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	<title>Certification - Appraisers Blogs</title>
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<site xmlns="com-wordpress:feed-additions:1">52046035</site>	<item>
		<title>Flock Camera Blunders and the Privacy Risks of UAD 3.6</title>
		<link>https://appraisersblogs.com/flock-camera-blunders-and-the-privacy-risks-of-uad-3-6/</link>
					<comments>https://appraisersblogs.com/flock-camera-blunders-and-the-privacy-risks-of-uad-3-6/#comments</comments>
		
		<dc:creator><![CDATA[Desiree Mehbod]]></dc:creator>
		<pubDate>Thu, 22 Oct 2026 12:30:24 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Trending]]></category>
		<category><![CDATA[UAD]]></category>
		<category><![CDATA[Uniform Appraisal Dataset]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[Certification]]></category>
		<category><![CDATA[confidentiality]]></category>
		<category><![CDATA[liability]]></category>
		<category><![CDATA[photos]]></category>
		<category><![CDATA[property data]]></category>
		<category><![CDATA[UAD 3.6]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=35264</guid>

					<description><![CDATA[<p>A shocking Flock camera mistake triggered a midnight police raid on an innocent mother, exposing the dangerous reality of automated data overreach heading our way under UAD 3.6.&#160; The Richmond police department just handed real estate appraisers the ultimate warning story about the dangers of automated data and algorithmic overreach. On July 29th, just before two in the morning, Richmond police officers woke up Rosalyn Crump, a mother of three, and towed her 2012 Hyundai Elantra right out of her driveway over a shooting she had absolutely nothing to do with. The justification for this midnight raid was a hit&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/our-metrics-their-millions-exposing-the-backdoor-data-rush/"     class="crp_link post-35192"><span class="crp_title">Our Metrics, Their Millions: Exposing the Backdoor Data Rush</span></a><span class="crp_excerpt"> If you still think the corporate panic over structural data is just a theoretical debate about software licensing, a tech&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uad-3-6-and-the-danger-of-corporate-pragmatism/"     class="crp_link post-35186"><span class="crp_title">UAD 3.6 and the Danger of Corporate Pragmatism</span></a><span class="crp_excerpt"> The rollout of the new UAD 3.6 framework has triggered a major wave of compliance literature, and a perfect example&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-mls-interior-photo-blackout-uad-3-6/"     class="crp_link post-35225"><span class="crp_title">The MLS Interior Photo Blackout & UAD 3.6</span></a><span class="crp_excerpt"> The rollout of UAD 3.6 creates a massive data clash, leaving us completely unable to verify comparable sales just as&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/flock-camera-blunders-and-the-privacy-risks-of-uad-3-6/">Flock Camera Blunders and the Privacy Risks of UAD 3.6</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>44</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">35264</post-id>	</item>
		<item>
		<title>Surviving UAD 3.6: Secondary Market Risk Protocols</title>
		<link>https://appraisersblogs.com/surviving-uad-3-6-secondary-market-risk-protocols/</link>
					<comments>https://appraisersblogs.com/surviving-uad-3-6-secondary-market-risk-protocols/#comments</comments>
		
		<dc:creator><![CDATA[Desiree Mehbod]]></dc:creator>
		<pubDate>Mon, 19 Oct 2026 12:30:31 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[E&O]]></category>
		<category><![CDATA[AMCs]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[Certification]]></category>
		<category><![CDATA[confidentiality]]></category>
		<category><![CDATA[copyright]]></category>
		<category><![CDATA[Errors & Omissions]]></category>
		<category><![CDATA[liability]]></category>
		<category><![CDATA[property data]]></category>
		<category><![CDATA[UAD]]></category>
		<category><![CDATA[UAD 3.6]]></category>
		<category><![CDATA[Uniform Appraisal Dataset]]></category>
		<category><![CDATA[Uniform Standards of Professional Appraisal Practice]]></category>
		<category><![CDATA[USPAP]]></category>
		<category><![CDATA[workfile]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=35244</guid>

					<description><![CDATA[<p>If economic necessity forces you to accept UAD 3.6 assignments, you cannot afford to sign blindly while exposed to massive secondary market liability risks. The reality on the ground for independent real estate appraisers is unforgiving. While the industry debates the long term dangers of data harvesting, many independent business owners face an immediate, binary choice: sign the new UAD 3.6 reports and accept Certification 25, or stop feeding your family. Not every appraiser has a robust book of private estate, divorce, and non lending work. Transitioning away from AMCs takes time, marketing skills, and capital that many simply do&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/uad-3-6-and-the-danger-of-corporate-pragmatism/"     class="crp_link post-35186"><span class="crp_title">UAD 3.6 and the Danger of Corporate Pragmatism</span></a><span class="crp_excerpt"> The rollout of the new UAD 3.6 framework has triggered a major wave of compliance literature, and a perfect example&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uad-3-6-erases-my-legal-defenses-insurance-industry-agrees/"     class="crp_link post-35134"><span class="crp_title">UAD 3.6 Erases My Legal Defenses: Insurance Industry Agrees</span></a><span class="crp_excerpt"> The insurance industry just verified the erasure of my legal defenses under UAD 3.6. The corporate apologists and tech insiders&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-mls-interior-photo-blackout-uad-3-6/"     class="crp_link post-35225"><span class="crp_title">The MLS Interior Photo Blackout & UAD 3.6</span></a><span class="crp_excerpt"> The rollout of UAD 3.6 creates a massive data clash, leaving us completely unable to verify comparable sales just as&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/surviving-uad-3-6-secondary-market-risk-protocols/">Surviving UAD 3.6: Secondary Market Risk Protocols</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>46</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">35244</post-id>	</item>
		<item>
		<title>The MLS Interior Photo Blackout &#038; UAD 3.6</title>
		<link>https://appraisersblogs.com/the-mls-interior-photo-blackout-uad-3-6/</link>
					<comments>https://appraisersblogs.com/the-mls-interior-photo-blackout-uad-3-6/#comments</comments>
		
