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	Comments on: Bank of America Appraisals Reviewed in India	</title>
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		<title>
		By: Baggins - Questions on updated XML software		</title>
		<link>https://appraisersblogs.com/appraisal/bank-of-america-reportedly-sending-property-reviews-to-india/#comment-14047</link>

		<dc:creator><![CDATA[Baggins - Questions on updated XML software]]></dc:creator>
		<pubDate>Mon, 06 Jun 2016 19:14:01 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=4887#comment-14047</guid>

					<description><![CDATA[Update: There is no more checklist. Now the XML reviewer scrapes a thousand point deal and these india reviewers are always over reaching and not following the FNMA CU guidance for underwriters, routinely noting every silly stipulation possible. On a brighter side, you know when you&#039;re dealing with the overseas reviewers. They don&#039;t have a clue how to deal with the XML auto results. I like to fill in every line with a reiteration statement. Like check box no for something, then free write nope, verified, or something pointed.  Funny story, that brings up a red flag if the reviewers have maximized their xml alert peramiters. I get these interesting stips where the reviewers notes state;  Too many warnings to count. They strike out in an alarmist fashion, just sure they&#039;ve got a problematic report.  And they send the report on to the senior underwriter for verification and direction. Then not mysteriously, the actual correction requirements are limited to some silly one or two item revision, and nothing else. While the disregarded stips started with illogical items like please explain why you made the statement does not have this, and also checked the no check box. Such poorly positioned review services that they literally would get an F in 1st grade english. I can spot an overseas or outsourced underwriter a mile away. They are devoid of logic and place absolute trust in XML 1000 point review.

There are several names for major XML review softwares and systems now, which are rarely discussed in the appraisal circuit. Thanks again to the major appraisal software companies for lining those systems up for us. With friends like this, who needs enemies? I&#039;m getting more interested as to who owns, who sells, and who profits from the use of the varied XML review softwares. If anyone knows more about these systems, I&#039;d like to learn more about them.  It seems obvious the xml review software is quite similar to EO review software integrated into major appraisal platforms. The smoke and mirrors effect is how the lenders and clients can turn up review criteria, but appraisers do not have those same user options for review criteria control. If these xml review softwares that underwriters use originate from major appraisal software companies, there is a conflict of interest here if the appraisal software companies are limiting the appraisers ability to alter review peramiters, but are then extending that ability to freely alter review peramiters to the underwriters and such. My name is Mr appraisal duck. You can find me at the carnival shooting range, floating left to right on the metal track. Good luck hitting this target, the vendor keeps the bb sights a millimeter off target. You have to wing it and be a little intuitive. If you do manage to hit me, I&#039;ll spin around a few times, and land right back in the same place you found me.]]></description>
			<content:encoded><![CDATA[<p>Update: There is no more checklist. Now the XML reviewer scrapes a thousand point deal and these india reviewers are always over reaching and not following the FNMA CU guidance for underwriters, routinely noting every silly stipulation possible. On a brighter side, you know when you&#8217;re dealing with the overseas reviewers. They don&#8217;t have a clue how to deal with the XML auto results. I like to fill in every line with a reiteration statement. Like check box no for something, then free write nope, verified, or something pointed.  Funny story, that brings up a red flag if the reviewers have maximized their xml alert peramiters. I get these interesting stips where the reviewers notes state;  Too many warnings to count. They strike out in an alarmist fashion, just sure they&#8217;ve got a problematic report.  And they send the report on to the senior underwriter for verification and direction. Then not mysteriously, the actual correction requirements are limited to some silly one or two item revision, and nothing else. While the disregarded stips started with illogical items like please explain why you made the statement does not have this, and also checked the no check box. Such poorly positioned review services that they literally would get an F in 1st grade english. I can spot an overseas or outsourced underwriter a mile away. They are devoid of logic and place absolute trust in XML 1000 point review.</p>
<p>There are several names for major XML review softwares and systems now, which are rarely discussed in the appraisal circuit. Thanks again to the major appraisal software companies for lining those systems up for us. With friends like this, who needs enemies? I&#8217;m getting more interested as to who owns, who sells, and who profits from the use of the varied XML review softwares. If anyone knows more about these systems, I&#8217;d like to learn more about them.  It seems obvious the xml review software is quite similar to EO review software integrated into major appraisal platforms. The smoke and mirrors effect is how the lenders and clients can turn up review criteria, but appraisers do not have those same user options for review criteria control. If these xml review softwares that underwriters use originate from major appraisal software companies, there is a conflict of interest here if the appraisal software companies are limiting the appraisers ability to alter review peramiters, but are then extending that ability to freely alter review peramiters to the underwriters and such. My name is Mr appraisal duck. You can find me at the carnival shooting range, floating left to right on the metal track. Good luck hitting this target, the vendor keeps the bb sights a millimeter off target. You have to wing it and be a little intuitive. If you do manage to hit me, I&#8217;ll spin around a few times, and land right back in the same place you found me.</p>
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		<title>
		By: Kathy		</title>
		<link>https://appraisersblogs.com/appraisal/bank-of-america-reportedly-sending-property-reviews-to-india/#comment-10638</link>

