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<site xmlns="com-wordpress:feed-additions:1">52046035</site>	<item>
		<title>Appraiser Independence: What Does it Mean &#038; Who Does it Apply to</title>
		<link>https://appraisersblogs.com/appraisal-news/appraiser-independence-meaning-n-who-it-covers/</link>
					<comments>https://appraisersblogs.com/appraisal-news/appraiser-independence-meaning-n-who-it-covers/#comments</comments>
		
		<dc:creator><![CDATA[Guest Author]]></dc:creator>
		<pubDate>Mon, 31 Aug 2026 12:30:57 +0000</pubDate>
				<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[Consumer Financial Protection Bureau]]></category>
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		<category><![CDATA[AIR]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[appraiser independence]]></category>
		<category><![CDATA[Appraiser Independence Requirements]]></category>
		<category><![CDATA[blacklist]]></category>
		<category><![CDATA[Consumer protection]]></category>
		<category><![CDATA[Dodd Frank]]></category>
		<category><![CDATA[Dodd-Frank Act]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[FIRREA]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[National Association of Realtors]]></category>
		<category><![CDATA[Regulation Z]]></category>
		<category><![CDATA[Uniform Standards of Professional Appraisal Practice]]></category>
		<category><![CDATA[USPAP]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=34971</guid>

					<description><![CDATA[<p>Why It Matters Appraiser independence is mandated by state and federal laws &#8211; not a professional courtesy. Every agent, broker, loan officer, lender and AMC involved in a transaction with a lender-ordered appraisal is legally prohibited from influencing the appraiser&#8217;s value conclusion and from interfering in the appraisal process. Violations can cost you your license, trigger federal civil penalties, NAR sanctions, civil liability, and in extreme cases, criminal prosecution.1 &#8220;I didn&#8217;t know&#8221; is not a defense. The Legal Foundation Three federal frameworks govern this area. Title XI of FIRREA (1989) requires all appraisals for federally related transactions to be performed&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/response-2-mortgage-expert-2-eliminate-appraisers"     class="crp_link post-20546"><span class="crp_title">Expert Wants to “Eliminate” Appraisers</span></a><span class="crp_excerpt"> Mortgage Industry Expert Wants to “Eliminate” Appraisers – A Response The National Mortgage News website just published an interview with&hellip;</span></li>
<li><a href="https://appraisersblogs.com/violating-appraisal-independence-through-intimidation-coercion-n-harassment"     class="crp_link post-27193"><span class="crp_title">Violating Appraisal Independence Through Harassment,&hellip;</span></a><span class="crp_excerpt"> It shall be unlawful... to engage in any act or practice that violates appraisal independence... Appraisers, I have written the&hellip;</span></li>
<li><a href="https://appraisersblogs.com/agents-blacklisting-appraisers"     class="crp_link post-12469"><span class="crp_title">No I Won't Work With This Appraiser</span></a><span class="crp_excerpt"> How much power do agents have over the appraisal process? The lender gets a call. Agent tells them that appraiser&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/appraisal-news/appraiser-independence-meaning-n-who-it-covers/">Appraiser Independence: What Does it Mean &#038; Who Does it Apply to</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>10</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">34971</post-id>	</item>
		<item>
		<title>It’s Time to Take Out the Junk: AMC Practices Exposed</title>
		<link>https://appraisersblogs.com/time-2-take-out-the-junk-amc-practices-exposed/</link>
					<comments>https://appraisersblogs.com/time-2-take-out-the-junk-amc-practices-exposed/#comments</comments>
		
		<dc:creator><![CDATA[Logan Dorman]]></dc:creator>
		<pubDate>Fri, 21 Aug 2026 12:30:23 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Trending]]></category>
		<category><![CDATA[Appraisal Management Company]]></category>
		<category><![CDATA[Appraisal Nation]]></category>
		<category><![CDATA[Class Valuation]]></category>
		<category><![CDATA[Consumer protection]]></category>
		<category><![CDATA[Dodd Frank]]></category>
		<category><![CDATA[FIRREA]]></category>
		<category><![CDATA[Home Valuation Code of Conduct]]></category>
		<category><![CDATA[HVCC]]></category>
		<category><![CDATA[independent appraisers]]></category>
		<category><![CDATA[staff appraisers]]></category>
		<category><![CDATA[USPAP]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=34945</guid>

					<description><![CDATA[<p>Appraisers have spent years carrying the weight of broken AMC practices, and this article pulls every one of those practices into the sunlight so the profession can finally take out the junk. “Evil AMCs thrive not only through active malice, but also through the silence and inaction of those appraisers who could intervene.” — Edmund Burke… if he had been an appraiser It’s a conversation we’ve all had before: “I’ve already got all my information entered. I’m used to the system. I don’t want to learn a new process. I guess I’ll just keep paying the extra couple of dollars&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/first-the-borrower-fee-now-the-appraiser-compensation-in-court/"     class="crp_link post-34918"><span class="crp_title">First the Borrower Fee. Now the Appraiser&hellip;</span></a><span class="crp_excerpt"> Two lawsuits place Class Valuation’s fee transparency and staff-appraiser compensation practices under federal scrutiny. Most appraisal disputes examine only one&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-appraisal-fee-lawsuit-amcs-cannot-outrun/"     class="crp_link post-33534"><span class="crp_title">The Appraisal Fee Lawsuit AMCs Can't Outrun</span></a><span class="crp_excerpt"> The class action lawsuit filed against CrossCountry Mortgage and Class Valuation arrives at a moment when many in the appraisal&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-amcs-coming-soon-2-a-lawsuit-near-you/"     class="crp_link post-33209"><span class="crp_title">The AMCs: Coming Soon to a Lawsuit Near You</span></a><span class="crp_excerpt"> The AMCs built an entire system on silence, and now the quiet parts are being said out loud. For years,&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/time-2-take-out-the-junk-amc-practices-exposed/">It’s Time to Take Out the Junk: AMC Practices Exposed</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>42</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">34945</post-id>	</item>
		<item>
		<title>When ‘Protected’ Becomes Pressure: You Have Until July 27 to Object</title>
		<link>https://appraisersblogs.com/when-protected-becomes-pressure-object-by-july-27/</link>
					<comments>https://appraisersblogs.com/when-protected-becomes-pressure-object-by-july-27/#comments</comments>
		
