Great take on the matter. You may be the first individual to illustrate what should be a commonly held opinion, these people are supposed to be public servants.

It should be presented to the ASC that term limits be implemented for government agencies to weed out bad actors that use the agency as a cash slush fund to pay themselves a high salary now for 30 Years. Has anyone written this letter to the ASC with the supporting proof, we all know is publicaly available also written about by Jeremy and others. Trips paid for under guise of education meetings, High salary, fees to buy our regulations which need to be free….it all stinks to know that the ones who should be protecting appraisers as almost civil servants to government loans is feeding the abuse beast. Please speak up people. He just published his newsletter gloating 30 years of service. My God !!

What goes on behind the scenes is glorious marketing campaigns which bedazzle and impress. Then the reality of less that stellar functionality of programs stalls things out. MLS organizations are now guided just as much by managers whom are beholden to technical companies influence, as they may be guided by actual realty members.

They’re looking at data and managing data quite differently in the technical age. Whatever data which has been assimilated by the government, even if that’s not for the purpose of real estate or valuations, can be readily incorporated into other data systems and it’s not all that complex to do. CU programmers made such data incorporation a standard, which is why they can search the system for demographic data in relation to value of home data, etc.

As Dave Bunton with TAF is working on an avm certification program to sell the illusion that this will be equivalent to a human appraiser whom is held to constraints of state licensing, yet more reliable because of the false claim that automated data interpretation will ‘eliminate human bias’. Just one problem, if there is no human influence, who would code the avm’s operational peramiters? They’re going to cause systemic recurring data deficiencies which will grow in scope and inaccurate conclusions over time. This will be the measure of avm based and AI system review, which appraisers and realty persons alike, may be held legally accountable. The ability for data misinterpretation, when reviewing data at such a massive scale, is simply more probable than not. And soon, avm outputs could be the legal measure by which appraisers and realty persons are held legally accountable. The TAF avm certification effort is truly a monumental boondoggle just waiting to happen. When do we get new leadership of that organization?

This bill in NY brought to you by Michaelle Solages, check out her photo roll.
https://nyassembly.gov/mem/Michaelle-C-Solages/photos

Yet the story of Smedley Butler remains inspirational.

https://www.arcadiapublishing.com/Navigation/Community/Arcadia-and-THP-Blog/September-2018/Smedley-Butler-and-the-1930s-Plot-to-Overthrow-the

The generalized statement; We need a clean sweep platform, has withstood the test of time, and will continue to impress.

War is a racket.
https://www.heritage-history.com/site/hclass/secret_societies/ebooks/pdf/butler_racket.pdf

I posted that as a response to PJTMC’s historical reference on communism.

The relevance is complex yet surprisingly simple. The people proclaiming there is a problem with racist appraisers, are modern day communists and socialists.

When is Dave Bunton with The Appraisal Foundation going to be replaced by someone competent, someone whom is not on the take?

Norton A.F.B. had its own zip code when in operation as an A.F.B.
Imagine the consternation of the reviewers and the accusers?

Promoted (and incorporated in) my local MLS. Im not interested in another software huckster’s questionable products so I’m not going to book a trial. The static example looks like one location criterion is the ‘economic ability of residents.

I’m curious about what other prohibited consideration demographic data these MLS data providers think comprise 48% of value. Anyone else? No wonder people think bias is rampant.

The sample in the link above will even let you draw your own boundary around the area being ‘analyzed’.

Just don’t use a red marker!

Thank you Troy.

Baggs, Not really sure how. I just posted it on a bunch of sites, but have no idea if that will work, or just get me banned. Feel free to post it if you know how or where.

Thanks Pat. Provided AB has no objection to it being re-posted, I certainly have no objection to what I write being copied and reported anywhere readers think appropriate including Twitter or anywhere else.

Heck if you or anyone can get it re-posted in HUD news publications or FNMA Internal propaganda you have my permission to do so.

Wrong period in history. Outright and flagrant racism, religious and social standing (class) discrimination was rampant then.

Even promoted by FHA shortly after it was created in the 1930’s.

God Bless you! One of very few people to recognize or comment on that. Decry racism and redlining in public, but hide it in AVMs where location factors are hidden in the demographics claimed to power the AVM algorithms and risk scoring programs.

FNMA ALSO runs their collateral underwriter comparable sales selection based on census HEAT maps. A more detailed article should appear shortly on that particular issue. Looking more to the fraud rather than the hidden potential racism in FNMA’s system.

More likely to involve a refinance than a sale. OR be a deliberate set up from the outset where an appraisal is sought “for our own use. No specific plans. We just want to know what our property is worth.”

Then after the appraisal is done, the media is told some ‘loss’ of some type took place (with no evidence). Like a lost refinance or sale. Not always, but more often than not. At least in our experience with several dozens of such cases filed with state regulators, or HUD.

Incorrect Don. Logical, but not accurate.

I’ve dealt with situations with an Asian owner against Asian appraiser; Latino against other Latino, Latino against White, Latino against Black, Black against Latino and in one of the multiple Baltimore cases a White Social Justice warrior out of DC filing against a local Black appraiser (who ALSO happens to be our AGA Maryland State Representative). Complicating this is a Black trainee who never say or was involved in the property or appraisal in any way being cited as if he was a source in the Hustlers complaint. That same trainee is upset because our member (his mentor) refused to sign falsified experience logs or to ignore up to 120 alleged forgeries attesting to experience.

30 Year old Trainee’s Baltimore Police Commission Member-Mommy attempted to bring pressure via the State Regulatory agency. It seems participating or possibly instigating a race based complaint against another African American appraiser with an outstanding record is not out of bounds anymore either.

Don, your logic is fine. The reality is far more complex.

FWIW-the White CEO social justice warrior’s FIRST move was to fill out a HUD complaint form and post it to Reddit. THEN he or his minions contacted the E&O insurer to see if they wanted to ‘get involved’. Our member learned of the complaint via his own E&O carrier.

The social Justice flack didn’t actually file the HUD complaint until after our member indicated he was “not interested in a monetary settlement.”

The sneaky set up by the SJHustler alone warrants its own article here. Expect more of these since Marcia Fudge of HUD has enabled these types of parasites to run “audits” of appraisers. Like Baltimore, outright lies will be used either to or by the AMCs they use to facilitate the set ups.

This particular case reeks of criminal extortion against a Black appraiser.

They also bluff! They will cite federal reg suggesting you must give them the 6 mos or two years “all other files’ they try to demand. Then they infer they can subpoena it if you don’t voluntarily submit it.

Don’t be mislead. ALL that federal reg cited does is to permit them to ASK for VOLUNTARY cooperation by sending the data. You have NOTHING to be gained by doing so, and considerable risk of loss if you do. They are NOT your friends or even people you can trust with candid discussions.

IF they have legitimate cause to subpoena data, then make them do so! If they ask for anything beyond the specific property involved then have your legal counsel respond with a correctly formatted and worded legal refusal.

They cannot use subpoenas to go on a fishing expedition when they have zero evidence of wrong doing to begin with. AGA has already been involved in responding to many of these. Most, but not all are dismissed in less than six months.

They are also supposed to have a one year limit to clear these but they apparently choose to ignore that when E&O attorneys are involved. At least in one case we are aware of.

Thank you Pat; & others. Don’t forget Jeremy.

Higher sales taxes

Close… 12/23/1913. What we need around here is a sweep it clean platform.