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<site xmlns="com-wordpress:feed-additions:1">52046035</site>	<item>
		<title>Suspended: The AMC That Turned “Review” Into a Value Demand</title>
		<link>https://appraisersblogs.com/suspended-the-amc-that-turned-review-into-a-value-demand/</link>
					<comments>https://appraisersblogs.com/suspended-the-amc-that-turned-review-into-a-value-demand/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Thu, 19 Mar 2026 12:30:14 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=33277</guid>

					<description><![CDATA[<p>Financial Asset Services and its chief appraiser did not just cross the line of appraiser independence, they marched past it so boldly that the Virginia Board suspended them both. In a rare twist involving a reverse mortgage, the push for a lower value became so aggressive that the Board ultimately issued a second suspended license to drive the point home.&#160; The Virginia Coalition of Appraiser Professionals recently highlighted a case that should make every appraiser pause. Financial Asset Services (FAS) was hired to manage a reverse mortgage appraisal, a product where the pressure often runs in the opposite direction. Instead&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/appraisal-regulation-compliance-council-exposes-disturbing-amc-violations/"     class="crp_link post-31311"><span class="crp_title">Appraisal Regulation Compliance Council Exposes&hellip;</span></a><span class="crp_excerpt"> The Appraisal Regulation Compliance Council published a detailed breakdown to the CFPB, which showed the median average AMC fee being&hellip;</span></li>
<li><a href="https://appraisersblogs.com/valutrust-turns-the-rov-into-a-pressure-tool/"     class="crp_link post-34995"><span class="crp_title">Valutrust Turns the ROV Into a Pressure Tool</span></a><span class="crp_excerpt"> Valutrust demonstrated with stunning clarity that the real threat to independence is not the lender at all, but the AMC&hellip;</span></li>
<li><a href="https://appraisersblogs.com/first-the-borrower-fee-now-the-appraiser-compensation-in-court/"     class="crp_link post-34918"><span class="crp_title">First the Borrower Fee. Now the Appraiser&hellip;</span></a><span class="crp_excerpt"> Two lawsuits place Class Valuation’s fee transparency and staff-appraiser compensation practices under federal scrutiny. Most appraisal disputes examine only one&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/suspended-the-amc-that-turned-review-into-a-value-demand/">Suspended: The AMC That Turned “Review” Into a Value Demand</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>36</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">33277</post-id>	</item>
		<item>
		<title>Outrage Over Connect by ValueLink&#8217;s New Monthly &#8220;Junk Fee&#8221;</title>
		<link>https://appraisersblogs.com/outrage-over-connect-by-valuelink-new-monthly-junk-fee/</link>
					<comments>https://appraisersblogs.com/outrage-over-connect-by-valuelink-new-monthly-junk-fee/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Wed, 27 Nov 2024 13:30:56 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31581</guid>

					<description><![CDATA[<p>The recent announcement from Connect by ValueLink has sparked outrage among appraisers. Effective January 1, 2025, the company plans to institute a new $19.99 monthly user fee for all appraisers utilizing their portal to receive and submit appraisal orders. This fee will be in addition to the existing technology fees already charged on a per-appraisal basis. Understandably, many appraisers are up in arms over this development, viewing it as yet another &#8220;junk fee&#8221; that will only serve to erode their already-thin profit margins. What makes this particularly galling for appraisers is the fact that it is often appraisal management companies,&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/amc-fee-impact-on-appraisal-fee"     class="crp_link post-29525"><span class="crp_title">AMC Fee Impact on Appraisal Fee</span></a><span class="crp_excerpt"> While the borrower was charged $695 for the appraisal, the appraiser was only paid $301. The AMC fee was $394.&nbsp;&hellip;</span></li>
<li><a href="https://appraisersblogs.com/is-the-gses-appraisal-modernization-really-just-mass-appraisal/"     class="crp_link post-30451"><span class="crp_title">Is the GSE's "Appraisal Modernization" Really Just&hellip;</span></a><span class="crp_excerpt"> Mass Appraisal tend to exhibit a regressive nature...&nbsp; In the intricate landscape of real estate mortgage financing, the notion of&hellip;</span></li>
<li><a href="https://appraisersblogs.com/fannie-mae-filed-a-complaint-against-me/"     class="crp_link post-30011"><span class="crp_title">Fannie Mae Filed a Complaint Against Me</span></a><span class="crp_excerpt"> An appraiser shared the following with us which was posted on one of the appraisers’ groups. Fannie Mae filed a&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/outrage-over-connect-by-valuelink-new-monthly-junk-fee/">Outrage Over Connect by ValueLink&#8217;s New Monthly &#8220;Junk Fee&#8221;</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>53</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31581</post-id>	</item>
		<item>
		<title>ARCC Discussion Exposes GSEs Agenda to Reduce Appraisal &#8220;Friction&#8221;</title>
		<link>https://appraisersblogs.com/arcc-discussion-exposes-gses-agenda-2-reduce-appraisal-friction/</link>
					<comments>https://appraisersblogs.com/arcc-discussion-exposes-gses-agenda-2-reduce-appraisal-friction/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Fri, 22 Nov 2024 13:30:11 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31528</guid>

