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	Comments on: Mueller Sample Report. You Decide!	</title>
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		<title>
		By: Mike Ford, AGA		</title>
		<link>https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-32379</link>

		<dc:creator><![CDATA[Mike Ford, AGA]]></dc:creator>
		<pubDate>Mon, 13 Sep 2021 18:20:56 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=21145#comment-32379</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-32376&quot;&gt;Tbhiitsch&lt;/a&gt;.

Respectfully Tbhiitsch, $350 to $700 a week is not being &#039;rich&#039; by most metrics...unless you mean you are independently wealthy. If so congratulations. If not, then you&#039;ve set your sights much too low.

What you describe doing is precisely why many or most real appraisers refuse to do bifurcated hybrid appraisals. I&#039;ve reviewed completed Mueller Report appraisals prepared by a conscientious appraiser. They are still indefensible before a state board.

It may seem like a minor issue to you, not being an appraiser who has ever had to worry about being USPAP compliant, or complying with a state&#039;s measuring requirement where ANSI may be required but rounding to a foot can produce significant errors. 

While not all states (or USPAP) require ANSI to be followed, they do require factual accuracy. The estimates you indicate don&#039;t meet any recognized standards. Checklists or &#039;app&#039; prompts are better than nothing but unless you are an appraiser yourself it&#039;s doubtful you or the app knows what questions are variably relevant from one unique situation to another.

For example, a shared driveway. What else do you inquire about?

Anyway, thank you for providing first-hand evidence of yet another reason licensed or certified appraisers should avoid doing bifurcated hybrids.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-32376">Tbhiitsch</a>.</p>
<p>Respectfully Tbhiitsch, $350 to $700 a week is not being &#8216;rich&#8217; by most metrics&#8230;unless you mean you are independently wealthy. If so congratulations. If not, then you&#8217;ve set your sights much too low.</p>
<p>What you describe doing is precisely why many or most real appraisers refuse to do bifurcated hybrid appraisals. I&#8217;ve reviewed completed Mueller Report appraisals prepared by a conscientious appraiser. They are still indefensible before a state board.</p>
<p>It may seem like a minor issue to you, not being an appraiser who has ever had to worry about being USPAP compliant, or complying with a state&#8217;s measuring requirement where ANSI may be required but rounding to a foot can produce significant errors. </p>
<p>While not all states (or USPAP) require ANSI to be followed, they do require factual accuracy. The estimates you indicate don&#8217;t meet any recognized standards. Checklists or &#8216;app&#8217; prompts are better than nothing but unless you are an appraiser yourself it&#8217;s doubtful you or the app knows what questions are variably relevant from one unique situation to another.</p>
<p>For example, a shared driveway. What else do you inquire about?</p>
<p>Anyway, thank you for providing first-hand evidence of yet another reason licensed or certified appraisers should avoid doing bifurcated hybrids.</p>
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		<title>
		By: Tbhiitsch		</title>
		<link>https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-32376</link>

		<dc:creator><![CDATA[Tbhiitsch]]></dc:creator>
		<pubDate>Mon, 13 Sep 2021 04:35:34 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=21145#comment-32376</guid>

