<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>BREA - Appraisers Blogs</title>
	<atom:link href="https://appraisersblogs.com/tag/brea/feed/" rel="self" type="application/rss+xml" />
	<link>https://appraisersblogs.com/tag/brea/</link>
	<description>Appraisal News and Tips for Real Estate Appraisers</description>
	<lastBuildDate>Mon, 17 Aug 2026 02:40:10 +0000</lastBuildDate>
	<language>en-US</language>
	<sy:updatePeriod>
	hourly	</sy:updatePeriod>
	<sy:updateFrequency>
	1	</sy:updateFrequency>
	<generator>https://wordpress.org/?v=7.1</generator>

<image>
	<url>https://i0.wp.com/appraisersblogs.com/wp-content/uploads/2015/04/ABfavicon.png?fit=32%2C32&#038;ssl=1</url>
	<title>BREA - Appraisers Blogs</title>
	<link>https://appraisersblogs.com/tag/brea/</link>
	<width>32</width>
	<height>32</height>
</image> 
<site xmlns="com-wordpress:feed-additions:1">52046035</site>	<item>
		<title>The Great Debate on Appraisal Fees</title>
		<link>https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/</link>
					<comments>https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/#comments</comments>
		
		<dc:creator><![CDATA[Isaac Peck]]></dc:creator>
		<pubDate>Mon, 28 Oct 2024 12:30:09 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisal Organizations]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[1073]]></category>
		<category><![CDATA[ACI]]></category>
		<category><![CDATA[AI]]></category>
		<category><![CDATA[AIR]]></category>
		<category><![CDATA[AMCs]]></category>
		<category><![CDATA[American Society of Appraisers]]></category>
		<category><![CDATA[American Society of Farm Managers and Rural Appraisers]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[appraisal assignments]]></category>
		<category><![CDATA[appraisal fee]]></category>
		<category><![CDATA[appraisal fees]]></category>
		<category><![CDATA[Appraisal Industry]]></category>
		<category><![CDATA[Appraisal Institute]]></category>
		<category><![CDATA[Appraisal Management Company]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[appraisal organizations]]></category>
		<category><![CDATA[appraisal profession]]></category>
		<category><![CDATA[Appraisal Report]]></category>
		<category><![CDATA[Appraisal Services]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraiser independence]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[ASA]]></category>
		<category><![CDATA[ASFMRA]]></category>
		<category><![CDATA[assignments]]></category>
		<category><![CDATA[BREA]]></category>
		<category><![CDATA[broker]]></category>
		<category><![CDATA[C&R]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[Collateral Risk Network]]></category>
		<category><![CDATA[compensation]]></category>
		<category><![CDATA[Consumer Financial Protection Bureau]]></category>
		<category><![CDATA[costs]]></category>
		<category><![CDATA[CRN]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[customary]]></category>
		<category><![CDATA[Customary & Reasonable Fees]]></category>
		<category><![CDATA[DOM]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[EAD]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[engagement]]></category>
		<category><![CDATA[Federal Law]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[geographic competency]]></category>
		<category><![CDATA[inclusion]]></category>
		<category><![CDATA[independent appraisers]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[land]]></category>
		<category><![CDATA[liability]]></category>
		<category><![CDATA[license]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[NAR]]></category>
		<category><![CDATA[National Association of Realtors]]></category>
		<category><![CDATA[Petition]]></category>
		<category><![CDATA[profession]]></category>
		<category><![CDATA[real estate appraisal]]></category>
		<category><![CDATA[real estate appraiser]]></category>
		<category><![CDATA[Real Estate Valuation Advocacy Association]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[requirements]]></category>
		<category><![CDATA[RESPA]]></category>
		<category><![CDATA[REVAA]]></category>
		<category><![CDATA[review]]></category>
		<category><![CDATA[ROV]]></category>
		<category><![CDATA[RPR]]></category>
		<category><![CDATA[rural]]></category>
		<category><![CDATA[staff appraiser]]></category>
		<category><![CDATA[staff appraisers]]></category>
		<category><![CDATA[TAF]]></category>
		<category><![CDATA[TILA]]></category>
		<category><![CDATA[TOTAL]]></category>
		<category><![CDATA[TRID]]></category>
		<category><![CDATA[Uniform Standards of Professional Appraisal Practice]]></category>
		<category><![CDATA[union]]></category>
		<category><![CDATA[USPAP]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[valuation]]></category>
		<category><![CDATA[value]]></category>
		<category><![CDATA[Virginia Coalition of Appraiser Professionals]]></category>
		<category><![CDATA[Virginia Real Estate Appraisal Board]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=31465</guid>

					<description><![CDATA[<p>She included several different fee split examples indicating AMCs retained as much as 70 percent of the total appraisal fee paid by the borrower, which prompted her to stop working with AMCs because of the lack of transparency.&#160; The appraisal industry is abuzz with a discussion about appraisal fees. The Consumer Financial Protection Bureau (CFPB) recently issued a Request for Information Regarding Fees Imposed in Residential Mortgage Transactions [Docket No. CFPB-2024-0021] in which it solicited feedback from the public and industry stakeholders on the fees charged to consumers by mortgage providers and related settlement services. The CFPB framed it as&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/"     class="crp_link post-30318"><span class="crp_title">AMCs Billing Scheme, Hidden Profits & Deceptive Practices</span></a><span class="crp_excerpt"> Appraisers who do not agree to their hidden billing methods are excluded from the majority of the GSE lending marketplace&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-regulation-compliance-council-exposes-disturbing-amc-violations/"     class="crp_link post-31311"><span class="crp_title">Appraisal Regulation Compliance Council Exposes&hellip;</span></a><span class="crp_excerpt"> The Appraisal Regulation Compliance Council published a detailed breakdown to the CFPB, which showed the median average AMC fee being&hellip;</span></li>
<li><a href="https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/"     class="crp_link post-31182"><span class="crp_title">Lack of Fee Transparency: Exposing the AMC Exploitation</span></a><span class="crp_excerpt"> By keeping the borrower in the dark about the true cost of the appraisal, the AMCs are able to charge&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/">The Great Debate on Appraisal Fees</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/feed/</wfw:commentRss>
			<slash:comments>32</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31465</post-id>	</item>
		<item>
		<title>Appraisal Regulation Compliance Council Exposes Disturbing AMC Violations</title>
		<link>https://appraisersblogs.com/appraisal-regulation-compliance-council-exposes-disturbing-amc-violations/</link>
					<comments>https://appraisersblogs.com/appraisal-regulation-compliance-council-exposes-disturbing-amc-violations/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Fri, 30 Aug 2024 12:30:34 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[1073]]></category>
		<category><![CDATA[AI]]></category>
		<category><![CDATA[AIR]]></category>
		<category><![CDATA[AMCs]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[appraisal fee]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraiser independence]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[BREA]]></category>
		<category><![CDATA[Consumer Financial Protection Bureau]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[Dodd-Frank Act]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[forms]]></category>
		<category><![CDATA[land]]></category>
		<category><![CDATA[license]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[profession]]></category>
		<category><![CDATA[RESPA]]></category>
		<category><![CDATA[ROV]]></category>
		<category><![CDATA[TILA]]></category>
		<category><![CDATA[TOTAL]]></category>
		<category><![CDATA[Uniform Standards of Professional Appraisal Practice]]></category>
		<category><![CDATA[USPAP]]></category>
		<category><![CDATA[VA]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=31311</guid>

