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<site xmlns="com-wordpress:feed-additions:1">52046035</site>	<item>
		<title>Certified Appraisers vs. Unlicensed Data Collectors</title>
		<link>https://appraisersblogs.com/pushback-2-fannie-mae-certified-appraisers-vs-unlicensed-data-collectors</link>
					<comments>https://appraisersblogs.com/pushback-2-fannie-mae-certified-appraisers-vs-unlicensed-data-collectors#comments</comments>
		
		<dc:creator><![CDATA[Jonathan Miller]]></dc:creator>
		<pubDate>Tue, 25 Apr 2023 12:30:09 +0000</pubDate>
				<category><![CDATA[AI]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=29304</guid>

					<description><![CDATA[<p>Here’s a great take on the difference between Certified Appraisers vs. Unlicensed Data Collectors by Leigh Brown, President of the NC Association of REALTORS. Fannie Mae has been working hard to get rid of appraisers for years. Their latest twist is to re-categorize many appraisers as “Unlicensed Data Collectors.” Fannie Mae will end up creating more instability for the trillions in the bond market – investors will have to process millions of valuations with the physical attributes of the home collected by unlicensed, uninsured, and unprepared individuals getting paid $10-$25 per inspection. &#160; AI meets with Fannie Mae regulators to&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
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<li><a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/"     class="crp_link post-31044"><span class="crp_title">Uncovering Flaws in FHA Appraisal & Loan Review Process</span></a><span class="crp_excerpt"> The story of this single mother's harrowing experience with a defective home purchase and HUD's negligent oversight exposes deep flaws&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uspap-typical-buyer-standard-in-the-fair-housing-era/"     class="crp_link post-33420"><span class="crp_title">USPAP’s Typical Buyer Standard in the Fair Housing Era</span></a><span class="crp_excerpt"> The Irreconcilable Conflict Between USPAP's Typical Buyer Standard and the Current Fair Housing Compliance Regime. Retain this document as a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-new-improved-fannie-mae-fraudulator-2-is-an-outright-fraud"     class="crp_link post-29449"><span class="crp_title">The New & Improved Fannie Mae “FRAUDULATOR 2.0”</span></a><span class="crp_excerpt"> Originally known as Fannie Mae’s Collateral Underwriter (CU), and subsequently Collateral Underwriter 2.0 (CU-2)i this always dubious product of Fannie&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/pushback-2-fannie-mae-certified-appraisers-vs-unlicensed-data-collectors">Certified Appraisers vs. Unlicensed Data Collectors</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>7</slash:comments>
		
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		<post-id xmlns="com-wordpress:feed-additions:1">29304</post-id>	</item>
		<item>
		<title>Expert Wants to “Eliminate” Appraisers</title>
		<link>https://appraisersblogs.com/response-2-mortgage-expert-2-eliminate-appraisers</link>
					<comments>https://appraisersblogs.com/response-2-mortgage-expert-2-eliminate-appraisers#comments</comments>
		
		<dc:creator><![CDATA[Abdur Abdul-Malik]]></dc:creator>
		<pubDate>Mon, 07 Jan 2019 13:30:29 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=20546</guid>

					<description><![CDATA[<p>Mortgage Industry Expert Wants to “Eliminate” Appraisers – A Response The National Mortgage News website just published an interview with an industry expert who openly stated she wants to “eliminate” the appraisal profession. No subtlety, no nuance — she wants us gone! Given the name of the website, I didn’t expect to find too many pro-appraiser viewpoints. I ran a search for the term “appraiser” on the website’s internal search engine and many of the articles that came up were about eliminating the profession or the current state of appraisal waivers.&#8230;to “eliminate” the appraisal profession&#8230; &#160; Rather than read the article&#46;&#46;&#46;</p>
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<li><a href="https://appraisersblogs.com/bank-profits-elimate-appraisers"     class="crp_link post-9900"><span class="crp_title">Bank Profits: Eliminate Appraisers</span></a><span class="crp_excerpt"> Zestimate Gone Wrong. It all comes down to money and profits… Once again the Zestimate has a home-owner up in&hellip;</span></li>
<li><a href="https://appraisersblogs.com/clear-capital-avm-appraisers-impressions"     class="crp_link post-20509"><span class="crp_title">First Impressions of Clear Capital’s AVM</span></a><span class="crp_excerpt"> An Appraiser’s First Impressions of Clear Capital’s AVM... It’s no secret the lending industry is aggressively pursuing alternatives to traditional&hellip;</span></li>
<li><a href="https://appraisersblogs.com/clear-capital-evaluations-defraud-public"     class="crp_link post-16449"><span class="crp_title">The Expert Only Gets 10% of Fee</span></a><span class="crp_excerpt"> In the Appraisal World, The Expertise Only Gets Ten Percent of Fee An Indiana state certified appraiser based in Indiana&hellip;</span></li>
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<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/response-2-mortgage-expert-2-eliminate-appraisers">Expert Wants to “Eliminate” Appraisers</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>109</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">20546</post-id>	</item>
		<item>
		<title>Clear Capital&#8217;s Push For Hybrid VA Appraisals</title>
		<link>https://appraisersblogs.com/clear-capital-push-hybrid-VA-appraisals</link>
					<comments>https://appraisersblogs.com/clear-capital-push-hybrid-VA-appraisals#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Mon, 10 Apr 2017 12:30:41 +0000</pubDate>
				<category><![CDATA[AI]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=14122</guid>

