You’re not wrong, you’re just saying the quiet part out loud. Independent fee appraisers didn’t just lose income after Dodd‑Frank; we lost autonomy, leverage, and the basic dignity of running our own businesses. The AMC “golden ticket” turned out to be a one‑way ride to doing more work for less pay while being treated like subcontracted background noise.

Remove the middleman and suddenly the “turn‑time crisis” evaporates, fees make sense again, and the profession stops looking like a cautionary tale. Funny how the simplest fix is the one nobody in power wants to touch.

Peace right back at you.

Mike Chavez Jr. You mean HUD?

Oh, please …
I was gonna say what Dave Chappelle typically says, but I decided it was better not to.

Larry Bohnert did you perhaps entirely miss the part of the article that entirely had to do with us?
Regardless, it shows the leadership at FHA spent more time working to convince the public that appraisers were to blame for the financial wealth gap amongst races and that the profession is operationally racist on its face than properly handling tax payer funds.

Details / An independent audit commissioned by this organization for the fiscal year ending Sept. 2024 identified:
Significant deficiency in internal controls Audit identified a deficiency in internal financial or governance controls that could limit the organization’s ability to track and report financial data reliably.

Other online results; Various associated financials. /click on; past rewards received.
https://www.instrumentl.com/990-report/national-fair-housing-alliance

The Inspector Generals report (article link); This marks the 7th consecutive year that HUD will be unable to report improper payment estimates for these programs and the 11th consecutive year that the Office of Inspector General (OIG) will find that HUD is not in compliance with improper payment laws.

Goes on to say, the people don’t understand how the other side is processing payments. The workers are not educated on how the technical payment systems process payments. You’ll need a better managed payment structure, detailed plans on how to prevent improper payments, become in compliance eventually, test programs, provide sampling reports.

Sorry to inform those still having faith in government support systems. Most of the waste fraud and abuse situations are not from bureaucracy, poor planning, or lack of technical know how. There is an open door the size of the grand canyon to commit fraud. Nobody ever goes to jail being the primary incentive. They keep the money even if it’s identified as improperly distributed later. Everyone knows exactly what’s going on because entire groups of inside people have gotten filthy rich from exploiting these government programs for generations. The only thing to really have changed, is now that the word is out, more people are demanding to be cut in on the action. They’ll do and say anything, use the force of an excessive government ruthlessly without hesitation. No limits. ‘Rise of the non profits.’ Your tax dollars, hard at work. Nobody is actually investigating anything and the one thing you can count on; nobody will go to jail.

And what many don’t know about this “esteemed” (ha) organization is this – when FNMA MAKES money, it is theirs to keep, but when they LOSE money, the US taxpayers pick up the tab.

I don’t think I’ve ever dug my heels in so hard on something so controversial in my life.

So many caved in leadership and piled on to the lies by deflecting and projecting regulatory deficiencies onto licensees – for their own profit.

Crazy!

https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/