Infowars has a good one for that line of thought.  People do not have the right, to not be offended.  If people become offended by simple language, that’s their problem, not mine.

Agree in both instances. “Master” is not purely, or even most commonly a slave/racial term. Any that believe it is are 100% complete morons. Master of a ship, Master of one’s own destiny, Master Craftsman, Master Chef, Master Chief Petty Officer, Master One’s Fears, Master Bedroom, Master Baiter (really! its a fisherman).

I am so stinking fed up with PC speech and I too refuse to knuckle under to it anymore. I am offended at petty bureaucrats that disregard an entire nation’s spoken language over IMAGINED POTENTIALLY offensive words that the truly ignorant may be exposed to!

If you are offended it is your problem, and frankly lots of things offend lots of people.

I can walk into a bookshop and point out a number of books that I find very unattractive in what they say. But it doesn’t occur to me to burn the bookshop down. If you don’t like a book, read another book. If you start reading a book and you decide you don’t like it, nobody is telling you to finish it.

To read a 600-page novel and then say that it has deeply offended you: well, you have done a lot of work to be offended.” Salman Rushdie

FNMAs second bullet item above says that we “…have considered all factors that have an effect on value…”

One of those factors IS overall desirability of the property just as we consider overall condition (minus and specific issues that we address individually).

“The subject fronts to a busy  predominantly commercial use boulevard (subjective? unsupported? Im not doing a traffic count!!!). Comparable sale Number 1 is located on a seemingly quiet interior neighborhood cul de sac street with little apparent cross traffic. Now, You know and I know that a location adjustment is probably applicable.

Assuming the subject and comparable sale are identical in all other respects and the comparable sold for $30,000 more, its “probable” that the market perception is the comp’s location is $30,000 more DESIRABLE. Rephrased, the subject location is LESS desirable than other interior neighborhood street properties.

We have all accepted the infallibility of FNMA for so long, that we rarely zero in on the idiocy of so many of their statements and “guidelines.” Like the infamous 15%/25% net/gross adjustments in effect for over 40 years that the CU database is predicated on!

It is no wonder their CU system is so flawed. Congress is right. FNMA needs to be phased out completely and replaced with a market-profit driven organization without one single system, policy or rule borrowed from FNMA.

Hopefully investors will also realize not one individual from FNMA should be hired either. It’d be like hiring Enron’s accounting firm to design your bookkeeping system.

FNMA makes HUD look efficient!