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	Comments on: Appraisal Independence	</title>
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		<title>
		By: Becky Lowell on Facebook		</title>
		<link>https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence/#comment-26481</link>

		<dc:creator><![CDATA[Becky Lowell on Facebook]]></dc:creator>
		<pubDate>Sat, 18 May 2019 20:04:51 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=21921#comment-26481</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence/#comment-26468&quot;&gt;Baggins&lt;/a&gt;.

I did read it thanks.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence/#comment-26468">Baggins</a>.</p>
<p>I did read it thanks.</p>
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		<title>
		By: Baggins		</title>
		<link>https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence/#comment-26477</link>

		<dc:creator><![CDATA[Baggins]]></dc:creator>
		<pubDate>Sat, 18 May 2019 00:49:16 +0000</pubDate>
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					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence/#comment-26476&quot;&gt;Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®&lt;/a&gt;.

Thank you.  I had simply googled something like this: &quot;Tavma&quot; cost plus article. Hits included so many of the familiar appraisal news stops I frequented a decade ago! A trip down memory lane but it&#039;s like living in the twilight zone. Same old issues, same old players, same old problems. There were so many critical arguments from 2008 time frame. That was before so many senior appraisal pros were forced out of mortgage lending and adopted this just diversify and turn a blind eye to the fraud the other half has to deal with mentality. At first, everyone fought back against amc imposition.

Just tried &quot;tavma&quot; cost plus white paper. Think I found it.  

https://appraisalnewsonline.typepad.com/files/the-amc-full-fee-hypothesis---jeff-schurman.pdf

There is so much damning evidence against the current amc model there, I don&#039;t even know what to copy and quote to the board, I&#039;d have to copy the entire damned article practically. The amc industry has flip flopped like a political pro. Where is Schurman now?

Forget those other links. Read about what could have been to really discover how far away the amc industry has moved from its original promises.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence/#comment-26476">Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®</a>.</p>
<p>Thank you.  I had simply googled something like this: &#8220;Tavma&#8221; cost plus article. Hits included so many of the familiar appraisal news stops I frequented a decade ago! A trip down memory lane but it&#8217;s like living in the twilight zone. Same old issues, same old players, same old problems. There were so many critical arguments from 2008 time frame. That was before so many senior appraisal pros were forced out of mortgage lending and adopted this just diversify and turn a blind eye to the fraud the other half has to deal with mentality. At first, everyone fought back against amc imposition.</p>
<p>Just tried &#8220;tavma&#8221; cost plus white paper. Think I found it.  </p>
<p><a target="_blank" href="https://appraisalnewsonline.typepad.com/files/the-amc-full-fee-hypothesis---jeff-schurman.pdf" rel="nofollow ugc">https://appraisalnewsonline.typepad.com/files/the-amc-full-fee-hypothesis&#8212;jeff-schurman.pdf</a></p>
<p>There is so much damning evidence against the current amc model there, I don&#8217;t even know what to copy and quote to the board, I&#8217;d have to copy the entire damned article practically. The amc industry has flip flopped like a political pro. Where is Schurman now?</p>
<p>Forget those other links. Read about what could have been to really discover how far away the amc industry has moved from its original promises.</p>
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		By: Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®		</title>
		<link>https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence/#comment-26476</link>

		<dc:creator><![CDATA[Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®]]></dc:creator>
		<pubDate>Fri, 17 May 2019 23:40:35 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=21921#comment-26476</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence/#comment-26470&quot;&gt;Baggins&lt;/a&gt;.

You&#039;ve outdone yourself Baggs! There was never any doubt HVCC was a Big Title Co effort...along with everything that followed. I remember the old rumors about Cuomo clients being big in title Insurance...and oddly something about the octopus tentacles reaching to Sacramento. I forgot the details of that one.

