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	Comments on: Appraisers Not Signing Up with These AMCs	</title>
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		<title>
		By: Guerra Jose		</title>
		<link>https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-35231</link>

		<dc:creator><![CDATA[Guerra Jose]]></dc:creator>
		<pubDate>Thu, 14 Jul 2022 18:32:27 +0000</pubDate>
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					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-35227&quot;&gt;E J Brown&lt;/a&gt;.

I know.. I wouldn’t expect anything from people like you.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-35227">E J Brown</a>.</p>
<p>I know.. I wouldn’t expect anything from people like you.</p>
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		<title>
		By: Bryan		</title>
		<link>https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-35228</link>

		<dc:creator><![CDATA[Bryan]]></dc:creator>
		<pubDate>Thu, 14 Jul 2022 16:19:21 +0000</pubDate>
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					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-35226&quot;&gt;Jose Augusto Guerra&lt;/a&gt;.

Clean up your own house!  Unscrupulous!!??  Get a mirror.  Do you work for Wells Fargo?]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-35226">Jose Augusto Guerra</a>.</p>
<p>Clean up your own house!  Unscrupulous!!??  Get a mirror.  Do you work for Wells Fargo?</p>
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		<title>
		By: E J Brown		</title>
		<link>https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-35227</link>

		<dc:creator><![CDATA[E J Brown]]></dc:creator>
		<pubDate>Thu, 14 Jul 2022 15:56:57 +0000</pubDate>
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					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-35226&quot;&gt;Jose Augusto Guerra&lt;/a&gt;.

No Habla]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-35226">Jose Augusto Guerra</a>.</p>
<p>No Habla</p>
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		<title>
		By: Jose Augusto Guerra		</title>
		<link>https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-35226</link>

		<dc:creator><![CDATA[Jose Augusto Guerra]]></dc:creator>
		<pubDate>Thu, 14 Jul 2022 15:50:01 +0000</pubDate>
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					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28418&quot;&gt;Susan Layne on Facebook&lt;/a&gt;.

AMC are responding to the pressure of the transaction to be closed in approximate 30 days. As a lender point of view and having dealt with unscrupulous and unprofessional appraisers there is a  need more control and faster service to your process even more when demanding fees $850 - $2600 which is ridiculous, if you ask me.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28418">Susan Layne on Facebook</a>.</p>
<p>AMC are responding to the pressure of the transaction to be closed in approximate 30 days. As a lender point of view and having dealt with unscrupulous and unprofessional appraisers there is a  need more control and faster service to your process even more when demanding fees $850 &#8211; $2600 which is ridiculous, if you ask me.</p>
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		<title>
		By: Baggins		</title>
		<link>https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-29003</link>

		<dc:creator><![CDATA[Baggins]]></dc:creator>
		<pubDate>Fri, 24 Jan 2020 17:52:37 +0000</pubDate>
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					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28993&quot;&gt;cotton&lt;/a&gt;.

Concerns about exponentialized liability compounded with uncertainty if your EO provider even covers such practices. Not to mention complete lack of ethics in billing pertaining to improperly co mingled fees.  Forget about it!]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28993">cotton</a>.</p>
<p>Concerns about exponentialized liability compounded with uncertainty if your EO provider even covers such practices. Not to mention complete lack of ethics in billing pertaining to improperly co mingled fees.  Forget about it!</p>
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		<title>
		By: cotton		</title>
		<link>https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28993</link>

		<dc:creator><![CDATA[cotton]]></dc:creator>
		<pubDate>Thu, 23 Jan 2020 20:09:16 +0000</pubDate>
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					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28980&quot;&gt;Katie&lt;/a&gt;.

