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	Comments on: Is Race Baked into Big Data?	</title>
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		<title>
		By: Alan		</title>
		<link>https://appraisersblogs.com/race-baked-into-unregulated-big-data/#comment-30477</link>

		<dc:creator><![CDATA[Alan]]></dc:creator>
		<pubDate>Wed, 26 Aug 2020 17:53:38 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=22268#comment-30477</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/race-baked-into-unregulated-big-data/#comment-30475&quot;&gt;Realrose&lt;/a&gt;.

Really

Your comments

“we have an election coming up, we can choose to support racism or not, the choice is very clear“

Do us professionals a favor you want to march and protest go ahead

Your comments here are out of line with assumptions 

Those that speak racism are those typically the ones demanding people raise their hands to agree or else!

I’ll take the context of character and your character shows in your inabilities to remain unbiased 

Then you bring the election in play as basis 

Please]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/race-baked-into-unregulated-big-data/#comment-30475">Realrose</a>.</p>
<p>Really</p>
<p>Your comments</p>
<p>“we have an election coming up, we can choose to support racism or not, the choice is very clear“</p>
<p>Do us professionals a favor you want to march and protest go ahead</p>
<p>Your comments here are out of line with assumptions </p>
<p>Those that speak racism are those typically the ones demanding people raise their hands to agree or else!</p>
<p>I’ll take the context of character and your character shows in your inabilities to remain unbiased </p>
<p>Then you bring the election in play as basis </p>
<p>Please</p>
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		<title>
		By: Realrose		</title>
		<link>https://appraisersblogs.com/race-baked-into-unregulated-big-data/#comment-30475</link>

		<dc:creator><![CDATA[Realrose]]></dc:creator>
		<pubDate>Wed, 26 Aug 2020 17:26:24 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=22268#comment-30475</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/race-baked-into-unregulated-big-data/#comment-29273&quot;&gt;Pat Turner&lt;/a&gt;.

I have written Maxine Waters to explain the ethical rules and standards that appraisers must adhere to.  I said that I have done appraisals in South Central LA which is racially mixed and we never consider race in our valuations, or we could lose out license. I urge all review appraisers to report any such violations of ethics because the states are not policing appraisers for racism; they barely go after us for incompetent appraisals, let alone manipulations due to bias of the appraiser.  We are left to police ourselves, so let&#039;s weed out those biased appraisers and just like we have an election coming up, we can choose to support racism or not, the choice is very clear.  Professional appraisers do not let their personal bias with respect to race to affect their analysis or judgements!  Anyone that has should surely lose their license!  There is no place in our time for this type of bias, and it gives us all a bad name!  Another reason to pick on us!  Blame the appraisers when we have realtors and buyers and sellers practicing racism, causing our neighborhoods to be segregated!]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/race-baked-into-unregulated-big-data/#comment-29273">Pat Turner</a>.</p>
<p>I have written Maxine Waters to explain the ethical rules and standards that appraisers must adhere to.  I said that I have done appraisals in South Central LA which is racially mixed and we never consider race in our valuations, or we could lose out license. I urge all review appraisers to report any such violations of ethics because the states are not policing appraisers for racism; they barely go after us for incompetent appraisals, let alone manipulations due to bias of the appraiser.  We are left to police ourselves, so let&#8217;s weed out those biased appraisers and just like we have an election coming up, we can choose to support racism or not, the choice is very clear.  Professional appraisers do not let their personal bias with respect to race to affect their analysis or judgements!  Anyone that has should surely lose their license!  There is no place in our time for this type of bias, and it gives us all a bad name!  Another reason to pick on us!  Blame the appraisers when we have realtors and buyers and sellers practicing racism, causing our neighborhoods to be segregated!</p>
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		<title>
		By: Alan		</title>
		<link>https://appraisersblogs.com/race-baked-into-unregulated-big-data/#comment-30476</link>

		<dc:creator><![CDATA[Alan]]></dc:creator>
		<pubDate>Wed, 26 Aug 2020 16:17:17 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=22268#comment-30476</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/race-baked-into-unregulated-big-data/#comment-30473&quot;&gt;Lindsey&lt;/a&gt;.