					<description><![CDATA[<p>The Appraisal Regulation Compliance Council published a detailed breakdown to the CFPB, which showed the median average AMC fee being charged to borrowers amounted to a staggering 65% of the total appraisal fee, with one AMC extracting as much as 84% in pure profit. The Appraisal Regulation Compliance Council (ARCC) is a crucial non-profit organization that specializes in providing fact-based research and expertise on the complex web of appraisal regulations and compliance issues. Driven by a non-partisan mission, ARCC has spent the last two years diligently collecting, vetting, and organizing comprehensive data on lender appraisals conducted by Appraisal Management Companies&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-amcs-violating-tila-and-customary-and-reasonable-fee-clauses/"     class="crp_link post-30287"><span class="crp_title">AMCs Violating TILA and C&R Fee Clauses</span></a><span class="crp_excerpt"> Fellow Appraisers, the appraisal industry has been facing a major issue with AMCs violating the Truth in Lending Act (TILA)&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/"     class="crp_link post-30318"><span class="crp_title">AMCs Billing Scheme, Hidden Profits & Deceptive Practices</span></a><span class="crp_excerpt"> Appraisers who do not agree to their hidden billing methods are excluded from the majority of the GSE lending marketplace&hellip;</span></li>
<li><a href="https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/"     class="crp_link post-31182"><span class="crp_title">Lack of Fee Transparency: Exposing the AMC Exploitation</span></a><span class="crp_excerpt"> By keeping the borrower in the dark about the true cost of the appraisal, the AMCs are able to charge&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/appraisal-regulation-compliance-council-exposes-disturbing-amc-violations/">Appraisal Regulation Compliance Council Exposes Disturbing AMC Violations</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/appraisal-regulation-compliance-council-exposes-disturbing-amc-violations/feed/</wfw:commentRss>
			<slash:comments>102</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31311</post-id>	</item>
		<item>
		<title>Insights from CFPB&#8217;s Public Comment Period</title>
		<link>https://appraisersblogs.com/insights-from-cfpb-public-comment-period/</link>
					<comments>https://appraisersblogs.com/insights-from-cfpb-public-comment-period/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Tue, 13 Aug 2024 12:30:20 +0000</pubDate>
				<category><![CDATA[ACOW]]></category>
		<category><![CDATA[AMC]]></category>
		<category><![CDATA[American Society of Appraisers]]></category>
		<category><![CDATA[American Society of Farm Managers and Rural Appraisers]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Institute]]></category>
		<category><![CDATA[AI]]></category>
		<category><![CDATA[AIR]]></category>
		<category><![CDATA[alternative]]></category>
		<category><![CDATA[AMCs]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[appraisal fee]]></category>
		<category><![CDATA[appraisal fees]]></category>
		<category><![CDATA[Appraisal Industry]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[appraisal orders]]></category>
		<category><![CDATA[appraisal profession]]></category>
		<category><![CDATA[Appraisal Report]]></category>
		<category><![CDATA[appraisal reports]]></category>
		<category><![CDATA[appraisal review]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[BREA]]></category>
		<category><![CDATA[broker]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[Clear Capital]]></category>
		<category><![CDATA[compensation]]></category>
		<category><![CDATA[Consumer Financial Protection Bureau]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[Dodd-Frank Act]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[EAD]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[fee appraiser]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[GSE]]></category>
		<category><![CDATA[independent appraisers]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[NAR]]></category>
		<category><![CDATA[National Association of Realtors]]></category>
		<category><![CDATA[profession]]></category>
		<category><![CDATA[property data]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[review]]></category>
		<category><![CDATA[ROV]]></category>
		<category><![CDATA[RPR]]></category>
		<category><![CDATA[rural]]></category>
		<category><![CDATA[TILA]]></category>
		<category><![CDATA[TOTAL]]></category>
		<category><![CDATA[unintended consequences]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[VaCAP]]></category>
		<category><![CDATA[valuation]]></category>
		<category><![CDATA[value]]></category>
		<category><![CDATA[Virginia Coalition of Appraiser Professionals]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=31229</guid>

					<description><![CDATA[<p>The comment period on the Consumer Financial Protection Bureau&#8217;s (CFPB) &#8220;Request for Information Regarding Fees Imposed in Residential Mortgage Transactions&#8221; concluded on August 2, 2024, with a total of 959 comments received. Upon reviewing some of these submissions, several noteworthy perspectives emerged regarding appraisal fees and the role of Appraisal Management Companies (AMCs). The National Association of REALTORS® (NAR) highlighted the lack of transparency surrounding AMC fees, which are often bundled together with the actual appraisal fee on the Closing Disclosure (CD). This opaque structure prevents consumers from understanding the true cost of the appraisal service and hinders their ability&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/"     class="crp_link post-31182"><span class="crp_title">Lack of Fee Transparency: Exposing the AMC Exploitation</span></a><span class="crp_excerpt"> By keeping the borrower in the dark about the true cost of the appraisal, the AMCs are able to charge&hellip;</span></li>
<li><a href="https://appraisersblogs.com/reforming-the-appraisal-review-process-the-illogical-reality-of-mortgage-appraisal-reviews/"     class="crp_link post-30943"><span class="crp_title">The Illogical Reality of Mortgage Appraisal Reviews </span></a><span class="crp_excerpt"> Reforming the appraisal review process is essential to maintaining the integrity of the real estate market and protecting consumers and&hellip;</span></li>
<li><a href="https://appraisersblogs.com/first-the-borrower-fee-now-the-appraiser-compensation-in-court/"     class="crp_link post-34918"><span class="crp_title">First the Borrower Fee. Now the Appraiser&hellip;</span></a><span class="crp_excerpt"> Two lawsuits place Class Valuation’s fee transparency and staff-appraiser compensation practices under federal scrutiny. Most appraisal disputes examine only one&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/insights-from-cfpb-public-comment-period/">Insights from CFPB&#8217;s Public Comment Period</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/insights-from-cfpb-public-comment-period/feed/</wfw:commentRss>
			<slash:comments>53</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31229</post-id>	</item>
		<item>
		<title>Security Bars Removal Law Debunks Alleged Racial Discrimination</title>
		<link>https://appraisersblogs.com/security-bars-removal-law-debunks-alleged-racial-discrimination/</link>
					<comments>https://appraisersblogs.com/security-bars-removal-law-debunks-alleged-racial-discrimination/#comments</comments>
		
		<dc:creator><![CDATA[Mary Cummins]]></dc:creator>
		<pubDate>Tue, 18 Jun 2024 12:30:55 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[1073]]></category>
		<category><![CDATA[ACI]]></category>
		<category><![CDATA[adjust]]></category>
		<category><![CDATA[AGA]]></category>
		<category><![CDATA[AI]]></category>
		<category><![CDATA[AIR]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[ASA]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[black]]></category>
		<category><![CDATA[BREA]]></category>
		<category><![CDATA[census tract]]></category>
		<category><![CDATA[chase]]></category>
		<category><![CDATA[condition]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[discrimination]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[EAD]]></category>
		<category><![CDATA[equity]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[land]]></category>
		<category><![CDATA[lawsuit]]></category>
		<category><![CDATA[market value]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[neighborhood]]></category>
		<category><![CDATA[ROV]]></category>
		<category><![CDATA[site]]></category>
		<category><![CDATA[TOTAL]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[valuation]]></category>
		<category><![CDATA[value]]></category>
		<category><![CDATA[Zillow]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=31010</guid>

					<description><![CDATA[<p>Complainant stated appraiser told them they should remove security bars from windows. Complainant stated this is evidence of &#8220;racist discrimination&#8221;&#8230; Security bars on bedroom windows is against code&#8230;&#160; This morning I received the results of a California State Information Act Request I made regarding an alleged case of racial bias in Allendale, Oakland, California which was settled May 2024. I requested any and all documents in the case involving the appraiser because I didn&#8217;t have the complainant&#8217;s name or property address. I only had the appraiser&#8217;s name which I won&#8217;t post in text. Complainant stated appraiser told them they should&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/seller-filed-a-racial-bias-complaint-against-me/"     class="crp_link post-30075"><span class="crp_title">Seller Filed a Racial Bias Complaint Against Me</span></a><span class="crp_excerpt"> So what’s caused the sudden loss of income? Could it be because of the racial bias complaint filed against me&hellip;</span></li>
<li><a href="https://appraisersblogs.com/shane-lanham-countersuing-black-homeowners-for-defamation/"     class="crp_link post-30330"><span class="crp_title">Shane Lanham Countersuing Black Homeowners for Defamation</span></a><span class="crp_excerpt"> Shane Lanham, a Maryland appraiser, has found himself in a difficult situation as he is being sued in The United&hellip;</span></li>
<li><a href="https://appraisersblogs.com/ken-mullinix-has-become-a-figure-from-a-kafka-novel/"     class="crp_link post-30616"><span class="crp_title">At Federal Agency, The Mayhem Is the Message</span></a><span class="crp_excerpt"> Mullinix has become a student of the “Title VIII Complaint Intake, Investigation, and Conciliation Handbook (8024.1).” The handbook is designed&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/security-bars-removal-law-debunks-alleged-racial-discrimination/">Security Bars Removal Law Debunks Alleged Racial Discrimination</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/security-bars-removal-law-debunks-alleged-racial-discrimination/feed/</wfw:commentRss>
			<slash:comments>15</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31010</post-id>	</item>
		<item>
		<title>Fannie, Freddie&#8217;s Offshore Gambit Imperils Privacy of Millions</title>
		<link>https://appraisersblogs.com/fannie-n-freddies-offshore-gambit-imperils-privacy-of-millions/</link>
					<comments>https://appraisersblogs.com/fannie-n-freddies-offshore-gambit-imperils-privacy-of-millions/#comments</comments>
		
		<dc:creator><![CDATA[Jeremy Bagott]]></dc:creator>
		<pubDate>Mon, 20 May 2024 12:30:58 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Fannie Mae - Freddie Mac]]></category>
		<category><![CDATA[1073]]></category>
		<category><![CDATA[AI]]></category>
		<category><![CDATA[AIR]]></category>
		<category><![CDATA[AMS]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[artificial intelligence]]></category>
		<category><![CDATA[big data]]></category>
		<category><![CDATA[black]]></category>
		<category><![CDATA[BREA]]></category>
		<category><![CDATA[chase]]></category>
		<category><![CDATA[condition]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[DOM]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[EAD]]></category>
		<category><![CDATA[expert witness]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[license]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[photos]]></category>
		<category><![CDATA[property data]]></category>
		<category><![CDATA[property data collector]]></category>
		<category><![CDATA[property inspector]]></category>
		<category><![CDATA[real estate appraiser]]></category>
		<category><![CDATA[requirements]]></category>
		<category><![CDATA[ROV]]></category>
		<category><![CDATA[RPR]]></category>
		<category><![CDATA[site]]></category>
		<category><![CDATA[technology]]></category>
		<category><![CDATA[TSI]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[valuation]]></category>
		<category><![CDATA[value]]></category>
		<category><![CDATA[video]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=30879</guid>