		<dc:creator><![CDATA[Desiree Mehbod]]></dc:creator>
		<pubDate>Fri, 16 Oct 2026 12:30:32 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Trending]]></category>
		<category><![CDATA[UAD]]></category>
		<category><![CDATA[Uniform Appraisal Dataset]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[Certification]]></category>
		<category><![CDATA[comparable sales]]></category>
		<category><![CDATA[confidentiality]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[MLS]]></category>
		<category><![CDATA[photos]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[UAD 3.6]]></category>
		<category><![CDATA[Uniform Residential Appraisal Report]]></category>
		<category><![CDATA[USPAP]]></category>
		<category><![CDATA[Zillow]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=35225</guid>

					<description><![CDATA[<p>The rollout of UAD 3.6 creates a massive data clash, leaving us completely unable to verify comparable sales just as Bright MLS launches new controls to hide interior photos and property details. A home inspector recently posted a video on Facebook that highlights exactly what our profession is facing with data privacy. He was sounding the alarm to consumers and professionals, warning them about how cloud reporting software silently piped private property defect data straight to corporate risk pools. It is a message that resonates deeply with appraisers, who have been screaming into the void about data exploitation for years.&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/uad-3-6-and-the-danger-of-corporate-pragmatism/"     class="crp_link post-35186"><span class="crp_title">UAD 3.6 and the Danger of Corporate Pragmatism</span></a><span class="crp_excerpt"> The rollout of the new UAD 3.6 framework has triggered a major wave of compliance literature, and a perfect example&hellip;</span></li>
<li><a href="https://appraisersblogs.com/inspectors-blocked-the-door-appraisers-handed-over-the-keys/"     class="crp_link post-35156"><span class="crp_title">Inspectors Blocked the Door, Appraisers Handed Over the Keys</span></a><span class="crp_excerpt"> A fellow appraiser dropped a direct message in my inbox with a link to home inspector Preston Kincaid's Facebook video,&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uad-3-6-erases-my-legal-defenses-insurance-industry-agrees/"     class="crp_link post-35134"><span class="crp_title">UAD 3.6 Erases My Legal Defenses: Insurance Industry Agrees</span></a><span class="crp_excerpt"> The insurance industry just verified the erasure of my legal defenses under UAD 3.6. The corporate apologists and tech insiders&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/the-mls-interior-photo-blackout-uad-3-6/">The MLS Interior Photo Blackout &#038; UAD 3.6</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>32</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">35225</post-id>	</item>
		<item>
		<title>UAD 3.6 and the Danger of Corporate Pragmatism</title>
		<link>https://appraisersblogs.com/uad-3-6-and-the-danger-of-corporate-pragmatism/</link>
					<comments>https://appraisersblogs.com/uad-3-6-and-the-danger-of-corporate-pragmatism/#comments</comments>
		
		<dc:creator><![CDATA[Desiree Mehbod]]></dc:creator>
		<pubDate>Wed, 14 Oct 2026 12:30:30 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Automated Valuation Models]]></category>
		<category><![CDATA[AVM]]></category>
		<category><![CDATA[E&O]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[artificial intelligence]]></category>
		<category><![CDATA[automated valuation model]]></category>
		<category><![CDATA[automated valuation models]]></category>
		<category><![CDATA[Certification]]></category>
		<category><![CDATA[confidentiality]]></category>
		<category><![CDATA[copyright]]></category>
		<category><![CDATA[Errors & Omissions]]></category>
		<category><![CDATA[Ethics Rule]]></category>
		<category><![CDATA[Federal Law]]></category>
		<category><![CDATA[Functional obsolescence]]></category>
		<category><![CDATA[liability]]></category>
		<category><![CDATA[photos]]></category>
		<category><![CDATA[technology]]></category>
		<category><![CDATA[UAD]]></category>
		<category><![CDATA[UAD 3.6]]></category>
		<category><![CDATA[Uniform Appraisal Dataset]]></category>
		<category><![CDATA[Uniform Standards of Professional Appraisal Practice]]></category>
		<category><![CDATA[USPAP]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=35186</guid>

					<description><![CDATA[<p>The rollout of the new UAD 3.6 framework has triggered a major wave of compliance literature, and a perfect example is a recent article by Woody Fincham at Valuation Nation, titled “Certification 25: What&#8217;s the Real Risk to the Appraiser?”. In his piece, Woody sets aside the rhetoric and lists my AppraisersBlogs article regarding our legal defenses under this dataset as a citation reference at the end of his post. While he acknowledges the existence of this perspective, his broader argument claims that the legal risks of signing Certification 25 are low, the threat of regulatory discipline is minimal, and&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/our-metrics-their-millions-exposing-the-backdoor-data-rush/"     class="crp_link post-35192"><span class="crp_title">Our Metrics, Their Millions: Exposing the Backdoor Data Rush</span></a><span class="crp_excerpt"> If you still think the corporate panic over structural data is just a theoretical debate about software licensing, a tech&hellip;</span></li>
<li><a href="https://appraisersblogs.com/inspectors-blocked-the-door-appraisers-handed-over-the-keys/"     class="crp_link post-35156"><span class="crp_title">Inspectors Blocked the Door, Appraisers Handed Over the Keys</span></a><span class="crp_excerpt"> A fellow appraiser dropped a direct message in my inbox with a link to home inspector Preston Kincaid's Facebook video,&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uad-3-6-erases-my-legal-defenses-insurance-industry-agrees/"     class="crp_link post-35134"><span class="crp_title">UAD 3.6 Erases My Legal Defenses: Insurance Industry Agrees</span></a><span class="crp_excerpt"> The insurance industry just verified the erasure of my legal defenses under UAD 3.6. The corporate apologists and tech insiders&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/uad-3-6-and-the-danger-of-corporate-pragmatism/">UAD 3.6 and the Danger of Corporate Pragmatism</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>61</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">35186</post-id>	</item>
		<item>
		<title>Our Metrics, Their Millions: Exposing the Backdoor Data Rush</title>
		<link>https://appraisersblogs.com/our-metrics-their-millions-exposing-the-backdoor-data-rush/</link>
					<comments>https://appraisersblogs.com/our-metrics-their-millions-exposing-the-backdoor-data-rush/#comments</comments>
		