In a time when someone can choose their gender but someone could be judged by the color of their skin versus a context of their character shows how shallow your reply is Lindsey

If we follow the logic that is stated in today’s culture when someone shows up and they look like a man, are they? when someone shows up and they look like they’re white are they?

how do you know how they identify if this logic flows both ways in our crazy culture 

If that card can be played on one hand why can it not be played logically on the other hand? 

It can’t because one side uses it to be a victim

The other side forges ahead to live life doing their best to remove the obstacles in their way including their own thought process is at times The ongoing battle of choosing to be a victim or doing something about it

Appraisers are not racist

Only those that choose victimology&#039;s and a victim status or victim of their own choices fall prey to them selves in the intelligent evil that we are all seeing]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/race-baked-into-unregulated-big-data/#comment-30473">Lindsey</a>.</p>
<p>In a time when someone can choose their gender but someone could be judged by the color of their skin versus a context of their character shows how shallow your reply is Lindsey</p>
<p>If we follow the logic that is stated in today’s culture when someone shows up and they look like a man, are they? when someone shows up and they look like they’re white are they?</p>
<p>how do you know how they identify if this logic flows both ways in our crazy culture </p>
<p>If that card can be played on one hand why can it not be played logically on the other hand? </p>
<p>It can’t because one side uses it to be a victim</p>
<p>The other side forges ahead to live life doing their best to remove the obstacles in their way including their own thought process is at times The ongoing battle of choosing to be a victim or doing something about it</p>
<p>Appraisers are not racist</p>
<p>Only those that choose victimology&#8217;s and a victim status or victim of their own choices fall prey to them selves in the intelligent evil that we are all seeing</p>
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		<title>
		By: Lindsey		</title>
		<link>https://appraisersblogs.com/race-baked-into-unregulated-big-data/#comment-30473</link>

		<dc:creator><![CDATA[Lindsey]]></dc:creator>
		<pubDate>Tue, 25 Aug 2020 22:16:37 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=22268#comment-30473</guid>

					<description><![CDATA[&quot;It’s like blaming the canary for the bad air in the coal mine or blaming the mirror for your bad hair day. Appraisers reflect the market; we do not create it. We observe, we verify through credible sources and analyze our data, and we report our findings in a manner that is meaningful and not misleading.&quot;

Thanks for being so open with your racism. Honestly, it&#039;s just refreshing to see how your biases are just out in the open. You believe that Black neighborhoods are worse, so you  devalue them. I&#039;ll be sure to tell my Black friends to remove all references to their Blackness so they don&#039;t fall victim to your profession.]]></description>
			<content:encoded><![CDATA[<p>&#8220;It’s like blaming the canary for the bad air in the coal mine or blaming the mirror for your bad hair day. Appraisers reflect the market; we do not create it. We observe, we verify through credible sources and analyze our data, and we report our findings in a manner that is meaningful and not misleading.&#8221;</p>
<p>Thanks for being so open with your racism. Honestly, it&#8217;s just refreshing to see how your biases are just out in the open. You believe that Black neighborhoods are worse, so you  devalue them. I&#8217;ll be sure to tell my Black friends to remove all references to their Blackness so they don&#8217;t fall victim to your profession.</p>
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		<title>
		By: AppraisersBlogs Team		</title>
		<link>https://appraisersblogs.com/race-baked-into-unregulated-big-data/#comment-30474</link>

		<dc:creator><![CDATA[AppraisersBlogs Team]]></dc:creator>
		<pubDate>Tue, 25 Aug 2020 10:30:42 +0000</pubDate>
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					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/race-baked-into-unregulated-big-data/#comment-30473&quot;&gt;Lindsey&lt;/a&gt;.

Lindsey, we just wanted to chime here to advise that AppraisersBlogs is a place for civil conversation and discussion. Please keep criticism constructive and refrain from name calling as it adds nothing of value to the conversation.

