<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	
	>
<channel>
	<title>
	Comments on: &#8216;Preference Falsification&#8217; &#8211; Why Licensees Parrot Notions They Know Are Untrue	</title>
	<atom:link href="https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/feed/" rel="self" type="application/rss+xml" />
	<link>https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue</link>
	<description>Appraisal News and Tips for Real Estate Appraisers</description>
	<lastBuildDate>Thu, 08 Feb 2024 04:29:52 +0000</lastBuildDate>
	<sy:updatePeriod>
	hourly	</sy:updatePeriod>
	<sy:updateFrequency>
	1	</sy:updateFrequency>
	<generator>https://wordpress.org/?v=7.0</generator>
	<item>
		<title>
		By: Andrew T Picarsic		</title>
		<link>https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36236</link>

		<dc:creator><![CDATA[Andrew T Picarsic]]></dc:creator>
		<pubDate>Wed, 21 Dec 2022 12:58:31 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=28127#comment-36236</guid>

					<description><![CDATA[Jeremy great Article Thank you.  Preference falsification is the act of misrepresenting a preference under perceived public pressure. It involves the selection of a publicly expressed preference that differs from the underlying privately held preference (or simply, a public preference at odds with one’s private preference 
OK,  I found a good read For those who in college did not take Pysch 101    
https://digitalcommons.carleton.edu/cgi/viewcontent.cgi?article=1011&#038;context=econ_repec]]></description>
			<content:encoded><![CDATA[<p>Jeremy great Article Thank you.  Preference falsification is the act of misrepresenting a preference under perceived public pressure. It involves the selection of a publicly expressed preference that differs from the underlying privately held preference (or simply, a public preference at odds with one’s private preference<br />
OK,  I found a good read For those who in college did not take Pysch 101<br />
<a target="_blank" href="https://digitalcommons.carleton.edu/cgi/viewcontent.cgi?article=1011&#038;context=econ_repec" rel="nofollow ugc">https://digitalcommons.carleton.edu/cgi/viewcontent.cgi?article=1011&#038;context=econ_repec</a></p>
<div class="cld-like-dislike-wrap cld-template-4">
    <div class="cld-like-wrap  cld-common-wrap">
    <a href="javascript:void(0)" class="cld-like-trigger cld-like-dislike-trigger  " title="" data-comment-id="36236" data-trigger-type="like" data-restriction="cookie" data-already-liked="0">
                        <i class="far fa-smile"></i>
                    </a>
    <span class="cld-like-count-wrap cld-count-wrap">    </span>
</div></div>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: Baggins		</title>
		<link>https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36220</link>

		<dc:creator><![CDATA[Baggins]]></dc:creator>
		<pubDate>Tue, 13 Dec 2022 18:37:39 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=28127#comment-36220</guid>

					<description><![CDATA[As amazing as it may sound, appraisers are actually being exposed to only a &#039;light version&#039; of this sort of ongoing critical race theory.  Hear what they&#039;re saying in colleges, within counseling offices, cycles of peer pressure with unyielding bias.&lt;a href=&quot;https://i0.wp.com/appraisersblogs.com/wp-content/uploads/2022/12/compelledspeechstudents.jpg?fit=600%2C399&#038;ssl=1&quot; rel=&quot;nofollow ugc&quot;&gt;&lt;/a&gt;]]></description>
			<content:encoded><![CDATA[<p>As amazing as it may sound, appraisers are actually being exposed to only a &#8216;light version&#8217; of this sort of ongoing critical race theory.  Hear what they&#8217;re saying in colleges, within counseling offices, cycles of peer pressure with unyielding bias.<a target="_blank" href="https://i0.wp.com/appraisersblogs.com/wp-content/uploads/2022/12/compelledspeechstudents.jpg?fit=600%2C399&amp;ssl=1" rel="nofollow ugc"></a></p>
<div class="cld-like-dislike-wrap cld-template-4">
    <div class="cld-like-wrap  cld-common-wrap">
    <a href="javascript:void(0)" class="cld-like-trigger cld-like-dislike-trigger  " title="" data-comment-id="36220" data-trigger-type="like" data-restriction="cookie" data-already-liked="0">
                        <i class="far fa-smile"></i>
                    </a>
    <span class="cld-like-count-wrap cld-count-wrap">    </span>
</div></div>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: don		</title>
		<link>https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36217</link>

		<dc:creator><![CDATA[don]]></dc:creator>
		<pubDate>Fri, 09 Dec 2022 00:39:22 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=28127#comment-36217</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36212&quot;&gt;Charles Minzenberger, SRA&lt;/a&gt;.

Ain&#039;t there a law against lying? Isn&#039;t Foreclosure, loss of capital &#038; reputation a deterrent. 

