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	Comments on: $599 Waiver to Save the Borrower Money?	</title>
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		<title>
		By: don		</title>
		<link>https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25811</link>

		<dc:creator><![CDATA[don]]></dc:creator>
		<pubDate>Thu, 28 Mar 2019 18:47:31 +0000</pubDate>
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					<description><![CDATA[The Donald stated he was going to challenge Fannie &#038; Freddie after his recent ordeal with the Justice Dept. Look forward to the turmoil, should be entertaining. I understood the Donald had a degree in economics from Penn. Should also be informative. He did good with lawyers against the Justice dept, think what success he will extract from Politicians.  

Just think we may have a voice from the Donald. Has tooo beat our representatives.]]></description>
			<content:encoded><![CDATA[<p>The Donald stated he was going to challenge Fannie &amp; Freddie after his recent ordeal with the Justice Dept. Look forward to the turmoil, should be entertaining. I understood the Donald had a degree in economics from Penn. Should also be informative. He did good with lawyers against the Justice dept, think what success he will extract from Politicians.  </p>
<p>Just think we may have a voice from the Donald. Has tooo beat our representatives.</p>
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		<title>
		By: certresidential		</title>
		<link>https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25706</link>

		<dc:creator><![CDATA[certresidential]]></dc:creator>
		<pubDate>Sat, 23 Mar 2019 12:04:27 +0000</pubDate>
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					<description><![CDATA[Please clarify. Is the  Bottom line to save the Borrower money Fannie is now collecting $600 for an Appraisal Waiver?]]></description>
			<content:encoded><![CDATA[<p>Please clarify. Is the  Bottom line to save the Borrower money Fannie is now collecting $600 for an Appraisal Waiver?</p>
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		<title>
		By: Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®		</title>
		<link>https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25508</link>

		<dc:creator><![CDATA[Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®]]></dc:creator>
		<pubDate>Wed, 13 Mar 2019 00:32:06 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=21120#comment-25508</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25492&quot;&gt;Baggins&lt;/a&gt;.

All true, and you have incredible information to share. But if we don&#039;t or cannot harness it, the value is lost (or diminished).]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25492">Baggins</a>.</p>
<p>All true, and you have incredible information to share. But if we don&#8217;t or cannot harness it, the value is lost (or diminished).</p>
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		<title>
		By: Baggins		</title>
		<link>https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25492</link>

		<dc:creator><![CDATA[Baggins]]></dc:creator>
		<pubDate>Tue, 12 Mar 2019 16:10:34 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=21120#comment-25492</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25489&quot;&gt;Baggins&lt;/a&gt;.

Follow up. Yes, and I will try to make a better effort to stay on topic.  

With censorship ramping up an unprecedented pace just this year, this is one of the only public facing websites which draws people in without censorship. It&#039;s a balancing act.

Thank you.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25489">Baggins</a>.</p>
<p>Follow up. Yes, and I will try to make a better effort to stay on topic.  </p>
<p>With censorship ramping up an unprecedented pace just this year, this is one of the only public facing websites which draws people in without censorship. It&#8217;s a balancing act.</p>
<p>Thank you.</p>
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		<title>
		By: Baggins		</title>
		<link>https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25489</link>

		<dc:creator><![CDATA[Baggins]]></dc:creator>
		<pubDate>Tue, 12 Mar 2019 16:01:21 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=21120#comment-25489</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25485&quot;&gt;Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®&lt;/a&gt;.

My new business model; Helping consumers fill out appraisal waiver forms. $599 service cost.

Hell if lenders are going to rip off consumers without blinking, there is no reason we can&#039;t get in on that.

Waiver consultation from experienced licensed certified real estate appraisers. $599.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25485">Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®</a>.</p>
<p>My new business model; Helping consumers fill out appraisal waiver forms. $599 service cost.</p>
<p>Hell if lenders are going to rip off consumers without blinking, there is no reason we can&#8217;t get in on that.</p>
<p>Waiver consultation from experienced licensed certified real estate appraisers. $599.</p>
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		<title>
		By: Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®		</title>
		<link>https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25485</link>

		<dc:creator><![CDATA[Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®]]></dc:creator>
		<pubDate>Tue, 12 Mar 2019 15:31:15 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=21120#comment-25485</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25454&quot;&gt;Baggins&lt;/a&gt;.

Baggs;  I didn&#039;t seek nor do I want a career in I.T., including coding. There is already enough of a learning burden involved with ongoing real estate appraisal.

I think a bigger challenge for appraisers is attempting to stay on topic and develop constructive solutions to appraisal problems once identified.

Consumers having to pay $599 for an appraisal waiver seems like a pretty big deal to me.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25454">Baggins</a>.</p>
<p>Baggs;  I didn&#8217;t seek nor do I want a career in I.T., including coding. There is already enough of a learning burden involved with ongoing real estate appraisal.</p>
<p>I think a bigger challenge for appraisers is attempting to stay on topic and develop constructive solutions to appraisal problems once identified.</p>
<p>Consumers having to pay $599 for an appraisal waiver seems like a pretty big deal to me.</p>
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		<title>
		By: Baggins		</title>
		<link>https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25460</link>

		<dc:creator><![CDATA[Baggins]]></dc:creator>
		<pubDate>Mon, 11 Mar 2019 14:24:41 +0000</pubDate>
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					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25455&quot;&gt;William R Temple&lt;/a&gt;.