		<dc:creator><![CDATA[Guest Author]]></dc:creator>
		<pubDate>Sat, 25 Jul 2026 12:30:25 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisal Organizations]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[AQB]]></category>
		<category><![CDATA[The Appraisal Foundation]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[Appraiser Qualifications Board]]></category>
		<category><![CDATA[discrimination]]></category>
		<category><![CDATA[Ethics Rule]]></category>
		<category><![CDATA[Exposure Draft]]></category>
		<category><![CDATA[fair housing act]]></category>
		<category><![CDATA[liability]]></category>
		<category><![CDATA[Uniform Standards of Professional Appraisal Practice]]></category>
		<category><![CDATA[USPAP]]></category>
		<category><![CDATA[valuation]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=33551</guid>

					<description><![CDATA[<p>The new fair‑housing course weaponizes protected characteristics to pressure appraisers into outcome‑driven valuation, directly contradicting USPAP’s prohibition on advocacy. The Fair Housing Course Is Training You to Break USPAP. You Have Until July 27 to Say So. The Appraiser Qualifications Board&#8217;s Second Exposure Draft keeps a required course that pressures new appraisers to advocate an outcome based on protected characteristics. That is not fair housing. It is not lawful. And you can still stop it — but the comment window closes July 27. Let me say it plainly. We are being pushed — through licensing law and federal fair-housing regulation&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/uspap-typical-buyer-standard-in-the-fair-housing-era/"     class="crp_link post-33420"><span class="crp_title">USPAP’s Typical Buyer Standard in the Fair Housing Era</span></a><span class="crp_excerpt"> The Irreconcilable Conflict Between USPAP's Typical Buyer Standard and the Current Fair Housing Compliance Regime. Retain this document as a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/bias-accusation-collapses-as-hud-clears-the-appraiser/"     class="crp_link post-33379"><span class="crp_title">Bias Accusation Collapses as HUD Clears the Appraiser</span></a><span class="crp_excerpt"> HUD just confirmed what the appraisal showed from day one: the accusation never had a pulse.&nbsp; If you read the&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisers-freed-from-dei-propaganda/"     class="crp_link post-32449"><span class="crp_title">Appraisers Freed from DEI Propaganda</span></a><span class="crp_excerpt"> This bold move immediately resulted in the removal of all appraisal bias propaganda from the official whitehouse.gov website.&nbsp; With a&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/when-protected-becomes-pressure-object-by-july-27/">When ‘Protected’ Becomes Pressure: You Have Until July 27 to Object</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>7</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">33551</post-id>	</item>
		<item>
		<title>USPAP’s Typical Buyer Standard in the Fair Housing Era</title>
		<link>https://appraisersblogs.com/uspap-typical-buyer-standard-in-the-fair-housing-era/</link>
					<comments>https://appraisersblogs.com/uspap-typical-buyer-standard-in-the-fair-housing-era/#comments</comments>
		
		<dc:creator><![CDATA[Guest Author]]></dc:creator>
		<pubDate>Fri, 29 May 2026 12:30:07 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Trending]]></category>
		<category><![CDATA[Uniform Standards of Professional Appraisal Practice]]></category>
		<category><![CDATA[USPAP]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[discrimination]]></category>
		<category><![CDATA[Ethics Rule]]></category>
		<category><![CDATA[fair housing act]]></category>
		<category><![CDATA[FIRREA]]></category>
		<category><![CDATA[highest and best use]]></category>
		<category><![CDATA[PAVE]]></category>
		<category><![CDATA[Property Appraisal and Valuation Equity]]></category>
		<category><![CDATA[Sales Comparison Approach]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=33420</guid>

					<description><![CDATA[<p>The Irreconcilable Conflict Between USPAP&#8217;s Typical Buyer Standard and the Current Fair Housing Compliance Regime. Retain this document as a reference should you face a complaint grounded in disparate impact theory alone. The three-safeguard framework from Inclusive Communities provides a robust defense for any appraiser whose methodology is USPAP-compliant, well-documented, and market-supported. Introduction I want to state plainly what the appraisal profession has been tiptoeing around since roughly 2019: an appraiser cannot simultaneously comply with: 1-  USPAP&#8217;s requirement to identify and analyze the most probable (typical) buyer of a property via market data AND… 2- comply with the current iteration&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/disparate-treatment-n-impact-in-uspap"     class="crp_link post-29339"><span class="crp_title">Disparate Treatment and Impact in USPAP</span></a><span class="crp_excerpt"> USPAP has introduced the terms DISPARATE TREATMENT AND IMPACT in its 5th exposure draft. Disparate treatment and impact are bad&hellip;</span></li>
<li><a href="https://appraisersblogs.com/biased-appraiser-judging-an-entire-profession-by-anecdotal-evidence"     class="crp_link post-26856"><span class="crp_title">Biased Appraisers? I Don't Think So</span></a><span class="crp_excerpt"> To judge an entire profession by anecdotal evidence is equally both stupid and harmful... The entire emphasis was on "anecdotal&hellip;</span></li>
<li><a href="https://appraisersblogs.com/appraisers-freed-from-dei-propaganda/"     class="crp_link post-32449"><span class="crp_title">Appraisers Freed from DEI Propaganda</span></a><span class="crp_excerpt"> This bold move immediately resulted in the removal of all appraisal bias propaganda from the official whitehouse.gov website.&nbsp; With a&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/uspap-typical-buyer-standard-in-the-fair-housing-era/">USPAP’s Typical Buyer Standard in the Fair Housing Era</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>33</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">33420</post-id>	</item>
		<item>
		<title>Pickleball, Promises, and the Quiet Takeover of Appraisal</title>
		<link>https://appraisersblogs.com/pickleball-promises-n-the-quiet-takeover-of-appraisal/</link>
					<comments>https://appraisersblogs.com/pickleball-promises-n-the-quiet-takeover-of-appraisal/#comments</comments>
		