Let&#039;s keep things civil!]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/race-baked-into-unregulated-big-data/#comment-30473">Lindsey</a>.</p>
<p>Lindsey, we just wanted to chime here to advise that AppraisersBlogs is a place for civil conversation and discussion. Please keep criticism constructive and refrain from name calling as it adds nothing of value to the conversation.</p>
<p>Let&#8217;s keep things civil!</p>
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		<title>
		By: Pat Turner		</title>
		<link>https://appraisersblogs.com/race-baked-into-unregulated-big-data/#comment-29273</link>

		<dc:creator><![CDATA[Pat Turner]]></dc:creator>
		<pubDate>Wed, 26 Feb 2020 13:41:48 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=22268#comment-29273</guid>

					<description><![CDATA[I was there at the Congressional meeting. I spoke one on one to Mrs Waters and told her they were not getting the full truth. I stated to her that these people were telling you what they wanted y’all to hear.  I said please get boots on the ground appraisers in here to tell the truth and nothing but the truth. She said that there would be more hearings.]]></description>
			<content:encoded><![CDATA[<p>I was there at the Congressional meeting. I spoke one on one to Mrs Waters and told her they were not getting the full truth. I stated to her that these people were telling you what they wanted y’all to hear.  I said please get boots on the ground appraisers in here to tell the truth and nothing but the truth. She said that there would be more hearings.</p>
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		<title>
		By: Baggins		</title>
		<link>https://appraisersblogs.com/race-baked-into-unregulated-big-data/#comment-27072</link>

		<dc:creator><![CDATA[Baggins]]></dc:creator>
		<pubDate>Tue, 02 Jul 2019 21:19:43 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=22268#comment-27072</guid>

					<description><![CDATA[It&#039;s obvious what will happen and what the unintended consequences of these changes to the lending industry will be.   

&quot;We&#039;re from the government and we&#039;re here to help.&quot;

https://www.youtube.com/watch?v=6lH0aLum-S0]]></description>
			<content:encoded><![CDATA[<p>It&#8217;s obvious what will happen and what the unintended consequences of these changes to the lending industry will be.   </p>
<p>&#8220;We&#8217;re from the government and we&#8217;re here to help.&#8221;</p>
<div class="video-container"><iframe class="youtube-player" width="640" height="360" src="https://www.youtube.com/embed/6lH0aLum-S0?version=3&#038;rel=1&#038;showsearch=0&#038;showinfo=1&#038;iv_load_policy=1&#038;fs=1&#038;hl=en-US&#038;autohide=2&#038;wmode=transparent" allowfullscreen="true" style="border:0;" sandbox="allow-scripts allow-same-origin allow-popups allow-presentation allow-popups-to-escape-sandbox"></iframe></div>
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		<title>
		By: Realrose		</title>
		<link>https://appraisersblogs.com/race-baked-into-unregulated-big-data/#comment-27071</link>

		<dc:creator><![CDATA[Realrose]]></dc:creator>
		<pubDate>Tue, 02 Jul 2019 19:22:19 +0000</pubDate>
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					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/race-baked-into-unregulated-big-data/#comment-27070&quot;&gt;Joseph A Mier&lt;/a&gt;.

Joseph you got to the crux of the matter!  These non-appraisers who accuse us of racism need to show all their data and work; that will give us a chance to interpret what is in his report and we should absolutely make him explain and that is nothing more than what we are asked to do in each of our appraisals, SUPPORT YOUR CONCLUSIONS!  A blanket statement that appraisers are all racist is obviously false, but I still contend that some interested party asked him to produce a &quot;made as instructed&quot; study that would make us look bad. I assume a lot here, but no trained appraiser would make such a statement; we are much too thoughtful because we are always worried what we say will be questioned. I do way more than is necessary in my reports to document and support what I conclude, and that is after 40 years in this profession.  When I can, I explain like a teacher so they understand what we know instinctively.  We don&#039;t make up the sales!  We reflect the market, and if people pay less on the west side of the highway as opposed to the east side, only if the neighborhoods are competitive with similar homes do we use sales on both sides of the highway, we are not the ones red lining, it is banks!]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/race-baked-into-unregulated-big-data/#comment-27070">Joseph A Mier</a>.</p>
<p>Joseph you got to the crux of the matter!  These non-appraisers who accuse us of racism need to show all their data and work; that will give us a chance to interpret what is in his report and we should absolutely make him explain and that is nothing more than what we are asked to do in each of our appraisals, SUPPORT YOUR CONCLUSIONS!  A blanket statement that appraisers are all racist is obviously false, but I still contend that some interested party asked him to produce a &#8220;made as instructed&#8221; study that would make us look bad. I assume a lot here, but no trained appraiser would make such a statement; we are much too thoughtful because we are always worried what we say will be questioned. I do way more than is necessary in my reports to document and support what I conclude, and that is after 40 years in this profession.  When I can, I explain like a teacher so they understand what we know instinctively.  We don&#8217;t make up the sales!  We reflect the market, and if people pay less on the west side of the highway as opposed to the east side, only if the neighborhoods are competitive with similar homes do we use sales on both sides of the highway, we are not the ones red lining, it is banks!</p>
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		<title>
		By: Joseph A Mier		</title>
		<link>https://appraisersblogs.com/race-baked-into-unregulated-big-data/#comment-27070</link>