					<description><![CDATA[Ah yes, Ive worked for Mueller services. It&#039;s an easy job kind of, especially if you have no bills. I got between 350 and 700 dollars a week generally trending lower rather than higher including millage expences and I never worked over 30 hours in a week unless someone local quit and I cared. I&#039;m basically rich and young, so it was somthing too do, and I like meeting homeowners since many are in my socioeconomic class. &quot;Appraisals&quot; are a rare and comperably difficult but like 55 to 80% more valuable task for a field rep. Like 80 or 100ish dollars per that type of case. We must take photos of ever side and photos facing away from every side and measurements. The app outlines the required photos and we must include a unique photo for everything the app demands. We must take two pictures of every room (sometimes I get away with just one but generally only if nothing has been renovated) and make a detailed (within a foot) sketch of the proporty outline of each floor. I do the sketch of the main floor first before going in then carefully extrapolate it too every floor with aproximate subtractions and overhand additions as needed. Then I place a label for each interior room on each floor close to where it actually is in my sketch. I think it&#039;s pretty fun but I tend to capture all the photos and talk to the owner for an hour or less about all these generalities in each room. Like any renovation to the walls floors scelling lights etc and when as I&#039;m writing in each room I make a list by the sketch of the room speciffic improvements. As detailed as the owner provides QA loves the detail for each room. The age of everything major: roof, siding, and structural renovations and outbuilding age photos interior also and simple details of landscape exterior features. Then I&#039;m supposed to fill all that plus some additional info into an app (that I only use for photos) and submit in from the location to QA. But in reality I would rather not hang out on a proporty for another hour and waste my phone battery so I submit the mess of data by saving it and work on it on the web until I am satisfied with it then its off to QA and with this complicated of a case probably back too me 45% of the time for an extra detail or another photo that I will 90% of the time have the owner text me. After all that a real appraiser looks it over like a lame virtual tour and does what they do or calls me and asks me questions. It&#039;s money, that I don&#039;t need, but do want, and it&#039;s manageable under my unique circumstances.]]></description>
			<content:encoded><![CDATA[<p>Ah yes, Ive worked for Mueller services. It&#8217;s an easy job kind of, especially if you have no bills. I got between 350 and 700 dollars a week generally trending lower rather than higher including millage expences and I never worked over 30 hours in a week unless someone local quit and I cared. I&#8217;m basically rich and young, so it was somthing too do, and I like meeting homeowners since many are in my socioeconomic class. &#8220;Appraisals&#8221; are a rare and comperably difficult but like 55 to 80% more valuable task for a field rep. Like 80 or 100ish dollars per that type of case. We must take photos of ever side and photos facing away from every side and measurements. The app outlines the required photos and we must include a unique photo for everything the app demands. We must take two pictures of every room (sometimes I get away with just one but generally only if nothing has been renovated) and make a detailed (within a foot) sketch of the proporty outline of each floor. I do the sketch of the main floor first before going in then carefully extrapolate it too every floor with aproximate subtractions and overhand additions as needed. Then I place a label for each interior room on each floor close to where it actually is in my sketch. I think it&#8217;s pretty fun but I tend to capture all the photos and talk to the owner for an hour or less about all these generalities in each room. Like any renovation to the walls floors scelling lights etc and when as I&#8217;m writing in each room I make a list by the sketch of the room speciffic improvements. As detailed as the owner provides QA loves the detail for each room. The age of everything major: roof, siding, and structural renovations and outbuilding age photos interior also and simple details of landscape exterior features. Then I&#8217;m supposed to fill all that plus some additional info into an app (that I only use for photos) and submit in from the location to QA. But in reality I would rather not hang out on a proporty for another hour and waste my phone battery so I submit the mess of data by saving it and work on it on the web until I am satisfied with it then its off to QA and with this complicated of a case probably back too me 45% of the time for an extra detail or another photo that I will 90% of the time have the owner text me. After all that a real appraiser looks it over like a lame virtual tour and does what they do or calls me and asks me questions. It&#8217;s money, that I don&#8217;t need, but do want, and it&#8217;s manageable under my unique circumstances.</p>
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		<title>
		By: Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®		</title>
		<link>https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-27305</link>

		<dc:creator><![CDATA[Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®]]></dc:creator>
		<pubDate>Mon, 29 Jul 2019 05:03:33 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=21145#comment-27305</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-27303&quot;&gt;JJ&lt;/a&gt;.

JJ - I will listen. I am a Vice President (Special Projects) of the American Guild of Appraisers, OPEIU, AFL-CIO; as well as Chairman of the National Appraiser Peer Review Committee. My cell phone is (714) 366 9404 and my personal email is mike@mfford.com. You can also reach us in writing through janbellas@appraisersguild.org 

If you call me please call after 10AM PST I tend to work late into the nights. Ultimately we&#039;ll ask for written confirmation of what you are saying (essentially what you said here).]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-27303">JJ</a>.</p>
<p>JJ &#8211; I will listen. I am a Vice President (Special Projects) of the American Guild of Appraisers, OPEIU, AFL-CIO; as well as Chairman of the National Appraiser Peer Review Committee. My cell phone is (714) 366 9404 and my personal email is <a target="_blank" href="mailto:mike@mfford.com">mike@mfford.com</a>. You can also reach us in writing through <a target="_blank" href="mailto:janbellas@appraisersguild.org">janbellas@appraisersguild.org</a> </p>
<p>If you call me please call after 10AM PST I tend to work late into the nights. Ultimately we&#8217;ll ask for written confirmation of what you are saying (essentially what you said here).</p>
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		<title>
		By: JJ		</title>
		<link>https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-27304</link>

		<dc:creator><![CDATA[JJ]]></dc:creator>
		<pubDate>Mon, 29 Jul 2019 02:03:12 +0000</pubDate>
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					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-27303&quot;&gt;JJ&lt;/a&gt;.