					<description><![CDATA[<p>Mark Calabria&#8217;s discussion with ARCC revealed the GSEs&#8217; agenda to reduce &#8220;appraisal friction&#8221; by eliminating the role of professional appraisers and the appraisal process altogether.&#160; The recent discussion hosted by the Appraisal Regulation Compliance Council (ARCC) with Mark Calabria, the former Director of the Federal Housing Finance Agency (FHFA), offered a rare and illuminating glimpse into the inner workings and mindset of the nation&#8217;s housing finance regulators. During the engaging conversation led by ARCC Chair Josh Tucker, Dr. Calabria shared his expert perspective on FHFA&#8217;s controversial decision to significantly increase the use of appraisal waivers, which allow mortgage lenders to&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/"     class="crp_link post-31465"><span class="crp_title">The Great Debate on Appraisal Fees</span></a><span class="crp_excerpt"> She included several different fee split examples indicating AMCs retained as much as 70 percent of the total appraisal fee&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/"     class="crp_link post-31044"><span class="crp_title">Uncovering Flaws in FHA Appraisal & Loan Review Process</span></a><span class="crp_excerpt"> The story of this single mother's harrowing experience with a defective home purchase and HUD's negligent oversight exposes deep flaws&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-one-mile-rule-prudent-policy-or-modern-day-redlining/"     class="crp_link post-30730"><span class="crp_title">The One-Mile Rule: Prudent Policy or Modern Day Redlining?</span></a><span class="crp_excerpt"> ...whether through redlined maps or implicit "one-mile rule," the result can be undervalued properties in historically marginalized neighborhoods.&nbsp; Throughout the&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/arcc-discussion-exposes-gses-agenda-2-reduce-appraisal-friction/">ARCC Discussion Exposes GSEs Agenda to Reduce Appraisal &#8220;Friction&#8221;</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>27</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31528</post-id>	</item>
		<item>
		<title>Is a Horde of Deadbeat Borrowers Again Walking Among Us?</title>
		<link>https://appraisersblogs.com/is-a-horde-of-deadbeat-borrowers-again-walking-among-us/</link>
					<comments>https://appraisersblogs.com/is-a-horde-of-deadbeat-borrowers-again-walking-among-us/#comments</comments>
		
		<dc:creator><![CDATA[Jeremy Bagott]]></dc:creator>
		<pubDate>Mon, 04 Nov 2024 13:30:44 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31500</guid>

					<description><![CDATA[<p>There are signs of a new horde of deadbeat borrowers, but the foreclosure filings are being delayed and masked by the government itself. Some of the current deadbeat borrowers will learn to expertly work the system&#8230;&#160; In 2022, a San Ramon, California, couple who hadn’t made a mortgage payment since 2009 was finally evicted. Anita and Mahesh Khurana had put on a masterclass in the use of the courts to keep foreclosure at bay. The holdouts had lived in their home payment-free for 13 years. A state court finally ruled they had exhausted all appeals, and they were ejected. In&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/fannie-mae-2-state-of-maryland-drop-dead/"     class="crp_link post-30755"><span class="crp_title">Fannie Mae to Maryland: DROP DEAD</span></a><span class="crp_excerpt"> Mortgage giant Fannie Mae and her twin, Freddie Mac, have a message for the State of Maryland: Kindly disintegrate. A&hellip;</span></li>
<li><a href="https://appraisersblogs.com/home-prices-soar-amid-the-censorship-campaign-of-appraisers/"     class="crp_link post-31274"><span class="crp_title">Objectionable Valuations Become Hate Speech,&hellip;</span></a><span class="crp_excerpt"> The censorship, scapegoating and sidelining of appraisers has done real damage to borrowers and the purchasers of bonds...&nbsp; Attacks on&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-waivers-expansion-fhfa-risky-move/"     class="crp_link post-31474"><span class="crp_title">FHFA's Appraisal Waivers Expansion</span></a><span class="crp_excerpt"> The Federal Housing Finance Agency's (FHFA) recent push to expand the use of appraisal waivers represents a concerning and potentially&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/is-a-horde-of-deadbeat-borrowers-again-walking-among-us/">Is a Horde of Deadbeat Borrowers Again Walking Among Us?</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>9</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31500</post-id>	</item>
		<item>
		<title>FHFA&#8217;s Appraisal Waivers Expansion</title>
		<link>https://appraisersblogs.com/appraisal-waivers-expansion-fhfa-risky-move/</link>
					<comments>https://appraisersblogs.com/appraisal-waivers-expansion-fhfa-risky-move/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Tue, 29 Oct 2024 12:30:03 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31474</guid>

					<description><![CDATA[<p>The Federal Housing Finance Agency&#8217;s (FHFA) recent push to expand the use of appraisal waivers represents a concerning and potentially disastrous gambit that threatens to undermine the integrity of the housing market and the broader economy as a whole.&#160; The recent announcement from the FHFA Deputy Director Naa Awaa Tagoe regarding the expansion of appraisal waiver eligibility for purchase loans is a significant development that has sparked debate and controversy within the mortgage industry. By increasing the maximum allowable loan-to-value (LTV) ratio for full appraisal waivers from 80% to 90%, and for inspection-based appraisal waivers from 80% to 97%, the&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/fhfa-2-screw-up-appraisals-creating-more-loopholes-2-b-exploited"     class="crp_link post-24848"><span class="crp_title">FHFA to Screw Up Appraisals</span></a><span class="crp_excerpt"> The FHFA is looking for comments on how they can better screw up the appraisal process. So if you’ve got&hellip;</span></li>
<li><a href="https://appraisersblogs.com/wells-fargo-workers-went-on-appraisal-fraud-bender"     class="crp_link post-27856"><span class="crp_title">Wells Fargo Workers Went on Appraisal-Fraud Bender</span></a><span class="crp_excerpt"> Loan officers at Wells Fargo altered values in the bank’s database, so loans would qualify for so-called appraisal waivers... It&hellip;</span></li>
<li><a href="https://appraisersblogs.com/amc-hires-a-convicted-felon-as-property-data-collector"     class="crp_link post-29357"><span class="crp_title">AMC Hires a Convicted Felon as Property Data Collector</span></a><span class="crp_excerpt"> The recent case of Paschal Uchendu, a convicted felon awaiting sentencing for orchestrating a $1.2 million armed robbery of a&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/appraisal-waivers-expansion-fhfa-risky-move/">FHFA&#8217;s Appraisal Waivers Expansion</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>30</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31474</post-id>	</item>
		<item>
		<title>The Great Debate on Appraisal Fees</title>
		<link>https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/</link>
					<comments>https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/#comments</comments>
		