		<dc:creator><![CDATA[Joseph A Mier]]></dc:creator>
		<pubDate>Tue, 02 Jul 2019 18:47:24 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=22268#comment-27070</guid>

					<description><![CDATA[Well Said indeed....Where is Mr. Perry now? He should be required to answer the questions in reference to his &quot;report&quot; back in front of the same committee members that this started in front of at the hearing.]]></description>
			<content:encoded><![CDATA[<p>Well Said indeed&#8230;.Where is Mr. Perry now? He should be required to answer the questions in reference to his &#8220;report&#8221; back in front of the same committee members that this started in front of at the hearing.</p>
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		<title>
		By: Tom Horn		</title>
		<link>https://appraisersblogs.com/race-baked-into-unregulated-big-data/#comment-27067</link>

		<dc:creator><![CDATA[Tom Horn]]></dc:creator>
		<pubDate>Mon, 01 Jul 2019 20:58:13 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=22268#comment-27067</guid>

					<description><![CDATA[Well said, Maureen.]]></description>
			<content:encoded><![CDATA[<p>Well said, Maureen.</p>
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		<title>
		By: dale bailey		</title>
		<link>https://appraisersblogs.com/race-baked-into-unregulated-big-data/#comment-27066</link>

		<dc:creator><![CDATA[dale bailey]]></dc:creator>
		<pubDate>Mon, 01 Jul 2019 20:30:39 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=22268#comment-27066</guid>

					<description><![CDATA[Great write up!]]></description>
			<content:encoded><![CDATA[<p>Great write up!</p>
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		<title>
		By: Realrose		</title>
		<link>https://appraisersblogs.com/race-baked-into-unregulated-big-data/#comment-27064</link>

		<dc:creator><![CDATA[Realrose]]></dc:creator>
		<pubDate>Mon, 01 Jul 2019 18:59:22 +0000</pubDate>
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					<description><![CDATA[Very well-written assessment of what Mr. Perry used to support his assertion that appraisers are racist and our conclusions are biased! That he is in favor of getting rid of our profession, in favor of secret algorithms that promise accuracy, smells of someone using a Black man to further their selfish interest. Reminds me of when Bush had Colin Powell testify that there were weapons of mass destruction in Iraq, and we haven&#039;t been out of there since their shock and awe campaign!

Now that our job has become politicized we better step up to the plate and participate in letter writing campaigns that target the people who make decisions in Washington. We all know our jobs better than a programmer who is a non-appraiser, so we need to protect our role in the public trust we have been carrying on our backs since we became licensed and now enslaved by AMCs which were put in there by politicians and they were way off on who crashed the economy, and it wasn&#039;t appraisers!