		<dc:creator><![CDATA[Desiree Mehbod]]></dc:creator>
		<pubDate>Tue, 13 Oct 2026 12:30:21 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Uniform Standards of Professional Appraisal Practice]]></category>
		<category><![CDATA[USPAP]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[artificial intelligence]]></category>
		<category><![CDATA[assignment results]]></category>
		<category><![CDATA[Certification]]></category>
		<category><![CDATA[confidential information]]></category>
		<category><![CDATA[confidentiality]]></category>
		<category><![CDATA[Ethics Rule]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[liability]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=35192</guid>

					<description><![CDATA[<p>If you still think the corporate panic over structural data is just a theoretical debate about software licensing, a tech startup named Arloh just blew the entire script wide open. They have been running public marketing campaigns targeting small title, escrow, and appraisal firms with a staggering proposition: &#8220;Your old records could be worth millions.&#8221; One of their primary advertisements explicitly brags that a tiny 37-person title and escrow shop just received a ~$967,000 estimate simply for licensing their historical data archive for artificial intelligence training models. Let that dollar figure sink in for a second. Nearly one million dollars&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/inspectors-blocked-the-door-appraisers-handed-over-the-keys/"     class="crp_link post-35156"><span class="crp_title">Inspectors Blocked the Door, Appraisers Handed Over the Keys</span></a><span class="crp_excerpt"> A fellow appraiser dropped a direct message in my inbox with a link to home inspector Preston Kincaid's Facebook video,&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uad-3-6-erases-my-legal-defenses-insurance-industry-agrees/"     class="crp_link post-35134"><span class="crp_title">UAD 3.6 Erases My Legal Defenses: Insurance Industry Agrees</span></a><span class="crp_excerpt"> The insurance industry just verified the erasure of my legal defenses under UAD 3.6. The corporate apologists and tech insiders&hellip;</span></li>
<li><a href="https://appraisersblogs.com/certification-25-and-the-quiet-breach-of-appraiser-confidentiality/"     class="crp_link post-35060"><span class="crp_title">Certification 25 and the Quiet Breach of Appraiser&hellip;</span></a><span class="crp_excerpt"> Certification 25 made me realize that my refusal to participate in UAD 3.6 was justified long before I even knew&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/our-metrics-their-millions-exposing-the-backdoor-data-rush/">Our Metrics, Their Millions: Exposing the Backdoor Data Rush</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>15</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">35192</post-id>	</item>
		<item>
		<title>Inspectors Blocked the Door, Appraisers Handed Over the Keys</title>
		<link>https://appraisersblogs.com/inspectors-blocked-the-door-appraisers-handed-over-the-keys/</link>
					<comments>https://appraisersblogs.com/inspectors-blocked-the-door-appraisers-handed-over-the-keys/#comments</comments>
		
		<dc:creator><![CDATA[Desiree Mehbod]]></dc:creator>
		<pubDate>Mon, 12 Oct 2026 12:30:11 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisal Organizations]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Automated Valuation Models]]></category>
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		<category><![CDATA[automated valuation model]]></category>
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		<category><![CDATA[Certification]]></category>
		<category><![CDATA[confidentiality]]></category>
		<category><![CDATA[E&O]]></category>
		<category><![CDATA[Errors & Omissions]]></category>
		<category><![CDATA[Ethics Rule]]></category>
		<category><![CDATA[home inspection]]></category>
		<category><![CDATA[property data]]></category>
		<category><![CDATA[TAF]]></category>
		<category><![CDATA[UAD]]></category>
		<category><![CDATA[UAD 3.6]]></category>
		<category><![CDATA[Uniform Standards of Professional Appraisal Practice]]></category>
		<category><![CDATA[video]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=35156</guid>

					<description><![CDATA[<p>A fellow appraiser dropped a direct message in my inbox with a link to home inspector Preston Kincaid&#8217;s Facebook video, and watching him warn the public sent a chill through me because his words mirrored the exact warnings I have been shouting about our own appraisal profession. To understand the shock, you first need to know what Spectora is and how home inspectors work. Spectora is the dominant cloud software platform used by roughly 7,000 independent home inspectors across the country to draft, format, and deliver digital property inspection reports. By law and standard contract, home inspectors operate under strict&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/certification-25-and-the-quiet-breach-of-appraiser-confidentiality/"     class="crp_link post-35060"><span class="crp_title">Certification 25 and the Quiet Breach of Appraiser&hellip;</span></a><span class="crp_excerpt"> Certification 25 made me realize that my refusal to participate in UAD 3.6 was justified long before I even knew&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uad-3-6-erases-my-legal-defenses-insurance-industry-agrees/"     class="crp_link post-35134"><span class="crp_title">UAD 3.6 Erases My Legal Defenses: Insurance Industry Agrees</span></a><span class="crp_excerpt"> The insurance industry just verified the erasure of my legal defenses under UAD 3.6. The corporate apologists and tech insiders&hellip;</span></li>
<li><a href="https://appraisersblogs.com/cert-25-dilemma-taf-abdicates-its-role-as-ethics-arbiter/"     class="crp_link post-35120"><span class="crp_title">Cert 25 Dilemma: TAF Abdicates Its Role as Ethics Arbiter</span></a><span class="crp_excerpt"> We finally have a direct written response from The Appraisal Foundation regarding the Cert 25 confidentiality crisis and it is&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/inspectors-blocked-the-door-appraisers-handed-over-the-keys/">Inspectors Blocked the Door, Appraisers Handed Over the Keys</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>39</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">35156</post-id>	</item>
		<item>
		<title>UAD 3.6 Erases My Legal Defenses: Insurance Industry Agrees</title>
		<link>https://appraisersblogs.com/uad-3-6-erases-my-legal-defenses-insurance-industry-agrees/</link>
					<comments>https://appraisersblogs.com/uad-3-6-erases-my-legal-defenses-insurance-industry-agrees/#comments</comments>
		
		<dc:creator><![CDATA[Desiree Mehbod]]></dc:creator>
		<pubDate>Thu, 08 Oct 2026 12:30:15 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=35134</guid>

