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	Comments on: Are Realtors &#038; AMC’s Killing the Home Valuation System?	</title>
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		<title>
		By: Alison S		</title>
		<link>https://appraisersblogs.com/appraisal/are-realtors-and-amcs-killing-the-home-valuation-system-in-a-word-yes/#comment-11628</link>

		<dc:creator><![CDATA[Alison S]]></dc:creator>
		<pubDate>Thu, 26 Mar 2015 01:44:01 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=6310#comment-11628</guid>

					<description><![CDATA[Have one AMC that keeps sending a generic word doc with a different lot size than the local tax records, with a demand for revision/explanation/comment. Just a generic document, not a survey, a branded document, nothing.]]></description>
			<content:encoded><![CDATA[<p>Have one AMC that keeps sending a generic word doc with a different lot size than the local tax records, with a demand for revision/explanation/comment. Just a generic document, not a survey, a branded document, nothing.</p>
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		<title>
		By: Fred		</title>
		<link>https://appraisersblogs.com/appraisal/are-realtors-and-amcs-killing-the-home-valuation-system-in-a-word-yes/#comment-11287</link>

		<dc:creator><![CDATA[Fred]]></dc:creator>
		<pubDate>Fri, 05 Sep 2014 05:35:54 +0000</pubDate>
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					<description><![CDATA[Mr. Thomas,
I will go you one better. When I prepare an appraisal report and the measured square footage of the subject property differs from what is in the assessor’s records I am subsequently instructed to explain why there is a discrepancy in the square footage. I know I measured the house and I used my appraisal program to sketch the house. That is how I arrived at my square footage. I have absolutely no idea how the assessor’s office developed their square footage information over the past 75+ years. Was it taken from the building plans, was it provided by the builder, was it provided by the homeowner, did one of their appraisers measure it, did they get the wrong size information about an addition? It beats the heck out of me how they get their gross living area information because the best I can get from anybody is they get it from “various sources”.  Our county is notorious for having the wrong information so the people at the assessor’s office freely state: “Do not rely on our information. It may be wrong. It is intended to be used just by our staff and only for taxation purposes”. Watch for this step from the comparable square footage to the subject property square footage to happen to you. We have lost all control over not only appraisal fees but now the appraisal process too.]]></description>
			<content:encoded><![CDATA[<p>Mr. Thomas,<br />
I will go you one better. When I prepare an appraisal report and the measured square footage of the subject property differs from what is in the assessor’s records I am subsequently instructed to explain why there is a discrepancy in the square footage. I know I measured the house and I used my appraisal program to sketch the house. That is how I arrived at my square footage. I have absolutely no idea how the assessor’s office developed their square footage information over the past 75+ years. Was it taken from the building plans, was it provided by the builder, was it provided by the homeowner, did one of their appraisers measure it, did they get the wrong size information about an addition? It beats the heck out of me how they get their gross living area information because the best I can get from anybody is they get it from “various sources”.  Our county is notorious for having the wrong information so the people at the assessor’s office freely state: “Do not rely on our information. It may be wrong. It is intended to be used just by our staff and only for taxation purposes”. Watch for this step from the comparable square footage to the subject property square footage to happen to you. We have lost all control over not only appraisal fees but now the appraisal process too.</p>
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		<title>
		By: Retired Appraiser		</title>
		<link>https://appraisersblogs.com/appraisal/are-realtors-and-amcs-killing-the-home-valuation-system-in-a-word-yes/#comment-11249</link>

		<dc:creator><![CDATA[Retired Appraiser]]></dc:creator>
		<pubDate>Fri, 18 Jul 2014 18:34:23 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=6310#comment-11249</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/appraisal/are-realtors-and-amcs-killing-the-home-valuation-system-in-a-word-yes/#comment-11204&quot;&gt;Jon&lt;/a&gt;.

The only good AMC is a dead AMC.  You are part of the problem and even more so than the idiot appraisers who sell their bodies to the lowest bidder.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/appraisal/are-realtors-and-amcs-killing-the-home-valuation-system-in-a-word-yes/#comment-11204">Jon</a>.</p>
<p>The only good AMC is a dead AMC.  You are part of the problem and even more so than the idiot appraisers who sell their bodies to the lowest bidder.</p>
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		<title>
		By: Mike Ford, CA Gen. Cert.		</title>
		<link>https://appraisersblogs.com/appraisal/are-realtors-and-amcs-killing-the-home-valuation-system-in-a-word-yes/#comment-11214</link>

		<dc:creator><![CDATA[Mike Ford, CA Gen. Cert.]]></dc:creator>
		<pubDate>Fri, 27 Jun 2014 13:56:04 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=6310#comment-11214</guid>

					<description><![CDATA[Jon, I hope the big boys don&#039;t squeeze you out either. IF the AMC models are to work at all, then localized smaller AMCs that know the costs of getting good work in their area are critical.