It&#039;s a time drain though. Stats point to a higher average income for people whom have self taught ahead of formal education. Perhaps I&#039;ll dip into sales but these dang desk fees. I talked to a big box listing agent and he&#039;s paying 12k to 15k a year in all leads and desk fees. If the de minimis does not happen I&#039;ll hopefully stick it out for a few more years here, hopefully. The above linked rebuttal about legislative intent was very well thought out, hopefully will go somewhere and hopefully someone is willing to write a detailed explanative link for the laymen.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25455">William R Temple</a>.</p>
<p>It&#8217;s a time drain though. Stats point to a higher average income for people whom have self taught ahead of formal education. Perhaps I&#8217;ll dip into sales but these dang desk fees. I talked to a big box listing agent and he&#8217;s paying 12k to 15k a year in all leads and desk fees. If the de minimis does not happen I&#8217;ll hopefully stick it out for a few more years here, hopefully. The above linked rebuttal about legislative intent was very well thought out, hopefully will go somewhere and hopefully someone is willing to write a detailed explanative link for the laymen.</p>
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		<title>
		By: Sarah Teng-Chavez on Facebook		</title>
		<link>https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25459</link>

		<dc:creator><![CDATA[Sarah Teng-Chavez on Facebook]]></dc:creator>
		<pubDate>Mon, 11 Mar 2019 03:04:22 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=21120#comment-25459</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25458&quot;&gt;May Villareal on Facebook&lt;/a&gt;.

May Villareal, thanks for sharing this article. This appraisal waiver is such a disservice to the borrower. &lt;img src=&quot;https://static.xx.fbcdn.net/images/emoji.php/v9/t88/1.5/28/1f644.png&quot; width=&quot;16&quot; height=&quot;16&quot; alt=&quot;sad&quot;/&gt;]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25458">May Villareal on Facebook</a>.</p>
<p>May Villareal, thanks for sharing this article. This appraisal waiver is such a disservice to the borrower. <img src="https://static.xx.fbcdn.net/images/emoji.php/v9/t88/1.5/28/1f644.png" width="16" height="16" alt="sad"/></p>
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		<title>
		By: May Villareal on Facebook		</title>
		<link>https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25458</link>

		<dc:creator><![CDATA[May Villareal on Facebook]]></dc:creator>
		<pubDate>Mon, 11 Mar 2019 02:59:05 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=21120#comment-25458</guid>

					<description><![CDATA[Sarah Teng-Chavez]]></description>
			<content:encoded><![CDATA[<p>Sarah Teng-Chavez</p>
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		By: William R Temple		</title>
		<link>https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25455</link>

		<dc:creator><![CDATA[William R Temple]]></dc:creator>
		<pubDate>Sat, 09 Mar 2019 13:21:54 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=21120#comment-25455</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25454&quot;&gt;Baggins&lt;/a&gt;.

Baggins, looking in to coding myself.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25454">Baggins</a>.</p>
<p>Baggins, looking in to coding myself.</p>
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		<title>
		By: Baggins		</title>
		<link>https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25454</link>

		<dc:creator><![CDATA[Baggins]]></dc:creator>
		<pubDate>Sat, 09 Mar 2019 04:59:31 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=21120#comment-25454</guid>

					<description><![CDATA[Perhaps a clearer ethical regulations definition regarding sow related to real property? The most valuable asset. The most valuable licensed professional. For related questions there are some very interesting self education programs on learn to code. All possibly negative context aside, the idea as a possible alternative career choice has merit. I&#039;m drawn to it as a side effort at least, because I should not be forced to feel confused about the data I&#039;m transmitting. What is html exactly? ytb coding tutorial, and that sort of thing. Very interesting, I&#039;ve recently been watching crash course series pbs. The educational model as we know it may not hold up and related considerations like licensing and specialty may follow in quick order. Still trying to digest the legalese sub context of the lreab vs ftc deal. Needs a full article to cover. Thank you.]]></description>
			<content:encoded><![CDATA[<p>Perhaps a clearer ethical regulations definition regarding sow related to real property? The most valuable asset. The most valuable licensed professional. For related questions there are some very interesting self education programs on learn to code. All possibly negative context aside, the idea as a possible alternative career choice has merit. I&#8217;m drawn to it as a side effort at least, because I should not be forced to feel confused about the data I&#8217;m transmitting. What is html exactly? ytb coding tutorial, and that sort of thing. Very interesting, I&#8217;ve recently been watching crash course series pbs. The educational model as we know it may not hold up and related considerations like licensing and specialty may follow in quick order. Still trying to digest the legalese sub context of the lreab vs ftc deal. Needs a full article to cover. Thank you.</p>
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		<title>
		By: Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®		</title>
		<link>https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25451</link>

		<dc:creator><![CDATA[Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®]]></dc:creator>
		<pubDate>Fri, 08 Mar 2019 20:24:14 +0000</pubDate>
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					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25447&quot;&gt;Doug Cross&lt;/a&gt;.