					<description><![CDATA[<p>The insurance industry just verified the erasure of my legal defenses under UAD 3.6. The corporate apologists and tech insiders have spent weeks trying to downplay the Certification 25 confidentiality crisis. They’ve lined up to tell independent appraisers that the new language is just a passive weather report, a routine disclosure, or an innocent acknowledgement of a reality that has existed for many years. But the ultimate reality check just arrived from the very people who calculate risk for a living, and it completely blows the corporate defense strategy out of the water. Isaac Peck, Publisher of Working RE Magazine&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/who-controls-access-in-uad-3-6/"     class="crp_link post-35045"><span class="crp_title">Who Controls Access in UAD 3.6</span></a><span class="crp_excerpt"> Access has become the most expensive word in the appraisal industry, a reminder that every new “solution” seems to cost&hellip;</span></li>
<li><a href="https://appraisersblogs.com/certification-25-and-the-quiet-breach-of-appraiser-confidentiality/"     class="crp_link post-35060"><span class="crp_title">Certification 25 and the Quiet Breach of Appraiser&hellip;</span></a><span class="crp_excerpt"> Certification 25 made me realize that my refusal to participate in UAD 3.6 was justified long before I even knew&hellip;</span></li>
<li><a href="https://appraisersblogs.com/cert-25-dilemma-taf-abdicates-its-role-as-ethics-arbiter/"     class="crp_link post-35120"><span class="crp_title">Cert 25 Dilemma: TAF Abdicates Its Role as Ethics Arbiter</span></a><span class="crp_excerpt"> We finally have a direct written response from The Appraisal Foundation regarding the Cert 25 confidentiality crisis and it is&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/uad-3-6-erases-my-legal-defenses-insurance-industry-agrees/">UAD 3.6 Erases My Legal Defenses: Insurance Industry Agrees</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>38</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">35134</post-id>	</item>
		<item>
		<title>Certification 25 and the Quiet Breach of Appraiser Confidentiality</title>
		<link>https://appraisersblogs.com/certification-25-and-the-quiet-breach-of-appraiser-confidentiality/</link>
					<comments>https://appraisersblogs.com/certification-25-and-the-quiet-breach-of-appraiser-confidentiality/#comments</comments>
		
		<dc:creator><![CDATA[Desiree Mehbod]]></dc:creator>
		<pubDate>Tue, 29 Sep 2026 12:30:38 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=35060</guid>

					<description><![CDATA[<p>Certification 25 made me realize that my refusal to participate in UAD 3.6 was justified long before I even knew what was buried in its certifications. A peer sent me Phil Crawford’s new podcast episode this morning, and I opened it without thinking much of it because I had assumed his retirement from the show meant he was done weighing in on industry developments. I have been following the news and the chatter around 3.6, but I haven’t been preparing for it. I have not taken any UAD 3.6 classes, have not attended any seminars, have not tested the form,&#46;&#46;&#46;</p>
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<li><a href="https://appraisersblogs.com/flags-over-facts-the-road-2-obsolescence/"     class="crp_link post-33309"><span class="crp_title">Flags Over Facts: The Road to Obsolescence</span></a><span class="crp_excerpt"> The latest round of modernization comes wrapped in friendly language, but the flags are hard to miss if you’ve been&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-appraisal-professions-perfect-storm-a-veterans-take-on-a-dying-craft/"     class="crp_link post-32754"><span class="crp_title">The Appraisal Profession’s Perfect Storm: A&hellip;</span></a><span class="crp_excerpt"> The new UAD form, the AMC fee gouging, the waivers, the false bias claims. It’s a perfect storm of assaults.&nbsp;&hellip;</span></li>
<li><a href="https://appraisersblogs.com/who-controls-access-in-uad-3-6/"     class="crp_link post-35045"><span class="crp_title">Who Controls Access in UAD 3.6</span></a><span class="crp_excerpt"> Access has become the most expensive word in the appraisal industry, a reminder that every new “solution” seems to cost&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/certification-25-and-the-quiet-breach-of-appraiser-confidentiality/">Certification 25 and the Quiet Breach of Appraiser Confidentiality</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>67</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">35060</post-id>	</item>
		<item>
		<title>County Assessors&#8217; Standards &#124; AVM Final Rule Guidance</title>
		<link>https://appraisersblogs.com/county-assessors-standards-avm-final-rule-guidance/</link>
					<comments>https://appraisersblogs.com/county-assessors-standards-avm-final-rule-guidance/#comments</comments>
		
		<dc:creator><![CDATA[Dallas T. Kiedrowski, MNAA]]></dc:creator>
		<pubDate>Fri, 23 Aug 2024 12:30:47 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31284</guid>

					<description><![CDATA[<p>County Assessors have the advantage of being able to calibrate their models specifically for one market, allowing for a more tailored and precise approach.&#160; The OCC, FDIC, NCUA, CFPB, and FHFA (collectively, the Agencies) are adopting a final rule to implement AVM quality control standards mandated by the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act). The quality control standards apply to mortgage originators and secondary market investors in determining the value of a dwelling that is the collateral for mortgage financing. Under the final rule, institutions involved in specific credit decisions or securitization activities are required to&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
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<li><a href="https://appraisersblogs.com/house-measurement-by-property-data-collector-gone-wrong"     class="crp_link post-28317"><span class="crp_title">House Measurement by Property Data Collector Gone Wrong</span></a><span class="crp_excerpt"> The lender allowed an unlicensed property data collector give bad data to the appraiser... I work for this lender and&hellip;</span></li>
<li><a href="https://appraisersblogs.com/is-the-gses-appraisal-modernization-really-just-mass-appraisal/"     class="crp_link post-30451"><span class="crp_title">Is the GSE's "Appraisal Modernization" Really Just&hellip;</span></a><span class="crp_excerpt"> Mass Appraisal tend to exhibit a regressive nature...&nbsp; In the intricate landscape of real estate mortgage financing, the notion of&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/county-assessors-standards-avm-final-rule-guidance/">County Assessors&#8217; Standards | AVM Final Rule Guidance</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>17</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31284</post-id>	</item>
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		<title>The Illogical Reality of Mortgage Appraisal Reviews </title>
		<link>https://appraisersblogs.com/reforming-the-appraisal-review-process-the-illogical-reality-of-mortgage-appraisal-reviews/</link>
					<comments>https://appraisersblogs.com/reforming-the-appraisal-review-process-the-illogical-reality-of-mortgage-appraisal-reviews/#comments</comments>
		