If you are who I think you are, then I also know we can always go back to you guys and say we need a higher fee, explaining why, and we may (usually) get it or at least have an honest discussion on why not. Again, if your company initials are GS, I also know I need never fear being blacklisted for declining a low fee assignment.]]></description>
			<content:encoded><![CDATA[<p>Jon, I hope the big boys don&#8217;t squeeze you out either. IF the AMC models are to work at all, then localized smaller AMCs that know the costs of getting good work in their area are critical.</p>
<p>If you are who I think you are, then I also know we can always go back to you guys and say we need a higher fee, explaining why, and we may (usually) get it or at least have an honest discussion on why not. Again, if your company initials are GS, I also know I need never fear being blacklisted for declining a low fee assignment.</p>
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		<title>
		By: Mike Ford, CA Gen. Cert.		</title>
		<link>https://appraisersblogs.com/appraisal/are-realtors-and-amcs-killing-the-home-valuation-system-in-a-word-yes/#comment-11213</link>

		<dc:creator><![CDATA[Mike Ford, CA Gen. Cert.]]></dc:creator>
		<pubDate>Fri, 27 Jun 2014 13:50:04 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=6310#comment-11213</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/appraisal/are-realtors-and-amcs-killing-the-home-valuation-system-in-a-word-yes/#comment-11206&quot;&gt;Curtis D. Harris&lt;/a&gt;.

Why would you use the assessors numbers at all? If your numbers and assessor numbers do not agree, I hope you are not one of those appraisers that &#039;adjusts&#039; the stated dimensions of your own sketch to fit, resulting in a misleading appraisal report.

MANY times assessors routinely include ALL covered area under the roof; including entry porch cut-outs. OUR job is to provide an accurate estimate of living area (or building area or rentable area).

In Los Angeles County, the assessors office makes no serious  effort to verify additions are permitted, but they DO include known additions in reported living area. Their application in doing so is unreliable. Many owners report PERMITTED additions have NOT been included in reported GLA even ten years after the event.

I AM the reliable source-not the assessor.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/appraisal/are-realtors-and-amcs-killing-the-home-valuation-system-in-a-word-yes/#comment-11206">Curtis D. Harris</a>.</p>
<p>Why would you use the assessors numbers at all? If your numbers and assessor numbers do not agree, I hope you are not one of those appraisers that &#8216;adjusts&#8217; the stated dimensions of your own sketch to fit, resulting in a misleading appraisal report.</p>
<p>MANY times assessors routinely include ALL covered area under the roof; including entry porch cut-outs. OUR job is to provide an accurate estimate of living area (or building area or rentable area).</p>
<p>In Los Angeles County, the assessors office makes no serious  effort to verify additions are permitted, but they DO include known additions in reported living area. Their application in doing so is unreliable. Many owners report PERMITTED additions have NOT been included in reported GLA even ten years after the event.</p>
<p>I AM the reliable source-not the assessor.</p>
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		<title>
		By: Mike Ford, CA Gen. Cert.		</title>
		<link>https://appraisersblogs.com/appraisal/are-realtors-and-amcs-killing-the-home-valuation-system-in-a-word-yes/#comment-11212</link>

		<dc:creator><![CDATA[Mike Ford, CA Gen. Cert.]]></dc:creator>
		<pubDate>Fri, 27 Jun 2014 13:42:04 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=6310#comment-11212</guid>

					<description><![CDATA[Hamp Thomas is to be applauded for trying to churn up work for us, but he&#039;s missed the mark on everything else. 

I&#039;ve done too many reviews where the appraiser has simply measured incorrectly. Either rounding outside allowable ANSI guidelines, or simply not knowing how to measure accurately.

If the &#039;concern&#039; is amcs or title cos taking issue with different measurements;, it is easily avoided by following good appraisal practices.

When my taped area totals differ from the public record sources or mls data, I disclose it and attempt to identify the cause. Its not always possible, but in the end, either way I make a definitive statement as to why MY measured and calculated area totals are the more reliable.

Lets not shift our own responsibilities in this era of finger pointing. It is NOT the job of mls to provide accurate taped totals. many MLS have been sued successfully over this very thing, and are not about to put anything down on their own volition EXCEPT &quot;assessor&quot; or &quot;appraiser&quot;. When they put the latter down, I give it the LEAST reliability, since they don&#039;t indicate who, or when (or why).

There are practical reasons for not hiring appraisers to do as Hamp suggests. Is the listing agent going to pay $200+ out of his or her own pocket? Is the home owner? Its all the agent can do to get the owners to sign the listing in todays competitive environment.

IF this is really an issue, then contact local boards and offer to TEACH agents how to properly measure; and which areas are legitimately included and which are not.  While you are at it, explain how in many states (CA) condos are ALWAYS measured on an interior basis, even when they are stand alone townhouses.

We have REAL issues to deal with where we need NARs help. lets not alienate them or squander opportunities with foolishness.