Concur.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25447">Doug Cross</a>.</p>
<p>Concur.</p>
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		By: Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®		</title>
		<link>https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25450</link>

		<dc:creator><![CDATA[Mike Ford, AGA, GAA, RAA, SCGREA, Realtor®]]></dc:creator>
		<pubDate>Fri, 08 Mar 2019 20:23:36 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=21120#comment-25450</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25448&quot;&gt;CaliHaus Appraisals on Facebook&lt;/a&gt;.

Look into Machinery and Equipment appraising (M&#038;E); or insurance adjuster; personal property (antiques); gems, and even business valuation if you are willing to spend some money. EACH is an unlicensed unregulated activity in states despite TAF pretending to set their standards. It&#039;s only appraisers that MUST follow USPAP - the rest can do so if it pleases them...or not.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25448">CaliHaus Appraisals on Facebook</a>.</p>
<p>Look into Machinery and Equipment appraising (M&amp;E); or insurance adjuster; personal property (antiques); gems, and even business valuation if you are willing to spend some money. EACH is an unlicensed unregulated activity in states despite TAF pretending to set their standards. It&#8217;s only appraisers that MUST follow USPAP &#8211; the rest can do so if it pleases them&#8230;or not.</p>
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		By: CaliHaus Appraisals on Facebook		</title>
		<link>https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25448</link>

		<dc:creator><![CDATA[CaliHaus Appraisals on Facebook]]></dc:creator>
		<pubDate>Fri, 08 Mar 2019 20:02:34 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=21120#comment-25448</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25445&quot;&gt;Dave&lt;/a&gt;.

any professions to switch over to that you would recommend? I am scared as an appraiser that I will not have a job that I worked so hard to be able to have. As a mom, this gave me a chance to have a professional career with flexibility to be in their lives. That is being stripped away.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25445">Dave</a>.</p>
<p>any professions to switch over to that you would recommend? I am scared as an appraiser that I will not have a job that I worked so hard to be able to have. As a mom, this gave me a chance to have a professional career with flexibility to be in their lives. That is being stripped away.</p>
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		<title>
		By: Doug Cross		</title>
		<link>https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25447</link>

		<dc:creator><![CDATA[Doug Cross]]></dc:creator>
		<pubDate>Fri, 08 Mar 2019 18:33:13 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=21120#comment-25447</guid>

					<description><![CDATA[Dave; I don&#039;t necessarily agree with our profession being a &quot;dying occupation&quot;. I have a son that is 2 semesters away from graduating from LSU with a degree in Finance/Real Estate of whom plans to work for my company. I have spent almost 25 years building this business with good clients and will not bow down to these low fee paying AMC&#039;s. Diversification, I believe is the answer to longevity and financial success in this profession. Appraising for attorneys, CPA&#039;s and Financial Consultants helps a lot as well as buying and selling a few properties as flips or rentals. We as appraiser&#039;s have to join forces a lot more than in the recent past to have power as a group so as to pump &quot;life&quot; in our profession. Always enjoy your post though!]]></description>
			<content:encoded><![CDATA[<p>Dave; I don&#8217;t necessarily agree with our profession being a &#8220;dying occupation&#8221;. I have a son that is 2 semesters away from graduating from LSU with a degree in Finance/Real Estate of whom plans to work for my company. I have spent almost 25 years building this business with good clients and will not bow down to these low fee paying AMC&#8217;s. Diversification, I believe is the answer to longevity and financial success in this profession. Appraising for attorneys, CPA&#8217;s and Financial Consultants helps a lot as well as buying and selling a few properties as flips or rentals. We as appraiser&#8217;s have to join forces a lot more than in the recent past to have power as a group so as to pump &#8220;life&#8221; in our profession. Always enjoy your post though!</p>
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		<title>
		By: Dave		</title>
		<link>https://appraisersblogs.com/appraisal-waiver-real-cost-2-consumers/#comment-25445</link>

		<dc:creator><![CDATA[Dave]]></dc:creator>
		<pubDate>Fri, 08 Mar 2019 16:58:50 +0000</pubDate>
		<guid isPermaLink="false">https://appraisersblogs.com/?p=21120#comment-25445</guid>

					<description><![CDATA[We appraisers are all in a dying occupation. I told my 23 year old son to find a different occupation other than appraising. We can all shout and scream to the end, but we are outnumbered and truly have no chance. We were always a necessary evil, until they decide we are no longer necessary....]]></description>
			<content:encoded><![CDATA[<p>We appraisers are all in a dying occupation. I told my 23 year old son to find a different occupation other than appraising. We can all shout and scream to the end, but we are outnumbered and truly have no chance. We were always a necessary evil, until they decide we are no longer necessary&#8230;.</p>
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