		<dc:creator><![CDATA[Guest Author]]></dc:creator>
		<pubDate>Fri, 17 Apr 2026 12:30:49 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Trending]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[compensation]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[extraction]]></category>
		<category><![CDATA[Uniform Standards of Professional Appraisal Practice]]></category>
		<category><![CDATA[USPAP]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=33339</guid>

					<description><![CDATA[<p>While they’re busy flexing their pickleball paddles, the real play is a bill quietly strip‑mining appraisers’ work. “Fair warning, we take our pickleball as seriously as we take our appraisal tech.” That showed up in my inbox this week as part of a promotion for the Appraiser’s Conference and Trade Show 2026. Smiling emojis, rally invites, reminders to book meetings with onboarding teams and partnership managers, all wrapped in a message about staying ahead of what’s next. I have been in a slowdown for four years now, so when something like that comes across my screen, it lands differently. A&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/the-harbor-model-where-appraisers-take-the-helm/"     class="crp_link post-32975"><span class="crp_title">The Harbor Model: Where Appraisers Take the Helm</span></a><span class="crp_excerpt"> The Harbor Model offers a bold blueprint for restoring transparency, authorship, and oversight in a valuation industry long dominated by&hellip;</span></li>
<li><a href="https://appraisersblogs.com/flags-over-facts-the-road-2-obsolescence/"     class="crp_link post-33309"><span class="crp_title">Flags Over Facts: The Road to Obsolescence</span></a><span class="crp_excerpt"> The latest round of modernization comes wrapped in friendly language, but the flags are hard to miss if you’ve been&hellip;</span></li>
<li><a href="https://appraisersblogs.com/from-dealerships-2-amcs-tech-fees-as-the-new-normal/"     class="crp_link post-33228"><span class="crp_title">From Dealerships to AMCs: Tech Fees as the New Normal</span></a><span class="crp_excerpt"> Tech fees have spread so far and wide that even my oil change felt like a crash course in AMC&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/pickleball-promises-n-the-quiet-takeover-of-appraisal/">Pickleball, Promises, and the Quiet Takeover of Appraisal</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>36</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">33339</post-id>	</item>
		<item>
		<title>The Trainee Inside the Fast and Cheap Model</title>
		<link>https://appraisersblogs.com/the-trainee-inside-the-fast-and-cheap-model/</link>
					<comments>https://appraisersblogs.com/the-trainee-inside-the-fast-and-cheap-model/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Fri, 06 Feb 2026 13:30:29 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal Management Companies]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Trending]]></category>
		<category><![CDATA[AMCs]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[hybrid appraisal]]></category>
		<category><![CDATA[trainee]]></category>
		<category><![CDATA[trainees]]></category>
		<category><![CDATA[Uniform Standards of Professional Appraisal Practice]]></category>
		<category><![CDATA[URAR]]></category>
		<category><![CDATA[USPAP]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=33251</guid>

					<description><![CDATA[<p>The trainee walked into a job expecting mentorship and instead found a crash course in misconduct.&#160; There is a widening gap in this industry between the people who actually protect the public trust and the people who only talk about it. A recent Reddit post from a Georgia trainee captured that gap with uncomfortable clarity. Not because his experience was unusual, but because it showed exactly what happens when the demand for fast and cheap collides with a profession built on accuracy, accountability, and real judgment. The trainee described a year of being sent out alone to inspect properties, told&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/uspap-typical-buyer-standard-in-the-fair-housing-era/"     class="crp_link post-33420"><span class="crp_title">USPAP’s Typical Buyer Standard in the Fair Housing Era</span></a><span class="crp_excerpt"> The Irreconcilable Conflict Between USPAP's Typical Buyer Standard and the Current Fair Housing Compliance Regime. Retain this document as a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/how-rural-america-lost-its-mortgage-lifeline/"     class="crp_link post-33012"><span class="crp_title">The Town With No Bank: How Rural America Lost Its&hellip;</span></a><span class="crp_excerpt"> For decades, we’ve been told that the problem is demand. That people don’t want to live in rural America anymore.&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/"     class="crp_link post-31044"><span class="crp_title">Uncovering Flaws in FHA Appraisal & Loan Review Process</span></a><span class="crp_excerpt"> The story of this single mother's harrowing experience with a defective home purchase and HUD's negligent oversight exposes deep flaws&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/the-trainee-inside-the-fast-and-cheap-model/">The Trainee Inside the Fast and Cheap Model</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>32</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">33251</post-id>	</item>
		<item>
		<title>From Data to Value: How Mass Appraisal Delivers Fair Market Assessments </title>
		<link>https://appraisersblogs.com/from-data-2-value-how-mass-appraisal-delivers-fair-market-assessments/</link>
					<comments>https://appraisersblogs.com/from-data-2-value-how-mass-appraisal-delivers-fair-market-assessments/#comments</comments>
		
		<dc:creator><![CDATA[Guest Author]]></dc:creator>
		<pubDate>Tue, 13 Jan 2026 13:30:54 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Appraisal News]]></category>
		<category><![CDATA[Appraisers News]]></category>
		<category><![CDATA[Uniform Standards of Professional Appraisal Practice]]></category>
		<category><![CDATA[USPAP]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=33196</guid>

