Nope. Construction is an essential service in my state. Home building must carry on. And you can get in on it, and you, you’re important, and you too! They tried to shut down liquor stores and when lines instantly ran out a mile long, they decided those people were important enough to maintain their jobs too.

And you, you’re important enough to keep your job! Not you bro, you have to stay at home, too bad, just bad luck but we’re here for you with loans and menial employment when it’s over. Come work for the big corporations instead. You, over there! You’re important! You too! Pass on that one, not important. That other guy, yes, important, he’s an instant VIP!

What are appraisers opining to in a desktop appraisal?

Retrospective date of value, fine.

Current date of value?

Income Approach is negative. No one has to pay rent, but the bills keep coming in.
Cost Approach = Zero. Residential construction is not an essential service, so the improvements could not be “replaced”.
Sales Comparison Approach = Sales offices are closed as non-essential, buyers are ordered by the government to not go outside, potential foreign buyers are no longer accepted into the country, oh but there is an appraiser with data less than 6 months old, so there is an open and competitive market.

ROFLMAO

Oh but there is a GSE directive that its okay, yet there was no indemnity agreement issued to appraisers to protect them from the backlash when those loans go belly up.

Great. Go for it.

Ok, thank you for clarifying Carl. I thought as much. The Maryland Gov. issued an order for all non-essential businesses to close today at 5pm.; however, real estate appraisers or “appraisers” were not specifically mentioned. Financial services, banks, etc… are essential

Chris, it’s a screenshot of page 5 of the PDF file above. The PDF file is the IL governor’s Issues stay-at-home order.

Carl is the doc you posted from the State of Ill. or national? (I see Dept. of Homeland Sec. 3/19 memo at the bottom)

https://fashionunited.com/executive/report/hanes-starts-making-medical-coronavirus-fit-masks/2020032332726

The good thing to come out of this is that manufacturers will be more flexible and more diverse, causing the American people to rely less on foreign sourced goods and services. If you want a mask, lysol, whatever, you’ll probably be able to get one in no time. I have a 5g bucket in the back, with jugs of tap water and soap, change of overshirt. I wash hands out of the back of the truck now all the time. I’m not worried myself, but do take care to not spread it around to vulnerable people if I’m able. Lots of younger people out shopping for their parents, I did that too.

It’s just they were not prepared to manage the logistics of everyone wanting everything at once. This thing is not causing heffers to keel over on the spot or farmers to stop planting. Life carries on. We’re readying for price reductions and this is likely to be a great opportunity for us to bridge the gap and land a better home at an affordable price later this year.

Per the specific rules of engagement for work flow and type, take what works best for you. They’re talking about penalties if your advanced phone tattles on you for not maintaining social distancing or violating unconstitutional travel restrictions. No, I will not be conned by this event into embracing the new technologies. This sounds like a great reason to turn that back instead. Something will turn up and I won’t need to change my positions to make that happen.

Why would desktops being preference over exterior onlys? The 2055 is basically a 1004, but you’re using other forms of gathering interior information–you can still go and work outside the home, look in the windows etc. And if you’re upholding USPAP, it’s not just a driveby, you should be doing everything in your power to get verifiable information to go with it (have the owner send you pics, face time, recent MLS, detailed interview, and you are on the receiving end of this interpreting the results using your professionalism). You don’t get that out of an alternative valuation product. And, the desktop is less than that. Doesn’t make any sense why GSEs would want that first over a 2055 with physical exterior inspection.

Baggins, this is not going to be commonplace. Just like you go to the food store now and have to settle for gizzards at the moment, the product we offer is not dispensable, but you just have to make do for the time being. Use this as an opportunity to embrace technology. You will be able to do more with it and the fees will match up eventually as long as we stay in control of it.

Because the need to get financing from a lender to move from one home to another is on par with a supposedly life and death choice to step outside. It’s all political theater now.

You are not just watching political theater, you’re living it too. / Our liberty is not for sale, trade, or up for negotiation. / Liberty is yours, no permission slip is necessary. No government approval is required. / Nothing is more frightening than curtailment of liberty. Unless you’re old as dirt and near your death bed already, you’ll be fine. We were not magically insulated from this in the US, it may have been here since November anyways.

What are you not being told… These moves are not temporary. Now, shift all fulls to drive by’s. How much future income will this cost appraisers? It’s a special interest field day and there is no turning back. And now you’ll need some sort of permission slip to step out there? How long can you really abide that? Will you abide that long term? This ends when we demand it ends. Suddenly it went too far. Do not trade liberty for security.

Finally some good news. Thanks SB!

The treasuries pockets are wide open. Corelogic just will need to fish out a fresh translator or something, get the exec back from the bunker, they’ll get in on it too.

Your regular non organic diet is more likely to kill you. We’ll need an emmanuel goldstein around. What’s the daily death rate anyways? The thing to pay attention to is what you’re NOT being told.

No, it’s not the governments responsibility to keep us safe. Trading liberty for security will leave you with neither. This has gone too far already. Turn it back now.

Good thing so many stayed safely clear of fake news sites out there and did not see this coming 4 months ahead of time. I shared masks with many of my neighbors.

The timeline; People were worried, serious things were happening. People panicked and ran supplies. The panic was exploited through a chaos by design program, again. Censorship and propaganda ran overtime.

I thought masks would save me, then I got some. They’re just thin pieces of paper. I thought lysol would save me, it’s just a can of chemicals. What you going to do, not eat? You’ll be back at the store in no time too. Drink tea daily and keep your immune system up. Take supplements with zinc, have colloidal silver drops, consume spirulina, B, D, C’s and other immune boosting supplements, keep your health up.

Nope, as long as employees are on staff, the parent companies loans will be able to be relieved without being paid back, they’re getting a bailout to keep the employees ready to go too. They’re not getting fired, they’re going to be getting a free lunch. Expect news tidbits suddenly changing the amc brand from top 100 companies, to simple humble small businesses whom need help too.

It’s a great sentiment but no. This is the heist of the century and every special interest got their piece of the pie. We get to try out universal income without yang. We get student loan debt relief without warren. And just every other political point one could dare to make, it’s happening. Appraisers get to enjoy waivers and hybrids as a mandate from the top down, no argument or debate necessary and previous arguments against this are forgiven.

Does government keep itself in check or does the people keep the government in check? This is a sad day for America to let all these major corporations get everything they wanted under the guise of a crisis, simply write the fed a love note and grab a quick billion for yourself too. This is taxpayer money, this is your money. The financial reset is here and expect the worst.

Appraisal Order Log Jam about to open up….

You can wash them and re use them. Hope you did not throw them away.