		<dc:creator><![CDATA[Kathy]]></dc:creator>
		<pubDate>Thu, 18 Jul 2013 23:05:19 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=4887#comment-10638</guid>

					<description><![CDATA[They were doing this in 1993-94.  They would UPS the hard copies over there.  Wells Fargo too. Whay are you surprised?  Walmart decided not to open 3 new centers in DC today because they would have to pay amandatory $12.50 per hour to all their employees. Hello]]></description>
			<content:encoded><![CDATA[<p>They were doing this in 1993-94.  They would UPS the hard copies over there.  Wells Fargo too. Whay are you surprised?  Walmart decided not to open 3 new centers in DC today because they would have to pay amandatory $12.50 per hour to all their employees. Hello</p>
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		<title>
		By: Retired Appraiser		</title>
		<link>https://appraisersblogs.com/appraisal/bank-of-america-reportedly-sending-property-reviews-to-india/#comment-10637</link>

		<dc:creator><![CDATA[Retired Appraiser]]></dc:creator>
		<pubDate>Thu, 18 Jul 2013 22:01:51 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=4887#comment-10637</guid>

					<description><![CDATA[Are you shocked?  

An appraiser named Dustin Harris continues to make his rounds online advocating hiring typists in India to write your report for you.  

If we can find a way to  outsource the inspections and analysis as well I do believe we can turn this into a minimum wage job again.]]></description>
			<content:encoded><![CDATA[<p>Are you shocked?  </p>
<p>An appraiser named Dustin Harris continues to make his rounds online advocating hiring typists in India to write your report for you.  </p>
<p>If we can find a way to  outsource the inspections and analysis as well I do believe we can turn this into a minimum wage job again.</p>
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		<title>
		By: Baggins		</title>
		<link>https://appraisersblogs.com/appraisal/bank-of-america-reportedly-sending-property-reviews-to-india/#comment-10635</link>

		<dc:creator><![CDATA[Baggins]]></dc:creator>
		<pubDate>Wed, 17 Jul 2013 16:49:54 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=4887#comment-10635</guid>

					<description><![CDATA[Total BS, is right.  Being that I immediately hang up on most foreign callers, I suppose I&#039;ll never talk to these people.   India real estate is nothing like the US, and they have inadequate reference to be effective reviewers.  I&#039;d rather have nothing to do, than have to deal with these people.  Companies can not be effective in outsourcing goals, if the customers and vendors refuse to deal with outsourced representatives.]]></description>
			<content:encoded><![CDATA[<p>Total BS, is right.  Being that I immediately hang up on most foreign callers, I suppose I&#8217;ll never talk to these people.   India real estate is nothing like the US, and they have inadequate reference to be effective reviewers.  I&#8217;d rather have nothing to do, than have to deal with these people.  Companies can not be effective in outsourcing goals, if the customers and vendors refuse to deal with outsourced representatives.</p>
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		<title>
		By: Desiree Mehbod		</title>
		<link>https://appraisersblogs.com/appraisal/bank-of-america-reportedly-sending-property-reviews-to-india/#comment-10634</link>

		<dc:creator><![CDATA[Desiree Mehbod]]></dc:creator>
		<pubDate>Tue, 16 Jul 2013 16:06:27 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=4887#comment-10634</guid>

					<description><![CDATA[Why am I not surprised?]]></description>
			<content:encoded><![CDATA[<p>Why am I not surprised?</p>
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		<title>
		By: Brian Zeis on Facebook		</title>
		<link>https://appraisersblogs.com/appraisal/bank-of-america-reportedly-sending-property-reviews-to-india/#comment-10633</link>

		<dc:creator><![CDATA[Brian Zeis on Facebook]]></dc:creator>
		<pubDate>Tue, 16 Jul 2013 13:17:29 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=4887#comment-10633</guid>

					<description><![CDATA[Unbelievable BS!!!!]]></description>
			<content:encoded><![CDATA[<p>Unbelievable BS!!!!</p>
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