					<description><![CDATA[<p>The offshore firm will data-mine millions of images showing the personal spaces of U.S. homeowners and tenants.&#160; Fearing the Chinese government could access sensitive user data through the video app TikTok, House lawmakers passed a bill last month that would ban the app if it isn’t sold to new owners. But a greater peril looms. Mortgage giants Fannie Mae and Freddie Mac are reportedly “bench-testing” an arrangement with a foreign AI firm in which the offshore firm will data-mine millions of images showing the personal spaces of U.S. homeowners and tenants. If your home was appraised for a refinance or&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/fannie-mae-filed-a-complaint-against-me/"     class="crp_link post-30011"><span class="crp_title">Fannie Mae Filed a Complaint Against Me</span></a><span class="crp_excerpt"> An appraiser shared the following with us which was posted on one of the appraisers’ groups. Fannie Mae filed a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/reasons-why-so-many-appraisers-say-no-2-bifurcated-hybrid-appraisals"     class="crp_link post-25821"><span class="crp_title">Why Appraisers Say NO to Hybrids</span></a><span class="crp_excerpt"> Could this be another reason why so many real estate appraisers refuse to do bifurcated hybrid appraisals? Recently, a Mueller&hellip;</span></li>
<li><a href="https://appraisersblogs.com/isnt-that-just-pavey-pave-response-n-hud-sec-marcia-fudge/"     class="crp_link post-29813"><span class="crp_title">Isn't that Just PAVEY! PAVE Response and Marcia Fudge</span></a><span class="crp_excerpt"> Folks, the American Enterprise Institute Housing Center has been, to date, the only major voice in the wilderness I’ve seen&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/fannie-n-freddies-offshore-gambit-imperils-privacy-of-millions/">Fannie, Freddie&#8217;s Offshore Gambit Imperils Privacy of Millions</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/fannie-n-freddies-offshore-gambit-imperils-privacy-of-millions/feed/</wfw:commentRss>
			<slash:comments>37</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30879</post-id>	</item>
		<item>
		<title>UWM Underwriters Subsidized by Appraisers</title>
		<link>https://appraisersblogs.com/united-wholesale-mortgage-underwriters-subsidized-by-appraisers/</link>
					<comments>https://appraisersblogs.com/united-wholesale-mortgage-underwriters-subsidized-by-appraisers/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Tue, 16 Apr 2024 12:30:47 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Trending]]></category>
		<category><![CDATA[1073]]></category>
		<category><![CDATA[ACI]]></category>
		<category><![CDATA[AI]]></category>
		<category><![CDATA[AIR]]></category>
		<category><![CDATA[AMCs]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[appraisal orders]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[BREA]]></category>
		<category><![CDATA[costs]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[payment]]></category>
		<category><![CDATA[review]]></category>
		<category><![CDATA[ROV]]></category>
		<category><![CDATA[VA]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=30709</guid>

					<description><![CDATA[<p>The $29 fee also happens to nearly match the average hourly base salary of $29 for UWM underwriters.&#160; United Wholesale Mortgage (UWM) began an aggressive campaign in September 2021 to recruit appraisers for their new Appraisal Direct system, which aimed to cut out appraisal management companies as middlemen. Through repeated emails, they urged appraisers &#8211; both current and former, alive or deceased &#8211; to partner directly with UWM through ANOW. Despite claims that this system would benefit appraisers by providing higher fees and faster payments, the reality did not match the hype. Fees offered by UWM through ANOW were well&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-amcs-violating-tila-and-customary-and-reasonable-fee-clauses/"     class="crp_link post-30287"><span class="crp_title">AMCs Violating TILA and C&R Fee Clauses</span></a><span class="crp_excerpt"> Fellow Appraisers, the appraisal industry has been facing a major issue with AMCs violating the Truth in Lending Act (TILA)&hellip;</span></li>
<li><a href="https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/"     class="crp_link post-31182"><span class="crp_title">Lack of Fee Transparency: Exposing the AMC Exploitation</span></a><span class="crp_excerpt"> By keeping the borrower in the dark about the true cost of the appraisal, the AMCs are able to charge&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/"     class="crp_link post-31465"><span class="crp_title">The Great Debate on Appraisal Fees</span></a><span class="crp_excerpt"> She included several different fee split examples indicating AMCs retained as much as 70 percent of the total appraisal fee&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/united-wholesale-mortgage-underwriters-subsidized-by-appraisers/">UWM Underwriters Subsidized by Appraisers</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/united-wholesale-mortgage-underwriters-subsidized-by-appraisers/feed/</wfw:commentRss>
			<slash:comments>48</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30709</post-id>	</item>
		<item>
		<title>LoanDepot Appraisal Discrimination Settlement</title>
		<link>https://appraisersblogs.com/loandepot-appraisal-discrimination-settlement/</link>
					<comments>https://appraisersblogs.com/loandepot-appraisal-discrimination-settlement/#comments</comments>
		
		<dc:creator><![CDATA[Peter Christensen]]></dc:creator>
		<pubDate>Thu, 28 Mar 2024 12:30:18 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Trending]]></category>
		<category><![CDATA[1073]]></category>
		<category><![CDATA[ACI]]></category>
		<category><![CDATA[AGA]]></category>
		<category><![CDATA[AI]]></category>
		<category><![CDATA[AIR]]></category>
		<category><![CDATA[AMCs]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[Appraisal Management Company]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[Appraisal Report]]></category>
		<category><![CDATA[appraisal reports]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[black]]></category>
		<category><![CDATA[BREA]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[discrimination]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[fair housing act]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[land]]></category>
		<category><![CDATA[requirements]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[valuation]]></category>
		<category><![CDATA[value]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=30606</guid>

					<description><![CDATA[<p>Connolly and Mott v. Lanham, 20/20 Valuations, and loanDepot.com, U.S. District Court, Maryland. This is one of the appraisal discrimination cases that has received significant attention – among appraisers, the media and government agencies. A Black couple in Baltimore – Dr. Connolly and Dr. Mott, both university professors – filed suit in August 2022 alleging racial discrimination against loanDepot.com and the appraiser it engaged to appraise their home for a refinance. They alleged that the appraiser had taken into account their race in his valuation of their home in violation of the federal Fair Housing Act and other laws prohibiting&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/shane-lanham-countersuing-black-homeowners-for-defamation/"     class="crp_link post-30330"><span class="crp_title">Shane Lanham Countersuing Black Homeowners for Defamation</span></a><span class="crp_excerpt"> Shane Lanham, a Maryland appraiser, has found himself in a difficult situation as he is being sued in The United&hellip;</span></li>
<li><a href="https://appraisersblogs.com/no-appraisers-did-not-cause-americas-racial-wealth-gap/"     class="crp_link post-32970"><span class="crp_title">No, Appraisers Didn’t Cause America’s Racial Wealth Gap</span></a><span class="crp_excerpt"> Appraisers are being dragged into the racial wealth gap debate, but the real gap is between racial accusation and actual&hellip;</span></li>
<li><a href="https://appraisersblogs.com/how-2-destroy-the-appraisal-profession-government-101"     class="crp_link post-26831"><span class="crp_title">How to Destroy the Appraisal Profession</span></a><span class="crp_excerpt"> Anytime the government gets involved in an issue, it tends to have more adverse effects than positive ones. It makes&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/loandepot-appraisal-discrimination-settlement/">LoanDepot Appraisal Discrimination Settlement</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/loandepot-appraisal-discrimination-settlement/feed/</wfw:commentRss>
			<slash:comments>33</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30606</post-id>	</item>
		<item>
		<title>Recap of the 4th ASC Appraisal Bias Hearing</title>
		<link>https://appraisersblogs.com/recap-of-the-4th-asc-appraisal-bias-hearing/</link>
					<comments>https://appraisersblogs.com/recap-of-the-4th-asc-appraisal-bias-hearing/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Wed, 28 Feb 2024 13:30:47 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisal Organizations]]></category>
		<category><![CDATA[Appraisal Subcommittee]]></category>
		<category><![CDATA[1073]]></category>
		<category><![CDATA[AI]]></category>
		<category><![CDATA[AIR]]></category>
		<category><![CDATA[AMCs]]></category>
		<category><![CDATA[analytical tools]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[appraisal data]]></category>
		<category><![CDATA[Appraisal Foundation]]></category>
		<category><![CDATA[Appraisal Industry]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[appraisal profession]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[ASC]]></category>
		<category><![CDATA[automated valuation model]]></category>
		<category><![CDATA[automated valuation models]]></category>
		<category><![CDATA[AVM]]></category>
		<category><![CDATA[AVMs]]></category>
		<category><![CDATA[BREA]]></category>
		<category><![CDATA[Certification]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[discrimination]]></category>
		<category><![CDATA[diversity]]></category>
		<category><![CDATA[Dodd Frank]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[EAD]]></category>
		<category><![CDATA[PAREA]]></category>
		<category><![CDATA[podcast]]></category>
		<category><![CDATA[profession]]></category>
		<category><![CDATA[real estate appraisal]]></category>
		<category><![CDATA[real estate appraiser]]></category>
		<category><![CDATA[review]]></category>
		<category><![CDATA[ROV]]></category>
		<category><![CDATA[rural]]></category>
		<category><![CDATA[Sales Comparison Approach]]></category>
		<category><![CDATA[TAF]]></category>
		<category><![CDATA[technology]]></category>
		<category><![CDATA[The Appraisal Foundation]]></category>
		<category><![CDATA[The Foundation]]></category>
		<category><![CDATA[trainee]]></category>
		<category><![CDATA[trainees]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[valuation]]></category>
		<category><![CDATA[video]]></category>
		<category><![CDATA[voice of appraisal]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=30405</guid>

