All you have to do is ask where is their proof?

Who signed a so called complaint
Where’s the data
LOCKED UP!!!

Your board needs to get educated about this!!

It is unsupported BS

Whoa! Put down the bud light. Nobody is that interested in your innerds. lol.

JFK reference? If it’s Trump vs RFK Jr, that’s one hell of a tough decision, a win win, one of those situations where one could simply skip the vote without a worry. RFK Jr is right up there with Ron Paul, like a true national hero, fighting the good fight.

Click on the pic it enlarges.

I seem to have misplaced my Elvis glasses Baggins; be a pal and loan me a pair of your Jackie O glasses. As for fiber? I predict that Prune Cola will be the next billion dollar industry. The marketing department simply needs to copy the old Ricola commercial to advertise their concoction. “PruuuuuneCoooola”. I appreciate you staying up late worrying about my colon.
Bottoms Up!

Snipping tool + random twitter surfing = great memes. Thanks.

Love the Babylon Bee – San Fran Starter Tent 😉

Well that’s interesting. Everyone knows bluebook values are on the low side and you don’t expect to get those price points when you buy at a dealer. Presumably due to the dealers ability to assure minor issues are corrected, give the car a tune up, etc. Avm’s will play out just like bluebook for housing, the numbers will be either artificially low or artificially high comparative to their condition. As if an avm will have every reference for all the permitted and non permitted improvement. These FNMA people are being so foolish, presuming some perfect world scenario that everyone is on permit, and that the $15 per inspection goon the corrupt amc companies will give a damn, and not be susceptible to pressure of home owners themselves.

I’ve had people try to give me old cars, an old boat, a big deal 80’s era worldwide connectable satellite dish and equipment, ask me if I wanted better compensation when I was complaining about appraisal management companies unfair compensation practices. I even had a super fine lady come on to me once and I straight up had to bounce and say I’ll have the report in soon, subbed out what I missed during the brief inspection with other research. The things people do to try and influence appraisers.

You can only speculate what sort of special favors and underhanded deals have occurred, for FNMA to provide such special privileges to just a select few appraisal management companies now tasked with being the pioneers of this absurd ‘appraisal modernization’ efforts. Bribery, it’s how things get done. How else can people explain their obvious ignorance, their inability to take in simple data the majority of appraisers are proclaiming, to boldly tell lies and stick to those lies despite all evidence to the contrary? The FNMA peoples minds were made up before they even asked for any feedback. Someone got paid. Clearly, someone got bribed or was offered a posh revolving door sort of position or something to that regard. Sold tens and tens of thousands of appraisers down the river in the process. These government people running the GSE’s are not trying to eliminate bias, they are more biased and cause more detrimental effects with their from on high policy decisions than any appraiser ever could, even if we tried. They are racist bigots and their target is the American appraiser because we tend to hold onto traditional values and traditional ideas of independence alongside sound checks and balances systems.

Nothing is more offensive to corrupt bureaucrats than accountability and transparency. Retired, you’re not helping, go haunt the retiree lounge with your favorite elvis glasses or something, play some golf. Don’t forget, extra fiber.

Cars work… AVM’s and Zillow do not. Also, when people buy cars they know what they are buying. Borrowers paying $800 for Appraisals through lenders do NOT know what they are buying nor are they told.

There are numerous states still active in coalitions!

Join yours!
Pat

Excellent post!

That’s good. Someone is listening. In a nutshell; The ‘equity with held from the public’ is simply redirected by the trillions to hedge funds and investment firms via repossession activities, as GSE’s give sweetheart first in line purchase opportunity for investment firms to purchase repossessed units and hold them as investment properties (reits) in perpetuity. They’re all in on it, trying to shift public blame to the appraisers, over something we have absolutely no control of. By redirecting defaulted properties to investment firms, the government lending institutions like FNMA and HUD are able to artificially prop up market values for a longer period, by not allowing the cost savings of a deflating housing market to be recaptured and realized by regular citizens. Instead the big firms get first purchase opportunities and hold the units as rentals, also with an ensuing artificially high propped up rental income, as regular market values did not incrementally decrease with each repossessed property sent back to market at what is likely liquidation value.

Please mail this to your Congressional Reps

GSEs wont care until their portfolios are toxic to their investors. The American Taxpayer thru Gov bail outs are their safe haven. Nothing to worry about – that’s why nobody in Gov cares either. If the consumer has no say in the financial transaction about justifying a contract/value where they can save $600-1000 dollars and predatory lenders can quickly make loans and after 2 months of payments sell it to GSEs then its NOBODYS BUSINESS but theirs. This is the mentality. Problem is when that same property is still over mortgaged – was over valued by an AVM and now buyer cant hold on anymore wants to refi out of that toxic situ or sell it vs. Lose it to foreclosure- they Wont be able to get back what they owe in a market which doesn’t support their previous irrationality, lack of value verification and desire to overpay. Now every new buyer who comes in will not be guaranteed a no- appraisal LTV Deal. It will end up destroying public Trust in the financial process and Every sane appraiser will need to thoroughly evaluate what has previously transpired asking when was your last appraisal & not get involved in a Train Wreck bullshit bias case like we saw in Austin vs. Miller. No appraiser should ever want to be blamed for others Horrible Over-valuations and get sued for doing a right job in a wrong deal. The damage done to the public (All for Greed) and the lies being told to borrowers to go along trusting AVMs to get what they want should fall squarely on the Gov FHFA & consumer protection agencies for Not putting a informed consent disclosure as a mandatory requirement for Lending like ECOA + Fair Lending Disclosures to protect the consumers from predatory financial loans and predatory infinity schemes to get their money. Time to raise your lowly voice people. You were always going to be blamed for financial failures it was organized by the regulators that way. TAF & ASC should be supporting Appraisers, But Not This bypass of Value!

After about 4
We’re flying to Florida bu will be settled by then
Thank you
Pat

Hi Pat, if it’s okay I’ll call you after one tomorrow. Let me know a good time after that if later works better, but I’ll be finished and home by 1:15. Thanks.