Petition - Appraisers Blogs https://appraisersblogs.com/category/political-action/petition/ Appraisal News and Tips for Real Estate Appraisers Thu, 20 Aug 2026 00:54:33 +0000 en-US hourly 1 https://wordpress.org/?v=7.1.3 https://i0.wp.com/appraisersblogs.com/wp-content/uploads/2015/04/ABfavicon.png?fit=32%2C32&ssl=1 Petition - Appraisers Blogs https://appraisersblogs.com/category/political-action/petition/ 32 32 52046035 Borrowers With Good Credit Scores to Foot the Bill for Higher Risk Borrowers https://appraisersblogs.com/borrowers-with-good-credit-scores-2-foot-the-bill-4-higher-risk-borrowers https://appraisersblogs.com/borrowers-with-good-credit-scores-2-foot-the-bill-4-higher-risk-borrowers#comments Fri, 21 Apr 2023 12:30:11 +0000 https://appraisersblogs.com/?p=29292 It is disheartening to think that those of us who have worked hard to maintain good credit scores will now be penalized with higher mortgage rates and fees, just so the government can subsidize people with riskier credit ratings. It’s no surprise that the Federal Housing Finance Agency’s (FHFA) new rule forcing homebuyers with good credit scores to pay higher mortgage rates and fees is causing a stir. The Federal Housing Finance Agency’s push for affordable housing is admirable, but it should not come at the expense of those with good credit scores who are trying to buy or refinance...

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]]> https://appraisersblogs.com/borrowers-with-good-credit-scores-2-foot-the-bill-4-higher-risk-borrowers/feed/ 24 29292 We the People… https://appraisersblogs.com/we-the-people-need-2-protect-the-consumer-from-mortgage-lending https://appraisersblogs.com/we-the-people-need-2-protect-the-consumer-from-mortgage-lending#comments Sun, 09 Apr 2023 12:30:40 +0000 https://appraisersblogs.com/?p=29224 We the people need to redirect the mortgage lending direction… The time for every appraiser and consumer to step up is now. This country was founded on the principle of “We the people”. Please sign this petition and share it everywhere.  Appraisers have been the target for blame for everything gone wrong in the mortgage lending world. We were blamed for the Savings and Loan collapse, the financial crisis of 2008, and appraisal bias and racial discrimination. Appraisers have even been the target on loans gone bad after several years on payments. Yep, we have been the target and have...

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]]> https://appraisersblogs.com/we-the-people-need-2-protect-the-consumer-from-mortgage-lending/feed/ 26 29224 No to Desktops with Third Party Inspectors https://appraisersblogs.com/no-2-desktops-with-third-party-inspectors https://appraisersblogs.com/no-2-desktops-with-third-party-inspectors#comments Mon, 14 Feb 2022 13:30:19 +0000 https://appraisersblogs.com/?p=26279 Hybrid Appraisals were tested and failed. So what does Fannie Mae do? Let’s call them Desktops with third party inspectors. Fannie Mae has announced they will soon start accepting Desktop Appraisals. The appraiser does not inspect the property; however an interior floor plan including walls is required. This in itself is over and above what most appraisers typically provide. We understand Fannie Mae’s decision is based on risk; however, risk is not part of an Appraiser’s analysis under USPAP. Will State Appraisal Boards look the other way for USPAP compliance? How will an Appraiser who does not inspect the property...

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]]> https://appraisersblogs.com/no-2-desktops-with-third-party-inspectors/feed/ 18 26279 Honesty in Real Estate https://appraisersblogs.com/ibuying-real-estate-platforms-misleading-consumers https://appraisersblogs.com/ibuying-real-estate-platforms-misleading-consumers#comments Tue, 18 Jun 2019 12:30:33 +0000 https://appraisersblogs.com/?p=22157 Stop unfair, deceptive, and abusive iBuying tactics. Consumers are being mislead into believing that heavily funded real estate iBuying platforms are cheaper and easier than using a Realtor. Sign and Share this petition demanding that there be clarity for consumers on these deceitful iBuying platforms. Click HERE. Summary: Real estate agents, and the buyers and sellers they have faithfully represented for decades, are under threat from a small number of technology companies looking to disrupt the real estate industry. This movement began back in 2004 when companies like Trulia and Zillow were formed, and has recently neared a tipping point...

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]]> https://appraisersblogs.com/ibuying-real-estate-platforms-misleading-consumers/feed/ 19 22157 Let’s Get Rid of Appraisers. What Could Go Wrong? https://appraisersblogs.com/no-appraisals-n-loose-bank-underwriting-standards https://appraisersblogs.com/no-appraisals-n-loose-bank-underwriting-standards#comments Fri, 30 Nov 2018 13:30:22 +0000 https://appraisersblogs.com/?p=20287 Why would regulators fundamentally weaken bank underwriting standards? Appraisers Warned The World In The Late 1990s And No One Listened. It Is Now Time To Listen Again as History is About to Repeat Itself. There’s a proposal from the FDIC, Federal Reserve, and Treasury Department not to require appraisals for some mortgages under $400,000. The Trump Administration wants to disrupt the role of appraisers, but that’s not a good idea. This change can impact several groups in particular: 1) Consumers: Removing appraisers from transactions can mean a lot of loans get made that shouldn’t be made. Does that sound familiar? We...

