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	Comments on: Use of Census Data in AVM &#038; Discrimination	</title>
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		<title>
		By: Mike Ford, American Guild of Appraisers (AGA™)		</title>
		<link>https://appraisersblogs.com/avm-discrimination-via-census-tract-demographic-data/#comment-30273</link>

		<dc:creator><![CDATA[Mike Ford, American Guild of Appraisers (AGA™)]]></dc:creator>
		<pubDate>Sat, 18 Jul 2020 21:34:06 +0000</pubDate>
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					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/avm-discrimination-via-census-tract-demographic-data/#comment-30267&quot;&gt;Julio E. Sune Jr.&lt;/a&gt;.

Julio-all true and factual but my point was focused on the real culprit that facilitates ongoing racist behavior by those that are so inclined. Behavior that is next to impossible to identify and prevent.


Even the legitimate purpose to such data collection is of dubious benefit. It causes folks like former VP Biden to ignorantly opine that racism exists without specific instances being cited. It (census) allows data manipulation by sophists for their own ulterior purposes.


For example (take a very low economic median income area) one could argue &quot;Poor people are clearly being discriminated against by being &#039;steered&#039; to inferior neighborhoods and inferior school districts.&quot; Cause and effect are not remotely related to improper steering of any type- but census data might &#039;suggest&#039; that is the case based on interpretive slant of investigator.


As for blockbusting-it used to be common in the 1960s-1970s and presumably earlier. I haven&#039;t seen real block busting in over 40 years.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/avm-discrimination-via-census-tract-demographic-data/#comment-30267">Julio E. Sune Jr.</a>.</p>
<p>Julio-all true and factual but my point was focused on the real culprit that facilitates ongoing racist behavior by those that are so inclined. Behavior that is next to impossible to identify and prevent.</p>
<p>Even the legitimate purpose to such data collection is of dubious benefit. It causes folks like former VP Biden to ignorantly opine that racism exists without specific instances being cited. It (census) allows data manipulation by sophists for their own ulterior purposes.</p>
<p>For example (take a very low economic median income area) one could argue &#8220;Poor people are clearly being discriminated against by being &#8216;steered&#8217; to inferior neighborhoods and inferior school districts.&#8221; Cause and effect are not remotely related to improper steering of any type- but census data might &#8216;suggest&#8217; that is the case based on interpretive slant of investigator.</p>
<p>As for blockbusting-it used to be common in the 1960s-1970s and presumably earlier. I haven&#8217;t seen real block busting in over 40 years.</p>
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		<title>
		By: Brian Kirkpatrick on Facebook		</title>
		<link>https://appraisersblogs.com/avm-discrimination-via-census-tract-demographic-data/#comment-30272</link>

		<dc:creator><![CDATA[Brian Kirkpatrick on Facebook]]></dc:creator>
		<pubDate>Fri, 17 Jul 2020 19:35:41 +0000</pubDate>
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					<description><![CDATA[Racism won’t die until we stop collecting data to profile people]]></description>
			<content:encoded><![CDATA[<p>Racism won’t die until we stop collecting data to profile people</p>
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		By: Ronny on Twitter		</title>
		<link>https://appraisersblogs.com/avm-discrimination-via-census-tract-demographic-data/#comment-30269</link>

		<dc:creator><![CDATA[Ronny on Twitter]]></dc:creator>
		<pubDate>Fri, 17 Jul 2020 15:22:33 +0000</pubDate>
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					<description><![CDATA[great point violation of HUDs guidlines as well...not a peep however as the corporations sink their grimy teeth further into the business of valuation to save them money]]></description>
			<content:encoded><![CDATA[<p>great point violation of HUDs guidlines as well&#8230;not a peep however as the corporations sink their grimy teeth further into the business of valuation to save them money</p>
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		<title>
		By: Hardworking Appraiser		</title>
		<link>https://appraisersblogs.com/avm-discrimination-via-census-tract-demographic-data/#comment-30268</link>

		<dc:creator><![CDATA[Hardworking Appraiser]]></dc:creator>
		<pubDate>Fri, 17 Jul 2020 14:53:59 +0000</pubDate>
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					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/avm-discrimination-via-census-tract-demographic-data/#comment-30267&quot;&gt;Julio E. Sune Jr.&lt;/a&gt;.

Wonderful, dated information that&#039;s been around for years. What does real estate AGENT &quot;steering&quot; have to do with real estate APPRAISERS and valuation of the property?