					<description><![CDATA[<p>Behind every annual notice of assessments is a complex valuation system most property owners never realize exists. The Appraisal Foundation defines mass appraisal as “the systematic appraisal of groups of properties as of a given date using standardized procedures and statistical testing.” In practice, mass appraisal is a method used to value large numbers of similar properties at the same time consistently. Properties may be grouped by physical characteristics, location, or property type. Mass appraisal is mostly used for ad valorem (property tax) assessments. Mass Appraisal in Henrico County To understand how mass appraisal functions in practice, it is helpful to look at how the process is applied at&#46;&#46;&#46;</p>
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<li><a href="https://appraisersblogs.com/is-the-gses-appraisal-modernization-really-just-mass-appraisal/"     class="crp_link post-30451"><span class="crp_title">Is the GSE's "Appraisal Modernization" Really Just&hellip;</span></a><span class="crp_excerpt"> Mass Appraisal tend to exhibit a regressive nature...&nbsp; In the intricate landscape of real estate mortgage financing, the notion of&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-new-improved-fannie-mae-fraudulator-2-is-an-outright-fraud"     class="crp_link post-29449"><span class="crp_title">The New & Improved Fannie Mae “FRAUDULATOR 2.0”</span></a><span class="crp_excerpt"> Originally known as Fannie Mae’s Collateral Underwriter (CU), and subsequently Collateral Underwriter 2.0 (CU-2)i this always dubious product of Fannie&hellip;</span></li>
<li><a href="https://appraisersblogs.com/county-assessors-standards-avm-final-rule-guidance/"     class="crp_link post-31284"><span class="crp_title">County Assessors' Standards | AVM Final Rule Guidance</span></a><span class="crp_excerpt"> County Assessors have the advantage of being able to calibrate their models specifically for one market, allowing for a more&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/from-data-2-value-how-mass-appraisal-delivers-fair-market-assessments/">From Data to Value: How Mass Appraisal Delivers Fair Market Assessments </a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>7</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">33196</post-id>	</item>
		<item>
		<title>The 24-Hour Appraisal Diet: Slim on Time, Light on Credibility</title>
		<link>https://appraisersblogs.com/the-24-hour-appraisal-diet-slim-on-time-light-on-credibility/</link>
					<comments>https://appraisersblogs.com/the-24-hour-appraisal-diet-slim-on-time-light-on-credibility/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Fri, 05 Sep 2025 12:30:40 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<category><![CDATA[Appraisal Technology]]></category>
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		<category><![CDATA[Automated Valuation Models]]></category>
		<category><![CDATA[AVM]]></category>
		<category><![CDATA[appraisal news]]></category>
		<category><![CDATA[automated valuation model]]></category>
		<category><![CDATA[liability]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=33039</guid>

					<description><![CDATA[<p>Brian Zitin’s declaration that the appraisal “bottleneck” has been obliterated by Reggora’s 24-hour turnaround reads less like a breakthrough and more like a tech startup’s victory lap around a profession it barely understands. According to the post, decades of valuation nuance, regulatory compliance, and boots on the ground expertise have now been solved, at no extra cost to the borrower, in every location, and without compromising standards. All it took, apparently, was a few million dollars and a launch video. It’s a bold claim, not because speed isn’t desirable, but because speed without substance is just marketing. The idea that&#46;&#46;&#46;</p>
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<li><a href="https://appraisersblogs.com/uncovering-flaws-in-fha-appraisal-n-loan-review-process/"     class="crp_link post-31044"><span class="crp_title">Uncovering Flaws in FHA Appraisal & Loan Review Process</span></a><span class="crp_excerpt"> The story of this single mother's harrowing experience with a defective home purchase and HUD's negligent oversight exposes deep flaws&hellip;</span></li>
<li><a href="https://appraisersblogs.com/is-the-gses-appraisal-modernization-really-just-mass-appraisal/"     class="crp_link post-30451"><span class="crp_title">Is the GSE's "Appraisal Modernization" Really Just&hellip;</span></a><span class="crp_excerpt"> Mass Appraisal tend to exhibit a regressive nature...&nbsp; In the intricate landscape of real estate mortgage financing, the notion of&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/the-24-hour-appraisal-diet-slim-on-time-light-on-credibility/">The 24-Hour Appraisal Diet: Slim on Time, Light on Credibility</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>31</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">33039</post-id>	</item>
		<item>
		<title>FOIA, AI, &#038; the Appraiser’s Defense: A Blueprint for Fighting Back</title>
		<link>https://appraisersblogs.com/foia-ai-n-the-appraisers-defense-a-blueprint-4-fignting-back/</link>
					<comments>https://appraisersblogs.com/foia-ai-n-the-appraisers-defense-a-blueprint-4-fignting-back/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Fri, 13 Jun 2025 12:30:12 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<category><![CDATA[USPAP]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=32913</guid>

					<description><![CDATA[<p>Targeted under the guise of equity, I faced baseless accusations with no due process — until I used FOIA, uncovered the truth, and turned the tables. But I had a secret weapon: I used artificial intelligence. For decades, appraisers have worked in silence, held hostage by regulations, scrutiny, and — recently — false narratives of systemic racism. When the Biden administration launched the PAVE Initiative, it claimed to champion equity in housing. But behind the curtain, it became a political tool. The result? Appraisers like me were targeted based on ZIP codes, stripped of due process, and labeled racist —&#46;&#46;&#46;</p>
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<li><a href="https://appraisersblogs.com/maxine-waters-wants-appraisers-investigated/"     class="crp_link post-26366"><span class="crp_title">Maxine Waters Wants Appraisers Investigated</span></a><span class="crp_excerpt"> On February 22, 2022, Maxine Waters sent a letter to HUD Secretary Marcia Fudge, TAF, ASC and AI regarding ongoing&hellip;</span></li>
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</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/foia-ai-n-the-appraisers-defense-a-blueprint-4-fignting-back/">FOIA, AI, &#038; the Appraiser’s Defense: A Blueprint for Fighting Back</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>25</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">32913</post-id>	</item>
		<item>
		<title>Realtor Fined $10,000 for Impersonating an Appraiser</title>
		<link>https://appraisersblogs.com/realtor-fined-10000-for-impersonating-an-appraiser/</link>
					<comments>https://appraisersblogs.com/realtor-fined-10000-for-impersonating-an-appraiser/#comments</comments>
		
		<dc:creator><![CDATA[Guest Author]]></dc:creator>
		<pubDate>Thu, 27 Mar 2025 12:30:58 +0000</pubDate>
				<category><![CDATA[AMC]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=32637</guid>