I WILL SPEAK TO ANYONE WHO WILL LISTEN. THIS COMPANY IS BAD NEWS.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-27303">JJ</a>.</p>
<p>I WILL SPEAK TO ANYONE WHO WILL LISTEN. THIS COMPANY IS BAD NEWS.</p>
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		<title>
		By: JJ		</title>
		<link>https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-27303</link>

		<dc:creator><![CDATA[JJ]]></dc:creator>
		<pubDate>Mon, 29 Jul 2019 02:01:29 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=21145#comment-27303</guid>

					<description><![CDATA[FORMER EMPLOYEE COMMENT

STAY AWAY AT ALL COSTS. COMPLETE SHAM COMPANY.

We only had 3 days of training as inspectors and then we were working cases via phone app. I had no prior experience whatsoever and had to self teach myself everything. A lot of guessing. All I would really do is drive to homes, take pictures and then use a real estate website that rhymes with &quot;Pillow&quot; to get appraisal data. This report would be sent to a QA dept. where they would edit as they see fit and then send to Insurance companies. I am ashamed to know this could have affected someones insurance policy.

After 2 months on the job, I stopped getting cases to my phone. HR or management would not return my emails or calls. I was sent an email simply saying &quot;Case ordering dropped unexpectedly.&quot; I didn&#039;t receive cases for over 3 weeks and no one from the company would give me answers or speak to me. I am DISGUSTED by how I was treated as an employee. Now I am struggling to pay my bills and find another job. I left a stable job to join this company and they used me and then dumped me without saying a word to me.

SPREAD THE WORD!!!!!!!

AVOID MUELLER SERVICES INC. MUELLER SERVICES INC IS A SCAM
AVOID MUELLER SERVICES INC. MUELLER SERVICES INC IS A SCAM
AVOID MUELLER SERVICES INC. MUELLER SERVICES INC IS A SCAM
AVOID MUELLER SERVICES INC. MUELLER SERVICES INC IS A SCAM
AVOID MUELLER SERVICES INC. MUELLER SERVICES INC IS A SCAM
AVOID MUELLER SERVICES INC. MUELLER SERVICES INC IS A SCAM
AVOID MUELLER SERVICES INC. MUELLER SERVICES INC IS A SCAM
AVOID MUELLER SERVICES INC. MUELLER SERVICES INC IS A SCAM]]></description>
			<content:encoded><![CDATA[<p>FORMER EMPLOYEE COMMENT</p>
<p>STAY AWAY AT ALL COSTS. COMPLETE SHAM COMPANY.</p>
<p>We only had 3 days of training as inspectors and then we were working cases via phone app. I had no prior experience whatsoever and had to self teach myself everything. A lot of guessing. All I would really do is drive to homes, take pictures and then use a real estate website that rhymes with &#8220;Pillow&#8221; to get appraisal data. This report would be sent to a QA dept. where they would edit as they see fit and then send to Insurance companies. I am ashamed to know this could have affected someones insurance policy.</p>
<p>After 2 months on the job, I stopped getting cases to my phone. HR or management would not return my emails or calls. I was sent an email simply saying &#8220;Case ordering dropped unexpectedly.&#8221; I didn&#8217;t receive cases for over 3 weeks and no one from the company would give me answers or speak to me. I am DISGUSTED by how I was treated as an employee. Now I am struggling to pay my bills and find another job. I left a stable job to join this company and they used me and then dumped me without saying a word to me.</p>
<p>SPREAD THE WORD!!!!!!!</p>
<p>AVOID MUELLER SERVICES INC. MUELLER SERVICES INC IS A SCAM<br />
AVOID MUELLER SERVICES INC. MUELLER SERVICES INC IS A SCAM<br />
AVOID MUELLER SERVICES INC. MUELLER SERVICES INC IS A SCAM<br />
AVOID MUELLER SERVICES INC. MUELLER SERVICES INC IS A SCAM<br />
AVOID MUELLER SERVICES INC. MUELLER SERVICES INC IS A SCAM<br />
AVOID MUELLER SERVICES INC. MUELLER SERVICES INC IS A SCAM<br />
AVOID MUELLER SERVICES INC. MUELLER SERVICES INC IS A SCAM<br />
AVOID MUELLER SERVICES INC. MUELLER SERVICES INC IS A SCAM</p>
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		<title>
		By: Will		</title>
		<link>https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-26803</link>

		<dc:creator><![CDATA[Will]]></dc:creator>
		<pubDate>Sun, 16 Jun 2019 22:00:10 +0000</pubDate>
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					<description><![CDATA[Mueller will not pay an appraiser more than 3 hours to complete a report at between $50-98/hour.