Aren&#039;t appraisals the only protection capitalists have in this litigious society. If Laws can&#039;t protect us, then we will have to insure, and then they can decline insurance. What a circuitous route]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36212">Charles Minzenberger, SRA</a>.</p>
<p>Ain&#8217;t there a law against lying? Isn&#8217;t Foreclosure, loss of capital &amp; reputation a deterrent. </p>
<p>Aren&#8217;t appraisals the only protection capitalists have in this litigious society. If Laws can&#8217;t protect us, then we will have to insure, and then they can decline insurance. What a circuitous route</p>
<div class="cld-like-dislike-wrap cld-template-4">
    <div class="cld-like-wrap  cld-common-wrap">
    <a href="javascript:void(0)" class="cld-like-trigger cld-like-dislike-trigger  " title="" data-comment-id="36217" data-trigger-type="like" data-restriction="cookie" data-already-liked="0">
                        <i class="far fa-smile"></i>
                    </a>
    <span class="cld-like-count-wrap cld-count-wrap">    </span>
</div></div>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: Baggins		</title>
		<link>https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36215</link>

		<dc:creator><![CDATA[Baggins]]></dc:creator>
		<pubDate>Thu, 08 Dec 2022 23:28:37 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=28127#comment-36215</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36211&quot;&gt;Baggins&lt;/a&gt;.

https://rsdsllc.com/contactus/
Observe that for states listed without physical addresses, there is a common phone number reused.  This number leads back to an appraisal firm.

Researching this group is difficult, with various other search efforts, just non stop amc industry references and the appraisers whom work with them.  But yeah, it&#039;s easy to see how this could be a work around or another amc industry loop hole for appraisers to bypass the 3 trainee limit or somehow be re instituting the proverbial appraiser puppy mill.  Joy and pain, nice dig. 

In the course of research I also identified a website called docplayer.net.  Fascinating, all those slideshows and docs companies furnished, often only internally, unbeknownst to them were scraped by autobots similar to how the wayback machine works, still available.  Sort of unrelated and off topic but quite interesting to review, the correlations, the historical, and it&#039;s all auto extracted somehow to pure text.  The site is intentionally difficult to navigate but going to keep looking later, see if I can find a secret do not use list or something, ha.  Life in the cloud, not quite as secure as people presume.  It&#039;s like a non profit pirate bay for cloud based business presentations, or, er, something like that.  As Spock would say; Fascinating.
https://docplayer.net/13828649-New-laws-affecting-appraisal-management-companies-fnc-briefing-june-2-2009-updated-december-2009.html
https://docplayer.net/227119832-11-16-2021-desktop-appraisals-course-objectives-participants-introduction-polling-question.html]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36211">Baggins</a>.</p>
<p><a target="_blank" href="https://rsdsllc.com/contactus/" rel="nofollow ugc">https://rsdsllc.com/contactus/</a><br />
Observe that for states listed without physical addresses, there is a common phone number reused.  This number leads back to an appraisal firm.</p>
<p>Researching this group is difficult, with various other search efforts, just non stop amc industry references and the appraisers whom work with them.  But yeah, it&#8217;s easy to see how this could be a work around or another amc industry loop hole for appraisers to bypass the 3 trainee limit or somehow be re instituting the proverbial appraiser puppy mill.  Joy and pain, nice dig. </p>
<p>In the course of research I also identified a website called docplayer.net.  Fascinating, all those slideshows and docs companies furnished, often only internally, unbeknownst to them were scraped by autobots similar to how the wayback machine works, still available.  Sort of unrelated and off topic but quite interesting to review, the correlations, the historical, and it&#8217;s all auto extracted somehow to pure text.  The site is intentionally difficult to navigate but going to keep looking later, see if I can find a secret do not use list or something, ha.  Life in the cloud, not quite as secure as people presume.  It&#8217;s like a non profit pirate bay for cloud based business presentations, or, er, something like that.  As Spock would say; Fascinating.<br />
<a target="_blank" href="https://docplayer.net/13828649-New-laws-affecting-appraisal-management-companies-fnc-briefing-june-2-2009-updated-december-2009.html" rel="nofollow ugc">https://docplayer.net/13828649-New-laws-affecting-appraisal-management-companies-fnc-briefing-june-2-2009-updated-december-2009.html</a><br />
<a target="_blank" href="https://docplayer.net/227119832-11-16-2021-desktop-appraisals-course-objectives-participants-introduction-polling-question.html" rel="nofollow ugc">https://docplayer.net/227119832-11-16-2021-desktop-appraisals-course-objectives-participants-introduction-polling-question.html</a></p>
<div class="cld-like-dislike-wrap cld-template-4">
    <div class="cld-like-wrap  cld-common-wrap">
    <a href="javascript:void(0)" class="cld-like-trigger cld-like-dislike-trigger  " title="" data-comment-id="36215" data-trigger-type="like" data-restriction="cookie" data-already-liked="0">
                        <i class="far fa-smile"></i>
                    </a>
    <span class="cld-like-count-wrap cld-count-wrap">    </span>
</div></div>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: Baggins		</title>
		<link>https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36214</link>

		<dc:creator><![CDATA[Baggins]]></dc:creator>
		<pubDate>Thu, 08 Dec 2022 22:51:09 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=28127#comment-36214</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36213&quot;&gt;don&lt;/a&gt;.