Typical response! your prob willing to complete bifurcated appraisals and accept 1004s at below market rate? Gulp gulp from the stupid cool aid jug!]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28980">Katie</a>.</p>
<p>Typical response! your prob willing to complete bifurcated appraisals and accept 1004s at below market rate? Gulp gulp from the stupid cool aid jug!</p>
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		<title>
		By: Katie		</title>
		<link>https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28980</link>

		<dc:creator><![CDATA[Katie]]></dc:creator>
		<pubDate>Wed, 22 Jan 2020 17:57:15 +0000</pubDate>
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					<description><![CDATA[Hmm...so many people so resistant to every little thing that changes. I personally like it. I pick my own times and it automatically gets sent to the borrower. It makes my life easier. I&#039;m in full control. Not sure what all the panic is for. Guess what - i still talk to the borrowers regardless of the tool. Breath.]]></description>
			<content:encoded><![CDATA[<p>Hmm&#8230;so many people so resistant to every little thing that changes. I personally like it. I pick my own times and it automatically gets sent to the borrower. It makes my life easier. I&#8217;m in full control. Not sure what all the panic is for. Guess what &#8211; i still talk to the borrowers regardless of the tool. Breath.</p>
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		<title>
		By: Baggins		</title>
		<link>https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28435</link>

		<dc:creator><![CDATA[Baggins]]></dc:creator>
		<pubDate>Thu, 21 Nov 2019 21:20:43 +0000</pubDate>
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					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28414&quot;&gt;E J&lt;/a&gt;.

If they run their own email management service which is not channeled through a ready to go company, you can simply set them to spam. Their IT people will get little email disposition response notices that in order to comply with something or another and to be able to continue to send mass emails, they&#039;ll need to stop sending you messages since you&#039;ve noted that as spam. The spam button is not just for internal webmail organization. Couple that with a call blocker and accent it by refusing to update your credential and insurance information, never subscribe to the instant update all clients of credentials programs.  Eventually they&#039;ll stop soliciting you. Amc&#039;s are nothing short of predatory relentless telemarketers. I would rather have amc&#039;s think I&#039;m out of business than deal with most of them.

The FNMA white paper on amc effects on appraisal quality indicate roughly 1/2 of all appraisers nationally do not submit through the GSE&#039;s CU portal, and of those half who do, roughly half of them do not accept amc orders (as the CU does identify sourcing through an amc or not). One key take away if appealing to lenders, they cut their vendor exposure in half if they use amc&#039;s. And if a guarantee program is controlling which amc specifically, perhaps cut that in half again if not more.  

Still waiting on an answer if the FOIA (Freedom of Information Act) is applicable to the CU system, and now, the USDA systems as well. FOIA is a broadly used tool to force transparency of government and related institutions which requires them to share a broad range of unique and otherwise unavailable data which may be requested from persons or companies outside of their proprietary information circles.  Think of the possibilities. Anyone can file an FOIA and see if it sticks.

As long as appraisers keep taking the orders. The thing the 25% don&#039;t understand is that if you take any amc work, you&#039;re in that box and you may lose access to the other half of the ml lending community. Lenders whom pay full fee often disregard appraisers with discounted fee schedules. If lenders see you&#039;re willing to take usda work via amc&#039;s, don&#039;t be surprised if they scoot you off of other direct panels and ask the amc&#039;s to solicit you instead. Many lenders use a mix of amc vs direct, sometimes on the fly. They are good at keeping lists separated. If appraisers discount anywhere they are much more likely to lose full fee direct access elsewhere in the future. The old &#039;but I negotiate my fees up&#039; thing is pointless and counter productive in the end.  