		<dc:creator><![CDATA[Dallas T. Kiedrowski, MNAA]]></dc:creator>
		<pubDate>Thu, 13 Jun 2024 12:30:28 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30943</guid>

					<description><![CDATA[<p>Reforming the appraisal review process is essential to maintaining the integrity of the real estate market and protecting consumers and homeowners.&#160; In mortgage financing, the appraisal process is often seen as the foundation of accurate property valuation and market stability. However, beneath this façade of reliability lies a troubling rift: while real estate appraisers must navigate stringent licensing protocols and scrutiny, the individuals reviewing the appraisals often operate with minimal oversight, instead leaning heavily on automated systems and algorithms. This stark disparity not only undermines the credibility of the review process but also revives the threat of past missteps, once&#46;&#46;&#46;</p>
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<li><a href="https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/"     class="crp_link post-31465"><span class="crp_title">The Great Debate on Appraisal Fees</span></a><span class="crp_excerpt"> She included several different fee split examples indicating AMCs retained as much as 70 percent of the total appraisal fee&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-one-mile-rule-prudent-policy-or-modern-day-redlining/"     class="crp_link post-30730"><span class="crp_title">The One-Mile Rule: Prudent Policy or Modern Day Redlining?</span></a><span class="crp_excerpt"> ...whether through redlined maps or implicit "one-mile rule," the result can be undervalued properties in historically marginalized neighborhoods.&nbsp; Throughout the&hellip;</span></li>
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<p>The post <a href="https://appraisersblogs.com/reforming-the-appraisal-review-process-the-illogical-reality-of-mortgage-appraisal-reviews/">The Illogical Reality of Mortgage Appraisal Reviews </a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>27</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30943</post-id>	</item>
		<item>
		<title>Recap of the 4th ASC Appraisal Bias Hearing</title>
		<link>https://appraisersblogs.com/recap-of-the-4th-asc-appraisal-bias-hearing/</link>
					<comments>https://appraisersblogs.com/recap-of-the-4th-asc-appraisal-bias-hearing/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Wed, 28 Feb 2024 13:30:47 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30405</guid>

					<description><![CDATA[<p>On February 13th, 2024, the fourth ASC appraisal bias hearing took place. For those who were unable to attend, the video of the hearing has been included below. The hearing was a crucial event for the appraisal industry, and it is important for all appraisers to be aware of the discussions and topics addressed. The panel of witnesses included: David Bunton, President, The Appraisal Foundation E.C. Neelly IV, Executive Director, Mississippi Real Estate Appraisal Board Maureen Sweeney, Principal, Maureen Sweeney, Real Estate Appraiser Ltd. Melissa Tran, Director, Texas Appraiser Licensing and Certification Board Jillian White, Chief Executive Officer, Appraisal Insights&#46;&#46;&#46;</p>
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<ul>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/"     class="crp_link post-30318"><span class="crp_title">AMCs Billing Scheme, Hidden Profits & Deceptive Practices</span></a><span class="crp_excerpt"> Appraisers who do not agree to their hidden billing methods are excluded from the majority of the GSE lending marketplace&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-amcs-violating-tila-and-customary-and-reasonable-fee-clauses/"     class="crp_link post-30287"><span class="crp_title">AMCs Violating TILA and C&R Fee Clauses</span></a><span class="crp_excerpt"> Fellow Appraisers, the appraisal industry has been facing a major issue with AMCs violating the Truth in Lending Act (TILA)&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/"     class="crp_link post-31465"><span class="crp_title">The Great Debate on Appraisal Fees</span></a><span class="crp_excerpt"> She included several different fee split examples indicating AMCs retained as much as 70 percent of the total appraisal fee&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/recap-of-the-4th-asc-appraisal-bias-hearing/">Recap of the 4th ASC Appraisal Bias Hearing</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>11</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30405</post-id>	</item>
		<item>
		<title>Fannie Mae Filed a Complaint Against Me</title>
		<link>https://appraisersblogs.com/fannie-mae-filed-a-complaint-against-me/</link>
					<comments>https://appraisersblogs.com/fannie-mae-filed-a-complaint-against-me/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Wed, 18 Oct 2023 12:30:39 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30011</guid>

					<description><![CDATA[<p>An appraiser shared the following with us which was posted on one of the appraisers’ groups. Fannie Mae filed a complaint against me with my state appraisal board. Here’s what happened. The Report In June of 2021, I completed an appraisal for a conventional purchase. The appraisal was ordered by an AMC on behalf of a lender. At that time, the real estate market was still being wildly affected by the COVID pandemic. Remote work was in full swing, and consumers were desperately seeking to get out of the cities. Prices for all types of residential properties were rising rapidly,&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/fannies-loan-buyback-sophistry-relies-on-modifying-analysts-behavior/"     class="crp_link post-30007"><span class="crp_title">Fannie's Loan Buyback Sophistry Relies on Modifying&hellip;</span></a><span class="crp_excerpt"> “Many of the repurchase letters make no sense,” said the insider. If analysts don’t write enough defects on those files,&hellip;</span></li>
<li><a href="https://appraisersblogs.com/fannie-mae-continued-effort-2-get-rid-of-appraisers/"     class="crp_link post-29984"><span class="crp_title">FNMA Continued Effort to Get Rid of Appraisers</span></a><span class="crp_excerpt"> Fannie Mae Continues Their Effort To Get Rid Of Appraisers: Sends “Tips” For the past year, Fannie Mae has sent&hellip;</span></li>
<li><a href="https://appraisersblogs.com/dear-representative-fannie-mae-has-gone-rogue"     class="crp_link post-29081"><span class="crp_title">Dear Representative, FNMA Has Gone Rogue!</span></a><span class="crp_excerpt"> Dear representative, waiving/eliminating property appraisal for lending purposes is wanton recklessness. Fannie Mae’s decision to waive/eliminate property appraisal for lending&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/fannie-mae-filed-a-complaint-against-me/">Fannie Mae Filed a Complaint Against Me</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>39</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30011</post-id>	</item>
		<item>
		<title>And Why Is the Second Appraisal Always the “Correct Value?”</title>
		<link>https://appraisersblogs.com/why-is-the-second-appraisal-always-the-correct-value</link>
					<comments>https://appraisersblogs.com/why-is-the-second-appraisal-always-the-correct-value#comments</comments>
		