					<description><![CDATA[<p>Impersonating an Appraiser &#8211; The Costly Consequences of Playing Dress-Up in Real Estate.&#160; Being an appraiser isn&#8217;t for the faint of heart. The job requires thick skin, a strong moral compass, and an unwavering commitment to impartiality. There are times when you have to stand your ground, even when clients plead with you to sway the value. Sometimes, the market tells a story that’s not what people want to hear. Whether it&#8217;s a low appraisal for a refinance or a high one for a divorce, appraisers have to stay true to the facts. No matter how much pressure is applied.&#46;&#46;&#46;</p>
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<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/realtor-fined-10000-for-impersonating-an-appraiser/">Realtor Fined $10,000 for Impersonating an Appraiser</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>46</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">32637</post-id>	</item>
		<item>
		<title>Appraisal Regulation Compliance Council Exposes Disturbing AMC Violations</title>
		<link>https://appraisersblogs.com/appraisal-regulation-compliance-council-exposes-disturbing-amc-violations/</link>
					<comments>https://appraisersblogs.com/appraisal-regulation-compliance-council-exposes-disturbing-amc-violations/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Fri, 30 Aug 2024 12:30:34 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31311</guid>

					<description><![CDATA[<p>The Appraisal Regulation Compliance Council published a detailed breakdown to the CFPB, which showed the median average AMC fee being charged to borrowers amounted to a staggering 65% of the total appraisal fee, with one AMC extracting as much as 84% in pure profit. The Appraisal Regulation Compliance Council (ARCC) is a crucial non-profit organization that specializes in providing fact-based research and expertise on the complex web of appraisal regulations and compliance issues. Driven by a non-partisan mission, ARCC has spent the last two years diligently collecting, vetting, and organizing comprehensive data on lender appraisals conducted by Appraisal Management Companies&#46;&#46;&#46;</p>
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<li><a href="https://appraisersblogs.com/appraisal-management-companies-amcs-violating-tila-and-customary-and-reasonable-fee-clauses/"     class="crp_link post-30287"><span class="crp_title">AMCs Violating TILA and C&R Fee Clauses</span></a><span class="crp_excerpt"> Fellow Appraisers, the appraisal industry has been facing a major issue with AMCs violating the Truth in Lending Act (TILA)&hellip;</span></li>
<li><a href="https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/"     class="crp_link post-31182"><span class="crp_title">Lack of Fee Transparency: Exposing the AMC Exploitation</span></a><span class="crp_excerpt"> By keeping the borrower in the dark about the true cost of the appraisal, the AMCs are able to charge&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/appraisal-regulation-compliance-council-exposes-disturbing-amc-violations/">Appraisal Regulation Compliance Council Exposes Disturbing AMC Violations</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>102</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31311</post-id>	</item>
		<item>
		<title>Key Part of USPAP Not Available from TAF</title>
		<link>https://appraisersblogs.com/key-part-of-uspap-not-available-from-taf/</link>
					<comments>https://appraisersblogs.com/key-part-of-uspap-not-available-from-taf/#comments</comments>
		
		<dc:creator><![CDATA[Dave Towne]]></dc:creator>
		<pubDate>Fri, 19 Jul 2024 12:30:37 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=31080</guid>

					<description><![CDATA[<p>this is a colossal failure on their part – to have a key document on BACKORDER until a month from now, or longer!&#160; Appraisers, I have a print copy of the current USPAP, but need/want a PRINT copy of the AO/FAQ Reference Manual, which TAF decided to make into a separate document for this version at a cost of $75. I prefer the printed versions, rather than the PDF so I can read it and use a highlighter for key items. I went onto the TAF web site on July 17, 2024 to order the document, and found this: In&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
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<li><a href="https://appraisersblogs.com/the-appraisal-foundation-turns-down-free-grant-money-counting-on-appraisers-2-foot-the-bill"     class="crp_link post-24686"><span class="crp_title">TAF Counting on Appraisers to Foot the Bill</span></a><span class="crp_excerpt"> From October 30, 2020 TAFAC meeting, TAF president Dave Bunton said: “Earlier this week the Foundation notified the ASC that&hellip;</span></li>
<li><a href="https://appraisersblogs.com/parea-program-n-its-negative-impact-on-diversity/"     class="crp_link post-29773"><span class="crp_title">PAREA Program & Its Negative Impact on Diversity</span></a><span class="crp_excerpt"> The study also found that the PAREA program is not as effective in providing a more accessible pathway to licensure&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/key-part-of-uspap-not-available-from-taf/">Key Part of USPAP Not Available from TAF</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>14</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">31080</post-id>	</item>
		<item>
		<title>The Illogical Reality of Mortgage Appraisal Reviews </title>
		<link>https://appraisersblogs.com/reforming-the-appraisal-review-process-the-illogical-reality-of-mortgage-appraisal-reviews/</link>
					<comments>https://appraisersblogs.com/reforming-the-appraisal-review-process-the-illogical-reality-of-mortgage-appraisal-reviews/#comments</comments>
		
		<dc:creator><![CDATA[Dallas T. Kiedrowski, MNAA]]></dc:creator>
		<pubDate>Thu, 13 Jun 2024 12:30:28 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30943</guid>

