YES, Believable appraisers write a convincing H&B section in the report which (should) defend the writer. The independent contractor has to defend his net worth, insurance may not cover. The employee has fewer choices, but fewer consequences Doing E.R.C. and working against another appraiser was enlightening. When opinions differed greatly the usual situation was H&B interpretations. The walkout basement, Excess land separately salable, Proximity to bad stuff, The contribution of the MIL hse, etc.

Hi Don, as we both know all assumptions (extraordinary or otherwise) are supposed to have a reasonable basis for being made. It is that subjective ambiguity that causes the problems. Skippy will ‘assume’ clearly bootlegged units are permitted and ‘good appraiser will ask for permits.

Not sure where you were going with the rest of distinctions re ICs vs employees. Any licensed ’employee’ can be held accountable by the state whether IC or employee. Same as any doctor could be. There may be other civil liabilities beyond license regulatory agencies.

Appraisers are either licensed contractors with the ability do CLEARLY state their job, or employees who are bound to their employers demands. Are appraisers licensees violations JUST enforced by the STATE or The State and other appraisers?

Contractors MUST keep the rights to make a beneficial contract with their clients. Employers can demand almost anything and then fire the employee Licensed contractors have liability from many directions, employees can only be fired!

We all get them. Or at least used to, before we had sense enough to jump off those amc panel lists. Amc is telecom out of the box, they’re all the same. The appraiser is their customer, they could not exist without the appraiser, and the marketing line is always the same. If we’re going to support amc’s, all we ask is they do a better job than we would do, in terms of advocating on our behalf and helping us get a better deal than we would otherwise have in their absence. Who actually selects an agent from a middle management agency whom purposefully drives workload up and fees down?

That’s a tough sale… That’s why the dress it up with all that other hoo ra. But in the end, regardless of the amc’s glorious claims, the far majority of them are all the same. Worst agents imaginable.

I swear you hacked the emails we receive!! Spot on!!

Is that your fee and turn time? If that is a consistent fee you’re willing to offer, we can offer you increased volume. Please sign these documents indemnifying us from all wrong doing, accept the liability of wrong doing by others which you may have no control of, and we’ll look forward to having you on our appraisal management panel. We recently received recognition for being the fastest growing company in our state and our employee satisfaction ratings are through the roof. We also have an exciting new project in the works, which is a hybrid appraisal on our own proprietary forms. We have appraisers completing these in as little as half an hour and at $50 dollars each, many are earning over $100 an hour. We offer typing services for a very low price so we can write most of that report for you, and we also have someone else do the inspection. You’re going to love these, can we sign you up for our hybrid panel as well? Management.

Sounds more like a description of the thousands of mortgage appraisals performed every week by certifieds for $275.

I can’t believe AI is undercutting it’s own membership like this. Truly the only people helped by these spurious products are those relatively few MAI’s that own or manage residential AMCs or national “appraisal” firms where high volume production of garbage products is OK by them as long as they can hide behind the scope of work rule (more bad regulation – though foisted on us by TAF…by a few insiders that are bashful about disclosing their designations)

The majority of MAI’s that still compete for C&I work where their training deservedly makes them among the cream of the crop. It is only those few that can’t cut it in the C&I world that have to push out the ‘junior member’ SRA’s that should be providing corporate appraisal expertise for residential appraisal…if only designation were to be the basis for leadership.

AI recently joined with many others to oppose the increase in the de minimis level. A step that unites appraisers and preserves our professionalism. I absolutely cannot fathom why AI National in Chicago also promotes this self destructive policy all over America.

All AI Chapters are doing by promoting these short-sighted bills is to undermine the entire profession.

When minimal standards of performance are no longer required, then there ceases to be a need for even the restricted bifurcated hybrid hucksters or the MAI’s that want to do them.

They are creating the false illusion that “appraisal” can be performed in assembly-line fashion…by software designers that know nothing of appraisal. Just so long corporate ownership or management is held by an MAI.

A premise that is not unlike thinking Congress Members (or state legislators) are personally reviewing the legislation they author – rather than the paid lobbyists that draft and write the final bills.

Like SB 70.

The newspapers used to serve these functions better before corporate monopolization and either buy outs or shuttering of most. No more newspaper posting requirements in many jurisdictions. Now that tech companies are boldly advocating for corporate interests as their apparent first priority, calling dissenting opinion as something valid to routinely censor on every front, it’s more difficult than ever for regular consumers to get valid data on who and what to trust. Trusting the government to keep us safe with food, medicine, and finances is a common first mistake in this current period of time.

Did you know lenders offer a trust option where they virtually guarantee you’ll close on a home, so long as you voluntarily reject your most important forms of unbiased separated consumer protection? And if that does not work out there is another guy standing in line whom will pay cash for your property, no appraisal required. It never ends, caveat emptor. Who’s providing warranty on the hybrid products? The state alert is just window dressing so they could wash their hands of the issue without actually doing anything about it.