My neighbor, a heavy daily pot smoker and not all that bright, called Mueller to sign up for inspection training at $19/hr plus gas money.

See where this is going? Total failure in 2-3 years. Borrower&#039;s will probably still pay full appraisal rate for a half price product. Not a chance the lender will pass the savings along to the borrower. 

I&#039;m hearing stories from borrowers that certain lenders are charging the borrower $1,650 for an appraisal that my old office charged the lender $850 for, another lender charged $1,980 for a 1004 + Comp Rent Survey that I charged the lender $950 for. 

It looks like the lenders not only moved the lender appraisal ordering &#038; review cost from the lender&#039;s side of the ledger to the borrower&#039; side of the ledger plus adding a ridiculous, non earned profit onto it too boot.]]></description>
			<content:encoded><![CDATA[<p>Mueller will not pay an appraiser more than 3 hours to complete a report at between $50-98/hour.</p>
<p>My neighbor, a heavy daily pot smoker and not all that bright, called Mueller to sign up for inspection training at $19/hr plus gas money.</p>
<p>See where this is going? Total failure in 2-3 years. Borrower&#8217;s will probably still pay full appraisal rate for a half price product. Not a chance the lender will pass the savings along to the borrower. </p>
<p>I&#8217;m hearing stories from borrowers that certain lenders are charging the borrower $1,650 for an appraisal that my old office charged the lender $850 for, another lender charged $1,980 for a 1004 + Comp Rent Survey that I charged the lender $950 for. </p>
<p>It looks like the lenders not only moved the lender appraisal ordering &amp; review cost from the lender&#8217;s side of the ledger to the borrower&#8217; side of the ledger plus adding a ridiculous, non earned profit onto it too boot.</p>
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		By: Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®		</title>
		<link>https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25708</link>

		<dc:creator><![CDATA[Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®]]></dc:creator>
		<pubDate>Sun, 24 Mar 2019 21:25:03 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=21145#comment-25708</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25707&quot;&gt;don&lt;/a&gt;.

Absolutely on the mark. It would have taken me two pages to explain what you just condensed to four lines. Well stated Don.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25707">don</a>.</p>
<p>Absolutely on the mark. It would have taken me two pages to explain what you just condensed to four lines. Well stated Don.</p>
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		<title>
		By: don		</title>
		<link>https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25707</link>

		<dc:creator><![CDATA[don]]></dc:creator>
		<pubDate>Sun, 24 Mar 2019 17:55:23 +0000</pubDate>
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					<description><![CDATA[The feds guaranteeing the loans is the problem, not the appraisers, the loan brokers, the agents, insurance. These agents do whats expected and the American people absorb the burden. The elected US Congress continues to support this fraud.

Returning to good lending practice is a political problem. Given enough incentives any of US would give in.]]></description>
			<content:encoded><![CDATA[<p>The feds guaranteeing the loans is the problem, not the appraisers, the loan brokers, the agents, insurance. These agents do whats expected and the American people absorb the burden. The elected US Congress continues to support this fraud.</p>
<p>Returning to good lending practice is a political problem. Given enough incentives any of US would give in.</p>
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		By: Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®		</title>
		<link>https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25568</link>

		<dc:creator><![CDATA[Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®]]></dc:creator>
		<pubDate>Sat, 16 Mar 2019 03:10:25 +0000</pubDate>
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					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25512&quot;&gt;Advocate&lt;/a&gt;.

I&#039;m still trying to find those millennials that are so affluent as to be able drive a demand that the entire market must speed up to give them Amazon like speed and convenience.

Personally, I think its the same type of misleading claim that the same LIARS put out about a national appraiser shortage]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25512">Advocate</a>.</p>
<p>I&#8217;m still trying to find those millennials that are so affluent as to be able drive a demand that the entire market must speed up to give them Amazon like speed and convenience.</p>
<p>Personally, I think its the same type of misleading claim that the same LIARS put out about a national appraiser shortage</p>
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		By: Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®		</title>
		<link>https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25549</link>

		<dc:creator><![CDATA[Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®]]></dc:creator>
		<pubDate>Thu, 14 Mar 2019 20:55:16 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=21145#comment-25549</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25523&quot;&gt;CJK&lt;/a&gt;.