		<dc:creator><![CDATA[Isaac Peck]]></dc:creator>
		<pubDate>Mon, 28 Oct 2024 12:30:09 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31465</guid>

					<description><![CDATA[<p>She included several different fee split examples indicating AMCs retained as much as 70 percent of the total appraisal fee paid by the borrower, which prompted her to stop working with AMCs because of the lack of transparency.&#160; The appraisal industry is abuzz with a discussion about appraisal fees. The Consumer Financial Protection Bureau (CFPB) recently issued a Request for Information Regarding Fees Imposed in Residential Mortgage Transactions [Docket No. CFPB-2024-0021] in which it solicited feedback from the public and industry stakeholders on the fees charged to consumers by mortgage providers and related settlement services. The CFPB framed it as&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/"     class="crp_link post-31182"><span class="crp_title">Lack of Fee Transparency: Exposing the AMC Exploitation</span></a><span class="crp_excerpt"> By keeping the borrower in the dark about the true cost of the appraisal, the AMCs are able to charge&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/"     class="crp_link post-30318"><span class="crp_title">AMCs Billing Scheme, Hidden Profits & Deceptive Practices</span></a><span class="crp_excerpt"> Appraisers who do not agree to their hidden billing methods are excluded from the majority of the GSE lending marketplace&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-regulation-compliance-council-exposes-disturbing-amc-violations/"     class="crp_link post-31311"><span class="crp_title">Appraisal Regulation Compliance Council Exposes&hellip;</span></a><span class="crp_excerpt"> The Appraisal Regulation Compliance Council published a detailed breakdown to the CFPB, which showed the median average AMC fee being&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/">The Great Debate on Appraisal Fees</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>32</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31465</post-id>	</item>
		<item>
		<title>Lack of Evidence, Appraiser Challenges Discrimination Claims</title>
		<link>https://appraisersblogs.com/lack-of-evidence-appraiser-challenges-discrimination-claims/</link>
					<comments>https://appraisersblogs.com/lack-of-evidence-appraiser-challenges-discrimination-claims/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Thu, 24 Oct 2024 12:30:29 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31437</guid>

					<description><![CDATA[<p>The next morning I went to my trusted AI program and asked if there was any evidence of bias. &#8220;Where is the evidence?&#8221;&#160; The issue of perceived bias and discrimination in the appraisal industry has become a highly contentious and polarizing topic in recent years, sparking intense debate and controversy. At the heart of this complex issue lies a fundamental tension between the appraisal profession&#8217;s commitment to objectivity and impartiality, and the persistent allegations of systemic racism and unfair practices that have plagued the industry. As exemplified in the response from Maryland Certified General Appraiser William Turner to an article&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/nfha-false-narrative-undermines-the-appraisal-industry/"     class="crp_link post-31424"><span class="crp_title">NFHA's False Narrative Undermines the Appraisal Industry</span></a><span class="crp_excerpt"> A barrage of billboards, magazine ads, and TV/radio public service announcements is being used to amplify and spread this false&hellip;</span></li>
<li><a href="https://appraisersblogs.com/nfha-misleading-ads-sow-mistrust-in-the-appraisal-profession/"     class="crp_link post-31296"><span class="crp_title">Misleading Ads Sow Mistrust</span></a><span class="crp_excerpt"> These misleading ads are sowing seeds of mistrust in a time-tested profession. The National Fair Housing Alliance (NFHA) has recently&hellip;</span></li>
<li><a href="https://appraisersblogs.com/false-claims-of-racism-against-appraiser/"     class="crp_link post-30244"><span class="crp_title">False Claims of Racism Against Appraiser</span></a><span class="crp_excerpt"> ...my career, business, and health at risk due to false claims made by a homeowner.&nbsp; As a professional real estate&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/lack-of-evidence-appraiser-challenges-discrimination-claims/">Lack of Evidence, Appraiser Challenges Discrimination Claims</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>10</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31437</post-id>	</item>
		<item>
		<title>NFHA&#8217;s False Narrative Undermines the Appraisal Industry</title>
		<link>https://appraisersblogs.com/nfha-false-narrative-undermines-the-appraisal-industry/</link>
					<comments>https://appraisersblogs.com/nfha-false-narrative-undermines-the-appraisal-industry/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Fri, 18 Oct 2024 12:30:59 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31424</guid>