					<description><![CDATA[<p>Clear Capital suggests that the VA consider the use of a desktop appraisal On April 4, 2017, the House Committee on Veterans Affairs held a hearing on “Assessing VA Approved Appraisers And How To Improve The Program For The 21st Century.” The hearing was designed to “assess VA’s current appraisal process, as well as specific difficulties for timely appraisals in highly rural areas”, as well as to investigate possible technological solutions to mitigate timeliness issues. Much of the hearing focused on two areas: The requirements for becoming a member of the VA appraiser panel, and the baseline requirements for comparable&#46;&#46;&#46;</p>
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<li><a href="https://appraisersblogs.com/expert-witnesses-panel-ditch-appraisers"     class="crp_link post-12837"><span class="crp_title">Appraisers Are NOT Invited!</span></a><span class="crp_excerpt"> "No room” for any additional expert witnesses representing appraisers' interests... Who are the Valuation Professionals? Appraisers are unbiased and impartial&hellip;</span></li>
<li><a href="https://appraisersblogs.com/modernizing-appraisals-hearing-summary"     class="crp_link post-12865"><span class="crp_title">Modernizing Appraisals & Being Stuck in 1989</span></a><span class="crp_excerpt"> Modernizing Appraisals: It seems we're stuck in 1989... On November 16, 2016, the Housing and Insurance Subcommitte held a hearing&hellip;</span></li>
<li><a href="https://appraisersblogs.com/hybrid-appraisal-public-trust"     class="crp_link post-14005"><span class="crp_title">Hybrid Appraisal Products & Public Trust</span></a><span class="crp_excerpt"> Are busy appraisers doing Hybrid Appraisal products? Appraisers, The article titled First American launches new appraisal solutions technology popped in&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/clear-capital-push-hybrid-VA-appraisals">Clear Capital&#8217;s Push For Hybrid VA Appraisals</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>54</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">14122</post-id>	</item>
		<item>
		<title>Death Grip on Trainees Loosening</title>
		<link>https://appraisersblogs.com/trainee-appraisers-unsupervised-inspections</link>
					<comments>https://appraisersblogs.com/trainee-appraisers-unsupervised-inspections#comments</comments>
		
		<dc:creator><![CDATA[Dave Towne]]></dc:creator>
		<pubDate>Wed, 15 Feb 2017 13:30:39 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=13210</guid>