I think it&#039;s obvious at this point; a special interest group take over of the valuation services industry.  Several different competing special interests, point in fact.  Apologizing and pandering to the false accusations only accelerates the demise. 

Book intro;  A common effect of preference falsification is the preservation of widely disliked structures. Another is the conferment of an aura of stability on structures vulnerable to sudden collapse. When the support of a policy, tradition, or regime is largely contrived, a minor event may activate a bandwagon that generates massive yet unanticipated change.

In distorting public opinion, preference falsification also corrupts public discourse and, hence, human knowledge. So structures held in place by preference falsification may, if the condition lasts long enough, achieve increasingly genuine acceptance. The book demonstrates how human knowledge and social structures co-evolve in complex and imperfectly predictable ways, without any guarantee of social efficiency.

Mr Bagott continues to impress.  We&#039;re in the middle of multiple mass formation psychosis events perpetrated on a generally ignorant public, all coalescing at once.  Welcome to globalism.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36213">don</a>.</p>
<p>I think it&#8217;s obvious at this point; a special interest group take over of the valuation services industry.  Several different competing special interests, point in fact.  Apologizing and pandering to the false accusations only accelerates the demise. </p>
<p>Book intro;  A common effect of preference falsification is the preservation of widely disliked structures. Another is the conferment of an aura of stability on structures vulnerable to sudden collapse. When the support of a policy, tradition, or regime is largely contrived, a minor event may activate a bandwagon that generates massive yet unanticipated change.</p>
<p>In distorting public opinion, preference falsification also corrupts public discourse and, hence, human knowledge. So structures held in place by preference falsification may, if the condition lasts long enough, achieve increasingly genuine acceptance. The book demonstrates how human knowledge and social structures co-evolve in complex and imperfectly predictable ways, without any guarantee of social efficiency.</p>
<p>Mr Bagott continues to impress.  We&#8217;re in the middle of multiple mass formation psychosis events perpetrated on a generally ignorant public, all coalescing at once.  Welcome to globalism.</p>
<div class="cld-like-dislike-wrap cld-template-4">
    <div class="cld-like-wrap  cld-common-wrap">
    <a href="javascript:void(0)" class="cld-like-trigger cld-like-dislike-trigger  " title="" data-comment-id="36214" data-trigger-type="like" data-restriction="cookie" data-already-liked="0">
                        <i class="far fa-smile"></i>
                    </a>
    <span class="cld-like-count-wrap cld-count-wrap">    </span>
</div></div>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: don		</title>
		<link>https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36213</link>

		<dc:creator><![CDATA[don]]></dc:creator>
		<pubDate>Thu, 08 Dec 2022 22:02:03 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=28127#comment-36213</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36212&quot;&gt;Charles Minzenberger, SRA&lt;/a&gt;.

Presentation means a lot. This is a small sample of a bunch of lies.  The qualifications, the presentation is addressed to US to interpret or to Ignore.
Sometimes there is Ignorance is truth.
We are bound to verify data, not BS]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36212">Charles Minzenberger, SRA</a>.</p>
<p>Presentation means a lot. This is a small sample of a bunch of lies.  The qualifications, the presentation is addressed to US to interpret or to Ignore.<br />
Sometimes there is Ignorance is truth.<br />
We are bound to verify data, not BS</p>
<div class="cld-like-dislike-wrap cld-template-4">
    <div class="cld-like-wrap  cld-common-wrap">
    <a href="javascript:void(0)" class="cld-like-trigger cld-like-dislike-trigger  " title="" data-comment-id="36213" data-trigger-type="like" data-restriction="cookie" data-already-liked="0">
                        <i class="far fa-smile"></i>
                    </a>
    <span class="cld-like-count-wrap cld-count-wrap">    </span>
</div></div>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: Charles Minzenberger, SRA		</title>
		<link>https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36212</link>

		<dc:creator><![CDATA[Charles Minzenberger, SRA]]></dc:creator>
		<pubDate>Thu, 08 Dec 2022 20:44:56 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=28127#comment-36212</guid>

					<description><![CDATA[The appraisal profession is probably the most regulated area in lending, if its full of racism and bias why aren&#039;t they looking at the regulators and those who write the regulations?  The lender denies the loans, why aren&#039;t they looking at the lenders for bias/racist practices?  after all the Feds and Banks came up with Redlining. The only bank that got into any trouble due to the 2008-09 housing crash was Abacus Federal . . . an ethnic lender . . .  coincidence?  The big banks and federal government have killed the regional banks, I guess that&#039;s the appraiser&#039;s fault too.]]></description>
			<content:encoded><![CDATA[<p>The appraisal profession is probably the most regulated area in lending, if its full of racism and bias why aren&#8217;t they looking at the regulators and those who write the regulations?  The lender denies the loans, why aren&#8217;t they looking at the lenders for bias/racist practices?  after all the Feds and Banks came up with Redlining. The only bank that got into any trouble due to the 2008-09 housing crash was Abacus Federal . . . an ethnic lender . . .  coincidence?  The big banks and federal government have killed the regional banks, I guess that&#8217;s the appraiser&#8217;s fault too.</p>
<div class="cld-like-dislike-wrap cld-template-4">
    <div class="cld-like-wrap  cld-common-wrap">
    <a href="javascript:void(0)" class="cld-like-trigger cld-like-dislike-trigger  " title="" data-comment-id="36212" data-trigger-type="like" data-restriction="cookie" data-already-liked="0">
                        <i class="far fa-smile"></i>
                    </a>
    <span class="cld-like-count-wrap cld-count-wrap">    </span>
</div></div>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: Baggins		</title>
		<link>https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36211</link>