					<description><![CDATA[<p>A barrage of billboards, magazine ads, and TV/radio public service announcements is being used to amplify and spread this false narrative.&#160; The latest attack on the appraisal industry is being spearheaded by the National Fair Housing Alliance (NFHA) and the Department of Housing and Urban Development (HUD), who are aggressively pushing a false narrative of widespread appraisal bias against Black and Latino homeowners. Through a relentless media campaign employing emotive messaging, vivid anecdotes, and dubious statistics, these entities are painting a picture of widespread, systemic bias among appraisers against Black and Latino homeowners. However, the reality is that not a&#46;&#46;&#46;</p>
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<h4>Related Posts:</h4>
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<li><a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/"     class="crp_link post-31044"><span class="crp_title">Uncovering Flaws in FHA Appraisal & Loan Review Process</span></a><span class="crp_excerpt"> The story of this single mother's harrowing experience with a defective home purchase and HUD's negligent oversight exposes deep flaws&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-real-cause-of-the-home-value-gap-is-the-income-gap"     class="crp_link post-28636"><span class="crp_title">The Real Cause of the Home Value Gap Is the Income Gap</span></a><span class="crp_excerpt"> Blaming appraisers for the income gap will never solve the real underlying problem... Blaming appraisers for the income gap is&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/nfha-false-narrative-undermines-the-appraisal-industry/">NFHA&#8217;s False Narrative Undermines the Appraisal Industry</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>16</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31424</post-id>	</item>
		<item>
		<title>How Deep Fakes Have Burrowed Into Home Finance</title>
		<link>https://appraisersblogs.com/how-synthetic-appraisals-fuel-a-fraud-filled-housing-bubble/</link>
					<comments>https://appraisersblogs.com/how-synthetic-appraisals-fuel-a-fraud-filled-housing-bubble/#comments</comments>
		
		<dc:creator><![CDATA[Jeremy Bagott]]></dc:creator>
		<pubDate>Mon, 14 Oct 2024 12:30:11 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31415</guid>

					<description><![CDATA[<p>Fannie and Freddie have been toiling at the coalface of “synthetic appraisals” – “black box valuations.”&#160; In the 1960s, technocrats at the Pentagon used the latest IBM mainframe computers to analyze complex data related to the Vietnam War. Planners fed punch cards into the machines and ran endless simulations, hoping to determine strategies for winning the war. In 1967, analysts finally asked the computer, “When will we win in Vietnam?” The machine’s answer: “You won in 1965.” It exposed the hubris and naiveté of those who believed computer-generated models could capture and quantify millions of complex human interactions on the&#46;&#46;&#46;</p>
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<li><a href="https://appraisersblogs.com/home-prices-soar-amid-the-censorship-campaign-of-appraisers/"     class="crp_link post-31274"><span class="crp_title">Objectionable Valuations Become Hate Speech,&hellip;</span></a><span class="crp_excerpt"> The censorship, scapegoating and sidelining of appraisers has done real damage to borrowers and the purchasers of bonds...&nbsp; Attacks on&hellip;</span></li>
<li><a href="https://appraisersblogs.com/fannie-mae-2-state-of-maryland-drop-dead/"     class="crp_link post-30755"><span class="crp_title">Fannie Mae to Maryland: DROP DEAD</span></a><span class="crp_excerpt"> Mortgage giant Fannie Mae and her twin, Freddie Mac, have a message for the State of Maryland: Kindly disintegrate. A&hellip;</span></li>
<li><a href="https://appraisersblogs.com/how-rural-america-lost-its-mortgage-lifeline/"     class="crp_link post-33012"><span class="crp_title">The Town With No Bank: How Rural America Lost Its&hellip;</span></a><span class="crp_excerpt"> For decades, we’ve been told that the problem is demand. That people don’t want to live in rural America anymore.&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/how-synthetic-appraisals-fuel-a-fraud-filled-housing-bubble/">How Deep Fakes Have Burrowed Into Home Finance</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>25</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31415</post-id>	</item>
		<item>
		<title>Stoked by HUD, Cottage Industry Shakes Down Mom-and-Pop Appraisers</title>
		<link>https://appraisersblogs.com/the-harassment-campaign-against-mom-and-pop-appraisers/</link>
					<comments>https://appraisersblogs.com/the-harassment-campaign-against-mom-and-pop-appraisers/#comments</comments>
		
		<dc:creator><![CDATA[Jeremy Bagott]]></dc:creator>
		<pubDate>Fri, 06 Sep 2024 12:30:11 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31348</guid>

					<description><![CDATA[<p>The harassment campaign benefits a number of odd bedfellows: the housing lobby, which wants unfettered access to federal funds and taxpayer-backed mortgage guarantees through Freddie, Fannie and the FHA – they see appraisals as an unnecessary bottleneck. A firm called Mizrahi Kroub is the largest filer of so-called “digital Americans with Disabilities Act lawsuits.” The New York law firm files about a quarter of all such cases nationwide, according to a provider of web-accessibility services. The firm, which employs nine lawyers, has brought more than 1,100 web-accessibility cases against small businesses for missing alt-text, incorrectly formatting lists or providing unclear&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/home-prices-soar-amid-the-censorship-campaign-of-appraisers/"     class="crp_link post-31274"><span class="crp_title">Objectionable Valuations Become Hate Speech,&hellip;</span></a><span class="crp_excerpt"> The censorship, scapegoating and sidelining of appraisers has done real damage to borrowers and the purchasers of bonds...&nbsp; Attacks on&hellip;</span></li>
<li><a href="https://appraisersblogs.com/nfha-misleading-ads-sow-mistrust-in-the-appraisal-profession/"     class="crp_link post-31296"><span class="crp_title">Misleading Ads Sow Mistrust</span></a><span class="crp_excerpt"> These misleading ads are sowing seeds of mistrust in a time-tested profession. The National Fair Housing Alliance (NFHA) has recently&hellip;</span></li>
<li><a href="https://appraisersblogs.com/using-discrimination-as-a-bully-tactic/"     class="crp_link post-30084"><span class="crp_title">Using Discrimination As a Bully Tactic</span></a><span class="crp_excerpt"> As an appraiser who has been appraising in rural south for 20 years I have seen a few things. This&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/the-harassment-campaign-against-mom-and-pop-appraisers/">Stoked by HUD, Cottage Industry Shakes Down Mom-and-Pop Appraisers</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>12</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31348</post-id>	</item>
		<item>
		<title>Appraisal Regulation Compliance Council Exposes Disturbing AMC Violations</title>
		<link>https://appraisersblogs.com/appraisal-regulation-compliance-council-exposes-disturbing-amc-violations/</link>
					<comments>https://appraisersblogs.com/appraisal-regulation-compliance-council-exposes-disturbing-amc-violations/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Fri, 30 Aug 2024 12:30:34 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31311</guid>