		<dc:creator><![CDATA[Jonathan Miller]]></dc:creator>
		<pubDate>Fri, 09 Jun 2023 12:30:06 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=29575</guid>

					<description><![CDATA[<p>On Friday morning, May 19, I was one of five expert witnesses (and the only as an appraiser) to testify on the topic of appraisal bias in front of the Appraisal Subcommittee (ASC). During the first hour of testimony, our fourth grandchild was born. My wife was in the audience and stepped out of the hearing (the nerve!) to take the call from my oldest son on the news of our new granddaughter. The Appraisal Subcommittee (ASC) held a second hearing on challenges facing the appraisal industry, including barriers to entering the profession and racial bias in home appraisals. The&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/the-real-cause-of-the-home-value-gap-is-the-income-gap"     class="crp_link post-28636"><span class="crp_title">The Real Cause of the Home Value Gap Is the Income Gap</span></a><span class="crp_excerpt"> Blaming appraisers for the income gap will never solve the real underlying problem... Blaming appraisers for the income gap is&hellip;</span></li>
<li><a href="https://appraisersblogs.com/lowballed-it-is-open-season-on-appraisers"     class="crp_link post-27988"><span class="crp_title">Lowballed... It Is Open Season On Appraisers</span></a><span class="crp_excerpt"> ABC TV Documentary: Our America: Lowballed Because this issue was ignored by the appraisal industry, it is open season on&hellip;</span></li>
<li><a href="https://appraisersblogs.com/amc-fee-impact-on-appraisal-fee"     class="crp_link post-29525"><span class="crp_title">AMC Fee Impact on Appraisal Fee</span></a><span class="crp_excerpt"> While the borrower was charged $695 for the appraisal, the appraiser was only paid $301. The AMC fee was $394.&nbsp;&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/why-is-the-second-appraisal-always-the-correct-value">And Why Is the Second Appraisal Always the “Correct Value?”</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>19</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">29575</post-id>	</item>
		<item>
		<title>NAR Concerns &#038; Survey on Property Data Collectors</title>
		<link>https://appraisersblogs.com/nar-concerns-n-survey-on-property-data-collectors</link>
					<comments>https://appraisersblogs.com/nar-concerns-n-survey-on-property-data-collectors#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Mon, 05 Jun 2023 12:30:58 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=29554</guid>

					<description><![CDATA[<p>NAR is conducting a survey and wants to know if you have any concerns regarding property data collectors, if the appraisal fees are higher since the involvement of data collectors, if borrowers are made aware of a fee for the appraisal and a separate AMC fee or were the fees bundled, if the property data collector gave the impression that they were the appraiser, whether you have any safety and privacy concerns with the data collection process, quality of data collected and whether they need to be licensed&#8230;&#160; In a letter to the Federal Housing Finance Agency (FHFA) regarding appraisal&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/is-the-gses-appraisal-modernization-really-just-mass-appraisal/"     class="crp_link post-30451"><span class="crp_title">Is the GSE's "Appraisal Modernization" Really Just&hellip;</span></a><span class="crp_excerpt"> Mass Appraisal tend to exhibit a regressive nature...&nbsp; In the intricate landscape of real estate mortgage financing, the notion of&hellip;</span></li>
<li><a href="https://appraisersblogs.com/how-rural-america-lost-its-mortgage-lifeline/"     class="crp_link post-33012"><span class="crp_title">The Town With No Bank: How Rural America Lost Its&hellip;</span></a><span class="crp_excerpt"> For decades, we’ve been told that the problem is demand. That people don’t want to live in rural America anymore.&hellip;</span></li>
<li><a href="https://appraisersblogs.com/time-2-take-out-the-junk-amc-practices-exposed/"     class="crp_link post-34945"><span class="crp_title">It’s Time to Take Out the Junk: AMC Practices Exposed</span></a><span class="crp_excerpt"> Appraisers have spent years carrying the weight of broken AMC practices, and this article pulls every one of those practices&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/nar-concerns-n-survey-on-property-data-collectors">NAR Concerns &#038; Survey on Property Data Collectors</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>12</slash:comments>
		
		<enclosure url="https://appraisersblogs.com/wp-content/uploads/2023/06/NAR-Concerns-Survey-on-Property-Data-Collectors.mp3" length="0" type="audio/mpeg" />

		<post-id xmlns="com-wordpress:feed-additions:1">29554</post-id>	</item>
		<item>
		<title>FNMA Property Data Collectors Program Violates WV Law</title>
		<link>https://appraisersblogs.com/fannie-mae-property-data-collectors-program-violates-west-virginia-law</link>
					<comments>https://appraisersblogs.com/fannie-mae-property-data-collectors-program-violates-west-virginia-law#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Wed, 19 Apr 2023 12:30:14 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=29267</guid>

					<description><![CDATA[<p>The Fannie Mae Property Data Collectors program seems to have run afoul of West Virginia law. This program allows for the collection of data related to real estate appraisals by unlicensed third-party data collectors, which is in direct violation of article 38 of the state&#8217;s Real Estate Appraiser Licensing and Certification Act. The act specifically states that only a casual or drive-by inspection can be performed when it comes to consumer loans secured by real estate, and no opinion can be rendered as to its value nor any fee charged for such an inspection. ARTICLE 38. THE REAL ESTATE APPRAISER&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/"     class="crp_link post-31465"><span class="crp_title">The Great Debate on Appraisal Fees</span></a><span class="crp_excerpt"> She included several different fee split examples indicating AMCs retained as much as 70 percent of the total appraisal fee&hellip;</span></li>
<li><a href="https://appraisersblogs.com/corrupt-west-virginia-real-estate-licensing-board-scheme-ends"     class="crp_link post-27301"><span class="crp_title">West Virginia Appraisal Board Scheme</span></a><span class="crp_excerpt"> The Doomed Quest to Reform a corrupt West Virginia Licensing Board “Board members earn money working for a law firm&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/"     class="crp_link post-31044"><span class="crp_title">Uncovering Flaws in FHA Appraisal & Loan Review Process</span></a><span class="crp_excerpt"> The story of this single mother's harrowing experience with a defective home purchase and HUD's negligent oversight exposes deep flaws&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/fannie-mae-property-data-collectors-program-violates-west-virginia-law">FNMA Property Data Collectors Program Violates WV Law</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>29</slash:comments>
		