Every reader here should save these links. I certainly intend too. Gracias!]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence/#comment-26470">Baggins</a>.</p>
<p>You&#8217;ve outdone yourself Baggs! There was never any doubt HVCC was a Big Title Co effort&#8230;along with everything that followed. I remember the old rumors about Cuomo clients being big in title Insurance&#8230;and oddly something about the octopus tentacles reaching to Sacramento. I forgot the details of that one.</p>
<p>Every reader here should save these links. I certainly intend too. Gracias!</p>
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		By: Baggins		</title>
		<link>https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence/#comment-26470</link>

		<dc:creator><![CDATA[Baggins]]></dc:creator>
		<pubDate>Fri, 17 May 2019 14:54:19 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=21921#comment-26470</guid>

					<description><![CDATA[Tavma, revaa, the same, just a different name. They had to rebrand because the original amc trade group branding, tavma, already had it&#039;s name dragged through the mud thoroughly.  

The old amc playbook is out the window.
http://www.workingre.com/wp-content/uploads/2013/08/tavma-standards-of-good-practice.pdf

My favorite now abandoned mantra; Educate clients that fees for services are based on intended use and users and the complexity of the property, and not on an appraisal form type. Among other abandoned revelations&#039; of the amc industry.

Nar, still a paper tiger. They never really did anything and still only pay lip service to the issue.
http://appraisalinsight.blogs.realtor.org/2011/08/12/nar-calls-for-ban-on-amc-indemnification-clauses/

When the solution causes more harm than good, and still does. On amc&#039;s and out of area appraisers.
https://therealdeal.com/issues_articles/low-appraisals-sabotage-more-deals/

Marsh Bilby had a great plan of action. And lookie here 10 years later, turns out title companies were behind so much of it. Too bad nobody listened to this guy.
https://appraisalsoapbox.com/tag/tavma/

Interesting how the insurers and publishers flipped the coin and these days seem to advocate against the appraiser. What a contrast only 10 years ago compared to now. It&#039;s true, if people are oppressed long enough, they get used to it and stop resisting. That and who can resist that alluring advertisement money! Certainly not working re, they got to have those ad dollars and they don&#039;t care who gets hurt in the process. Things used to be different though, we used to have hope this racketeering would be busted up in its early phases. The ancillary companies in the appraisal industry used to side with truly independent appraisers, not the amc appraiser hucksters.  
http://appraisertalkback.com/2010/02/02/hvcc-appraiser-last-laugh/