		<dc:creator><![CDATA[Baggins]]></dc:creator>
		<pubDate>Thu, 08 Dec 2022 20:05:17 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=28127#comment-36211</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36206&quot;&gt;Joy and Pain&lt;/a&gt;.

Sure, why not.

https://www.linkedin.com/company/rsds?trk=public_profile_topcard-current-company
https://rsdsllc.com/

&quot;The industry is trying to solve the problem with technology solutions, appraisal waivers, and bifurcated products. The RSDS solution is to aggressively hire and train the next generation of professional appraisers and creating high paying careers&quot;

All the income destroying &#039;innovations&#039; like hybrids, in the same sentence as; high paying careers.  

Does not compute.  

It&#039;s another Joan Trice Collateral Risk Network endeavor, obviously in conjunction with the appraisal management industry.  With all the familiar talk that actual appraisers don&#039;t want to hear, and most do not personally promote.  Nothing says this is where I want to land, like &#039;low fees&#039;, and &#039;3 day turn times&#039;.  Also clearly following along and profiteering from the ongoing preference falsification.  Ummm, no. 

https://appraisersforum.com/forums/threads/anyone-heard-of-this-amc-rsds-llc.225133/
Oh, there it is, the fourth party with their hand in the pie. A staffing agency for amc&#039;s. Or is that a fifth party... How times have changed when the appraisers fee, was reserved  100% for the appraiser. Nope, now the appraiser fee funds third and fourth and fifth party order handlers, their electric bills, their janitors, their lawyers, their corporate investors, etc., etc. Amc&#039;s are predatory companies taxing us to death in a private sector.  Clearly, taxation without representation as well as usurpation of representative governance. The appraisal industry trade groups should reject this model, instead they sell out to it for personal gain. Where is our vote?  The vast majority of licensed appraisers, for who&#039;s left at least, having shed over half of our working populace due to these predatory amc companies, we do not accept the amc industry as legitimate or necessary.  

An &#039;industry&#039; that after 20 years, is still unable to define their own service fees, and charge for their services separately. Amc&#039;s are predatory companies whom profiteer and plunder, having destroyed and abolished the careers of quite literally 140,000 or more appraisers whom are no longer licensed, being responsible for the absence of nearly all new trainees, which could represent another 100,000 appraisers whom simply never materialized. The appraisal management company model is the root cause why there is lack of servicing, yet in their typical predatory fashion, would sell themselves as the solution, despite being the cause of nearly all the appraisal industries current shortcomings.

