Touché. They had an unsuccessful attempt in 2020, and I’m sure they’ll try again this time around. I don’t see the Biden regime allowing it to happen, especially given his absolute power by our Supreme Court. More or less walks on water at this point. 🙂

” It’s not a good look.” LOL. That’s a subjective opinion. ….. but hey, a soft coup is not such a great look either.

Do you actually believe in the fairy tale that corruption is only on one side and not the other?

Parroting mainstream media does terrible things to the mind.

You’re confusing or conflating the difference between bias and effective judgments which human beings apply in every day activities because we are human. Again; appraisers as a group have never been biased in the ways we are accused of being. I do not ‘effect market value’. Such a position is a false narrative based on a flawed premise. The appraiser reads and reports on the market. We do not set markets. Value is an output, a product of carefully analyzed price data, relayed as accurately and defensibly as possible, backed by real world data, aka; the appraisal work file and market research. The prices which the appraiser analyzes are set by market participators, which the appraiser is not a market participator. Appraisers read and report on market data. No more, no less. The descriptive language we use is for the most part, only there to bridge the gap between the laymen whom does not understand appraisal analysis process, irrelevant really. How would changing language effect mathematical data outputs? The premise is irrational. Always has been. Stop drinking the kool aid. It’s not healthy.

Silly. We all have biases, so does the work we do. What’s wrong with correcting those that may have an effect on the property value? You’re fear mongering, did you learn that by the 1 term convicted felon? It’s not a good look.

Appraisals were never biased in the first place. Put down the kool aid.

I think the difference is that what you may see as accusations, I see as keeping appraisals unbiased. I think the majority have good intentions and mean no harm. I don’t see anything wrong with keeping certain words and phrases out of the reports.

Please forgive if I’m not up to speed with the subtle meanings of emoticons.

Please clarify if you think the ongoing accusations towards appraisers will be amplified by the current administration whom facilitated the PAVE task force, or the other side.

? ? I’m agreeing with their comment.

Sounds like someone is out of touch with reality. It’ll be okay, fella. 😉

Stockholm syndrome much?

Correct, 3 weeks until Harris is officially elected 🙂

Can you, please, post Fannie Mae’s reply here? I would like to include it in my reports too. Or, could you, please, send it to: grappraisal@gmail.com.

I would greatly appreciate it!!

I don’t have to do anything. And I don’t. At least someone is reading your reports, the automated language scrapers don’t recognize pdf inclusions of MLS listing pages.

Catch 22 the process:

On this date xx/xx/xxxx the client (x) made this specific request to the appraiser:

Blur out the word church from the realty listing document.

Appraisers notes: The word ‘Church’ has now been removed from the realty listing document.

No other report changes have been made.

If they want to get stuck in a redundant loop, inform them they’ll have to specifically include their list of banned words in the scope of work appraisal order documents. Which they will not do because censorship of this nature is illegal.

The root cause of the problem is the lenders not standing up to counter productive arguably unconstitutional gse policies. That’s their problem, not the appraisers. And if they want to cancel the order and argue about fees and compensation, they can pay twice with a new appraisal or field a complaint the appraiser files on them with the state board or even the federal level. Normally they relent because everything the appraiser puts into the final report makes it’s way to the CU database, portfolio investors, and is subject to additional scrutiny by unrelated parties at any date in the future, repeatedly. Appraisers should be copying in exactly word for word the revision requests. If the lender wants any specific language omitted, tell the lender they can’t use that language in their revision requests, because it is your responsibility to be 100% transparent and copy in their exactly language used. What are they going to do then?

you have to blur out the language of others – so we’re the police now too apparently.

oh thank you – great idea!

be sure to say it’s tax exempt properties – lol

Do you subscribe to consumers research?
https://mailchi.mp/bcc2b491eebb/the-consumers-esg-watch-16222864?
https://consumersresearch.org/wp-content/uploads/2023/03/Consumers-Research-Letter-to-Leadership-ESG-Oversight.pdf
Read the longer linked report in the second link. Would those ‘responsible management duties’ also apply to how the GSE’s are conducting business and attempting to remove human appraisers and replace us with automation?

But wait, it gets better. There is more. The new CFPB final rule for AVM regulations was released last week. They approved every wish list item, there will be only the illusion of accountability. The situation is bleak.

https://www.consumerfinance.gov/about-us/blog/cfpb-approves-rule-to-ensure-accuracy-and-accountability-in-the-use-of-ai-and-algorithms-in-home-appraisals/
https://files.consumerfinance.gov/f/documents/cfpb_automated-valuation-models_final-rule_2024-06.pdf