					<description><![CDATA[<p>On February 13th, 2024, the fourth ASC appraisal bias hearing took place. For those who were unable to attend, the video of the hearing has been included below. The hearing was a crucial event for the appraisal industry, and it is important for all appraisers to be aware of the discussions and topics addressed. The panel of witnesses included: David Bunton, President, The Appraisal Foundation E.C. Neelly IV, Executive Director, Mississippi Real Estate Appraisal Board Maureen Sweeney, Principal, Maureen Sweeney, Real Estate Appraiser Ltd. Melissa Tran, Director, Texas Appraiser Licensing and Certification Board Jillian White, Chief Executive Officer, Appraisal Insights&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/"     class="crp_link post-30318"><span class="crp_title">AMCs Billing Scheme, Hidden Profits & Deceptive Practices</span></a><span class="crp_excerpt"> Appraisers who do not agree to their hidden billing methods are excluded from the majority of the GSE lending marketplace&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisal-management-companies-amcs-violating-tila-and-customary-and-reasonable-fee-clauses/"     class="crp_link post-30287"><span class="crp_title">AMCs Violating TILA and C&R Fee Clauses</span></a><span class="crp_excerpt"> Fellow Appraisers, the appraisal industry has been facing a major issue with AMCs violating the Truth in Lending Act (TILA)&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-real-cause-of-the-home-value-gap-is-the-income-gap"     class="crp_link post-28636"><span class="crp_title">The Real Cause of the Home Value Gap Is the Income Gap</span></a><span class="crp_excerpt"> Blaming appraisers for the income gap will never solve the real underlying problem... Blaming appraisers for the income gap is&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/recap-of-the-4th-asc-appraisal-bias-hearing/">Recap of the 4th ASC Appraisal Bias Hearing</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/recap-of-the-4th-asc-appraisal-bias-hearing/feed/</wfw:commentRss>
			<slash:comments>11</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30405</post-id>	</item>
		<item>
		<title>False Claims of Racism Against Appraiser</title>
		<link>https://appraisersblogs.com/false-claims-of-racism-against-appraiser/</link>
					<comments>https://appraisersblogs.com/false-claims-of-racism-against-appraiser/#comments</comments>
		
		<dc:creator><![CDATA[Guest Author]]></dc:creator>
		<pubDate>Mon, 22 Jan 2024 13:30:08 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[The US Department of Housing and Urban Development]]></category>
		<category><![CDATA[The US Department of Veterans Affairs]]></category>
		<category><![CDATA[ACI]]></category>
		<category><![CDATA[AGA]]></category>
		<category><![CDATA[AI]]></category>
		<category><![CDATA[AIR]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[BREA]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[discrimination]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[land]]></category>
		<category><![CDATA[profession]]></category>
		<category><![CDATA[real estate appraiser]]></category>
		<category><![CDATA[ROV]]></category>
		<category><![CDATA[statute of limitations]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[value]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=30244</guid>

					<description><![CDATA[<p>&#8230;my career, business, and health at risk due to false claims made by a homeowner.&#160; As a professional real estate appraiser with many years of experience, I have seen my fair share of disputes between homeowners and appraisers. However, the situation I am about to share with you is one that has left me shocked and appalled. It is a story of false claims, intentional infliction of emotional distress, and the damaging effects of a homeowner&#8217;s actions on an appraiser&#8217;s career, business, and health. It all started when I appraised a veteran&#8217;s home for a potential refinance. From the very&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/seller-filed-a-racial-bias-complaint-against-me/"     class="crp_link post-30075"><span class="crp_title">Seller Filed a Racial Bias Complaint Against Me</span></a><span class="crp_excerpt"> So what’s caused the sudden loss of income? Could it be because of the racial bias complaint filed against me&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/"     class="crp_link post-31044"><span class="crp_title">Uncovering Flaws in FHA Appraisal & Loan Review Process</span></a><span class="crp_excerpt"> The story of this single mother's harrowing experience with a defective home purchase and HUD's negligent oversight exposes deep flaws&hellip;</span></li>
<li><a href="https://appraisersblogs.com/promoting-false-racist-appraiser-narrative-2-optimize-profits-via-avms"     class="crp_link post-26499"><span class="crp_title">Promoting False "Racist Appraiser" Narrative</span></a><span class="crp_excerpt"> Some Lenders promoting false "racist appraiser" narrative to optimize profits via AVMs Like most businesses lenders want to optimize their&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/false-claims-of-racism-against-appraiser/">False Claims of Racism Against Appraiser</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/false-claims-of-racism-against-appraiser/feed/</wfw:commentRss>
			<slash:comments>41</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30244</post-id>	</item>
		<item>
		<title>HUD&#8217;s Use of Convicted Felons to Ramp Up &#8216;Discrimination Testing&#8217;</title>
		<link>https://appraisersblogs.com/hud-mulls-use-of-convicted-felons-2-ramp-up-discrimination-testing/</link>
					<comments>https://appraisersblogs.com/hud-mulls-use-of-convicted-felons-2-ramp-up-discrimination-testing/#comments</comments>
		
		<dc:creator><![CDATA[Jeremy Bagott]]></dc:creator>
		<pubDate>Wed, 17 Jan 2024 13:30:50 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[The US Department of Housing and Urban Development]]></category>
		<category><![CDATA[Trending]]></category>
		<category><![CDATA[1073]]></category>
		<category><![CDATA[ACI]]></category>
		<category><![CDATA[AGA]]></category>
		<category><![CDATA[AI]]></category>
		<category><![CDATA[AIR]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[appraisal methods]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[black]]></category>
		<category><![CDATA[BPO]]></category>
		<category><![CDATA[BREA]]></category>
		<category><![CDATA[broker]]></category>
		<category><![CDATA[comparables]]></category>
		<category><![CDATA[condition]]></category>
		<category><![CDATA[costs]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[discrimination]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[license]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[NAR]]></category>
		<category><![CDATA[neighborhood]]></category>
		<category><![CDATA[ROV]]></category>
		<category><![CDATA[statistics]]></category>
		<category><![CDATA[subpoena]]></category>
		<category><![CDATA[TAF]]></category>
		<category><![CDATA[urban]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[valuation]]></category>
		<category><![CDATA[valuation methods]]></category>
		<category><![CDATA[value]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=30237</guid>

					<description><![CDATA[<p>It wants to bootstrap released felons by allowing them to work as so-called “fair-housing testers” for the many nonprofits HUD provides grants to&#8230; If the rule is changed, the HUD-subsidized nonprofits could hire felons to ramp up sting operations against real estate brokers, leasing agents, mortgage loan officers, escrow officers, title officers, appraisers, property managers and others.&#160; Few would argue that society doesn’t benefit when convicted felons are rehabilitated and re-integrated. But according to a frequently cited study by the Bureau of Justice Statistics, about two-thirds of released prisoners are arrested for a new crime within 3 years, and three-quarters&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/amc-hires-a-convicted-felon-as-property-data-collector"     class="crp_link post-29357"><span class="crp_title">AMC Hires a Convicted Felon as Property Data Collector</span></a><span class="crp_excerpt"> The recent case of Paschal Uchendu, a convicted felon awaiting sentencing for orchestrating a $1.2 million armed robbery of a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-harassment-campaign-against-mom-and-pop-appraisers/"     class="crp_link post-31348"><span class="crp_title">Stoked by HUD, Cottage Industry Shakes Down&hellip;</span></a><span class="crp_excerpt"> The harassment campaign benefits a number of odd bedfellows: the housing lobby, which wants unfettered access to federal funds and&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/"     class="crp_link post-31465"><span class="crp_title">The Great Debate on Appraisal Fees</span></a><span class="crp_excerpt"> She included several different fee split examples indicating AMCs retained as much as 70 percent of the total appraisal fee&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/hud-mulls-use-of-convicted-felons-2-ramp-up-discrimination-testing/">HUD&#8217;s Use of Convicted Felons to Ramp Up &#8216;Discrimination Testing&#8217;</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/hud-mulls-use-of-convicted-felons-2-ramp-up-discrimination-testing/feed/</wfw:commentRss>
			<slash:comments>29</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30237</post-id>	</item>
		<item>
		<title>Limitations for Damages Against Appraisers</title>
		<link>https://appraisersblogs.com/limitations-4-damages-against-appraisers/</link>
					<comments>https://appraisersblogs.com/limitations-4-damages-against-appraisers/#comments</comments>
		
		<dc:creator><![CDATA[VaCAP Board]]></dc:creator>
		<pubDate>Tue, 09 Jan 2024 13:30:33 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisal Organizations]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[1073]]></category>
		<category><![CDATA[AGA]]></category>
		<category><![CDATA[AI]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[Appraisal Management Company]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[Appraisal Report]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[BREA]]></category>
		<category><![CDATA[certified general]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[GSE]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[liability]]></category>
		<category><![CDATA[license]]></category>
		<category><![CDATA[profession]]></category>
		<category><![CDATA[real estate appraiser]]></category>
		<category><![CDATA[Real Estate Appraiser Board]]></category>
		<category><![CDATA[real estate appraisers]]></category>
		<category><![CDATA[review]]></category>
		<category><![CDATA[ROV]]></category>
		<category><![CDATA[site]]></category>
		<category><![CDATA[statute of limitations]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[VaCAP]]></category>
		<category><![CDATA[Virginia Coalition of Appraiser Professionals]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=30183</guid>