I suppose, drone on some more about how improperly co mingled fees are the root cause for this nonsense and monopolization of corporate interests whom run the entire show around exploiting 1099 independent appraisers.   We have no representation.  TAF is derelict in it&#039;s duties, for failing to demand separated fees for separate services.  This amc loophole needs to end, their billing model is criminal and would clearly be felonious activity if a similar model would be applied by any other participating entity within the mortgage lending stream, appropriately defined by FHA as &#039;unearned fee raking&#039;, or via mortgage lending as junk fee billing.  Deceptive billing.  Deceptive consumer disclosures.  Deceptive practices.  And now the amc industry is moving into exploiting minorities under the guise of diversity hires.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36206">Joy and Pain</a>.</p>
<p>Sure, why not.</p>
<p><a target="_blank" href="https://www.linkedin.com/company/rsds?trk=public_profile_topcard-current-company" rel="nofollow ugc">https://www.linkedin.com/company/rsds?trk=public_profile_topcard-current-company</a><br />
<a target="_blank" href="https://rsdsllc.com/" rel="nofollow ugc">https://rsdsllc.com/</a></p>
<p>&#8220;The industry is trying to solve the problem with technology solutions, appraisal waivers, and bifurcated products. The RSDS solution is to aggressively hire and train the next generation of professional appraisers and creating high paying careers&#8221;</p>
<p>All the income destroying &#8216;innovations&#8217; like hybrids, in the same sentence as; high paying careers.  </p>
<p>Does not compute.  </p>
<p>It&#8217;s another Joan Trice Collateral Risk Network endeavor, obviously in conjunction with the appraisal management industry.  With all the familiar talk that actual appraisers don&#8217;t want to hear, and most do not personally promote.  Nothing says this is where I want to land, like &#8216;low fees&#8217;, and &#8216;3 day turn times&#8217;.  Also clearly following along and profiteering from the ongoing preference falsification.  Ummm, no. </p>
<p><a target="_blank" href="https://appraisersforum.com/forums/threads/anyone-heard-of-this-amc-rsds-llc.225133/" rel="nofollow ugc">https://appraisersforum.com/forums/threads/anyone-heard-of-this-amc-rsds-llc.225133/</a><br />
Oh, there it is, the fourth party with their hand in the pie. A staffing agency for amc&#8217;s. Or is that a fifth party&#8230; How times have changed when the appraisers fee, was reserved  100% for the appraiser. Nope, now the appraiser fee funds third and fourth and fifth party order handlers, their electric bills, their janitors, their lawyers, their corporate investors, etc., etc. Amc&#8217;s are predatory companies taxing us to death in a private sector.  Clearly, taxation without representation as well as usurpation of representative governance. The appraisal industry trade groups should reject this model, instead they sell out to it for personal gain. Where is our vote?  The vast majority of licensed appraisers, for who&#8217;s left at least, having shed over half of our working populace due to these predatory amc companies, we do not accept the amc industry as legitimate or necessary.  </p>
<p>An &#8216;industry&#8217; that after 20 years, is still unable to define their own service fees, and charge for their services separately. Amc&#8217;s are predatory companies whom profiteer and plunder, having destroyed and abolished the careers of quite literally 140,000 or more appraisers whom are no longer licensed, being responsible for the absence of nearly all new trainees, which could represent another 100,000 appraisers whom simply never materialized. The appraisal management company model is the root cause why there is lack of servicing, yet in their typical predatory fashion, would sell themselves as the solution, despite being the cause of nearly all the appraisal industries current shortcomings.</p>
<p>I suppose, drone on some more about how improperly co mingled fees are the root cause for this nonsense and monopolization of corporate interests whom run the entire show around exploiting 1099 independent appraisers.   We have no representation.  TAF is derelict in it&#8217;s duties, for failing to demand separated fees for separate services.  This amc loophole needs to end, their billing model is criminal and would clearly be felonious activity if a similar model would be applied by any other participating entity within the mortgage lending stream, appropriately defined by FHA as &#8216;unearned fee raking&#8217;, or via mortgage lending as junk fee billing.  Deceptive billing.  Deceptive consumer disclosures.  Deceptive practices.  And now the amc industry is moving into exploiting minorities under the guise of diversity hires.</p>
<div class="cld-like-dislike-wrap cld-template-4">
    <div class="cld-like-wrap  cld-common-wrap">
    <a href="javascript:void(0)" class="cld-like-trigger cld-like-dislike-trigger  " title="" data-comment-id="36211" data-trigger-type="like" data-restriction="cookie" data-already-liked="0">
                        <i class="far fa-smile"></i>
                    </a>
    <span class="cld-like-count-wrap cld-count-wrap">    </span>
</div></div>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: Bryan		</title>
		<link>https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36209</link>

		<dc:creator><![CDATA[Bryan]]></dc:creator>
		<pubDate>Thu, 08 Dec 2022 19:05:10 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=28127#comment-36209</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36202&quot;&gt;Diana Nytko&lt;/a&gt;.

Not only that - they believe what they want to believe.  The most dangerous things we know are those things we know to be true that aren&#039;t!]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36202">Diana Nytko</a>.</p>
<p>Not only that &#8211; they believe what they want to believe.  The most dangerous things we know are those things we know to be true that aren&#8217;t!</p>
<div class="cld-like-dislike-wrap cld-template-4">
    <div class="cld-like-wrap  cld-common-wrap">
    <a href="javascript:void(0)" class="cld-like-trigger cld-like-dislike-trigger  " title="" data-comment-id="36209" data-trigger-type="like" data-restriction="cookie" data-already-liked="0">
                        <i class="far fa-smile"></i>
                    </a>
    <span class="cld-like-count-wrap cld-count-wrap">    </span>
</div></div>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: R Jones		</title>
		<link>https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36207</link>

		<dc:creator><![CDATA[R Jones]]></dc:creator>
		<pubDate>Wed, 07 Dec 2022 22:00:56 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=28127#comment-36207</guid>

					<description><![CDATA[A well written article that affirms that the article in and of itself should never had even been written. The principle of substitution knows no color - it is what it is - always has been. All of these accusations on the news, and in documentaries on you tube etc all presume that the higher valuation is the correct appraisal - we have not seen any real reports or legitimate reviews of any of  these reports. The process is in place for a reason, and has been successful because it works.]]></description>
			<content:encoded><![CDATA[<p>A well written article that affirms that the article in and of itself should never had even been written. The principle of substitution knows no color &#8211; it is what it is &#8211; always has been. All of these accusations on the news, and in documentaries on you tube etc all presume that the higher valuation is the correct appraisal &#8211; we have not seen any real reports or legitimate reviews of any of  these reports. The process is in place for a reason, and has been successful because it works.</p>
<div class="cld-like-dislike-wrap cld-template-4">
    <div class="cld-like-wrap  cld-common-wrap">
    <a href="javascript:void(0)" class="cld-like-trigger cld-like-dislike-trigger  " title="" data-comment-id="36207" data-trigger-type="like" data-restriction="cookie" data-already-liked="0">
                        <i class="far fa-smile"></i>
                    </a>
    <span class="cld-like-count-wrap cld-count-wrap">    </span>
</div></div>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: Joy and Pain		</title>
		<link>https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36206</link>

		<dc:creator><![CDATA[Joy and Pain]]></dc:creator>
		<pubDate>Wed, 07 Dec 2022 21:55:47 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=28127#comment-36206</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36204&quot;&gt;Bill Johnson&lt;/a&gt;.