The classic part is offering a product at a price that no reputable appraiser can compete with. The LIE about it being USPAP compliant until the greedy morons at specific lenders accept and defend the deficient product until regulators can no longer pretend the report types routinely violate USPAP BY DESIGN, just as the old First American/ACI PACE PRO hybrids did.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25523">CJK</a>.</p>
<p>The classic part is offering a product at a price that no reputable appraiser can compete with. The LIE about it being USPAP compliant until the greedy morons at specific lenders accept and defend the deficient product until regulators can no longer pretend the report types routinely violate USPAP BY DESIGN, just as the old First American/ACI PACE PRO hybrids did.</p>
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		<title>
		By: Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®		</title>
		<link>https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25548</link>

		<dc:creator><![CDATA[Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®]]></dc:creator>
		<pubDate>Thu, 14 Mar 2019 20:48:52 +0000</pubDate>
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					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25524&quot;&gt;Mike Allen&lt;/a&gt;.

That&#039;s strange - VaCAP found they lacked a license in Virginia as well...of any kind!

I wondered who could possibly ever beat out Clear Val in the hybrid-garbage arena. These guys are definite contenders. The 1,500 appraisers they claim to have on their staff should be VERY careful because eventually examples of all bad work find their way into the public arena.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25524">Mike Allen</a>.</p>
<p>That&#8217;s strange &#8211; VaCAP found they lacked a license in Virginia as well&#8230;of any kind!</p>
<p>I wondered who could possibly ever beat out Clear Val in the hybrid-garbage arena. These guys are definite contenders. The 1,500 appraisers they claim to have on their staff should be VERY careful because eventually examples of all bad work find their way into the public arena.</p>
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		By: Bill Johnson		</title>
		<link>https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25527</link>

		<dc:creator><![CDATA[Bill Johnson]]></dc:creator>
		<pubDate>Wed, 13 Mar 2019 22:02:48 +0000</pubDate>
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					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25523&quot;&gt;CJK&lt;/a&gt;.

Thanks CJK, I&#039;m here all week. Don&#039;t forget to tip your waitstaff. 

Seek the truth.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25523">CJK</a>.</p>
<p>Thanks CJK, I&#8217;m here all week. Don&#8217;t forget to tip your waitstaff. </p>
<p>Seek the truth.</p>
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		<title>
		By: Milton P		</title>
		<link>https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25526</link>

		<dc:creator><![CDATA[Milton P]]></dc:creator>
		<pubDate>Wed, 13 Mar 2019 19:34:30 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=21145#comment-25526</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25525&quot;&gt;Milton P&lt;/a&gt;.

Well, maybe the AI Designated member who completed the report does not know about Standard 2 requirements!]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25525">Milton P</a>.</p>
<p>Well, maybe the AI Designated member who completed the report does not know about Standard 2 requirements!</p>
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		By: Milton P		</title>
		<link>https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25525</link>

		<dc:creator><![CDATA[Milton P]]></dc:creator>
		<pubDate>Wed, 13 Mar 2019 19:30:45 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=21145#comment-25525</guid>

					<description><![CDATA[From the sample report: &quot;A 9% increase in median sales price is considered a &quot;stable&quot; price trend&quot;. If that statement is correct, what would be considered an appreciating price trend? Would the appraiser also state a 9% decrease is also a stable price trend?  

Did anyone see a summary of highest and best use? We all know checking the box does not satisfy Standard 2 reporting.]]></description>
			<content:encoded><![CDATA[<p>From the sample report: &#8220;A 9% increase in median sales price is considered a &#8220;stable&#8221; price trend&#8221;. If that statement is correct, what would be considered an appreciating price trend? Would the appraiser also state a 9% decrease is also a stable price trend?  </p>
<p>Did anyone see a summary of highest and best use? We all know checking the box does not satisfy Standard 2 reporting.</p>
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		<title>
		By: Mike Allen		</title>
		<link>https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25524</link>

		<dc:creator><![CDATA[Mike Allen]]></dc:creator>
		<pubDate>Wed, 13 Mar 2019 19:24:21 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=21145#comment-25524</guid>

					<description><![CDATA[Also interesting is that I found nowhere in the sample appraisal, where the fee is broken out (Appraiser, AMC, Borrower). As a Utah appraiser, I&#039;m very familiar with this breakout as it is required to be included on each appraisal, by the State of Utah.  