If appraisal management companies still do not understand what a fair fee for the majority of all appraisers is, we can&#039;t help them. Or sign up to get played and collude against honest consumer billing. It&#039;s your business decision.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28414">E J</a>.</p>
<p>If they run their own email management service which is not channeled through a ready to go company, you can simply set them to spam. Their IT people will get little email disposition response notices that in order to comply with something or another and to be able to continue to send mass emails, they&#8217;ll need to stop sending you messages since you&#8217;ve noted that as spam. The spam button is not just for internal webmail organization. Couple that with a call blocker and accent it by refusing to update your credential and insurance information, never subscribe to the instant update all clients of credentials programs.  Eventually they&#8217;ll stop soliciting you. Amc&#8217;s are nothing short of predatory relentless telemarketers. I would rather have amc&#8217;s think I&#8217;m out of business than deal with most of them.</p>
<p>The FNMA white paper on amc effects on appraisal quality indicate roughly 1/2 of all appraisers nationally do not submit through the GSE&#8217;s CU portal, and of those half who do, roughly half of them do not accept amc orders (as the CU does identify sourcing through an amc or not). One key take away if appealing to lenders, they cut their vendor exposure in half if they use amc&#8217;s. And if a guarantee program is controlling which amc specifically, perhaps cut that in half again if not more.  </p>
<p>Still waiting on an answer if the FOIA (Freedom of Information Act) is applicable to the CU system, and now, the USDA systems as well. FOIA is a broadly used tool to force transparency of government and related institutions which requires them to share a broad range of unique and otherwise unavailable data which may be requested from persons or companies outside of their proprietary information circles.  Think of the possibilities. Anyone can file an FOIA and see if it sticks.</p>
<p>As long as appraisers keep taking the orders. The thing the 25% don&#8217;t understand is that if you take any amc work, you&#8217;re in that box and you may lose access to the other half of the ml lending community. Lenders whom pay full fee often disregard appraisers with discounted fee schedules. If lenders see you&#8217;re willing to take usda work via amc&#8217;s, don&#8217;t be surprised if they scoot you off of other direct panels and ask the amc&#8217;s to solicit you instead. Many lenders use a mix of amc vs direct, sometimes on the fly. They are good at keeping lists separated. If appraisers discount anywhere they are much more likely to lose full fee direct access elsewhere in the future. The old &#8216;but I negotiate my fees up&#8217; thing is pointless and counter productive in the end.  </p>
<p>If appraisal management companies still do not understand what a fair fee for the majority of all appraisers is, we can&#8217;t help them. Or sign up to get played and collude against honest consumer billing. It&#8217;s your business decision.</p>
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		By: Susan Layne on Facebook		</title>
		<link>https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28419</link>

		<dc:creator><![CDATA[Susan Layne on Facebook]]></dc:creator>
		<pubDate>Wed, 20 Nov 2019 03:54:36 +0000</pubDate>
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					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28408&quot;&gt;Kimberly DeFilippis&lt;/a&gt;.

Lol! Hope you feel better soon!]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28408">Kimberly DeFilippis</a>.</p>
<p>Lol! Hope you feel better soon!</p>
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		By: Susan Layne on Facebook		</title>
		<link>https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28418</link>

		<dc:creator><![CDATA[Susan Layne on Facebook]]></dc:creator>
		<pubDate>Wed, 20 Nov 2019 03:54:04 +0000</pubDate>
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					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28406&quot;&gt;Tired Appraiser&lt;/a&gt;.

A very risky practice going forward in California. I would not accept an assignment where the time is set for me; also, scheduling the appointment is an opportunity to ask questions about the condition etc.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28406">Tired Appraiser</a>.</p>
<p>A very risky practice going forward in California. I would not accept an assignment where the time is set for me; also, scheduling the appointment is an opportunity to ask questions about the condition etc.</p>
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		<title>
		By: Bryan J. Trenholm		</title>
		<link>https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28417</link>

		<dc:creator><![CDATA[Bryan J. Trenholm]]></dc:creator>
		<pubDate>Tue, 19 Nov 2019 17:44:43 +0000</pubDate>
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					<description><![CDATA[How about a Title Insurance Management Company? Insurance on the left, insurance on the right, insure over the search you paid for, Fees on the left, fees on the right - It&#039;s like a Jimmy Buffet song (Fins).]]></description>
			<content:encoded><![CDATA[<p>How about a Title Insurance Management Company? Insurance on the left, insurance on the right, insure over the search you paid for, Fees on the left, fees on the right &#8211; It&#8217;s like a Jimmy Buffet song (Fins).</p>
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		<title>
		By: Tim Beyrent		</title>
		<link>https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28416</link>

		<dc:creator><![CDATA[Tim Beyrent]]></dc:creator>
		<pubDate>Tue, 19 Nov 2019 17:23:01 +0000</pubDate>
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					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28415&quot;&gt;Dave&lt;/a&gt;.