					<description><![CDATA[<p>Reforming the appraisal review process is essential to maintaining the integrity of the real estate market and protecting consumers and homeowners.&#160; In mortgage financing, the appraisal process is often seen as the foundation of accurate property valuation and market stability. However, beneath this façade of reliability lies a troubling rift: while real estate appraisers must navigate stringent licensing protocols and scrutiny, the individuals reviewing the appraisals often operate with minimal oversight, instead leaning heavily on automated systems and algorithms. This stark disparity not only undermines the credibility of the review process but also revives the threat of past missteps, once&#46;&#46;&#46;</p>
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<h4>Related Posts:</h4>
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<li><a href="https://appraisersblogs.com/the-new-improved-fannie-mae-fraudulator-2-is-an-outright-fraud"     class="crp_link post-29449"><span class="crp_title">The New & Improved Fannie Mae “FRAUDULATOR 2.0”</span></a><span class="crp_excerpt"> Originally known as Fannie Mae’s Collateral Underwriter (CU), and subsequently Collateral Underwriter 2.0 (CU-2)i this always dubious product of Fannie&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-one-mile-rule-prudent-policy-or-modern-day-redlining/"     class="crp_link post-30730"><span class="crp_title">The One-Mile Rule: Prudent Policy or Modern Day Redlining?</span></a><span class="crp_excerpt"> ...whether through redlined maps or implicit "one-mile rule," the result can be undervalued properties in historically marginalized neighborhoods.&nbsp; Throughout the&hellip;</span></li>
<li><a href="https://appraisersblogs.com/lack-of-fee-transparency-exposing-the-amc-exploitation/"     class="crp_link post-31182"><span class="crp_title">Lack of Fee Transparency: Exposing the AMC Exploitation</span></a><span class="crp_excerpt"> By keeping the borrower in the dark about the true cost of the appraisal, the AMCs are able to charge&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/reforming-the-appraisal-review-process-the-illogical-reality-of-mortgage-appraisal-reviews/">The Illogical Reality of Mortgage Appraisal Reviews </a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>27</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30943</post-id>	</item>
		<item>
		<title>Fannie &#038; Freddie&#8217;s AI Appraisal Photo Recognition</title>
		<link>https://appraisersblogs.com/fannie-freddie-implementing-ai-appraisal-photo-recognition-reviews/</link>
					<comments>https://appraisersblogs.com/fannie-freddie-implementing-ai-appraisal-photo-recognition-reviews/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Tue, 07 May 2024 12:30:58 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30847</guid>

					<description><![CDATA[<p>A colleague recently shared an important heads up regarding Fannie Mae and Freddie Mac&#8217;s plans to implement photo recognition AI to analyze appraisal photos. This technology can scan a single photo and extract over 100 data points related to quality, condition, and repairs. For example, it can identify flooring types, appliance models, and even assess light levels in a room. Later this year, the GSEs plan to run all appraisal reports through this AI and cross-check the appraiser&#8217;s stated quality and condition ratings. If the AI&#8217;s analysis differs significantly from the appraiser&#8217;s, it will automatically generate a complaint letter to&#46;&#46;&#46;</p>
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<ul>
<li><a href="https://appraisersblogs.com/lets-all-build-the-gallows-together/"     class="crp_link post-30380"><span class="crp_title">Let's All Build the Gallows Together</span></a><span class="crp_excerpt"> Fannie Mae and Freddie Mac have issued a clarion call to all appraisers to pitch in and help build the&hellip;</span></li>
<li><a href="https://appraisersblogs.com/is-the-gses-appraisal-modernization-really-just-mass-appraisal/"     class="crp_link post-30451"><span class="crp_title">Is the GSE's "Appraisal Modernization" Really Just&hellip;</span></a><span class="crp_excerpt"> Mass Appraisal tend to exhibit a regressive nature...&nbsp; In the intricate landscape of real estate mortgage financing, the notion of&hellip;</span></li>
<li><a href="https://appraisersblogs.com/FDIC-US-treasury-championing-automation-2-replace-appraisers"     class="crp_link post-22404"><span class="crp_title">Pushing Automation to Replace Appraisers</span></a><span class="crp_excerpt"> Regulators today are often removing barriers to responsible behavior with the hope of expanding lending activity since falling mortgage rates&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/fannie-freddie-implementing-ai-appraisal-photo-recognition-reviews/">Fannie &#038; Freddie&#8217;s AI Appraisal Photo Recognition</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>46</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30847</post-id>	</item>
		<item>
		<title>Obscure Federal Official Has Hatched ‘Sick Chicken’ in Housing Sector</title>
		<link>https://appraisersblogs.com/obscure-federal-official-has-hatched-sick-chicken-in-housing-sector/</link>
					<comments>https://appraisersblogs.com/obscure-federal-official-has-hatched-sick-chicken-in-housing-sector/#comments</comments>
		
		<dc:creator><![CDATA[Jeremy Bagott]]></dc:creator>
		<pubDate>Thu, 04 Apr 2024 12:30:58 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30642</guid>

					<description><![CDATA[<p>The case eventually found its way to the U.S. Supreme Court, where it came to be known to the public as the “Sick Chicken Case”&#160; It was the Great Depression’s bleakest year – 1933. At President Roosevelt’s urging, Congress passed the National Industrial Recovery Act, a New Deal bill that partially ceded lawmaking authority to private organizations and industry boards to develop codes of conduct that would then be enforced on citizens as binding law. The owners of poultry producer Schechter Poultry Corp. were indicted for violating the new private business code for the poultry industry. The chicken men lawyered&#46;&#46;&#46;</p>
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<li><a href="https://appraisersblogs.com/reindeer-standards-as-unenforceable-as-appraisal-code/"     class="crp_link post-30143"><span class="crp_title">Reindeer Standards As Unenforceable As Appraisal Code</span></a><span class="crp_excerpt"> There’s a lot to like about the bylaws of the Association of World Reindeer Herders. The code defines how herders&hellip;</span></li>
<li><a href="https://appraisersblogs.com/how-u-s-home-valuations-are-being-subverted"     class="crp_link post-29041"><span class="crp_title">How U.S. Home Valuations Are Being Subverted</span></a><span class="crp_excerpt"> At the crossroads of it all is a campaign to weaken or eliminate valuations... The nonprofit is now exploring ways&hellip;</span></li>
<li><a href="https://appraisersblogs.com/reforming-the-appraisal-review-process-the-illogical-reality-of-mortgage-appraisal-reviews/"     class="crp_link post-30943"><span class="crp_title">The Illogical Reality of Mortgage Appraisal Reviews </span></a><span class="crp_excerpt"> Reforming the appraisal review process is essential to maintaining the integrity of the real estate market and protecting consumers and&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/obscure-federal-official-has-hatched-sick-chicken-in-housing-sector/">Obscure Federal Official Has Hatched ‘Sick Chicken’ in Housing Sector</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>18</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30642</post-id>	</item>
		<item>
		<title>ChatGPT Appraisal Error Sparks Ethics Debate</title>
		<link>https://appraisersblogs.com/chatgpt-appraisal-error-sparks-ethics-debate/</link>
					<comments>https://appraisersblogs.com/chatgpt-appraisal-error-sparks-ethics-debate/#comments</comments>
		