					<description><![CDATA[<p>Why would any damages against an appraiser be more than the actual fee paid to the appraiser?&#160; House Bill 53 has been introduced into the 2024 Virginia General Assembly, directly impacting Virginia Real Estate Appraisers. The legislation introduced by R. Lee Ware places a statute of limitations for damages against appraisers and appraisal management companies at 5 years. SUMMARY AS INTRODUCED: Actions against real estate appraisers or appraisal management companies; statute of limitations. Provides that no action for damages or other relief alleging that a certified general real estate appraiser, a certified residential real estate appraiser, a licensed residential real&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/the-va-required-2-encourage-hybrid-appraisals-senate-passes-hr-7735"     class="crp_link post-28148"><span class="crp_title">The VA Required to Encourage Hybrids - Senate Passes HR 7735</span></a><span class="crp_excerpt"> The VA will now be required to encourage hybrid appraisals.&nbsp; If you are a VA Appraiser, here’s a bit of&hellip;</span></li>
<li><a href="https://appraisersblogs.com/suspicion-of-a-discriminatory-appraisal-new-ca-suspicious-law-ab-948"     class="crp_link post-25876"><span class="crp_title">New Suspicious Law in CA</span></a><span class="crp_excerpt"> ...any suspicion of a discriminatory appraisal by the holder of a real estate appraiser license... Folks in the Golden State,&hellip;</span></li>
<li><a href="https://appraisersblogs.com/new-jersey-draconian-penalties-on-appraisers/"     class="crp_link post-30119"><span class="crp_title">New Jersey Draconian Penalties on Appraisers</span></a><span class="crp_excerpt"> "Well, I guess no one will be doing appraisals in New Jersey... or maybe the standard fee is going to&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/limitations-4-damages-against-appraisers/">Limitations for Damages Against Appraisers</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/limitations-4-damages-against-appraisers/feed/</wfw:commentRss>
			<slash:comments>1</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30183</post-id>	</item>
		<item>
		<title>The Elephant In the Room: Fannie&#8217;s Modernization Program</title>
		<link>https://appraisersblogs.com/the-elephant-in-the-room-fannie-mae-modernization-program/</link>
					<comments>https://appraisersblogs.com/the-elephant-in-the-room-fannie-mae-modernization-program/#comments</comments>
		
		<dc:creator><![CDATA[Guest Author]]></dc:creator>
		<pubDate>Tue, 02 Jan 2024 13:30:41 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Fannie Mae - Freddie Mac]]></category>
		<category><![CDATA[1073]]></category>
		<category><![CDATA[ACI]]></category>
		<category><![CDATA[AGA]]></category>
		<category><![CDATA[AI]]></category>
		<category><![CDATA[AMCs]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[appraisal fee]]></category>
		<category><![CDATA[appraisal fees]]></category>
		<category><![CDATA[Appraisal Management Company]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[BREA]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[DOM]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[EAD]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[FNMA]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[ROV]]></category>
		<category><![CDATA[staff appraiser]]></category>
		<category><![CDATA[staff appraisers]]></category>
		<category><![CDATA[TAF]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[waiver]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=30136</guid>

					<description><![CDATA[<p>The Elephant I refer to is simply this: Fannie Mae’s modernization program is going to put a lot of appraisers out of business. It’s all “lender centric”. It’s all about better, faster, cheaper, appraisals (with lots more data) for lenders. As an appraiser, all I see are sticks&#8230; no carrots. Nobody wants to talk about the Elephant in The Room. Post COVID 19, business was excellent; fees were high and we profited. High interest rates killed the market and most all of us now are not profiting. Losing money is not sustainable for any business and waiting for the next&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/how-rural-america-lost-its-mortgage-lifeline/"     class="crp_link post-33012"><span class="crp_title">The Town With No Bank: How Rural America Lost Its&hellip;</span></a><span class="crp_excerpt"> For decades, we’ve been told that the problem is demand. That people don’t want to live in rural America anymore.&hellip;</span></li>
<li><a href="https://appraisersblogs.com/fannie-mae-filed-a-complaint-against-me/"     class="crp_link post-30011"><span class="crp_title">Fannie Mae Filed a Complaint Against Me</span></a><span class="crp_excerpt"> An appraiser shared the following with us which was posted on one of the appraisers’ groups. Fannie Mae filed a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/fannie-mae-ensnares-appraisers-in-farcical-probes"     class="crp_link post-27799"><span class="crp_title">FNMA Ensnares Appraisers in Farcical Probes</span></a><span class="crp_excerpt"> You feel like Fannie Mae is simply trying to get rid of appraisers. A lot of appraisers feel that way...&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/the-elephant-in-the-room-fannie-mae-modernization-program/">The Elephant In the Room: Fannie&#8217;s Modernization Program</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/the-elephant-in-the-room-fannie-mae-modernization-program/feed/</wfw:commentRss>
			<slash:comments>35</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30136</post-id>	</item>
		<item>
		<title>Beware of Bifurcated Appraisals</title>
		<link>https://appraisersblogs.com/beware-of-bifurcated-appraisals/</link>
					<comments>https://appraisersblogs.com/beware-of-bifurcated-appraisals/#comments</comments>
		
		<dc:creator><![CDATA[Jonathan Miller]]></dc:creator>
		<pubDate>Fri, 04 Aug 2023 12:30:44 +0000</pubDate>
				<category><![CDATA[Snippets]]></category>
		<category><![CDATA[AI]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[BREA]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[license]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[valuation]]></category>
		<category><![CDATA[value]]></category>
		<category><![CDATA[voice of appraisal]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=29793</guid>

					<description><![CDATA[<p>The entire concept of bifurcated appraisals represents a fundamental misunderstanding of the appraisal process. To have an individual inspect a property and then convey that information to an appraiser to complete the valuation is tragically flawed because: Inspections and qualifications of an inspector are not standardized, not insured, not licensed (a convicted felon was caught doing one of these) An immense part of understanding the value of property occurs while walking through it (like observing the occupancy of 50 feral cats) It is generally more expensive (but I think its cheaper) to parse the functions out Places the consumer at&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/clean-slate-laws-bad-policy-could-dispatch-more-felons-2-borrowers-homes"     class="crp_link post-29470"><span class="crp_title">'Clean-Slate' Laws, Bad Policy Could Dispatch More&hellip;</span></a><span class="crp_excerpt"> The idea of unlicensed individuals being hired off the streets and paid a pittance to video and photograph the interiors&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/"     class="crp_link post-31044"><span class="crp_title">Uncovering Flaws in FHA Appraisal & Loan Review Process</span></a><span class="crp_excerpt"> The story of this single mother's harrowing experience with a defective home purchase and HUD's negligent oversight exposes deep flaws&hellip;</span></li>
<li><a href="https://appraisersblogs.com/time-2-take-out-the-junk-amc-practices-exposed/"     class="crp_link post-34945"><span class="crp_title">It’s Time to Take Out the Junk: AMC Practices Exposed</span></a><span class="crp_excerpt"> Appraisers have spent years carrying the weight of broken AMC practices, and this article pulls every one of those practices&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/beware-of-bifurcated-appraisals/">Beware of Bifurcated Appraisals</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/beware-of-bifurcated-appraisals/feed/</wfw:commentRss>
			<slash:comments>11</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">29793</post-id>	</item>
		<item>
		<title>PAREA Program &#038; Its Negative Impact on Diversity</title>
		<link>https://appraisersblogs.com/parea-program-n-its-negative-impact-on-diversity/</link>
					<comments>https://appraisersblogs.com/parea-program-n-its-negative-impact-on-diversity/#comments</comments>
		
		<dc:creator><![CDATA[Guest Author]]></dc:creator>
		<pubDate>Thu, 03 Aug 2023 12:30:04 +0000</pubDate>
				<category><![CDATA[AI]]></category>
		<category><![CDATA[AMC]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Institute]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[1073]]></category>
		<category><![CDATA[ADU]]></category>
		<category><![CDATA[AMCs]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[appraisal profession]]></category>
		<category><![CDATA[appraisal software]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[Appraiser Qualifications Board]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[BREA]]></category>
		<category><![CDATA[costs]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[diversity]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[E&]]></category>
		<category><![CDATA[E&O]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[Federal Housing Administration]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[license]]></category>
		<category><![CDATA[mentors]]></category>
		<category><![CDATA[MLS]]></category>
		<category><![CDATA[PAREA]]></category>
		<category><![CDATA[Petition]]></category>
		<category><![CDATA[profession]]></category>
		<category><![CDATA[real estate appraisal]]></category>
		<category><![CDATA[real estate appraiser]]></category>
		<category><![CDATA[ROV]]></category>
		<category><![CDATA[TOTAL]]></category>
		<category><![CDATA[trainee]]></category>
		<category><![CDATA[trainees]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=29773</guid>