I could go on, but you also have access to google and can simply tag any modern issue with the word &quot;tavma&quot; to see similar content for yourself, observing the obvious narrative changes and obvious ongoing problems. Use &quot; &quot; in order to force the word as a mandatory in the search result. Nothing this industry is dealing with is new. It&#039;s only the clever name and word rebranding that causes the issue to appear new. The amc fraud has been ongoing.]]></description>
			<content:encoded><![CDATA[<p>Tavma, revaa, the same, just a different name. They had to rebrand because the original amc trade group branding, tavma, already had it&#8217;s name dragged through the mud thoroughly.  </p>
<p>The old amc playbook is out the window.<br />
<a target="_blank" href="http://www.workingre.com/wp-content/uploads/2013/08/tavma-standards-of-good-practice.pdf" rel="nofollow ugc">http://www.workingre.com/wp-content/uploads/2013/08/tavma-standards-of-good-practice.pdf</a></p>
<p>My favorite now abandoned mantra; Educate clients that fees for services are based on intended use and users and the complexity of the property, and not on an appraisal form type. Among other abandoned revelations&#8217; of the amc industry.</p>
<p>Nar, still a paper tiger. They never really did anything and still only pay lip service to the issue.<br />
<a target="_blank" href="http://appraisalinsight.blogs.realtor.org/2011/08/12/nar-calls-for-ban-on-amc-indemnification-clauses/" rel="nofollow ugc">http://appraisalinsight.blogs.realtor.org/2011/08/12/nar-calls-for-ban-on-amc-indemnification-clauses/</a></p>
<p>When the solution causes more harm than good, and still does. On amc&#8217;s and out of area appraisers.<br />
<a target="_blank" href="https://therealdeal.com/issues_articles/low-appraisals-sabotage-more-deals/" rel="nofollow ugc">https://therealdeal.com/issues_articles/low-appraisals-sabotage-more-deals/</a></p>
<p>Marsh Bilby had a great plan of action. And lookie here 10 years later, turns out title companies were behind so much of it. Too bad nobody listened to this guy.<br />
<a target="_blank" href="https://appraisalsoapbox.com/tag/tavma/" rel="nofollow ugc">https://appraisalsoapbox.com/tag/tavma/</a></p>
<p>Interesting how the insurers and publishers flipped the coin and these days seem to advocate against the appraiser. What a contrast only 10 years ago compared to now. It&#8217;s true, if people are oppressed long enough, they get used to it and stop resisting. That and who can resist that alluring advertisement money! Certainly not working re, they got to have those ad dollars and they don&#8217;t care who gets hurt in the process. Things used to be different though, we used to have hope this racketeering would be busted up in its early phases. The ancillary companies in the appraisal industry used to side with truly independent appraisers, not the amc appraiser hucksters.<br />
<a target="_blank" href="http://appraisertalkback.com/2010/02/02/hvcc-appraiser-last-laugh/" rel="nofollow ugc">http://appraisertalkback.com/2010/02/02/hvcc-appraiser-last-laugh/</a></p>
<p>I could go on, but you also have access to google and can simply tag any modern issue with the word &#8220;tavma&#8221; to see similar content for yourself, observing the obvious narrative changes and obvious ongoing problems. Use &#8221; &#8221; in order to force the word as a mandatory in the search result. Nothing this industry is dealing with is new. It&#8217;s only the clever name and word rebranding that causes the issue to appear new. The amc fraud has been ongoing.</p>
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		<title>
		By: Baggins		</title>
		<link>https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence/#comment-26468</link>

		<dc:creator><![CDATA[Baggins]]></dc:creator>
		<pubDate>Fri, 17 May 2019 14:13:59 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=21921#comment-26468</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence/#comment-26436&quot;&gt;Becky Lowell on Facebook&lt;/a&gt;.

I checked some old articles, you were commenting back then. Did you miss this one? What&#039;s in your private email? Did I ever tell you about the time I discovered a data logger in my pc which was dropped there by an amc logo w/ malicious code built in? That amc is still busy to this very day. I don&#039;t work with them but there is a possibility you may be... Access to private data is more than just I have nothing to hide, it&#039;s about leverage, insider information, and violations of standard business ethics regarding trust and confidentiality of data. If a company ignores one rule, what stops them from ignoring others? Be careful out there.

http://appraisersblogs.com/skapinetz-vs-brian-coester-vms-amc]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence/#comment-26436">Becky Lowell on Facebook</a>.</p>
<p>I checked some old articles, you were commenting back then. Did you miss this one? What&#8217;s in your private email? Did I ever tell you about the time I discovered a data logger in my pc which was dropped there by an amc logo w/ malicious code built in? That amc is still busy to this very day. I don&#8217;t work with them but there is a possibility you may be&#8230; Access to private data is more than just I have nothing to hide, it&#8217;s about leverage, insider information, and violations of standard business ethics regarding trust and confidentiality of data. If a company ignores one rule, what stops them from ignoring others? Be careful out there.</p>
<p><a target="_blank" href="http://appraisersblogs.com/skapinetz-vs-brian-coester-vms-amc" rel="ugc">http://appraisersblogs.com/skapinetz-vs-brian-coester-vms-amc</a></p>
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		By: Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®		</title>
		<link>https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence/#comment-26463</link>

		<dc:creator><![CDATA[Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®]]></dc:creator>
		<pubDate>Fri, 17 May 2019 08:53:55 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=21921#comment-26463</guid>

					<description><![CDATA[Guest - Great article.