		<dc:creator><![CDATA[AppraisersBlogs]]></dc:creator>
		<pubDate>Mon, 01 Apr 2024 12:30:33 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30621</guid>

					<description><![CDATA[<p>A recent post by an appraiser trainee on an online forum described a troubling situation involving the use of ChatGPT to generate content for an appraisal report. The trainee admitted to using ChatGPT to write a market summary section without properly reviewing it first. This resulted in factual inaccuracies making it into the final report delivered to the client. Upon discovering this, the client, a local bank, threatened to file a complaint against the trainee. The trainee is now considering falsely claiming to have personally written the problematic section in an attempt to avoid consequences. &#8220;Hey everyone, I recently used&#46;&#46;&#46;</p>
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<li><a href="https://appraisersblogs.com/seller-filed-a-racial-bias-complaint-against-me/"     class="crp_link post-30075"><span class="crp_title">Seller Filed a Racial Bias Complaint Against Me</span></a><span class="crp_excerpt"> So what’s caused the sudden loss of income? Could it be because of the racial bias complaint filed against me&hellip;</span></li>
<li><a href="https://appraisersblogs.com/are-computer-programs-biased-or-unbiased"     class="crp_link post-27912"><span class="crp_title">Are Computer Programs Biased or Unbiased?</span></a><span class="crp_excerpt"> Whether or not computer programs are despised or supported depends on the narrative being spewed. Which is it? Are computer&hellip;</span></li>
<li><a href="https://appraisersblogs.com/data-n-verification-sources-are-critical"     class="crp_link post-23123"><span class="crp_title">Data and Verification Sources Are Critical</span></a><span class="crp_excerpt"> The genesis for this essay began when I heard from another appraiser that a VA report reviewer rejected the comparables&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/chatgpt-appraisal-error-sparks-ethics-debate/">ChatGPT Appraisal Error Sparks Ethics Debate</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>40</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30621</post-id>	</item>
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		<title>Is the GSE&#8217;s &#8220;Appraisal Modernization&#8221; Really Just Mass Appraisal?</title>
		<link>https://appraisersblogs.com/is-the-gses-appraisal-modernization-really-just-mass-appraisal/</link>
					<comments>https://appraisersblogs.com/is-the-gses-appraisal-modernization-really-just-mass-appraisal/#comments</comments>
		
		<dc:creator><![CDATA[Dallas T. Kiedrowski, MNAA]]></dc:creator>
		<pubDate>Thu, 07 Mar 2024 13:30:04 +0000</pubDate>
				<category><![CDATA[Appraisal]]></category>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30451</guid>

					<description><![CDATA[<p>Mass Appraisal tend to exhibit a regressive nature&#8230;&#160; In the intricate landscape of real estate mortgage financing, the notion of appraisal waivers recently dubbed “Value Acceptance”, by the Government Sponsored Enterprises (GSEs), has stirred considerable debate. The most recent statistics show Value Acceptance accounts for up to 40% of all mortgage approvals. It is presented as part of the GSEs “Appraisal Modernization” initiative, which aims to streamline the mortgage appraisal process. However, a closer examination reveals potential drawbacks, raising questions about its efficacy and impact on the housing market. Despite its roots in a methodology designed to support appraisers, Value&#46;&#46;&#46;</p>
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<li><a href="https://appraisersblogs.com/the-new-improved-fannie-mae-fraudulator-2-is-an-outright-fraud"     class="crp_link post-29449"><span class="crp_title">The New & Improved Fannie Mae “FRAUDULATOR 2.0”</span></a><span class="crp_excerpt"> Originally known as Fannie Mae’s Collateral Underwriter (CU), and subsequently Collateral Underwriter 2.0 (CU-2)i this always dubious product of Fannie&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-one-mile-rule-prudent-policy-or-modern-day-redlining/"     class="crp_link post-30730"><span class="crp_title">The One-Mile Rule: Prudent Policy or Modern Day Redlining?</span></a><span class="crp_excerpt"> ...whether through redlined maps or implicit "one-mile rule," the result can be undervalued properties in historically marginalized neighborhoods.&nbsp; Throughout the&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/is-the-gses-appraisal-modernization-really-just-mass-appraisal/">Is the GSE&#8217;s &#8220;Appraisal Modernization&#8221; Really Just Mass Appraisal?</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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			<slash:comments>18</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">30451</post-id>	</item>
		<item>
		<title>It’s Just Responsible Journalism!</title>
		<link>https://appraisersblogs.com/setting-the-record-straight-n-responsible-journalism/</link>
					<comments>https://appraisersblogs.com/setting-the-record-straight-n-responsible-journalism/#comments</comments>
		
		<dc:creator><![CDATA[VaCAP Board]]></dc:creator>
		<pubDate>Wed, 21 Feb 2024 13:30:14 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30398</guid>