RE Cuomo:  You left out &quot;Former Head of HUD who turned Appraisers into Home Inspectors.&quot; 

Oh, and Attorneys solicit tax assessment appeals based upon value. Fee typically = a year or two of property tax savings. Yeah try THAT as an Appraiser!]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28415">Dave</a>.</p>
<p>RE Cuomo:  You left out &#8220;Former Head of HUD who turned Appraisers into Home Inspectors.&#8221; </p>
<p>Oh, and Attorneys solicit tax assessment appeals based upon value. Fee typically = a year or two of property tax savings. Yeah try THAT as an Appraiser!</p>
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		<title>
		By: Dave		</title>
		<link>https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28415</link>

		<dc:creator><![CDATA[Dave]]></dc:creator>
		<pubDate>Tue, 19 Nov 2019 17:04:22 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=23136#comment-28415</guid>

					<description><![CDATA[I&#039;m still waiting for lawyers to have to use the same system as we appraisers of obtaining business. AMC- Attorney  Management Company. The lawyer has to be fast and cheap to get the shotgun blast bid! That would be a hoot to see the lawyer&#039;s squirm like the snakes they are!]]></description>
			<content:encoded><![CDATA[<p>I&#8217;m still waiting for lawyers to have to use the same system as we appraisers of obtaining business. AMC- Attorney  Management Company. The lawyer has to be fast and cheap to get the shotgun blast bid! That would be a hoot to see the lawyer&#8217;s squirm like the snakes they are!</p>
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		<title>
		By: E J		</title>
		<link>https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28414</link>

		<dc:creator><![CDATA[E J]]></dc:creator>
		<pubDate>Mon, 18 Nov 2019 23:19:28 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=23136#comment-28414</guid>

					<description><![CDATA[You are right, I&#039;ve been getting request from LRES for years and I&#039;ve never done anything for them because they are all out of my area by 100 miles. Now they want me to sign up for their new &quot;portal&quot;. But I cannot figure out how to unsubscribe for any more emails. I believe they have gone to ClearValue, no thanks!
I need a larger DELETE button.]]></description>
			<content:encoded><![CDATA[<p>You are right, I&#8217;ve been getting request from LRES for years and I&#8217;ve never done anything for them because they are all out of my area by 100 miles. Now they want me to sign up for their new &#8220;portal&#8221;. But I cannot figure out how to unsubscribe for any more emails. I believe they have gone to ClearValue, no thanks!<br />
I need a larger DELETE button.</p>
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		<title>
		By: Cotton		</title>
		<link>https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28413</link>

		<dc:creator><![CDATA[Cotton]]></dc:creator>
		<pubDate>Mon, 18 Nov 2019 22:44:49 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=23136#comment-28413</guid>

					<description><![CDATA[There is a capital F word I would like to use when describing my interactions with these AMCS. Again people it is your license and signature they are after. Play very hard to get!]]></description>
			<content:encoded><![CDATA[<p>There is a capital F word I would like to use when describing my interactions with these AMCS. Again people it is your license and signature they are after. Play very hard to get!</p>
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		<title>
		By: Ralph		</title>
		<link>https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28412</link>

		<dc:creator><![CDATA[Ralph]]></dc:creator>
		<pubDate>Mon, 18 Nov 2019 21:17:39 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=23136#comment-28412</guid>