I&#039;d also like to know how, according to Joe Biden, I &quot;discriminate&quot; on my appraisals when on almost every purchase appraisal (over 95%) I never MEET or TALK TO the borrower - they are just names on an appraisal order sheet. Am I supposedly figuring out their race simply by their name?? The whole thing is ridiculous and a distraction from the real issues in the industry.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/avm-discrimination-via-census-tract-demographic-data/#comment-30267">Julio E. Sune Jr.</a>.</p>
<p>Wonderful, dated information that&#8217;s been around for years. What does real estate AGENT &#8220;steering&#8221; have to do with real estate APPRAISERS and valuation of the property?</p>
<p>I&#8217;d also like to know how, according to Joe Biden, I &#8220;discriminate&#8221; on my appraisals when on almost every purchase appraisal (over 95%) I never MEET or TALK TO the borrower &#8211; they are just names on an appraisal order sheet. Am I supposedly figuring out their race simply by their name?? The whole thing is ridiculous and a distraction from the real issues in the industry.</p>
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		<title>
		By: Julio E. Sune Jr.		</title>
		<link>https://appraisersblogs.com/avm-discrimination-via-census-tract-demographic-data/#comment-30267</link>

		<dc:creator><![CDATA[Julio E. Sune Jr.]]></dc:creator>
		<pubDate>Fri, 17 Jul 2020 13:44:58 +0000</pubDate>
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					<description><![CDATA[Steering &#124; Discrimination, Ethics and Fair Housing In Real Estate

Steering - Discriminatory And Prohibited

As part of their profession, residential real estate agents guide their clients into homes they feel would best correspond to their clients’ tastes and needs. Consciously or unconsciously, the agent’s biases and prejudices may influence the areas and neighborhoods they think will be appropriate for their client. Unfortunately, they may “steer” their clients to neighborhoods or areas they feel are appropriate for their client, given their ethnic background or identity as part of another minority group.

What Is Steering?

In real estate, steering is the practice of guiding prospective homeowners or occupants to certain neighborhoods or away from other neighborhoods or areas based on their identity as part of a protected class such as race.

Why Is Steering Discriminatory?

The practice of steering is inherently discriminatory, and may deprive someone from finding the home they would have preferred, or would have best suited their needs. The reason is the client is first presented with choices based on their identity as part of a class of people that has been discriminated against. The practice also perpetuates segregations of classes of people to certain areas.

Steering Is Prohibited In the United States

As part of the ongoing effort to end discrimination, steering has been outlawed in the United States. On the federal level, steering has been outlawed through the series of legislation that constitutes the Fair Housing Act which specifies the protected classes of people.

Fair Housing Protected Classes

The Fair Housing Act defines protected classes as:

    Race
    Color
    Religion
    Sex
    Nation origin
    Disability
    Familial status


Steering has also been outlawed through legislation on the state level. For example, California has outlawed steering as part of the Unruh Civil Rights Act that was enacted in 1959. The law regulates discrimination by businesses in California which encompasses real estate brokerage.

Additional discriminatory practices that have been outlawed in the United States include redlining and blockbusting.]]></description>
			<content:encoded><![CDATA[<p>Steering | Discrimination, Ethics and Fair Housing In Real Estate</p>
<p>Steering &#8211; Discriminatory And Prohibited</p>
<p>As part of their profession, residential real estate agents guide their clients into homes they feel would best correspond to their clients’ tastes and needs. Consciously or unconsciously, the agent’s biases and prejudices may influence the areas and neighborhoods they think will be appropriate for their client. Unfortunately, they may “steer” their clients to neighborhoods or areas they feel are appropriate for their client, given their ethnic background or identity as part of another minority group.</p>
<p>What Is Steering?</p>
<p>In real estate, steering is the practice of guiding prospective homeowners or occupants to certain neighborhoods or away from other neighborhoods or areas based on their identity as part of a protected class such as race.</p>
<p>Why Is Steering Discriminatory?</p>
<p>The practice of steering is inherently discriminatory, and may deprive someone from finding the home they would have preferred, or would have best suited their needs. The reason is the client is first presented with choices based on their identity as part of a class of people that has been discriminated against. The practice also perpetuates segregations of classes of people to certain areas.</p>
<p>Steering Is Prohibited In the United States</p>
<p>As part of the ongoing effort to end discrimination, steering has been outlawed in the United States. On the federal level, steering has been outlawed through the series of legislation that constitutes the Fair Housing Act which specifies the protected classes of people.</p>
<p>Fair Housing Protected Classes</p>
<p>The Fair Housing Act defines protected classes as:</p>
<p>    Race<br />
    Color<br />
    Religion<br />
    Sex<br />
    Nation origin<br />
    Disability<br />
    Familial status</p>
<p>Steering has also been outlawed through legislation on the state level. For example, California has outlawed steering as part of the Unruh Civil Rights Act that was enacted in 1959. The law regulates discrimination by businesses in California which encompasses real estate brokerage.</p>
<p>Additional discriminatory practices that have been outlawed in the United States include redlining and blockbusting.</p>
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