You should check out the company called RSDS appraisal Diversity.   They are pumping out appraisers like crazy and I’m sure they are not doing it to the laws  and regulations of each state they are in.    Their one trainer is a pompous fool and he boasts of his 13 years of crappy appraisals, on LinkedIn.    Another worthless company but they get away with it]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36204">Bill Johnson</a>.</p>
<p>You should check out the company called RSDS appraisal Diversity.   They are pumping out appraisers like crazy and I’m sure they are not doing it to the laws  and regulations of each state they are in.    Their one trainer is a pompous fool and he boasts of his 13 years of crappy appraisals, on LinkedIn.    Another worthless company but they get away with it</p>
<div class="cld-like-dislike-wrap cld-template-4">
    <div class="cld-like-wrap  cld-common-wrap">
    <a href="javascript:void(0)" class="cld-like-trigger cld-like-dislike-trigger  " title="" data-comment-id="36206" data-trigger-type="like" data-restriction="cookie" data-already-liked="0">
                        <i class="far fa-smile"></i>
                    </a>
    <span class="cld-like-count-wrap cld-count-wrap">    </span>
</div></div>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: Diana N.		</title>
		<link>https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36205</link>

		<dc:creator><![CDATA[Diana N.]]></dc:creator>
		<pubDate>Wed, 07 Dec 2022 21:35:48 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=28127#comment-36205</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36203&quot;&gt;George Eston on Twitter&lt;/a&gt;.

I agree, however the way things are going all or most real life appraisers will be replaced by computers.  George Orwell was way ahead of his time LOL.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36203">George Eston on Twitter</a>.</p>
<p>I agree, however the way things are going all or most real life appraisers will be replaced by computers.  George Orwell was way ahead of his time LOL.</p>
<div class="cld-like-dislike-wrap cld-template-4">
    <div class="cld-like-wrap  cld-common-wrap">
    <a href="javascript:void(0)" class="cld-like-trigger cld-like-dislike-trigger  " title="" data-comment-id="36205" data-trigger-type="like" data-restriction="cookie" data-already-liked="0">
                        <i class="far fa-smile"></i>
                    </a>
    <span class="cld-like-count-wrap cld-count-wrap">    </span>
</div></div>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: Bill Johnson		</title>
		<link>https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36204</link>

		<dc:creator><![CDATA[Bill Johnson]]></dc:creator>
		<pubDate>Wed, 07 Dec 2022 21:24:57 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=28127#comment-36204</guid>

					<description><![CDATA[In my opinion, the worst of the worst are the appraisers who know the truth, but in putting profits before principles, have  no issue leading others to professional destruction. Follow me as I coach you to success and help you build your business around using AMC&#039;s. Be carful, as some want you to believe they are a boots on the ground appraiser, but in reality they are a W2 employee for an AMC wannabe.  Snake oil salesman they are.

Seek the truth.]]></description>
			<content:encoded><![CDATA[<p>In my opinion, the worst of the worst are the appraisers who know the truth, but in putting profits before principles, have  no issue leading others to professional destruction. Follow me as I coach you to success and help you build your business around using AMC&#8217;s. Be carful, as some want you to believe they are a boots on the ground appraiser, but in reality they are a W2 employee for an AMC wannabe.  Snake oil salesman they are.</p>
<p>Seek the truth.</p>
<div class="cld-like-dislike-wrap cld-template-4">
    <div class="cld-like-wrap  cld-common-wrap">
    <a href="javascript:void(0)" class="cld-like-trigger cld-like-dislike-trigger  " title="" data-comment-id="36204" data-trigger-type="like" data-restriction="cookie" data-already-liked="0">
                        <i class="far fa-smile"></i>
                    </a>
    <span class="cld-like-count-wrap cld-count-wrap">    </span>
</div></div>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: George Eston on Twitter		</title>
		<link>https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36203</link>

		<dc:creator><![CDATA[George Eston on Twitter]]></dc:creator>
		<pubDate>Wed, 07 Dec 2022 20:53:43 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=28127#comment-36203</guid>