					<description><![CDATA[<p>The Appraisal Regulation Compliance Council published a detailed breakdown to the CFPB, which showed the median average AMC fee being charged to borrowers amounted to a staggering 65% of the total appraisal fee, with one AMC extracting as much as 84% in pure profit. The Appraisal Regulation Compliance Council (ARCC) is a crucial non-profit organization that specializes in providing fact-based research and expertise on the complex web of appraisal regulations and compliance issues. Driven by a non-partisan mission, ARCC has spent the last two years diligently collecting, vetting, and organizing comprehensive data on lender appraisals conducted by Appraisal Management Companies&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/"     class="crp_link post-31182"><span class="crp_title">Lack of Fee Transparency: Exposing the AMC Exploitation</span></a><span class="crp_excerpt"> By keeping the borrower in the dark about the true cost of the appraisal, the AMCs are able to charge&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-amcs-violating-tila-and-customary-and-reasonable-fee-clauses/"     class="crp_link post-30287"><span class="crp_title">AMCs Violating TILA and C&R Fee Clauses</span></a><span class="crp_excerpt"> Fellow Appraisers, the appraisal industry has been facing a major issue with AMCs violating the Truth in Lending Act (TILA)&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/"     class="crp_link post-30318"><span class="crp_title">AMCs Billing Scheme, Hidden Profits & Deceptive Practices</span></a><span class="crp_excerpt"> Appraisers who do not agree to their hidden billing methods are excluded from the majority of the GSE lending marketplace&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/appraisal-regulation-compliance-council-exposes-disturbing-amc-violations/">Appraisal Regulation Compliance Council Exposes Disturbing AMC Violations</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>102</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31311</post-id>	</item>
		<item>
		<title>County Assessors&#8217; Standards &#124; AVM Final Rule Guidance</title>
		<link>https://appraisersblogs.com/county-assessors-standards-avm-final-rule-guidance/</link>
					<comments>https://appraisersblogs.com/county-assessors-standards-avm-final-rule-guidance/#comments</comments>
		
		<dc:creator><![CDATA[Dallas T. Kiedrowski, MNAA]]></dc:creator>
		<pubDate>Fri, 23 Aug 2024 12:30:47 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31284</guid>

					<description><![CDATA[<p>County Assessors have the advantage of being able to calibrate their models specifically for one market, allowing for a more tailored and precise approach.&#160; The OCC, FDIC, NCUA, CFPB, and FHFA (collectively, the Agencies) are adopting a final rule to implement AVM quality control standards mandated by the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act). The quality control standards apply to mortgage originators and secondary market investors in determining the value of a dwelling that is the collateral for mortgage financing. Under the final rule, institutions involved in specific credit decisions or securitization activities are required to&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
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<li><a href="https://appraisersblogs.com/avms-garbage-data-in-means-garbage-results-out-every-time"     class="crp_link post-28989"><span class="crp_title">AVMs... Garbage In, Garbage Out</span></a><span class="crp_excerpt"> Garbage data in means garbage results out every time!&nbsp; It's no secret that AVMs have been a thorn in the&hellip;</span></li>
<li><a href="https://appraisersblogs.com/house-measurement-by-property-data-collector-gone-wrong"     class="crp_link post-28317"><span class="crp_title">House Measurement by Property Data Collector Gone Wrong</span></a><span class="crp_excerpt"> The lender allowed an unlicensed property data collector give bad data to the appraiser... I work for this lender and&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/county-assessors-standards-avm-final-rule-guidance/">County Assessors&#8217; Standards | AVM Final Rule Guidance</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>17</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31284</post-id>	</item>
		<item>
		<title>Objectionable Valuations Become Hate Speech, Inflating Home Prices</title>
		<link>https://appraisersblogs.com/home-prices-soar-amid-the-censorship-campaign-of-appraisers/</link>
					<comments>https://appraisersblogs.com/home-prices-soar-amid-the-censorship-campaign-of-appraisers/#comments</comments>
		
		<dc:creator><![CDATA[Jeremy Bagott]]></dc:creator>
		<pubDate>Wed, 21 Aug 2024 12:30:33 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31274</guid>