		<enclosure url="https://appraisersblogs.com/wp-content/uploads/2023/04/Fannie-Mae-Property-Data-Collectors-program-violates-West-Virginia-Law.mp3" length="0" type="audio/mpeg" />

		<post-id xmlns="com-wordpress:feed-additions:1">29267</post-id>	</item>
		<item>
		<title>AQB Initial Fair Housing Course</title>
		<link>https://appraisersblogs.com/aqb-initial-fair-housing-course</link>
					<comments>https://appraisersblogs.com/aqb-initial-fair-housing-course#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Thu, 23 Mar 2023 12:30:54 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=29060</guid>

					<description><![CDATA[<p>Mandatory completion of an initial fair housing course lasting 7 hours by January 1st 2025, as well as 4 additional hours every renewal cycle thereafter.&#160; Recently, the Appraiser Qualifications Board (AQB) has proposed new requirements for those looking to become an appraiser or renew their certification/license. These include mandatory completion of an initial fair housing course lasting seven hours by January 1st 2025, as well as four additional hours every renewal cycle thereafter if this becomes standard practice. The following is taken right out of the new exposure draft on real property appraiser qualifications criteria. &#8220;The core goal is to&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/truisms-taxes-death-n-anti-bias-training"     class="crp_link post-25226"><span class="crp_title">Truisms - Taxes, Death... and Bias Training</span></a><span class="crp_excerpt"> ...other states will also modify their appraisal license renewal CE class requirements to include some form of anti-bias training... Folks,&hellip;</span></li>
<li><a href="https://appraisersblogs.com/politicians-have-made-appraising-into-a-nightmare-so-i-have-retired"     class="crp_link post-25786"><span class="crp_title">I've Retired & I'm So Glad I Did</span></a><span class="crp_excerpt"> &nbsp;What we got, was 30+ years of complaints from the lenders and politicians who blamed appraisers for all of the&hellip;</span></li>
<li><a href="https://appraisersblogs.com/two-cheers-4-an-evolved-beltway-entrepreneur-david-bunton"     class="crp_link post-28699"><span class="crp_title">Two Cheers for an 'Evolved' Beltway Entrepreneur...&hellip;</span></a><span class="crp_excerpt"> We come not to bury David Bunton, the public figure, but to praise David Bunton, the evolved Beltway organism. Who&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/aqb-initial-fair-housing-course">AQB Initial Fair Housing Course</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>11</slash:comments>
		
		<enclosure url="https://appraisersblogs.com/wp-content/uploads/2023/03/AQB-Initial-Fair-Housing-Course.mp3" length="0" type="audio/mpeg" />

		<post-id xmlns="com-wordpress:feed-additions:1">29060</post-id>	</item>
		<item>
		<title>Desktops Are Being Done WRONG!</title>
		<link>https://appraisersblogs.com/desktops-r-being-done-wrong</link>
					<comments>https://appraisersblogs.com/desktops-r-being-done-wrong#comments</comments>
		
		<dc:creator><![CDATA[Dave Towne]]></dc:creator>
		<pubDate>Tue, 12 Jul 2022 12:30:41 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=27366</guid>

					<description><![CDATA[<p>Appraisers, back in April, I was notified by someone “close to the action” of appraisal report submittals to the GSE’s, that many Desktops are being submitted back to lenders TOTALLY WRONG by the assigned appraisers! These reports are being captured and evaluated in the current Desktop observation and testing phase of the UCDP evaluations. Lenders use the UCDP as an initial report Quality Control check so that any problems can be identified, and sent back to the appraiser for correction, before the last submittal is used for the loan. The UCDP ‘sees’ every report for a particular property address, and keeps track&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/floor-plans-could-b-an-issue-in-appraising"     class="crp_link post-27326"><span class="crp_title">Floor Plans Could Be an Issue in Appraising</span></a><span class="crp_excerpt"> ...concerns that appraisers could be sued for making floor plans of a home... I’m an AI “member” (because I pay&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisers-are-ultimately-liable-4-data-collected-by-third-parties"     class="crp_link post-26735"><span class="crp_title">Appraisers Liable for Third Parties Data</span></a><span class="crp_excerpt"> Ultimately the appraiser is responsible and liable for data collected by third parties. There has been a lot of discussion&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisers-can-do-these-property-data-reports-pdr-4-appraisal-waivers"     class="crp_link post-27103"><span class="crp_title">Property Data Reports for Appraisal Waivers</span></a><span class="crp_excerpt"> These Property Data Reports have a higher level or different reporting requirements than ordinary traditional appraisals. Appraisers, on Tuesday 5/24/22,&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/desktops-r-being-done-wrong">Desktops Are Being Done WRONG!</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>70</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">27366</post-id>	</item>
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		<title>Desktop Appraisals: Has The Devil Infiltrated The Public Trust?</title>
		<link>https://appraisersblogs.com/desktop-appraisals-has-the-devil-infiltrated-the-public-trust</link>
					<comments>https://appraisersblogs.com/desktop-appraisals-has-the-devil-infiltrated-the-public-trust#comments</comments>
		
		<dc:creator><![CDATA[Mark Skapinetz]]></dc:creator>
		<pubDate>Thu, 10 Feb 2022 13:30:41 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=26264</guid>