					<description><![CDATA[<p>Allowing associated trainee appraisers to complete unsupervised inspections&#8230; Appraisers, and others, A &#8216;significantly large&#8217; nationwide AMC has notified it’s vendor appraisers that certain lenders contracted with this AMC will now accept appraisal reports signed by properly trained (and presumed properly approved by the State) Trainees as the ‘Appraiser.’ This follows the Jan. 31, 2017 FNMA announcement that they will accept reports signed by Trainees. So far, I have not seen any similar announcement from FrMAC, FHA, VA, or USDA, or any other specific lender. The AMC’s message to their appraiser panel is below. NOTE: This memo says the Trainee is&#46;&#46;&#46;</p>
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<li><a href="https://appraisersblogs.com/eliminating-residential-appraisers"     class="crp_link post-13027"><span class="crp_title">Appraisal Alternatives</span></a><span class="crp_excerpt"> Computers eliminating “boots on the ground” residential appraisers. An historian once quipped, “I cannot predict the future, but give me&hellip;</span></li>
<li><a href="https://appraisersblogs.com/real-estate-appraisers-who-are-we"     class="crp_link post-10287"><span class="crp_title">Real Estate Appraisers...Who Are We?</span></a><span class="crp_excerpt"> Appraisers...Who are we? With the current requirements to enter the profession of real estate appraisal, it is likely that who&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraiser-qualification-criteria-dilemma"     class="crp_link post-12922"><span class="crp_title">AQB Moving Like a Turtle</span></a><span class="crp_excerpt"> Appraiser Qualification Board moving like a turtle in solving how to get more people into the appraisal profession. I recently&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/trainee-appraisers-unsupervised-inspections">Death Grip on Trainees Loosening</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>31</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">13210</post-id>	</item>
		<item>
		<title>Real Estate Appraisers&#8230;Who Are We?</title>
		<link>https://appraisersblogs.com/real-estate-appraisers-who-are-we</link>
					<comments>https://appraisersblogs.com/real-estate-appraisers-who-are-we#comments</comments>
		
		<dc:creator><![CDATA[Charles (Don) Clark]]></dc:creator>
		<pubDate>Thu, 28 Jan 2016 13:30:10 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=10287</guid>

					<description><![CDATA[<p>Appraisers&#8230;Who are we? With the current requirements to enter the profession of real estate appraisal, it is likely that who we are will conceivably change in the coming years. Perhaps for the better? Or, it could be to the detriment of the professions. Appraisers today, and for many years prior to today, have come from a variety of prior jobs and professions. Many of us are former military, teachers, nurses, contractors, builders, home inspectors, real estate agents, lenders, accountants, environmental consultants and engineers, and minimum wage folks aspiring to better themselves. Some of us have dual roles as real estate&#46;&#46;&#46;</p>
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<ul>
<li><a href="https://appraisersblogs.com/appraisal-standards-should-age-like-fine-wine"     class="crp_link post-9943"><span class="crp_title">Appraisal Standards Should Age Like Fine Wine</span></a><span class="crp_excerpt"> Changes in Appraisal Standards?We have barely got into the "New" 2016-2017 copy of USPAP and the ASB is meeting on&hellip;</span></li>
<li><a href="https://appraisersblogs.com/go-away-appraisers"     class="crp_link post-10077"><span class="crp_title">Go Away, Appraisers...</span></a><span class="crp_excerpt"> “Do they just want us to go away?” Appraisers Feeling Like Travis... Does anyone remember the Pepsi commercial awhile back&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal/is-aqb-potentially-changing-course-on-appraiser-qualifications/"     class="crp_link post-8138"><span class="crp_title">AQB Changing Course on Appraiser Qualifications?</span></a><span class="crp_excerpt"> Is AQB Potentially Changing Course on Appraiser Qualifications? Appraisers &amp; others, The Appraisal Qualifications Board (AQB) is one of the&hellip;</span></li>
</ul>
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<p>The post <a href="https://appraisersblogs.com/real-estate-appraisers-who-are-we">Real Estate Appraisers&#8230;Who Are We?</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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		<post-id xmlns="com-wordpress:feed-additions:1">10287</post-id>	</item>
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		<title>Reminder to States regarding changes effective July 1, 2013</title>
		<link>https://appraisersblogs.com/appraisal/reminder-to-states-regarding-changes-effective-july-1-2013/</link>
					<comments>https://appraisersblogs.com/appraisal/reminder-to-states-regarding-changes-effective-july-1-2013/#respond</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Mon, 29 Apr 2013 12:30:06 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<category><![CDATA[Appraisal Subcommittee]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=4519</guid>