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]]> https://appraisersblogs.com/no-appraisals-n-loose-bank-underwriting-standards/feed/ 18 20287 Sign the Letter https://appraisersblogs.com/appraisers-sign-vacap-amc-letter/ https://appraisersblogs.com/appraisers-sign-vacap-amc-letter/#comments Mon, 03 Oct 2016 12:00:14 +0000 https://appraisersblogs.com/?p=12595 Sign VaCAP Open Letter to AMCs Fellow Appraisers, A few weeks ago, Virginia Coalition of Appraiser Professionals (VaCAP) sent out an open letter to the AMCs. This letter was republished by many coalitions, and appraiser groups across the country; liked and shared on Facebook and broadcast on several industry blogs. VaCAP received an overwhelmingly positive response from the letter. We even heard from several Realtors applauding our efforts! Activity is still ongoing with comments! Click here to read the letter and comments! We heard you loud and clear… The letter can now be signed by individual appraiser here on AppraisersBlogs. We will...

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]]> https://appraisersblogs.com/appraisers-sign-vacap-amc-letter/feed/ 54 12595 Online Petition to Allow appraiser Access to UAD Data https://appraisersblogs.com/appraisal/online-petition-to-allow-appraiser-access-to-data-they-provided-through-the-uniform-appraisal-dataset-uad/ https://appraisersblogs.com/appraisal/online-petition-to-allow-appraiser-access-to-data-they-provided-through-the-uniform-appraisal-dataset-uad/#comments Thu, 13 Nov 2014 13:30:50 +0000 https://appraisersblogs.com/?p=6692 Online Petition to Allow appraiser Access to Data They Provided Through the Uniform Appraisal Dataset (UAD) Fellow appraiser, I am asking that you to take a moment to participate in this important industry effort. Fannie Mae’s Collateral Underwriter (CU) will be available in the first half of 2015. The CU performs automated risk assessment of appraisals submitted to the Uniform Collateral Data Portal based on information that you provided through the Uniform Appraisal Dataset (UAD). The CU provides a risk score, flags, and messages to the lender. The GSE’s have mandated that all appraisals be submitted in the UAD format; however, currently...

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]]> https://appraisersblogs.com/appraisal/online-petition-to-allow-appraiser-access-to-data-they-provided-through-the-uniform-appraisal-dataset-uad/feed/ 1 6692 Declaration of Appraisal Independence https://appraisersblogs.com/appraisal/declaration-of-appraisal-independence/ https://appraisersblogs.com/appraisal/declaration-of-appraisal-independence/#comments Thu, 09 Oct 2014 12:30:49 +0000 https://appraisersblogs.com/?p=6613 Real Estate Appraisers of America: Declare appraiser independence by prohibiting lenders from having any ownership or stake in the real estate appraisal process. This declaration of the real estate appraisal workers of the United States of America and those who stand together with the appraisal industry is made subject to the understanding that commercial and financial events guide growth and development of society, and that financial products and services are integral to the necessary and successful health of our citizens.  It is further understood and recognized that the fair and independent valuation of underlying assets backing financial products are critical...

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]]> https://appraisersblogs.com/appraisal/declaration-of-appraisal-independence/feed/ 4 6613 Appraiser Independence Violated https://appraisersblogs.com/appraisal/a-journal-piece-of-appraiser-independence-part-2-appraisal-indepence-violated/ https://appraisersblogs.com/appraisal/a-journal-piece-of-appraiser-independence-part-2-appraisal-indepence-violated/#comments Mon, 07 Apr 2014 12:30:44 +0000 https://appraisersblogs.com/?p=5927 A Journal Piece of Appraiser Independence (Part 2): Appraisal Independence Violated History is an important reminder to us all of what went wrong and what went right. When history is known we tend to skip the mistakes we made. We can either choose the right path for the wrong reason, the right path for the ‘right’ reasons and, we can take the wrong path in a similar manner. The MARKET needs to take the right path for the ‘right’ reasons. In years of late 1998 and 1999 several ideas were brought forth to a Forum filled with Individual Appraisers carrying...

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]]> https://appraisersblogs.com/appraisal/a-journal-piece-of-appraiser-independence-part-2-appraisal-indepence-violated/feed/ 2 5927 Customary & Reasonable Appraisal Fees https://appraisersblogs.com/appraisal/online-petition-to-make-a-difference-in-customary-and-reasonable-appraisal-fees/ https://appraisersblogs.com/appraisal/online-petition-to-make-a-difference-in-customary-and-reasonable-appraisal-fees/#comments Tue, 25 Mar 2014 12:30:44 +0000 https://appraisersblogs.com/?p=5848 A Cost-Plus fee structure will allow the Customary and Reasonable Fee provision, a component of Appraiser Independence, to be more readily adopted. Fellow Professional Appraiser, I am asking you to take a moment from your busy day to PARTICIPATE in an important industry effort. That issue is referred to within Title XIV of the Dodd-Frank legislation as “Customary and Reasonable Fees”: CUSTOMARY AND REASONABLE FEE In General – Lenders and their agents shall compensate fee appraisers at a rate that is customary and reasonable for appraisal services performed in the market area of the property being appraised. Evidence for such...