					<description><![CDATA[Giving 3 times is a complete joke! When I call to schedule I give one day and time, if I leave a mssg, I move on the the next inspection. If I had given 3 options, what happens when that day and time is gone because the next person answered the phone. This will be a complete train wreck. If I’m one of their appraisers I just ignore this BS. They can’t tell you how to run your business!]]></description>
			<content:encoded><![CDATA[<p>Giving 3 times is a complete joke! When I call to schedule I give one day and time, if I leave a mssg, I move on the the next inspection. If I had given 3 options, what happens when that day and time is gone because the next person answered the phone. This will be a complete train wreck. If I’m one of their appraisers I just ignore this BS. They can’t tell you how to run your business!</p>
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		<title>
		By: Bryan J. Trenholm		</title>
		<link>https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28411</link>

		<dc:creator><![CDATA[Bryan J. Trenholm]]></dc:creator>
		<pubDate>Mon, 18 Nov 2019 18:40:32 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=23136#comment-28411</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28406&quot;&gt;Tired Appraiser&lt;/a&gt;.

We did some work for Servicelink until EXOS arrived.  They were pushy and rude when we removed ourselves from their list.  I swear we will never learn.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a target="_blank" href="https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28406">Tired Appraiser</a>.</p>
<p>We did some work for Servicelink until EXOS arrived.  They were pushy and rude when we removed ourselves from their list.  I swear we will never learn.</p>
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		<title>
		By: E J		</title>
		<link>https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28410</link>

		<dc:creator><![CDATA[E J]]></dc:creator>
		<pubDate>Mon, 18 Nov 2019 17:30:55 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=23136#comment-28410</guid>

					<description><![CDATA[I do quite a few USDA direct appraisals here in my rural market and if I remember correctly a year or so ago I had to send USDA something called a blanket appraisal fee form with my fee. So I did, and all orders were sent at $450. I wonder what happened to that agreement and what fee these AMC&#039;s are offering. I&#039;ll never work for Clarocity. Never heard of Amrock.]]></description>
			<content:encoded><![CDATA[<p>I do quite a few USDA direct appraisals here in my rural market and if I remember correctly a year or so ago I had to send USDA something called a blanket appraisal fee form with my fee. So I did, and all orders were sent at $450. I wonder what happened to that agreement and what fee these AMC&#8217;s are offering. I&#8217;ll never work for Clarocity. Never heard of Amrock.</p>
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		<title>
		By: Angry Appraiser		</title>
		<link>https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28409</link>

		<dc:creator><![CDATA[Angry Appraiser]]></dc:creator>
		<pubDate>Mon, 18 Nov 2019 17:21:29 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=23136#comment-28409</guid>

					<description><![CDATA[The underlying message is that politicians have and will continue to reduce our standard of living and ability to earn a wage reflective of our experience and professionalism to a level that will REQUIRE the use of the &quot;perks&quot; they claim to provide just to afford the necessities and small indulgences of life. See(k) the truth.]]></description>
			<content:encoded><![CDATA[<p>The underlying message is that politicians have and will continue to reduce our standard of living and ability to earn a wage reflective of our experience and professionalism to a level that will REQUIRE the use of the &#8220;perks&#8221; they claim to provide just to afford the necessities and small indulgences of life. See(k) the truth.</p>
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		<title>
		By: Kimberly DeFilippis		</title>
		<link>https://appraisersblogs.com/appraisal-management-companies-soliciting-4-lowest-priced-appraisers/#comment-28408</link>

		<dc:creator><![CDATA[Kimberly DeFilippis]]></dc:creator>
		<pubDate>Mon, 18 Nov 2019 15:50:15 +0000</pubDate>
		<guid isPermaLink="false">http://appraisersblogs.com/?p=23136#comment-28408</guid>

					<description><![CDATA[In the hospital. Needed this laugh!]]></description>
			<content:encoded><![CDATA[<p>In the hospital. Needed this laugh!</p>
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