O.k., new conversation thread; What additional insurance policy should appraisers be acquiring? Obviously errors and omissions is not going to be enough. Thank you Dave Bunton, the appraisal industries own super villain. He rakes three quarters of a million a year selling us all out, and we need additional insurance to protect us from the Brookings Institute lawyers whom TAF also hires for consultation purposes to set updated industry policy. Equity!

Exactly. Plus your E&O insurer usually presses you to settle. If they want to settle and you want to take it to trial, I’ll bet its on your dime.

Well said!!!

Most people lack the financial resources to go to trial, so they take the plea.

It would take years being drug through the system, and the only winners are the lawyers.

That’s because citizens have forgotten the power of and the solemn duty of the jury. Going to trial is risky business, be careful what you wish for. In the end the judicial is rendered as just another business, shuffling dollar signs represented as persons down the line. The best win anyone can hope for is to stay as far away as possible, or if drawn in; be there the least amount of time as possible. Actual justice is rarely able to be delivered inside the court room.

At least a portion of the black community whom are posting online are not as swayed as the headlines may indicate. I read feeds for several hours the other day to track down the leads and such, some of the commentary was interesting. One guy was like; speak for yourself, we don’t want to pay those higher housing prices or pay the higher tax. Inconvenient sentiments of the common man.

Only pay for what you need. The new TAF email update really drives home their position that the appraisal groups representative organizations are either completely unaware of how most appraisers feel, or they simply do not give a damn. We call for a vote of no confidence in Emperor Bunton! Going to photoshop his image under a sith lord cape, he’s checking all the boxes as a sinister villain at this point. They’re currently writing up the avm regulation. Bunton is the ultimate lender advocate, unrestrained by licensing.

1) You will be fined $1,000,000 and spend 10 years in jail
2) Plead guilty, pay $5,000 fine

The insurance will highly pressure you to take the plea, and plead guilty. In fact 99% of people take similar plea’s even if they did not commit the crime.

I hate this. I do not think there should be plea bargains. If the prosecutor really thinks the person is guilty, then try them in court!

The rent free take has infinite entertainment value. Because it’s true. Many are ramping up personal preparedness routines all over again right now. It’s like a form of nihilism and sounds quite exhausting. Dude, there is a beverage over here, watch it. Not the rug man! It really tied the room together. Good times.

Miller probably did not use comps from a LOWER priced area either. If there are enough reasonably similar comps in the subjects neighborhood, there is no justifiable reason to geographically expand the search. In this type of situation, using comps outside of the subject’s neighborhood makes it at least look like you are being an advocate for a party to the transaction instead of only being an advocate for the value type defined in the appraisal – which USPAP standards demand. All the appraiser/appraisal is doing is to demonstrate how market participants act and react toward any specific property. Even if you did use comps from a higher priced neighbor, if proper adjustments are made, these out of neighborhood comps would not change the value conclusion significantly. The amount of ignorance by government and other woke entities is baffling. So, appraisers finding themselves in the crosshairs of INGNORANCE WITH AN EVIL AGENDA are guilty of doing their appraisal jobs correctly. Appraisers now have to re-train themselves in the new and growing prevailing evil ways by learning that what was right is now wrong and vice a versa.

Another observation is that the show “The Equalizer” is supposed to show how the star assists those needing help from evil situations. Just like most of the so called press, they obviously did not do their homework. So instead, of a story line based on a lie, how about an episode where The Equalizer helps the lowly appraiser who is accused of and being destroyed with vicious accusations with no basis is truth. The accuser(s) is a government and/or other woke entity that has incredible financial resources and influence over a largely corrupt press to sway an easily swayed public at large. The Equalizer would help the powerless lowly appraiser with no financial means for much of a defense, and no real way to get the message/truth out. How about we appraisers develop a script to be submitted to the TV/Movie industry. It might have to be a streaming mini-series to properly convey the truth, and even than – the oppressor’s are probably too demented to comprehend the truth.

You sound…….familiar.

Anyway, you must not have read that thread you referenced.

But kudos for weaving in some unnecessary political drivel.

Was looking for the normal non woke term. It’s actually discrimination plain and simple. Everyone except straight white people, why can’t they just be honest about the bias?

This just in from the TAF email update; ‘Removing the requirement that a majority of The Appraisal Foundation’s trustees be appraisers,’ Why can’t they say that everyone except appraisers is who we want to direct the appraisal valuation industry?

And just like that, the integrity of appraisal licensing falls apart. Skip all future debates and just ram through whatever new program and whatever new policy the lenders and/or the activist welfare seeking crowd wants.

We’ve come a long way from the televised sit down sessions where professional appraisers debated Coester regarding valuation principals, arguing against the need for inadequately non licensed middle management in the first place. The non licensed middle management has been such a raging success, let’s stack the deck even further with an even broader array of non licensed upper management. The evolved beltway organism strikes again.

I got the sarcasm, apparently you missed mine.

Do you understand “Sarcasm”? Read the proceeding comment this time SLOWLY.

If it’s such a privilege to be white why does Elizabeth Warren pretend to be Native American and Rachel Dolezal pretend to be black?

White privilege.

Did you just find a way to fit a case of lingering TDR into the conversation? Inventive. There is always the thing with the indemnity agreement with the amc, multiple legal team costs, and the EO insurer calling the final shots regardless of actual merit or evidence, a cost based analysis as many have said drives insurers ultimate decisions. Or maybe she really does wear white pointy hats to home appraisal inspections and can’t do basic math.

There has been so much informational disclosure it’s remarkable. Can we clarify who the appraiser was that had the millions of billable assignments from an amc as everyone else rode the bench. Was that this appraiser or the one from the other lawsuit(s). I can’t keep up with all the details with this many cases and no direct correlation to completely different parts of the country.

Went into this at length in the ansi thread. PPSF is one of your most important metrics. Market recognized agla ties into that. Which is why ansi is a fools errand in markets such as Colorado where nearly every single assessor will credit both levels of a bi level and all three levels of a tri level as agla spacing, as garden levels drive a mostly equivalent premium as any other fully above grade area, and true fully below grade basements drive less We compare the metric of agla ppsf, then total gla ppsf, but primarily the focus and majority value is going to be the agla ppsf metric. The agla indicator, the adjusted value indicators, alongside net/gross adjustment indicators, are important quick review data points to help the appraiser easily determine if they are staying in range or have perhaps missed the mark on valid estimations of extracted market reactions, etc, etc. Which is why this supposed missing thousand square feet is such a big deal for this article. Or missing 400 sq ft. Nobody knows, it’s all speculation because nobody will share the reports. Rendering the documentary video on the matter to be pure speculation, and the TAF groups capitulation and new class set to be just pure horse shit. And just like that it’s a thing, everyone is apologizing for racism that never actually happened.

Down to 50k? Has anyone just written asb for the exact number? They have an email contact and promise to return all correspondence in a week or two or whenever the janitor is in to blow the dust of the old appraiser coffins, toss one into a wheelchair, roll them out for a viewing and quick FAQ session.

What do you call it when literally every single person except you is a protected class?

I think it’s down to around 50,000 appraisers or so. The other thing that gripes me is Why does the form show PPSF at all? Not alone at the top of the comp page?