Let&#039;s ALL pay attention to who exactly is promoting the hybrid garbage.]]></description>
			<content:encoded><![CDATA[<p>Guest &#8211; Great article.</p>
<p>Let&#8217;s ALL pay attention to who exactly is promoting the hybrid garbage.</p>
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		<title>
		By: Timothy S Evans		</title>
		<link>https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence/#comment-26439</link>

		<dc:creator><![CDATA[Timothy S Evans]]></dc:creator>
		<pubDate>Thu, 16 May 2019 13:34:59 +0000</pubDate>
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					<description><![CDATA[There is a flaw in the article, &quot;REVAA&quot; and &quot;ethical&quot; were used in the same sentence.]]></description>
			<content:encoded><![CDATA[<p>There is a flaw in the article, &#8220;REVAA&#8221; and &#8220;ethical&#8221; were used in the same sentence.</p>
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		<title>
		By: Angela Meyer Benoit		</title>
		<link>https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence/#comment-26437</link>

		<dc:creator><![CDATA[Angela Meyer Benoit]]></dc:creator>
		<pubDate>Thu, 16 May 2019 01:38:52 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=21921#comment-26437</guid>

					<description><![CDATA[AMEN!]]></description>
			<content:encoded><![CDATA[<p>AMEN!</p>
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		By: Becky Lowell on Facebook		</title>
		<link>https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence/#comment-26436</link>

		<dc:creator><![CDATA[Becky Lowell on Facebook]]></dc:creator>
		<pubDate>Thu, 16 May 2019 01:37:15 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=21921#comment-26436</guid>

					<description><![CDATA[Yes, we are not “partners” ... many good points; I think the author should include their name &lt;img src=&quot;https://static.xx.fbcdn.net/images/emoji.php/v9/t86/1.5/28/1f642.png&quot; width=&quot;16&quot; height=&quot;16&quot; alt=&quot;smile&quot;/&gt;]]></description>
			<content:encoded><![CDATA[<p>Yes, we are not “partners” &#8230; many good points; I think the author should include their name <img src="https://static.xx.fbcdn.net/images/emoji.php/v9/t86/1.5/28/1f642.png" width="16" height="16" alt="smile"/></p>
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		By: Katrina DeVona on Facebook		</title>
		<link>https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence/#comment-26435</link>

		<dc:creator><![CDATA[Katrina DeVona on Facebook]]></dc:creator>
		<pubDate>Wed, 15 May 2019 19:25:34 +0000</pubDate>
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					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence/#comment-26431&quot;&gt;Wyatt Powell on Facebook&lt;/a&gt;.

#fatfingerproblems &lt;img src=&quot;https://static.xx.fbcdn.net/images/emoji.php/v9/ta/1.5/28/1f602.png&quot; width=&quot;16&quot; height=&quot;16&quot; alt=&quot;LMAO&quot;/&gt;]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence/#comment-26431">Wyatt Powell on Facebook</a>.</p>
<p>#fatfingerproblems <img src="https://static.xx.fbcdn.net/images/emoji.php/v9/ta/1.5/28/1f602.png" width="16" height="16" alt="LMAO"/></p>
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		By: Kathy Hubbard Bright on Facebook		</title>
		<link>https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence/#comment-26433</link>

		<dc:creator><![CDATA[Kathy Hubbard Bright on Facebook]]></dc:creator>
		<pubDate>Wed, 15 May 2019 18:09:09 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=21921#comment-26433</guid>

					<description><![CDATA[Good article. Let the AMCs self-destruct. Maybe we will finally be paid at market rate.]]></description>
			<content:encoded><![CDATA[<p>Good article. Let the AMCs self-destruct. Maybe we will finally be paid at market rate.</p>
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		<title>
		By: David Samnick on Facebook		</title>
		<link>https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence/#comment-26432</link>

		<dc:creator><![CDATA[David Samnick on Facebook]]></dc:creator>
		<pubDate>Wed, 15 May 2019 18:07:16 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=21921#comment-26432</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence/#comment-26430&quot;&gt;AppraisersBlogs Team&lt;/a&gt;.

