And hire the “appraiser” that does low quality work, then complain about low quality work from appraisers.

And now Freddie is moving to artificial intelligence to assist with ‘unbaised’ outcomes, or something like that.

What could go wrong? In this article; AI programs levy false accusations regarding things that never happened. Why does this sound so strangely familiar? Most people should not be trusted around large databases. They call this high functioning software artificial intelligence, because they’re luddites whom don’t understand technical details. It was an easy sell for the developers. We do not have AI, it’s not sentient, and it’s as ridiculous and mis informed as the programmers whom coded the operational peramiters in. The idea fails basic logical tests, centralized systems coded by biased humans, does not result in less bias, only less personal accountability.

https://www.usatoday.com/story/opinion/columnist/2023/04/03/chatgpt-misinformation-bias-flaws-ai-chatbot/11571830002/

John, keeping the momentum going is as simple as forwarding them links to the appraisers blogs. It’s really that easy. It’s always just another news day. Every day of the week. Always turn the page, never stop.

Realist. Check out this video by James O’keefe and his new OMG media group.

“But James, you can’t be everyone’s editor, that’s impossible.” O’keefe; Watch me.

The next best thing to a citizen arrest is catching people lying and cheating on camera.

O’Keefe Media Group Delivers on Promise to Equip Citizen Journalists with Cameras

So, it appears that HUD is illegally applying pressure/influence on appraised values with their misuse of unaccountable power. Can we make citizen arrests?

Well, under the direction of Ms Fudge, they’re just giving money away, without even understanding what the issue or real problem is. Why not. It’s like the guy said in the article before this one; Only government could screw something up this badly. You could hire Mr Bagott to provide a professional well written website and statement of cause summary for both the 501c formation, grant approval, and website content. Then you could sell your services to the legal fund guys and recapture some of their grant monies to go towards something helpful, rather than chasing down innocent appraisers for lynch mob justice. Imagine if all this PAVE money went against the big lenders and fintechs, against the amc’s and avm’s, instead of for them. Also, now there may be an additional regulator associated with 501c oversight whom appraisers could access beyond the paper tigers whom oversee the appraisal industry. The entire thing is illogical ran by luddites anyways. Imagine the concept of price bias… Value bias is an easier sell but in the end, is still a misnomer, basically a logical contradiction, an impossibility. Values are reflective of prices people pay, nothing more, nothing less. Nobody can ever answer the simple question; what exactly is wrong with lower prices? And yet, the government spent a quarter billion to ‘solve the issue’. Who’s going to sue Dave Bunton in civil court for this gross misrepresentation and libel he’s cast across the entire industry he’s supposed to represent?

So when people get the value they expected, theoretically a fair expression of fair market value, appraisers can be sued for bias on the other side of the coin, it’s our fault the people were into a home they could not afford? ‘I just read the feds will investigate any appraiser, appraisal for any loan that’s defaulted.’ Please provide a link, that’s new information. Is there going to be a special task force which instead of looking at mortgage fraud, presumes any and all possible fraud must be the fault of the appraiser, whom came after the fact after deals were already lined up? It’s confusing to say the least. Are there any big box forensic review firms hiring at the moment? I’ve been waiting to get in with them for a time just like this. Treasury notices continue to jump. We just don’t see it this time around, as the defaulted units are moving with special deals to hedge funds and investment firms whom seek to hold reits in perpetuity. So much for affordable housing initiatives, instead of returning wealth to the people, they’ll instead only be able to tax more to redistribute a dwindling pool of resources, big corps will be the only ones actually capturing more wealth.

No. not in sarcasm. In all seriousness.

https://www.grants.gov/applicants/apply-for-grants.html

Rise of the non profits. They create effective work around mechanisms for private groups to push their idea of how things should be, circumventing congressional intent. Especially vigorous when political beliefs go alongside the allocation of various monies. You could name your new non profit something like; educating americans on compliant unbaised appraisal practices. Cursory audits would be like; signed, approved, issue the check. Most non profit org managers earn ceo level pay.

The list also functions as a convenient list for appraisers to have a clearer vision of what ngo’s will be likely to attack this profession and wrongly accuse this industries licensees. They may also conveniently serve an unintended purpose, as companies whom would be more receptive to our arguments about predatory lenders, and predatory appraisal management companies, as well as the unreliability of avm systems. Wouldn’t it be something if an appraiser used these grant monies to honestly educate the public that appraisers are the least biased participators in the entire lending process? To shift the focus away from appraisers to where blame is better placed; lenders, realty agents, gse policies, long since proven inadequate avm software utilities. Get that up and running, I’m in for a modest wage, remote working duties, many here would be. You’ll have an instant access to qualified professionals in the field.

There are even companies whom specialize in helping people navigate 501c business formation to get those up and running. These days 501c’s have their own 501c’s whom have their own 501c’s, etc. Those whom look into the difficult to track networks have identified the gross abuse of 501c systems, as easy work arounds that for profit companies utilize to get a leg up on the competition and push narratives more friendly to their companies, into the public mind set. It’s our tax money too, we deserve to have fair representation. Every appraiser in this country is subjected to notable taxation without representation. TAF and ASB no longer represent appraisers best interests, they use the monies we are forced to pay against us. You may have made that comment in sarcasm, or really meant it. Either way, it’s within reach and is a great idea.

As we all know appraisal bias is not the issue. It’s the income gap between whites and blacks, Latinos. People who make more money buy more expensive homes. Whites make more money than blacks, Latinos. Men make more than women. Married people make more than single people. Giving $54,000,000 to these private non-profits to attack appraisers is a misdirected waste of government funds. Any money should be given to the department that controls income, wages, employment and maybe education. It’s the income gap, stupid!

I just read that the Feds will investigate any appraiser, appraisal for any loan that’s defaulted. Appraisers will now be damned if they do, damned if they don’t meet desired appraisal value. Appraisers could have a complaint filed against them and sued either way. After Austin v Miller we all know any E&O insurance will force the appraiser to settle no matter what just because it’s cheaper for the insurance company. This is so unfair.

“They pretended, perhaps they even believed, that they had seized power unwillingly and for a limited time, and that just around the corner there lay a paradise where human beings would be free and equal. We are not like that. We know that no one ever seizes power with the intention of relinquishing it. Power is not a means; it is an end. One does not establish a dictatorship in order to safeguard a revolution; one makes the revolution in order to establish the dictatorship. The object of persecution is persecution. The object of torture is torture. The object of power is power. ” Orwell