/"     class="crp_link post-31044"><span class="crp_title">Uncovering Flaws in FHA Appraisal & Loan Review Process</span></a><span class="crp_excerpt"> The story of this single mother's harrowing experience with a defective home purchase and HUD's negligent oversight exposes deep flaws&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/appraisal/urar-1004s-are-for-sissies/">URAR 1004s Are for Sissies</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/appraisal/urar-1004s-are-for-sissies/feed/</wfw:commentRss>
			<slash:comments>2</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">5736</post-id>	</item>
		<item>
		<title>FloodInsights Provides National Flood and Florida Sinkhole Reports</title>
		<link>https://appraisersblogs.com/appraisal/floodinsights-provides-national-flood-and-florida-sinkhole-reports/</link>
					<comments>https://appraisersblogs.com/appraisal/floodinsights-provides-national-flood-and-florida-sinkhole-reports/#respond</comments>
		
		<dc:creator><![CDATA[Guest Author]]></dc:creator>
		<pubDate>Thu, 17 Jan 2013 16:10:30 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisal Technology]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Business Development]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[FEMA]]></category>
		<category><![CDATA[flood maps]]></category>
		<category><![CDATA[sinkhole]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=3838</guid>

					<description><![CDATA[<p>Sinkholes have become a very hazardous and costly risk in Florida. There are certain counties: Pasco, Hernando, and Hillsborough where the land is inundated with sinkholes. However over the last few years the risk of sinkhole and subsidence events has been spreading geographically. According the state of Florida, 211 property insurers noted that claims increased from 2,360 in 2006 to 6,694 in 2010.  The total dollar amount of those claims was near $1.4 billion dollars. There has not been a simple answer to why sinkhole incidents have been on the rise in Florida.  It is believed that heavy rain, massive&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/dear-representative-fannie-mae-has-gone-rogue"     class="crp_link post-29081"><span class="crp_title">Dear Representative, FNMA Has Gone Rogue!</span></a><span class="crp_excerpt"> Dear representative, waiving/eliminating property appraisal for lending purposes is wanton recklessness. Fannie Mae’s decision to waive/eliminate property appraisal for lending&hellip;</span></li>
<li><a href="https://appraisersblogs.com/how-rural-america-lost-its-mortgage-lifeline/"     class="crp_link post-33012"><span class="crp_title">The Town With No Bank: How Rural America Lost Its&hellip;</span></a><span class="crp_excerpt"> For decades, we’ve been told that the problem is demand. That people don’t want to live in rural America anymore.&hellip;</span></li>
<li><a href="https://appraisersblogs.com/time-2-take-out-the-junk-amc-practices-exposed/"     class="crp_link post-34945"><span class="crp_title">It’s Time to Take Out the Junk: AMC Practices Exposed</span></a><span class="crp_excerpt"> Appraisers have spent years carrying the weight of broken AMC practices, and this article pulls every one of those practices&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/appraisal/floodinsights-provides-national-flood-and-florida-sinkhole-reports/">FloodInsights Provides National Flood and Florida Sinkhole Reports</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/appraisal/floodinsights-provides-national-flood-and-florida-sinkhole-reports/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">3838</post-id>	</item>
	</channel>
</rss>