					<description><![CDATA[<p>The censorship, scapegoating and sidelining of appraisers has done real damage to borrowers and the purchasers of bonds&#8230;&#160; Attacks on free speech are on the rise in the English-speaking world. A bill introduced in Canada to thwart online “anarchy and lawlessness” would create a Canadian Ministry of Truth empowered to punish authors Ottawa politicians find problematic. In response to the worst rioting in Britain in years, about 4,000 people have reportedly been jailed for online thought crimes. U.K. Prime Minister Keir Starmer has vowed to prosecute anyone his government believes is whipping up people’s emotions on the Internet. There’s even&#46;&#46;&#46;</p>
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<ul>
<li><a href="https://appraisersblogs.com/the-censorship-of-appraisers-federal-officials-team-up-with-freddie-fannie-2-deceive-investors/"     class="crp_link post-30658"><span class="crp_title">The Censorship of Appraisers</span></a><span class="crp_excerpt"> Thirty-seven hours after President Biden took the oath of office, White House officials met with executives at social media companies.&hellip;</span></li>
<li><a href="https://appraisersblogs.com/hud-hands-54-million-dollars-2-nonprofits-in-quest-2-cow-appraisers"     class="crp_link post-29191"><span class="crp_title">HUD's Private Inquisitors Will Chill Protected&hellip;</span></a><span class="crp_excerpt"> HUD awarded $54 million to 182 nonprofits to serve as posses in a a Spanish Inquisition-style drive. The deep pockets&hellip;</span></li>
<li><a href="https://appraisersblogs.com/bidens-remark-on-home-values-sparks-backlash/"     class="crp_link post-30191"><span class="crp_title">Biden's Remark on Home Values Sparks Backlash</span></a><span class="crp_excerpt"> President Biden's recent comment about the discrepancy in home values between Black and white families has sparked backlash on social&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/home-prices-soar-amid-the-censorship-campaign-of-appraisers/">Objectionable Valuations Become Hate Speech, Inflating Home Prices</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>29</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31274</post-id>	</item>
		<item>
		<title>Insights from CFPB&#8217;s Public Comment Period</title>
		<link>https://appraisersblogs.com/insights-from-cfpb-public-comment-period/</link>
					<comments>https://appraisersblogs.com/insights-from-cfpb-public-comment-period/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Tue, 13 Aug 2024 12:30:20 +0000</pubDate>
				<category><![CDATA[ACOW]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31229</guid>

					<description><![CDATA[<p>The comment period on the Consumer Financial Protection Bureau&#8217;s (CFPB) &#8220;Request for Information Regarding Fees Imposed in Residential Mortgage Transactions&#8221; concluded on August 2, 2024, with a total of 959 comments received. Upon reviewing some of these submissions, several noteworthy perspectives emerged regarding appraisal fees and the role of Appraisal Management Companies (AMCs). The National Association of REALTORS® (NAR) highlighted the lack of transparency surrounding AMC fees, which are often bundled together with the actual appraisal fee on the Closing Disclosure (CD). This opaque structure prevents consumers from understanding the true cost of the appraisal service and hinders their ability&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/"     class="crp_link post-31182"><span class="crp_title">Lack of Fee Transparency: Exposing the AMC Exploitation</span></a><span class="crp_excerpt"> By keeping the borrower in the dark about the true cost of the appraisal, the AMCs are able to charge&hellip;</span></li>
<li><a href="https://appraisersblogs.com/reforming-the-appraisal-review-process-the-illogical-reality-of-mortgage-appraisal-reviews/"     class="crp_link post-30943"><span class="crp_title">The Illogical Reality of Mortgage Appraisal Reviews </span></a><span class="crp_excerpt"> Reforming the appraisal review process is essential to maintaining the integrity of the real estate market and protecting consumers and&hellip;</span></li>
<li><a href="https://appraisersblogs.com/cfpb-bureau-crackdown-unfair-practices-hurting-consumers/"     class="crp_link post-30912"><span class="crp_title">CFPB Crackdown: Unfair Practices Hurting Consumers</span></a><span class="crp_excerpt"> Bureau is currently investigating various fees associated with obtaining a loan, with the goal of identifying any that may be&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/insights-from-cfpb-public-comment-period/">Insights from CFPB&#8217;s Public Comment Period</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>53</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31229</post-id>	</item>
		<item>
		<title>Lack of Fee Transparency: Exposing the AMC Exploitation</title>
		<link>https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/</link>
					<comments>https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/#comments</comments>
		
		<dc:creator><![CDATA[Desiree Mehbod]]></dc:creator>
		<pubDate>Wed, 31 Jul 2024 12:30:07 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31182</guid>

					<description><![CDATA[<p>By keeping the borrower in the dark about the true cost of the appraisal, the AMCs are able to charge exorbitant prices and pocket the difference (as shown in Figures 1 through 10), exploiting the consumer’s lack of knowledge.&#160; Thank you for the opportunity to comment on the Consumer Financial Protection Bureau’s Request for Information on Fees Imposed in Residential Mortgage Transactions. The growth of Appraisal Management Companies (AMCs) in the wake of the 2008 financial crisis was driven by a well-intentioned but ultimately misguided belief that they could help &#8220;ensure the integrity and independence&#8221; of property valuations. The reasoning&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/exposing-predatory-amcs-appraisal-management-companies-corrosive-influence-on-the-housing-market/"     class="crp_link post-30984"><span class="crp_title">Exposing Predatory AMCs</span></a><span class="crp_excerpt"> Exposing the inner workings of these predatory AMCs and their corrosive influence on the housing market.&nbsp; Cindy Chance's recent comments&hellip;</span></li>
<li><a href="https://appraisersblogs.com/amc-fee-impact-on-appraisal-fee"     class="crp_link post-29525"><span class="crp_title">AMC Fee Impact on Appraisal Fee</span></a><span class="crp_excerpt"> While the borrower was charged $695 for the appraisal, the appraiser was only paid $301. The AMC fee was $394.&nbsp;&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/"     class="crp_link post-30318"><span class="crp_title">AMCs Billing Scheme, Hidden Profits & Deceptive Practices</span></a><span class="crp_excerpt"> Appraisers who do not agree to their hidden billing methods are excluded from the majority of the GSE lending marketplace&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/">Lack of Fee Transparency: Exposing the AMC Exploitation</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>71</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31182</post-id>	</item>
		<item>
		<title>Uncovering Flaws in FHA Appraisal &#038; Loan Review Process</title>
		<link>https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/</link>
					<comments>https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Mon, 15 Jul 2024 12:30:32 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31044</guid>

