There’s yet another problem with Risk hiding out of sight, gone, disappeared. No Risk, no need for Moodys or any of the other sleazeball risk analysts. That category, Risk Calculators, includes appraisers. There’s no need for anything but machines….except maybe for the Inspection. Shucks, all that calls for is a guy with a BenDavis! Now, Rick, I’m part Tinker from waaay back, heck I was selling gold painted stones to neighborhood kids when I was 8; if you’ve got any notions of monetizing these ‘layers’ of risk associated w/appraisals let me know right away.

Rick, Risk? There’s no longer ‘Risk’. Well, unless you’re scheduled for a Red-Eye to Hung Chow Mein. See, Rick, Risk was hustled out of the arena by Ben, Yellen, Barney, Mario, Trump, et al. Where’d it go? Into your back pocket, Rick. You are now covering it!

The wise panel application reviewer turns not straight to the questionnaire, turns not to the appraisal samples or resume, but rather first looks at the EO insurability premium cost in relation to the coverage amount.

A higher EO cost to the appraiser is indicative of claims, penalties, renewal with coverage gap, or some other past event. Agreed, best solicitations deal with the minutia of risk management. Get a claim, pay a higher premium for life. The sky is the limit to yearly insurance costs if previous runs of loose practice ever blow back.

Exponentialize your volume of orders for a slight gain in yearly income, stack the risk up for later. What could go wrong?

It appears if we place Aristotle in place of the man in the drawing then that man can ‘tell’ how many teeth in the horse’s mouth simply from the configuration of the horse’s head. Ergo, the last question: Inspection (examination ?) or Valuation, which is more important????? Although I’m not Aristotle I know the answer. Do you?

NOW FOR THE GOOD NEWS
There are thousands of other careers and business opportunities out there that pay you in spades for your talents.

So we’ve been boycotting all these years for nothing?

They sold it, you bought it, and continue to do so.

The world is what we make of it. Build from what’s available.

I understand your point, but the American Guild of Appraisers is not a true union. They do not advocate in the way unions do across the country for hard working people. We should’ve been more organized in our stance to protect our profession and paid what we should be paid for what we do. Instead, I am still taking shitty appraisal fees from shitty AMCs with apparently no support from this industry, at least it seems that way.

Many appraisers HAVE unionized. It’s called the American Guild of Appraisers, #44 OPEIU, AFL-CIO. Information is available at http://www.appraisersguild.org, more information may be obtained from janbellas@appraisersguild.org

AGA has been around for a while, but it was not until 2014-2015 under what was to become new leadership that we started aggressively defending appraisers and advocating at state and federal levels. We have a voice before federal agencies and bureaus now. We also support state coalitions in using their voices at the state level.

What amazes me is the number of folks who say we should unionize, but who then do not join. Please join your state coalition today, and AGA as well. We could always use more active volunteers. Even if it is only to screen their states appraisal issues that need to be brought to our attention.

Mike Ford, chairman, National Appraiser Peer Review Committee / VP Special Projects, AGA

Interesting. I just received a notice from Clearbox that they had partnered with Computershare and invited me to sign up for a $39 (presumably for the background check that is a redundancy to what my state already does each time it renews my license. (No thanks, Joan).

100% of the fault for these garbage products are the state and federal regulators that have changed regulations which have permitted them to be called “appraisals” and variants thereof. TAF hasn’t helped by accommodating spurious processes and products by redefining what an appraisal report vs (old) summary vs restricted appraisal report is. Dictionary of R.E. Appraisal didn’t help with their 2010 definition which is so broad it covers ANY opinion of value. Credibly derived or not.

Yes ! I have said it before. The nude models that stand in front of the art school students unionized. They got together for better working conditions, breaks, pay blah blah blah. But not us ! Why ???