					<description><![CDATA[<p>The study also found that the PAREA program is not as effective in providing a more accessible pathway to licensure as the traditional apprenticeship model.&#160; Practical Applications of Real Estate Appraisal (PAREA) is a program that aims to revolutionize the real estate industry by increasing the number of appraisers. However, after listening to the Appraisal Institute speaker at yesterdays board meeting it quickly became evident that this initiative is a complete failure. You cannot start PAREA until you have received all your real estate appraisal education. 94 hours = $1,700 per McKissock Appraisal Institute speaker said that most AMC&#8217;s/banks won&#8217;t&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/recap-of-the-4th-asc-appraisal-bias-hearing/"     class="crp_link post-30405"><span class="crp_title">Recap of the 4th ASC Appraisal Bias Hearing</span></a><span class="crp_excerpt"> On February 13th, 2024, the fourth ASC appraisal bias hearing took place. For those who were unable to attend, the&hellip;</span></li>
<li><a href="https://appraisersblogs.com/exactly-how-are-property-data-collectors-professionally-trained"     class="crp_link post-28852"><span class="crp_title">Exactly How Are Property Data Collectors&hellip;</span></a><span class="crp_excerpt"> Somebody explain to me exactly how Property Data Collectors are “professionally trained” per Fannie Mae directives. The fact is, Fannie&hellip;</span></li>
<li><a href="https://appraisersblogs.com/what-is-my-incentive-4-taking-on-a-trainee"     class="crp_link post-27758"><span class="crp_title">What Is My Incentive?</span></a><span class="crp_excerpt"> Why would I bother taking on the added risk of an inconvenient process? Where is my incentive again? As an&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/parea-program-n-its-negative-impact-on-diversity/">PAREA Program &#038; Its Negative Impact on Diversity</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/parea-program-n-its-negative-impact-on-diversity/feed/</wfw:commentRss>
			<slash:comments>18</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">29773</post-id>	</item>
		<item>
		<title>The New &#038; Improved Fannie Mae “FRAUDULATOR 2.0”</title>
		<link>https://appraisersblogs.com/the-new-improved-fannie-mae-fraudulator-2-is-an-outright-fraud</link>
					<comments>https://appraisersblogs.com/the-new-improved-fannie-mae-fraudulator-2-is-an-outright-fraud#comments</comments>
		
		<dc:creator><![CDATA[Michael Ford]]></dc:creator>
		<pubDate>Mon, 15 May 2023 12:30:53 +0000</pubDate>
				<category><![CDATA[AGA]]></category>
		<category><![CDATA[AI]]></category>
		<category><![CDATA[AMC]]></category>
		<category><![CDATA[American Society of Appraisers]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Institute]]></category>
		<category><![CDATA[1073]]></category>
		<category><![CDATA[ACI]]></category>
		<category><![CDATA[adjust]]></category>
		<category><![CDATA[adjustment]]></category>
		<category><![CDATA[ADU]]></category>
		<category><![CDATA[AIR]]></category>
		<category><![CDATA[AMCs]]></category>
		<category><![CDATA[American Guild of Appraisers]]></category>
		<category><![CDATA[AMS]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[appraisal data]]></category>
		<category><![CDATA[Appraisal Foundation]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[Appraisal Quality Monitoring]]></category>
		<category><![CDATA[appraisal review]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[AQM]]></category>
		<category><![CDATA[ASA]]></category>
		<category><![CDATA[assignments]]></category>
		<category><![CDATA[automated valuation model]]></category>
		<category><![CDATA[automated valuation models]]></category>
		<category><![CDATA[AVM]]></category>
		<category><![CDATA[AVMs]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[black]]></category>
		<category><![CDATA[BREA]]></category>
		<category><![CDATA[broker]]></category>
		<category><![CDATA[census tract]]></category>
		<category><![CDATA[census tracts]]></category>
		<category><![CDATA[chase]]></category>
		<category><![CDATA[Collateral Underwriter]]></category>
		<category><![CDATA[comparable sales]]></category>
		<category><![CDATA[comparables]]></category>
		<category><![CDATA[condition]]></category>
		<category><![CDATA[conservatorship]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[DOM]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[E&O]]></category>
		<category><![CDATA[EAD]]></category>
		<category><![CDATA[effective date]]></category>
		<category><![CDATA[equity]]></category>
		<category><![CDATA[Errors & Omissions]]></category>
		<category><![CDATA[Ethics Rule]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[FDIC]]></category>
		<category><![CDATA[Federal Housing Administration]]></category>
		<category><![CDATA[Federal Housing Finance Agency]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHFA]]></category>
		<category><![CDATA[FIRREA]]></category>
		<category><![CDATA[FNMA]]></category>
		<category><![CDATA[forms]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[GSE]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[independent appraisers]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[license]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[NAR]]></category>
		<category><![CDATA[NCUA]]></category>
		<category><![CDATA[neighborhood]]></category>
		<category><![CDATA[OPEIU]]></category>
		<category><![CDATA[payment]]></category>
		<category><![CDATA[profession]]></category>
		<category><![CDATA[real estate appraisal]]></category>
		<category><![CDATA[regression]]></category>
		<category><![CDATA[regression analysis]]></category>
		<category><![CDATA[REO]]></category>
		<category><![CDATA[requirements]]></category>
		<category><![CDATA[review]]></category>
		<category><![CDATA[ROV]]></category>
		<category><![CDATA[RPR]]></category>
		<category><![CDATA[staff appraiser]]></category>
		<category><![CDATA[staff appraisers]]></category>
		<category><![CDATA[TAF]]></category>
		<category><![CDATA[TALCB]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[technology]]></category>
		<category><![CDATA[The Appraisal Foundation]]></category>
		<category><![CDATA[trainee]]></category>
		<category><![CDATA[trainee appraiser]]></category>
		<category><![CDATA[TSI]]></category>
		<category><![CDATA[UAD]]></category>
		<category><![CDATA[Uniform Standards of Professional Appraisal Practice]]></category>
		<category><![CDATA[union]]></category>
		<category><![CDATA[USPAP]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[valuation]]></category>
		<category><![CDATA[value]]></category>
		<category><![CDATA[waiver]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=29449</guid>

					<description><![CDATA[<p>Originally known as Fannie Mae’s Collateral Underwriter (CU), and subsequently Collateral Underwriter 2.0 (CU-2)i this always dubious product of Fannie Mae is increasingly being referred to by some, if not many American Appraisers as The Fraudulator / Underwriter 2.0 (FU-2). To be clear it is not limited to the Collateral Underwriter (CU &#38; CU-2) software. The new Fraudulator (FU-2) combines the CU products with their numerous improper uses. The end result of which includes OUTRIGHT FRAUD being perpetrated against banks via the repurchase letters Fannie Mae now issues on a quota based system rather than because of legitimate appraisal defects.&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/how-u-s-home-valuations-are-being-subverted"     class="crp_link post-29041"><span class="crp_title">How U.S. Home Valuations Are Being Subverted</span></a><span class="crp_excerpt"> At the crossroads of it all is a campaign to weaken or eliminate valuations... The nonprofit is now exploring ways&hellip;</span></li>
<li><a href="https://appraisersblogs.com/avms-garbage-data-in-means-garbage-results-out-every-time"     class="crp_link post-28989"><span class="crp_title">AVMs... Garbage In, Garbage Out</span></a><span class="crp_excerpt"> Garbage data in means garbage results out every time!&nbsp; It's no secret that AVMs have been a thorn in the&hellip;</span></li>
<li><a href="https://appraisersblogs.com/dear-representative-fannie-mae-has-gone-rogue"     class="crp_link post-29081"><span class="crp_title">Dear Representative, FNMA Has Gone Rogue!</span></a><span class="crp_excerpt"> Dear representative, waiving/eliminating property appraisal for lending purposes is wanton recklessness. Fannie Mae’s decision to waive/eliminate property appraisal for lending&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/the-new-improved-fannie-mae-fraudulator-2-is-an-outright-fraud">The New &#038; Improved Fannie Mae “FRAUDULATOR 2.0”</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/the-new-improved-fannie-mae-fraudulator-2-is-an-outright-fraud/feed/</wfw:commentRss>
			<slash:comments>42</slash:comments>
		
		<enclosure url="https://appraisersblogs.com/wp-content/uploads/2023/05/The-New-Improved-Fannie-Mae-FRAUDULATOR-2.0.mp3" length="0" type="audio/mpeg" />

		<post-id xmlns="com-wordpress:feed-additions:1">29449</post-id>	</item>
		<item>
		<title>Woke &#8216;Bounty&#8217; Bill Will Chill Speech of New York Appraisers</title>
		<link>https://appraisersblogs.com/woke-bounty-bill-will-chill-speech-of-new-york-appraisers</link>
					<comments>https://appraisersblogs.com/woke-bounty-bill-will-chill-speech-of-new-york-appraisers#comments</comments>
		
		<dc:creator><![CDATA[Jeremy Bagott]]></dc:creator>
		<pubDate>Wed, 10 May 2023 11:45:10 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Fannie Mae - Freddie Mac]]></category>
		<category><![CDATA[Political Action]]></category>
		<category><![CDATA[1073]]></category>
		<category><![CDATA[ACI]]></category>
		<category><![CDATA[AGA]]></category>
		<category><![CDATA[AI]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[black]]></category>
		<category><![CDATA[BREA]]></category>
		<category><![CDATA[broker]]></category>
		<category><![CDATA[census tract]]></category>
		<category><![CDATA[census tracts]]></category>
		<category><![CDATA[collapse]]></category>
		<category><![CDATA[comparables]]></category>
		<category><![CDATA[concessions]]></category>
		<category><![CDATA[condition]]></category>
		<category><![CDATA[Consumer protection]]></category>
		<category><![CDATA[contract price]]></category>
		<category><![CDATA[costs]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[definition]]></category>
		<category><![CDATA[discrimination]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[EAD]]></category>
		<category><![CDATA[Federal Law]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Iphone]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[license]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[NAR]]></category>
		<category><![CDATA[neighborhood]]></category>
		<category><![CDATA[opinion of value]]></category>
		<category><![CDATA[podcast]]></category>
		<category><![CDATA[public interest]]></category>
		<category><![CDATA[real estate appraiser]]></category>
		<category><![CDATA[real estate appraisers]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[regression]]></category>
		<category><![CDATA[ROV]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[value]]></category>
		<category><![CDATA[voice of appraisal]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=29427</guid>

