Hedonic Regression - Appraisers Blogs https://appraisersblogs.com/tag/hedonic-regression/ Appraisal News and Tips for Real Estate Appraisers Mon, 17 Aug 2026 03:17:20 +0000 en-US hourly 1 https://wordpress.org/?v=7.1 https://i0.wp.com/appraisersblogs.com/wp-content/uploads/2015/04/ABfavicon.png?fit=32%2C32&ssl=1 Hedonic Regression - Appraisers Blogs https://appraisersblogs.com/tag/hedonic-regression/ 32 32 52046035 Open Letter to Taxpayers https://appraisersblogs.com/open-letter-2-taxpayers https://appraisersblogs.com/open-letter-2-taxpayers#comments Mon, 26 Nov 2018 13:30:56 +0000 https://appraisersblogs.com/?p=20239 An Open Letter to Taxpayers Dear Ms; Mrs. & Mr. Taxpayer: In a recent article published by Housing Wire; authored by Ben Lane (November 20, 2018) it was reported that our federal “regulators” are at it again. “At what?” One might ask. Facilitation of increased LOAN FRAUD & consumer deception with Taxpayers yet again left holding the bag. Click here for the article Back in 1994 (actually it started in 1989-91 when FIRREA was being drafted) the Fed agreed that the loan threshold for banks when an appraisal of real estate would not be required was $250,000. That was roughly...

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]]> https://appraisersblogs.com/open-letter-2-taxpayers/feed/ 32 20239 Working Paper Credibility Questioned https://appraisersblogs.com/FHFA-working-paper-credibility-questioned https://appraisersblogs.com/FHFA-working-paper-credibility-questioned#comments Wed, 25 Apr 2018 12:30:46 +0000 https://appraisersblogs.com/?p=17871 NO REAL ESTATE APPRAISER IN THE COUNTRY IS ALLOWED TO MISS THE MARK BY 7.8% WITHOUT RISKING LOSS OF LICENSE! The Working Paper demonstrates more than anything else, that given an 8-hour work day the computer will take 6 full working days (1.2 working weeks) to arrive at a result that is at best 7.8% error prone. Office of the Director, Honorable Melvin Watt Federal Housing Finance Agency… Dear Sir(s) The American Guild of Appraisers is a Guild within the more than 12 1/2 million members, retirees and family members of our parent union OPEIU, AFL/CIO. In addition to representing...

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]]> https://appraisersblogs.com/FHFA-working-paper-credibility-questioned/feed/ 10 17871 Collateral Underwriter, What’s Under the Hood? https://appraisersblogs.com/collateral-underwriter-under-hood https://appraisersblogs.com/collateral-underwriter-under-hood#comments Tue, 23 Feb 2016 13:30:23 +0000 https://appraisersblogs.com/?p=10980 Collateral Underwriter – Garbage In, Garbage Out (GIGO) FNMA has a fascination for first patenting garbage, & then implementing it as policy! FNMA simply LIED! Collateral Underwriter IS an automated ‘appraisal review’ despite disclaimers. It was never intended as anything else. Read the patent application below. Before I get into the details, I want to ask each reader to forward this to every appraiser you know. This concerns FNMA’s patent of the seriously flawed techniques and underlying support for their Collateral Underwriter (CU) Risk Rating “System”. It’s time for appraisers to take action against the unreliable system which is unfairly...

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]]> https://appraisersblogs.com/collateral-underwriter-under-hood/feed/ 16 10980 Census Tracts, Hedonic Regression and the CU Stew https://appraisersblogs.com/appraisal/census-tracts-hedonic-regression-and-the-cu-stew/ https://appraisersblogs.com/appraisal/census-tracts-hedonic-regression-and-the-cu-stew/#comments Fri, 28 Nov 2014 13:30:07 +0000 https://appraisersblogs.com/?p=6732 Bet you didn’t know that the adjustment grid is a form of Hedonic Regression! Appraisers, The new Collateral Underwriter electronic review process developed by Fannie Mae has many appraisers on edge. This will become the ‘ultimate authority’ or gold standard for reviewing appraisal reports as of January 26, 2015… at least as far as FNMA is concerned.  Your reports will either ‘pass’ or ‘fail’, depending on many factors.  Some of those factors are outside your immediate control. “Big Data” is one giant pile of stuff that is being put into the CU pot, stirred together like a stew. Except there...

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