We have become an easy scapegoat for interested parties (banks, realtors, fannie and freddie, wall street and insurance companies that cover losses of wall street brokers) and they are all gambling with our future. They are using hybrids and calling them appraisals but they are prepared by spineless and desperate appraisers who are helping bring the cost of a &quot;valuation&quot; essentially a transfer of the appraisal fee to the banker and the process of a loan can be literally instant, but I don&#039;t think people will like the outcome! Remember, when they start with new, creative or otherwise financing that cuts corners, well, they are engineering a new bailout and playing with other people&#039;s home and their family&#039;s security. The investor class will pick up the properties foreclosed and there will be another increase in the homeless on the street and their heads will spin at how fast they lost everything!]]></description>
			<content:encoded><![CDATA[<p>Very well-written assessment of what Mr. Perry used to support his assertion that appraisers are racist and our conclusions are biased! That he is in favor of getting rid of our profession, in favor of secret algorithms that promise accuracy, smells of someone using a Black man to further their selfish interest. Reminds me of when Bush had Colin Powell testify that there were weapons of mass destruction in Iraq, and we haven&#8217;t been out of there since their shock and awe campaign!</p>
<p>Now that our job has become politicized we better step up to the plate and participate in letter writing campaigns that target the people who make decisions in Washington. We all know our jobs better than a programmer who is a non-appraiser, so we need to protect our role in the public trust we have been carrying on our backs since we became licensed and now enslaved by AMCs which were put in there by politicians and they were way off on who crashed the economy, and it wasn&#8217;t appraisers!</p>
<p>We have become an easy scapegoat for interested parties (banks, realtors, fannie and freddie, wall street and insurance companies that cover losses of wall street brokers) and they are all gambling with our future. They are using hybrids and calling them appraisals but they are prepared by spineless and desperate appraisers who are helping bring the cost of a &#8220;valuation&#8221; essentially a transfer of the appraisal fee to the banker and the process of a loan can be literally instant, but I don&#8217;t think people will like the outcome! Remember, when they start with new, creative or otherwise financing that cuts corners, well, they are engineering a new bailout and playing with other people&#8217;s home and their family&#8217;s security. The investor class will pick up the properties foreclosed and there will be another increase in the homeless on the street and their heads will spin at how fast they lost everything!</p>
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		<title>
		By: Certresid		</title>
		<link>https://appraisersblogs.com/race-baked-into-unregulated-big-data/#comment-27063</link>

		<dc:creator><![CDATA[Certresid]]></dc:creator>
		<pubDate>Mon, 01 Jul 2019 18:52:55 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=22268#comment-27063</guid>

					<description><![CDATA[Outstanding rebuttal. Observation of the hearings I got the impression the purveyors of the big data machines desperately needed a sword to hang their hats on. Using the racial card and alleged Appraiser racial biases was sure to get Perry invited as a panel speaker given today’s  political sensitivity towards racial discrimination. 

I’ve no doubt Someone somewhere from the big data lobby took Perry to lunch at a very expensive restaurant and whispered in his ear.]]></description>
			<content:encoded><![CDATA[<p>Outstanding rebuttal. Observation of the hearings I got the impression the purveyors of the big data machines desperately needed a sword to hang their hats on. Using the racial card and alleged Appraiser racial biases was sure to get Perry invited as a panel speaker given today’s  political sensitivity towards racial discrimination. </p>
<p>I’ve no doubt Someone somewhere from the big data lobby took Perry to lunch at a very expensive restaurant and whispered in his ear.</p>
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		By: TruthBTold		</title>
		<link>https://appraisersblogs.com/race-baked-into-unregulated-big-data/#comment-27061</link>

		<dc:creator><![CDATA[TruthBTold]]></dc:creator>
		<pubDate>Mon, 01 Jul 2019 17:33:53 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=22268#comment-27061</guid>

