I believe in competition. It brings out the best in us. So with that being said, appraisers listen to that great man that just wrote…”when they call, you….you got them…charge accordingly.”

Best advise I have heard yet.

Well that’s an easy one Chris. When will junk fee and unearned fee rules be recognized as legal principals in appraisal order distribution?

I’m not on this list either? How many nasty letters do I have to write before I can be part of the exclusionary list club? I’ve found that companies whom do put appraisers into such lists, are often hesitant to do so with pro active appraisers whom will inquire about approval status, assimilate and record all application and approval activity, and follow up with conflict resolution for anything and everything.

If all those appraisers just wrote a letter, they’d be off the list. But Bubba, it’s an old 2006 list, from the height of all that you know. Show me a current one. They don’t need lists anymore, they’ve got 5 star Mercury grading which the appraisers do not have access to and only lenders control!

Did I ever tell you the time when the guy from Axis hung up the phone on me? “If you can’t spot the fish, that means the fish is you!” If they don’t like my attitude, they’re free to get appraisers licenses and do it themselves.

I’ve had a good time over the past two years, asking amc and distribution managers how many of their staff is ‘on their way to becoming an appraiser themselves’. To date, I’ve never had a single yes response, even though I’ve literally asked the question over a hundred times in live voice calls.

“When they call you, they need you. Price accordingly.”

This job is a ruthless grinder of iniquity, confusing regulation, protagonistic grating ‘business relationships’, and crushes the best of them. Out of the 60 something people in my CRA class, like me and one other guy are left standing as CRA’s. He’s actually a CG now. Don’t let the phone salesmen get you down. Recognize being an appraiser is like living on the used car lot, constantly hounded by ameture salesmen. Just charge them more, or move on with your life. Nobody should be an appraiser if they don’t have the ability to be rude right back. This is not a mr nice guy type of business position.

If I ever get told I’m excluded, I simply have to let them down easy, and tell them they’ve already been fired and replaced. Made that phone call like 10 minutes ago, too late so sorry better luck next time.

we will never know, and according to this banks disclosure, its perfectly acceptable that a bank doesnt need to give any reason either.

American Mortgage Specialists, Inc. Mortgage Bank Disapproved Appraiser List

“please draw no conclusions from an individuals name being present or absent from the list”, however, they do not seem to have any problem posting the list on the internet for the whole world to see, and not keeping the list private and “in house”.

slander?

The deal is almost all of us have had that happen, in one various manifestation of the event or another. Imagine if appraisers selected from pools of available orders with lender and distributor performance grading tied to each order.  Imagine if lenders actually took risk and lent their own money, telling commission based agents to take a back seat to sound investment analysis. Bring back the IVPI and the clearinghouse distribution concept? When this following concept was proposed it seemed extreme to many. What about now, knowing how far away from valuation protection these lenders and their distributors have taken us?  It’s all about production these days, and the new mantra is the appraiser works for the lender first and foremost. Remember when appraisers had the clout to actually demand the gse’s pay for this? Sometimes it’s helpful to remember where we were, to have better bearing for now. For individual events, why bother?  The problem is institutionalized now.

IVPI Proposal

And the clowns are getting crazier and crazier.

You speak the truth on that one Diana. I just received an email blast from AMC Class Appraisal offering $100-$200 bonuses if you work for them and can get your report in on time (7-10 days) in certain states…lol Also received a snail mail offer from Rives Valuation Services asking me to move to Texas to do appraisals…haha Pretty soon are there going to be appraiser head hunters working for AMC’s? The circus is going to continue for some time to come!

no need to worry. if you havent heard, there was a House sub-committee hearing on Wednesday. all problems will soon be fixed, and things will be back on track real soon.