					<description><![CDATA[<p>As a reminder to State Appraiser Regulatory Officials, effective July 1, 2013, the Appraisal Subcommittee (ASC) will formally incorporate new requirements into its State Compliance Review process.  As required by the Dodd-Frank Wall Street Reform and Consumer Protection Act of2010 (Dodd-Frank Act) amendments to Title XI of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (Title XI), and in accordance with Bulletin No. 2011-01 issued by the ASC on March 18, 2011, the ASC will formally incorporate the following requirements into the State Compliance Review process beginning July 1, 2013: Reciprocity:  In order for a State&#8217;s appraisers to&#46;&#46;&#46;</p>
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<li><a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/"     class="crp_link post-31044"><span class="crp_title">Uncovering Flaws in FHA Appraisal & Loan Review Process</span></a><span class="crp_excerpt"> The story of this single mother's harrowing experience with a defective home purchase and HUD's negligent oversight exposes deep flaws&hellip;</span></li>
<li><a href="https://appraisersblogs.com/how-rural-america-lost-its-mortgage-lifeline/"     class="crp_link post-33012"><span class="crp_title">The Town With No Bank: How Rural America Lost Its&hellip;</span></a><span class="crp_excerpt"> For decades, we’ve been told that the problem is demand. That people don’t want to live in rural America anymore.&hellip;</span></li>
</ul>
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</div>
<p>The post <a href="https://appraisersblogs.com/appraisal/reminder-to-states-regarding-changes-effective-july-1-2013/">Reminder to States regarding changes effective July 1, 2013</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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		<post-id xmlns="com-wordpress:feed-additions:1">4519</post-id>	</item>
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		<title>How to Make a Profession Disappear</title>
		<link>https://appraisersblogs.com/appraisal/how-to-make-a-profession-disappear/</link>
					<comments>https://appraisersblogs.com/appraisal/how-to-make-a-profession-disappear/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Wed, 20 Feb 2013 12:30:22 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<category><![CDATA[Appraisal Management Companies]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=4102</guid>

					<description><![CDATA[<p>&#8230;You can see how difficult to become a state certified appraiser. We are fairly near the end of the continuing education cycle for appraisers in my home state of Pennsylvania. Among other topics, I’ve been presenting changes to laws and regulations, which include the new Appraisal Qualifications Board (AQB) standards that go into effect in January 2015. You can find the regulations here. The overwhelming response from existing appraisers is: “Do they just want to make us go away?” The new requirements will include a bachelor’s degree, as well as — in most states — 2,000 hours of experience under&#46;&#46;&#46;</p>
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<li><a href="https://appraisersblogs.com/appraisal/why-do-appraisers-need-a-college-degree/"     class="crp_link post-5570"><span class="crp_title">College Degree for Appraisers?</span></a><span class="crp_excerpt"> Why Do Appraisers Need a College Degree? Let me begin by stating that I hold both a Bachelor’s degree and&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-real-cause-of-the-home-value-gap-is-the-income-gap"     class="crp_link post-28636"><span class="crp_title">The Real Cause of the Home Value Gap Is the Income Gap</span></a><span class="crp_excerpt"> Blaming appraisers for the income gap will never solve the real underlying problem... Blaming appraisers for the income gap is&hellip;</span></li>
</ul>
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</div>
<p>The post <a href="https://appraisersblogs.com/appraisal/how-to-make-a-profession-disappear/">How to Make a Profession Disappear</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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		<post-id xmlns="com-wordpress:feed-additions:1">4102</post-id>	</item>
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		<title>Supervisory Appraiser &#038; Trainee Appraiser</title>
		<link>https://appraisersblogs.com/appraisal/aqb-issues-proposed-supervisory-appraiser-and-trainee-appraiser-course-objectives-and-content-outline/</link>
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		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Tue, 07 Aug 2012 12:30:48 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<category><![CDATA[AQB]]></category>
		<category><![CDATA[The Appraisal Foundation]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=3213</guid>

					<description><![CDATA[<p>AQB Issues Proposed Supervisory Appraiser and Trainee Appraiser Course Objectives and Content Outline The goal of the Real Property Appraiser Qualification Criteria (Criteria) is to promote and maintain a high level of public trust in appraisal practice by establishing minimum education, experience, and examination requirements for real property appraisers. On December 9, 2011, The Appraiser Qualifications Board (AQB) adopted changes to the Criteria that will become effective January 1,2015. These changes represent minimum national requirements that each state must implement no later than January 1, 2015. One of the changes adopted by the AQB requires that both Supervisory Appraisers and&#46;&#46;&#46;</p>
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</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/appraisal/aqb-issues-proposed-supervisory-appraiser-and-trainee-appraiser-course-objectives-and-content-outline/">Supervisory Appraiser &#038; Trainee Appraiser</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
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		<post-id xmlns="com-wordpress:feed-additions:1">3213</post-id>	</item>
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