					<description><![CDATA[<p>A bill being crafted by the New York state Senate’s Finance Committee would, in effect, place a $2,000 bounty on the head of any heretical real estate appraiser in the Empire State who dares conclude a value that fails to satisfy a seller, serial refinancer or commissioned broker in a deal. Vulnerable buyers, who could be paying off inflated loans based on coerced values, would simply have to live with it. If enacted, the bill would authorize fines to be levied on appraisers for a new category of thoughtcrime – something called “appraisal discrimination.” Half the proceeds from the fines&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/hud-hands-54-million-dollars-2-nonprofits-in-quest-2-cow-appraisers"     class="crp_link post-29191"><span class="crp_title">HUD's Private Inquisitors Will Chill Protected&hellip;</span></a><span class="crp_excerpt"> HUD awarded $54 million to 182 nonprofits to serve as posses in a a Spanish Inquisition-style drive. The deep pockets&hellip;</span></li>
<li><a href="https://appraisersblogs.com/low-appraised-value-n-allegations-of-racial-discrimination"     class="crp_link post-25472"><span class="crp_title">Low Appraised Value = Racial Bias?</span></a><span class="crp_excerpt"> When the appraised value didn’t meet the sale price, the first assumption was that the appraiser conspired to lower the&hellip;</span></li>
<li><a href="https://appraisersblogs.com/occupational-licensing-used-2-intimidate-n-shut-down-discourse"     class="crp_link post-26813"><span class="crp_title">Occupational Licensing Used to Intimidate</span></a><span class="crp_excerpt"> It provides no better illustration of how occupational licensing promotes groupthink and intolerance to differing viewpoints... CALIFORNIA: WHERE RIGOROUS INQUIRY&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/woke-bounty-bill-will-chill-speech-of-new-york-appraisers">Woke &#8216;Bounty&#8217; Bill Will Chill Speech of New York Appraisers</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/woke-bounty-bill-will-chill-speech-of-new-york-appraisers/feed/</wfw:commentRss>
			<slash:comments>8</slash:comments>
		
		<enclosure url="https://appraisersblogs.com/wp-content/uploads/2023/05/Woke-Bounty-Bill-Will-Chill-Speech-of-New-York-Appraisers.mp3" length="0" type="audio/mpeg" />

		<post-id xmlns="com-wordpress:feed-additions:1">29427</post-id>	</item>
		<item>
		<title>FNMA Property Data Collectors Program Violates WV Law</title>
		<link>https://appraisersblogs.com/fannie-mae-property-data-collectors-program-violates-west-virginia-law</link>
					<comments>https://appraisersblogs.com/fannie-mae-property-data-collectors-program-violates-west-virginia-law#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Wed, 19 Apr 2023 12:30:14 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Fannie Mae - Freddie Mac]]></category>
		<category><![CDATA[Trending]]></category>
		<category><![CDATA[1073]]></category>
		<category><![CDATA[ACI]]></category>
		<category><![CDATA[AGA]]></category>
		<category><![CDATA[AI]]></category>
		<category><![CDATA[Alternative Valuation Product]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[Appraisal Report]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[BREA]]></category>
		<category><![CDATA[broker]]></category>
		<category><![CDATA[Certification]]></category>
		<category><![CDATA[chase]]></category>
		<category><![CDATA[compensation]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[EAD]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[FNMA]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[license]]></category>
		<category><![CDATA[NAR]]></category>
		<category><![CDATA[profession]]></category>
		<category><![CDATA[property data]]></category>
		<category><![CDATA[property data collector]]></category>
		<category><![CDATA[Property Inspection Waiver]]></category>
		<category><![CDATA[property inspector]]></category>
		<category><![CDATA[real estate appraisal]]></category>
		<category><![CDATA[real estate appraiser]]></category>
		<category><![CDATA[ROV]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[valuation]]></category>
		<category><![CDATA[value]]></category>
		<category><![CDATA[waiver]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=29267</guid>

					<description><![CDATA[<p>The Fannie Mae Property Data Collectors program seems to have run afoul of West Virginia law. This program allows for the collection of data related to real estate appraisals by unlicensed third-party data collectors, which is in direct violation of article 38 of the state&#8217;s Real Estate Appraiser Licensing and Certification Act. The act specifically states that only a casual or drive-by inspection can be performed when it comes to consumer loans secured by real estate, and no opinion can be rendered as to its value nor any fee charged for such an inspection. ARTICLE 38. THE REAL ESTATE APPRAISER&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/"     class="crp_link post-31465"><span class="crp_title">The Great Debate on Appraisal Fees</span></a><span class="crp_excerpt"> She included several different fee split examples indicating AMCs retained as much as 70 percent of the total appraisal fee&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-new-improved-fannie-mae-fraudulator-2-is-an-outright-fraud"     class="crp_link post-29449"><span class="crp_title">The New & Improved Fannie Mae “FRAUDULATOR 2.0”</span></a><span class="crp_excerpt"> Originally known as Fannie Mae’s Collateral Underwriter (CU), and subsequently Collateral Underwriter 2.0 (CU-2)i this always dubious product of Fannie&hellip;</span></li>
<li><a href="https://appraisersblogs.com/is-the-gses-appraisal-modernization-really-just-mass-appraisal/"     class="crp_link post-30451"><span class="crp_title">Is the GSE's "Appraisal Modernization" Really Just&hellip;</span></a><span class="crp_excerpt"> Mass Appraisal tend to exhibit a regressive nature...&nbsp; In the intricate landscape of real estate mortgage financing, the notion of&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/fannie-mae-property-data-collectors-program-violates-west-virginia-law">FNMA Property Data Collectors Program Violates WV Law</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/fannie-mae-property-data-collectors-program-violates-west-virginia-law/feed/</wfw:commentRss>
			<slash:comments>29</slash:comments>
		
		<enclosure url="https://appraisersblogs.com/wp-content/uploads/2023/04/Fannie-Mae-Property-Data-Collectors-program-violates-West-Virginia-Law.mp3" length="0" type="audio/mpeg" />

		<post-id xmlns="com-wordpress:feed-additions:1">29267</post-id>	</item>
		<item>
		<title>HUD&#8217;s Private Inquisitors Will Chill Protected Speech of Appraisers</title>
		<link>https://appraisersblogs.com/hud-hands-54-million-dollars-2-nonprofits-in-quest-2-cow-appraisers</link>
					<comments>https://appraisersblogs.com/hud-hands-54-million-dollars-2-nonprofits-in-quest-2-cow-appraisers#comments</comments>
		
		<dc:creator><![CDATA[Jeremy Bagott]]></dc:creator>
		<pubDate>Mon, 03 Apr 2023 12:30:14 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[The US Department of Housing and Urban Development]]></category>
		<category><![CDATA[1073]]></category>
		<category><![CDATA[ACI]]></category>
		<category><![CDATA[AGA]]></category>
		<category><![CDATA[AI]]></category>
		<category><![CDATA[AIR]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[black]]></category>
		<category><![CDATA[BREA]]></category>
		<category><![CDATA[broker]]></category>
		<category><![CDATA[census tract]]></category>
		<category><![CDATA[census tracts]]></category>
		<category><![CDATA[comparables]]></category>
		<category><![CDATA[concessions]]></category>
		<category><![CDATA[costs]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[discrimination]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[equity]]></category>
		<category><![CDATA[fair housing act]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[lawsuit]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[NAR]]></category>
		<category><![CDATA[Real Property Appraiser]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[ROV]]></category>
		<category><![CDATA[RPR]]></category>
		<category><![CDATA[The Foundation]]></category>
		<category><![CDATA[urban]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[value]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=29191</guid>