Mueller must not be licensed here either or they would/should know that.]]></description>
			<content:encoded><![CDATA[<p>Also interesting is that I found nowhere in the sample appraisal, where the fee is broken out (Appraiser, AMC, Borrower). As a Utah appraiser, I&#8217;m very familiar with this breakout as it is required to be included on each appraisal, by the State of Utah.  </p>
<p>Mueller must not be licensed here either or they would/should know that.</p>
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		<title>
		By: CJK		</title>
		<link>https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25523</link>

		<dc:creator><![CDATA[CJK]]></dc:creator>
		<pubDate>Wed, 13 Mar 2019 19:11:22 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=21145#comment-25523</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25516&quot;&gt;Bill Johnson&lt;/a&gt;.

(4) those who want to profit off of appraisers while they are trying to get rid of us.

As one of my friends would say: &quot;that is classic.&quot;]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25516">Bill Johnson</a>.</p>
<p>(4) those who want to profit off of appraisers while they are trying to get rid of us.</p>
<p>As one of my friends would say: &#8220;that is classic.&#8221;</p>
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		<title>
		By: CJK		</title>
		<link>https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25522</link>

		<dc:creator><![CDATA[CJK]]></dc:creator>
		<pubDate>Wed, 13 Mar 2019 19:07:42 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=21145#comment-25522</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25517&quot;&gt;Baggins&lt;/a&gt;.

Thanks for the heads up on FHA. I never understood why they had a fee inspector complete the final inspection for properties under construction. When all of my clients always required the original appraiser to complete the final inspection. In my market permits are issued, the building department completes all the inspection, and a CoO is issued. The fee inspectors may have served a purpose for markets with no building codes.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25517">Baggins</a>.</p>
<p>Thanks for the heads up on FHA. I never understood why they had a fee inspector complete the final inspection for properties under construction. When all of my clients always required the original appraiser to complete the final inspection. In my market permits are issued, the building department completes all the inspection, and a CoO is issued. The fee inspectors may have served a purpose for markets with no building codes.</p>
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		<title>
		By: Advocate		</title>
		<link>https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25521</link>

		<dc:creator><![CDATA[Advocate]]></dc:creator>
		<pubDate>Wed, 13 Mar 2019 18:48:33 +0000</pubDate>
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					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25518&quot;&gt;Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®&lt;/a&gt;.

Agreed Mike! Sadly, these garbage products are being rolled out at a record pace. The state boards do not act that quickly, if at all, so  any action taken will be too late. They need to get in front of this now. The only states that have taken the initiative have been forced to by appraisers. I have not seen any results except for Illinois.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25518">Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®</a>.</p>
<p>Agreed Mike! Sadly, these garbage products are being rolled out at a record pace. The state boards do not act that quickly, if at all, so  any action taken will be too late. They need to get in front of this now. The only states that have taken the initiative have been forced to by appraisers. I have not seen any results except for Illinois.</p>
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		<title>
		By: Koma		</title>
		<link>https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25520</link>

		<dc:creator><![CDATA[Koma]]></dc:creator>
		<pubDate>Wed, 13 Mar 2019 18:45:29 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=21145#comment-25520</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25518&quot;&gt;Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®&lt;/a&gt;.

Or even if a in person observation was completed at all.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25518">Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®</a>.</p>
<p>Or even if a in person observation was completed at all.</p>
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		<title>
		By: Baggins		</title>
		<link>https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25519</link>

		<dc:creator><![CDATA[Baggins]]></dc:creator>
		<pubDate>Wed, 13 Mar 2019 18:42:11 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=21145#comment-25519</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25518&quot;&gt;Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®&lt;/a&gt;.

Requesting the new FNMA forms hardstop if new fields are not filled out. The individuals name whom inspected. Any and all typing or data service assists. The compensation amount. Sunlight is the best medicine and outsourcing only leads to much larger problems than time management and income concerns.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/sample-mueller-bifurcated-appraisal-report/#comment-25518">Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®</a>.</p>
<p>Requesting the new FNMA forms hardstop if new fields are not filled out. The individuals name whom inspected. Any and all typing or data service assists. The compensation amount. Sunlight is the best medicine and outsourcing only leads to much larger problems than time management and income concerns.</p>
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