&#160;

&lt;div style=&quot;width:100%;height:0;padding-bottom:75%;position:relative;&quot;&gt;&lt;iframe src=&quot;https://giphy.com/embed/BpadRS0HKJ7Irh150L&quot; width=&quot;100%&quot; height=&quot;100%&quot; style=&quot;position:absolute&quot; frameBorder=&quot;0&quot; class=&quot;giphy-embed&quot; allowFullScreen&gt;&lt;/iframe&gt;&lt;/div&gt;&lt;p&gt;&lt;a href=&quot;https://giphy.com/gifs/nickcannon-nick-cannon-BpadRS0HKJ7Irh150L&quot; rel=&quot;nofollow&quot;&gt;via GIPHY&lt;/a&gt;&lt;/p&gt;]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence/#comment-26430">AppraisersBlogs Team</a>.</p>
<p>&nbsp;</p>
<div style="width:100%;height:0;padding-bottom:75%;position:relative;"><iframe src="https://giphy.com/embed/BpadRS0HKJ7Irh150L" width="100%" height="100%" style="position:absolute" frameBorder="0" class="giphy-embed" allowFullScreen></iframe></div>
<p><a target="_blank" href="https://giphy.com/gifs/nickcannon-nick-cannon-BpadRS0HKJ7Irh150L" rel="nofollow">via GIPHY</a></p>
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		<title>
		By: Wyatt Powell on Facebook		</title>
		<link>https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence/#comment-26431</link>

		<dc:creator><![CDATA[Wyatt Powell on Facebook]]></dc:creator>
		<pubDate>Wed, 15 May 2019 15:25:07 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=21921#comment-26431</guid>

					<description><![CDATA[Always confused when someone throws out the laugh emoji. Are they laughing at the article? The absurdity? Fat fingers like me?]]></description>
			<content:encoded><![CDATA[<p>Always confused when someone throws out the laugh emoji. Are they laughing at the article? The absurdity? Fat fingers like me?</p>
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		<title>
		By: AppraisersBlogs Team		</title>
		<link>https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence/#comment-26430</link>

		<dc:creator><![CDATA[AppraisersBlogs Team]]></dc:creator>
		<pubDate>Wed, 15 May 2019 13:48:59 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=21921#comment-26430</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence/#comment-26429&quot;&gt;David Samnick on Facebook&lt;/a&gt;.

There is retribution going on against appraisers who say truthful things that the AMCs &amp; their trade group REVAA, may not like. We allow authors to remain anonymous when there is risk of retaliation.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence/#comment-26429">David Samnick on Facebook</a>.</p>
<p>There is retribution going on against appraisers who say truthful things that the AMCs &#038; their trade group REVAA, may not like. We allow authors to remain anonymous when there is risk of retaliation.</p>
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		<title>
		By: David Samnick on Facebook		</title>
		<link>https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence/#comment-26429</link>

		<dc:creator><![CDATA[David Samnick on Facebook]]></dc:creator>
		<pubDate>Wed, 15 May 2019 13:28:41 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=21921#comment-26429</guid>

					<description><![CDATA[Why is the author anonymous?]]></description>
			<content:encoded><![CDATA[<p>Why is the author anonymous?</p>
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		<title>
		By: Kimberly Pugh DeFilippis on Facebook		</title>
		<link>https://appraisersblogs.com/score-card-turn-times-undue-pressure-n-appraisal-independence/#comment-26428</link>

		<dc:creator><![CDATA[Kimberly Pugh DeFilippis on Facebook]]></dc:creator>
		<pubDate>Wed, 15 May 2019 13:28:16 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=21921#comment-26428</guid>

					<description><![CDATA[AMEN]]></description>
			<content:encoded><![CDATA[<p>AMEN</p>
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