					<description><![CDATA[Yes, this all reflects what I was thinking while watching this guy&#039;s testimony. He never mentioned &quot;purchasing power&quot;, which is the main reason like-kind properties vary dramatically between compatible market areas. Currently, in my city, neighborhoods with ideal metro locations with beautiful homes, are receiving offers @ 10% or more above the list price. Most of these homes are occupied by people of color that moved into these areas as a result of &quot;white-flight&quot; back in the early 1960&#039;s. Now that the traffic and commute situation has become unbearable, people who can afford to offer more than the list price, are willing to do so without comps to support that price. Most of these people happen to be white and see this transitional trend occurring. This disparity in purchasing power and/or preference to live amongst your own race is the result of many other historical factors, and far beyond the scope of an appraisal!]]></description>
			<content:encoded><![CDATA[<p>Yes, this all reflects what I was thinking while watching this guy&#8217;s testimony. He never mentioned &#8220;purchasing power&#8221;, which is the main reason like-kind properties vary dramatically between compatible market areas. Currently, in my city, neighborhoods with ideal metro locations with beautiful homes, are receiving offers @ 10% or more above the list price. Most of these homes are occupied by people of color that moved into these areas as a result of &#8220;white-flight&#8221; back in the early 1960&#8217;s. Now that the traffic and commute situation has become unbearable, people who can afford to offer more than the list price, are willing to do so without comps to support that price. Most of these people happen to be white and see this transitional trend occurring. This disparity in purchasing power and/or preference to live amongst your own race is the result of many other historical factors, and far beyond the scope of an appraisal!</p>
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		By: Cotton cornell		</title>
		<link>https://appraisersblogs.com/race-baked-into-unregulated-big-data/#comment-27060</link>

		<dc:creator><![CDATA[Cotton cornell]]></dc:creator>
		<pubDate>Mon, 01 Jul 2019 16:24:06 +0000</pubDate>
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					<description><![CDATA[Fake racism is the new political agenda. Its sad that it has made its way into our profession. There are way to many politicians and activists who make alot of money promoting the presence of of racism however there are no real examples just fake racist hoaxes.  I consider Perry and the bookings company to be a racist hate group who are promoting their hateful agendas. If they really wanted to end racism they would abolish laws that give privileges to a certain group of people. These laws divide us. We are all Americans and should be treated equally!]]></description>
			<content:encoded><![CDATA[<p>Fake racism is the new political agenda. Its sad that it has made its way into our profession. There are way to many politicians and activists who make alot of money promoting the presence of of racism however there are no real examples just fake racist hoaxes.  I consider Perry and the bookings company to be a racist hate group who are promoting their hateful agendas. If they really wanted to end racism they would abolish laws that give privileges to a certain group of people. These laws divide us. We are all Americans and should be treated equally!</p>
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		By: Alan		</title>
		<link>https://appraisersblogs.com/race-baked-into-unregulated-big-data/#comment-27059</link>

		<dc:creator><![CDATA[Alan]]></dc:creator>
		<pubDate>Mon, 01 Jul 2019 15:00:19 +0000</pubDate>
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					<description><![CDATA[Remove Mr Perry&#039;s Testimony..

It has no Basis here. 

Reply simply stating 

Remove Mr. Perry&#039;s Testimony (nothing more)

Lets gets hundreds to state such if not thousands here. Keep is short keep it simple let that panel know were we stand as appraisers...]]></description>
			<content:encoded><![CDATA[<p>Remove Mr Perry&#8217;s Testimony..</p>
<p>It has no Basis here. </p>
<p>Reply simply stating </p>
<p>Remove Mr. Perry&#8217;s Testimony (nothing more)</p>
<p>Lets gets hundreds to state such if not thousands here. Keep is short keep it simple let that panel know were we stand as appraisers&#8230;</p>
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		<title>
		By: Eric West		</title>
		<link>https://appraisersblogs.com/race-baked-into-unregulated-big-data/#comment-27057</link>

		<dc:creator><![CDATA[Eric West]]></dc:creator>
		<pubDate>Mon, 01 Jul 2019 13:46:41 +0000</pubDate>
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					<description><![CDATA[Brilliantly written. Thank you Maureen!!]]></description>
			<content:encoded><![CDATA[<p>Brilliantly written. Thank you Maureen!!</p>
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		<title>
		By: John Gazsi on Facebook		</title>
		<link>https://appraisersblogs.com/race-baked-into-unregulated-big-data/#comment-27056</link>

		<dc:creator><![CDATA[John Gazsi on Facebook]]></dc:creator>
		<pubDate>Mon, 01 Jul 2019 13:42:47 +0000</pubDate>
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					<description><![CDATA[Amen, undervalued by who relatively.]]></description>
			<content:encoded><![CDATA[<p>Amen, undervalued by who relatively.</p>
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