					<description><![CDATA[<p>The story of this single mother&#8217;s harrowing experience with a defective home purchase and HUD&#8217;s negligent oversight exposes deep flaws in the FHA appraisal and loan review process. After sacrificing for years to rebuild her credit and earn the right to become a homeowner, this borrower found her dream home in the country &#8211; or so she thought. During the home inspection, several issues were flagged. The seller, an investor who had purchased the home in an estate sale, was unaware of the septic system&#8217;s location. The seller agreed to have the tanks pumped so the location could be determined.&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/the-appraisal-problem-n-undue-diligence"     class="crp_link post-27926"><span class="crp_title">The Appraisal Problem</span></a><span class="crp_excerpt"> Gone are the days of hiring a professional appraiser to solve the appraisal problem. For decades lenders have taken on&hellip;</span></li>
<li><a href="https://appraisersblogs.com/scope-creep-n-the-imploding-of-rules-have-little-2-do-with-appraising"     class="crp_link post-26655"><span class="crp_title">Scope Creep & the Imploding of Rules</span></a><span class="crp_excerpt"> ...the imploding rules then implemented, and the scope creep that evolved because the cart was leading the horse, has severely&hellip;</span></li>
<li><a href="https://appraisersblogs.com/amc-reviewers-should-not-request-changes-n-withhold-appraisers-payment"     class="crp_link post-23181"><span class="crp_title">AMC Reviews of Appraisals</span></a><span class="crp_excerpt"> Only the lender's Underwriter should be able to request changes to the report and the lender should be the one&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/">Uncovering Flaws in FHA Appraisal &#038; Loan Review Process</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>44</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31044</post-id>	</item>
		<item>
		<title>Security Bars Removal Law Debunks Alleged Racial Discrimination</title>
		<link>https://appraisersblogs.com/security-bars-removal-law-debunks-alleged-racial-discrimination/</link>
					<comments>https://appraisersblogs.com/security-bars-removal-law-debunks-alleged-racial-discrimination/#comments</comments>
		
		<dc:creator><![CDATA[Mary Cummins]]></dc:creator>
		<pubDate>Tue, 18 Jun 2024 12:30:55 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31010</guid>

					<description><![CDATA[<p>Complainant stated appraiser told them they should remove security bars from windows. Complainant stated this is evidence of &#8220;racist discrimination&#8221;&#8230; Security bars on bedroom windows is against code&#8230;&#160; This morning I received the results of a California State Information Act Request I made regarding an alleged case of racial bias in Allendale, Oakland, California which was settled May 2024. I requested any and all documents in the case involving the appraiser because I didn&#8217;t have the complainant&#8217;s name or property address. I only had the appraiser&#8217;s name which I won&#8217;t post in text. Complainant stated appraiser told them they should&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/seller-filed-a-racial-bias-complaint-against-me/"     class="crp_link post-30075"><span class="crp_title">Seller Filed a Racial Bias Complaint Against Me</span></a><span class="crp_excerpt"> So what’s caused the sudden loss of income? Could it be because of the racial bias complaint filed against me&hellip;</span></li>
<li><a href="https://appraisersblogs.com/shane-lanham-countersuing-black-homeowners-for-defamation/"     class="crp_link post-30330"><span class="crp_title">Shane Lanham Countersuing Black Homeowners for Defamation</span></a><span class="crp_excerpt"> Shane Lanham, a Maryland appraiser, has found himself in a difficult situation as he is being sued in The United&hellip;</span></li>
<li><a href="https://appraisersblogs.com/vacap-supports-shane-lanhams-legal-fight/"     class="crp_link post-31357"><span class="crp_title">VaCAP Supports Shane Lanham's Legal Fight</span></a><span class="crp_excerpt"> The outcome of this case will undoubtedly have far-reaching implications for the future of the appraisal industry, making Shane Lanham's&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/security-bars-removal-law-debunks-alleged-racial-discrimination/">Security Bars Removal Law Debunks Alleged Racial Discrimination</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>15</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31010</post-id>	</item>
		<item>
		<title>Gov&#8217;t-Indulged Middlemen Are Wrong RX for Battered Borrowers, The Infirm</title>
		<link>https://appraisersblogs.com/appraisal-management-companies-exploit-borrowers-government-indulged-middlemen-are-wrong-rx-for-battered-borrowers/</link>
					<comments>https://appraisersblogs.com/appraisal-management-companies-exploit-borrowers-government-indulged-middlemen-are-wrong-rx-for-battered-borrowers/#comments</comments>
		
		<dc:creator><![CDATA[Jeremy Bagott]]></dc:creator>
		<pubDate>Mon, 17 Jun 2024 12:30:21 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31003</guid>