					<description><![CDATA[I believe appraisers would love to deep dive these &quot;Breaking news&quot; bias stories but even if we did, we too would likely be likely labeled as biased. We will always be at the bottom of the totem pole. We are unfortunately a necessary evil to the lending process and an easy target]]></description>
			<content:encoded><![CDATA[<p>I believe appraisers would love to deep dive these &#8220;Breaking news&#8221; bias stories but even if we did, we too would likely be likely labeled as biased. We will always be at the bottom of the totem pole. We are unfortunately a necessary evil to the lending process and an easy target</p>
<div class="cld-like-dislike-wrap cld-template-4">
    <div class="cld-like-wrap  cld-common-wrap">
    <a href="javascript:void(0)" class="cld-like-trigger cld-like-dislike-trigger  " title="" data-comment-id="36203" data-trigger-type="like" data-restriction="cookie" data-already-liked="0">
                        <i class="far fa-smile"></i>
                    </a>
    <span class="cld-like-count-wrap cld-count-wrap">    </span>
</div></div>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: Diana Nytko		</title>
		<link>https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36202</link>

		<dc:creator><![CDATA[Diana Nytko]]></dc:creator>
		<pubDate>Wed, 07 Dec 2022 20:27:09 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=28127#comment-36202</guid>

					<description><![CDATA[Tell a lie often enough and people believe it&#039;s the truth, just like politics.]]></description>
			<content:encoded><![CDATA[<p>Tell a lie often enough and people believe it&#8217;s the truth, just like politics.</p>
<div class="cld-like-dislike-wrap cld-template-4">
    <div class="cld-like-wrap  cld-common-wrap">
    <a href="javascript:void(0)" class="cld-like-trigger cld-like-dislike-trigger  " title="" data-comment-id="36202" data-trigger-type="like" data-restriction="cookie" data-already-liked="0">
                        <i class="far fa-smile"></i>
                    </a>
    <span class="cld-like-count-wrap cld-count-wrap">    </span>
</div></div>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: Norfolk Appraiser		</title>
		<link>https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36201</link>

		<dc:creator><![CDATA[Norfolk Appraiser]]></dc:creator>
		<pubDate>Wed, 07 Dec 2022 20:16:28 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=28127#comment-36201</guid>

					<description><![CDATA[I totally agree. Great Article. people are too easily persuaded.]]></description>
			<content:encoded><![CDATA[<p>I totally agree. Great Article. people are too easily persuaded.</p>
<div class="cld-like-dislike-wrap cld-template-4">
    <div class="cld-like-wrap  cld-common-wrap">
    <a href="javascript:void(0)" class="cld-like-trigger cld-like-dislike-trigger  " title="" data-comment-id="36201" data-trigger-type="like" data-restriction="cookie" data-already-liked="0">
                        <i class="far fa-smile"></i>
                    </a>
    <span class="cld-like-count-wrap cld-count-wrap">    </span>
</div></div>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: PJTMC		</title>
		<link>https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36200</link>

		<dc:creator><![CDATA[PJTMC]]></dc:creator>
		<pubDate>Wed, 07 Dec 2022 20:03:38 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=28127#comment-36200</guid>

					<description><![CDATA[Outstanding article and perfectly insightful into what is happening in Washington with Maxine Waters and Secretary Marcia Fudge among others. They are perpetuating a false narrative that unfortunately is being adopted by all appraisal associations as well as state and federal regulatory agencies because, of course, no one wants to appear to be racist. This is no different than the video example provided. It is nonsensical that appraisers are perceived as racist when Realtors and town/city Assessors are not, given the fact they too render a probable selling price and assessment appraisals respectively. How can that be; the logic is simple, there is no pressure on the NAR due to their shear membership/PAC and the other being another government agency. Also, all the racist examples I have seen to date arise from refinances and not sales. Could it be parties are using racism as a basis for a low appraisal complaint because they are unable to borrower what they want? This in itself can be construed as &quot;undue influence&quot;. As stated in the article the US Federal Reserve finds no bias and, as well, the most recent NAR survey found a nationwide 2% &quot;perceived&quot; bias without description of what the actual bias was. This is truly a witch hunt being perpetuated by people with an agenda. To pick and choose who is going to be attacked they single out the lowly appraiser as has been our history. They know we play no real threat in the voting arena, and they are, in effect, representing special interest groups who want to remove the one true fail-safe to avoid another bank collapse. The accusation of racism is meant to disguise the real reason of greed. Now if someone in Washington would take the time to read this article perhaps it would help to enlighten them to the &quot;smoke and mirrors&quot; being promoted.]]></description>
			<content:encoded><![CDATA[<p>Outstanding article and perfectly insightful into what is happening in Washington with Maxine Waters and Secretary Marcia Fudge among others. They are perpetuating a false narrative that unfortunately is being adopted by all appraisal associations as well as state and federal regulatory agencies because, of course, no one wants to appear to be racist. This is no different than the video example provided. It is nonsensical that appraisers are perceived as racist when Realtors and town/city Assessors are not, given the fact they too render a probable selling price and assessment appraisals respectively. How can that be; the logic is simple, there is no pressure on the NAR due to their shear membership/PAC and the other being another government agency. Also, all the racist examples I have seen to date arise from refinances and not sales. Could it be parties are using racism as a basis for a low appraisal complaint because they are unable to borrower what they want? This in itself can be construed as &#8220;undue influence&#8221;. As stated in the article the US Federal Reserve finds no bias and, as well, the most recent NAR survey found a nationwide 2% &#8220;perceived&#8221; bias without description of what the actual bias was. This is truly a witch hunt being perpetuated by people with an agenda. To pick and choose who is going to be attacked they single out the lowly appraiser as has been our history. They know we play no real threat in the voting arena, and they are, in effect, representing special interest groups who want to remove the one true fail-safe to avoid another bank collapse. The accusation of racism is meant to disguise the real reason of greed. Now if someone in Washington would take the time to read this article perhaps it would help to enlighten them to the &#8220;smoke and mirrors&#8221; being promoted.</p>
<div class="cld-like-dislike-wrap cld-template-4">
    <div class="cld-like-wrap  cld-common-wrap">
    <a href="javascript:void(0)" class="cld-like-trigger cld-like-dislike-trigger  " title="" data-comment-id="36200" data-trigger-type="like" data-restriction="cookie" data-already-liked="0">
                        <i class="far fa-smile"></i>
                    </a>
    <span class="cld-like-count-wrap cld-count-wrap">    </span>
</div></div>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: BoB		</title>
		<link>https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36199</link>