					<description><![CDATA[<p>HUD awarded $54 million to 182 nonprofits to serve as posses in a a Spanish Inquisition-style drive. The deep pockets of the federal government will be used to help the nonprofits chill the protected First Amendment rights of appraisers to develop disinterested opinions of value of the properties they appraise.&#160; In the early 1990s, the Texas Legislature established an unusual nonprofit known as the Boll Weevil Eradication Foundation. The times were dire. A near-biblical plague of weevils had descended on the state’s cotton crop. So, state lawmakers granted the private organization the powers of government to combat the malevolent creatures.&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/hud-secretary-comments-evoke-folly-of-1919-sex-scandal"     class="crp_link post-27835"><span class="crp_title">HUD Secretary's Comments Evoke Folly of 1919 Sex Scandal</span></a><span class="crp_excerpt"> Secretary Fudge launched into what sounded remarkably like discriminatory rhetoric: "The problem is who is in the appraisal industry. When&hellip;</span></li>
<li><a href="https://appraisersblogs.com/hud-rov-process-2-address-appraisal-bias"     class="crp_link post-28247"><span class="crp_title">HUD ROV Process to Address 'Appraisal Bias'</span></a><span class="crp_excerpt"> At a recent event at the Brookings Institute, HUD Secretary Marcia L. Fudge announced that HUD is creating a ROV&hellip;</span></li>
<li><a href="https://appraisersblogs.com/hud-dismisses-claims-alleging-racism-by-appraisers-against-black-n-minority-ethnic-people"     class="crp_link post-26067"><span class="crp_title">HUD Dismisses Claims Alleging Racism</span></a><span class="crp_excerpt"> ...white America (government) keeps trying to 'fix' Black People who are not broken in the first place! We’ve all heard&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/hud-hands-54-million-dollars-2-nonprofits-in-quest-2-cow-appraisers">HUD&#8217;s Private Inquisitors Will Chill Protected Speech of Appraisers</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/hud-hands-54-million-dollars-2-nonprofits-in-quest-2-cow-appraisers/feed/</wfw:commentRss>
			<slash:comments>17</slash:comments>
		
		<enclosure url="https://appraisersblogs.com/wp-content/uploads/2023/04/HUD-Hands-54-Million-to-Nonprofits-in-Quest-to-Cow-Appraisers.mp3" length="0" type="audio/mpeg" />

		<post-id xmlns="com-wordpress:feed-additions:1">29191</post-id>	</item>
		<item>
		<title>Eroding Consumer Protection</title>
		<link>https://appraisersblogs.com/fannie-mae-appraisal-waiver-option-is-eroding-consumer-protection</link>
					<comments>https://appraisersblogs.com/fannie-mae-appraisal-waiver-option-is-eroding-consumer-protection#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Wed, 29 Mar 2023 12:30:06 +0000</pubDate>
				<category><![CDATA[AI]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Institute]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisal Organizations]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[1073]]></category>
		<category><![CDATA[alternative]]></category>
		<category><![CDATA[Alternative Valuation Product]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[appraisal profession]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[assignments]]></category>
		<category><![CDATA[automated valuation model]]></category>
		<category><![CDATA[AVM]]></category>
		<category><![CDATA[AVMs]]></category>
		<category><![CDATA[BREA]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[Consumer Financial Protection Bureau]]></category>
		<category><![CDATA[Consumer protection]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[diversity]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Fannie Mae - Freddie Mac]]></category>
		<category><![CDATA[Federal Housing Finance Agency]]></category>
		<category><![CDATA[FHFA]]></category>
		<category><![CDATA[GSE]]></category>
		<category><![CDATA[hybrid appraisal]]></category>
		<category><![CDATA[Massachusetts Board of Real Estate Appraisers]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[profession]]></category>
		<category><![CDATA[real estate appraiser]]></category>
		<category><![CDATA[real estate appraisers]]></category>
		<category><![CDATA[requirements]]></category>
		<category><![CDATA[review]]></category>
		<category><![CDATA[RPR]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[valuation]]></category>
		<category><![CDATA[value]]></category>
		<category><![CDATA[waiver]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=29104</guid>

					<description><![CDATA[<p>Waiving appraisal requirements on residential homes could erode consumer protection, stall attempts to create diversity in the profession&#8230; The recent announcement from Fannie Mae that they will waive the requirement for residential home appraisals has caused quite a stir in the industry. Fannie Mae’s decision to waive appraisals during this time of soon to come recession and bank liquidity issues is both surprising and concerning, and could have serious implications for both consumers and financial institutions alike. With falling values across many markets combined with rising mortgage rates putting even more pressure on borrowers’ wallets, this decision could potentially put&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/house-measurement-by-property-data-collector-gone-wrong"     class="crp_link post-28317"><span class="crp_title">House Measurement by Property Data Collector Gone Wrong</span></a><span class="crp_excerpt"> The lender allowed an unlicensed property data collector give bad data to the appraiser... I work for this lender and&hellip;</span></li>
<li><a href="https://appraisersblogs.com/dear-representative-fannie-mae-has-gone-rogue"     class="crp_link post-29081"><span class="crp_title">Dear Representative, FNMA Has Gone Rogue!</span></a><span class="crp_excerpt"> Dear representative, waiving/eliminating property appraisal for lending purposes is wanton recklessness. Fannie Mae’s decision to waive/eliminate property appraisal for lending&hellip;</span></li>
<li><a href="https://appraisersblogs.com/exactly-how-are-property-data-collectors-professionally-trained"     class="crp_link post-28852"><span class="crp_title">Exactly How Are Property Data Collectors&hellip;</span></a><span class="crp_excerpt"> Somebody explain to me exactly how Property Data Collectors are “professionally trained” per Fannie Mae directives. The fact is, Fannie&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/fannie-mae-appraisal-waiver-option-is-eroding-consumer-protection">Eroding Consumer Protection</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/fannie-mae-appraisal-waiver-option-is-eroding-consumer-protection/feed/</wfw:commentRss>
			<slash:comments>18</slash:comments>
		
		<enclosure url="https://appraisersblogs.com/wp-content/uploads/2023/03/Fannie-Maes-Appraisal-Waiver-Option-Is-Eroding-Consumer-Protection.mp3" length="0" type="audio/mpeg" />

		<post-id xmlns="com-wordpress:feed-additions:1">29104</post-id>	</item>
		<item>
		<title>&#8216;Opportunity&#8217; to Work for Free is Not a Plan</title>
		<link>https://appraisersblogs.com/opportunity-2-work-4-free-is-not-a-plan</link>
					<comments>https://appraisersblogs.com/opportunity-2-work-4-free-is-not-a-plan#comments</comments>
		
		<dc:creator><![CDATA[Dave Towne]]></dc:creator>
		<pubDate>Thu, 23 Feb 2023 13:30:50 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Customary & Reasonable Fees]]></category>
		<category><![CDATA[1073]]></category>
		<category><![CDATA[AI]]></category>
		<category><![CDATA[AIR]]></category>
		<category><![CDATA[AMCs]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[appraisal assignments]]></category>
		<category><![CDATA[appraisal fees]]></category>
		<category><![CDATA[Appraisal Management Company]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[appraiser]]></category>
		<category><![CDATA[appraisers]]></category>
		<category><![CDATA[ASA]]></category>
		<category><![CDATA[assignments]]></category>
		<category><![CDATA[BREA]]></category>
		<category><![CDATA[CU]]></category>
		<category><![CDATA[customary]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[desktop appraisal]]></category>
		<category><![CDATA[DU]]></category>
		<category><![CDATA[EAD]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[GSE]]></category>
		<category><![CDATA[hybrid appraisal]]></category>
		<category><![CDATA[profession]]></category>
		<category><![CDATA[property inspector]]></category>
		<category><![CDATA[Reasonable & Customary Fees]]></category>
		<category><![CDATA[room count]]></category>
		<category><![CDATA[ROV]]></category>
		<category><![CDATA[rural]]></category>
		<category><![CDATA[site]]></category>
		<category><![CDATA[suburban]]></category>
		<category><![CDATA[urban]]></category>
		<category><![CDATA[VA]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=28767</guid>

					<description><![CDATA[<p>I gave this ‘opportunity’ further critical analysis in terms of time spent versus the fee income potential.&#160; Appraisers, I’d like to disclose a personal ‘opportunity’ that was presented to me last fall, early winter. A company with AMC roots was, or is, recruiting people to become “property inspectors” with the resulting reports potentially fed to other appraisers who do HYBRID, or maybe even DESKTOP reports. The GSEs never intended the DESKTOP report to incorporate separate ‘property inspections’ from a hired third party, but that’s been the evolution because they just look the other way. Last fall, due to the slowdown&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/smartphone-measuring-technology-ansi"     class="crp_link post-28138"><span class="crp_title">Smartphone Measuring Technology</span></a><span class="crp_excerpt"> This new measuring technology claims the software to be ANSI compliant.&nbsp; Appraisers, over the past couple of years, there have&hellip;</span></li>
<li><a href="https://appraisersblogs.com/how-rural-america-lost-its-mortgage-lifeline/"     class="crp_link post-33012"><span class="crp_title">The Town With No Bank: How Rural America Lost Its&hellip;</span></a><span class="crp_excerpt"> For decades, we’ve been told that the problem is demand. That people don’t want to live in rural America anymore.&hellip;</span></li>
<li><a href="https://appraisersblogs.com/time-2-take-out-the-junk-amc-practices-exposed/"     class="crp_link post-34945"><span class="crp_title">It’s Time to Take Out the Junk: AMC Practices Exposed</span></a><span class="crp_excerpt"> Appraisers have spent years carrying the weight of broken AMC practices, and this article pulls every one of those practices&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/opportunity-2-work-4-free-is-not-a-plan">&#8216;Opportunity&#8217; to Work for Free is Not a Plan</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
					<wfw:commentRss>https://appraisersblogs.com/opportunity-2-work-4-free-is-not-a-plan/feed/</wfw:commentRss>
			<slash:comments>73</slash:comments>
		
		<enclosure url="https://appraisersblogs.com/wp-content/uploads/2023/02/Opportunity-to-Work-for-Free-is-Not-a-Plan.mp3" length="0" type="audio/mpeg" />

		<post-id xmlns="com-wordpress:feed-additions:1">28767</post-id>	</item>
	</channel>
</rss>
