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	<title>
	Comments on: Overwhelming Majority Are Against Hybrids	</title>
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	<description>Appraisal News and Tips for Real Estate Appraisers</description>
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		<title>
		By: Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®		</title>
		<link>https://appraisersblogs.com/proposed-hybrid-guidance-historic-board-meeting-coestervms-disciplinary-case/#comment-27302</link>

		<dc:creator><![CDATA[Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®]]></dc:creator>
		<pubDate>Sun, 28 Jul 2019 22:11:03 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=22418#comment-27302</guid>

					<description><![CDATA[FWIW the Georgia complaint case against the Indiana appraiser that did the ClearVal hybrid I&#039;ve written about in the past, is still ongoing.

I&#039;ve been interviewed by an Assistant Deputy Attorney General from Indiana, and a State Investigator from Georgia. Both will remain anonymous out of respect for their sensitive positions.

(1) Indiana seemed to want to discourage this type of thing, but apparently, their state law left them no jurisdiction in the instance cited.

(2) The Georgia investigator after a couple hour discussion did not leave me with the impression (speculatively) that either a wrist slap or dismissal would be likely. Also not likely (but still possible) would be a revocation. That leaves appropriate fine and mandatory remedial education as a possible outcome. I cannot write as if speaking for any agency or state that my interpretation was intended by any investigator. This is MY take away only. Ultimately the State Board there will decide. I felt comfortable they are taking the issue very seriously. I was hopeful their results would be published prior to Virginia&#039;s hearing.]]></description>
			<content:encoded><![CDATA[<p>FWIW the Georgia complaint case against the Indiana appraiser that did the ClearVal hybrid I&#8217;ve written about in the past, is still ongoing.</p>
<p>I&#8217;ve been interviewed by an Assistant Deputy Attorney General from Indiana, and a State Investigator from Georgia. Both will remain anonymous out of respect for their sensitive positions.</p>
<p>(1) Indiana seemed to want to discourage this type of thing, but apparently, their state law left them no jurisdiction in the instance cited.</p>
<p>(2) The Georgia investigator after a couple hour discussion did not leave me with the impression (speculatively) that either a wrist slap or dismissal would be likely. Also not likely (but still possible) would be a revocation. That leaves appropriate fine and mandatory remedial education as a possible outcome. I cannot write as if speaking for any agency or state that my interpretation was intended by any investigator. This is MY take away only. Ultimately the State Board there will decide. I felt comfortable they are taking the issue very seriously. I was hopeful their results would be published prior to Virginia&#8217;s hearing.</p>
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		<title>
		By: Milton P		</title>
		<link>https://appraisersblogs.com/proposed-hybrid-guidance-historic-board-meeting-coestervms-disciplinary-case/#comment-27270</link>

		<dc:creator><![CDATA[Milton P]]></dc:creator>
		<pubDate>Wed, 24 Jul 2019 20:18:35 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=22418#comment-27270</guid>

					<description><![CDATA[That is a very high percentage of the public comments against these products. It does not seem likely the Board could ignore those comments.That Board is in place to serve and protect the public.  If they ignore the public comments, the ground work is ripe for the board to have to defend their actions in court.  But then again, that may be exactly what needs to happen for these products to disappear entirely.  

I hope every appraiser in Virginia is at that meeting speaking up against these products.]]></description>
			<content:encoded><![CDATA[<p>That is a very high percentage of the public comments against these products. It does not seem likely the Board could ignore those comments.That Board is in place to serve and protect the public.  If they ignore the public comments, the ground work is ripe for the board to have to defend their actions in court.  But then again, that may be exactly what needs to happen for these products to disappear entirely.  </p>
<p>I hope every appraiser in Virginia is at that meeting speaking up against these products.</p>
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		<title>
		By: Baggins		</title>
		<link>https://appraisersblogs.com/proposed-hybrid-guidance-historic-board-meeting-coestervms-disciplinary-case/#comment-27269</link>

		<dc:creator><![CDATA[Baggins]]></dc:creator>
		<pubDate>Wed, 24 Jul 2019 19:00:32 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=22418#comment-27269</guid>

					<description><![CDATA[Big tech and big lenders. Soon to wield a never before seen economic power over American consumers. There is no such thing as a safe loan.]]></description>
			<content:encoded><![CDATA[<p>Big tech and big lenders. Soon to wield a never before seen economic power over American consumers. There is no such thing as a safe loan.</p>
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		<title>
		By: Raymond		</title>
		<link>https://appraisersblogs.com/proposed-hybrid-guidance-historic-board-meeting-coestervms-disciplinary-case/#comment-27268</link>

		<dc:creator><![CDATA[Raymond]]></dc:creator>
		<pubDate>Wed, 24 Jul 2019 17:03:51 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=22418#comment-27268</guid>

					<description><![CDATA[Hybrid appraisals is seemly hijacking a  honest appraisal process.]]></description>
			<content:encoded><![CDATA[<p>Hybrid appraisals is seemly hijacking a  honest appraisal process.</p>
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		<title>
		By: Vincent Simon on Facebook		</title>
		<link>https://appraisersblogs.com/proposed-hybrid-guidance-historic-board-meeting-coestervms-disciplinary-case/#comment-27267</link>

		<dc:creator><![CDATA[Vincent Simon on Facebook]]></dc:creator>
		<pubDate>Wed, 24 Jul 2019 16:00:01 +0000</pubDate>
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					<description><![CDATA[Today hybrids, tomorrow just data. Goodbye ole friend. Residential Appraiser]]></description>
			<content:encoded><![CDATA[<p>Today hybrids, tomorrow just data. Goodbye ole friend. Residential Appraiser</p>
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