		<dc:creator><![CDATA[BoB]]></dc:creator>
		<pubDate>Wed, 07 Dec 2022 19:40:01 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=28127#comment-36199</guid>

					<description><![CDATA[&quot;People who live under authoritarian regimes rarely reveal their true feelings. They get used to lying. Parroting the party line becomes second nature in oppressive societies. It’s not a reflection of one’s moral compass but a survival mechanism.&quot;

This one paragraph is worth the price of admission Jeremy.   It is a profound truth, one that we are experiencing every day.  Think about those involved in one way or another in the appraisal professional...and with that thought in mind I encourage all readers to now take this profound truth and begin applying the names of institutions, organizations, authors, &quot;leaders&quot;, and individuals to whom it applies...it isn&#039;t that difficult to make those identifications.  Finally, start identifying who or what groups have created the oppression that makes the statement so profound.]]></description>
			<content:encoded><![CDATA[<p>&#8220;People who live under authoritarian regimes rarely reveal their true feelings. They get used to lying. Parroting the party line becomes second nature in oppressive societies. It’s not a reflection of one’s moral compass but a survival mechanism.&#8221;</p>
<p>This one paragraph is worth the price of admission Jeremy.   It is a profound truth, one that we are experiencing every day.  Think about those involved in one way or another in the appraisal professional&#8230;and with that thought in mind I encourage all readers to now take this profound truth and begin applying the names of institutions, organizations, authors, &#8220;leaders&#8221;, and individuals to whom it applies&#8230;it isn&#8217;t that difficult to make those identifications.  Finally, start identifying who or what groups have created the oppression that makes the statement so profound.</p>
<div class="cld-like-dislike-wrap cld-template-4">
    <div class="cld-like-wrap  cld-common-wrap">
    <a href="javascript:void(0)" class="cld-like-trigger cld-like-dislike-trigger  " title="" data-comment-id="36199" data-trigger-type="like" data-restriction="cookie" data-already-liked="0">
                        <i class="far fa-smile"></i>
                    </a>
    <span class="cld-like-count-wrap cld-count-wrap">    </span>
</div></div>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: Charles Minzenberger, SRA		</title>
		<link>https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36198</link>

		<dc:creator><![CDATA[Charles Minzenberger, SRA]]></dc:creator>
		<pubDate>Wed, 07 Dec 2022 19:24:30 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=28127#comment-36198</guid>

					<description><![CDATA[fantastic article, pointed and well written]]></description>
			<content:encoded><![CDATA[<p>fantastic article, pointed and well written</p>
<div class="cld-like-dislike-wrap cld-template-4">
    <div class="cld-like-wrap  cld-common-wrap">
    <a href="javascript:void(0)" class="cld-like-trigger cld-like-dislike-trigger  " title="" data-comment-id="36198" data-trigger-type="like" data-restriction="cookie" data-already-liked="0">
                        <i class="far fa-smile"></i>
                    </a>
    <span class="cld-like-count-wrap cld-count-wrap">    </span>
</div></div>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: JC		</title>
		<link>https://appraisersblogs.com/preference-falsification-why-licensees-parrot-notions-they-know-are-untrue/#comment-36197</link>

		<dc:creator><![CDATA[JC]]></dc:creator>
		<pubDate>Wed, 07 Dec 2022 18:17:57 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=28127#comment-36197</guid>

					<description><![CDATA[Excellent article!]]></description>
			<content:encoded><![CDATA[<p>Excellent article!</p>
<div class="cld-like-dislike-wrap cld-template-4">
    <div class="cld-like-wrap  cld-common-wrap">
    <a href="javascript:void(0)" class="cld-like-trigger cld-like-dislike-trigger  " title="" data-comment-id="36197" data-trigger-type="like" data-restriction="cookie" data-already-liked="0">
                        <i class="far fa-smile"></i>
                    </a>
    <span class="cld-like-count-wrap cld-count-wrap">    </span>
</div></div>
]]></content:encoded>
		
			</item>
	</channel>
</rss>