As an appraiser haven&#039;t we ALL learned how and when to simply tell and AMC or title company &quot;No&quot;? No one; and I mean NO ONE is going to tell me to change measured, permitted, legal living area that I have personally measured and calculated.]]></description>
			<content:encoded><![CDATA[<p>Hamp Thomas is to be applauded for trying to churn up work for us, but he&#8217;s missed the mark on everything else. </p>
<p>I&#8217;ve done too many reviews where the appraiser has simply measured incorrectly. Either rounding outside allowable ANSI guidelines, or simply not knowing how to measure accurately.</p>
<p>If the &#8216;concern&#8217; is amcs or title cos taking issue with different measurements;, it is easily avoided by following good appraisal practices.</p>
<p>When my taped area totals differ from the public record sources or mls data, I disclose it and attempt to identify the cause. Its not always possible, but in the end, either way I make a definitive statement as to why MY measured and calculated area totals are the more reliable.</p>
<p>Lets not shift our own responsibilities in this era of finger pointing. It is NOT the job of mls to provide accurate taped totals. many MLS have been sued successfully over this very thing, and are not about to put anything down on their own volition EXCEPT &#8220;assessor&#8221; or &#8220;appraiser&#8221;. When they put the latter down, I give it the LEAST reliability, since they don&#8217;t indicate who, or when (or why).</p>
<p>There are practical reasons for not hiring appraisers to do as Hamp suggests. Is the listing agent going to pay $200+ out of his or her own pocket? Is the home owner? Its all the agent can do to get the owners to sign the listing in todays competitive environment.</p>
<p>IF this is really an issue, then contact local boards and offer to TEACH agents how to properly measure; and which areas are legitimately included and which are not.  While you are at it, explain how in many states (CA) condos are ALWAYS measured on an interior basis, even when they are stand alone townhouses.</p>
<p>We have REAL issues to deal with where we need NARs help. lets not alienate them or squander opportunities with foolishness.</p>
<p>As an appraiser haven&#8217;t we ALL learned how and when to simply tell and AMC or title company &#8220;No&#8221;? No one; and I mean NO ONE is going to tell me to change measured, permitted, legal living area that I have personally measured and calculated.</p>
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		<title>
		By: Curtis D. Harris		</title>
		<link>https://appraisersblogs.com/appraisal/are-realtors-and-amcs-killing-the-home-valuation-system-in-a-word-yes/#comment-11206</link>

		<dc:creator><![CDATA[Curtis D. Harris]]></dc:creator>
		<pubDate>Wed, 25 Jun 2014 22:58:26 +0000</pubDate>
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					<description><![CDATA[I disagree! I believe that would only make it only more confusing. I always use the assessors numbers unless I am more that 100&#039; sq/ft off. Then I ask why?

Commercial Appraiser
310.337.1973]]></description>
			<content:encoded><![CDATA[<p>I disagree! I believe that would only make it only more confusing. I always use the assessors numbers unless I am more that 100&#8242; sq/ft off. Then I ask why?</p>
<p>Commercial Appraiser<br />
310.337.1973</p>
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		By: Divedude		</title>
		<link>https://appraisersblogs.com/appraisal/are-realtors-and-amcs-killing-the-home-valuation-system-in-a-word-yes/#comment-11205</link>

		<dc:creator><![CDATA[Divedude]]></dc:creator>
		<pubDate>Wed, 25 Jun 2014 17:22:27 +0000</pubDate>
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					<description><![CDATA[Square footage posted by realtors often includes porches, finished area in basements, etc. for the purpose of making the property more attractive to potential buyers.   This is the same reason MLS photos cannot always be trusted to reflect the true condition of a home.  AMCs&#039; will try to get the appraiser to match realtor and public records if you let them.  How many of these people besides the appraiser do you think actually measure the home?]]></description>
			<content:encoded><![CDATA[<p>Square footage posted by realtors often includes porches, finished area in basements, etc. for the purpose of making the property more attractive to potential buyers.   This is the same reason MLS photos cannot always be trusted to reflect the true condition of a home.  AMCs&#8217; will try to get the appraiser to match realtor and public records if you let them.  How many of these people besides the appraiser do you think actually measure the home?</p>
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		By: Jon		</title>
		<link>https://appraisersblogs.com/appraisal/are-realtors-and-amcs-killing-the-home-valuation-system-in-a-word-yes/#comment-11204</link>

		<dc:creator><![CDATA[Jon]]></dc:creator>
		<pubDate>Wed, 25 Jun 2014 15:12:13 +0000</pubDate>
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					<description><![CDATA[We can&#039;t talk for Realtors, however we as an Appraisal Management Company AND Appraisers we know how the system works with appraising. We don&#039;t feel national AMCs are worthy of any discussion as they slow pay, low pay, put unrealistic demands on files and in general they are NOT appraisers and don&#039;t have a clue on the appraisal process. 

We all need to work and I know appraisers accept low paying jobs to make ends meet and that is a sad day to say the least. We pay top dollar to our appraisers and someday the national chains may just squeeze us out of business for greed!]]></description>
			<content:encoded><![CDATA[<p>We can&#8217;t talk for Realtors, however we as an Appraisal Management Company AND Appraisers we know how the system works with appraising. We don&#8217;t feel national AMCs are worthy of any discussion as they slow pay, low pay, put unrealistic demands on files and in general they are NOT appraisers and don&#8217;t have a clue on the appraisal process. </p>
<p>We all need to work and I know appraisers accept low paying jobs to make ends meet and that is a sad day to say the least. We pay top dollar to our appraisers and someday the national chains may just squeeze us out of business for greed!</p>
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