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]]> https://appraisersblogs.com/appraisal/online-petition-to-make-a-difference-in-customary-and-reasonable-appraisal-fees/feed/ 5 5848 Appraisers Warned Us but We Didn’t Listen https://appraisersblogs.com/appraisal/real-estate-appraisers-warned-us-about-the-crisis-but-we-didnt-listen/ https://appraisersblogs.com/appraisal/real-estate-appraisers-warned-us-about-the-crisis-but-we-didnt-listen/#comments Sat, 13 Jul 2013 13:00:23 +0000 https://appraisersblogs.com/?p=4855 Federal actors could have responded to the appraisers’ warning and prevented the crisis On July 9, 2013 I participated in a radio interview with a lobbyist for the 100 largest financial firms. The San Francisco radio program host asked me what question I would ask the lobbyist and I said that any discussion should begin with allowing him to state his view of what caused the crisis. In the course of his explanation, he bemoaned the fact that there was no warning about the crisis. I found this ironic because I had just published that morning an article about how the...

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]]> https://appraisersblogs.com/appraisal/real-estate-appraisers-warned-us-about-the-crisis-but-we-didnt-listen/feed/ 2 4855 Petition RE the Interim Final Rule on Appraiser Independence https://appraisersblogs.com/appraisal/petition-concerning-the-interim-final-rule-on-appraiser-independence/ https://appraisersblogs.com/appraisal/petition-concerning-the-interim-final-rule-on-appraiser-independence/#comments Fri, 11 Jan 2013 12:30:49 +0000 https://appraisersblogs.com/?p=3791 The National Association of Independent Housing Professionals (NAIHP) led by Marc Savitt is petitioning the Consumer Financial Protection Bureau and is asking those harmed by the Interim Final Rule on Appraiser Independence to sign and forward the online petition. To Consumer Financial Protection Bureau (CFPB), Richard Cordreay, CFPB Director: Allow NMLS loan originators to order appraisals directly from appraisers Consumers and small business are being significantly harmed by the Interim Final Rule on Appraiser Independence. Consumer costs have increased by over 2.8 Billion dollars a year; thousands of small business residential appraisers have gone out of business, as the rule diverts...

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]]> https://appraisersblogs.com/appraisal/petition-concerning-the-interim-final-rule-on-appraiser-independence/feed/ 1 3791 Petition Opposing Coercive & Abusive Behavior Against Appraisers https://appraisersblogs.com/appraisal/appraisers-online-petition-opposing-coercive-and-abusive-behavior-of-chase-bank-and-other-lenders-against-appraisers/ https://appraisersblogs.com/appraisal/appraisers-online-petition-opposing-coercive-and-abusive-behavior-of-chase-bank-and-other-lenders-against-appraisers/#comments Mon, 23 Apr 2012 13:00:57 +0000 https://appraisersblogs.com/?p=2728 Petition Opposing Coercive and Abusive Behavior of Chase Bank and Other Lenders Against Appraisers Please consider signing the online petition launched by John Dingeman opposing the coercive and abusive behavior of Chase Bank and other lenders against appraisers. Stop Intimidating, Threatening, and Bullying Appraisers Chase Mortgage Banking, like other financial institutions have come into possession of appraisals where a loan has been assigned or sold to them. If Chase had any issues with these appraisals during the underwriting process when the loans were written, they would have asked the appraiser’s “Client” for clarification, explanations, and/or corrections. With every foreclosure, Chase...

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]]> https://appraisersblogs.com/appraisal/appraisers-online-petition-opposing-coercive-and-abusive-behavior-of-chase-bank-and-other-lenders-against-appraisers/feed/ 8 2728 Appraisers Online Petition Opposing AMC fees as C&R https://appraisersblogs.com/dodd-frank-act-cr-fees/appraisers-online-petition-opposing-use-of-amc-fees-as-customary-reasonable/ https://appraisersblogs.com/dodd-frank-act-cr-fees/appraisers-online-petition-opposing-use-of-amc-fees-as-customary-reasonable/#comments Wed, 13 Apr 2011 01:36:00 +0000 https://appraisersblogs.com/?p=286 Appraisers online petition opposing use of AMC fees as Customary & Reasonable Please consider signing the online petition launched by appraisers and written by George Hatch, opposing the use of AMC fees as Customary & Reasonable: Federal Reserve Board to Clarify Customary and Reasonable Appraisal Fees On October 18, 2010, the Federal Reserve Board announced an interim final rule to Regulation Z of Title 12, also known as the Truth in Lending Act (TILA). One of the elements to Regulation Z is a binding requirement upon creditors and appraisal management companies to ensure that appraisers who are not employees of...

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