Ginnie Mae - Appraisers Blogs https://appraisersblogs.com/tag/ginnie-mae/ Appraisal News and Tips for Real Estate Appraisers Mon, 17 Aug 2026 03:47:38 +0000 en-US hourly 1 https://wordpress.org/?v=7.1 https://i0.wp.com/appraisersblogs.com/wp-content/uploads/2015/04/ABfavicon.png?fit=32%2C32&ssl=1 Ginnie Mae - Appraisers Blogs https://appraisersblogs.com/tag/ginnie-mae/ 32 32 52046035 The Town With No Bank: How Rural America Lost Its Mortgage Lifeline https://appraisersblogs.com/how-rural-america-lost-its-mortgage-lifeline/ https://appraisersblogs.com/how-rural-america-lost-its-mortgage-lifeline/#comments Fri, 29 Aug 2025 12:30:24 +0000 https://appraisersblogs.com/?p=33012 For decades, we’ve been told that the problem is demand. That people don’t want to live in rural America anymore. That lending dried up because the buyers disappeared. That it’s just the market working as it should. But what if we’ve been telling the wrong story? Because when you look closely, when you actually follow the data, the decisions, and the people left behind, it turns out rural America didn’t walk away from mortgage credit. Mortgage credit walked away from rural America. The Collapse of Local Lending Up until the 1980s, a family in a small farming town could walk...

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]]> https://appraisersblogs.com/how-rural-america-lost-its-mortgage-lifeline/feed/ 10 33012 Dear Representative, FNMA Has Gone Rogue! https://appraisersblogs.com/dear-representative-fannie-mae-has-gone-rogue https://appraisersblogs.com/dear-representative-fannie-mae-has-gone-rogue#comments Mon, 27 Mar 2023 12:30:24 +0000 https://appraisersblogs.com/?p=29081 Dear representative, waiving/eliminating property appraisal for lending purposes is wanton recklessness. Fannie Mae’s decision to waive/eliminate property appraisal for lending purposes is nothing more than wanton recklessness that could have serious repercussions in the future. The truth of the matter is that appraisals are an essential part of any mortgage transaction and should not be taken lightly or eliminated without due consideration. Without them, there can be no assurance as to whether a homebuyer will get what they pay for or if lenders will make bad investments with their money. In short, waiving/eliminating property appraisal requirements puts everyone at risk...

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]]> https://appraisersblogs.com/dear-representative-fannie-mae-has-gone-rogue/feed/ 87 29081 Reform Our Broken Housing Finance System https://appraisersblogs.com/reform-broken-housing-financing-system https://appraisersblogs.com/reform-broken-housing-financing-system#comments Fri, 08 Dec 2017 13:30:25 +0000 https://appraisersblogs.com/?p=15920 Hensarling Lays Out Principles for Housing Finance Reform, Expresses Support for Bipartisan Approach “I stand ready to negotiate….with any other stakeholder that shares my belief that America deserves a sustainable housing finance system, and deserves one now.” WASHINGTON – House Financial Services Committee Chairman Jeb Hensarling (R-TX) today outlined reforms to fix America’s broken housing finance system. During a speech at a conference on the future of the U.S. housing market, Chairman Hensarling said he would work on a bipartisan basis to come up with a reform package provided it included certain key principles. He also pointed to a proposal authored...

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