					<description><![CDATA[<p>Not reporting complete and accurate information is nothing more than irresponsible journalism!&#160; The local television station WWBT, NBC 12 in the Richmond market is airing a story on Thursday February 22 during the 6 pm News Broadcast, about racial bias in real estate appraisals. We know this is not a new topic and previous stories that have aired have been extremely one sided and not from the appraiser’s perspective. VaCAP was not contacted for information, nor were any appraisers that we know. We have seen the negative impact this type of story has on our profession and we need your&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/why-is-only-one-side-of-the-racism-claim-appraisal-story-being-reported"     class="crp_link post-24532"><span class="crp_title">Why is Only One Side of This Story Being Told?</span></a><span class="crp_excerpt"> There are always two sides to every story; however, understanding is a three-edged sword: your side, their side, and the&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-other-side-racism-in-appraisals"     class="crp_link post-25394"><span class="crp_title">The Other Side, Racism in Appraisals</span></a><span class="crp_excerpt"> ...the other side of things, the appraiser profession side since no other news media and organizations are willing to do&hellip;</span></li>
<li><a href="https://appraisersblogs.com/uspap-typical-buyer-standard-in-the-fair-housing-era/"     class="crp_link post-33420"><span class="crp_title">USPAP’s Typical Buyer Standard in the Fair Housing Era</span></a><span class="crp_excerpt"> The Irreconcilable Conflict Between USPAP's Typical Buyer Standard and the Current Fair Housing Compliance Regime. Retain this document as a&hellip;</span></li>
</ul>
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</div>
<p>The post <a href="https://appraisersblogs.com/setting-the-record-straight-n-responsible-journalism/">It’s Just Responsible Journalism!</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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		<post-id xmlns="com-wordpress:feed-additions:1">30398</post-id>	</item>
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		<title>AMCs Billing Scheme, Hidden Profits &#038; Deceptive Practices</title>
		<link>https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/</link>
					<comments>https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/#comments</comments>
		
		<dc:creator><![CDATA[Guest Author]]></dc:creator>
		<pubDate>Wed, 07 Feb 2024 13:30:29 +0000</pubDate>
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		<guid isPermaLink="false">https://appraisersblogs.com/?p=30318</guid>

					<description><![CDATA[<p>Appraisers who do not agree to their hidden billing methods are excluded from the majority of the GSE lending marketplace for appraisal orders.&#160; Appraisal Management Companies (AMC&#8217;s) do not pass on cost savings for reduced appraisal services to consumers. Instead, they keep the savings for themselves without disclosing the amount to the consumer or the appraiser. What should have been cost savings for the consumer are pocketed by the AMC in secret. This is considered a junk fee or unearned fee billing scheme under current law. Appraisers who participate in this system are in violation of The Management Rule of&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/uspap-typical-buyer-standard-in-the-fair-housing-era/"     class="crp_link post-33420"><span class="crp_title">USPAP’s Typical Buyer Standard in the Fair Housing Era</span></a><span class="crp_excerpt"> The Irreconcilable Conflict Between USPAP's Typical Buyer Standard and the Current Fair Housing Compliance Regime. Retain this document as a&hellip;</span></li>
<li><a href="https://appraisersblogs.com/the-appraisal-fee-lawsuit-amcs-cannot-outrun/"     class="crp_link post-33534"><span class="crp_title">The Appraisal Fee Lawsuit AMCs Can't Outrun</span></a><span class="crp_excerpt"> The class action lawsuit filed against CrossCountry Mortgage and Class Valuation arrives at a moment when many in the appraisal&hellip;</span></li>
<li><a href="https://appraisersblogs.com/first-the-borrower-fee-now-the-appraiser-compensation-in-court/"     class="crp_link post-34918"><span class="crp_title">First the Borrower Fee. Now the Appraiser&hellip;</span></a><span class="crp_excerpt"> Two lawsuits place Class Valuation’s fee transparency and staff-appraiser compensation practices under federal scrutiny. Most appraisal disputes examine only one&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/appraisal-management-companies-billing-scheme-hidden-profits-n-deceptive-practices/">AMCs Billing Scheme, Hidden Profits &#038; Deceptive Practices</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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		<post-id xmlns="com-wordpress:feed-additions:1">30318</post-id>	</item>
		<item>
		<title>How Many Fees Are Needed for One Appraisal Order?</title>
		<link>https://appraisersblogs.com/how-many-fees-are-needed-for-one-appraisal-order/</link>
					<comments>https://appraisersblogs.com/how-many-fees-are-needed-for-one-appraisal-order/#comments</comments>
		
		<dc:creator><![CDATA[Guest Author]]></dc:creator>
		<pubDate>Mon, 05 Feb 2024 13:30:38 +0000</pubDate>
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		<category><![CDATA[waiver]]></category>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=30310</guid>

					<description><![CDATA[<p>Being beaten up about a fee increase request, new higher technology fees, or losing out to an order in a ridiculous bidding war and learning the AMC made more money than the appraiser on an order, or even having an order cancelled because someone else offered to take less compensation, are only a few of the issues the appraisal industry is facing.&#160; After reflecting on 2023, from the position as an appraiser, experiencing the changes in volume of orders, the compensation being offered to the appraiser, the amount of waivers being given so no appraisal was required, and the roll&#46;&#46;&#46;</p>
<div class="crp_related     crp-text-only">
<h4>Related Posts:</h4>
<ul>
<li><a href="https://appraisersblogs.com/the-appraisal-fee-debate-exposing-the-amc-fee-deception/"     class="crp_link post-31465"><span class="crp_title">The Great Debate on Appraisal Fees</span></a><span class="crp_excerpt"> She included several different fee split examples indicating AMCs retained as much as 70 percent of the total appraisal fee&hellip;</span></li>
<li><a href="https://appraisersblogs.com/time-2-take-out-the-junk-amc-practices-exposed/"     class="crp_link post-34945"><span class="crp_title">It’s Time to Take Out the Junk: AMC Practices Exposed</span></a><span class="crp_excerpt"> Appraisers have spent years carrying the weight of broken AMC practices, and this article pulls every one of those practices&hellip;</span></li>
<li><a href="https://appraisersblogs.com/fannie-mae-filed-a-complaint-against-me/"     class="crp_link post-30011"><span class="crp_title">Fannie Mae Filed a Complaint Against Me</span></a><span class="crp_excerpt"> An appraiser shared the following with us which was posted on one of the appraisers’ groups. Fannie Mae filed a&hellip;</span></li>
</ul>
<div class="crp_clear"></div>
</div>
<p>The post <a href="https://appraisersblogs.com/how-many-fees-are-needed-for-one-appraisal-order/">How Many Fees Are Needed for One Appraisal Order?</a> appeared on <a href="https://appraisersblogs.com">Appraisers Blogs</a>.</p>
]]></description>
		
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