					<description><![CDATA[<p>Are desktop appraisals with third-party inspectors protecting the public, or are these products about to destroy the very profession I love so much. The Uniform Standards Professional of Appraisal Practice (USPAP) are the key to maintaining public trust in real estate transactions. USPAP is pretty much the equivalent to the Bible, but it MUST be followed for appraisers. Created by the Appraisal Foundation, USPAP set forth the guidelines for how appraisers should perform their work. By following these standards, appraisers ensure that they act in a professional and unbiased manner. To expand, even more, USPAP states, “While USPAP does not&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/desktop-reports-desktop-appaisals-panaceas-4-faster-reports"     class="crp_link post-25925"><span class="crp_title">Desktop Appraisals, Panaceas for Faster Reports</span></a><span class="crp_excerpt"> ...I’ve discovered a potential anomaly in Desktop reports (and Hybrids also) which might shock some appraisers... Desktop Appraisals, Panaceas for&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-desktop-appraisals-soon-2-b-the-new-purchase-wrinkle"     class="crp_link post-25913"><span class="crp_title">Desktop Appraisals Soon to Be the New Purchase Wrinkle</span></a><span class="crp_excerpt"> The desktop appraisals are not necessarily more reliable, which could become an adverse issue for appraisers in the future... Appraisers,&hellip;</span></li>
<li><a href="https://appraisersblogs.com/train-us-n-trust-us-automated-valuation-programs-use-formula-based-on-inaccurate-square-footage-data"     class="crp_link post-25025"><span class="crp_title">Train Us and Trust Us</span></a><span class="crp_excerpt"> The most weighted technique in most automated valuation programs comes down to one over-simplified formula, based on a guesstimation from&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/desktop-appraisals-has-the-devil-infiltrated-the-public-trust">Desktop Appraisals: Has The Devil Infiltrated The Public Trust?</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>56</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">26264</post-id>	</item>
		<item>
		<title>Appraisal Report Corrections Protocol</title>
		<link>https://appraisersblogs.com/appraisal-report-corrections-protocol</link>
					<comments>https://appraisersblogs.com/appraisal-report-corrections-protocol#comments</comments>
		
		<dc:creator><![CDATA[Dave Towne]]></dc:creator>
		<pubDate>Mon, 22 Jun 2020 12:30:20 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=24062</guid>

					<description><![CDATA[<p>For some time, appraisers have written or called me, asking about how to do report corrections, or respond to client requests – after an original report has been sent in. I decided to distribute these suggestions to encourage a uniform procedure across the appraiser universe. I don’t recall ever seeing anything published about this topic. Disclose, don’t bury &#8211; modifications, corrections or responses to the original report, or even subsequent changes. I have seen too many reports where the appraiser hides changes within the body of the report as if those were part of the original, when in fact they&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/uspap-typical-buyer-standard-in-the-fair-housing-era/"     class="crp_link post-33420"><span class="crp_title">USPAP’s Typical Buyer Standard in the Fair Housing Era</span></a><span class="crp_excerpt"> The Irreconcilable Conflict Between USPAP's Typical Buyer Standard and the Current Fair Housing Compliance Regime. Retain this document as a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/"     class="crp_link post-31044"><span class="crp_title">Uncovering Flaws in FHA Appraisal & Loan Review Process</span></a><span class="crp_excerpt"> The story of this single mother's harrowing experience with a defective home purchase and HUD's negligent oversight exposes deep flaws&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-new-improved-fannie-mae-fraudulator-2-is-an-outright-fraud"     class="crp_link post-29449"><span class="crp_title">The New & Improved Fannie Mae “FRAUDULATOR 2.0”</span></a><span class="crp_excerpt"> Originally known as Fannie Mae’s Collateral Underwriter (CU), and subsequently Collateral Underwriter 2.0 (CU-2)i this always dubious product of Fannie&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/appraisal-report-corrections-protocol">Appraisal Report Corrections Protocol</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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		<post-id xmlns="com-wordpress:feed-additions:1">24062</post-id>	</item>
		<item>
		<title>Not a Get Out of Jail Free Card</title>
		<link>https://appraisersblogs.com/convoluted-times-pandemics-not-get-out-jail-free-card-4-appraisers</link>
					<comments>https://appraisersblogs.com/convoluted-times-pandemics-not-get-out-jail-free-card-4-appraisers#comments</comments>
		
		<dc:creator><![CDATA[Dustin Harris]]></dc:creator>
		<pubDate>Fri, 22 May 2020 12:30:16 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=23968</guid>

					<description><![CDATA[<p>It is not misleading to use a 1004 form for a desktop or a drive-by because, during these convoluted times&#8230; In talking with Tim Andersen, a USPAP instructor and long-experienced appraiser, I was reminded that, even in the time of C-19, USPAP applies, and appraisals must still be credible. Reports must still not mislead. USPAP has never required the appraiser to inspect the property. That is a lender construct. So long as your scope of work is clear relative the level of inspection you provided, and why that was your scope of work, you should not have a problem. Note&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
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<li><a href="https://appraisersblogs.com/va-procedures-4-alternative-valuation-methods"     class="crp_link post-27479"><span class="crp_title">VA Alternative Valuation Methods</span></a><span class="crp_excerpt"> On August 1, 2022, the Veterans Affairs released Circular 26-22-13 announcing new procedures for alternative valuation methods, effective immediately. The&hellip;</span></li>
<li><a href="https://appraisersblogs.com/flavors-of-appraisal-reports"     class="crp_link post-26350"><span class="crp_title">"Flavors" of Appraisal Reports</span></a><span class="crp_excerpt"> SEE the differences between the THREE versions of the 1004 reports, what I euphemistically call "flavors." Appraisers, recent watercooler discussions&hellip;</span></li>
<li><a href="https://appraisersblogs.com/sketch-or-floor-plan-4-desktop-n-hybrid-reports"     class="crp_link post-26541"><span class="crp_title">Sketch or Floor Plan?</span></a><span class="crp_excerpt"> The FLOOR PLAN has all the elements of a SKETCH... Appraisers, I was given some ‘inside info’ about DESKTOP assignment reports&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/convoluted-times-pandemics-not-get-out-jail-free-card-4-appraisers">Not a Get Out of Jail Free Card</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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		<post-id xmlns="com-wordpress:feed-additions:1">23968</post-id>	</item>
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