In order to assure more consistent impartial security valuation, more eyes are needed, rather than less. Quit going with the lowest bidder who most consistently plays lenders advocate. That indeed is the by product of AMC insertion into the appraisal ordering process, and their order “performance” tracking methods which nearly all of them utilize because it’s built in to their uniformly accepted development software. It’s the same predatory lending methods, tied up in a new tidy AMC box. The difference is now the appraiser is powerless to argue any case of value variance from the lenders or other participating parties expectations. The process of demanding an appraiser reconsider their opinions to better align with the lenders value expectations is now quite literally an automated process with AMCs. Like I said, it’s built in to their software. Vendors who promote the lenders bottom line (advocacy), are AUTOMATICALLY positioned to receive more work in the future.