					<description><![CDATA[<p>The U.S. government impoverishes homebuyers as it does the chronically ill – by promoting the use of middlemen who prey upon them. A cadre of such middlemen was created decades ago as a firewall between Big Pharma, the insurance companies and the pharmacy chains. Called “pharmacy benefit managers,” they were to negotiate drug prices, streamline distribution and manage lists of prescription drugs covered by insurance plans. But since the government has gone whole-hog into health care under the Affordable Care Act and into drug-price controls under the Inflation Reduction Act, things have gotten crazy at the slop trough. Today, according&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
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<ul>
<li><a href="https://appraisersblogs.com/cfpb-bureau-crackdown-unfair-practices-hurting-consumers/"     class="crp_link post-30912"><span class="crp_title">CFPB Crackdown: Unfair Practices Hurting Consumers</span></a><span class="crp_excerpt"> Bureau is currently investigating various fees associated with obtaining a loan, with the goal of identifying any that may be&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/"     class="crp_link post-30318"><span class="crp_title">AMCs Billing Scheme, Hidden Profits & Deceptive Practices</span></a><span class="crp_excerpt"> Appraisers who do not agree to their hidden billing methods are excluded from the majority of the GSE lending marketplace&hellip;</span></li>
<li><a href="https://appraisersblogs.com/exposing-predatory-amcs-appraisal-management-companies-corrosive-influence-on-the-housing-market/"     class="crp_link post-30984"><span class="crp_title">Exposing Predatory AMCs</span></a><span class="crp_excerpt"> Exposing the inner workings of these predatory AMCs and their corrosive influence on the housing market.&nbsp; Cindy Chance's recent comments&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/appraisal-management-companies-exploit-borrowers-government-indulged-middlemen-are-wrong-rx-for-battered-borrowers/">Gov&#8217;t-Indulged Middlemen Are Wrong RX for Battered Borrowers, The Infirm</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>14</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31003</post-id>	</item>
		<item>
		<title>Exposing Predatory AMCs</title>
		<link>https://appraisersblogs.com/exposing-predatory-amcs-appraisal-management-companies-corrosive-influence-on-the-housing-market/</link>
					<comments>https://appraisersblogs.com/exposing-predatory-amcs-appraisal-management-companies-corrosive-influence-on-the-housing-market/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Fri, 14 Jun 2024 12:30:39 +0000</pubDate>
				<category><![CDATA[AI]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30984</guid>

					<description><![CDATA[<p>Exposing the inner workings of these predatory AMCs and their corrosive influence on the housing market.&#160; Cindy Chance&#8217;s recent comments about the concerning practices of some appraisal management companies (AMCs) have struck a chord with many in the real estate valuation industry. Chance is shedding light on the troubling ways in which certain AMCs have come to wield significant power and influence over the appraisal process, often to the detriment of both appraisers and the public. The growth of AMCs in the wake of the 2008 financial crisis was driven by the misguided belief that they could help &#8220;ensure the&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/cfpb-bureau-crackdown-unfair-practices-hurting-consumers/"     class="crp_link post-30912"><span class="crp_title">CFPB Crackdown: Unfair Practices Hurting Consumers</span></a><span class="crp_excerpt"> Bureau is currently investigating various fees associated with obtaining a loan, with the goal of identifying any that may be&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/"     class="crp_link post-30318"><span class="crp_title">AMCs Billing Scheme, Hidden Profits & Deceptive Practices</span></a><span class="crp_excerpt"> Appraisers who do not agree to their hidden billing methods are excluded from the majority of the GSE lending marketplace&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/"     class="crp_link post-31044"><span class="crp_title">Uncovering Flaws in FHA Appraisal & Loan Review Process</span></a><span class="crp_excerpt"> The story of this single mother's harrowing experience with a defective home purchase and HUD's negligent oversight exposes deep flaws&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/exposing-predatory-amcs-appraisal-management-companies-corrosive-influence-on-the-housing-market/">Exposing Predatory AMCs</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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		<post-id xmlns="com-wordpress:feed-additions:1">30984</post-id>	</item>
		<item>
		<title>The Illogical Reality of Mortgage Appraisal Reviews </title>
		<link>https://appraisersblogs.com/reforming-the-appraisal-review-process-the-illogical-reality-of-mortgage-appraisal-reviews/</link>
					<comments>https://appraisersblogs.com/reforming-the-appraisal-review-process-the-illogical-reality-of-mortgage-appraisal-reviews/#comments</comments>
		
		<dc:creator><![CDATA[Dallas T. Kiedrowski, MNAA]]></dc:creator>
		<pubDate>Thu, 13 Jun 2024 12:30:28 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30943</guid>

					<description><![CDATA[<p>Reforming the appraisal review process is essential to maintaining the integrity of the real estate market and protecting consumers and homeowners.&#160; In mortgage financing, the appraisal process is often seen as the foundation of accurate property valuation and market stability. However, beneath this façade of reliability lies a troubling rift: while real estate appraisers must navigate stringent licensing protocols and scrutiny, the individuals reviewing the appraisals often operate with minimal oversight, instead leaning heavily on automated systems and algorithms. This stark disparity not only undermines the credibility of the review process but also revives the threat of past missteps, once&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/"     class="crp_link post-31465"><span class="crp_title">The Great Debate on Appraisal Fees</span></a><span class="crp_excerpt"> She included several different fee split examples indicating AMCs retained as much as 70 percent of the total appraisal fee&hellip;</span></li>
<li><a href="https://appraisersblogs.com/systemic-failures-in-fha-appraisal-n-loan-review/"     class="crp_link post-33401"><span class="crp_title">Systemic Failures in FHA Appraisal and Loan Review</span></a><span class="crp_excerpt"> This case exposed the cracks in an FHA system where failures by the lender, the AMC, and the review process&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/"     class="crp_link post-31044"><span class="crp_title">Uncovering Flaws in FHA Appraisal & Loan Review Process</span></a><span class="crp_excerpt"> The story of this single mother's harrowing experience with a defective home purchase and HUD's negligent oversight exposes deep flaws&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/reforming-the-appraisal-review-process-the-illogical-reality-of-mortgage-appraisal-reviews/">The Illogical Reality of Mortgage Appraisal Reviews </a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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		<post-id xmlns="com-wordpress:feed-additions:1">30943</post-id>	</item>
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